How to buy a House in the West without Interest (Riba)? - Dr Zakir Naik

[@abyyman1671]

I'm from Sweden it's almost impossible to buy a house without riba. I'm young so I don't think about buying house yet but I will have to save for over 20 years to buy a good house. That's a lot of time but I think it's better with patience. Inshallah Allah will make it easy on us.

[@ikramshaikh4085]

Then how will you buy...from bank.. You have to take loan?

[@ennkhaan]

Stay strong brother. Doing the same.. maybe let go of a house in dunaiya and make many houses in Jannah

[@MrAbdulHaque]

Those that don't buy their main house even with an interest based mortgage, where are they living, on the streets? Paying rent I'm afraid you're most likely supporting something financially corrupted like interest.

[@kukakohan3136]

@Loki Loki they hate western countries but love the benefits

[@abyyman1671]

@@ennkhaan insha'Allah brother

[@Yoemer94]

May Allah forgive us all and grant us all Jannatul-Firdaus. Ameen

[@OmerAftab72]

Ameen

[@insightinfinitum_]

Ameen

[@aminaroba6154]

ameen

[@simonal2049]

Idk, I heard most islamic banks take loans from freddie mac and fannie mae.

[@PhrithinKerr]

We as Allah's noble creations live in a linear timeline. That is the extent of our intelligence so far as bestowed upon by Allah. However, this linear time is our point of reference (this is all we got!!) to measure our existence in this life. For us, we understand there is a past, present and then the future. However, this concept of timeline does not and should not exist in the higher realm(whatever that is). Hence Allah the all knowing forgiving any of us in the "future" has absolutely no impact on any of us going to Jannat or Jahannam. If we believe in the popular religious nonsense then it should also makes sense that we are just going through preplanned absolute path. You can't have it both ways. Whatever we do in this world does nothing to change the fate of human beings. People who were gonna end up in hell will end up in hell because they are gonna do everything as per Allah's will to end up not in Jannat. If this argument is not true then somehow Allah the all knowing refrains himself from knowing the fate of his noble creations. That seems very inefficient and illogical even with my simplistic rudimentary thinking.

[@ibadurRahmanStudio]

May ALLAH protect us From Riba I invite everyone for beneficial reminders

[@LofiQuranStudio1]

kzbin.info/www/bejne/gonPd5hmmq-nf8k

[@ibadurRahmanStudio]

@@LofiQuranStudio1 ma sha ALLAH very good channel ALHAMDULILLAH

[@ranjansamant9841]

I'm 18 and a hidden convert and i don't think it'll be possible for me to buy a house without interest. That to when I'll grow up I'll be working as a chartered accountant in a conventional bank because my hindu parents won't let me work in an islamic bank. Will be trouble. I'll have to get a house before they set my marriage with a Hindu girl. Please pray for me

[@maryyasaeed3190]

Allah will make it easy for you ! InshaaAllah. He knows your heart

[@Siriuslyyy]

SubhanAllah dear brother don't think like that, Allah is on your side now!! Talk to Allah, He will make way for you. Wow you reverted to Islam in secrecy Allah musst love you sooooooooooooo much!!!!

[@zeerakahmad6022]

Brother May Allah ease your problems and bless you for your struggle. Aameen!

[@mustafeabdi8483]

May Allah protect you bro

[@RR-nx7tc]

Brother, reach out if you need a chat. Here if needed InshaAllaah. Allaah make it easy on you. Aameen

[@bdnewsfatima5909]

Dr. Zakir Naik is a blessing of Allah for our Muslims. Alhamdulillah

[@Moment.Of.Thinking]

*Today, the biggest problem in the economy is the Riba. But this world doesn't want to give up the riba.* *Where is the logic ? Saytan is playing with our economy and we are still sleeping. 😥😥* (You can come for watchingg heart touching and motivating islamic reminders ❤🕋☝️)

[@123Ambarish]

Can a non-muslim take riba free loan from an Islamic Bank?

[@SOMEONE-eq5bu]

123Ambarish i think you can

[@123Ambarish]

If am a salaried employee, I have to give a part of my salary in lieu of repayment?

[@golamaref1935]

@@123Ambarish yes

[@azee6532]

​@@123Ambarish islamic banks don't offer riba free loan. They also take loan from conventional banks and term the loan as fee which is the same.

[@cocobos]

Islamic banking here, either the price jacked up, or that interest converted into service charged, so it's like no point 😅

[@AhsanHaji]

Well you want halal transaction but at the same price are comparing with haram transaction prices. Do you do this when buying halal chicken i.e check how much haram chicken is selling for?

[@ibzzyal6665]

@@SultanBarbossa the purpose of hala transaction is not to save money😅 yes it's to eliminate riba and oppression.

[@belalhossain6969]

Absolutely correct...IBs cannot fool Allah

[@endofd-d7c]

@@AhsanHaji the Islamic banks who give u the money pay riba to get u the money in the first place so I are paying other people to pay riba on your behalf

[@Troo-lm9ht]

The so called Islamic financing is the same riba with an addition of deceiving people who want to avoid it.

[@FockewulfAz]

I have been always impressed by Zakir Naik (may Allah reward him Jannat Al Firdouws), but here I disagree with his opinion in particular after doing a really long and deep research. The problem with Riba is way deeper and complicated. The reason why Riba is such a big sin, because it is technically a cancer of society. It causes housing prices going up, inflation and the worst part enslaving people. Historically US houses prices went up because of the mortgage. If nobody takes a mortgage and buy only with cash, this insane expensive housing system will never ever happen. That is how Shaytan plays with the economy. As a result, slavery system has been created, where home prices went up and hardworking people cannot afford buying a house with cash! And a Muslim has to go and take a mortgage and kind of support this haram slavery system. But for what? Just to have a house in this life? What about Akhirat? Where would you prefer to have a house, here or in Jannah??? As a Muslim we must not be a part of this haram system!!! And if you love Allah and follow all his rules you will never ever end up in the dead end. If you cannot afford a house in cash, then you need to think how to save money, how to make more money. Probably not buying iPhone every 2-3 years, not buying new premium cars, not going to restaurant every week, etc. Check how much time you spend every day on KZbin or Facebook? How much time we waste spending on our phone or watching movies? Seek knowledge and ask Allah to multiply your Rizk and knowledge. If your dua is accepted, then nothing in this world will stop you. For Allah, what we are asking is EASY. But obviously we need to work hard. If you wake up every day for Fajr, and study nonstop from Fajr to 9 am, or if you don't have a job till 3pm, after 6-9 months you will notice the difference. You will be able to find a really good job! Don't think that I am rich. I am also in your shoes, living in America and wanting to buy a house and also wanted to go with Islamic Banking. But I changed my mind and decided to buy only with cash after doing research regarding Islamic banking. I buy only used cars, buy only used mobile phones, don't waste my money for unnecessary things and Alhamdulillah, after 12 years I am very close to buy a house with cash. Of course, not luxury big house, an average house, that needs to be remodeled, may be small backyard but it will be my house with no Riba!!! And I am not going to support this haram slavery system and not going to be a slave of this system. Imagine you take mortgage for 30 years. And, for 30 years you will be a slave of this system, being afraid to lose your job and will be supporting this haram slavery system, because of which many people cannot afford the house! May Allah guide and bless you!

[@affanrizvi1164]

Extremely well said my brother

[@raptorhacker599]

It's better to just rent and invest your money on a business(not stupid stocks like a brain-dead zombie) than save all of it up and buy a house that you still will have many expenses on.

[@IamMeeksouLB]

Ma shaa Allah enlightening

[@simpleman8801]

I agree with your statement. It's the best way and 100% halal. But you forget that if you buy the house for cash you still pay the insane expensive price for a house and this holds the marketprice at the top as it is. To be fair not buying it wouldnt change much as long other people work with interests with banks and share the same market with you. Also your money looses in value over time while you save money. technically you pay way more for that house because of inflation while the others with borrowed money + interests technically pay way lesser money through inflation. this makes the gap so big. Also if you pay more for your house through inflation to buy it in cash. the banks, war or other things can drop the house price so low after you bought it. it's indeed a work of shaytan!

[@GhanYt]

With markets tumbling, inflation soaring, the Fed imposing large interest-rate hike, while treasury yields are rising rapidly-which means more red ink for portfolios this quarter. How can I profit from the current volatile market, I'm still at a crossroads deciding if to liquidate my $125k bond/stocck portfolio...

[@bahijarhafiri]

very true, I started investing before the pandemic and that same year I pulled a profit of about $600k with no prior investing experience, basically all I was doing was seeking guidance from a financial-advisor, you can be passively involved with the aid of a professional............

[@bahijarhafiri]

*Jenny Pamogas Canaya* That's my licensed Financial advisor you can easily look her up, Thank me later!...........

[@sully6453]

This is the most cringe and fake exchange of comments I have ever read on KZbin. No one click on that person’s link

[@LofiQuranStudio1]

I invite you all to listen peaceful quran recitation with different translation 😊

[@slayjay77]

Where do the so called "islamic" banks get their money from?! The monetary system is based on creating money from thin air and everyone pays riba over basically air. All islamic countries are dependent on central banks ,but Zaki Naik want us to believe that there are "islamic comunities" that do riba free loans.. Yeah right.......

[@The_Codfather]

Well said. I totally agree with you. Theres no such thing as a Islamic bank with shariah compliance. Cash price and credit price has to be the same. If credit price is more than that is riba within itself

[@AK-ff2yj]

@@The_Codfather no it’s not. If I own the property, I can sell it for higher profit wether in cash or credit as long it’s reasonable market value.

[@jaenyc263]

The central banking system monopoly is a global system and totally evil. It’s a debt based economy meant to keep the masses in bondage and in poverty. The etymology of the word “mortgage” is “death pledge”

[@HMJKS2000]

Buy your logic you can’t go shopping outside, do you think bread you buy for $1.99 costs them $1.99 to make? No. Understand what interest is and what an asset is.

[@UKCreatorClips]

Abdullah bin `Umar said, "Allah's Messenger (ﷺ) took hold of my shoulder and said, 'Be in this world as if you were a stranger or a traveler." So a traveler dont need a parmanent house to stay

[@adnanahmaderdogan4575]

اللہ اپ کو لمبی عمر دے ذاکر نائیک بھائی

[@zeekhan1910]

Cost-plus (murabaha) is what islamic banks offer which is a contract based on simple interest. Its practically same or even expensive (in some countries) than conventional lending

[@amaniqbal7903]

So true one of my cousins bought a house thru Islamic bank and the price of that house was a lot more than the conventional bank like she has to pay more to the Islamic bank than the conventional bank I don’t know why Muslims would do that it’s ridiculous for people who can’t afford a house in full price r forced to deal with stuff like tjat

[@Wyhhd]

In our country, we suspect the Islamic banks are not 100% sharia based. But, the returns are not interest, Alhamdulillah we are sure for 100%. Since, there are so much fluctuations in the returns- and the bank claims it to be profit. We trust them- as they say this. You can never understand their whole system, unless you work there. But, of course these banks are better than interest based banks. Islamic banks are taking responsibility. When you have only two options this or that. This claims- it’s halal. That clearly says- it’s haram. You should go for this. I had heard an example from an Islamic Scholar- he explained it in a good way. Suppose, you go to a restaurant ( that’s the only restaurant). They offer beef ( they claim it’s halal) and pork only. You know- the cooking process of beef might not be in the proper way ( cross contamination)and also suspect it could be haram. But, of course, you are not going to choose pork over that beef.

[@ibadurRahmanStudio]

We are subtitling their videos come

[@IslamicMission]

Love And Dua from Pakistan🤲❤️

[@haroonwhb]

Barakallahu Feekum Dr. Naik.

[@syedmaricar9946]

He guided me whenever I listened.

[@garadm.5968]

Assalamu alaykum wa rahmatullah wa barakatuh, Sheikh jaza’akallahu kheyr, I wanted to know how to submit questions to you?

[@ibadurRahmanStudio]

Come for beneficial reminders

[@halalified8903]

I invite all of you to come and listen the peaceful holy quran

[@Mo_Hamd72]

Shabir Ally of Canada is a scholar (self declared). He said it is OK to buy a house with a mortgage paying interest. Also long as you are not eating interest money, you are ok according to Shabir. According Shabir Ally (did he change his last name to make it more modern from Ali?) Quran only prohibits earning interest not giving.

[@kashmirigirl8804]

Sir u a our role model for other muslims 👍🇵🇰

[@Timeforchange001]

Assalamo Alaykum cheikh, may allah reward you for the benefit you are providing to the ouma. I just have a quick question please, I pay rent on my appartement but the amount of rent is revised each year based on the rent index in my country. Is this riba cheikh? Thank you for your help and barakalaho fik.

[@aligamil7759]

How do I ask a question for Dr. Zakir Naik

[@falsehoodvanished2165]

If there is no Islamic bank and only riba based bank available what we should do?

[@Calma190]

Rent a house and avoid riba in any way.

[@hassanacif]

A great alternative is to go with seller financing. There are many motivated sellers who want to get rid of their houses. Look for a property in distressed condition and ask your realtor to find homes with a seller financing option, ideally with 0% interest. Trust me, they can find one for you. Don't negotiate on the listing price, and try to offer a higher-than-average down payment to secure the deal. I'm confident you can find sellers like that. Just give it a try!

[@sediqofficail]

Dr Zakir is a legend ❤

[@adnanahmaderdogan4575]

ماشااللہ

[@tultultuliencanto5197]

Love form Bangladesh.

[@Veiledqalbi]

From my understanding rent to own isn't the same as mortgage or interests through the banks it's just paying rent as you would normally until you own the home you're staying in

[@mobilegameplay3128]

I would like to know about Mudarabah. is it Halal?

[@Wyhhd]

Jazak Allah Dr. Zakir

[@miraban181]

Sir, How to buy house in Kerala, India without interest ?

[@Faris-1974]

I came to Canada in 1992 now for the first time ever they introduced hallal option for home mortgages .But in those days homes where priced for 250000 now you cant but anything under a 1 000 000. who in the world is going to save that amount . Everything is expensive plus on all of it we have income taxes. which is about 38 cents on every dollar we make.

[@shimzasiddiqui6908]

How can we ask questions from Dr Naik??

[@forreal2009]

“Please read this comment sir. Please don’t skip, its important." Asalamualaikum Sir. Its your sister from Pakistan. I have been trying to look for the answer of this question for so long so please read my entire comment. Please tell me how am I supposed to ask you questions so that you make a video about it and my confusions are cleared. Hope you will see this comment and reply so that my questions about Islam are solved.

[@shabaadil]

🙄

[@supernatural_forces]

Whatsapp him to the local number. Perhaps about 50% question he take from there. Btw, may i know your questions ?

[@umayrjaved]

How Ijarah is different than Interest? I've investigated and found both almost same (principally). Ijarah is the RENTAL INCOME you pay to the bank. Also, Islamic banks charge much higher rate than conventional banks. e.g. Commbank in Australia offering = 1.99% for 2 years and then 3.31% An Islamic institution offering = 3.68% Also, if you try to save money to buy property on cash, it's nearly impossible unless you earn million dollar a year. Because the capital growth of properties are 20x higher than your average income. You WOULD NEVER BE ABLE TO SAVE MONEY TO BUY HOME IN CASH in your lifetime, practically speaking. P.S. also why would any bank or financial institute would allow you to take loan without paying them money on top (interest) whats their benefit? It doesn’t make sense how this is even possible to operate RIBA FREE in this world.

[@bradstevens1253]

Brother I think you are correct about interest, its basically iynah, which is still haram, because no one is allowed to profit, and if the banks dont assume any risk its basically haram, but if the banks pay the insurance I guess its a step in the right direction

[@Emsyaz]

@@Yunus3058 thats what Islamic banks SUPPOSE to do but some "Islamic" banks are not offering such contract. Hence, you cant really call it "Islamic"

[@gtrlife2941]

May Allah reward u and It has never sat well with me in the end this life is short and may Allah forgive us and grant us jahna there is no joy or happiness In disobedience of the creator of the heavens and earth in the end all the loans are from the same banks

[@strixgaming4271]

Ur looking at fees paid as principle look at the fundamentals u will see big difference

[@watahead91]

@@Yunus3058 yea this is correct , there a many Muslim organisations who do this you just need to really ask around and find the right people

[@SuperTehri]

May Allah forgive me. I avoid buying a house but I have a bank account which is in a RIBA based system. I work hard for my money but the company I work for uses money from a RIBA system to pay me. I stop working and sit at home, the government pay me through a RIBA based system. Why do sheikhs only focus on mortgages?

[@blackflagarmy5010]

It doesn't matter if your bank is a riba based system aslong as you don't take interest money on your savings there is no sin. Aslong as you have worked a halal job how ever they pay you is not your problem neither is it haram on you. And if you don't work and recieve benefits from the government it's still not haram on you because you haven't been involved in Riba.

[@MusaIbrahim-yp3zo]

I miss you giving public talk

[@syedsihab1363]

I live in uk , I want to buy house halal way , please help me , where I can find this bank.

[@abdulbadiajaib]

Assalamualaikum I have a question If I want to buy house in Canada if the lender is providing me mortgage it is halal if I take it from Islamic banking halal mortgage it is halal or haram

[@xunsaved6275]

aslamu alaykom. im a teenager im 18 years old i lately discovered that riba is something haram.. i discussed this with my parents (we re a muslim family) and they said that a loan from a bank with interest is necessary to buy house and it better than paying rent every single month with risk of having to leave if the one that owns the building kick us out.. i mean what they said isnt wrong it s financially reasonable but something in me bothers so much just thinking about the idea that i have to do something haram (riba) to own a house and live comfortably i was kinda happy when i heard there islamic banks but when i did more research it turns out that it s not really halal so now im stuck .. does anyone have any idea im considering going abroad after finishing my studies work and pay rent there then quit after gaining a some of money that will multiply thanks to the difference between currencies and thus owning a house and realizing my dream of lazing arround does anyone have any other suggestion that is less difficult and doesnt require going abroad

[@huzaifaasif854]

I would just say pay rent for life if you have to May Allah forgive us

[@zealwickes2111]

Masha’Allah it is refreshing to know that as an 18 year old you have researched and questioned Riba and understand the significant consequence of it in Islam even though your parents may not be fully aware, May Allah forgive us and our parents. It’s important that we try to hold onto these values, and I agree with you that Islamic shariah compliance seems to be worse here in the west or as I’ve heard just very similar and almost charging double the cost. I have been contemplating for many years whether or not to buy a house on mortgage but Alhamdulillah my mother told me to stay away. Insha’Allah I will never be tempted to buy through mortgage. It won’t be easy but with Allah’s help we will get there. May Allah give us sabr

[@thecybersecguy1]

There are other conditions such as Gharar and two contracts signing in one sitting, all of these are to be avoided also besides Riba. Pls look qt other conditions too, then it is Shariah Compliant. Please sit with your local Mashayekh in the west and ask this question from them. Jazakallahu khaira

[@milkshakes1981]

I dont get it, all those loans Islamic or not will be making a profit it seems? or do the halal one lend 100 dollars and in 10 years time will receive the same 100 dollars? or will they just pay inflation? if only pay inflation, how can one calculate that?

[@ndyrcks1]

Assalamualaikum sir, I made mistake by buying loan with riba, how to come out of it. Or if any possible banks available in chennai ?

[@faizanalikhan6764]

Islamic bank system is not allowed in India.. RBI has banned it... I too want to know the alternative..

[@khaleaqrehman4408]

Salam, My question is most of the Islamic banks have penalty charges of late payment even in ijara system, what does sharia says about this?

[@immy00]

If there are no penalties, then you can just continue to miss payments…

[@nirbaakchannel2648]

I'm from Bangladesh

[@shafiulalam5702]

Sir, I heard a hadis that Rasul (sw) said, “if you are planting a tree and the Qiamat starts, still you finish the plantation “. is it right? Please clarify.

[@Lexcepcion]

Yes

[@truthseeker3740]

(Cost + service charge)/number of instalments is nothing other than higher purchase which is also nothing other than what we call flat interest rate loan. Now if the number of instalment = 1, the entire transaction becomes a conventional fixed deposit! To confuse fools like me, you then throw in an object such as a car or a house in between lending and borrowing to make it “halal”. I think something very important is missing here - the spirit of the law. Sharia without the spirit is just like an empty vessel, nothing more.

[@Emsyaz]

Higher purchase is not haram. If the contract states that the Bank will be buying the house for you, and you have to buy back the house from them on installment, then its halal.

[@HMJKS2000]

By your logic no one could own a business. When you go buy bread for $1.99 do you think it costs them $1.99 and that’s how much they are charging you? Or do you think it costs them 20 cents to make it and then then 50 cents to pay people their wages, pay for shipping it, etc. so they then profit on it as well. Interest is profiting money from money which does not have an intrinsic value where as an asset (like a home) does. So they make money from selling the home. Let’s say you were selling your car to someone for $10,000 and they say they’ll buy it but pay you after 10 years. By the time you get $10,000 in 10 years the value of the money is less and you lost potential of using the money so you’d sell it for more on installment or require upfront payment.

[@xNamsu]

You aren't an islamic scholar and clearly have no understanding of ijara vs murabaha vs riba. I can understand why you might be confused though.

[@redbaskett]

@@xNamsu sorry I am confused.. are you saying that the idea of a bank buying for higher and selling it at a higher price is still invalid?

[@drzaheer007]

Assalamualaikum Islamic bank buy home for us say for about 500000. After buying Islamic bank says now the price of the house is 1000000 which is calculated same as regular banks based on compound interest for 30 years .Now we have to buy from Islamic bank by paying monthly instalment and say some different words but they are taking interest. If Islamic then they should take same amount back whatever the market value is present, nothing upon that .

[@TheKhilafattv]

So how bank can earn money?

[@muhammadabdulmaboodkhalil7894]

When does it start?

[@noorhasan6663]

Jazakallah

[@jasmin-sh4cr]

I think another thing is because parents don't give their daughters their rightful inheritance the brother s and the wife's take it for themselves. This makes it very difficult for the sisters in the situation as they never get their rightful inheritance.

[@Suhadisgood]

Dr Zakir do you mean without paying taxes for the house the government keeps taking too much money over $40.000 that can buy me another car interest sounds different it’s ehen you buy something the bank charges extra money for not paying off the entire bill.

[@sallieufullah510]

Hello Dr zakir naik. May God bless you and your family you are my mentor may God give me more wisdom and understanding to be like u.and I wish one day you visit this country called Sierra Leone. My name is Sallieu fullah in Sierra Leone makeni

[@khankhattak5015]

Can you please give me some or all daleels with accurate translation without tafseer which indicates that giving sood is haram thanks waiting for your reply I want all rewayates ans quani ayats which relates to this matter thanks

[@kamrannadeem1493]

Sorry to say, I work in the banking industry and there is no such thing called Islamic banking and halal mortgage. Islamic mortgage is just a game of twisted names, terms & conditions and they are coming up different names of interest based mortgage. Also, Islamic banks will rip you off on the name of Islamic mortgage. Sorry, but it's a fact!

[@carry1st204]

Thank you sheikh

[@syedhanzala3045]

How can we ask a question

[@taimurtareen8933]

Come on mr Zakir. There are no Islamic banks in many countries. Don’t act as God to declare what is haram without knowing the actual conditions on the ground.

[@rashidalali6510]

I have a question for anyone that can answer. Is it haram if we bought something for 20$ but then sold it to someone else for 40$ for example

[@ikramshaikh4085]

Yes you can its a part of business... If you buy something you can sell at any cost you want.. But make sure it should be according to market condition and competition.. But you should not lie, betray, false things about product. Then its halal

[@mohammedghias2262]

No

[@Cat-qq8lc]

Profits is not Do this 1 Sell it according to depreciation 2 Sell it equal amount

[@malikmaliklawassociates.8344]

To ask question about my beloved religion is my right. So my question is to Mr. Zakir naik we are all bound by Quranic teachings to believe that do not say that shaheeds are dead. Then under what ground you can say that aj kay daur mein hum Muhammad (s.a.w) ko bhi zinda nahin keh saktay? Na oozo billah min zaalik. Hope you will answer this question.

[@sejjawalkhan3872]

Dr zakir Naik... salam Alaikam, I hope I will meet you in person one day and if not in jannah inshallah ., my question is that is CFD trading halal or Haram ? Thank you

[@mnouman3803]

Dr. zakir, Can you please explain the theory of evolution and its compatibility with Islam? From Pakistan

[@abelievereverrising283]

It's nonsense and completely unislamic.

[@iblahim2000]

The fact that monkeys evolved to human … Only biologists and doctors can believe that

[@ansarv1317]

Can you suggest me an islamic loan facility in uae ..the one without interest

[@hevianwar7105]

excuse me, one person, tell me a mortgage Hiram or Halal, because I can’t understand English well? lcant understand.Dr zakir

[@malikmaliklawassociates.8344]

My next question is that according to ahadith, we should say (s.a.w) when the holy name of our prophet comes but why you didn’t did this in your so many previous speeches?

[@MysticYusha]

Maybe he said it in his head?

[@Lexcepcion]

@@MysticYusha 👎🏼

[@katanwahab7490]

Funny that when interest rates go up , islamic bank loan payments go up as well..

[@fahimshahriar4011]

My father takes interest and our whole family is consuming it,so will I be a sinner too?

[@abdulrahmanmohamed4131]

InshAllah no because you did not take the decision

[@shekhtanvir9888]

Thanks brother ♥♥♥♥♥♥♥♥♥♥

[@byanthanos7114]

i'm agree with yous, syeikh zakir naik. Using Islamic banking maybe one of any solution to but a house

[@mek8386]

Dr sahab! Please tell about bank loans in Pakistan, is it halal or haraam? Is there any conditions for loans in our country? I hope i get an answer

[@fazlurkhan8006]

I cannot see your all your video in your channel is there any issue

[@tamourali8320]

@zakir Naik, honestly all the Islamic banks are doing the same nonsense which all the other conventional banks are doing which is using interest riba. With this being said, how do you avoid this system. No matter where you go it's the same nonsense

[@belalhossain6969]

Absolutely correct

[@adilbadsha615]

They are following Non Islamic rules in the name of Islamic bank

[@asultani123]

Sadly this is the truth

[@simpleman8801]

staying away from taking loan, mortage or credit is the halal way. only buy what you can aford or have the money for. humanity becomes greedy and fall for shaytan

[@madbull338hit8]

Coalition for construction workers. If this passes and the Canadian government allowes this we will drastically increase the cost of lumber and especially the labour cost to build a house, and the increase will only be for muslims only.

[@fallofmanbrand]

nice video bro

[@SuperMaester]

How do the Islamic loans works. Do you pay back more money than you get? If so it's still riba even if its called something different.

[@danishirshad2277]

Sir i am a student of chartered accountancy (CA). Sir i am confused about the salary earned by chartered accountants. We are hired for the audit of big companies. Most companies have interest involved in their various transactions. We have to deal with interest almost wherever we work whether its banking sector, company or any industry. Is that fair to audit these as their all dealing and transactions involve interest element. I really want to know its answer because i am really depressed upon this. In this era it has become very difficult to find a job where interest is not involved. So what should be done in this regard. Please guide me about this because i read that in islam there are strict prohibitions about interest.

[@danishirshad2277]

Please sir answer it... Bcz i am pursuing this profession... I really need the answer of it... I don't find any person other than you who can answer me

[@syedsihab1363]

There are no Muslims organisations, what can I do ? And I live in uk , I renting a house , this house owner he bought it via normal mortgage. Idk what I can do ?

[@XC-TY]

I always follow you

[@rabianouman7611]

People say Islamic banks are also giving house with triple cost, and it’s a back door riba :( I want to buy house in UK and my husband is against it due to mortgage, he says Islamic banks are also doing same. What’s the solution

[@asmakanwal3126]

is there any bank in uk

[@faizanmithawala9878]

How to take home loan in india ? Riba free loan any guide for any bank name

[@Allyza01]

Can anyone how to contact him to ask question?

[@FeFeMiMi82]

Where i can write in to dr zakir naik?!

[@seekfactsnotfiction9056]

In his WhatsApp number or FB

[@kidogames3982]

Sir in America there is a company called guidance residential they charge extra on original amount of house nd say its riba (interest) free can i buy house from them i have family of 6 apartments are not enough for us anymore please can you guide us on this thank you Allah bless you

[@samz794]

I am in same limbo they want to have your credit score which in turn deicide to get good loan % that is converted into rent but you only get good credit score when doing traditional banking.

[@ManoElMacho]

Its not good bro. I have a loan with guidance and they sent the loan to us bank who handles the loan like a conventional loan.

[@JackJoe-m5n]

Mostly its same thing just change of words and meanings at the end if I buy a house for 100000 and islamic bank gave me loan for 100000 and I have to pay back in 30 years my monthly payment should be 277 so I pay no interest nothing 1000% halal understandable but they tell u we give u loan for 100000 but u pay 200000 and we make installment for 30 years and i pay 555 every month so what is that they say we did business with u and conventional bank do same thing business 100000 loan u pay 5 % interest + principal u pay same or may be less if u pay off ur property before 30 years but in Islamic u have to pay back 200000 even u pay in two years so which one is better or more sensible

[@shykhabdull52]

Sir I have a Question Plzzz Guide me *As you know that in this Situation of Pandemic I haven't prayed 8 Jummahs in a Row Bczz of Corona Fear. I feel so ashamed now Bczz Some people have told me that after missing 3rd Jummah I won't be a Muslim anymore* Im very Worried about my akhirat plzz guide me how can I comeback???

[@khaftabuddinahmed1634]

you can watch sheikh assim al hakeem video in youtube regarding this matter

[@princessrocks2882]

Whoever told you that is wrong. Do you research in the correct way. It’s not your fault if the mosques are closed you have to abide by the law. You can pray Jummah at home and still get the reward. You are Muslim. You believe in Allah (swt). Trust and have Tawakkul and don’t listen to ignorant people. Do your research from Quran and Hadith not from random people.

[@shykhabdull52]

@@princessrocks2882 Jazak Allah brother Thank you so much

[@ameerzs1313]

The answer is you can't. That's it, conventional or Islamic loan the outcome it still u need to pay more than u take. What funny is the syariah compliance loan charge more than the conventional loan.

[@muztfitness6945]

Anyone know organisations that help you buy a house in the uk please comment as it will help me a lot Jazakallah

[@nanotech4623]

As Salam walekum Dr Naik. I am from India ,everything in India is related to interest ,whether health insurance or putting money in Bank. please let me know what to do or How to secure future without insurance or fixed deposit.????

[@civilengineersehbudalam8227]

Assalamualaikum dr zakir naik Alam from India love you billion times Allah bless you as well as me

[@MusaIbrahim-yp3zo]

Salam alaikum dr, my name is musa and I am Sudanese and expat in ksa, 19 years old .There is a daee by the name of wasem yousif. I do watch some of his videos, people ask him questions and then he gives the reply. The main question is that I find some scholars who are against him, they try to shut, attack and ban him. If you know him and watched his videos, are you with or against him?

[@mahak492]

Unfortunately even the so called Islamic loans are not sharia compliant. Some are advantageous where if you decide to pay off the house they would go back to the market and see what the value of the house is and make you pay the difference.

[@Mohammed-gw2nn]

Islamic banking how i understand of it they don't stipulate interest on your contract so basically on your part it seems that , even though they themselves our most likely dealing with interest Unless they purely invest = profits to survive

[@Rizwanshaikh-et1no]

I am rizwan from india , i want to buy a house from home loan but there is no islamic bank or organisation in india. What should I do?

[@OmarAbdulMalikDHEdMPASPACPAPro]

Assalamualaikum. Greetings from the U.S. I've dealt with the Islamic banks (very disappointed ☹️). The "deal" was worse than the conventional banks. There are some very nice tents which can be purchased. Set them under a bridge to keep dry. I wouldn't suggest tent encampments as there are some people with drug and severe mental health conditions that act violently. Also, ALWAYS keep your ID with you. You may be able to get a PO box for your address.

[@rukayattitilayo1294]

Wa alaykum salaam warahmatuLlaah wabarakaatuh. I will like to know more about the tent please.

[@OmarAbdulMalikDHEdMPASPACPAPro]

@@rukayattitilayo1294 SURE! If you're in the U.S. , you can get a tent for about $50.00 They fit four people. $200.00 buys one for 6 to 8 adults. They are light weight when folded. Put a tarp over them to protect from wind and rain. People may try to break in to steal your stuff, or even hurt you. So you may need a weapon. The cops will make you move your tent, if it's on the sidewalk😠👮🏻‍♂️⛺. It beats the homeless shelter though. You can get decent food from the local dumpster. Stores and restaurants throw perfectly edible food away. That's why it's good to be in a nearby city. Try to stay clean-looking so as not to arouse suspicion. Get a cart with wheels so you can carry your tent with you. It's a tough life but, it's only way I know how to completely avoid riba! I wish you the best!😁

[@harizrizal848]

Is it so serious like that

[@OmarAbdulMalikDHEdMPASPACPAPro]

@@harizrizal848 🤨

[@TheTruthSeekerMe]

Ooooooor you can simply rent and have the exact same quality of life as you would if you took that riba loan

[@Mina_munas]

Salams! Isn’t the Quran condemns the person taking Riba, not the person giving? The ruling with alcohol is clearly mentioned that anyone involved anything with alcohol is haram. Is there such ruling for Riba like for alcohol? Please explain. While living in a rented property, if any misfortune happens to the person who earns and can’t pay the rent, they will be left with no place to live. Isn’t the house a necessity? Islam has allowed to eat haram when there is a necessity. Ofcourse there are halal banks in Europe. But buying a house in halal banks is more difficult than conventional banks.

[@mdmuhibshaikh9560]

Aswk, 30 years ago, my father built a home, taking loan from the conventional bank, and this way we were involved in riba. How can we cover up or repent for this act.

[@seekfactsnotfiction9056]

Ask him by sending him a message

[@Cat-qq8lc]

@@ShoaibMoona [phone]

[@SuperServentofAllah]

It’s a good question but plz don’t rush and do anything without speaking to a knowledgable person first ideally in person iA