How Much My Dividend Portfolio Paid Me in June! ($180,000 Account)

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In this video, we look at my portfolio and find out exactly how much dividend income I made in the month of June!
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[@Dividendology]

Access Tickerdata and my Spreadsheets: tickerdata.com/ Get a 20% off Coupon to Seeking Alpha: seekingalpha.me/Dividendology Join my free newsletter! dividendology.substack.com/ Preferred Broker (Interactive Brokers): www.interactivebrokers.com/mkt/?src=dividendologyPY1&url=%2Fen%2Fwhyib%2Foverview.php

[@livelovesail5184]

INTC is building a base around 30.50 a share. Don't sell it. Is way under valued.

[@Joedisney]

INTC has not moved in about 20 years With that said I think it's a great stock to sell options on. What scares Minnie Mouse to buy INTC are the new armed ships coming out for the PC. This is not going to be good for until they need to pivot quickly, maybe they are not sure. It does seem like the Intel chips are old technology.

[@roaldhansen30]

I see that your plan is to still contribute to your portfolio after you start to live of dividends? Is that expence already baked in to your current living expenses? Or are you using the money double? If your plan is to stop working after you start to live of dividends, then you should cut those 2500$ to zero. If you do that, will your portfolio stil be able to carry you financilly? And where's the taxplan? Why don't dividends investors ever think or talk about taxes? Up til 37% can be taken by the goverment. So in order to live of dividens you would need to multiply you rnumber with 1,37 just to cover taxes. According to the math, you're 2000$ short each month due to taxes. (5400$ x 1,37 = 7400$) Otherwise a great video. Keep ut the good work

[@DavroarTV]

Okay, move to US, buy SCHD and retire, got it

[@tutteturunen6822]

Fucking eu laws

[@mybiggrin]

That’s what I got out of this. Why buy anything else? Lol

[@AndeeLee-yi4ot]

USMART Research Department speaks with an excellent historical track record, recommending the best call and put options daily to take you to high-yield opportunities!

[@osuave7811]

@@mybiggrin Wow. The video shows a weak portfolio, that's for sure.

[@joshb8233]

Interesting to see. So i don't invest in the American market and only in Australian market. I earned 12k in dividends of a150k portfoli. Now my shares are slow growth stocks as they are credit funds i.e. lend money out. Interest rates are not coming down as they are back to historical normal so i only see them going up (i also work in banking). Out of curiosity why not invest in a diversified portfolio like JPEQ?

[@RobsMetals]

whats the point of so many other div stockks if half your portfolio is SCHD? has the performance and yield of the other stocks beat SCHD by much?

[@Dividendology]

Yes. You can see on my growth chart.

[@Hmmmm13579]

Putting everything into a ETF is stupid. Gotta have individual stocks to balance the portfolio.

[@thenotoriousgoob]

@@Hmmmm13579 did u watch the video at all? Also ETFs most definitely are not stupid. 1 they give u a broad array of market coverage especially SCHD, because of how evenly distributed it is among financials, industries, tech, etc. 2 the man states many times his plan is a long term investment strategy, typically with that you’re going to want to treat your portfolio as essentially a high yield savings account. 3 individual stocks can look good, have a good business model, and still fail, thus losing you you’re money. So that’s why the majority of his stock is an ETF. It gives a layer of protection from total portfolio collapse.

[@blktauna]

@@Hmmmm13579 the right etf will do that for you

[@alexceleste7778]

@@Hmmmm13579 why is it stupid

[@ToTheNines87368]

I’m often after dividend bull when he misrepresents dividend growth. But I feel like living off higher yield is being misrepresented a bit here as well. You could in theory live off a certain amount of your dividends and reinvest a small amount to keep up with inflation. With high yields it shouldn’t be an issue. No one says you have to live off all your dividends, just like you don’t have spend your entire paycheck.

[@TortoiseInvesting]

Awesome looking portfolio man! I see you're wanting to go down to 28 total holdings. Are there any 2 or hand full of holdings on the chopping block that you may move out of?

[@Jayvazquez15]

Great update!!! Motivating to continue to invest!

[@Jakkaribik1]

I just Go with Compounding because in Italy there is a 26% Tax On Dividends so I rather Keep it Compounding (No Dividends) for a couple years and Pay No Tax that is the key when you do not have Free Dividend Income every Year. Maby Later they will turn it down a bit but Germany has 25% Tax but you get around €801 Free Dividends per year before the Tax.. So yeah Italy is way Behind unless you keep Compounding and maby Rules change if not heck free Interest on Interest

[@Jakkaribik1]

Dividends can work Wonders if you decide each month where to Invest or Spend them Next IRL and not the Stock Market but most Places have a Tax so you get Taxed Double when you get them and later when the Investments give again Dividends. If You are well off Dividends is a great way to Increase it but if you do not have much already it is better with no Dividends and let it sit and Compound.

[@ben2364]

In Germany you can have 1000€ in tax free income in dividends (801€ was until last year) and yes 25% tax is a lot but therefore you pay 0% tax on crypto profits after 1 year of holding them ✌️

[@Jakkaribik1]

@@ben2364 A ok yes I did read about the 1000€ also but again Italy is another thing where I can't Really Follow Dividendology as good..

[@OldLion64]

Just goes to show you how stupid politicians in every country are. Dividends is really just a return of the stock price you paid. Stock price immediately goes down by that amount paid. There should be not taxes at all on dividends until the stock is sold (then you combine them to calc the final sale price). It makes zero sense. I give the company 100 bucks and they give me 4 back and I have to give the govt 1 even though I have no gain whatsoever. Ridiculous!

[@t0bakken1337]

Cries in Dane. 27% in the first €7000 and 42% on everything beyond that. Selling shares also count towards this amont, so those early many years it's rough earning pretty much anything. Our Crypto tax system is even worse. won't even try to explain it.

[@MrGameMeister]

How much capital are you contributing to your account each month? I assume there is some dollar cost averaging - just curious how the numbers may change based on your monthly contributions. And when you contribute a monthly amount, how are you apportioning it to your portfolio? Splitting the amount on a percentage basis to your current portfolio holdings may not be feasible, so i am assuming you have some method to buy in additional shares as your account capital grows?

[@user-fk2gv6mt1h]

Is this dashboard an updated version of the dividened portfolio tracker or a separate sheet? I have the tracker (7.0) and the tickerdata basic account but would love to have this as well...

[@Dividendology]

You can see the most up to date version here!: DIY Investor Tool Kit 7.0! (The Best Dividend Portfolio Tracker!) kzbin.info/www/bejne/iYTaYp6BnNeYerM Email me at [e-mail] with any questions

[@industrialpalletworx3548]

I have a few of what you have in my IRA. It currently sits at $170k. I have O in that account and while I like it at the same time I'm not so sure on it any more. I'm really loving Main Street Capital over it. The yield is higher but the metrics seem to be in a better place as well. I have a majority of my account in S&P 500, Nasdaq, and Russell 2000 ETFs. I don't know about you but for the year I'm up over $21k ytd. I have no additional contributions nor do I have any free cash flow in that account. While I'm all about dividend investing it seems for the long term growth anyway it's going to be hard to beat the index tracking ETFs. My taxable account is only 15 months old and I started from scratch and have built it up to just shy of $7k. That's investing whatever I can manage comfortably. I had my first $100 month in May. My goal is $100 a month on average by the end of the year and I'm at $80 now.

[@mandrake925]

Main won't do as well when interest rates start to go back down. They will still do fine but they are benefiting from the higher rates currently. O is the opposite the higher rates is hurting O so when they come down O should theoretically go up.

[@industrialpalletworx3548]

@@mandrake925 appreciate it. I'll take that into consideration

[@mareksacha9184]

great spreadsheet / by details, havent downloaded it

[@aaronderouen5873]

You think you could do a stock breakdown of Lincoln Electric. $LECO

[@kylem1482]

If you had 10k to invest what would you do for dividend growth. A set it and forget it will contributing around 500 a month?

[@t0bakken1337]

SCHD. EFT are more safe than individual stock and SCHD basically is dividend growth. Tho overall S&P 500 would probably net you more if its a set and forget. 500/month for 30 years will be around 1 million with compounding. dividends won't have the same compouding, those stock rarely rise at all. Go look at dividend kings vs S&P avg

[@JustAPenguin123]

An ETF that gave 5% per month or 80% per year? I don't think so..

[@t0bakken1337]

@@JustAPenguin123 What the he.. are you talking about?

[@kylen6430]

Did your “live off dividend” analysis include taxes?

[@fujibosco]

Roth IRA sucker

[@thenotoriousgoob]

More than likely not however a lot of dividends are considered “qualified dividends” and if they are then u don’t pay a tax on them.

[@kylen6430]

@@thenotoriousgoob no. No qualified dividends are taxed at 37% while qualified dividends are taxed at 0, 15 or 20%, depending on amount and filing status

[@kaputasri]

If it's inside a tax sheltered account no taxes 🎉

[@kylen6430]

@@kaputasri sure, but many people want to live off dividends before 59 1/2

[@lorenzomiglietta9094]

Considering future growth what do you think is best altria , British American Tobacco or Philip Morris ?

[@claytonhillier6134]

What do you think about MAIN and HTGC? I was thinking about selling and reinvesting.

[@MrKinglyProductions]

With high yields on govt bonds do you think it is smart to put about 10%-20% into 30 year notes and set and forget?

[@Joedisney]

If you think interest rates are going down 20 year government bonds can return 20% in a year easily, and that could happen while the market is dropping like a rock. You can consider government bonds as a hedge to an overpriced market. There's a reason why Warren Buffett has 180 billion in cash. He thinks the market is extremely overpriced and there are no deals at this time for him to put that $180 billion to work. He also knows it'll be a crash, inhale repeat like he did in the past bailout Goldman Sachs again or whatever other banks in trouble and make 20% plus

[@JustAPenguin123]

Should put more. Price of TLT was 170 at one point and now it's just 92. I would bet the yield would go down significantly in 2-3y and bond price will just go up the roof. No need to wait until 20y, you can sell at secondary market for all the profit.

[@Joedisney]

@@JustAPenguin123 I have sold puts on TLT and I own TLTW,

[@Joedisney]

Let's hope we're right

[@Joedisney]

@@JustAPenguin123 I wouldn't expect TLT to go to 170 anytime soon. This is why I'm heavily into TLTW and I've sold puts on TLT. Either way we agree, let's see if we're correct

[@claudiosousa6871]

Great job…not much to add but this …don’t forget to add growth to your portfolio like VTI …this balances your portfolio and keeps it from being stagnant…🤑🤑🤑

[@RightFootForward11]

I’m 50% voo 50% schd. Little over 115k in my accounts at 26. Chillin

[@thepassiveincomeseeker]

Love this! This is the motivation I need!

[@december25guy]

Another great video! Thanks for sharing your journey with us and congrats on the record payout!! 😎🤘 Stock Nerd 🤓

[@Dividendology]

Appreciate it!

[@jb23303]

Is this a taxable account? Or tax advantaged?

[@boletgros]

My question is the following: If you found 100 ever increasing dividend stocks 10 years ago, how many of them would still be increasing today?

[@StinkleFresh]

The stock market is not that old

[@Thijnsj]

@@StinkleFreshit is lol

[@StinkleFresh]

@@Thijnsj ok then what are the companies

[@Thijnsj]

@@StinkleFresh What does that matter? That's not at all what you are implying. The stock market is way over 10 years old lol

[@StinkleFresh]

@@Thijnsj wrong answer, like and subscribe #july4th

[@thepocketwatchman]

I have a question. Live off dividends takes data from other part of the spreadsheet. What If I suddenly can invest more than initial amount I've put there one time? For example if I can suddenly invest additional 5000$ instead o 500$ one time, how should you properly edit it? My thought Is to add this 5000$ to the initial portfolio value + put the stocks I buy into stocks spread.

[@Blubbha]

Do you have any BDCs?

[@miguelclaro7005]

Why dont you invest in Main street capital?

[@herminiocarrasquillo1547]

is there blank version with no older data?

[@Dividendology]

just delete the old data! It is there as an example

[@herminiocarrasquillo1547]

@@Dividendology do you have a video showing how to, I hated to delete any formulas,

[@Dividendology]

This is my most recent tutorial video: kzbin.info/www/bejne/iYTaYp6BnNeYerM

[@dietrichhenne3172]

Could even think about increasing the monthly contribution with the inflation rate, should be a valid thought assuming that this comes from a job salary that may also rise at a similar rate

[@Dividendology]

That’s a fair thought

[@Steelersfootball45]

Are you gonna sell out of Johnson and Johnson soon ?

[@industrialpalletworx3548]

No. It's buying time with it hovering around the 52 week low.

[@Steelersfootball45]

@@industrialpalletworx3548 to many lawsuits and growth is slowing

[@december25guy]

I like the upside of pharmaceuticals, if their R&D procures a quality drug then their share price will soar. JNJ had a lot in their pipeline. Enjoy the journey 😎🤘

[@JakeB_97]

How long ago did you start dividend investing?🤔

[@jbaru648]

Did you use Tableau to build that dashboard and how did you learn

[@Dividendology]

It’s all in google sheets!

[@miklemon2357]

SCHD didnt pay until july 1 tho...

[@Dividendology]

explained in video

[@miklemon2357]

@@Dividendology i had a very nice payment from them tho. They are similar sized position in my portfolio as well...

[@shinjigami2269]

@@miklemon2357 yea he is not being honest about the payout of SCHD.

[@Nivaku988]

How much roughly do you personally contribute on a monthly basis?

[@AlpHaGamzYT]

I'd like to know as well

[@captainawasome8985]

In the video he mentions 2500 usd per month at time 17.55.

[@palazuz]

King

[@HardTyberZann]

Not sure about letting go of your position in INTC unless your tax-loss harvesting. The (small) company I work for just purchased 32 new Intel powered workstation mini PCs. They still have a strong use in healthcare applications, and are putting a scary amount of effort into R&D. (Don't forget about the billions in government grants to build new fabs in different countries). And as a member of the maintenance department we spend quite a bit at both Home Depot And Lowe's. I also have a small position in SWK as we use DeWalt Tools in our work trucks. EATON is another company people gloss over. Alot of new construction using Eaton Circuit breakers,outlets, switches, motion detector, ETC. They have a substantial sized factory near where I live.

[@Dougsellshouston]

Yea I’ll stick with ymax and average a 75% yield

[@_t9ckaz]

I know it’s not a dividend stock but what are your thoughts on fico

[@joeysocks5718]

If SCHD has about 4.24 dividend, would treasuries be safer?

[@vimacs9645]

It’s too early to consider dividends with that amount imo. But sure your portfolio looks way more interesting than VOO/QQQ, although may not be as profitable in a bull market.

[@premiumbr]

Where can download your Spreadsheets?

[@Dividendology]

Tickerdata.com !

[@premiumbr]

@@Dividendology Tickerdata i found, your Spreadsheets dont

[@jefferyw4867]

Congratulations on the new milestone

[@Dividendology]

thanks!

[@johnpersechini4951]

Such as stock nerd. Love it :).

[@Dividendology]

I am!

[@december25guy]

Hah! Favorite comment so far! 🤓 stock nerd - I feel like there is some SERIOUS branding potential there.

[@gjh997]

Congrats buddy. Keep up the great work 👍

[@TheMoneyCruncher]

Amazing job! Love the dividend growth!

[@Dividendology]

Thanks so much!

[@ACPushkin]

If you get closer and closer to the point where your dividends cover your monthly expenses, that also means you can drastically increase your monthly contribution from 2500$, so I would assume this accelerates your portfolio growth even further.

[@xSayPleasex]

Not the way he calculated the growth. He assumes a full DRIP (Dividend Reinvestment Plan) meaning 100% of the dividends earned are used to rebuy stock. Therefore he is not living off this investment at all. It would be fair in my opinion to at least increase the monthly contribution by inflation assuming minimum income growth.

[@vikbala9148]

I personally seen a friend of mine whose Portfolio is less than 12K and his divs for June was 500usd...

[@t0bakken1337]

Is your $2500 monthly contributions calculated in those $4000 cost of living? Also remember after year 15, you will live of those dividends, drip will stop and earnings will decrease rapidly in growth. All those dividend growth shares will eventually reach a peak and become stale. Noone can continue paying out more and more percentages indefinietly. Coca-Cola is a great example, inflation is higher than the share growth/dividends. Another thing, haven't your cost of living been at like 4k for years now?

[@Platinum_Python]

Question, do you think nvidia has potential to be a dividend growth stock. They recently grew their dividend by 150% (which only was from 0.01 to 0.02)

[@traceyschultz584]

My understanding is that was the result of the 10 to 1 stock split, not a true dividend growth situation. They’re still distributing the minimum amount of .01 per share, but the stock split increased the value of the 0.01 distribution by 150%.

[@sepehrjafari752]

Can I know how many Microsoft share do you own?

[@headyboi7877]

is being 100% in SCHD smart

[@Dividendology]

Since it’s a well diversified ETF that aligns with my goals, yes

[@FJX716]

Is MMM stock still worth holding?

[@NxtrdayAdventures]

SCHD is paying their dividend on July 1st.. not in June. You moved the date to make June look better?

[@Dividendology]

I explained in video. It’s a Q2 dividend payment. They are technically paying July 1st, because the last few days of June landed on the weekend. For tracking purposes it makes more sense to list in June.

[@dexinvictus6103]

Welcome to KZbin

[@matthewtukwilaparks6197]

My schd posted in June

[@LeicaM11]

NVDIA dividend : 0,01%😂😂😂😂😂 Just happened to me. Apple the same. 😂😂

[@stavrosvranopoulos8240]

so your annual contribution is only from dividends or you invest more money too?

[@Dividendology]

I invest more as well.

[@stavrosvranopoulos8240]

nice man you did great job!l i will start my dividend growth portfolio next month. Hope i can catch some snap on a little lower!

[@lbjmedia2151]

MDT update?

[@g_rr_tt]

start thinking about securing your investment a month before the election

[@charlesjudeumahi689]

Does bro have a discord channel?

[@happyfuntimepewpew]

you definitely want your dividend payments to average closely on a monthly basis. getting paid $1000 one month and $250 the next is not good.

[@Dividendology]

Nah, it’s Not a big deal if you know how to budget.

[@Dorrrr1111]

We're in a market bubble... What's going to happen when the market crashes?

[@Dividendology]

I'm going to keep getting my dividends, keep reinvesting, and keep buying more.

[@emanuelbandrabur5338]

I think you should add the $2500 to your monthly cost of living, since you're still contributing. Then see where you break even and where you can live of your dividends. I think it's around year 18 not 14

[@Dividendology]

No, contributions aren’t a cost of living. I can live without making contributions.

[@Royals_Mindset]

Nice Video, I'm Excited To Keep Growing And Adding To My Shares And Dividends.