How To BUILD Your Credit Score From ZERO!

  Рет қаралды 33,948

Naam Wynn

Naam Wynn

Күн бұрын

Пікірлер: 55
@NaamWynn
@NaamWynn 4 жыл бұрын
❤️ If you find my content helpful, become a channel member and SUBSCRIBE! 😎 - bit.ly/332QAtI 👇 👇 Watch My Other Credit Card Videos Here 👇 👇 5 Credit Cards That Won't REJECT You! (Instant Approval) kzbin.info/www/bejne/rH7HgJJqqsmYbZI When To Pay Credit Card Bill (INCREASE CREDIT SCORE!) kzbin.info/www/bejne/jZKskpaPh7V3eKc 4 Ways to Increase Your Credit Limit (2020) kzbin.info/www/bejne/m4S6mYuai9RsbpI
@lubang444
@lubang444 3 жыл бұрын
Really needed this video as a 18 year old who hopes to have a great financial future . Thanks alot Naam.
@Projectcharles
@Projectcharles 3 жыл бұрын
We got this broski 💪
@OM4Rx
@OM4Rx 2 жыл бұрын
@@Projectcharles Yall are way ahead of the curb bros! I’m 23 and barely starting my credit journey I have a score of zero so yeah
@Projectcharles
@Projectcharles 2 жыл бұрын
@@OM4Rx hey! Better now than never 🤘
@OM4Rx
@OM4Rx 2 жыл бұрын
@@Projectcharles Yessir!
@k2a2l2
@k2a2l2 2 жыл бұрын
@@OM4Rx same here, feel dumb for not getting one but i just never needed one, better now than later though!
@Cfg-gr8kv
@Cfg-gr8kv 4 жыл бұрын
I like how you talk and teach I’ve used your advice and slowly going up thanks
@DewTime
@DewTime 4 жыл бұрын
Great tips man, especially about the authorized user. I made a similar point in my video about recovering from charge offs.
@chegilmour3547
@chegilmour3547 4 жыл бұрын
I was trying to get some help on a credit repair forum about how to repair my credit report and how i could get a tech expert to help me clear my credit card and personal loan debt, That was how I came across Credit patchup LLC who saved me from many years of debts and helped me boost my credit score to an excellent result of 801 , he also helped me retrieve my Stolen Bitcoins. Don't let me speak much about him! try him and let his services speak for him. contacted him on his private mail: [Jon@creditpatchup.com]
@Chaotic_Warpath
@Chaotic_Warpath 2 жыл бұрын
Great Video! I have watched many videos from you to and others, made notes and even plans... I can say that over a year now of building and repairing my credit, I have finally made it to the +700 club. Now I have even shared your videos to other Military friends of mine to help them out and give advice when needed... thanks to you and other youtubers I am doing alot better.
@gorillashop337
@gorillashop337 Жыл бұрын
I’m going try the secure cc method
@Greatness09366
@Greatness09366 2 жыл бұрын
This is the most helpful video I've ever seen thank you Naam
@ChaddyChadLetsGetIt
@ChaddyChadLetsGetIt 3 жыл бұрын
Nice work brother! 👍🏼
@NaamWynn
@NaamWynn 3 жыл бұрын
Thanks 👍
@euge.sosa.b
@euge.sosa.b 2 жыл бұрын
Question: is it ok to pay your bill early or should it be paid on the due date (my boyfriend insists on the latter), also what happens if you don't use the card at all?
@ingenieroartesano
@ingenieroartesano 2 жыл бұрын
He literally said it st the beginning...
@JakeBroe
@JakeBroe 4 жыл бұрын
It's over 9000!!!
@NaamWynn
@NaamWynn 4 жыл бұрын
Haha
@peterhodge3369
@peterhodge3369 4 жыл бұрын
A bad credit score has also cost me in extra rent costs (and extra deposits), extra in cell phone bills, insurance, and deposits for bills. I've FINALLY gotten my score up to 800+ with the help of {Jon@creditpatchup.com} . Unfortunately those late/missed payments have really hurt me. Credit cards weren't my problem...it's all student loans and others but . finance cleared it all, thank you {Jon@creditpatchup.com} ....
@hongfoote4159
@hongfoote4159 4 жыл бұрын
Thanks for video 👍🏻
@allygaretzka2323
@allygaretzka2323 3 жыл бұрын
What do y’all recommend for starters? Or suggest I do. I have zero credit & I’m a Chase Member. Should I take out one with Chase? Done little research. Any feedback’s greatly appreciated. Thank you!
@NaamWynn
@NaamWynn 3 жыл бұрын
I think starting out with Chase would be your best bet.
@bigcee6374
@bigcee6374 4 жыл бұрын
great video learned alot
@NaamWynn
@NaamWynn 4 жыл бұрын
Glad to hear it!
@ricky433
@ricky433 2 жыл бұрын
Thank you for this video!!!!
@bnice4629
@bnice4629 3 жыл бұрын
I owe 1400 On a Credit card , how much should I pay on it each month . To build my credit
@NaamWynn
@NaamWynn 3 жыл бұрын
Pay as much as possible sooner than later
@ashtonpryor8979
@ashtonpryor8979 2 жыл бұрын
Pay it all off. Never carry a balance. Auto pay full balance every month.
@jobiegandy1021
@jobiegandy1021 2 жыл бұрын
Always pay more than the minimum
@carltonnewman269
@carltonnewman269 Жыл бұрын
I need to know. How long it takes to build if I get more cc and properly use will it rise faster
@mathssiah8954
@mathssiah8954 3 жыл бұрын
If I become an authorized user of someone else's credit and my credit is built pretty high, would my credit score be affected If I decided to disjoin from being an authorized user? For example, I have no score right now. It's zero. When I join someone else's credit who has a good credit history, my score jumps up to let's say 750 within a period of time. Since now my score is 750, could I stop wanting to be an authorized user of that person's credit and my score remain 750?
@tunjitunde9617
@tunjitunde9617 3 жыл бұрын
I just started building my own card,i started with $500;i left a debt of $30 for this month should pay everything or should I leave it and pay in second month!!!
@ashtonpryor8979
@ashtonpryor8979 2 жыл бұрын
Pay it all. Never carry a balance. Auto pay the entire balance every month.
@erickbermudezarroyo8454
@erickbermudezarroyo8454 2 жыл бұрын
I have a question I applied for the Discover it secured about a week ago and I didn’t know I could get added as a authorized user. Saying that does that mean if I get added as a authorized user will that affect my credit score negatively then bounce back? Or will it affect my parents credit score?
@lisetelilubinda3025
@lisetelilubinda3025 2 жыл бұрын
Thank you.
@Thebluediamoundvision831
@Thebluediamoundvision831 3 жыл бұрын
What if I have no credit at all and decides to get on an authorized user plan with someone who has a credit. If this person default in paying their credit card will it also affect me as an authorized user? Thanks for your answer. Appreciate
@hersey8010
@hersey8010 3 жыл бұрын
wake of prescribing this clasp to gain proficiency with some information about credit....
@victoriamalova1775
@victoriamalova1775 2 жыл бұрын
I’m new to the country and have no credit score at all, first thing I did was applying for a credit car at my bank where I have an account for the last year, but I got denied. So what do I do next? Secured credit card? Where can I get it?
@NotSObored188
@NotSObored188 2 жыл бұрын
Or Walmart c cc I got approved with no credit history
@boseo8167
@boseo8167 3 жыл бұрын
I have credit one cc how can I get out of that cc, its only two month old history please help....
@presidualist4587
@presidualist4587 Жыл бұрын
Credit card fir sure
@beatriz7064
@beatriz7064 2 жыл бұрын
If I pay a 2000 dollar credit card in full will my credit score go up.
@destiny-daily7044
@destiny-daily7044 2 жыл бұрын
how long does it take to get a credit score
@Hiersom03
@Hiersom03 2 жыл бұрын
Did u find out? Bc I’m still wondering this
@destiny-daily7044
@destiny-daily7044 2 жыл бұрын
@@Hiersom03 yes i applied for a loan and it took about 5 months for me to get a credit score
@michaelswami
@michaelswami 3 жыл бұрын
I would only co-sign a car loan with one of my children. Otherwise, you have hit on a great way to destroy a friendship.
@camplifemurda
@camplifemurda 2 жыл бұрын
I hate living in America smh
@colbyperdue3927
@colbyperdue3927 3 жыл бұрын
balls
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