#pamurickshow #viral #affordable #bankrepos #cars Visited NCBA yard to see the vehicles and their condition. Here we check the condition and the reserved prices. for business email patrickmutuma4@gmail.com Whatsapp 0785902534
Пікірлер: 242
@petma55515 ай бұрын
I see so many people judging fellow Kenyans here for taking loans to buy a car! Others are celebrating people’s calamities, so insensitive! Remember anything can happen in life, one can lose a job, one can become sick terminally, and we are all susceptible to all these, so don’t be presumptuous about this life! Sometimes it can be a circus!
@gathunguwaweru11165 ай бұрын
Very true, the economy of this country as well has not been so friendly.
@chezachini5 ай бұрын
Only fools will judge
@chilobae66595 ай бұрын
Please, remind them.
@janejustin17885 ай бұрын
at the same time we should encourage our fellow Kenyans to live within their means, esp. Gen Z and Millennials who love showing off and living on consumer debts
@larrybad98215 ай бұрын
The economy has been tanking for a while.
@lennieoyaro4015 ай бұрын
At least the video saved some time for going to see expensive repossessed vehicles
@TheJoeMB5 ай бұрын
Hapo kweli. These cars are not in the best condition and the prices of these cars haimake sense. Alafu a repossessed car, if the owner was having difficulty paying the loan, they might also have not maintained and serviced the car very well.
@NoFutureMG5 ай бұрын
Keep the good content coming
@lagalaga2545 ай бұрын
amazing content
@hanningtonemwagodi55595 ай бұрын
Very good content.
@johnzhuma38715 ай бұрын
Neat content 😊
@meshackmwalo30234 ай бұрын
Thank you fir your honest guidance, quite impressive.
@aysemetiner-rh4xm5 ай бұрын
Good content
@felixmuinde63224 ай бұрын
Good content,and simple carnversation
@martinnzau84535 ай бұрын
Very enlightening information...let me follow your channel
@feimohach5 ай бұрын
Pato thanks brother for your time and efforts, we're learning alot
@remnant.watchman5 ай бұрын
Thanks. Kumbe unaweza quote less than auction price. Interesting.
@hotnews56675 ай бұрын
wah economy ni noma...people are being auctioned like nonsense
@vitalisawuor61555 ай бұрын
What I came to realize the banks repossessed cars are always reserved for the who knows who...back ground utapata they are being bought very cheap
@jumaabdul12715 ай бұрын
You are wrong
@alexmatasi35955 ай бұрын
NCBA ni kama microfinance. Any delays in payments and you ask for 2 weeks they send auctioneer behind you. Instead of using your car to borrow money just sell your car, you will save alot
@zablonreuben5 ай бұрын
Good content 😊
@frankkangwana52645 ай бұрын
@Pamrik Nissan Elgrant is a 2.4CC petrol engine bro. Very laxurious interior design. Posh
@nakuruposhomillsmachineries2005 ай бұрын
ziko juu sana haikai ya auction inafanana na yard
@GlenWeyo5 ай бұрын
Kenyan law, kuna kitu inauzwa forced value, around 70% of value ya asset. You can’t get a customer’s asset valued at 1m na uuze 300k to reclaim your balance, but you can sell it at 700k uchukue 300k yako upee client 400k yake. Nothing to do na banks selling cars but law protecting citizens
@pamurickshow5 ай бұрын
Now I hear you ..
@eddie57915 ай бұрын
Makes perfect sense 👌
@Zenitram-xv1qs5 ай бұрын
Taking a loan to buy a car without good financial flow, is like stealing from urself
@reine9245 ай бұрын
@@Zenitram-xv1qs Many have defaulted Sacco loans only for their guarantors to end up being deducted the loan balance from the guarantors' savings. I know a colleague who lost 2.5M.
@Zenitram-xv1qs5 ай бұрын
@@reine924 woi 2.5m for a friend
@grichmantosh41565 ай бұрын
Hi. Nissan Elgrand is not in the same class with Noah my Brother. It's a very comfortable car. Can't be compared. Thought I should give my views Bro. God bless
@caxtonkibebe41065 ай бұрын
True... Elgrand is in same class as Alphard/Velfire
@davidmunene37415 ай бұрын
The guy is not very knowledgeable. Discussing a prado price without noting if its diesel or petrol.
@carolsteel24425 ай бұрын
Content fiti sana.
@MarvinNganyi5 ай бұрын
The only car imepewa value poa hapo ni mercedes e250 ya 2.7M zingine better kwa yard than nitumie gari ya mtu anaweza kujia coz ako na spare key
@andymut15 ай бұрын
Awesome job kiaba
@aishaali64555 ай бұрын
If you must take a loan to buy a LUXURY car, then you can't afford it. Whether you've lost your job or not. Luxury cars are for people with investments that pay for the unnecessary things in life.
@DesmondKarani5 ай бұрын
Sometimes people use their luxury cars as collateral for business loans and life happens. People with investments are also the ones likely to use their assets as collaterals to expand their businesses and establish new ones. And unless you've been living under a rock, businesses don't always work out, especially in this economy.
@mtanzania8152 ай бұрын
@@DesmondKarani collateral ni nini sasa😅
@DesmondKarani2 ай бұрын
@@mtanzania815 rudi shule
@mtanzania8152 ай бұрын
@@DesmondKarani imagine uambie msee akusaidie na information alafu akwambie urudi shule unaeza skia aje
@festusoduor417216 күн бұрын
@@mtanzania815 ni kitu inaeza shikwa usipolipa loan
@manuelrongo50435 ай бұрын
My first time to come across you. You're really funny 😸 but educative too. Keep it up
@pamurickshow5 ай бұрын
Welcome!! On board sir ..
@pststevewainana5 ай бұрын
Thanks for informing
@edwardmwalukware97345 ай бұрын
Kdk na kdl ziko kwa auction enyewe hapa ni noma
@martinnjiru45675 ай бұрын
Eti hio Nissan inaweza kukimbisha mpaka update maacid ..good job
@damwa87425 ай бұрын
pamurick also enlight about lorrys tumechanganyikana huku
@garveyinc5 ай бұрын
Great content bro..
@jackywinston57785 ай бұрын
the price of land cruiser Prado is dependent on whether its petrol or Diesel. The Diesel versions can be even 3m more than their petrol counterparts.
@kennethkihara26735 ай бұрын
Learning
@mashyzznytte5 ай бұрын
The narration is brutally honest and hilarious at the same time... "Kama uliwekelea pesa ya bet" 😅🤣
@Bhokeandfriendskids5 ай бұрын
izo waliacha zirudi soko,hawakushindwa kulipia... sababu this cars sicknesses can get you bankrupt,...
@cliffordotundo5305 ай бұрын
Dmax single cabin market price is how much comparing the reserved one?
@phinangari15665 ай бұрын
Not advisable to take a loan to buy a car for personal use unless you are financially very stable. Maintenance of a car is not cheap.
@backupaccount71985 ай бұрын
Would be so sad kuona gari Yako among those 😢 .. worse still x wako aone 😅
@marinanjer42935 ай бұрын
Mtu ashanyang'anywa KDN 😮😢 wololo
@pamurickshow5 ай бұрын
hapa inje nikunoma
@stephensonkimeu75045 ай бұрын
Eer
@ncba5 ай бұрын
Recently bought one from ncba, naona siku mrefu but I was ready psychologically and financially 😂
@davidmwangangi6745 ай бұрын
What happened
@ncba5 ай бұрын
@@davidmwangangi674 gearbox is toast plus previous owner didn’t know how to maintain. So many repairs needed
@jamesnjoroge25665 ай бұрын
Which type was it And how was the transfer process
@ncba5 ай бұрын
@@jamesnjoroge2566 Prado. For the transfer process you do a Forced Transfer with NTSA. The bank provides most of the documents required for this process except your documents and tapelift that you get from DCI. It took them 2 weeks to give me all the documents and one day to do the transfer and get the logbook even though I paid for that. Otherwise NTSA can take more than 3 months if you don't bribe someone.
@clarencemanyonyi91715 ай бұрын
And the way i wanted to take a loan from my bqnk ninunue gari cheiii😂😂😂..siwes nimesare..thank u foe this information
@updatescorner86025 ай бұрын
Ukichukua check off loan ununue ni sawa. Shida ni kukuwa financed na ikulemee
@juniourx22035 ай бұрын
There is need to bring a law to ensure that repossessed vehicles sold through auction and fetch more money the balance should go to the owner
@kidco87255 ай бұрын
That's the norm
@vitalisawuor61555 ай бұрын
What I vowed in my life not to buy a car on loan
@francisn4425 ай бұрын
Kazi safi. But on a light note, io Au-ction jaribu kusema "o-ction" 😅 kitu kaa io. Now practice with 'authority, automatic, author...'
@erick76905 ай бұрын
😂😂😂ntakukimbiza hapa KZbin bro😂
@reubenmwangikibara44345 ай бұрын
Peleka bangi kwenu
@malelc.27915 ай бұрын
Ok-shen
@ShankiAustine5 ай бұрын
😂😂
@godsfavour16035 ай бұрын
At least now I have an idea where I can buy 2 hand car..I hope I can get on at an affordable price coz I really need one for doing evangelism😊😊
@wanguirhods2655 ай бұрын
Bad idea, the owners of these vehicles track you down, steal the car, and sell it to the Eastlands guys who disassemble it in minutes.
@1977tenis5 ай бұрын
😂😂😂😂
@michaelaluabanga7223 ай бұрын
@@wanguirhods265Acha story za jaba
@user-fi8uq6tt4s5 ай бұрын
The law dictates that the auctioned property be sold at or close to market rate the difference is paid to the account owner.
@wandech5 ай бұрын
There’s a time limit to how long the car can be in the market during which time bidders place their bids. Once the time expires it goes to the highest bidder. Almost all the time they are never sold at the market price or even near market price.
@vee36875 ай бұрын
kumbuka ni local used ju ni auction so haiez kua same market price na foreign used.
@jagongojacob84175 ай бұрын
how do you sue someone who sold a vehicle n didn't pay the difference to the account owner?
@webcloudkltd71385 ай бұрын
id like to know this too@@jagongojacob8417
@bildadondago24495 ай бұрын
@@jagongojacob8417you may need a lawyer for that, who will write a letter for intention to sue if they do not pay. But first you have to make sure that there's a balance, coz more often the auctioneers pile extra charges on the balance
@user-nh3lp2uu1g5 ай бұрын
Good Video, please check if there is TOYOTA HILUX - DOUBLE CABIN - HOW MUCH?
@thegitv3365 ай бұрын
Nimeshtuka kuona hiyo prado KCZ 878x coz naijua vizuri. Ni gari ya diesel na mwenye ameimaintain poa but huyo anaweza ng'oa engine
@kojwangdocumentary99765 ай бұрын
😂😂😂
@user-kpkxgtj4 ай бұрын
Heee 😂😂
@andykaisha5 ай бұрын
Hio nissan elgrand na noah ni deal poa.. unaeza eka airport and hotel transfers inaleta pesa..
@aggreyonyango81817 күн бұрын
Cheza na Noah, Nissan elgrand Ni stress tupu
@Daktarisemakula1235 ай бұрын
Karibu kwa channel ya Daktari semakula
@regent00145 ай бұрын
The prices of NCBA vehicles is very high.
@AFRICANPABLO5 ай бұрын
Bro u motivate me alot
@makinaedgar40575 ай бұрын
Aje sasa?😂
@chezachini5 ай бұрын
Motivation gany iko hapa😂😂😂 stop commenting anyhow😅😅
@windowsxp19915 ай бұрын
Ongelelea hizo probox pia bana
@ahmedriday8925 ай бұрын
Kweli. Talk about the probox also
@peterwakili85755 ай бұрын
Buying auction vehicles, specifically bank repossessed ni ngori juu ya hio reserved price. Kitambo was good but saa hii banks si mchezo. Ever wondered why it's so easy to get a car loan from the banks ?. Ukitaka gari za auction na bei mzuri tembelea auctioneer uchukue zile zimeshikwa ku recover madeni za kesi kortini na za bazaars.
@kopaulipe75 ай бұрын
Are they in automobile business or recovery of their loan finances??
@prot6liv9815 ай бұрын
Thank You Kenyans Kwa kuwa wajinga nakuomba loan ya gari ...kitakurambu sisi ndio tutazinunua
@F7iw59hdrqy85 ай бұрын
Na hata huna moja😂😂😂
@prot6liv9815 ай бұрын
@@F7iw59hdrqy8 you must be bitter because you were auctioned you just sound bitter...tengeneza pesa kijana
@F7iw59hdrqy85 ай бұрын
@@prot6liv981 jiteteeee atleats wacha kuniingilia izo ni signs of 😂😂🤭 wacha nisiseme labda sasa ata utatumana ninyamazishwe
@topnineshow5 ай бұрын
@@F7iw59hdrqy8😂😂😂😂
@petma55515 ай бұрын
Anything can happen in life, covid taught us no money can’t buy oxygen, cancer is also another one! Don’t be presumptuous about life and celebrate at other people’s calamities, you don’t know their story !
@lepedeshe10765 ай бұрын
Only sienta makes sense
@mac2545 ай бұрын
Great content
@brianchavera16884 ай бұрын
You should cover the number plates some buy to resale
@calvinceochieng30923 ай бұрын
For those considering second hand cars, number plates are significant factor
@leonardmutuiri74015 ай бұрын
hapa nje msee ametokwa KDN?
@kevinkavete5 ай бұрын
Amen. Ati zinauziwa wapi?
@user-rl7cs5ux3s5 ай бұрын
Pamurick utafanya tutafute pesa tununue gari
@charliepeterson77815 ай бұрын
Ntaftie honda stream 2012
@chrisphusmwas34255 ай бұрын
Buda link me up with Honda insight safi my budget 700k
@user-iu3vf8qm6i5 ай бұрын
Skip to 4:00 for content
@nerdycartoonreviews4 ай бұрын
Sorry to those who lost their cars due to debt.. It's not easy to loose your property in such a manner.. Work on your self and learn from this experience how to manage your finances.. 💔💔
@Emmanuel5530.5 ай бұрын
Elgrand inachezea Na Alphard Na velfire. Noah inachezea Na Serena Na voxy
@jameswekulo13185 ай бұрын
Na stepwagon je?
@transmutation-alchemist58025 ай бұрын
plus any electrical or computer damage after the accident
@afrikanakevs5 ай бұрын
you should talk about the lorries 🚚
@Hudson0315 ай бұрын
I was waiting for it too
@reine9245 ай бұрын
Izuzu eferara 😂 Anyway, I like your content!
@NelsonNyairo5 ай бұрын
Toyota Aaarriia
@mosesngatiah63655 ай бұрын
Aki murume na vile ningefurahi kuskia isuzu frr!
@alexkaranja13085 ай бұрын
Mr Mutuma...habari yako? How can one reach you? I would like us to discuss a proposal
@gigimarco25925 ай бұрын
What about Kilometers coz Kilometers Matters.
@Jmotorsmombasa5 ай бұрын
Hi guys, am a car dealerships in Mombasa. I do not encourage my clients to be financed by a bank. The bank put more interest rates which end up on car repossession. I would encourage hire purchase. We accept 40% deposit and we give up to 24 months. We are located in Mombasa.
@hezzy015 ай бұрын
The installments amount is definitely high because of short repayment period. This makes it harder than the bank option. You're giving 24 months and bank gives 48 or 60 months. Depends with capabilities of the buyer though.
@Jmotorsmombasa5 ай бұрын
@@hezzy01 but you see the bank gives you 48 months.. but the interest is too high comparing with higher purchase.
@hezzy015 ай бұрын
@@Jmotorsmombasa it works better with majorities who can do say like 25K per month comfortably for 48 months as compared to 42K per month for 24 months.
@estherwanjiru20175 ай бұрын
That is great
@amandal14505 ай бұрын
@@Jmotorsmombasadont think you understood what that brother was saying, everyone wants a quick morgage plan but unless otherwise your payslip iko juu, you'll really feel it....long term payment plan hata kama iko na interest rate ya juu, you wont feel it so much...nimekuwa nikilipia gari iko na 3yr payment plan na i dont feel it, cause it fits so well into my monthly expenses, but ill definately be interested kujua gari muko nazo. Do you have a website?
@estherdeloach5 ай бұрын
Next time kindly give price with the milage.
@pamurickshow5 ай бұрын
Hello... I have given the reserve prices .. these are for auction. They are sold as is where is basis. Mileage in this case ilikua ngumu. But where we find cars indicated miles I will let u know
@ephantusngure44555 ай бұрын
Pamurick thankyou for the info...the only question nlikuwa nayo ni when you go to the yard unaweza nunua na reserve price yenye iko ama what happens
@ephantusngure44555 ай бұрын
@pamurick nijibu hii mkuu
@pamurickshow5 ай бұрын
niaje Mr. for this case yes, you can buy na hiyo reserve price or you can see the condition needs some improvement, you you quote less and get the car. kuna sometime unajipata you are the only bidder and end up buying cheaper
@ephantusngure44555 ай бұрын
@@pamurickshow thankyou sir
@stevekahungura54325 ай бұрын
Nauliza mtu anaweza bid lower than reserve price
@hameedsharyff5 ай бұрын
El grande ni ligi ya Alphard buana
@vincentkaranja89185 ай бұрын
Hello, nilikua nataka kujua at the end umesema mtu anaeza enda acheck akiona iko sawa atoke nayo. Does it mean unaeza toka nayo after checking it bora ukue na hio pesa wamequote? Also, what if kwa bidding ikue hakuna mtu amefikisha the reserved price, mthe highest bidder hupewa bado ama the price has to be above the reserved price?
@pamurickshow5 ай бұрын
Hello ..you can buy even below the reserve price for this type of auction.
@vincentkaranja89185 ай бұрын
Okay, thank you for the clarification@@pamurickshow
@maosanyakambi80365 ай бұрын
Good vibes.
@andrewgitonga75375 ай бұрын
Vipi bro wa bena from Ruiri big up man
@AnalystTosh5 ай бұрын
Kilorri…wacìà! 😂
@hiquest72735 ай бұрын
Just show the cars and prices. Story ni meru na mingi
@martinkihara42065 ай бұрын
Looking for VD land cruiser
@mmmicheni5 ай бұрын
Skip the matrix by starting the video at 3:30.
@pamurickshow5 ай бұрын
Are you okay??
@ubogalugalu58315 ай бұрын
Elgrand != to Noah, more so == Alphard. Correct that.
@alfonsesang5 ай бұрын
Programmer?
@ubogalugalu58315 ай бұрын
Yeap somehow@@alfonsesang
@reallegendz16335 ай бұрын
Mkuu umeamua kutuongelesha na code 😂
@crispuskamau5 ай бұрын
Nissan elgrand ni class ya alphard n infact better in terms of elegance
@luciousachacha57745 ай бұрын
That bmw 1series has an accident,airbags are out
@Canadian1987guy5 ай бұрын
That passo above 300 is illegal
@gulfexpert5 ай бұрын
Bado kuna hiyo baso Toyota kwa yard??
@stephenchomba97705 ай бұрын
Tupatie link ya ku bid
@KibiriePeter4 ай бұрын
unafaa kufungua auction company...ukona fam kubwa wanaeza invest na wwe umetambulika bwana angaia hio maneno...
@biblenakoranmatuhuhu99045 ай бұрын
Hakuna auction hapo
@davidmatu84Ай бұрын
Is reserve price negotiable??..
@daviswekesa43155 ай бұрын
why not speak of probox
@ezrawanyama9345 ай бұрын
Hii mambo ya biding ukieka doh less mwingine awake mob ya chini hukunywa maji ama unarudishiwa,
@dreamphantltd5 ай бұрын
Bidding ni kusema tu what u are willing to pay, but only winning bidder ndio hutoa pesa yenye ameshinda bis nayo e.g. nikisema 1M, mwingine aseme 1.2M, if no one else bids higher than 1.2M then huyo wa juu ndio atatoa doh
@knowthis69772 ай бұрын
wewe......nissan elgrand iko juu ata ya alphard
@kipkoskeijeff80345 ай бұрын
Good job but hio sio Auction ni showroom bro NCBA ina inaoperate
@pamurickshow5 ай бұрын
Hivo ndivo Inakaa..
@malia3rd5 ай бұрын
KCZ prado is a 2015 model? How? Face-lift ama?
@pamurickshow5 ай бұрын
NIKAMA huyu alichukua zero mileage toyota kenya
@davidmonroe68535 ай бұрын
I drive a 2018 KCX. So KCZ for a 2015 model is definitely possible