How Much My Dividend Portfolio Paid Me in August! ($202,000)

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In this video, I give a portfolio update and reveal exactly how much dividend income I made in the month of August! Let me know your thoughts in the comments below!
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[@Dividendology]

Access Tickerdata and my Spreadsheets: tickerdata.com/ Get $25 off and a 7 day free trial to Seeking Alpha: www.seekingalpha.link/9D5QH2/2QZRGT/ Join my free newsletter! dividendology.substack.com/ Preferred Broker (Interactive Brokers): www.interactivebrokers.com/mkt/?src=dividendologyPY1&url=%2Fen%2Fwhyib%2Foverview.php

[@sallyho146]

What is seeking alpha do and how much do you need to invest in getting that much monthly dividends

[@TheStrategos392]

Dividends can never pay enough.The more the merrier.🤑🤑🤑

[@arigutman]

Wow, you crushed the month of August. This is exactly why I love dividend investing. While I only brought in roughly $160+ this past month, quarterly paying dividend stocks are my heavy hitters so next month will be the big play at the casino!

[@kilquik88]

Your right not focusing on one strategy killed me early on. Trying to invest in the next bright idea instead of going with something like VOO or SCHD hurt my returns. Im much wiser in my 30s and have been focusing on SCHD and its been life changing. Great video!

[@hungryb4dinner]

:) Would be great if i could do monthly contribution of $ 2,500. Mortgage and other expenses increasing can only do about $500.

[@brutalmanfatal]

This is the reality for most people. Putting between 300-7-800 a month. Anything more is a big luxury for the majority of investors out there.

[@RantTheRetort]

yup. life is expensive, only two solutions I guess..make more money, and or lower expenses. All easier said than done.

[@o.c.g.m9426]

​@RantTheRetort Exactly. Always easier for the people who have already done it to tell others. People have different lives. People ask me how i invest 1000 a month. I first ask do you have kids n a GF/WIFE they say yes. I say then i cant tell you how bc i dont habe those things

[@vornamenachname5589]

Next thing is, they feel sorry for you.​@@o.c.g.m9426

[@Dividendology]

I started with $50 a month. If you can contribute $500 a month, you’re doing well!

[@DividendDiary]

I like these updates so much!😊

[@nwliving8132]

Question: After listening and watching your vids for the past year, it appears Dividend Growth is your highest priority and Dividend Yield is a lower priority. Is there a minimum dividend yield you consider when investing or is literally 0.25% starting dividend yield fine if the company is showing impressive fundamentals and dividend growth? Thank you for all you do - your vids are very informative!

[@oSnapMillerTime]

@@nwliving8132 Different answers. Some people don't care as long as it pays. Others want growth. Depending on your age, maybe you want both. Some say why invest 1 million for dividends when you can put it in growth and draw down on the gains.

[@odiseirekt5168]

I dont think he has a minimum divident yield. It probably doesnt matter as long as the stock prize and dividents are growing at a fast rate.

[@Dividendology]

Dividend growth is the focus now. As I get closer to living off dividends, yield will be more of a priority. If a company has a low yield, I have to see higher levels of dividend growth.

[@richphillips7318]

How can I get a copy of that excel file

[@Dividendology]

Tickerdata.com

[@CODNoobChannel]

Hello would you please make a video regarding TDIV (VanEck) or any SCHD equivalent for Europe?

[@zoe..d]

Do you not pay capital gains when the dividend is paid even though its automatically reinvested? We have to pay CGT here in Australia even if we never realise it to liquid funds. Could crash to zero, nothing to sell but we have paid capital gains all the way along. Whats the situation in the US? You never speak about the tax side of the equation.

[@MrGooglyMoogly]

You do pay tax on the dividends before they're reinvested in the US, yes

[@zoe..d]

@MrGooglyMoogly so all these sheets must be post tax examples or does that not add up?

[@Dividendology]

Taxes depend on a lot of variables, but it’s possible to pay $0 in a few different instances. This video explains: How to Pay $0 in Taxes on Dividends! kzbin.info/www/bejne/n5rLdKudZ7mWqNE

[@davidradtke160]

In the US on qualified dividends, if your married the tax rate on us 0% until 94k. So generally you don’t pay taxes unless you have a portfolio well over 1 million.

[@zoe..d]

Your 11 year mark of "crossing the line" will happen much sooner if your contributions also increase by the same percentage of inflation. I can't imagine in 11 years time you will still be investing 2500 per month. Add in a percentage each year for your growing amount to contribute as your pay increases with inflation.... probably 6-8 years id say you are going to cross the line.

[@HermannTheGreat]

$2500 per month lol, this guy is investing 7-10k per month. He has no loss of principle over a year in a market that's seen multiple downturns, but he's up tens of thousands, he's not showing his losses at all.

[@ewe2b]

What is the quickest return OF any of your investments via dividends? In 2020 I bought shares of OKE that at the time yielded 14+% and I estimate that the cumulative dividends will surpass the original investment sometime in the 6th year of ownership. Not to mention the share price has increased by almost 280%. Of course I wish I had invested more at the time... hindsight = 20/20 LOL

[@sheepcreeksociety7985]

How do you handle the derivative side. Sell contracts or buy puts or no action. Seems like you might have enough shares but I haven’t heat it mentioned.

[@henrikchristensen65688]

About "re-investing dividends" does that mean immediatly as you receive the dividends or does waiting a couple of months for an opportunity count too?

[@Dividendology]

Right now, I do it immediately automatically

[@henrikchristensen65688]

@@Dividendology but would waiting a couple of months for a great opportunity still be considered re-investing your dividends?

[@theguyonyoutube4826]

​@@henrikchristensen65688 not really but sure. You'll never time the market better than just rolling your shares back in

[@sergeysachkov7388]

​@@henrikchristensen65688I would say it is still considered as re-investing, bc you don't take this money out. But on the other hand, as said above you will never time the market. If you wait 1 year looking for a better opportunity, you will probably miss the best moves.

[@lumpyjb4580]

@@henrikchristensen65688 You're better off not trying to time the market. Usually after a dividend payout a stock will drop anyway.

[@pbrdoug4962]

👍Well said about "Over Diversification"

[@darthtitan8315]

Yes... once they figure out how to capture more of the upside these funds will do better. Case in point TSLY.. By now it should be closer to 18-22

[@FinancialFreedomLifestyle]

Good video and insight. Something I recommend everyone to look into though is not just stopping at beating inflation. The real risk to everyone's portfolio is currency debasement, which is around 7% a year. Add that to a more realistic inflation number of 5% and portfolios need to earn an average of 12% a year just to keep up. This is why I preach people need to invest in things like cash flowing real estate and Bitcoin. Unfortunately, I don't think a dividend only strategy is going to work in the future. Just my two cents. Keep up the good content.

[@zacksnyder4082]

Why not just own VOO, VTI, or VT?

[@777nando]

Im in for Tickerdata Looks very interesting! You had become my favorite channel!

[@Dividendology]

Awesome! Thank you!

[@MikeSancho]

where to get those google sheets, do you have those templates available?

[@Dividendology]

On tickerdata.com !

[@SailorBrian]

Do you automatically DRIP or do you put the $ where you want?

[@Dividendology]

Auto DRIP for now

[@derekwillstard3613]

Hi bro, but the 3% is before tax?

[@ddddd1475]

If they are qualified dividends. He has a video on a way to be tax adverse when it comes to qualified dividends and the individual income tax

[@Dividendology]

Yep! Check out this video on taxes!: How to Pay $0 in Taxes on Dividends! kzbin.info/www/bejne/n5rLdKudZ7mWqNE

[@Inxanity-69]

is there a way to import my portfolio into this sheet?

[@Dividendology]

Here is the tutorial video!: DIY Investor Tool Kit Tutorial! (How to use the DIY Investor Tool Kit) kzbin.info/www/bejne/Z3_ZgZdunrNriac

[@asphaltandtacos]

I am looking at adding MAIN as it pay dividends on a monthly basis. It is a BDC

[@RantTheRetort]

@@asphaltandtacos I have some main, I like it, but I like O more. One downside is that its dividends are taxed at the ordinary rate, not a capital gains rate. I have moved my reits and similar to a roth to avoid the taxes.

[@johnk.5274]

When did you start investing in this portfolio? Did you add monthly buying one company then added another company or started with small positions in many companies?

[@kevineuw5020]

Avg div yield?

[@user-tr8rg1xg9e]

Will Buffet cut all stocks by 50%?

[@BiggRobbStout]

This is not a ROTH account is it? I was wondering what kind of account it is. You seem to be able to put a lot of cash into it throughout the year.

[@gjames2151]

its not a rothj

[@michaelswami]

You have a great channel. I always enjoy your monthly income reviews. Where did you get your average inflation data, because everything I’ve seen says inflation averages just over 3%?

[@MatthewMS.]

KO is a dividend go to. Love KO.

[@nathancad]

Have you factored in a GFC or market crash?

[@oSnapMillerTime]

What do you think about Texas Roadhouse?

[@Whagz_BuHu]

Bump

[@Dividendology]

I love their rolls 😉

[@johnhoye6584]

Too loud

[@TheGeordiePig]

Amazing milestone! That snowball has really sped up this year! 😮

[@georgedayoub2893]

Is your total gain is since you started investing? Or only this year?

[@jaredsparks3290]

RDVI at the current share price would be 1,411 a month with 200,000. I'm not a financial advisor. 😂

[@joshbrown4608]

Your avg growth rate of your account is like 11%. That beats most growth stock portfolios. I can see all your math and how you got there. But it doesn't make much sense

[@Dividendology]

What exactly doesn't make sense?

[@joshbrown4608]

@@Dividendology how do you expect 11% on dividend stocks? I know you account for inflation on the cost side. But what is your tax liability? That should hinder growth. I guess I don't know if this is in a retirement account or regular brokerage.

[@nonenone2266]

How much are taxes taking away from your earnings? Also, when you reach the point you can live off dividends, why are you continuing to contribute $2500 per month?

[@getinthespace7715]

No answer on taxes. Long term dividend taxes run 0%-15%-20% for qualified dividends depending on filing status. But continuing to invest is because you want to account for inflation, market fluctuations, etc. I'm investing in a few individual stocks, I target mostly low fee (

[@wilbearr]

How are you investing into SCHD? Is it direct with a Schwab account or through a broker?

[@Dividendology]

Through a broker! I’ve been using interactive brokers lately. Link in description

[@andyndanaemcburney122]

At what point would you stop putting $2,500 a month into your portfolio?

[@adammubarka2711]

How much you are contributing each month as average?

[@HermannTheGreat]

5-8k, probably more.

[@lackability6000]

Just buy VOO

[@Dividendology]

VOO is great, just depends on goals

[@somutfaydalarpesinde3289]

Very low dividend yield ⚠️

[@TheSoilandGreen]

We are at around 1.3k a monthly at 230k

[@TheSoilandGreen]

RQI,FFA,EXG

[@Neo__The__Tv_]

I assume i already know your plan but just for the sake of thought, whats your plan for the possibility of the economic downturn? My thoughts were "i plan to hold no matter what, ill double down and buy more on the low"

[@Dividendology]

This video explains: How to Prepare for The Lost Decade of Investing (Stock Market Crashing) kzbin.info/www/bejne/qWiapX2EZtWthck

[@Jayvazquez15]

I really like seeing the dividend income and growth!! Great update!

[@ilmoli691]

I'm European, I live in Europe, does anyone know an alternative to schd?

[@ericmoraes2741]

What's your short or medium term thoughts on what you are going to do with Intel?

[@suecortes3308]

Why is your voice amplified?

[@user-tr8rg1xg9e]

Do you like Verizon?

[@excalibust9342]

Too bad every major broker was “down” on that day when stocks dropped, couldn’t buy anything 🥴

[@FutureDreamZz]

How old are you?

[@ThrowBackZone]

Wow, $200k portfolio and only $593 in dividends? Might as well have put that in a high-yield savings account! 😬

[@Dividendology]

Nope! I’m up over $50k, and dividend growth pays way more long term.

[@nonayabusiness6170]

So our boy here will be retiring in 14 years gotcha

[@markusekkelenkamp8200]

inflation is eating actual gains

[@johnbeeck2540]

Thankfully, real inflation is now below 4% and dropping in key areas (gasoline, cars, homes).

[@killersentra]

​@johnbeeck2540 Inflation nor close to 4% in my area. More like 40-60%. Everytime I hear that it makes me laugh. Even my employer thinks we are stupid when it comes to our raises ........

[@jasonpollock9259]

@@killersentra What area, and please show data source

[@worldsdumbesttrumpturd....3143]

No

[@02nupe]

@@killersentradata source?!

[@claudiosousa6871]

Your no doubt very intelligent…having said that you have obviously thought about dividend cuts aka intel Walgreens Prudential just to name a few …thoughts

[@Dividendology]

That why you have to understand the fundamentals. The warnings signs are there before a dividend cut. Buy quality businesses.

[@shanepearcey]

Love your videos! Just out of curiosity, have you ever considered throwing in a well diversified covered call ETF? Like an S&P? I only ask as their starting yields range from 9-13%, and have a track record of increasing distributions as well as providing capital growth. Plus there is far less risk of dividend cut since it’s a broad index. Thought that may be an awesome and interesting kind of fund to add and track as your tracking is top-notch! Happy investing! 😊😊

[@Dividendology]

For a dividend growth strategy, I’m not as much a fan of covered call ETFs. It may make sense to love capital into them once you are ready to live off dividends.

[@boxman00185]

What is your job outside of KZbin? Or is KZbin your full time gig?

[@numberoneappgames]

All this data should be backed by good help so you don't have medical bills. :)

[@Dividendology]

Agreed! Money means nothing if you don’t have good health! :)

[@RobertMcclean-ed4eb]

I’m a bit confused: you call it a “Dividend Portfolio” but your focus seems to be on capital appreciation and your holdings are not high (>10%) dividend. Buy some great dividend ETFs like SVOL and QYLD if you really want a Dividend Portfolio.

[@Dividendology]

Dividend growth portfolio. The goal is to buy stocks that consistently increase the amount they payout in dividends over time.

[@RobertMcclean-ed4eb]

@@Dividendology Ok thanks, perhaps change the video title to “How much my Dividend Growth Portfolio of $200k appreciated in August”. Unless you withdrew $ it didn’t “pay” you.

[@majordelays4909]

This is a nice video, watching in background but plan to rewatch when I can focus later. Nice clear audio and presentation Good work !

[@supertophashinshin191]

Great video but you forgot to account that you monthly contibutions will rise over time , they are not capped at 2500$ rather have them at % of your salary , that way they will grow faster

[@ParagonTheComposer]

Congrats! Your hard work shows. What are your views on the imposed tax rates on unrealized capital gains? I saw one of the reasons Warren Buffet cashed out on a large portion of his AAPL position was to take advantage of the lower tax rates on realized capital gains while he can.

[@Dividendology]

Great question. Buffett does seem to have hinted that he think tax rates will be going up sometime in the future. But as for my thoughts on an “unrealized capital gains tax”, I think that would be quite literally be one of the most disastrous economic policies. Even if it’s only for the ultra rich, the impact would trickle down on everyone.

[@sjsphotog]

good stuff keep up the good work

[@adamfrank66]

really enjoy your videos. You're way of explaining and talking about dividends and different companies really helps me! Thank you for the time you put into this.

[@Dividendology]

My pleasure!

[@roughster1615]

Isn’t that an error in logic if your monthly expenses doesn’t include an assumed $2500 a month new investment!

[@Dividendology]

No. That’s not a living expense and won’t exist when I’m living off dividends.

[@roughster1615]

@@Dividendology Okay, I thought you're projected value and growth shows that persisted after you hit the "Yes!!"

[@xyzeroman]

Do you ever contribute to your portfolio? I contribute every month and my gains don't look as impressive!

[@majordelays4909]

20:05 $2500

[@Dividendology]

I contribute every month. I discuss later in the video. This month I contributed much less than usual.

[@saidinesh8793]

In 2038 lets say ur monthly expense is covered by dividends. Are you still going to invest 2500 post that point ? Doesn't really seem that ur living of dividends?

[@Dividendology]

Most likely no

[@saidinesh8793]

@@Dividendology can u reflect it in the sheet

[@danielclayton7524]

I live in Dom. REP. AN MY MONTHLY COST IS $1100.00. might think about moving an enjoy

[@Flamey_Fox]

Awesome update, lovely portfolio! Is the income pre or post tax?

[@mrallan8063]

Your math is flawed. You have either stock value growth or dividend growth... but not both. You end up double counting the impact. Do you really think your portfolio will yield 30% in dividends per year in 30 years?!?!

[@Dividendology]

Nope. 7% price growth and 7% dividend growth is very realistic. SCHD has seen closer to 10% price growth and 11% dividend growth annually since inception.

[@mrallan8063]

@@Dividendology Then why is SCHD yield around ~3.5% today after over a decade plus of being around? Same for J&J or P&G... which prob has 100 years of dividend yoy growth, also yielding ~3.5%? You shouldn't double count equity appreciation and dividend growth. You honestly believe SCHD dividends will be yielding 30%? That would mean all those companies comprising the etf is also yielding around 30%.

[@Dividendology]

It seems you don’t understand yield on cost. Research this concept and you will understand. Dividend growth stocks constantly increase the amount they payout in dividends, increasing your yield.

[@LacrimosaEX]

most boring portfolio ive ever seen, enable options at least

[@Dividendology]

Thank you

[@LuiggiChampan]

Got tickerdata, how do I get the spreadsheet?

[@Dividendology]

If you are a premium member, just click on the “premium sheets” tab on tickerdata.com ! :)

[@LuiggiChampan]

@@Dividendology it worked, thank you!

[@full.grain.]

haven't fully watched the video yet but i just wanted to thank you for your transparency!

[@Dividendology]

You're so welcome!