Thanks a bunch. I've been reading through dozens of articles talking about emergency funds, so a lot of the things mentioned here were familiar. But this essay allowed me to organize all that data in a cohesive manner. 👍
@keerthi3086 Жыл бұрын
Thanks. I have tiered my emergency funds that can cover up to 2 year of expenses as follows: Savings Account, Liquid Funds, Money market Funds, Arbitrage Funds, Conservative Hybrid Funds, Multi-Asset Funds, Index Fund. The last two takes on risk but would be the last to go to for emergency.
@kaustavsaha98424 ай бұрын
1. Savings account - with sweep in. 2. Corporate Debt Funds 3. Liquid Funds
@vishaldubey2 Жыл бұрын
Fun fact :- most of the viewers have no fund for fullfilling their wants and see the video of emergency fund.
@rjarora Жыл бұрын
How can you claim this? Are you an all-knowing God?
@dhavalkushal2070 Жыл бұрын
Ha😂
@anujbajpai19 Жыл бұрын
Not so fun fact for u : Stop assuming things, everybody is not like u 😂
@SauravDocs Жыл бұрын
Fun fact :- Everyone is not you and that's why you are living a toxic life
@amitsrivastav3902 Жыл бұрын
That's true for me😢
@JackSordakaPVS Жыл бұрын
Thank you so much for this information, Groww. I wish I had this knowledge 4 years ago... 🙏🏼🙏🏼🙏🏼
@rohitmule3629 Жыл бұрын
I suggest keep at least 5% money as cash in order to compensate for cash conversation issues with liquid fund.
@Groww Жыл бұрын
Emergency fund sheet (Go to File --> Make a copy --> Edit the new sheet as per your numbers): docs.google.com/spreadsheets/d/1bqeNnTrMrEpCewwjMWPnjVol7Hcr5tJajgKk71JJUOM/edit#gid=0
@metallicsigma3 ай бұрын
is instant liquid fund redemption possible on groww?
@gaurangibhatt654 Жыл бұрын
Its a very very imp topic.. Background music should not b there
@harmanvirk5777 Жыл бұрын
I will create my emergency 🆘 fund now, Thank you mam for this information ❤
@chhavikantsingh8 ай бұрын
I lost my job during pandemic in march 2020 and I had only 5k in my back account post that i was job less for next 9 months and fast forward to 2023 I bought my own house ... Have 10 stocks worth 10 Lakhs & mutual funds of 5 Lakhs ... On top of that I have build emergency fund of 12 months of my expenses... I build it using equity booked profits from few stocks and kept of rebuying the stocks at later stage but one thing is for sure you have to have that discipline for multiple years or months...to get this you won't get this over night of just by watching videos
@subhankarghoshiim Жыл бұрын
Anu also need to buy gifts for Diwali and book flight tickets to visit hometown. That additional 60k is gone now 😢
@ashutoshgupta32125 күн бұрын
Thankyou for such valuable inputs on where to park emergency fun. You guys are doing great job..😊😊
@amolpatil1071 Жыл бұрын
Very good video and cleared everything on emergency fund. Thank you
@iSohitSharma Жыл бұрын
The video all about agar Yeh agar woh!! Agar festival Mein Rs.10000 mil jaaye. Agar Rs.50000 bonus mil jaaye. Agar life itni Agar se chalti toh Emergency Fund ki shayad zarurat hi na pade. Kyunki Agar Mein Kabhi bimar na padu. Agar meri job kabhi layoff na kare. I do admit we should have Emergency Funds but I was watching this video to get a better way of saving funds. Not dependent on Agar!!!!
@ajmulsarkar5606 Жыл бұрын
I'm manage my emergency fund combine method. Like auto sweep saving Account+ Liquid direct fund.
@SkIbrahim-zp7yy4 ай бұрын
Thanks for valuable knowledge
@vijaykandpal9777 Жыл бұрын
Bhut hard calculation hai... Iska liya excel sheet ko jurut hoti hai... Thanks a lot mam
@hsp8110 Жыл бұрын
thxu for instant motivation, I really appreciate.. long live..
@gtech27985 ай бұрын
You are A rising Star ⭐️ on grow channel ❤
@1998MA Жыл бұрын
This performance linked bonus must be implemented for Central Government employees also, some work so religiously and some just lazy as sloth, but year end both will get same. If implemented our government office will function more efficiently than before
@ashimsarkar6565 Жыл бұрын
It's too much important for all of us... Thanks a lot mam... Very informative about emergency fund..✅️
@vivekvs1992 Жыл бұрын
The idea of sweep in is nice but may not be activated all the time. Won't putting in multiple smaller fds help in a similar way?
@krunalshah8885 ай бұрын
Very nice 👌video
@sauravnath459 Жыл бұрын
thnku mem such a valuable information... ❤❤
@MasterMohitKumar6 ай бұрын
good thank you
@Vishal2005. Жыл бұрын
Thank you so much mam for information
@vipulchauhan3377 Жыл бұрын
Excellent information
@ranjeetoberoi7040 Жыл бұрын
Very smart and simple advice Thank you
@sachinvlogs2155 Жыл бұрын
Thank you
@pankajonair Жыл бұрын
Very good valuable information. 👌💯 Your speaking skills are very good. Your ❤voice is beautiful. And well explained. ❤✌️
@naveenpharswan4123 Жыл бұрын
Awesome video. Nice suggestion. 😎👌👍
@milindkhadse55610 ай бұрын
Helpful information
@Biru47 Жыл бұрын
Thank you mem......
@Saurabh011012 Жыл бұрын
Nice information madam
@arupdas4587 Жыл бұрын
Very good
@abhijitsingha6468 Жыл бұрын
Bahot sudar trike se aapne samjhaya. aapki bolbe ki skills Bahot a66a hai. Thank you Aleena mam❤
@vivekdesu6603 Жыл бұрын
Very nice video
@adnanshaikh810 Жыл бұрын
Saving account is Good Suggestment.
@SukrutHassamanis Жыл бұрын
❤🎉 Great video...study done was really helpful.
@newcreativejuber212811 ай бұрын
Thanks aelina ji 😊
@jhabruthecat4418 Жыл бұрын
Informative video.
@abhinavbanthiya1551 Жыл бұрын
Great video Mam
@saurabhawasthi4318Ай бұрын
3 months of expenses currently & building slowly.
@babahimachali Жыл бұрын
You didn’t mention about taxation. Debt funds will be taxed as per your tax slab so be careful when investing in such funds.
@user-pg8om8wt4h7 ай бұрын
Very nice information
@user-pg8om8wt4h7 ай бұрын
My salary is 28000 how can I do emergency fund
@therealeditsking33657 ай бұрын
Is video me full detail me pta chala ke ha emergency fund kya or kyu or kaise , sub pta chal gya bus ab is information ko apne emergency fund create karne me lgana hoga
@shaikrafi161410 ай бұрын
Thank You Alina mam
@shabbirbagawan7013 Жыл бұрын
Thank You Madam 😊
@pragati_finance7738 Жыл бұрын
First of all thank you for educating on emergency fund. I basically park my emergency fund on liquid P2P landing like 12%club, trade crade etc. I have accumulated 6 months emergency fund.
@kunalahuja4393 Жыл бұрын
These seem to be risky as opposed to alternatives available especially for an emergency fund
@kingshukdas2727 Жыл бұрын
Yeto operater lagraha hey!!!
@siddheshk6943 Жыл бұрын
Putting all your emergency fund in P2P is exactly opposite what you should be doing mate
@yashovarpurohit9242 Жыл бұрын
Ye common retailers ke leye bhit risky ha
@marcolaik Жыл бұрын
Sorry but that’s a dangerous game you are playing mate
@manjaysahu6903 Жыл бұрын
Thankyou so much ma'am
@praveendubey33954 ай бұрын
Outstanding video jay hind
@anoshgaware16 Жыл бұрын
👍🏻👍🏻👍🏻👍🏻👍🏻🌹🌹🌹👌🏻👌🏻👌🏻👌🏻👌🏻👌🏻 Nice.... Aleena....Mam
@rohanroyroy3883 Жыл бұрын
Very good information😊🙏
@PSfulance Жыл бұрын
Very nice
@Techtimeing Жыл бұрын
Thanks 🙏
@negi.sachin87 Жыл бұрын
Thanks.... much needed this.,,, but i think saving account with fix deposits are not that good option
@prakashkhandelwal3959 Жыл бұрын
Very nice video 👍
@junkabcjunk4 ай бұрын
I think you should consider removing or lowering more the background music, that is more distraction than being helpful in driving your point home.
@13iam_ravi Жыл бұрын
What about ELSS MF to keep emergency fund..i started in oct 2019 with 20% of my salary and keep invested till oct 2021 in mirai asset elss. Today it has given me good return on my invested amount and as per current value it is my 20 month Emergengy fund and it will still go upside.
@tushardlv5 Жыл бұрын
You are just lucky Because you invested before and during covid pandemic.... So your returns must be High
@bluepurplepink7 ай бұрын
ELSS MF are not good for emergency fund because of the 3 year lock in. Ideally an FD or Liquid/Debt Fund is better. Or you can also mix in some gold to diversify your emergency fund. The crucial thing is that it should not be too complicated and almost instantly redeemable. Plus it should survive through a severe recession like 2008 or COVID
@ankitgambhir647 Жыл бұрын
Nice video
@pradyumnverma7114 Жыл бұрын
Thanks Groww, Thanks Aleena… Very Informative…
@dharmendravavliya Жыл бұрын
Jabardast
@AmanKumar-ig8je Жыл бұрын
❤❤❤ excellent
@Stocksamrat Жыл бұрын
So nice
@vishnukantvishnukant3044 Жыл бұрын
NPS Tier II also have better liquidity and bond option.
@aniketmodak488 Жыл бұрын
Monthly Income Plan also can help.
@TheBankerrajendra Жыл бұрын
FD which should be short in period and they are high in returns
@anshulbisht85 Жыл бұрын
Paytm fd
@KunalShah-ch1vl Жыл бұрын
Kotak bank 180 days fd
@worldfootballarena4614 Жыл бұрын
But why is the lady talking in a sexy tone when talking about Emergency Fund?
@arupkrbasak3133 Жыл бұрын
You ll success 💪
@KunalShah-ch1vl Жыл бұрын
Some funds can be even moved to FDs and can be broken in case of emergency
@sanketnegi1 Жыл бұрын
Sweep in provides this facility that too with better liquidity
@KunalShah-ch1vl Жыл бұрын
@@sanketnegi1 yes. Activated kotak activ money with kotak811 account. Really good
@agnivdey Жыл бұрын
Liquid Funds and Bank FDs is what I prefer.
@commercespot1763 Жыл бұрын
Groww hame grow kra kr hi rhega
@yashmodi8026 Жыл бұрын
maam what if i can invest in gold in emergency fund. nice video
@hakim59393 ай бұрын
Caution: Don't put your emergency fund money in Corporate Bond or Banking and PSUs because they are slightly volatile in nature instead put it in Floater funds they are not only less volatile than bonds and PSUs but also their returns are better than them.
@sudhirverma5929 Жыл бұрын
How to invest in corporate debt fund & liquid fund????
@nobuffer-indef5 ай бұрын
50% sweep in, 25% arbitrage and 25% aggressive hybrid funds for me
@Sankusau Жыл бұрын
✌️♥️✌️
@abhijeetmore6369 Жыл бұрын
Fd municipal bonds& corporate bonds
@saurabhawasthi4318Ай бұрын
Bank Fd is the best instrument for emergency fund. You will get money in seconds.
@withroni42 Жыл бұрын
Share bhi kar diya
@dhruvkapadiya20836 ай бұрын
What about inflation??? And best option to invest is purchasing gold.. price will grow with time and also it is highly liquid. After six/12 months time a person can have a good emergency fund so gold is way better...
@pratikshah57902 ай бұрын
SGB??
@abhinavsingh30455 ай бұрын
Hey what if I want to withdraw my money from a liquid fund on the 100th day. How does that work? Can we do that?
@manapatirohit6798 Жыл бұрын
😅😅😅😅how can u buy groceries for just 3000 at the time where inflation is sky rocketing
@rohithkumar3480 Жыл бұрын
Single person 3000 ?
@savitayadav2190 Жыл бұрын
Didi meri age abhi 23 hai aur Meine apna emergency fund bna Liya hai 1 year ka Rs3,00,000 ab jo mein aage earn karoongi uska kya karna hai
@prita7936 Жыл бұрын
Pls cover Patanjali Foods.
@vishalpendor6336 Жыл бұрын
Liquid fund is the best option
@shubhamsawarkar39 Жыл бұрын
Please suggest best liquid fund and corporate debt fund
@pulakverma16706 ай бұрын
I kept things SIMPLE with FD 😜 + Credit card 🧐
@neena775 Жыл бұрын
What about fd
@prashantingle3253 Жыл бұрын
👍☺️❤️
@24381498 Жыл бұрын
How would be saving the emergency fund in ULIP?
@JoeRoot369 Жыл бұрын
Annual bones kisi ko nahi milta garmi log ke bare main bataya karo
@imranansari6066 Жыл бұрын
❤
@sbhargav-dp2lh Жыл бұрын
How about to keep 100% in FD Now ICICI is offering 7.5% in FD
@religionofpeace7823 ай бұрын
😂😂😂 Inflation kitna hai?
@ayushtherealhero08 Жыл бұрын
What about FD?
@user-so1vt2eg8l Жыл бұрын
10000 festival gift😄😄
@8_by_8_battleground Жыл бұрын
NPS ka T2 to hai na ek option to park emergency funds? No lock-in, withdrawal bhi ho jaata hai jaldi se, achcha return bhi generate hoga, and if necessary, units can be converted to T1 as well. Am I missing anything?
@asutoshghanto3419 Жыл бұрын
tax
@8_by_8_battleground Жыл бұрын
@@asutoshghanto3419 Agar Emergency aaye to hi tax dena hoga na. Because you'll only redeem the units in case of emergency? And to reduce the tax liability, jitna necessary hai utna hi redeem kar sakte hai na?