How Much My Ferrari 488 Payment Is

Its the nature of the internet to wonder about things that aren't really their business. However since the number is irrelevant to me and allows me to talk about why any persons actual monthly payment is so subjective, lets chat.
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[@SheldonBeldon]

$3,300 a month with around $100,000 down is what he pays, you're welcome.

[@mastermind3005]

Sheldon Miller thank you I really did not want to hear it from him hahaha

[@DatMuslimDad]

Thank you bruh

[@Imdeass]

Thank you 👍

[@waluigi3000]

thanks bro i hate listening to long ass videos

[@TheLifeGiver]

Lmao my entire income is $3300 a month.

[@Fastgt2003]

Merle Therrien that's pretty good these days

[@ipancaki]

Step your game up

[@Fastgt2003]

Alligator you prob make $30 a month gtfo

[@ipancaki]

If you multiply it by 400 you're kinda right

[@Fastgt2003]

Alligator people who make 144k aren't on yt talking shit gtfo

[@Dahny]

More than you can afford pal.

[@InTheZone85]

Ferrari

[@SuzukiKid400]

InTheZone smoke him

[@joshriles84]

Dahny yes!

[@DyingToLive12]

Dahny ooooooo i get it. nice niceee. ferrari pal!

[@DyingToLive12]

Dahny their in the warehouse man!!

[@thomaslf1391]

The Ferrari & the NSX outside but the Supra garaged... My Man!

[@earthlen]

Thomas Lantigua they are possibly under difference insurance terms. Meaning you can get very low payment with high value if you meet criteria such as how the car is used, where its parked, etc.

[@bballkid7409]

Thomas Lantigua haha people would steal everything off that Supra if he left it outside

[@SuzukiKid400]

Thomas Lantigua He just spent $1500 to detail it so it stays inside.

[@sylvester6836]

It has slicks so he can't daily it.

[@82_KID]

Grinds My Gears

[@colin5577]

Your NSX is outside, your 488 is under a tree, and your Toyota is in the garage. Makes sense.

[@nicknpo]

He just paid like $1500 to have it detailed. You better believe hes not leaving that shit outside for a bird to come by and drop a hot load on it.

[@chrishazen369]

colin5577 **doesn't mention it's a Supra**

[@Dan-bg5fm]

chris hazen doesn't matter if it's a Supra , it still cost a fraction of what the 488 is worth

[@colin5577]

chris hazen That's like saying it's shit, but it's hot shit. To me, anyway. Plus, his Supra is all ricered up as if the indignity of the standard car wasn't quite enough. 😊

[@chrishazen369]

colin5577 "my derge ram will roll coal up yer ricer ass"

[@3065dfd]

Knees weak, arms are heavy, hopped on KZbin to watch Rob Spaghetti

[@aveerry]

Daniel Duque underrated comment

[@Rlyeh_The_Dead]

That convertible change was pretty damn quick

[@user-fs8lz9re2q]

dujfraz very quick, if it started raining I wouldn't mind being in that car, I also think it can work around 30mph

[@jayethestar]

I was thinking the same thing bro

[@bentremy]

Its about 3x faster than my BMW. Shiesh!!

[@georgem.6136]

Your Cars don't look as if they should be in that neighborhood..

[@aidenthompson7614]

George Mitchell thats how he has the cars... lol

[@871jamie]

That’s how he affords the cars.

[@superameric8]

I like how his yard is all trashed up. Pull some weeds bro!

[@sdlausen1]

So what? As a gear head, he's doing it right. He's spending his money on his cars, and not a house. I'd do the same.

[@travis8665]

sdlausen I agree. That car is worth more than any house to me.

[@theluckydawg2498]

Today Mr. Spaghetti points out that it is pricey to enjoy fancy pasta

[@BullrockMcHammergeil]

please stop this absolute nonsense. It has run its course.

[@Whackfear]

Mate just get over it. It's this channel's meme, you can't change that by getting annoyed.

[@ahlciks17]

Spaghetti is a fucking joke. This comments will live forever!

[@DavesInHisGarage]

I would hate to find out that Rob spends his time going from restaurant to restaurant ordering spaghetti and beating the crap out of it then throwing it away and leaving no tip.

[@Nick210]

Anyone can look up the MSRP on these cars, thats probably all i would be interested in. i never quite understood why people always ask about loan details, monthly payments etc. If you're actually considering buying a 488, your bank would be the best people to talk to; how much Rob pays cant help you.

[@oDeXyModz]

Don Pablo i see what you're saying but people just wanna see what people of this caliber pay for their cars. Some people pay cash some people finance. Some are just curious

[@TJSq]

What do you mean by a $150k balloon?

[@venom5809]

@Tristan Savidge, a balloon payment allows you to get a lower payment on a loan than you would a traditional loan where you are paying it all back. He's paying the loan plus interest minus the $150,000, so at the end of the time he either has to pay $150,000 or he has to sell the car and hope it gets $150,000 to payoff the balloon. It's kind of like a lease in a way.

[@kevinjames8050]

"Balloon" means your financing is set up for smaller payments throughout most of the loan period, which is made up for at the end. Let's say your total amount financed is $36k for five years- normally, the payment would be $600/month for 60 months. If you agree to a $6k balloon at the end, your monthly payment would be lowered to $500/month ($30k over 60 months). Younger people might opt for balloon financing on a car if they're just starting out in a career and anticipate their earning potential to rise after a few years, because it lets them finance a car that they can't realistically afford at the time. Normally, this is a REALLY FUCKING STUPID idea, because it essentially guarantees a negative equity position. However, in the special case of exotic cars like Rob's Ferrari which depreciate far more gradually (if at all; sometimes they even go up in value), it might actually make sense to take that money reserved for the balloon payment and invest it. It's all a numbers game concerning opportunity costs.

[@Chukuman00]

Kevin James so whatever the ballon number is, at the end of the period, I have to hope my car sells as close as possible to that number? And if it sells for less, I have to pay cash to make up for the difference?

[@Nick210]

You seem really bored these days.

[@kmartnw]

N. Petrov he has more money in his car collection than I'll earn in my entire life. I think he'll be okay haha

[@tyopsie]

lol yea a guy into cars and that has dope cars is bored

[@Emon_Lusk_]

kmart nw money doesnt prevent suicide you idiot

[@ThreeReichsandYoureOut]

The people who have it all are the most miserable.

[@kmartnw]

El Pequeño Pene damn that got dark real quick, where did that come from lol

[@anthonyalfonsoyt]

Dave Ramsey would kill me listing to this🤔

[@notroll1279]

Why? He is running a business renting these cars out - so these loans are part of his business that generates his income. Privately he leasea a Chevy Volt for < 300 $ pm.

[@hemipower3308]

Rob ,start a cooking channel so the spaghetti people can make Ferretti jokes.

[@turboGsrEj1]

Hemi power underrated post. This was actually clever.

[@hemipower3308]

turboGsrEj1 It would at the very least confuse the spaghetti people,they would be walking around bumping into walls.

[@RTLife]

I hope he does this! That's funny

[@robertblake8609]

that house to car value ratio is waaay off

[@biunzRS]

Robert Blake tfw ur ferrari costs more than your hohse

[@sahilthegreat_]

Robert Blake if you look up the cost of living in NY, it's actually not. That house is easily worth $700-$800k...

[@kenny4976]

you're an idiot. a decent sized family home like that as close to midtown manhattan as is his is easily worth probably 650k, most likely more.

[@sahilthegreat_]

kenny k who's an idiot?

[@kenny4976]

MaSkMuRdErErZ73 The original poster, not you

[@ViiiZiiO]

That's pretty cool being honest on how much he pays for his exotic cars! Good video!

[@martinc.720]

ViiiZiiO x i don’t understand how it is “cool” or anything that someone you don’t know is “honest” about what they pay for anything. What am I missing? Like, why would you care about what other people pay for their stuff? I’m genuinely curious

[@jordandowns8784]

Martin C. Why did you click on this video if you are “SO curious” about why people are interested in his car payment lol. Idiot.

[@martinc.720]

Jordi Downs To see the car itself. I could not care less about what he paid for it.

[@martinc.720]

Jordi Downs Calling me names because I watched a video? You’re a smart one.

[@gweinrich]

Jordan Downs!!Give him the five minutes!!!

[@darrenlee1765]

93000 down payment, +118800 in payments + 150000 final payment = $361,000 thats a good ass deal you got Mr Rob! that interest must be low as all get out!

[@InTheZone85]

there better not be any interest with payments like that.

[@darrenlee1765]

InTheZone no one borrows money for free, that would be a horrible business practice. 0.0% interest is not only rare but externally unlikely on such a high dollar amount

[@Dan-bg5fm]

Darren Shelton I get 0 % intrest on my school loans

[@alexgrey8471]

Till you graduate, then it goes boom

[@supradude26]

Down payment was around $115,000....

[@JoshuaDuranVLOGS]

3,300 a month 6:25 .... you're welcome.

[@dericanslum1696]

Twerk it Miley ...1:50...you're welcome...

[@marcushines4172]

Cody Woodruff lol, exactly. Perfect example of why money is relative and videos like this aren’t really helpful to the average person. The sum of money is so large compared to what he’s comfortable paying, he automatically thinks it’s a bad deal; when in actuality the deal that he has for his Toyota is worse, lol.

[@demonator65]

Marcus Hines could you explain how it’s a good deal? I’m really confused and wondering what makes its good for the guy taking the loan out? And bad for the loaner?

[@dip30ful]

demonator65 the intrest is almost non existent. So the bank isnt making much mo oney on the loan. He pays 30% down like most people. He then pays $3300 for 3 years and pays the remainder off in cash instead of taking out a 6 or 7 year loan and having to pay 3300 a month for so many years.

[@denniss4951]

yep another video full of bullshit and not to the point. youtube is flooded with those.

[@ALawyerIRL]

I love the transparency on your videos. It's not blunt or trying to show off like others, and I appreciate how upfront you are with your subscribers. Keep it up! :)

[@27Ctrojans]

its totally irrelevant what he pays for that car. Considering he can turn around and sell a 488 after enjoying it for a year for the same money he paid for it. Now thats using your meatball

[@dwyanewade8645]

fauxhawkmullet nah, you need a title. What if it’s stolen?

[@robertjones6862]

fauxhawkmullet Lol

[@chillyourself5208]

cant sell a car that aint yours

[@MannyFresh1x]

Dream driveway... 1000whp Supra in the garage. Beautiful Nsx and too top it all off. A Ferrari 488 right behind it.. Ahhh yes the dream.

[@josephdavid6716]

That is a lot of money. ($3300 per month)

[@johns9940]

JP Info shit that's almost half of my mortgage on my car

[@jordanlittle5391]

Not when u rent it for 1k a day in 1 week he should have made 3300 after maintenance

[@Hankola]

You do a wonderful job, not just disclosing what you pay, informing people also what to look for in a loan. Good man. Most people's parents don't even do that with their own children.

[@mj-gl6tv]

Sometimes I like my own comment to make the shit hit the fan

[@MrSleepygrizzly]

Gotta get the meatball rollin' somehow.

[@markbrown7936]

Lenny ( ͡° ͜ʖ ͡°) you didn't steal that from me......

[@MrSleepygrizzly]

There's so many goddamn pasta jokes jokes in this comment section, you probably stole it from someone else without even knowing.

[@markbrown7936]

Lenny ( ͡° ͜ʖ ͡°) okay it's just a coincidence that on the last video on this channel (the top comment with like 800 likes) I said and you said it in the next video. Not gonna lie I obviously stole the comment that says I like my own comments to get the ball rolling but you stole the meatball thing

[@MrSleepygrizzly]

Not intentionally. Like I said, hundreds of pasta jokes on every video. It'd be a miracle if someone came up with a new and original one at this point.

[@ashishpatel350]

Interest rates at 1.5% is like getting free money. Actually anything at or less than the rate of inflation is free money. BTW some loans come with a insurance policy that if you total your car you don't have to pay the loan.

[@zacklance484]

😂😂😂 you said "loan" and "free money" in the same sentence

[@codywuff9765]

Zack Lance he's right though

[@comptoncity2]

Lmao millennials.... what did you expect

[@pillcosby546]

Zack Lance If someone gives you a loan at an interest rate less than inflation it is free money. That's why no one does that lol.

[@comptoncity2]

LOCO Fiesta I think you need to look up the definition of free kid

[@supersqueege6297]

Today Mr. Spaghetti informs us how much his nicest noodles costs

[@josevega2399]

Not going to lie , when I first seen you in other people's channel I didn't like you too much but after I found your channel and started watching your vids you're one of my favorite youtuber to watch. Loving you vids

[@jjj4888]

0:00-1:47: Setting up. 1:48-1:55: The answer to the video title. 1:56-7:41: Rob complaining about money stuff. Permission to tune out.

[@MetalMikeLIVE]

JJ J yess JJ or the real hero here. Thank you for your service.

[@junito1008]

My cousin is paying $3,300 in a Camry !! 🤔 The salesman told him: the payments are that high because your credit is bad !! Lol

[@VolatilityTradingStrategies]

Financially speaking, you really should finance as much of the value of the car as possible. If your investment account can earn a higher rate of return than the financing rate of the auto loan, you're better off financing it. Same with houses, if your mortgage rate is 4-5% and you can earn more than that investing, finance the entire thing. It just a math problem. Rich people finance stuff all the time, because they understand the opportunity cost of money.

[@TG-qr4jr]

Money Talk I have about $4.3k, how many lemonade stands do I need to open to be able to buy a 488 in 7 weeks? it cannot be longer. I have a date planned in 7 weeks.

[@Everythingisgoingtobealright]

Money Talk In 2012 I financed $38k at 1.9%, that $38k earned 11% that year in a mutual fund. By the time the truck was paid for, I was up around $7k.

[@grammarguru554]

Tommy Gorney All you will need is one lemonade stand that sells Hotdogs and ice cones aside from the lemonade. You'll get that 488 in no time

[@TG-qr4jr]

Grammar Guru that's good. my hotdog brings all the girls to the yard.

[@AJFresh69]

While you had some reservations about discussing how much you pay for your cars the video was informative and contained some good information. 3:37 - 4:04 - not getting into a loan who's total cost will exceed the value of the car, and 6:54 - 7:08 - borrowing on low interest even if you can pay cash so you can invest it during that time for a greater return than the interest you will be paying. Thanks for the video!

[@alaudinmullaviseli5714]

i am a simple guy i see Ferrari i click

[@justNvlog]

This is why I've been subbed to this channel for so long now. He's right to the point, no click bait and brutally honest.

[@TheRealKingHarry]

Today Mr. Spaghetti discusses the financial obligations that come along with having a small noodle

[@tavo24vv19]

Haris M 😭🤣🤣🤣🤣🤣

[@Roger-wi6ix]

now THAT was funny !!! Good one, Haris. :)

[@intravena]

Savage.

[@FideTheProducer]

Haris M lmao

[@stevenv765]

Rob is like the only KZbinr I watch that has no problem talking about money and giving adequate advice based on him experiences. ✊️ It's awesome

[@gregormiller4037]

Have you contacted AMMO NYC on detailing, Mr Spaghettiman? He's a Master Detailer...

[@josephdavid6716]

Gregor Miller not as good as me.

[@gregormiller4037]

Good on ya JP. If your near Mr Rob, offer a free sample service, get more exposure...contact Cleetus McFarland, AutoVlog etc, peeps like that, unless ya already have more business than you can handle:)

[@josephdavid6716]

Gregor Miller not gonna lie I would definitely be up for detailing big KZbin's cars. like the ones you mentioned. I've commented twice so far asking Rob but I don't think he reads messages.

[@josephdavid6716]

Gregor Miller I've got a KZbin channel too and would be sweet to colab with some big name car youtubers like Rob.

[@gregormiller4037]

LINK you site then JP...in a main reply. AMMO NYC has a great site...but hes just one guy, well a few. Show Mr Rob your stuff, offer him a free detail on one of his beaters. Talk about factory swirls and holograms etc:)

[@JappyChan]

I like how you got straight to the point...very clear and concise....im assuming most of the people asking these questions are younger people that dont know much about car loans.

[@802Garage]

Buy me a laptop Rob! 😂😂😂😂😂

[@nafiztube]

He ain't your no damn sugar daddy

[@802Garage]

It's a joke man.

[@youngroosevelt38]

Lol sugar daddy 😂😂

[@802Garage]

Ivef, how is it a shitty joke when he literally made a video all about it and I have actually joked with him about it personally when I talked with him in a live stream I was in with him? XD

[@nafiztube]

802 Garage don't worry the joke is one of the greatest in generation

[@LindsayDunia]

You and my landloard, I swear had to of been family at one point. Ya'll look so much alike and have great taste in cars. This is motivation to do well and not screw up your credit!

[@PreciseVids]

Most people who finance cars are stupid, making 25k a year but finance a 35k car.

[@Dan-bg5fm]

Preciƨe lol who makes only 25k a year ?

[@PreciseVids]

alot of people.

[@Dan-bg5fm]

Marcel Rodriguez shit that's terrible . Especially in New York

[@alexandercrush]

If you work part time you could easily make less then $25k a year

[@tonguemyangus2664]

Alex alot of people bust their asses to make 25k a year

[@dailydoseoflife4907]

You're the nicest guy on KZbin by far.Great videos and content.Keep up the good work.

[@josephdavid6716]

Too much for you pal...Ferrari. My dream car right there.

[@Void-gn9zm]

JP Info It's actually "More than you can afford, pal. Ferrari."... Get it straight.

[@BaileySchellDE48FF]

Supra. That’s all I gotta say about that.

[@alanaustin4260]

Pretty cool that you're willing to share that information. Nobody's business but yours but, wtf, good on you for answering the question a lot of folks were curious about. Nice f'n car mang.

[@j.jjr.6217]

👌👍! Now make a video showing us what to invest in so we all can have fun in a 488!

[@Alex-rz4mh]

J.J JR. XRP

[@a004]

probably the most helpful "how much I paid" video on KZbin. I subscribed.

[@parkstfun]

yes he spoke about salomondrin!!

[@BaylorCorvette]

Had no idea Rob was a dad. Learn something new every day.

[@michaelgallagher2376]

Today Mr Spaghetti tells us how much a prime Italian meatball cost with extra Pasta sides.

[@mauriziodileo6659]

Michael Gallagher spaghetti is better there hamburger brp

[@napsxoxo]

This guy knows what he's talking about. I never thought of the underwater part of loans. Thanks Man

[@TheLifeGiver]

I make $20 a month from my allowance. What can I afford?

[@Fastgt2003]

Merle Therrien a dime bag and a 10$ bj

[@NH-ti6io]

A scooter

[@ColeBaker09]

You could probably buy my saturn lol

[@07slowbalt]

$20 will get you an uber ride in mr. spaghetti's taxi

[@unclewilliamderek]

lemonade stand, duh

[@tjtalks5240]

Great video most of these vids chat a load of rubbish for 15 mins cutting to the chase and giving us the recommendation was great. Good vid

[@Nika-hh4lu]

You put down $103,500 in cash? Damn!

[@dawicked2k8]

Rakim Mayers I heard Rob got connections to the Jersey Mafia (glorified crew) Sopranos

[@cholodude97]

Rakim Mayers bank draft dude. Not actual cash but essentially is cash.

[@HunterShows]

Some people are hungry because of food prices. Others have $100,000 laying around...

[@sahilthegreat_]

HunterShows he's got more than $100k laying around, js. Granted, he also has a life savings. But yeah.

[@dylanwakley2553]

HunterShows he didn't have it lying around, if you watch his reveal video for the 488 then he says how he had to sell the murcielago and another car to pay for the upfront cost and the monthly payment

[@chillout.3494]

YouR an awesome person Rob. You'RE videos are never boring.

[@danmcclaren5436]

Lol. His car is worth more than his house.

[@adamjensen4501]

dan McClaren how it should be

[@urfreaki8293]

JZNYCRealEstate not at all lmfao

[@anthonyb2990]

He said in a prior video his house is worth around about 600k. It's all about location. You can buy a mansion in Atlanta Georgia for 400-600k and in NY that'll get you around what he has which is a normal house. Where I live 600k would get you a shack.

[@rfi-cryptolab4251]

Burkinater 48 Dude, you live in Camden, NJ

[@anthonyb2990]

RFI-Crypto Lab no

[@johnramsayskier]

Rob always making sense, always good to see it! appreciate the videos!

[@jakevote8978]

Subtitles hate his New York accent. "a lease" no "Elise"

[@rooffoxglobe]

bruh you're awesome. Being straight nd honest. Awesome

[@josephdavid6716]

You live in a different world compared to the rest of us.

[@tammyforbes2101]

JP Info speak for yourself my man. I grew up dirt poor, going hungry in, SE KY and now me and my sister own, Par towing, Shine pro’s auto detailing, and southern heritage rehabilitation. We grossed over 1.6 million just last year out of all 3 businesses. Technically we could buy Ferrari’s but we don’t we all have Chargers, Hellcats, Jacked up Dodge trucks, 2 flat beds, a semi wrecker and a ford F550 wrecker. All it takes is true grit and determination to get there but I will say it wasn’t easy, lot of blood, sweat, and tears where shed to get where we are and we still work like dogs but not like we used to. But at least we have a good secure future now for us and our children.

[@TB-vb3ov]

Tammy Forbes Your family's business Grossing 1.6 million is good and all but what did you individually net? Plus to most watching his videos they don't have Robs type of money.

[@HypnoticHarmonys]

Tammy Forbes You forgot luck; it's blood, sweat, tears and luck.

[@2011blueman]

30% down, 3,300/mo for 3 years, plus $150 ballon, so $268,800 + 30% of whatever the price was. If the sticker was $350,000 then the 30% is $105,000 making the total purchase price $373,800. So the cost of ownership will be around $8,000/year (plus depreciation).

[@In2oil2]

If you can't buy it cash, you can't afford it.

[@rfi-cryptolab4251]

irre levant Ah, so by that rationale I'm buying a really nice ship container for my house.

[@shittywheelies7403]

Does that include houses?

[@tayloredproductions]

Nobody can tell another human how much money they should put out for an experience they deem worthy!

[@damianb2702]

Chris L it seems like you're following Dave Ramsey advice, am I right?:p

[@travis8665]

irre levant Thats a losers way of thinking. Thats why you have nothing and will never amount to anything. Did you pay cash for your house?

[@nowthisis2stupid]

I love how money becomes irrelevant to those that have copious amounts of it.

[@pinndbybenjamincowen5040]

[phone]

[@1991SupraTTR]

On today's video Mr. Spaghetti talks about how many noodles he needs to fork up for his Italian pasta moblie.

[@salmanp2580]

Caught me offguard when you said salomondrin LOL my guy!

[@user-zp9bo7xc7f]

Total price $349 440 damn

[@chickmagnet6004]

you have to be the best most blunt youtuber ever.

[@beenie719]

how much do you spend on meatballs a month?

[@pappyodanial]

On long island those houses go for about 75 million dollars. Anywhere else in the USA, about 400K. The bottom line is if you can't buy the car in cash, you can't afford it.

[@brazabro2204]

whats the point of this video? Im sure most folks know how auto financing works

[@mickdavis2385]

Viewers wanted to know what his payment was. Why are you even here, don't be envious of other people's success. It's not a good look.

[@luickdav]

A car's cost is simply depreciation + interest + maintenance + insurance. It doesn't matter what the purchase price is, which is what most people ask. The real unfortunate part is that most people don't even know what depreciation even is.

[@bergudopeludo2760]

Today mr spaghetti tells us that, no Credy no ravioli.

[@sk8punk318]

Working at Toyota I’ve seen people with such bad credit they’re paying 35% which is absolutely insane, but that’s what happens when you have a mid 500 credit score. I’m lucky to have a credit score right under 800 because that interest and obviously down payment are huge in the long run as Rob was saying.

[@bobhope4288]

I bought a $39,000 car. I have a high 700 credit score(780ish). I wanted $500/mo payments. I put down aprx. $17.5k. I got 1.9% interest on a 3 year loan and I pay $500 per month. It's a math problem. How much down + how much interest / how long = how much per month.

[@paco52494]

Bob Hope so u at 500 a month for 3 years That's 18k plus 17.5 k that's 35.5k and u said u got it for 39k?? Seems like u had a math problem lol

[@Giggiyygoo]

I have the same skewed house to car value ratio. My new 718 cayman is parked outside of my 900 square foot, 70 year old ranch house in a shitty neighborhood. I bet my neighbors think I'm a drug dealer.

[@pcirone]

5:50 Selfie lol

[@tcirone23]

whoa thats funny!

[@behindthen0thing]

I don't get it

[@cutypetuty]

I am unemployed and own two cars a 94 chevy conversion van and a 2000 civic. Loving it.

[@calvincooley1074]

You paid waaaaay toooo much for that shirt.

[@brandonshumock9682]

NO SHIRT DUMBASS u can get it at hollister for ALOT CHEAPER

[@raymondwashington7636]

😂😂

[@saabstory4778]

You can buy gap insurance, Rob. Which of course costs more money, but for a regular car is still a pretty good idea since they depreciate faster than the loan is payed off fairly often.

[@crazymonkey60123]

Mr. Spaghetti explains to us how he gets meatballs by asking the chief what they charge a month later on in the video Mr. Spaghetti explains to us he pays the chief $3,300 noodles for his new meatball on wheels.

[@BananaTrades]

Yea that's a little too heavy for my shoulders. Even my fellow physician friends can't afford such nice amenities. They can if they really wanted to but other priorities in life such as family, mortgage, insurance and vacations take up most of the costs. And tax kills 1/3 of our paychecks. What's left is nowhere enough to support a super car hobby. Thanks for sharing your life with us with candor and honesty.

[@barrybambmessagedeletedbyy7467]

S paghetti

[@abirdconcernedforhumankind2345]

Barry Bamb S P A G H E T T I

[@aiGeis]

I refuse

[@BluenosedMarsh]

"I recuse" -Beauregard Sessions

[@4345ghee]

Barry Bamb goddamit bamboozled again

[@pippipster6767]

Barry Bamb H a ha

[@82_KID]

Ferrari Jaguar switching 4 lanes Mr. Spaghetti screamin out "Money Ain't A Thang."

[@Votlon]

God Damn that leather is on fire 🔥🔥

[@mattb1768]

Rob opens autotrader, rob see's ferarri, rob see's bank account, rob doesn't have quite enough. Rob buys ferarri, rob talks about the money involved with ferarri, rob makes enough youtube money to pay for ferarri because everyone on youtube gets a semi when someone mentions they got cash money. God bless rob spaghetti

[@thesniperofcs]

i came here for Spaghetti comments.

[@FoodTime4Me]

Agree on awesome car choice. Disagree with the financial advice. Never borrow on cars, buy with cash. Don’t put yourself in a situation full of risk.

[@suvdrift]

Today. Mr. Spaghetti tells how many pounds of meat he has to buy monthly to make the meatballs

[@TheRandomJavier]

Hey Rob I don't usually write comments on KZbinrs but the only reason I started watching your videos was because I thought you said your last name was spaghetti but as you know it's not and now I know it's not but I still watch videos they're great. You are the bill burr of roasting car.

[@investortalk8395]

Today Mr. Spaghetti tells us the expiration date for his pasta is 6 years.

[@tomkirchhoff4672]

I love that blue nsx drove a 91' with 179,000 miles and it still drove brand new

[@Spacey1k]

Today Mr spaghetti talks about how expensive his Fettuccine is

[@nigel002]

This is awesome. Rob has been keeping it real here recently.

[@luiggi0102]

Rob your videos are too smart for the bozos in the comments

[@mcearl8073]

luiggi dujarric that's a fact.

[@kellyrobinson550]

luiggi dujarric Your the bozo!

[@behindthen0thing]

Shit nigga

[@TWRX_Chuck]

someone asked me this question yesterday and I was like, yeah it's irrelevant it's all dependent on your finance terms, length, money down etc. good video Rob!

[@johng539]

Man U got screwed on the car it only books for 250k max brand new with all options Plus ttl, They are now at this point 120-150k used but again with 30% down and 3300 plus insurance u are almost at 3800 to 4K per month plus 150k at end of term so looks like you are just leasing the car and not owning it by the last payment If u recall General Motors has the same thing back in the 2001 error and when people found out they was being scammed they dropped the option to all there costumers back in the day, so in any matter if u like it and have the extra 150k take it back But with 90,000 dollars down over 180k in payments plus additional 150k after payments are made (buy back option) that is approximately 400k all said and done pay off with payments and 150k over priced So I would do research before u buy another car, and shop never walk into a place and ask how much is it for that puppy in the window story, because they will get u, including me as I also sell cars to, never and I mean never go to one place just because u got a oil chance there or bought a car from them a while ago, always shop on eBay go to a private 1 owner people don’t realize that u don’t need to shop at any dealership to buy the car if your dreams u can get financing done by a private party as well. Find your dream car, make a deal with them (cash) leave a cash or check deposit with them and go to your bank and give them the vin number or do a credit form on line and watch how the banks rolls in with better interest rates fighting to buy you and not the car, and once u are approved take your check and hand over to the private seller to his bank and title will be sent to your bank right after that simple job (long process but worth the money you will save) and 40% cheaper payments to, Ps- do u know that dealerships will also take a percentage of any banks interested rate that they give you? Oh yes they do, they call that taking points from the buyer Hope this helps everyone out there Dealership inside notes

[@edwinmedina4338]

When Im ready to buy a car im contacting you lol JOHN G👍

[@stomybugsy12]

I respect that man, he gets straight to the point. Great upload, nice car. Thanks man.

[@willywillywillywillywilly]

On the podcast you said $4k/month with undetermined money down. I will now watch the video to see if you say the same thing! It's different!!!

[@4dshow]

Willy Willy Im glad you're on the case detective.

[@earthlen]

Willy Willy he possibly calculated monthly insurance payment on it

[@willywillywillywillywilly]

Shit, insurance is $700 per month?

[@salb8076]

Hey Rob. Maybe do another video on the whole aspect of financing a 400K car. Possible topics - what do lenders ask for? Ficos? Rates? Down payment? Insurance coverages required by lenders? Talk about your current scenario, this was we can all compare what is reasonable.

[@matt6990]

In this video the spaghetti master himself shows you how many spaghettios it takes to drive fast

[@FlyinRyan217]

Thank you for posting this! I have been really wanting a video like this to be posted! I argue with so many people about this and even adults and i'm only 18!

[@jpracingph]

If you can't buy a luxury outright, you can't afford that luxury. And if you can buy it outright, and it costs more than 5% of your net worth, you can't afford it either.

[@zachsimpson2008]

Glad to see someone has a brain here.

[@RealFunFuneral976]

You couldn't be more wrong. I cant afford a 150k dollar car cash. But I have a 803 credit score and make between 150 to 160 a year and I can easily make a payment on a 150k dollar car. With zero down and low APR%. It makes zero financial sense to pay cash for a car that depreciates so quickly.

[@rousseau327]

I feel like Rob debunked this myth with all those car loans he was talking about lol. If you know how to borrow smart, do it because you'll enjoy life's luxuries a lot more. If you don't know how to, or you can't resist the urge of borrowing more than you can return, don't do it and stick to your idea

[@King-2077]

jpracingph that’s a myth. Technically if youre making that much, there is no reason to bury all your money in your backyard. It is just like saying, you shouldnt be traveling, or go out every weekend to party and drink or buy other stuff you can enjoy since it is a waste of money. As long as you have enough money for emergency, and for when you become older and for your family everything else is excess. You only live once, you can save all your money all you want but all that money will not go with you after life.

[@King-2077]

4th Dimension depends on what people want to do. You can afford it but you dont want it because youre not into this kinda stuff. Some people waste their money on something else, like traveling.

[@bbart609]

Mrs. Ferretti savage AF with that horn.