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@lubang4443 жыл бұрын
Really needed this video as a 18 year old who hopes to have a great financial future . Thanks alot Naam.
@Projectcharles3 жыл бұрын
We got this broski 💪
@OM4Rx2 жыл бұрын
@@Projectcharles Yall are way ahead of the curb bros! I’m 23 and barely starting my credit journey I have a score of zero so yeah
@Projectcharles2 жыл бұрын
@@OM4Rx hey! Better now than never 🤘
@OM4Rx2 жыл бұрын
@@Projectcharles Yessir!
@k2a2l22 жыл бұрын
@@OM4Rx same here, feel dumb for not getting one but i just never needed one, better now than later though!
@Cfg-gr8kv4 жыл бұрын
I like how you talk and teach I’ve used your advice and slowly going up thanks
@DewTime4 жыл бұрын
Great tips man, especially about the authorized user. I made a similar point in my video about recovering from charge offs.
@chegilmour35474 жыл бұрын
I was trying to get some help on a credit repair forum about how to repair my credit report and how i could get a tech expert to help me clear my credit card and personal loan debt, That was how I came across Credit patchup LLC who saved me from many years of debts and helped me boost my credit score to an excellent result of 801 , he also helped me retrieve my Stolen Bitcoins. Don't let me speak much about him! try him and let his services speak for him. contacted him on his private mail: [Jon@creditpatchup.com]
@Chaotic_Warpath2 жыл бұрын
Great Video! I have watched many videos from you to and others, made notes and even plans... I can say that over a year now of building and repairing my credit, I have finally made it to the +700 club. Now I have even shared your videos to other Military friends of mine to help them out and give advice when needed... thanks to you and other youtubers I am doing alot better.
@gorillashop337 Жыл бұрын
I’m going try the secure cc method
@Greatness093662 жыл бұрын
This is the most helpful video I've ever seen thank you Naam
@ChaddyChadLetsGetIt3 жыл бұрын
Nice work brother! 👍🏼
@NaamWynn3 жыл бұрын
Thanks 👍
@euge.sosa.b2 жыл бұрын
Question: is it ok to pay your bill early or should it be paid on the due date (my boyfriend insists on the latter), also what happens if you don't use the card at all?
@ingenieroartesano2 жыл бұрын
He literally said it st the beginning...
@JakeBroe4 жыл бұрын
It's over 9000!!!
@NaamWynn4 жыл бұрын
Haha
@peterhodge33694 жыл бұрын
A bad credit score has also cost me in extra rent costs (and extra deposits), extra in cell phone bills, insurance, and deposits for bills. I've FINALLY gotten my score up to 800+ with the help of {Jon@creditpatchup.com} . Unfortunately those late/missed payments have really hurt me. Credit cards weren't my problem...it's all student loans and others but . finance cleared it all, thank you {Jon@creditpatchup.com} ....
@hongfoote41594 жыл бұрын
Thanks for video 👍🏻
@allygaretzka23233 жыл бұрын
What do y’all recommend for starters? Or suggest I do. I have zero credit & I’m a Chase Member. Should I take out one with Chase? Done little research. Any feedback’s greatly appreciated. Thank you!
@NaamWynn3 жыл бұрын
I think starting out with Chase would be your best bet.
@bigcee63744 жыл бұрын
great video learned alot
@NaamWynn4 жыл бұрын
Glad to hear it!
@ricky4332 жыл бұрын
Thank you for this video!!!!
@bnice46293 жыл бұрын
I owe 1400 On a Credit card , how much should I pay on it each month . To build my credit
@NaamWynn3 жыл бұрын
Pay as much as possible sooner than later
@ashtonpryor89792 жыл бұрын
Pay it all off. Never carry a balance. Auto pay full balance every month.
@jobiegandy10212 жыл бұрын
Always pay more than the minimum
@carltonnewman269 Жыл бұрын
I need to know. How long it takes to build if I get more cc and properly use will it rise faster
@mathssiah89543 жыл бұрын
If I become an authorized user of someone else's credit and my credit is built pretty high, would my credit score be affected If I decided to disjoin from being an authorized user? For example, I have no score right now. It's zero. When I join someone else's credit who has a good credit history, my score jumps up to let's say 750 within a period of time. Since now my score is 750, could I stop wanting to be an authorized user of that person's credit and my score remain 750?
@tunjitunde96173 жыл бұрын
I just started building my own card,i started with $500;i left a debt of $30 for this month should pay everything or should I leave it and pay in second month!!!
@ashtonpryor89792 жыл бұрын
Pay it all. Never carry a balance. Auto pay the entire balance every month.
@erickbermudezarroyo84542 жыл бұрын
I have a question I applied for the Discover it secured about a week ago and I didn’t know I could get added as a authorized user. Saying that does that mean if I get added as a authorized user will that affect my credit score negatively then bounce back? Or will it affect my parents credit score?
@lisetelilubinda30252 жыл бұрын
Thank you.
@Thebluediamoundvision8313 жыл бұрын
What if I have no credit at all and decides to get on an authorized user plan with someone who has a credit. If this person default in paying their credit card will it also affect me as an authorized user? Thanks for your answer. Appreciate
@hersey80103 жыл бұрын
wake of prescribing this clasp to gain proficiency with some information about credit....
@victoriamalova17752 жыл бұрын
I’m new to the country and have no credit score at all, first thing I did was applying for a credit car at my bank where I have an account for the last year, but I got denied. So what do I do next? Secured credit card? Where can I get it?
@NotSObored1882 жыл бұрын
Or Walmart c cc I got approved with no credit history
@boseo81673 жыл бұрын
I have credit one cc how can I get out of that cc, its only two month old history please help....
@presidualist4587 Жыл бұрын
Credit card fir sure
@beatriz70642 жыл бұрын
If I pay a 2000 dollar credit card in full will my credit score go up.
@destiny-daily70442 жыл бұрын
how long does it take to get a credit score
@Hiersom032 жыл бұрын
Did u find out? Bc I’m still wondering this
@destiny-daily70442 жыл бұрын
@@Hiersom03 yes i applied for a loan and it took about 5 months for me to get a credit score
@michaelswami3 жыл бұрын
I would only co-sign a car loan with one of my children. Otherwise, you have hit on a great way to destroy a friendship.