How is your relationship with money?

[@AndiswaMojapelo]

"Sometimes your Salary gives you access to things you cannot afford" is so well said. The sooner we learn that Ability doesn't mean Affordability, the sooner we will be able to avoid these endless debt traps.

[@yongamapitso1418]

I love Zola's advice on buying a second hand car👍

[@silindokuhlekhubone]

You know this came at the right time for me …I am so happy and emotional at the same time ..I moved into an apartment sharing one ..you have your own room and etc and in a safe environment and I wanted to create better quality KZbin videos for my channel BUT I only stayed in this apartment for three months and decided that this month I’m moving into a back room because after paying for everything I’m left with nothing in my bank account ..I can’t even SAVE and when I was telling people that I was stressed they thought I’m overreacting..But I’m so happy for this video woow 🥺🙏😌

[@highandmightyqueen79]

Im starting a new job kulo April, i really enjoyed this chat. Ive never worked before in my life

[@somiladayile9094]

Woop woop. Congratulations.

[@highandmightyqueen79]

@@somiladayile9094 thanks

[@sthokozilemamba1508]

Congratulations queen.. all the best at your workplace sis ✨

[@mrmanq9517]

Outie eGrand lomjita and these two are just decent human beings man...all the best for your family guys👍💯

[@nelisaashtonmagenu293]

Dude!❤

[@AndiswaMojapelo]

Saving gives us a sense of security but the truth is that there is no return on savings that will match the interest rate that is being charged on debt so although it feels good, its actually 2 steps forward and 5 steps back. Thank you for a very necessary conversation guys!

[@siviwemapekula1689]

I do agree with Bhuti Zola. Mpoomy Ledwaba once said that if you have to buy an item on credit, it means you cannot afford it, it's better to buy things cash.

[@hopesithole4]

Wow u bhud zola its like he studied accounting or finance the language is pure finance that’s true all you saying xem🤞😁

[@abulelencapayi740]

The way he was so good at Accounting in High school, I really thought he was going to pursue a career in that field. 👏

[@hopesithole4]

@@abulelencapayi740 oooh hayi it says it all😇

[@sicelokuhlembhele8777]

I really enjoyed this video, I'm still a young person that's still trying to find my feet. This video most definitely helped me think more about the way I spend in general, siyabonga bantu abahle ❤

[@Mbalenhlechrissie]

Thank you so much guys for this, I have taken your tips. We turn to fall into a trap that because we have excess to credit we should max it. From now on I will live the life I can afford not what I can access and store accounts, contracts and loans got me stucked and I don't want to see myself in that position anymore

[@siviwemapekula1689]

Bhuti Zola needs to take Steve Harvey's advice: 85% goes to the wife because being a woman is expensive 😅😅

[@boniemaps5624]

Tyhini Thiza....khaqale Siviwe😂😂😂😂

[@siviwemapekula1689]

@@boniemaps5624 🤣🤣🤣🤣my husband will need to understand that concept shame🤞

[@sinazositshange96]

Babalwa is soo beautiful ♥️

[@siphokazimatwa6447]

I love this content so much, you guys spoke very important points and everything you said is very informative. The key 🔑 is to live below your means.

[@yandahmpu6395]

So relatable! Starting from humble beginnings and remain humble together is the KEY! Also that transparency is a magic factor… makes planing and growing easy.

[@nandiiemabusela2863]

Am 25 year old with a stable income at the age of 22 opened TFG and took my first contract phone that was 2019, at the age of 24 which was 2021 i closed my eyes and paid off these accounts sana. Bhuti Zola me and you asingobakhaya nje same nqondo mntase my First salary was 10k 2018 listen R4500 yayiya emgalelweni yonke kaMama wam and also savings never worked for me🤣🤦🏾‍♀️ why must I save but nazi ngxaki phambi kwam.

[@oluhleqokweni7105]

❤ Really needed to hear this as a young woman and just know how I plan financially now and in future . Enkosi Mr and Mrs Mcaciso I'm really looking up to you guys.

[@lebogangngcobo3096]

I love this video because it's so relatable. Seeing yall talk about the situations and mistakes you've made and realizing one can actually grow and become better while learning along the way

[@lisam3855]

O

[@Sive_Nyanda]

"imali yomfazi is not a man's business" love that🔥👌🏽😂

[@zenizolejennifer9620]

"we come from humble beginnings" oh Babalwa I felt that one 👏👏👏👏👏

[@nelisiwefisiwenkosi5004]

Thanks you for opening our eyes about finances. Buying second hand houses and cars is a good way to get our of debts I chose a house that was repossessed and made improvements now I'm paying way less bond than what currently people are paying for the same size of a house in the area. I also agree grow slowly you will really be proud what you have achieved I decided to save up for furniture and doing things to the house like using bonuses and also to avoid buying things on credit yes sometimes emergencies come but I would always make sure I settle even before the payment period. What I would advise as well when you have a high credit limit or pre approved loan offers avoid avoid the temptation to use them I have seen alot of people that I knew made alot of money struggling to even have money for work because of the repayments taking everything from the account the stress is just not worth it. Staying in a room for the first few years when I started working using public transport even though I could buy a car help me to save and at the time helped build a house for my mother

[@zimkitampongo8566]

Very informative video 👏🏻

[@nokwangubane151]

I was focusing on debt repayment but looking at the economy I am more aggressive on savings compared to debt repayment. I chose to change my strategy because you can negotiate your debts will lenders should anything happen to your income but if you don’t have savings you are in a crisis coz you can never get emergency savings if anything happens to your income. My debts are all in good standing, any extra cash goes to my savings.

[@kgomotsomaleme1320]

So smart! The way debt gives me anxiety... I just want to get rid of it and I never even seen it from that point of view. Thanks

[@MathiBhengu]

You guys are awesome. I love your transparency and openness ❤

[@abulelencapayi740]

Very informative and helpful. Thank you guys for the tips 👏👏👌

[@mphomashane3602]

First time seeing your Video and I'm in love with you....Subscribed already

[@bukhomathsciences_sa]

Can't wait!

[@zikhonandakisa1617]

Undithethela kamnandi Babalwa isixhosa❤️

[@lulufierce01]

Such great advice. I love everything. Enkosini guys. I live by these gems youve dropped here🙌🙌

[@sihlesixaso985]

This was very informative 👌🏽👌🏽. I needed to hear this.

[@yandisajubase3452]

You guys hit it on the nail. Ndifunde lukhulu. Enkosi

[@asandazangwa4854]

This information is crucial and helpful to me as a young single mother and I got it in the right time,thank you kwaMcaciso.

[@domicardoso1014]

My lawddddd ! Babalwe is gorgouse. 😱❤

[@thumekajordaan3920]

Love both of you guys and thanks for sharing with us 👌👏❤❤

[@happym3585]

Thank you so much for this video, highly relatable and educational 🙏🏻

[@zimkitampongo8566]

Very educational 👌

[@appearancentombi6035]

Thanks for the vlog

[@sinazopalaza133]

We really get trapped bethuna thank you so much for your tips Guys❤️❤️

[@sihlentlati4539]

umama ka skwabha wasoloko emhle sana😍

[@Yayah_Vee]

Thank you so much for your advices you guys. Last year I made a lot of mistakes and didn't save a cent and I don't want to repeat the vey same mistakes I made last year.

[@misshopedlamini7284]

Enjoyed this video, very good advice guys, thank you

[@nelisagqamane290]

So informative. Thank you for this

[@phindz113]

Wooow thank you guys, you have mentioned important points and this is truly motivated me to just stay in my lane and enjoy it, like pay off debts first, save immergency funds, than invest like buy my own space and so onn.

[@emilypule9948]

Babalwa is very pleasant and lovable, she is also beautifulinside out. It is written in her body language and beautiful smile.

[@themcacisofam]

awwww thank you so much babyyy

[@peakviewvoices6626]

She’s so pretty . Akaqheleki man tu . 😍😍😍😍

[@sina4628]

Really get what is Bhuti Zola saying my salary can give me access to car finance but have really having conversations with myself I don't think it can sustain me and it's hard to move around without a car when you have a child 😱😱😱😱😱 but ke I have really had to talk myself out of buying the car

[@CpokieNdzilane]

Wow!!!! Very informative...Live within your means.

[@themcacisofam]

Thank you mntase ❤️

[@ellahnokane4536]

Great, authentic content… and I missed y’all 👌🏽

[@sewelarampheri]

Silaaa💃💃💃🥂🥂🥂

[@zikhonakapi8648]

I love this!!! I enjoy your channel guys, I am really inspired.

[@HOUNOR]

Fire content❤️

[@andiswamacala6420]

Very realistic points. Loved this video.

[@adbellar338]

A credit card system is really a trap. If you travel around Africa. If you see someone driving a BMW or living in a mansion it's been bought and built by hard cash. Credit is not readily available in most countries. Yes there is graft in most countries so some have endless cash. But credit on credit is a bad lifestyle esp in SA. Enkosi for the tips.

[@kholelwamayi1158]

Loving the consistency

[@notgeorgebush6035]

Dope video

[@phindz113]

Ncohhhhh you guys make me laugh each time I watch your videos..... Love you somuch...💞💞💞

[@diyanetsestephen1123]

Mara nina ave ndinithanda en ndinivile I like this part Babalwa Plan your finances wow guys m learning a lot to u guys I wish all the young couples can watch yo contents or videos like me I luv you 💕 guys

[@inamnabo9869]

"gqiba amagqwirha aval' iminyango" 🤣🤣

[@williamwebbs1952]

Great vlog I love watching you guys Great advice

[@sihlemaneli1132]

This was so informative! Yho I really needed it. Thank you so much fam ❤️

[@zamabhelentangana]

7min late 😭

[@boniemaps5624]

Sulila ufikile klk Sana lam.

[@Chichi_Ezeani4]

"Romantic ladies"🤣🤣🤣🤣😭😭

[@boniemaps5624]

Present 😍😍😍

[@lindaalicia]

Thanks guys ❤️❤️ 👌

[@zamabhelentangana]

So mouthful 👌

[@pumlisaxeketwana6114]

my lovings, the kinda content i signed up for

[@mihlalizintle2840]

This is quite informative.

[@leratothando9916]

Y'all should consider investing.

[@ahlumilemankayi4355]

Iyafundisa levideo bethuna♥️

[@leratomolefe5528]

Thanks for the advice

[@mpoomzadube1429]

Ay wena Zola your wife muhle yo!🥰😍

[@thesobetwafamily1187]

How I wish my son can listen to this

[@liyemasibidla6195]

If Mr P Sport/Sportscene were to ask you to advertise having a credit account, as uBabalwa/Zola, would you then decline the plea because of this video?

[@leratomautjane272]

I loved this ❤️

[@bamanyemhlomeli932]

Pupupupuuuuuuu!🥳♥️🤌

[@Zoli_Mcaciso]

Molweni bethuna!❤❤❤❤📍

[@anelemthembu7012]

HAIBO , GIRLFRIEND ALLOWANCE ? 😂 how come y’all didn’t bring that up.

[@MikeM-pr7po]

Wow

[@mpumeleloenhlemokwena6]

This has been a very informative video. Its important to not fall into the trap of qualifying instead of affording. Another thing being able to stay in your lane and not compete with the "Jones" will save you from falling into debt trap.If you dont earn like them don't spend like them!Live within your means !

[@thinasinyenyeko2780]

🔥🔥🔥🔥🔥

[@mpumelelomandi1518]

Wow Thanks Guys, This Gave A Better Understanding on How To Afford n How To Maintain My Financials. 😥🙏❤👊🏾

[@rosentlamele8540]

❤❤❤👌👌👌

[@sesonamafalala7100]

Silaaaaa♥️

[@AneleMadala]

Zola though 🤣