HOW I SAVED $50,000 in ONE YEAR! Budgeting Tips and EASY Ways to Save Money Fast in 2022!

[@tanicha]

What're some budgeting tips you live by? 💸👀Leave a comment sharing so we can all grow together!

[@Pinkjeepkiki]

The most I been able to save is 10k and I can’t seem to make it to 15k for some reason but I’m about to buckle down this year.

[@tanicha]

You got this babe! 👏🏾😚

[@Simpleliviing]

Same girl 🤦🏾‍♀️

[@AccordingToTawanda]

Congratulations!!!!! I cancelled two subscriptions January 2021. I transferred the money every morning last year into a sinking fund and used it to do my Christmas shopping in December. Yesssss my $4.99 bottle of wine totally does the trick🤩 Again, CONGRATULATIONS 🎈🎊🍾🎉

[@tanicha]

Sometimes the cheaper bottles hit just as well hahahaha! 🤪 So proud you're cutting out subscriptions you don't need - easiest way to save extra money!! 👏🏾

[@karachestnut710]

This was so motivating! I’ll definitely keep your tips in mind as I build my savings, so excited to become more financially savvy and stable!

[@tanicha]

So happy you liked it! I'm rooting for you babe!👏🏾😚✨

[@athenaabarnes]

These are great realistic tips ✨ I basically do/did all of these things to some degree, and they work! Paying yourself first is my favorite hack. Your savings grow automatically, and you know how much money you're free to spend.

[@KeianaByfield]

okay but first thing i'll say, 10/10 for the editing, your hair and the laced top!

[@tanicha]

Ahhh! Thank you girl🥺 trying to step it up a little bit so I’m glad you like it! 🥰

[@stevenmcmillian1977]

I need to learn more about investing. One way I have saved money is by living in a rural area. It has prevented me from going out shopping and eating out all of the time (as if I lived in an urban/suburban area). I buy most of my clothes from thrift stores, yard sales, and discount stores. I moderately invest in shoes (that will last me 6 months to a year). Great tips. Thank You.

[@kimwieczorek1879]

Be a pet sitter/walker and get paid❤

[@AlexiusFon]

Girl you are gooalls. I’ve really buckled down myself this past year and it is so satisfying seeing the numbers grow. You are so inspiring. The hair, makeup, and top is giving btw 😍

[@tanicha]

Thank you babe🥺 I need to have a no-buy, eat-in, no postmates, no sushi month (or few months soon)! I always save so much more when I'm basically a hermit and don't leave the house 😂

[@phumiegee5166]

Congratulations girl!! Inspiring! I’m on this journey to do better financially. Also, I can listen to you speak all day ☺️

[@tanicha]

You got this girl, I believe in you! 👏🏾✨

[@tiyyas3022]

I’m moving again next month as a way to at least reduce/maintain my rent. I LOVE living on my own, and I tested the idea of moving back with my parents and HATED it😂. My complex raised the rent by like $300- that’s 3,600 I can save by struggling for a few days to move.

[@tanicha]

LOL oh girl! That's why I said "when I first graduated". Now there's nooooo going back for me HAHAH! Moving sucks but saving that extra money will be SOO worth it👏🏾

[@no_thing_here]

You go girl! Very motivational and very helpful!

[@PhDandProductivity]

Top tips for me is investing in products that save you money in the long run. I bought an €80 milk foamer that makes lattes the exact way I like it so I never spend money on coffee out of the house any more. Probably saves me about €1500 a year. I also walk pretty much everywhere which saves a lot of money on transport.

[@zipporahmack-rf9hl]

I hope where you walk it's not too far.

[@eiffiesqueen7656]

These are all really great tips, thanks for the transparency. The top you’re wearing looks nice on you.

[@tanicha]

I'm happy you found them helpful! And thanks girl, Express coming through 👏🏾😉

[@savewithtee]

I felt this was such a safe space where you discussed money and had disclaimers, new sub ❤

[@PhDandProductivity]

Living with your parents should be normalised !! In Ireland (particularly Dublin) we have a housing crisis and rent is insane. No one who's from Dublin moves out if they're going to college in Dublin. I just moved out of my mom's house at 25 and am living in a 2 bed with my partner. And I am the ONLY person I know living with their partner and not with roommates as well. And that's possible because I have 2 jobs and social media... not normal.

[@tanicha]

We could learn a few things from Dublin.... y'all are SMART!

[@Kirkyandtelly]

Whew I needed this 💕 really so inspiring! Congratulations on saving so much

[@tanicha]

Thank you girl! We’re applying pressure on ourselves this year!! I believe in you! 👏🏾♥️😚

[@Tenjiecorner]

I was able to save $25k in a year and I pay $1600 in rent

[@Cat-es9rq]

I pay 1000cad rent, my car payment is 616$/month and insurance is 239$ a month. This stresses me out😕. It’s a brand new car at least I don’t have to think about repairs couple years. But I agree I made a bad choice of buying an expensive car. But yeah, I more into frugal living now and pay off my car by the end of 2025.

[@KINGTHEYORKIE]

12:53 she is right! They are expensive my grooming of my four yorkies is 260! lol That’s not including treats, food ect .

[@TatianaPritchard]

Loved this video!! So inspiring💖💖

[@tanicha]

Thanks mama!! 🥰♥️😚

[@Gbaby180]

Thankyou

[@budgetingdaddyuk6761]

Well done on saving that amount. Great tips too.

[@LaToya_B]

I got rid of my lease and I broke even. So that’s saving me $465 a month plus an additional amount from cheaper car insurance. I decided to buy a car cash.

[@tanicha]

Sooooo so smart!! Even putting away half of your lease payment a month will add sooo much to savings 👏🏾

[@LaToya_B]

@@tanicha half of the $465 goes into savings and the rest goes in Roth account.

[@tanicha]

A roth is one of the smartest accounts to contribute to and take advantage of! 😉💸👏🏾✨

[@angelahelmkamp5626]

Loved your video. Inspiring!

[@Twinkie989]

You're so right about the expense of pets. My dog was just $7,000 because he ate chocolate.

[@MsPrettyLittleLiars7]

what credit card do you use? and also can you do a whole video on setting up a Roth IRA

[@tanicha]

I have the chase sapphire preferred and I love it!!

[@sarunaskalvaitis8698]

Firs time watchin, whats up with a sleeping clothes in a video. 😁

[@aobakweoleratophomolonkwe5482]

which credit card do you use to accumulate miles?

[@tanicha]

Chase sapphire preferred!

[@prettysuremedia]

How about buying 0 alcohol? Alcohol is literally a depressant...

[@kandisdoee3548]

I’m trying to save 50k for my wedding because I know ima be extra but life hits me hard with e bills 😂😂😂 hopefully I can do it

[@1louislewis]

How's it going

[@melawambs]

This is really lovely and motivating. Also you look lovely and I like your hair, could you please share the details? Thanks

[@tanicha]

Perfect timing! I actually JUST uploaded a video about 20 mins ago talking all about my hair and sharing every single detail (stylist, products I use, wash day routine, protecting my leave out, everything!!) Come say hi on that video! 😚♥️

[@TheGrahamFamily0524]

😫😫😭😭 my ex’s name is Tanisha and her mother’s name is Rose 😭😭😭. I’m still watching the video cause I want the info but damn 😩😩😂🤣🤣🤣🤣🤣

[@tanicha]

Lmao damn the way the universe said you’re not getting away today 🙊😂

[@calisteve2023]

Congrats on saving $50K! Do you participate in your company's 401K Plan. If not, you should seriouly consider. What are your next goals?

[@tanicha]

I actually contribute to my Roth IRA instead bc of the tax benefits. But a 401K is just as smart - just not for me at this point 🥰

[@stephaniel6867]

​@Tanicha Rose I know this video is extremely old but the amounts you can put in a IRA & a 401k are night and day. For 2023, $6500 max for IRAs and $22500 for 401k. Once you've maxed out the IRA, definitely consider a 401k. If you employer does a match for the 401k, absolutely continue that amount usually around 5% so as to not leave any money on the table.

[@kimwieczorek1879]

Where is your shirt?😂

[@DiamondSplendid-yy7dg]

you could have have not used the car and then until your financially stable you can use it again. Cars are expensive

[@tiffanyjohnson4271]

I’m trying to save more and spend less