How to be a Mortgage Agent in Canada | How to earn Extra Money | Start a new Career in Canada

It is very important to have alternate or second career now a days to supplement your income. Amit has opted for the career in Mortgages as his second career and today we are featuring this career, knowing about this option in detail and knowing about How to be a Mortgage agent in Canada.
Contact Amit for any Mortgage related queries or to know more about the course he did.
His email id: [e-mail]
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Check out our other videos on the channel.
Our Monthly budget video : • Cost of living in Cana...
Amit’s interview on how he got a job as HR Manager in Canada: • HR Manager from DUBAI ...
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www.borrowell.com
www.equifax.com
www.transunion.com
My Insta Handle: Shilpa.nagpal27
Love,
Shilpa

[@johndeanconway7931]

I have 8 months saved up for bills and an emergency fund set aside for repairs. I did just buy a house and was able to get it for 8%. It was on the higher end of my budget but I have a few extra hundred to put away each month for repairs. The home is turnkey but I know expenses will come down the road which I'll be prepared for. Hypothetically speaking, given the worst case scenario and layoffs start happening; can my emergency fund be in good use to invest and linked to our mortgage to increase interest overtime? rather than defaulting on mortgage Is that a feasible way to pivot?

[@johndeanconway7931]

Nice, It appears margaret is well established in the financial field. Would her advisory give access to more interest to offset my mortgage overtime?

[@mondimlotshwa3958]

that's the only way to become debt free. I've already paid off two previous mortgages. Now I'm working on my third and I cannot wait since it has to happen before retirement in four years

[@dr.alokbhardwaj3378]

Your channel name should be "Curly tales with Shilpa"... It very much suits to your appearance also... Wishes from India to both of u

[@chitchatwithshilpa]

I was thinking the same today...:):)

[@JagdeepSingh-le9on]

@@chitchatwithshilpa plz tell me warehouse job is hood in cananda and monthly sallary

[@AmanGaur-fe1gh]

@@chitchatwithshilpa curly tales already channel hai uski tarah mat rkhna reach down hoti hai agr kisi ke naam jasia rkhte hai

[@Raymondjohn2]

The issue is that either the renter or the owner must in some way pay insurance and property taxes if they want a "permanent roof" with utilities like electricity, gas and water. Because of this, many people-at least in California, where I currently reside-are living in tents. No taxes, rent, mortgages, or insurance. The number of people who tell me they live in their car that I meet amazes me. Its crazy out here!

[@martingiavarini]

It’s getting wild by the day. The prices of homes are quite ridiculous and Mortgage prices has been skyrocketing on a roll(currently over 7%). Sometimes i wonder if to just invest my spare cash into the stock market and wait for a housing crash or just go ahead to buy a home anyways.

[@hermanramos7092]

I get such worries too. I'm 50 and retiring early. Already worried of the future and where its headed, especially in terms of financies and how to get by. I'm also considering making my first investment in the stock market, but how can I do so given that the market has been in a mess for the majority of the year?

[@bob.weaver72]

Personally, I can connect to that. When I began working with "Catherine Morrison Evans," a fiduciary financial counsellor, my advantages were certain. In these circumstances, I would always advise getting professional help so they can steer you through choppy markets and just give you indicators and strategies for knowing when to enter and exit the market.

[@martingiavarini]

@@bob.weaver72 Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@aminachauhan3532]

hi shilpa, can you please confirm whether person needs to be PR Holder?

[@nerissa5857]

Thank you so much Shilpa and Amit for all the information and being truthful and honest. The main reason I subscribed to your channel is how well you explain everything and are very down to earth. I like how well you have adjusted here and made Canada your home.

[@chitchatwithshilpa]

Thanks a ton

[@rohitd98]

Can we get an update how is he doing?Is he making money doing this side hussle?

[@garg66]

HI SIR , please reply i live in Alberta and i want to become mortgage agent ,currently i am student can i apply to become a mortgage agent with Indian high school education.

[@vishalbhardwaj8359]

I am real estate agent in India Dear sir and ma'am As international student can I do real estate course and can I get work permit after this course

[@chitchatwithshilpa]

Real Estate course is not a full-time course. You complete it at your own pace. To be eligible for work permit, you must complete a diploma or degree which is a full-time course for atleast 8 months.

[@saranbedi1889]

Happy birthday to Amit. Please do make more vlogs of winners and homesense .

[@rajansharma1809]

In BC course by UBC is 1150 CAD fee.

[@amakwanaam]

who else also wants Chitchat with Shilpa × RavishVlogs Collaboration

[@chitchatwithshilpa]

I want it..🤪

[@nishanish5355]

u r giving your best in your videos keep it up Shilpa😊😊😊😊great to see you together

[@gargsamyt]

are there any free, online self study courses for Mortgage Agent Level 1?

[@Indocanada]

I have open work permit May I do this course

[@gargsamyt]

What is Mortgage Level 1, Level 2, broker?

[@PriyankaVerma-pi5rc]

Hi Shilpa. I want to make this as a part time career since I had a banking experience in India. But I am too scared to give up my full time job in other field right now. How can I make this as a part time career for me as of now? Thanku in advance

[@rohanutep81]

Keen on knowing too

[@Dhindsavlogs]

Can we be both realtor and mortgage agent at the same time? Thanks

[@JOYDAS-jh4pq]

Your carrier series is so informative and helpful. Its just going good. I am from India and want to move to Canada in 2023-24. I am an Electrical Engineer with mid level experience. What are the challenges I have to face to restart my carrier as an Electrical Engineer in Canada? What are the scope & the which province is best suitable for migration for a Electrical background......It will be very helpful if you make a video on this regulatory profession too....

[@manieshgupta]

Income kitni hoti hai, commision kitna milta hai, this also should have mentioned

[@makephysicseasy6338]

Hi ma'am and sir , it's really very informative video, thank you so much, One thing pls do let me know ma'am that if someone is at student visa , Can he/she do this certification along with his degree for which he is inside canada. Thanks in advance

[@arpitap4859]

Hii, i have a quastion. Can mortgage agent and realtor be a one person. Means if you have mortgage and realtor both licence, then can you be a mortgage agent and realtor of same client?

[@chitchatwithshilpa]

Hi Arpit, yes it's possible.

[@1707vivek]

Baaki to Thek hai lekin Aunty ki zyada chalti hai ghr me…

[@karancheema1023]

In Alberta cost 5k dear

[@AbhishekV1812]

Hey , Abhishek here ! Do you have your own website? Can you put informative materials to your website please? It would be helpful. Thanks.

[@chitchatwithshilpa]

Thanks for the suggestion. I don't have my website yet but I will surely consider your suggestion.

[@AC-pz3wd]

Very informative. I learnt so many new things from you Amit.

[@MORTGAGESOLUTIONS-e7w]

Great job, Amit, for being transparent with potential hires. One imp thing i.would like to add is that the success of a Mortgage Specislist depends on tjeir ability to build their book of business. Given the difficult market with recessionary trend, it is not afvisable that they opt for this career as it can be financially challenging as one gets paid only after a mortgage is dispensed. Real estate sales being diwn, it has a negative impact on mortgage growth. Part time option seems feasible

[@Money2031]

Maam both of recuiter can you share with us your linkld id we share our profile ao may some requirement match and conduct interviews if you eligible if opportunity avaible

[@vishalgreat1sandy963]

hi, can someone on a work permit also start this as a career. Or it is only for permanent residents. And also if you can explain a bit about the commission per successful mortgage and what sum does the brokerage take from that commission. Plz reply. Thanks.

[@chitchatwithshilpa]

Yes, you can also start this as your career. Commission from lenders could be anything between 0.5% to 0.8% of mortgage amount (sometimes even less) and you share it with your brokerage.

[@_tanujpokhriyal]

I've noticed ads... Monetization enabled !

[@Seshank_a]

I have 4.5yrs of IT experience as a developer and looking out for pg diploma .. How tough is it to find an IT job?

[@chitchatwithshilpa]

IT jobs are available in Canada..everybody gets settled...its just that during COVID market is slow..

[@kiranpotha7479]

💗...

[@aasimnadeem353]

Hi mam, Can food industry jobs in quality control sector available in Canada considering present day market.

[@mystical__3dimple273]

🤝🇨🇦❤️

[@TheViratmahajan1]

Remic or humber ?? Which one is best in comparison…. Can a work permit holder start this course ?

[@chitchatwithshilpa]

REMIC gives you more flexibility and it's cost effective compared to Humber.

[@TheViratmahajan1]

@@chitchatwithshilpa thank you and can work permit holder start this course ?

[@Abc-hb6zk]

Worth subscribing, Smart questions 👌

[@shruthiananth3715]

Ur channel is informative. It's value added videos no one gets disappointed

[@chitchatwithshilpa]

Hey Thanks 😊

[@vijaybhatt7457]

I like your video when Amit is in video he always give right information

[@sabiralihealthcare]

Love and support from Swat kpk Pakistan

[@Chandu-zh7xo]

Really insightful, Great info Shilpa, what’s the course name?

[@Star_stable130]

You guys r amazing..if this comment leaves u with a boost u need I got just one word. Real content is rare in canada desi vloggers u guys r the best. Giving such good info out, the time and effort I appreciate it alot. I was very interested in this topic actually as i had some similar plans and this really helped me alot. So a big thank you✌🙏😇.....plz keep sharing this kind of great content. And if you can also make a video on how to become a real estate agent would be grt too. The basics etc.....full time mommy job part time jobs that mom can do enchance their career and also some side tips and tricks or small own business

[@chitchatwithshilpa]

U actually boosted me honey....will make a video on real estate soon...keep showering ur love n support like this...

[@a2za2z23]

When 2 genius sit together 😍😘 Lots of love from Baku

[@chitchatwithshilpa]

😀😀🙏🙏

[@clarionbull3937]

Please answer. Thanks for answering most of our questions related to this particular carrier, But I have 2 another questions please answer 1. Do i have to be a citizen, PR, or work permit holder to find the brokerage after passing the exam or to get the license? 2. Once i start working with a brokerage, after how much time will i be able to get my license?

[@kajaldeepkaur7428]

Can we do part time Mortgage agent work if we are already working as Data Analyst in IT department of a financial firm? Is it legal? Since both will be considered financial industries?

[@chitchatwithshilpa]

Sure, u can work part time initially..u have to source ur clients of ur own though

[@devyangini]

Really appreciate the way chit chat shilpa and amitji explain the content 💃💃canadian job market is excellent no other qualification required for selected profession.like the one discussed in the vlog💃💃

[@bablysohi5801]

I am on work permit..can I do this course? Also, does it effect our immigration status? I mean, while on work permit, do we are allow to do this type of courses?

[@rohanutep81]

If it is open permit no issue closed work permit based on employer not allowed

[@manu53611]

Thank you for such a informative video. Keep up the good work!

[@yatinhkapoor]

Hi Shilpa, I am a new immigrant. Planning to be a mortgage agent. I heard that brokerages don’t hire part time agents..

[@chitchatwithshilpa]

Amit recently got his mortgage license and currently working part-time with a well-known brokerage.

[@yatinhkapoor]

@@chitchatwithshilpa You also going for this license right.. Remic would be the best option, what would you suggest??

[@rohanutep81]

@@yatinhkapoor yes right

[@mridulparashar1515]

Very informative video with detailed steps laid out for the community at large

[@pritish369]

Do the brokerage also help you with leads?

[@chitchatwithshilpa]

Most of the times, noo

[@pritish369]

@@chitchatwithshilpa Thank you for your reply. Can you make another video on how new mortgage agents can generate leads, what are the sources. Is it worth paying for leads and how it works?

[@sanaullahogahi3914]

Sir aaap shilpa ko baat karne den plzzzzzzzzzzzzzzzzzzzzzzzzzzzzz

[@bhupinderthind9865]

Hello Shilpa and Amit, I watch your videos, they are really very informative and you guys explain them very clearly. Amit is very calm and soft spoken. I live in Calgary, can you you suggest any college here.

[@gauravpal2036]

Hey Shilpa I recommend your channel mostly to everyone in my family, relatives, freinds and most of them have subscribed your channel as well. I subscibed it when this channel have less than 100 subscribers i.e on very first day so pls when you have millions of subscribers don"t forget us. Please remember my name as well.

[@chitchatwithshilpa]

Thank u for the support Gaurav...Keep showing ur love n support like this...🙏🙏🙏 Grateful to u..

[@ab1731]

What's the commission structure yeh to bataya hi nahi

[@haquenawazcheema6547]

Well, your content is mostly very informative and precise, one of the better channels for people coming to Canada Lots of best wishes from Lahore

[@chitchatwithshilpa]

Appreciate that

[@meemee7637]

Resident mean student or work permit holder cannot do this??

[@JagdeepSingh-le9on]

Mam nursing student real estate agent krr skhte hai part time tkk and monthly sallary and bbA graduates from indian woh bhi licence lai skhte hai kyoke unne bussiness ka experience hota hai plz reply

[@togetherwecan3819]

Loving your videos Shilpa, please can you do a video on CIP as well. Also other options if anyone is keen on career change

[@chitchatwithshilpa]

Sure. Will make videos on CIP and some other short term courses soon.

[@bhavyasingh8379]

Please make a video on medical system of Canada.

[@chitchatwithshilpa]

U will see the video soon..

[@ParthPatel-yq3iu]

Hii there, I want to make a career in this part. But my question is can I start on work permit or i need to be permanent resident !

[@rohanutep81]

Better to be PR first

[@priyankadungariya3568]

I liked, Your all video are informative nd superb way to presant👌🏼 Keep it up 👍

[@deepakmehta2011]

Good Information

[@mkjones9126]

How do I enroll in the course

[@andyhawkins7988]

Thanks for making in Hindi. Appreciate you g

[@remalashraf1797]

Very informative video good job. Please make video also on Accounts and cashier field like this video and let us know the scope of this industry in Canada.

[@mahmudarumman7403]

Do I have to be Canadian citizen to be mortgage broker or Realtor,? can PR work for these profession?

[@chitchatwithshilpa]

Yes, u can work on PR and get a license too..

[@prashantagarwal2769]

Great job guys !! Keep Going like This....Video is going to be very Helpful for New Immigrants.

[@vishakhasoni245]

Hi Shilpa I love to watch your videos, it's very detailed, can you please guide me what to do if I want to be a real estate agent

[@chitchatwithshilpa]

I already have a detailed video on this topi on my channel..I have interviewed a Real Estate Agent

[@kajalsatwani1295]

How much can one earn in this profile??

[@Lj22]

How much do mortgage brokers / agents make or how much % get paid ? You didn’t cover the main thing of doing a passive income. Lol. We all know realtors get 2.5-3% of the sold price. How much can a mortgage broker make?

[@chitchatwithshilpa]

If u r the same one asked the same question on insta, have replied to u in detail.....i hope it would answer ur question...

[@swapnilchordiya7058]

Still how much commission one get?

[@yogitarathore9048]

Well explained

[@jalpahirpara1678]

Mam ur video is just awsm u teach everything point to point ND clear cut..😍😍

[@chitchatwithshilpa]

Thank u Jalpa..🙏

[@vkdc1414]

Hello Thanks for all information, nicely presented.. :) one query is who & how much pays to the mortgage broker ? Client or Bank ?

[@chitchatwithshilpa]

You get paid from the bank but through your brokerage after deducting their cut. The commission percentage varies between 400 per 100k to 700 per 100k, minus the brokerage share from you.

[@gagankaur6]

Thank you for the information 😇❤️

[@excalibur8812]

Can i become a realtor or mortgage agent on my study permit ,I will be coming to canada in sept intake for my financial planning pgdm course in ontario. So can I get the realtor or mortgage agent license while I am studying my pgdm ?

[@chitchatwithshilpa]

You can complete the course but can start working only when you have a work permit.

[@excalibur8812]

@@chitchatwithshilpa ok got it i thought i could get the realtor license and start working part time due to academic constraints but now I’ll get my license with my actual ongoing course and after my study permit is turned into work permit. I’ll start my practical realtor journey. Thankyou mam for you guidance👍

[@manmeetkaur7726]

Hi Shilpa Could you please mention how much I can earn , by monthly or yearly in this field

[@rohanutep81]

Depends on number of deals you close

[@pranjalikhandelwal6535]

Hii Shilpa, I am very big fan of your family...Is it possible to do extra work in Dubai apart from full time jobs? Please do make some videos on Dubai lifestyle, Job market etc

[@chitchatwithshilpa]

Hey Pranjali, Thank you so much...Lets connect on Insta for Dubai chitchat...We will make one video on Dubai soon.. Love, Shilpa

[@jattchamanvlogs.1641]

Nice 🙏

[@tushar832]

An insightful video I would say...

[@basim62]

Ammit is straight forward person and Shipa is unique

[@zachariajames2385]

Hi mam, can u make a video on why u choose Ontario and not BC.

[@HoneySingh-rt8yb]

Can we do this course on student permit or pgwp or after obtainin PR status

[@rohanutep81]

Better to get PR first

[@ayushmann4972]

Ohhhh bhai just waiting for your video and I got update on screen .sooooo much coincidence

[@chitchatwithshilpa]

so good to know that somebody waits for my videos..

[@harpreettalwar605]

WHAT CHALLENGES DO WE FACE AS MORTGAGE AGENT? AND CAN WE CHANGE COMPANY AFTER GETTING THE LICENSE ?

[@neharikathakur4945]

Hi Thank you for sharing this useful information. Quick question If you can answer Does it look like a work from home profession once you became mortgage agent ? After joining brokerage , do a person needs to go to the brokerage for every deal or they can work from home ?

[@chitchatwithshilpa]

You can definitely work from home all the time...but u need office space for your clients' meetings...some clients prefer to meet only in d ofc

[@MrManasarora]

Share the institute name plz

[@anmolmanocha6020]

Resident or permanent resident

[@MrSamarsingh]

Do u need to be permanent resident or we can do even on work permit??

[@chitchatwithshilpa]

U can do it on work permit

[@chiefengineeramitarora1670]

Is it possible that one should do the course and exam in one province (Ontario) and later get your license from other province(BC) ?

[@rohanutep81]

No

[@drfaheem]

Excellent career oriented guidelines for beginners

[@MajhaSideRecords]

Thanks for this information...

[@ritika80]

Really informative video👍. Congratulations on reaching 5k subscribers milestone 🙂

[@chitchatwithshilpa]

Thank you so much..

[@maninderjeetsinghmj848]

Hey, loved your video and style of expressing the real life experiences. Keep up the good work and keep educating us with the practical life. Just a quick question, Can i be a mortgage agent and an insurance agent at the same time? Can you enlighten me with that?? Thanks

[@chitchatwithshilpa]

Yes, you can be a Mortgage Agent and an Insurance Agent at the same time. While applying for your license, FSRA will ask you to declare if you have any other license too.

[@meemee7637]

Is this course difficult?? Are you going to give exam online or in written form in the college??

[@rohanutep81]

Not very much if you study

[@deeptidawar4432]

Kindly suggest some businesses too.

[@shabnamrahman2436]

True covid has taught me a lot .

[@chitchatwithshilpa]

Covid has taught everyone something...

[@AC-pz3wd]

Very good going .... keep up Amit-Shilpa :) !!

[@chitchatwithshilpa]

Thank you so much...

[@nitasolanki2762]

Very nice information

[@sami9810]

I guess every day 1k subscriber badh rahe hain aap ke channel ke.. congratulations for the increasing subscribers..

[@chitchatwithshilpa]

All coz of viewers' support..Thank u so much..

[@lucyoci]

Hi Shilpa..thanks a lot for the information. Plz do suggest other short term courses / options as well other than Real Estate agents.

[@chitchatwithshilpa]

Sure, next video on this..promise..

[@jiya5423]

What mortgage basicaly means and what is the salary?

[@rohanutep81]

No salary if you work for broker commission based income