Major misrepresentation at start of the video. You actually CAN by a car in the UK regardless of who you are, if you buy in cash. £1000 will get you an ok car which will easily last you a couple of years.
@ajaynairexperience8239 Жыл бұрын
Hi Ashika, based on my experience, car finance is very difficult if one is a UK resident with less than 3 years. Most credit brokers / banks will not entertain your application even if you have an excellent credit score and rest may offer you at an exorbitant APR of over 18%.
@AbsolutelyAshika Жыл бұрын
Hi Ajay, you're right. Thankfully we fund these options.
@jesupraveen7142 жыл бұрын
I tried via auto trader and every finance brokers saying should be live here for 3 years…any option?
@jaisonjames25682 жыл бұрын
We are trying hard for a car but keep denying finance because of credit issue
@abimh88 Жыл бұрын
The information you need is at 7:20
@deyabhijit2 жыл бұрын
Hi Ashika, great info. How about Toyota? Do they offer Finance to new residents of UK?
@t.a.m7292 жыл бұрын
Same question lol
@steppingstone9295 Жыл бұрын
😊
@josemish18799 ай бұрын
Other information may be useful but you ou don't get car finance until you have 3 years location history. You also won't get car loans until you provide more than a year employment history. You can however buy with cash payment or based on personal agreement with seller but car financing won't be considered with meeting those criterion
@AbsolutelyAshika9 ай бұрын
Not really. We got car financing despite being in the UK for only 6 months.
@josemish18799 ай бұрын
For real? Please how?
@Anishkumar-ft4jn2 жыл бұрын
Very informative video. How was the BMW finance process - did it take longer or did you have to pay a higher deposit given Indian license. Also did you take your own car insurance ?
@steppingstone9295 Жыл бұрын
Why is she not replying
@ismailkazmi7 ай бұрын
Can you please mention which dealerships you talked to that were willing to provide financing options to individuals with little credit history?
@Usama_Awais Жыл бұрын
Where where did you mention that we can buy a car without credit score?
@tariq.hassan10 ай бұрын
Folks, below are the 4 brands which don't required credit history. BMW Skoda Seat Volkwagen
@asbat882 жыл бұрын
Very informative. Appreciate your hard work!
@AbsolutelyAshika2 жыл бұрын
Thank you for the kind words Asbat!
@spmvloggs603 Жыл бұрын
Ashika I am sorry to say. U should withdraw your video or should give more proper examples of getting car finance without minimum 3 years of credit history. I tried a lot but not even a single company is giving credit. I had tried all the four brands that you mentioned. Please elaborate on how you dealed with dealer.
@AbsolutelyAshika Жыл бұрын
Withdraw my video? Wow.
@spmvloggs603 Жыл бұрын
@@AbsolutelyAshika else prove it then I will comment for.
@shalin54 Жыл бұрын
You can choose directly from the car showroom - pre approved used. VW usually gives it. Only 6 months pay slips are needed.
@spmvloggs603 Жыл бұрын
Oh really, which dealer
@shalin54 Жыл бұрын
@@spmvloggs603 Volkswagen
@MahasenBandara Жыл бұрын
Thanks for this! I'm sure you saved me from a lot of frustration!
@AbsolutelyAshika Жыл бұрын
Glad I could help Mahasen!
@nikitadawda7094 Жыл бұрын
Can we buy car immediately after landing? Or how many days it takes
@AbsolutelyAshika Жыл бұрын
Hey there, it really depends on whether you want to buy it outright or take it out on a lease. Lease might be challenging unless you have payslips from a few months. Outright shouldn't be a challenge.
@TechTravelFinance Жыл бұрын
Do you know the process… I am trying to import my 2022 reg less than a year old car from UK to Dubai. Do you have any idea on this and converting right hand to left hand drive ?
@AbsolutelyAshika Жыл бұрын
Sorry I'm really clueless here.
@t.a.m7292 жыл бұрын
How about Toyota?
@Y_editz779 ай бұрын
Great topic Great information. Thank you so much
@emergencymedicinedoc2 жыл бұрын
Thanks for the video. Can you please tell, which type of finance the dealer will provide? PCP or HP? Thanks.
@AbsolutelyAshika2 жыл бұрын
Hi there. It depends on the dealer. Some offer only either, some offer both.
@manishasri37277 ай бұрын
Can u suggest good housing website or any video you made on Aberdeen.
@suresha9474 Жыл бұрын
Thanks and good Information, I was in same situation as you and pretty much did the same stuff you guys did, though I got my used BMW with outright purchase because I got fed up as even PCP & HP were not the options as I had just joined my Job. You actually didn't tell of what your video was supposed to be about? Which option did the dealer OK'ed for you? PCP or HP? Because even these require a bit of bank/credit history, I was told to try after drawing at least 3 salaries (I couldn't wait 3 months🤣). I guess you had already drawn 3+ months of salary by then which gives you a FAIR credit score at the least. In this case you could have gone for Company Car lease program with a Hybrid/Electric car which additionally gives you IT/BIK benefit, 0 road tax, new tyres, full annual service, Insurance renewal, change to new car every 3 years(just drop off the old and pick up new one).
@sonakshirranwa Жыл бұрын
Hey.. can u explain what is company car lease program??
@Listicle_Universe Жыл бұрын
Which showroom did you recieve the finance option? I heard nobody is giving below 1 yr address history
@AbsolutelyAshika Жыл бұрын
BMW Taplow.
@DixonRobert2 жыл бұрын
Hey awesome video thanks for sharing this ✌️
@AbsolutelyAshika2 жыл бұрын
Thanks for watching Dixon! Hope it helped.
@ashlyalexander41082 жыл бұрын
Is it possible to share the cost of the car you bought and the model and year of the car?
@AbsolutelyAshika2 жыл бұрын
Hi Ashly. You can find all cars listed on autotrader.com
@sidkan35282 жыл бұрын
pls guide me on uk car insurance, i havnt bought a car yet,but just wish to get an approximate idea of what my insurance cost might be if i buy a car which could be worth 5000 pounds, 2lt engine plus. i am male, 39yrs, my first driving licence was in india in yr 2002 and its still with me plus i got a uk driving licence in yr 2022. i just want a guess work from you, how much could be my insurance
@AbsolutelyAshika2 жыл бұрын
Hi there. You can just check here www.comparethemarket.com
@manishasri37277 ай бұрын
Also can u suggest dealership in Aberdeen
@farwahzubair75992 жыл бұрын
Kindly update about Schooling also.
@AbsolutelyAshika2 жыл бұрын
Here you go kzbin.info/www/bejne/jGTJlXqjm6aghqM
@indikaathauda2 жыл бұрын
Did you know if Land Rover or Mercedes provides finance to new expats?
@AbsolutelyAshika2 жыл бұрын
Unfortunately not aware about this
@seekadvice6906 Жыл бұрын
Hello Ishika, lovely video and of course contents. Your presentation style, awesome! A query: can I drive my a car with Indian driving license in the first year without having international license from India?
@AbsolutelyAshika Жыл бұрын
Hi there. Its Ashika. Yes you can drive for the first year with an Indian license. You don't need an international license.
@seekadvice6906 Жыл бұрын
@@AbsolutelyAshika Thank you so much. Sorry I got your name incorrect due to auto correct keyboard option. Thanks anyway.. 😀
@Listicle_Universe2 жыл бұрын
Can an international student get finance while buying a car?
@AbsolutelyAshika2 жыл бұрын
It might be a lil tricky because you don’t have a source of income. Might be more prudent to buy a cheaper car in the interim
@priyankadas4241 Жыл бұрын
Hi Ashika. We are on the process of buying a used BMW. What is the process of insurance? Are we allowed to drive without any insurance till 1 year with Indian driving license? How to buy insurance with india driving license? Please reply .
@AbsolutelyAshika Жыл бұрын
Hi Priyanka. You can take insurance on your Indian license. It will be more expensive though.
@priyankadas4241 Жыл бұрын
Thank u very much. 🎉
@priyankadas4241 Жыл бұрын
Hi Ashika. I have provisional license for uk and i have booked theory test for 6th March. Because one of the requirement for theory test was that i need to be in uk for 180 days in last 12 months. Can i ignore this and apply for theory test before completing 6 months? How did u do it?
@Waqas_Mirza_in_Uk2 ай бұрын
Nice detailed video ❤
@AbsolutelyAshika2 ай бұрын
Glad it was helpful.
@iampraveeny2 жыл бұрын
Hi, did you get the car with UK license or you could get it on Indian/international license? Do you know if we need UK license to get the financing?
@AbsolutelyAshika2 жыл бұрын
Hi, on the Indian license. And no you don't.
@Y_editz779 ай бұрын
What about initial payment??
@drkfuture13052 жыл бұрын
I m not clear, is PCP and HP applicable for used car?
@tanvirahosan9387 Жыл бұрын
Yes
@heenasayed7880 Жыл бұрын
Hey Aashka how to buy an insurance? Online or on call an agent helps?
@AbsolutelyAshika Жыл бұрын
Hey Heena, online. Don't bother calling agents.
@oddesthooligan81492 жыл бұрын
Hiya, the video was good and it will be really helpful for newbie’s. I have completed a year in UK and got sponsorship job and I went yesterday to Curry’s to get a tv on finance, but they refused since I am new to the country and I needed to have 3 years UK living address proof even though my credit score is literally good. So can you please let me know here on in the next video how to get finance for tvs or furnitures in UK. Thanks A happy subscriber
@AbsolutelyAshika2 жыл бұрын
Heya. I'll def try! For furniture, a stop gap solution is to check facebook marketplace.
@oddesthooligan81492 жыл бұрын
I’m looking to buy everything in instalment only. Anyways looking forward for your informative video.
@spmvloggs603 Жыл бұрын
Klarna
@togetherforever63892 жыл бұрын
Nice information. Subscribed
@AbsolutelyAshika2 жыл бұрын
Thanks for the sub!
@vijaytupe56752 жыл бұрын
Great work Ashika 👍
@AbsolutelyAshika2 жыл бұрын
Thank you for the kind words Vijay!
@vijaytupe56752 жыл бұрын
@@AbsolutelyAshika Happy Women's Day to you 💐💐💐
@samyapex31962 жыл бұрын
Ashika ji.. Ap bhut sweet ho mai apke videos mute krke dekhta.. Just apke face reactions.. Like you so much.. Mai London Mai toh ni Coventry Mai but special aaaunga apse milne
@AbsolutelyAshika2 жыл бұрын
Hi Samy, meri video volume pe aur bhi acchi hai 😂. But thank you aapke support je liye. 🙏
@padhips Жыл бұрын
Hi Ashika. Great video. Very concise and clear. One question though. Would imagine that the interest rates and APR are much higher than when someone has a credit history in Uk. Can you give us a rough order of magnitude of how different it will be. I do understand that it will be tailored to personal income and circumstances, but just looking for a rough difference when compared to the option of delaying my purchase another couple of years
@Mr_Sin992 жыл бұрын
thanks for great video
@sanghamitradas42322 жыл бұрын
Hi, are you happy with your bmw? We are in the process of deciding, so your inputs is highly appreciated.
@AbsolutelyAshika2 жыл бұрын
Hi Sanghamitra, it was a very good decision. No challenges yet either with the purchase or with the usage post that. At a point, one of the lights stopped working cuz some bulb had burnt out and the company changed it themselves at no cost.
@sanghamitradas42322 жыл бұрын
Thanks Ashika, it helps.
@billiechats62132 жыл бұрын
Hii I am new to uk only one month over can I buy car in finance with 0 deposit?
@AbsolutelyAshika2 жыл бұрын
Hi, you'll need some deposit.
@bettythankachen54332 жыл бұрын
How many year old car u purchased and how much u paid??
@AbsolutelyAshika2 жыл бұрын
Hey Betty. You can find all the required info on the auto trader website or the BMW website
@sobanahmed2226 Жыл бұрын
How much do you pay for it total amount and instalment processing
@AbsolutelyAshika Жыл бұрын
Hi Soban, the amount varies depending on the car. You can check autotrader to get an idea.
@sobanahmed2226 Жыл бұрын
@@AbsolutelyAshika what’s the advance amount you paid and monthly instalment for your suv
@anandjose6033 Жыл бұрын
Hi Great video 👍
@anandjose6033 Жыл бұрын
What is the interest rate
@bettythankachen54332 жыл бұрын
It was a good information
@AbsolutelyAshika2 жыл бұрын
Thanks Betty.
@Omi2cool4ya Жыл бұрын
Good work ;)
@AbsolutelyAshika Жыл бұрын
Thank you Omkar.
@uk_tamilan17032 жыл бұрын
Can you recommend any dealers
@AbsolutelyAshika2 жыл бұрын
Def recommend BMW in Taplow. Def don’t recommend Škoda in Slough
@edwinpraysforpeace Жыл бұрын
Can you give me the contact of BMW dealership?
@AbsolutelyAshika Жыл бұрын
Hi you can google which dealership sells BMWs near you. In my case its Sytner.
@hariprasadpillala1768 Жыл бұрын
Great information - appreciate your patience to explain
@AbsolutelyAshika Жыл бұрын
Glad it was helpful Hari
@jineshjosepthomas43352 жыл бұрын
Hi Want to talk to you Is that possible?
@AbsolutelyAshika2 жыл бұрын
Hi Jinesh, you can drop me a message on Instagram.