How Many Mutual Funds Should You Invest In? | The Mutual Fund Show

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[@zeusgt8465]

Above 5 years : 1 large & midcap 250 fund index fund 1 active small cap fund 1 Nasdaq 100 or S&P 500 Index fund Between 3 - 5 years (any one) 1 Aggressive hybrid fund 1 Balanced Advantage Fund Between 1 to 3 years (any one) 1 Arbitrage fund 1 Short duration fund

[@whiteroommenace]

Pure oversight by assuming multiple funds are there due to FOMO. Just like index funds replaces company risk , you need to also put into account the risk of amc, latency of unit alottment and latency of redemption. As long as you are beating the max(Nifty50,Nifty Next 50,Nifty Midcap 150) +2-3% your portfolio is more than good enough. Also no focus on simplying which index to focus.

[@rakeshH_M]

We have a total of 13 mutual funds in 3 different demat accounts of 3 family members as per age and risk taking capacity.👍

[@jitendraperiwal148]

There is no straight correlation between number of funds and quantum of returns. Here the panel members suggest that minimum number of funds are a sure shot way to maximum returns but more often that is not the case. If one can monitor carefully then any number of funds could be good. I am personally doing sip in more than twenty funds and my xirr is more than 30%.

[@sc7783]

Awesome! How much (in total) do u invest in sips?

[@michaeljoseph4530]

If you have the capital for it it's fine.The concern is your spending a lot on the expense ratios for these much funds.

[@pratikkkothari3198]

Expense ratio depend on investment amount not number of funds

[@pratikkkothari3198]

I am having more than 40 funds and will add more

[@michaeljoseph4530]

@@pratikkkothari3198 that's it ur are adding more funds to different funds which eats up on ur money

[@prathameshrathi3866]

Exit a fund if underperforming for just 3-4 quarters!! That's not good advice... HDFC funds underperformed for almost 3 yrs and this year they gave bumper returns which brings there performance at par on a 5 yr and 10 yr avg...

[@sc7783]

True! Hdfc funds are like the quiet students who topped their class after no one expected😊

[@whiteroommenace]

These are folks paid by fund houses else they would not have taken the direct names.

[@Anurag_curious]

White room - you r right

[@DonzaiNoHana]

90 percent of funds start to even out once you hit 10 year benchmark. By 15 years the margin between 'underperformer' and 'top fund' is too marginal to be lost sleep over😅

[@rajarora2097]

Have 2 funds for 20 years one equity index and one bond index and that’s more than enough.

[@manjalilpurushothaman4592]

Valuable information sir 🙏

[@kcsnew]

You have been getting fabulous content but missing out the analytics part, the micros and macros as well to be taken into consideration while building a portfolio from scratch. It would be nice in your future videos if you could include a brief deep dive of any fund as an example, so that the fund selection makes much more meaningful and value addition. Cheers 👍

[@amitkumaralohia949]

Great show

[@chandrashekharanarayanarao3600]

Very very useful discussion. Thank you very much.

[@gaurav102115]

Good discussion

[@dustyroad6106]

With 7 to 10 funds, you will have lots of common stocks among them (portfolio overlap), you might end up investing in 250-300 stocks which will give you the returns of large midcap 250 index or bse 500 index. If you are getting index returns, whats the point of giving fees for active funds which are higher than that of index funds??

[@chiranjeevsanyal3459]

Well presented. Thanks

[@anjalishah668]

Very apt topic and good opinion by experts

[@acclimatized8838]

3:24 that's nonsense. Index have certain stocks in very high percentage unlike most funds.

[@Venky-u3y]

3 is enough. 1 flexi, 1 active small, 1 sectoral

[@srisd81]

Lovely discussion!!!

[@santoshshetti86]

7-14 mutual funds is as good as investing in index funds. 4-5 Indian equity funds will do the job.

[@AnujB19]

No it is not. Every fund will have companies at different proportion so it wont be like index. And index will also have companies which r not performing well. If i m paying same expanse ratio as index fund then why not invest in active funds only

[@acclimatized8838]

It's not at all

[@Anurag_curious]

I think this guy invested in 12 MF .. so he is saying 12

[@poojakala8081]

Very good topic, well presented

[@ganeshpathak3414]

Good Kartik advice

[@pratikdalvi4250]

very helpful

[@atuldatta4390]

Loved the discussion

[@nitheeshp.s2532]

Can we have mix of equity,debt,hybrid each of different time horizon is it good to invest like that

[@saswatmohanty8132]

One Index fund, One multicap/flexicap fund, One midcap fund is enough to cater my investment objectives

[@saswatmohanty8132]

I have 5 Schemes as SIP...Is it okay

[@manojsuri007]

5-6 is more than enough. 7-10 is too much.

[@alverzenongkhlaw5688]

True..infact 4 is more than good..Even the worst mutual fund will provide 13%...Say 10,000 for 20 years@13% will be good amount for retirement...After 21st year do a SWP of 1 lakh per month for 40 years

[@kitten_with_bad_breath]

2-3 is more than enough. 5-6 is too much.

[@darkprince5935]

5 is a best number. 1 small, 1 mid, 1, large, 1 international, 1 elss or flexi cap

[@ABHISHEKSINGH-jv1du]

2 small 2 multi 2 mid hai mere paas , any issue?

[@tejrajharpal7608]

I am a govt employee. I have 25 no of Mutual Fund (Equity)... No overlapping... Should I reduce the no ? All the MFs are performing well .

[@ajitswain3727]

Keep it if it's going fine. From each category 2MFs

[@tejrajharpal7608]

@@ajitswain3727 Thank You..

[@kksrk]

And no one noticed Quant Funds

[@zeeshanzia6364]

It’s not an issue to have many funds …diverse it (I have 60 of them )all on profit

[@SajayanKS]

1. Three Large Cap, 2. Three Mid Cap. 3. Three Small Cap, 4 One Corporate Bond,One Banking & PSU bond, One Gilt Fund, TWo Gold Funds, That is My Portfolio.

[@jishnu18]

Bad ..there is no point in 3 funds from each category

[@acclimatized8838]

Is there any need is point. What if the AMC you choose became the worst performer for next decade​@@jishnu18

[@subbarayudumiriyala6402]

Energy, Consumption, Infra, Health, Defence etc many options available.

[@happyd6145]

11 funds

[@ItsBoringChannel]

I feel one should not have more than 5 funds in a portfolio

[@ShipraYadav-y4q]

Direct Lumb sumb karana hai.

[@makardhwaj2005]

Not a single reason is convincing

[@SATYAPAUL-co9xm]

Have as many mfs .as u can at least some will give better appreciation.