How I Manage My Money | Income, Investments, Saving (Self-Employed Personal Finance Strategy Update)

Be the first ones on the email list! taylor-bell.mykajabi.com/signup 🤠
Insta @Taykbell→ / taykbell 🐢
Written, filmed and edited by yours truly. Subscribe for $0 and don't forget to INCINERATE the like button, I'll love you forever.
👥 Follow me on LinkedIn: tinyurl.com/5n6ddrnv
TikTok: tinyurl.com/a2k9vxmd
0:00 Major changes
0:56 Income streams
1:23 Corporate job era
4:42 Self-employed era
11:23 Future strategy
12:48 Exclusive behind the scenes
✨ Equipment I use for filming ✨
➢ My camera (aka my phone): iPhone 15 Pro Max
➢ Rode Wireless Go II mic system: amzn.to/3Le5RMV
➢ Mini clip-on lavalier mic: amzn.to/3LhZyI3
➢ Mic for sit-downs: amzn.to/3prIXGU
➢ Softbox lighting kit for sit-downs: amzn.to/3MxJyWh
➢ iPhone hand-held vlogging gimble: amzn.to/3pzDT36
➢ Noise Canceling Headphones: amzn.to/3bmx4Nt
➢ Ring Light for tripod: amzn.to/2ZtGO2L
🎵 Music
➢ Epidemic Sound → use link for FREE trial www.epidemicsound.com/referra...
➢ iSaintJames @isaintjames → / isaintjames
➢ GurtyBeats @GurtyBeats → / gurtybeats
🎧 Follow me on Spotify: open.spotify.com/user/iamteeb...
💪🏼 For workout classes: Sign up for Class Pass with my referral code (we both get credits!) classpass.com/refer/PEEA1TMA29
💳 Apply for an American Platinum Card with my link and we both get rewarded if you're approved! americanexpress.com/en-us/ref...
🛍 New to Poshmark? Use my code TAYKBELL when you download the app for $10 off your first purchase! Free money!
TAGS lol: how i manage my money, income, investments, saving, self employed personal finance strategy, personal finance strategy, taylor bell, personal finance, how to save money, how to budget money, save money, saving money, how i invest, where i put my money, payday routine, how i budget, how i plan my finances, how to plan finances, personal finance 101, self employed personal finance, taylor bell finance, personal finance in my 20s, budgeting in my 20s, how to manage money, finance, what i do with my money when i get paid, payday, managing money, my income streams
FTC: This video is not sponsored. Some of the links above may be affiliate, meaning I could earn a small % of sales made via those links, but it doesn’t cost you anything extra!
Current Sub Count: 442,765

[@mirrermirrer]

No matter what you say or how much important the subject is, a lot of people come here to see you and watch you talking that frequently. Including me TURTLE

[@TaylorBell]

Well by golly that's awfully kind of you to say

[@user-ie3sl4xt5k]

same! i never remember what is she talking about. i watch her to take stress off :)))

[@brianmeegan6384]

She smiles, we smile and we all have a better day!

[@5-Star_Official]

Focus on your hair health, please 🙏 Love ❤️ you​@@TaylorBell

[@lorieverhart7151]

Taylor, Taylor, Taylor....the most important thing you said in this video pertains to contributing to a Roth 401K because you plan to be in a higher tax bracket when you retire than you are now. This is SUCH an important lesson for everyone to pay attention to. I finally had this explained to me at age 45 or so, waaaaaay too late in life. I had already spent 25 years putting away pre-tax money into my retirement. Now, when we take a look at what our revenue streams will be in retirement, turns out we will be in a much higher tax bracket than we are now. It's not too late, folks....contribute to a Roth account when you are young!!!!!

[@robyn_southafrica]

No matter what the subject matter is of your videos, its always nice to see you speak with so much enthusiasm and passion. Your genuineness (?) and openess is honestly always so refreshing. Respect! 🐢

[@TaylorBell]

That is so nice of you to say-- I really appreciate it 💜

[@davidlowe8597]

You should start your own (separate) investment/financial/money management KZbin channel. You can play the new channel name off the stock market bell 🔔 and your name and call it The Financial Bell (or something more clever).

[@TaylorBell]

I like the way you're thinkin

[@davidlowe8597]

​@@TaylorBellIf you do start your own financial channel a whole video on how to obtain health insurance ( health insurance options) for the self employed (or under employed) would be highly beneficial to people just starting out/graduating from college or highschool. Including a section on supplemental insurance to pay the bills if illness or injury. Sorry I know, all very boring 🥱. But you organize information in a very straightforward and useful manner.

[@oscarberry9641]

I am a rising college freshman! You are my fav KZbinr of all time. I always finish your videos with a newfound motivation to do something special with my life! 🐢

[@TaylorBell]

oh my gosh THANK YOU 🐢I appreciate you!

[@heath_biller]

HSA's are my favorite account so I'm glad you mentioned them. Most people don't realize you can invest your HSA money. Also, at age 65 you can take money out of an HSA for non-medical expenses without the 20% penalty. You would pay taxes on it though for non-medical expenses. So it essentially can be used as an HSA or a traditional retirement account after age 65. The contribution limit for SEP-IRAs is technically 25% but since you are taking a deduction on the contributions, that reduces your taxable income which in turn reduces the 25% amount that you can contribute. So the limit usually falls somewhere between 20-25% but is usually a little lower than 25%. Hopefully later this year firms will start offering Roth SEP-IRAs. Those are allowed now after the SECURE 2.0 bill was passed. Some good strategies to consider in the future for brokerage accounts are tax loss harvesting & donating appreciated shares to reduce your capital gains taxes down the road. Great video though! Seems like you are setting yourself up great for the future.

[@bbot16]

Expense ratios aren't the only consider for ETFs vs mutual funds. ETFs tend to be far more tax efficient given their structure and how they don't have to pay out capital gains. Beyond the tax efficiency, I think too many people chase the lowest expense ratio while leaving some gains on the table. It is very important to look at everything on a tax and fee adjusted basis

[@MrAmmo2021]

Perfectly timed video for my 15 minute break

[@TaylorBell]

Frick yeah. Leaving you with a 1 min 40 second buffer to spare 😩

[@hanmira]

Omg I was JUST watching one of your old videos and wondered when you were gonna post again, the timing is perfect!❤ Thank you

[@TaylorBell]

Let's gooooooo. Happy to deliver 💜

[@kierstenking2700]

Girl… You are helping so many people by making these videos… Thank you so much!

[@sielsm3743]

I always feel so excited to watch these sorta like informational videos, they are a perfect combination of, inspiring, helpful, interesting, relaxing and fun.

[@TaylorBell]

YAY so glad you find them to be so

[@l.a.rivasesq.8841]

I retired at age 50 and manage my own investments. I watch some personal finance channels on here. This is probably why the algorithm recommended your video to me. Your personal finance strategy is very sound and is especially impressive at your age. I didn’t start getting serous about personal finances until about a month before my 31st birthday.

[@anniechen181]

Hi Taylor! Don’t forget about the pro rata rules for the back door Roth contribution! You may know but your viewers may not and then they’ll be surprised by the tax bill!

[@thecorrectoification]

The ETF I would recommend over VOO or SWPPX is VT(not to be confused with VTI), because you'd have more fully diversified total market exposure. The opportunity cost loss of only sticking to the S&P500 outweighs the slightly higher 0.07% MER of VT because you're missing out on some mid cap and small cap as well as international and emerging markets.

[@oldhamer111]

You're an inspiration to me. I'm a 40 year old guy with a full-time job in the UK but you've inspired me to spend more time on my side hustle (poker) and now I'm making more money than before. Thanks again and keep the videos coming!

[@TaylorBell]

Wow thrilled to hear it!!! Big proponent of side hustles. Thank ya for watching, loved my trip to the UK

[@jackwilliamburgess]

Cash Games or Tournaments?

[@dwmadero11b]

The "I am American" and the Eagle sound in the background is perfect 👌 lol

[@TaylorBell]

Hahahahah thank you for noticing

[@letscirclebackgames]

Awesome that you were able to max out all your different tax advantaged accounts during your corporate job era!

[@ozatanvi]

Two weeks ago, I experienced the loss of someone dear to me. Your content has been a source of solace, bringing a glimmer of hope and lifting my spirits. Thank you for generously sharing your life with us; it's not just brightening my day, but also bringing comfort to many others like me!

[@TaylorBell]

What an honor to receive a comment like this, and I'm so sorry for your loss. Sending you all the best wishes and happy vibes 💜

[@ozatanvi]

@@TaylorBell Love u

[@bloodyraindrops23]

Hi Taylor, I love your content! I'm your age and an independent woman and it's fascinating to see such transparency. Haven't quite gotten to such open levels of dialogue with my friends and family yet, lol. Wishing you the best on your journey!

[@terrysapartment]

SWPPX fan too 👍🏻 Have a followup video idea: How do you mix and checking, savings, and credit card accounts to maximize benefits? (Reward points, 4% interest, expenses, etc)

[@roshinisundar5230]

Hi Taylor, loved the video! A suggestion for a video idea would be to share some tips on how you track your expenses. If it's an Excel spreadsheet/Google sheet, it would be great if you can share what functions you utilize. Have a great day!

[@proudlycanadian3023]

Thank you very, very much for the great video! Since watching Taylor Bell, I have taken more of an interest in financing, banking, and other things concerning money! Also, I have mentioned so many that part of me is so deeply in love/head over in love with Taylor Bell this is because I have fallen deeply in love with New York! The reason is that I am accountable to some very powerful/influential people and I had to do something to get over my PAST hatred of American culture. I noticed Taylor Bell's channel-she is very different, very intelligent, friendly, and approachable. Even though a lot of people are very different from who they are in real, its her transparency/sincerity! For some strange reason, I am also videos on US immigration! Thank you very much, Taylor Bell! You are absolutely fantastic and brilliant! Keep up the perfect work!

[@Sarah-qn1so]

Taylor, I'm not even from the US but I watched your video from start to finish because I was amazed at how eloquent and smart you are! Congrats on your financial journey. Seems like you are doing great!

[@TaylorBell]

Aw you are too kind!!! Thank you so much, and thank you for being here!

[@OffTheCover]

As someone who's been in finance for a long time... screwing around with single names is a fool's errand. For every Tesla, there's a Beyond Meat. Just stick all your money in SPX ETF's like she says.

[@alejandrorodriguez4189]

Starting my day with Taylor giving us a great breakdown on her video, love it ❤, have a wonderful day Taylor 🐢

[@TaylorBell]

heck yeah! Thanks alejandro, you too 🐢

[@adamschaftel3636]

Such a great video! I appreciate the way you communicate in a way that is direct and confident, but also humble and with grace. Keep up the great content!

[@TaylorBell]

Aw I appreciate that!!!! Thank you!

[@RameshKumar-ng3nf]

Hello, Please do make videos on your productivity apps you use in your daily life. Would be great to know about your digital organization secrets and tips from you . - Task manager app you use in laptop, tablet, mobile phone. - Notes app you use in your devices. - Any mindmap app you use for your works. - Your take on tablet vs laptop which one do you prefer for your works etc.

[@Pirrelli8]

You can still model, if you want. You have beauty and brains. Take advantage, an additional stream of income you’ve totally missed.

[@helenstratigos4862]

My head is spinning lol! But this is good. Taylor you smart.

[@iguana9173]

This was a really good video Taylor learned some excellent advice.

[@xtinriver143]

always looking forward to your videos!!! ❤❤❤❤❤

[@Curlssent]

I love these types of videos because they are so helpful!

[@TaylorBell]

woooooo

[@earthcruiserGT]

Thanks, for posting and providing so much quality information.

[@bbot16]

Technically (according to the IRS), an IRA is actually an individual retirement arrangement (not account). Very little known fact.

[@HenggaoCai]

Health insurance is a good reason to stay employed. Our standard of living depends on how good our health care coverage is.

[@jenovia22]

Another great vid from Taylor!

[@fischersUSA]

Wow, 1 minute! Can't wait to see the new video! Loooove from Austin 🎉💖

[@TaylorBell]

let's goooooo! Greeting from NYC

[@aarush_luthra]

when she talks, people listen... that's the kind of power she has.

[@TaylorBell]

🙈

[@humphrey]

great work Taylor! Kate Middleton needs to take some advice from you

[@Jack_Clemans]

Always love seeing Papa humphrey in the comments :)

[@TaylorBell]

Means a lot from you, Big H!

[@TaylorBell]

Wonder what those royal sponsorships are like 🤑

[@hnnhml]

😂

[@peterferrer8161]

Congrats. I think financial education should be a subject taught in schools. 👊

[@lizlaz57]

Your videos are so nice to watch, no matter what you talk about :D

[@TaylorBell]

aw so glad you think so 🥹

[@DESmiddy]

Great advice Thank You. I Save / Invest 80% of my income & appreciate your practical approach. I haven't done Crypto whatsoever & won't. Glad you brought that up. I am glad you brought up Health Insurance. I have been struggling with going into my consulting ideas & how to handle health insurance & dental insurance? No, I haven't researched my health insurance & dental plans self-employed options yet.

[@hnnhml]

hellor and welcome backk🐢

[@TaylorBell]

Hellooooooor!!! Thank ya for being here 🐢 💜

[@TheCoolgargiful]

You inspire me Taylor ❤

[@geekgazette]

I love following you and learning from you. You are an amazing young woman.

[@vaibhavkumararya9952]

Wow.......Taylor Bell is backkk❤❤😍😍

[@TaylorBell]

WE BACK

[@suzigemini]

Taylor Beautiful video--and informational. As a woman in my early 50s you nailed it. I am Bullish on Bitcoin though--personal preference. Much love and enjoy your trip.🥰

[@ssbusiness7458]

Outstanding video every time any time I stand with u

[@Jack_Clemans]

Here is a paycheck checklist summary with some modifications from a CFP®: 1.) Set aside money for that month's needs 2.) Have at least 1 month expenses in emergency fund 3.) Save enough in employer sponsored plan to get the match 4.) Pay off high-interest debt 5.) Fully Fund your emergency fund (3-6 months expenses) and any savings for expenses within the next 5 years 6.) Save enough to Hit the IRA contribution limit (Roth or Traditional depending on timeline) 7.) Maximize HSA contributions (if you have a high-deductible plan and qualify) 8.) Invest more into employer sponsored plan (or self-employed plan) until you hit the limits 9.) Invest into an investment account (taxable brokerage) skip to this step after step 6 or 7 depending on how much you need for the expense 10.) Pay off low interest debt 11.) Become a rich self-employed KZbinr (skip to this step right away when possible) Thanks for another great video Taylor! :)

[@TaylorBell]

Love this, spot-on! Made my way to step 11 as quickly as I could 🫡

[@ariyanhejazi]

this is a great information you talk about it but in my country, it’s different and difficult. Thank you Taylor 😊

[@Yuliia.englishh1]

thank you for your video, it was interesting to watch and compare being a worker and an entrepreneur

[@karl5428]

Self employment gang 👊 I'm an Architectural Home Designer contracting out my designs/plans. Seeing invoices at my former employers drove me to self employment. Life is 1000% more exciting and fulfilling. Props to you for doing so in the greatest city on the planet 👏

[@sarahkang2803]

Hi Taylor! I love u and ur videos and ur turtle!!❤

[@AFTstorm]

As my income is very cyclical, i keep up to 2 years of living expenses covered. Began working last year to make it less cyclical or lumpy as you call it. Hopefully that will start workign soon

[@ls66723]

Hey Taylor could you do a video on your process? You talked a bit in one of your older videos about how you write scripts, etc and how isolating the content creation job can be - a little bit of a glimpse and deep dive into what that looks like?

[@ChefScottSUP]

Taylor, your video was insightful and engaging. Great job!

[@TaylorBell]

Thank you so much!!

[@_emh]

Taylor, great video and congrats on making the jump to full-time self employment! I would just add a few thoughts about tax strategy based on your income: As a $300K/yr earner and single filer, you're currently in the 35% bracket. I know you said you expect your taxes to be higher in retirement, but I would suggest you carefully evaluate that hypothesis: Are you likely to have a house with no mortgage by retirement? That dramatically reduces your fixed expenses. Are you possibly going to be married? The joint-filer brackets are much higher than those of a single filer. Plus, even if rates remain constant or slightly increase, the brackets will be adjusted for inflation and increase, thereby lowering your effective tax rate (the important number) by the time you retire. Plus, if you're drawing 100% of your income from investment accounts, you can control your cash flows to manage your tax liability. In short, this is why you may likely have a lower effective tax rate in retirement even while enjoying a more luxurious standard of living. Something to keep in mind. With that in mind, let's just game a quick hypothetical: You're in the 35% bracket right now. Let's say the TCJA brackets expire as they are currently slated to do in 2026 and you're in the 25% bracket in retirement. This means you're saving 10% of every dollar you earn today by contributing tax-deferred instead of after-tax dollars. An Individual 401k at Schwab (or Fidelity, etc), has a $69,000 contribution limit like your SEP IRA, but unlike the SEP IRA the Individual 401k isn't subject to the IRS's pro rata rule. So you could contribute pre-tax dollars to the Individual 401k to lower your current tax burden, continue to do the backdoor Roth IRA contributions to lower your future tax burden, and then in your early years of retirement do a Roth conversion ladder to convert the pre-tax dollars to Roth dollars at the 10-15% brackets. Using tax-deferred accounts to shift the timing of your tax liability in this way would help minimize your lifetime tax liability. Roth accounts are fantastic investment vehicles, but for high earners the tax-deferred accounts are powerful tools to manage and reduce your tax liability. Best of luck to you!

[@StephanieStoven]

Love your money videos!!!!

[@ALANL4460]

As a brit its always fascinating to see the differences in how you have to try and invest and save to look after yourself in the USA vs how we do over here. Makes it easier to listen to without falling asleep when we have such a great and engaging host who can breath life into the topic too

[@TaylorBell]

Aw thank you, that’s so nice of you!!! And yep some big differences I’m sure

[@ld5714]

Hi Taylor. I enjoy your style and approach to these videos very much. It's like sitting down with a friend and having a discussion. Have a good week. Larry

[@TaylorBell]

thanks so much Larry! Very glad you enjoy them

[@traceylan]

11 seconds ago!!! hiiiii!! new video is here finally

[@TaylorBell]

woop woop!!! thanks for being here!!

[@helloryantanaka]

Excellent, thoughtful video. All seems good, except for not investing all in Tesla..

[@marcelmp_]

Go Taylor! I Love your videos and vlogs. Any chance of you uploading a vlog from London?. 😁

[@NoahSchollaert]

Nice to hear how you managed the income differently between corporate and YT it's just cool to hear lmao

[@natedagreat850]

Learned about estimated taxes the hard way this year lol. I still work as a full time Software Engineer but also have a media business (as a sole proprietor) and I am also a subcontractor with the Department of Defense. I have my normal work under my W2 ofcourse, but everything else was filed under a Schedule C. I was asked while filing how much I contributed in estimated taxes and was incredibly blind-sided lol. At least now I know, and can plan accordingly for this year haha.

[@robertgill2509]

Really interesting video Taylor! And love seeing you film in London (my home city). Will you be doing a vlog of what you got up to on your visit?

[@TaylorBell]

Thank you!! I absolutely will, can't wait to make it

[@justjordiano]

Yes as a non-American (albeit I lived there for 8 years) this is very American but MURICA! 🇺🇸 Seriously though the general principles of saving and investing what you can apply for anyone anywhere.

[@monineath2016]

Good sharing and best idea ❤

[@eddiemartinez7555]

Awesome Taylor 😊🎉🎉❤

[@floydkennedy9599]

Taylor - Love your content, I hope you have fun in my home town city of London!😃🇬🇧

[@naeemajonhson9589]

Not sure if I missed this, but seeing as how you're self-employed now, how does it work? Are you a business/LLC?? (or whatever it's called lol🙈) New 🐢 member here! 😃

[@TaylorBell]

WELCOME to the pack!!! I'm not an LLC yet but will def open one this year-- will keep you guys updated on that process hehe 😊

[@macblackflag396]

GOOD STUFF LOVE TO HEAR YOUR OPINION THANKS BABY STEP IS A KEY LIKE US FROM OUR FIRST WALK IN THEPAST

[@yohanamaria2550]

I really like your channel it' so cool....makes decided to watch another your channel video 👩‍🏫♥️

[@eustaquiozambrano2974]

Thanks for sharing. Have a good day ❤

[@AffyThaStallion]

I think a good way to keep your liquid assets is to put it into high yield savings account (HYSA) where you can earn APYs up to 5% (most tend to be around 4%) and it stays accessible. It does take about 2 days to come back to checking when you transfer but still better than it sitting in your checking.

[@eerinoneil]

LOVE these style videos! Super helpful to get a sense of how others manage their finances!

[@TaylorBell]

YAY, hope this one was helpful also!! 😊

[@jonathangasperecz7040]

Great video. I enjoyed it. I need you to look at my finances! 😂

[@xguti001]

your video stumbled into my feed, good stuff and as someone who is going that self employed route I understand how much different it can be with regards to an inconsistent flow of income as well as other things. I would say to not fade out crypto, more specifically Bitcoin. If I've learned something these past years is to not let my prejudices get in the way. Bitcoin has been and will likely be the best performing asset in the decade to come.

[@SteakFromJakeFarm777]

Another great video, but two points worth noting: 1) Solo 401(k) generally much better than a SEP IRA for many reasons. Also you can do a Roth Solo 401(k) or a Roth SEP IRA if you prefer those after tax gains. 2) ETFs are better than Mutual Funds for tax reasons. In any event, THANK YOU for sharing and for your transparency! Great channel!

[@TaylorBell]

Really great points!! This is the exact type of comment I was hoping for- thank you for the insight :)

[@khushik5]

You are my favourite KZbinr you know I am from India 😊 and i really love your voice and Everything. And i always wait when will your video came

[@briantgross]

Thanks for the informative video! I look at a lot of tax returns for my job (credit analyst - works on CRE loans) and I'm curious, when you file do you report your income in Schedule C, have a separate entity that files its own TR and then bring that into your personal on Sch E p2, or do some other method? Hope you enjoyed your trip to Europe!

[@kh70000]

Amazon prime is 15 a month. Don't forget to factor that in. 🙂

[@christiansailor2880]

Great video!

[@Aroundtheworld734]

I feel happiness when i saw your vlog.....love from pakistan..... Most cutest girl in the world....❤

[@gbmarshall]

Suggest selling SPY covered calls on your SPY etfs.. you can earn additional premium even when the market doesn't go up...

[@Michael-ok6pe]

100% should be in voo vs the index fund option if you are in a brokerage. In a roth or IRA then expense amount will matter but in the case of traditional brokerage accounts ETFs are the way to go because you won't have capital gains on the etf like you will in an index fund when they swap positions/rebalance.

[@TaylorBell]

Ah that's a great point, thank you for your comment!

[@heath_biller]

@@TaylorBell SPLG is State Street's new S&P 500 ETF and it has an expense ratio of 0.02%. ETF's can be better in Brokerage accounts because you are able to control when you realize capital gains like Michael stated. State Street is the company that also runs SPY. The 0.01% difference between VOO and SPLG is pretty minimal and it probably makes more sense to stick with one of them instead of switching back and forth because every time you buy/sell an ETF you are paying a small fee between the bid/ask price. 👍

[@ninezerotwo1778]

Totally correct. The only reason to go mutual fund in a taxable account if it's not following an index, you trust the managers AND you want to contribute a massive amount of money to it (like if you're rich, basically).

[@user-wp5qo6qg7q]

Good job. Keep at it.

[@Maria_Imaculada]

Your first video 100% filmed abroad is with a Royal Taylor duchess backdrop... talking about such an important topic cool, I signed up for E-Mail list see ya baby 🤑🐢✌️

[@TaylorBell]

HECK YEAH

[@Adilkhanshaib]

Amazing 😍

[@toddburgess3943]

You have such a great smile.

[@JimmyTrammell]

Hi Taylor, any cash position I have in my Schwab account I keep it in SWVXX. It's a Schwab money market fund that currently pays a 5.12% yield. I put my cash deposits in that money market fund first, then if there are any individual stocks or ETF I want to buy, I simply sell off enough of the SWVXX to make the purchase. Maybe you do this already but thought I would make a mention. Keep up the good work!

[@tmn8547]

I wish I could pay you to be my financial consultant. 😊 You seem to have it all figured out. Everything is so confusing to me.

[@lisa1446]

As I've had a family I've put aside for retirement what my employer will match and then the rest is on childcare obviously but also aside from a ringfenced savings account for emergencies I use the money for experiences and holidays with my kids. A healthy future is not a given, especially as UK retirement age will be 67/68 for me. I'd rather have my holidays now (Also plan to be mortgage free for the end of my working life and use that money to save a cushion for retirement if I'm luckly enough to be reaching it).

[@yaaqoubeliyyahu5783]

#1 Move out of NYC!!!!🤨

[@SunilBhatiaMsc]

Self employed 💪

[@stephenzeng]

Quick question Taylor! Are your investment accounts (i.e. brokerage) different than your 401k or Roth? Because technically the retirement accounts can also be invested, per se. Amazing breakdown!

[@tylerkloever4442]

You’re smart! I freaking love your uploads Taylor! I hope your overseas trip was fun!

[@matthewjones9805]

I specialize in entrepreneur tax planning. Would love have a chat. You have a great base understanding of where your dollars should be going.

[@stantonelseroad5450]

Backdoor Roth IRA doesn’t mix well with sep IRA (see pro-rata rule). You just need to set-up an individual 401k.

[@darkpaca]

Me watching this video as if I had money to invest 🤑 learning for the future haha Edit: while also not being a US citizen/living in the US so the whole 401k etc not even applying to me LMAO. Just love your videos always, so interesting and informative!