HOW I PURCHASED MY CAR IN THE USA WITHOUT CREDIT SCORE FILIPINO NURSE IN AMERICA JoyOfMia

[@JoyOfMia]

TIME STAMPS ⏰ 00:38 Home Workout ⏰ 04:21 How to get a car in the USA ⏰ 08:01 Brand new or Pre Owned Car ⏰09:28 How to choose car dealership ⏰ 11:10 Don't in buying a car ⏰ 13:06 Cooking for Dinner ⏰ 14:08 Car payment Options ⏰ 15:38 Advancial Referral ⏰ 23:07 Documents needed for Advancial Car Financing

[@MikeeMikeeMikee]

Sana mapanuod to nung mga parating! And yes sobrang hirap mag start from nothing and at the same time maghanap ng bahay at sasakyan. Thanks for this, very informative.

[@JoyOfMia]

True, yong tipid tipid pa sa una, pero bawing bawi lahat ng hirap habang tumatagal na rin. Kapit lang.

[@janneferhernandez7632]

Thank you sa tips. 1. Be firm sa mga requests/inquiries and timeline. Pwedeng mag ask ng discount from dealership. 2. Stretch the first car payment up to 90 days (subject to contract). 3. Budget first few months of stay. 4. Save for expenses and taxes. 5. Advancial is the key. Kung no Budget, pwede ipacharge na lang muna sa CU ang mga expenses related sa car loan. 6. Low APR = build credit score or get a co-signee. 7. Prepare documents: SSN, driver's licence. Thank you so much!

[@pearl5156]

Hi. What if you do not have a driver's license? Can we instead buy a car under the name of my husband since he has license? Thank you.

[@lauqui317]

hello ading mia, pwede ka ba referal ko, magpply ako advancial thanks?

[@calliesplanet1054]

Hello maam, kelangan po ba member ang employer ko po to avail advancial's autoloan? Di kc member ang employer ko

[@arthuralcazaren7551]

Thank you for this information mam. God bless.

[@llewelyngica5706]

Hi joy can you share with me advancial's email, website , tel no and contact person? Thanks

[@jacquelinecamarillo6648]

Mam Mia, anong trim ng Outlander Sport po nakuha nyo? Balak ko din po Outlander Sport Sana din. Thank you

[@dell9067]

So makapagcheck sila sa credit score kahit wala ssn po?

[@janneferhernandez7632]

Didn't skip ads for you Ma'am Mia. Sakto ang mga na cover mo dito sa mga questions ko po. Thank you for sharing.

[@LovePerezWright]

nag pm po ako sa IG mam, Thank you so much po❤

[@renelyndimayuga8706]

Hi Ms. Mia, pwede ko ba itanong yung car insurance mo and how much po yung monthly mo? Thank you

[@alvinbalceta4787]

Kelan po magandang kumuha ng car? After po bah ng knowledge test?

[@ClaraP6467]

Hi Ms Mia! We're in CA po, mas okay po ba sa credit union magpa finance kesa sa bank? And kung sakali po, madali lang ba magpa member sa credit union po?

[@JoyOfMia]

Depende po, pwede namn po ninyong malaman ang mga rates ng CU vs bank before you say yes

[@Manta_lhei07]

Huhu ako po nag lyft ngayon.. $800-$900 a month gastos ko :( ... wala pa dn ako idea panu mkakuha ng car ng walang credit score :(

[@JoyOfMia]

Message me on FB I’ll try to help.

[@jayianmat8518]

Is it better to lease or buy a car for a start in the US?

[@samsoo148]

Just want to ask. Nakuha mo ba car mo sa presyong out the door? Kasi mapusok mga car dealers eh? Tax and doc fees lang po ba binayaran mo in addition to the MSRP of the car?

[@JoyOfMia]

You can get your car sa out the door price po nya from the dealership but then if you will do financing it means hindi buong cash ang bayad mo, the bank or car dealership or any institution na magpapautang sayo they will compute the out the door price + interest ng utang mo. Out the door price just means price of car kung magkano sya binebenta ng dealership + tax. Yan ang babayaran mo po in cash.

[@EMP8711]

Maam Anong car po kinuha niyo ?

[@nomiemilante2789]

❤️❤️❤️

[@jmcabrera670]

Nagsubscribe na po ako, from Saipan

[@ricksonyabao9542]

ito hinahanap kung video, madam next time dalian nyo thumbnail para madali mahanap hehe

[@JoyOfMia]

Sige palitan ko yong font para madali mabasa 😂😂😂

[@caelialim]

Thanks for sharing po! How much po nabayaran nyo upon getting your car po?

[@JoyOfMia]

Sa dealership wala po, sa DMV lang nong pina register na sya mga 300 ata dito sa amin.

[@dcp3979]

Thank you sooo much... Buti na discover ko tong vlog mo, kasi mababaliw na ako 😭 ang hirap talaga.... 🥺

[@JoyOfMia]

Yan ang magandang problema ang paghanap ng car hehehe.

[@casellejohnvisaya8117]

Good day po... Salamat po sa mga info. Ok lng po kaya na pag dating dyan eh mag rent muna then once me license na eh bumili ng sasakyan? salamat po ng marami.. mahal po kase ng offer ng IAS. family of 3 po kami and baby pa ang 3rd member. sa NJ po tentative deployment

[@JoyOfMia]

Basta po may PH license I believe makaka rent po kayo

[@guillermolegaria8951]

Hi maamm...may downpayment ba?

[@JoyOfMia]

Depende po sa inyo, pwede pong wala pwede din meron at depende po sa approved loan at sa price ng car po na kukunin nyo.

[@marvindimaano8543]

Thanks for sharing!

[@kc5067]

Eh Sis, so nakuha mo na ang car mo, pero dpa na deliver sau, kailan ka naman kumuha ng car insurance? Also, when you purchased the car, may US driver’s license ka na ba or international license muna ginamit mo? Thank you.

[@JoyOfMia]

Sa day po na dineliver kumuha na ako ng insurance, online lang namn pati payment debit/credit card din tapos download mo lang ang insurance card.

[@jackiecabreros5517]

Very informative

[@roniecaberto8004]

Tamsak na..🥰🥰🥰

[@ibrahimhailil5884]

❤️❤️❤️

[@arabellaysabel1575]

Hi, is there a website kung saan ka nag check nang car dyan?

[@JoyOfMia]

Try nyo po isearch ang car dealership sa pupuntahan nyong city may website po yan silang lahat.

[@littlenightingale0896]

Which month po sila nag markdown ng price? Thank you for the informative video.

[@JoyOfMia]

I don’t know kung may specific month. Pero yong akin nakuha ko sya july.

[@09lopper]

Kung me willing maam na mag co-sign anu po ung mga requirements?

[@JoyOfMia]

Driver’s License Credit Check Green Card Insurance Card, yan daw po sabi ng friend ko na may kasamang nag cosigned.

[@09lopper]

@@JoyOfMia Thank you for the information☺️godbless

[@kahzeemie967]

☺️

[@russellejansarile10]

How much po ang dp nyo sa advancial? And ano brand ng car na nakuha mo?

[@JoyOfMia]

Wala po akong DP kasi yong car ko is lessa than sa max limit ng car loan nila. Pag mas mahal ang car at na max out ang loan yon kailangan mi na bayaran ng cash ang excess.

[@russellejansarile10]

@@JoyOfMia ano po car mo? Hehe

[@nightingale3277]

Mam Mia pwede ba malaman kung magkano mo nakuha ang sasakyan mo? Ang total cost po? Thank you!

[@itsmecherry339]

Very informative po ❤️

[@JoyOfMia]

Thanks sis, sana makatulong sa mga ibang nurses.

[@PaulineAngelaAraullo]

Thanks for the info maam. Will be deployed soon nadin maam and nagreresearch na ako sa possible expenses ko. Ask ko sana anong model ng car nyo maam? ☺️

[@JoyOfMia]

Mitsubishi outlander sport po. Winner sa tipid ng gas hahaha! 16 hours drive is only 150 dollars gas.

[@PaulineAngelaAraullo]

Thank you maam! 💕

[@russellejansarile10]

Ilang days po validity ng pre-approved loan cert ng advancial?

[@JoyOfMia]

Wala po silang binigay na cert sa akin basta nag uusap lang po kami thru email nong may car na akong napili.

[@rcondona4011]

Anong staffing agency ka mam?

[@JoyOfMia]

Guardian healthcare providers po.