How Much Should You Spend On A New Vehicle Purchase? | MotorInc Spark

Doing the paperwork to bring a new car or motorcycle home is an exciting time and in there, often, we get tempted to stretch for a vehicle that feels like a good upgrade but it means we end up stretching our budgets further than we planned. That is a source of worry. And worrying? It's not a way to live, right? Kartikeya Singhee discusses how to approach the new car/bike budget with the idea that your new car or motorcycle needs to do whatever you want it to do without worry.
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CHAPTERS
00:00-01:08 Worrying Is Easy!
01:09-01:56 Budget Maxed Out!
01:57-03:27 The Motoring Fund
03:28-04:16 The Vehicle's Real Job
04:17-05:32 Half Your Income
05:33-06:48 20-4-10 Rule
07:05-08:03 The Experience Budget
08:04--8:34 Conclusion
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More videos like this? • MotorInc Spark
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#MotorInc #Spark #Thought #Think #Budget #Wishlist #Experience #BuyCar #BuyBike #NewCar #NewBike

[@hgpoovanna4069]

Back in 2021 when i decided to get myself a bike i had a budget if 2 lakhs (on road ). I was planning to stretch it by 30k and get the duke 200, but then made up my mind and bought the rtr 200 4v for 1.75L. That was a good move, finished off the loan in a year, the bike doesent demand any extra care , im hvin fun 😀. Used up the left over 25k out of my 2L budget on a good helmet, jacket, gloves......whch aftr a year and half helped me survive a crash without a scratch.

[@motorinc]

Fantastic to hear your experience HGP! Thank you for sharing it here. Will be helpful to others in the MotorInc family!

[@AdventureGuruji]

The duke 200 still cost 2.30 lakh in 2023

[@hgpoovanna4069]

@@AdventureGuruji depends whch state u r from bro. Karnataka has more tax. Right now duke 200 costs close to 2.5l on road

[@tejasjain9910]

Sir those who have the yearly income of 5LPA can't buy any cars then with the mathematics which you explained 😢

[@rohitvyas13]

@@tejasjain9910 you shouldn't really buy a car with an income of 5LPA

[@Ymraq]

@MotorInc! Please please please don’t ever change. Your channel is such a breath of fresh air! I have seen so many channels start off great but eventually all of them just become an advertising channel for the vehicle manufacturers. So please please please don’t change!!

[@motorinc]

With encouragement like this! Don’t you worry! ❤️

[@shantanu_d]

The last line was gold 👍 Reminded me of an incident at a footwear showroom where the sales executive was explaining how to take care of their premium "paper leather" shoes. After listening for a few minutes a friend said that seems like I will have to wear it on my head.

[@motorinc]

Hahahaha Makes sense!

[@-humsafar]

😂🎉

[@rydshane]

I could not agree with this more! Fell into the trappings of an aspirational purchase when it came to a car, overstretched, and then felt every bump on the road and every tiny scratch on the body. And, now when I'm buying a bike, I really don't want to worry about it, I want to ride, I want to live a bit of my life through it. And, this perspective just re-enforces that belief. Thank you so much for your words, Kartikeya!

[@motorinc]

We live, we learn! Wish you the best for the next one Shane! And thank you!

[@rahulkrish9840]

If you feel every bump on the road, then you have bought the wrong car. Stop blaming cars for your poor decision making skill.

[@rohanvarghese1829]

@@rahulkrish9840It's not a big deal if a customer wants both ride comfort and ride dynamics

[@prakharraj9027]

​@@rahulkrish9840 it is being said metaphorically and not "literally". Hope to see you being a little more humble next time.

[@beginner2probiker]

I think society influenced to buy a car and later regret it. What ever you buy plan maintence cost before buy. I know someone who bought car without their parking lot, initially manage to get space from neighborhood now they neighbor own one, they force to park their car at month rent of 1500

[@itsmepaahinath9789]

Totally agree with your point. Since 2017, my dad had this dream of geting a Jeep compass. It used to cost about 60% of his annual income during its initial launch. Due to different financial commitments he waited a little longer before making the purchase. Then came covid and he lost his previous job, he realised that there wasnt much of a time left to wait and just after he got his new job and covid cases got reduced by the end of 2021, he decided to make his dream purchase even though the car costed way more than before. We took the delivery of our Compass model S on January 2022 and it was the best day of our lives. But it wasnt all good. Previously we used own a 2009 model Suzuki Ritz, we still have it and it’s in perfect condition. It was a hell lot of fun car to drive, and my dad used to rock it while driving. In the initial stages after buying the car, it always looked like he was trying to protect the car instead of enjoying driving it. He used to go at a slower pace than he is used to and became a little more careful. It was a heartbreaking day when the car had its first minor accident, when a scooter guy came and hit on the rear bumper of our parked car, it was just returning home after having ceramic coating. It’s been over an year since the purchase and thankfully the car is still in its showroom condition. Although we love the car and it was in all sense a dream come true for my dad and a big motivation for me, there’s always a sense of extra care and fear of damage to the vehicle. With time these fear does come down and I realise that I feared more than my dad. He keeps on saying, he bought the car to protect us on the road. But still, before making any such decision, I would recommend you to think twice and interospect about how much risk you are ready to take and what’s the purpose for the purchase.

[@motorinc]

What a great comment! Thank you for sharing your perspective. It's true -- how much we worry and how it affects what we purchase and use are so personal!

[@harisshlunanii507]

Seriously an eye opener

[@Mithrandir95]

At a time when everyone is focused on spending more and showing off more. Thanks Shumi, Kartikeya and @MotorInc for being different. It’s important to go through the journey of learning how to love your machine irrespective of how cheap or costly it is. While also being practical and not going into debt

[@motorinc]

Thanks! ❤️

[@NikhilKumarM]

Amazing comment but why tubeless male?

[@retipserjayzoom]

It is very true considering, people don't even test full potential of their bikes nor do they upgrade their skills, but go crazy upgrading bikes. A skilled rider will always looks graceful even on a 100cc "ugly" looking bike

[@rajraghu07]

@motorinc Really Appreciate your efforts and work

[@owaisparvez6232]

This is a gem. So many people need to hear this today and the perspective is true for passions/ products not just cars...

[@motorinc]

Thanks OP! Good to see you in the comments again!

[@AnoopKumarPG21]

Damn, I never thought things through this perspective. Such a simple point, yet so effective. Most of us, always stretch our financial limits to own that dream machine and later on baby it so that we can sell it for a better price whenever that happens. Instead, what Mr K said makes so much sense. Kudos to the team in bringing up such meaningful and thought provoking topics.

[@motorinc]

Hey Anoop! Glad we could help! Thanks for holding on!

[@axmyoz]

I so wanted to apply for a vehicle loan and get my dream bike for my birthday this year.... I'm very glad you guys uploaded this video. Definitely not ready to get into a commitment like a bike for now. Gonna hustle more and wait a bit longer. Slowly but surely.

[@motorinc]

Excellent! Hustle now. Enjoy better. 😀 we are with you!

[@darani123]

Bold but necessary video every Indian needs at this point of time. Again @motorinc has done it the right way instead of just boasting about what the vehicle offer. Today its become a trend to buy car for its features than remembering that its a vehicle that moves from PointA to PointB. Buy only what you need and what you can afford. Very sensible & true advice an auto enthusiast can give. Kudos to the @motorinc team and hatsoff for your work again.

[@motorinc]

Thank you D! Appreciate the encouragement! 🙏🏾

[@m80555]

Absolutely fantastic video, straight to the point. No running around bushes. Crisp as other videos. Kudos to your hard work and experience ❤

[@motorinc]

Thank you very much!

[@bigbearbangalore]

This is more than just automobile advice. This is life advice. Thanks. Cheers!

[@motorinc]

Hullo BBB! Glad to know it hit the spot. Thanks!

[@PrateekGarg-fb3yy]

Bang on, this is such an eye opener piece of advice. With noises all around to either constantly upgrade or be lost, this video is such a pearl of wisdom. Really wanted to upgrade my current car just within 4 years of ownership, but now believe it's time to introspect before making any impulsive decisions.

[@motorinc]

Talk about timing!

[@Abhishek-rl3no]

The line, "You should own the vehicle not you your vehicle owns you" completely blew my mind. I'm a big yamaha fan and was planning to get MT15 but after the Speed 400 buzz in the market I was more attracted to it despite knowing it's milage nd maintanence. Surely I'm gonna get the MT-15 as i currently own a R15 V2 from 2017 which still runs very smooth without a engine problem since then. Kudos to team MotorInc 💙

[@swapnilb4877]

This video is just pure gold. Amazing stuff

[@motorinc]

Thanks Swapnil!

[@nitinjadhav108]

This is one of the most wise videos, i have come by, in terms of money and possessing automobiles. The views staged in the video i have always held within me, but today seeing this video they got validation!❤🎉. Sincerely Thankyou to make such a wonderful video... All the best!!🌷

[@bkbehera3113]

You buddy have grown up …this shows that you are genuinely interested in sharing wisdom and not just grab likes..stretching budget is an easy pitfall for almost all car buyers…thanks for sharing…

[@neo4646]

This was really needed. One of untouched angle of buying/owning car or motorcycle... Mostly people makes decision just on EMI!

[@motorinc]

Thanks Neo!

[@dinhorox199]

Very interesting insight! I kind of made myself accept that vehicles are prone to get damaged here and there, especially due to the traffic sense (or the lack of it) in India. I ended up buying a secondhand Corolla Altis for 1/10th of it’s showroom price and had some of the best experiences through it! Acceptance is the key. 😄

[@motorinc]

We can see the halo from here! Bodhi power!

[@anshumanpanda1227]

I like few videos, but this must be liked. Great job guys.

[@drsumantamajumdar2771]

Brilliant talk ! Makes sense .. Thank You Kartik ...

[@saif_sayyad]

This channel is just perfect! It has every aspect and perspective from an experienced hobbyist and enthusiast.

[@motorinc]

Hill SS! Thrilled to have you with us and kicking off conversations! 🙏🏾

[@sameer_dhingra]

I never imagined to be paying 20k per year for zero dep insurance renewal from the dealership. Also spending around 35k for extended warranty for 4 years was not something I was expecting above the cost of the final price of the car. I've also spent more than 1 lakh in petrol over the last year and a half. So yeah, if I had maxed out my budget while purchasing, I would have been unable to buy all this and gotten stuck now. I am also expecting to spend between 25-40k on tyres within the coming year, so that's another extra thing to plan.

[@motorinc]

Fantastic! Glad to know you got this figured!

[@rahulkrish9840]

Pls take a taxi boss. You have made wrong decision

[@iamrajatsinghpatel]

Bro this video is gold! Also this new look of yours is so freaking good!!!

[@motorinc]

Thank you Rajat!

[@manojunited1]

Great message! We can apply this to any purchase decision. What we are going to do with that thing and the experiences we will get out of our purchase is more important than simply acquiring something.

[@motorinc]

We don’t know about that! For different spends different percentages apply. 😆 Buying a house just won’t be possible with this. Hehe. WhT were you looking to use it for?

[@manojunited1]

@@motorinc Have I missed something?

[@motorinc]

We’ve had a reply or two appear in a different thread now and then. Maybe this is one of those times 🤷🏽‍♂️

[@scienceByV]

One of My fav automotive channel.

[@prabhusantoshpanda5259]

Gold of a content educating riders on really important aspects of owning a vehicle. Keep going U guys.

[@motorinc]

Thanks Prabhu! ❤️

[@sagar61sugar]

I totally agree with this and realised this recently personally. I had 2 issues back to back one with my car and another with my bike. I just straight went to the service centre and fixed these issues and was so relieved and could use these machines without a fuss. Earlier i used to worry a lot about these things and would end spending unwillingly. You should always get what you can afford and maintain. It's not just about one time buying, you have to use them maintain them. I've seen People buy cars and cannot pay the fuel price to use them.

[@motorinc]

Phew! Glad to know you had planned ahead! Thanks for sharing your garage stories with us!

[@rohandanielisaac8107]

Thanks for the wonderful advice. Cheers Kartikeya

[@motorinc]

Thank you so much Rohan! Happy to know you liked this.

[@TheScorp06]

A couple of years ago, I bought a pre-owned CBR 250R. It was 10 years old and needed some care , but the engine was immaculate and for less than 40K it was a steal. Since then, I've had immense fun on it, from weekend rides to trips. And I've spent more on riding gear than what I bought it for. Now that I can, I am ready to buy a more expensive motorcycle straight from the showroom floor.

[@amarpradeep]

It's hard to find videos of a well-articulated perspective regarding vehicles (pretty much any other topic for that matter). Really appreciate the thought process that you guys put into before starting an idea for a video. I have been wanting to buy an RE with a budget of 3L (kept aside 7L in total to make this 3L purchase, to counteract my purchase through same amount in savings). But I still want to wait and accumulate another 2-3 L before making the purchase. Because it's only when we start using a vehicle that we truly get an understanding of what we need as accessories to enjoy the ride and what we don't need. I don't want to be that guy that makes hasty decisions out of love just for the sake of it. I wanna savor every moment I spend with the bike and I don't want unplanned/unexpected expenses/dents for the vehicle to ruin my experience. Thank you once again for making such videos. More people will be able to make an informed decision before spending huge amounts on these things.

[@abk23]

That sounds awesome man. Did you end up buying?

[@amarpradeep]

@@abk23 Yes, I did. I bought a Honda CB350RS. Haven’t regretted my decision at all.

[@ruchirtd1]

The timing of this video couldn’t be more perfect…just planning to buy new bike and this helped a lot!!

[@motorinc]

All the best Ruchir! Thanks for speaking up here!

[@thomsonjoseph1830]

This is a very good video , most useful one i come across in recent days.

[@motorinc]

Glad to hear that @thomsonjoseph1830.

[@SrinivasRao7]

I used to drive my dad's splendour up until 2020. I decided to buy my own first bike and was looking at options. I chose yamaha fzs25 over duke 200. Duke costed 25k over fzs 25. I purchased riding gear and drove it without worrying too much. The bike was forgiving when i went through a massive pothole at speed! Now that im comfortable with high speeds i want to upgrade something more nimble like duke. 390 duke feels over kill for my skill level but anything less that 250cc class would bore me. Should i go for duke 250 or speed 400 or rtr 310?

[@nimishjoshi5492]

This channel is just GOLD !!

[@motorinc]

Thank you for being with us!

[@akhilkaval]

Thank you for making me do maths in the morning. Head is spinning. Now I am going to spend the rest of my day wondering about which motorcycle / car I can buy today with the 20 - 10 - 4 rule !! even though I dont intend to buy one. Always appreciate such informative videos !

[@motorinc]

Hahah Kartik fumbled and stumbled the math himself! Hope the day has gotten better now.. 😃

[@Raj-pw9nd]

What a great explanation dude... Really appreciate it 🙌❤️

[@vintechtalk1094]

I hope all the prospective car or motorcycle buyers watch this video. We Indians stretch too thin to buy a bigger vehicle mostly for snob value. It’s amazing how some people think of impressing others with their purchase rather than to satisfy their own needs and happiness. Especially when it comes to vehicles don’t take a lot of loan to buy because vehicles are a depreciating asset, shop within your limits and enjoy your vehicle to the fullest. Thanks so much for this video. Highly appreciated 👍

[@DidYouRunAway]

I have question now. Lets say I'm a fresher who just started working. I have no family pressure or living expenses. Lets say I start a decent 4LPA package. Would you recommend me getting a motorcycle that is nearly 3L (V strom 250) or lower the budget according to 50% rule and get a gixxer 250SF/ Xpulse. I will still be getting it on emi's with the said 20/10/4 rule except I can pay more interest as I don't have any other financial responsibility. I wish someone mature could shed some light to this dilemma of mine. Appreciate it, thank you. Love this channel, made me learn so much more about motorcycle and cars, developing a passion for it.

[@jubinsinghal]

Thank you and great work as always. Great to hear 'seasoned people' resonate my thoughts and validating them for myself. Of late i have had 'uncles' buying their 'last cars'. In essence a car for retirement years something which they will grow too old for eventually. Can u do a video on it. Thanks, love and appreciation for team.

[@motorinc]

Hullo Jubin! Thank you and glad to know this connects! And thanks for the recommendation- what would you want to be discussed in that? Suggestions for them? 😁

[@Thejas-86]

Dang, this is the best episode yet! Thanks KS!

[@motorinc]

Hola! Thank you for that! 🙏🏾

[@rjev35]

I just love the spark in you when you discuss your real life experiences. This really didn't make me nap! 😉

[@motorinc]

🤜🏽🤛🏽

[@avikrpandit]

Absolutely on point as always ❤

[@motorinc]

❤️🙏🏾

[@aniruddhakumardutta8925]

Much needed video👍. Nicely explained

[@motorinc]

♥️

[@maneetsinghbagga2898]

Very apt, Not many auto-journos touch upon such important issues. Kudos

[@motorinc]

Thank you, Maneet! Glad you liked it.

[@tuhinroy8762]

Very well articulated. Since these are aspirational purchases, sometimes we lose the sense of value and end up burdening ourselves. It is hard but who can master their minds they are the winners here. Other than the income and emi ratios, if you have equal amount of savings of what you are buying then it is much easier to deal with with great levels of confidence. For example, buying a 10l car then you should have at least 10l savings in your account at least.

[@motorinc]

Yes. Doing the math is so important!

[@nikhilbansal87]

Oh man, this video is amazing. Covered many relevant things and i could feel the joy in your eyes when you were describing the extra set of wheels 😂. Keep this up guys

[@motorinc]

Glad you enjoyed it!

[@rishabhrastogi506]

Good, serious and real-world content. Keep it up.

[@motorinc]

Thank you Rishabh!

[@pulkittandon4896]

MotorInc is my Satsang! It inspires, educate and manipulates :P Love your work and you both!

[@motorinc]

Our intent is to Inspire, educate and engage. Definitely manipulation is not our intent or our principle.

[@pulkittandon4896]

@@motorinc Yes ofcourse! Thays where there was a 😜 . Good luck!

[@joseph3b3]

So cool that they didn't edit the part where there was a small confusion when Karti was explaining the 20-10-4 rule... This KZbin channel is so legit... We are here for such original, legit, true content...

[@motorinc]

Haha glad to know that! And, thank you so much! 🙏🏾

[@aBrokenShard]

That's pretty great advice! Good philosophy for life in general too.

[@motorinc]

♥️

[@vikastangudu712]

Very straight to the point, excellent advice. Truly great vedio.. Thank you so much brother ❤

[@motorinc]

So welcome Vikas!

[@tranquiloofficial24]

We bought the petrol 2018 Hyundai Tucson after we permanently settled in Kerala. We thought it will be our only car and we had compass, tucson, creta, karoq, tiguan etc. We bought the tucson thinking that it will be our only car. Just to protect our car, we built a seperate garage which allows 2 cars to park. This was because of the size of the vehicle, and it was damn hard for parking in small towns and very impractical for daily town commutes and my father would checking the car often after we parked the car road side. So we bought a year back 2018 santro for daily use. But after a year, it had clutch issues and power was so poor. So we upgraded to i10 nios. Now we are planning to sell the tucson for an electric car because we almost spend 10-12k rupees per month for petrol only. And we will sell the i10 after my graduation.

[@goswami25T]

The best and greatest advice, it helped me in a second infact no words to appreciate, i were wandering and having so many doubts about planning my first bike, which bike should it be when and how to manage funds for riding gears and all, and see everything is sorted in this video. Thank you so much! Team motorinc...😊 One more request to you please make a video on riding gears about...as there are so many cities who have enthusiasts living there how will they approach riding gears buying them online or offline or some suggestions and whatever you want to put in that video but please make one on it

[@motorinc]

Hullo GJ7461! Thank you - for writing in and the recommendation! And all the best for your ride! ❤️

[@ShantanuDeshmukh88]

Lot of wisdom packed in small video. Hats off to Motorinc for similar great content on your channel. I went against the market trend of show-baazi and bought Tata Tigor petrol. Literally No one buys this car. But it has spot on handling, steering, great suspension. Cabin comfort is great. Big boot that satisfied my touring requirements. Engine is not spunky and is not that refined. But the car is 4* safety rated. It is also very compact so I feel no stress when driving through tight spots, city traffic etc. With BH registration it costed me just ₹8L. Which is much less than 3 times my annual earnings. I don't worry too much on mileage as I know I haven't spent crazy amount upfront anyways. And I only took 40% of cost as loan, that too to save some liquidity. I may look small, insignificant in front of other 95% financed hulking "SUVs". But I know I have made the most practical decision both requirement wise and money wise. In a way I am standing out in the crowd now and I like it 😅

[@saanjoesam1815]

Thank you Karthikeya. Understood every points you've said and will keep them in mind👍💯

[@motorinc]

Hey Sam, thanks for listening! And for writing in! Means a lot.

[@siddhesh2002]

I have had known this finance for buying a vehicle but none of the vehicle influencer have included it n you did it , Just excellent!

[@motorinc]

Haha Thanks so much. We’ll stick to automobiles - everything auto! So. .. some bits of finance.

[@anirudh163]

It is for such unique and wholesome content that we've signed up for ♥ . More of such content please !

[@motorinc]

Thanks Anirudh! More coming!

[@ramprasath9822]

awesome!!

[@daksh_saroha]

What a beautiful take on 'do you own your vehicle or does your vehicle own you'. Kudos to MotorInc for consistently creating crème de la crème of motoring content.

[@motorinc]

Thanks so much Daksh! Your feedback and suggestion matters so much!

[@jaymohannair363]

You are right. There was a phase when my car controlled my happiness. Was always thinking about someone ruining the car paint, what if it gets a dent etc. Spent a lot on keeping it in showroom like condition and purchasing additional accessories. And the irony is I didn't go for many trips. Got transferred to another location as part of job role. Sold the car. I'm much more peaceful now. ✌️

[@motorinc]

Thanks for sharing!! All of us learn from our mistakes and that's how we evolve to making better and more informed decisions in the future.

[@deeptripathi03]

such an informative video in fact all your videos are. congratulations and thank you for taking pragmatism and practicality around motorcycles and cars to the masses.

[@motorinc]

Hope to help increase the moments of joy with our machines! Thanks so much!

[@npaul1440]

The way you explain is very genuine

[@motorinc]

Thanks Paul!

[@N0tTh3Pr0]

Great video and all as always motorinc, the cherry on top was that even after having a couple of bikes and cars through different finance methods like emi’s and all… even Karthikeya fumbled initially while explaining emi… it is very confusing and too much for my brain I just save up and buy the vehicle… and also that “spend no more than half of your income “ on such things,is actually something that has been a family lineage for us lol..

[@motorinc]

Hullo again! And that’s awesome - better to spend knowing fully well you can afford it. And hello to the family!

[@abhijitkundu1879]

Absolutely correct 🌹❤️

[@swapnil988]

The video we didnt know we needed

[@ChidanandMohapatra1725]

What an amazing perspective from Mr. Karthik.. definitely gonna use it as I plan to expand my garage.. Thanks a Tonn🎉 the wait is gonna be longer.. bt the fruit will definitely be that much more sweeter.

[@motorinc]

Hullo CM! Wish you all the best ! And yes the wait will be worth it. Kartik waited a loooooong time before he bought his Busa. Worth it!

[@akhilreddydwaram]

I am thinking of purchasing a car. I am bit confused on whether to stretch or not. And I love to have fun with the car. This video reinforces by belief on not to stretch my budget.

[@Aditya-tj6vv]

Thank you Kartikeya sir for such useful insights! These things help a lot in planning a dream motorcycle. That financing part was very insightful. I didn't get to hear them elsewhere.

[@motorinc]

Hey Aditya! Happy to know it was helpful! Thank you!

[@ak-ku8ce]

i would like a 7 seater... torn between kia carens, scorpio n , hyundai alcazar, budget is max 22 lakh on road. any suggestions.

[@thomasece]

You are a Guru man, I like the way your thought process and the mature thought process.

[@motorinc]

Thank you for these kind words.

[@NerdYogi]

Thank you so much for this eye opener. I am planning to buy a car or at least my family thinks that I should buy one (it's high time, long overdue, etc.). Going by the logic given in this video, I can (or I should) spend only up to 6.5 Lakhs. Primary requirements are a journey from A2B, safety, high ground clearance and big boot. Reverse parking camera and infotainment system if available would be good. Not a fan of hatchbacks. So given these facts, what's the best option you can suggest? Fuel cost can be ignored. Running is 7-10k KMs in a year

[@Jitesh_M_Patil]

Great advice 👍

[@exodus664]

Anyone recognise the Tshirt? Its dope whats that style or which brand sells something like it?

[@AweshN]

Extremely useful video

[@Newbutold]

Thank you. Just when I was thinking of adding a sibling to my current car in Jimny 😅

[@motorinc]

♥️

[@tylerbarnes_]

A lot of people need to watch this video.🔥🔥 Sharing it instantly👍🏻

[@motorinc]

Thank you so much! ❤️

[@SushantaOjha95]

It’s a very important lesson that today I learned. Thank you so much.

[@motorinc]

So welcome!

[@curtisjackson3375]

This KZbin channel just love them 😊

[@motorinc]

Thanks Curtis!

[@thandruphani]

I wish the video was long , it just ended in a snap ,,, We can listen to this guy for all day long and the approach he provides is awesome,,.. thanks Karthikeya😊

[@motorinc]

Thank you for the kind words @thandruphani! We'll pass on your compliments.

[@niralpalwe]

True. But one can associate with that sadness, that remorse you feel when your riding practical choice and you see the the dream vehicle on the road, looking even more sexy and appealing. Human brains are complicate.

[@classychandu5090]

Eye opener 👀

[@Satadru74x9]

I was thinking between Baleno top spec and Fronx mid spec. I do understand by this video that for me it's a better call to choose Baleno top spec, but I was thinking one thing. The social status from crossover like fronx is bigger than hatchback Baleno. Also the fronx looks better than Baleno in my opinion. So by all physical measurements even if Baleno seems perfect for me, i can't shrug off the psychological impact of Fronx. What should I do if anyone can help? Also, do paying emi for 8 years let's say is bad if I'm planning to own the car for 10 yrs atleast?

[@mg1721]

Thank You, this was a much needed advice. I am currently looking to buy, if I hadn't watched this video I would've made a stupid financial decision. So now I have two options wait and save more for a 160cc or downgrade to 125cc and buy now. Don't really want to wait anymore since I've been planning and doing my research for a few months and I'm running out of patience. Don't really want to downgrade either since there not really good options in the 125cc segment and I'd probably get bored soon with that limited power.

[@motorinc]

Hullo MG! Save up! Do it right. It will be worth it! You got this!

[@NalinKhurb]

Very prudent advice Mr. Singhee. Appreciate it 👍

[@motorinc]

Thanks so much Nalin!

[@amiyachourasiya]

Wow wow wow, we are at very much the same frequency. I also think the same. The joy you get when you do not have the stress and tension of owning something costly and that you make all use of it and are carefree is enormous. I have seen people spending on Harrier and XUVs and are afraid to do a particular stretch or hardly take it out twice or thrice in a month, what a waste of money. Rather buy a Brezza or Sonet and make full use of it and be tension free.

[@motorinc]

Hi! We agree then! Awesome. Thanks for dropping a message here. Do let us know if you have any suggestions for us!

[@maker-manindia6889]

Hi kartikey, Thank you for sharing such an informative video with us. You mentioned storing. Multiple sets of tires for your motorcycles, my question to you is, how long can you store then until they dehydrate and start to crack, also if you could share a few tips on preservation of tyres in storage, that would be immensely appreciated. Regards, Rajat Nayar

[@lunatic9390]

Great content as always ❤

[@motorinc]

Thank you L… Whut.. Thank you. That’s just fine. 🤪

[@abhishek-wk4eg]

@3:58 words of wisdom. Thanks

[@shivakumarsaminathan2847]

100% !! I did same in my first car purchase. Its a Base variant coz single engine option - many told just base variant go get a second hand top variant? To me its a great choice coz i can fit accessories according to my taste and NEED. Second hand wont suit me. Im like, get a new one enjoy atleast five years (not an enthusiast) But engine is very reliable and safe to an extent too I spent on accessories which i felt much much needed (i put seat cover after 5 months. Coz my mind said many times that 'yes u have to put seat cover ') I didnt run behind brand, i run behind reliable brand and superior after sales support I use the car fully by spending less Finally im super happy with my car, stress free ownership. Im not worrying about my car. It serves the purpose in a great way. Dont be emotional , do the math purchase it then fell in love with it

[@motorinc]

Loved the last line! Glad to know that! Thank you for sharing your story with all of us! Will help others too!

[@Blackcoffee715]

Well said !

[@motorinc]

Thank you very much!

[@ytlfv]

Words worth Gold! Please continue the good work and stick to your philosophy, big fan! ❤❤❤❤

[@motorinc]

Thank you!❤️

[@bharatkhanna007]

Fantastic ❤

[@motorinc]

Thank you, Bharat.

[@YashwanthKumar-nf9un]

You just opened my eyes , I now have a clear idea on what i should look at instead of dreaming more than i could never afford 😌

[@motorinc]

Glad we could help Yashwanth!

[@vzvish357]

this is what I followed with my recent purchase: went for loan (67% of onroad amount); didnt go beyond my CTC amount no matter what; (my reasoning: with 30% of average annual saving I should be able to virtually recoup the onroad amount in ~4years) was aspiring AT (preferably TC) but not a deal breaker since I enjoy MT; if price delta is not much then prefer top model

[@banothuvenkatadri1608]

Very good information and practical

[@motorinc]

Thank you!

[@Dheeeeraj]

This video was a must after the last 'How to judge a car' video!

[@Dheeeeraj]

Also Kartikeya seems to be experimenting with his looks. Nice!

[@motorinc]

Hello Dheeraj! Thanks so much for the shout out! Glad to know you liked it.

[@shivamx008]

I wish there were ways to buy directly from the manufacturer, it would make this thought process easier to adapt, the reason being I'm fed up from the fact that there are showrooms and dealerships who try every trick in the book to manipulate , sometimes dupe customers. They add mental stress on customers to buy this variant , get this insurance, get that accessories or we wont deliver the vehicle on time

[@motorinc]

True. The process can be complex and manipulative which doesn’t help. Not all dealers though

[@satyabratapal8977]

❤ for this video and Karthikeya's advice is spot on.

[@motorinc]

Hullo SBP! Glad to know we could be of help! ❤️

[@amalthomas455]

Awesome