How To Buy UK Property With No Money Down | Commercial Property Investing

How To Buy UK Property With No Money Down - In this video Ranjan Bhattacharya shares 3 strategies which reveal how you can buy commercial property with no money down. A must watch anyone looking seriously at property investment and learning how to invest in property, in particular commercial property.
This video was a talk presented by Ranjan at the Baker Street Property Meet. The Baker Street Property Meet is the largest property networking event in the UK where 200 passionate property investors meet on the last Wednesday of each month. To attend this months meetup visit bakerstreetpropertymeet.com
Join Ranjan for 90 minute FREE online Commercial Property Training on How To Convert Defunct Commercial Buildings To Residential Use. Register for your FREE Place:
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[@tonyhumphreys809]

Such a great video, so damn easy. It’s like the matrix, we are all just going through life, born, education, work 40, 50 Years, retire on 40% of your salary, then die. Well not me, I might be 40 but I have 40 years left to smash this 👍🏻 thanks for the content

[@shanor1769]

Your comment had motivated me. I am 45!

[@rajmalhotra420]

Hi Ranjan, another very incisive, informative, important, intelligent, impressive, interesting and personally for me both insightful and inspirational video

[@shaonmukherjee1389]

Great content. shuvo bijoya

[@alisonnorcross951]

I like the ideas but need to watch again as action packed . I like to that it is possible to find a ready known invester.

[@VenuGopal-hr3ju]

What an amazing video Ranjan. What is the minimum amount you recommend to pay for option agreement

[@robertdavies922]

7:20 dissing those pasties 😂

[@ranjanbhattacharya-succeed7617]

not a big fan of their pasties I have to admit

[@DrAAAli]

Outstanding Ranjan, was I intending on saying hello to you at Saj event but had to move. I'm nicely building my commercial portfolio and I think thank you for the countless free tips!

[@linglee5759]

Are these not more a risk issue? Ie so many high street shops/food estabishments etc are going out of business. So what about default of goes into bankruptcy and then issues with long voids for finding next commercial tenant. I have a decent residential portfolio but may consider pulling some equity into some commercial units.

[@ranjanbhattacharya-succeed7617]

@@linglee5759 its all about Location, Location, Location. See >>> kzbin.info/www/bejne/nnjPZGaCpph3rJI (5 Golden Rules For Investing In UK High Street Shops ) 6,336 views•12 Apr 2019

[@ranjanbhattacharya-succeed7617]

I wish u did come and say hello. (I don't bite!)

[@ayodejiareo]

Ranjan you are a wizard, I am coming to see you.

[@andredeoliveira4125]

Great video, I really love all these strategies Ranjan, Thank you, please keep up. 👌

[@ChrisDarrenJames]

You need a JV partner now as bridging companies will not lend 100% to buy the deal. They only lend 65-70% LTV of initial. They will lend 100% development and 75% GDV “after” the development for B2L refinance. If you have lender that will lend 100% finance then happy to be corrected. Thanks

[@metalpigeon8701]

Hi Ranjan, I have literally just come across you’re channel, fantastic content! I have one question if that’s ok? Do you recommend any bridging companies? I am in a position where I have found a commercial property in a great location but can’t raise the funds for a deposit. Many thanks

[@ranjanbhattacharya-succeed7617]

Watch this and speak to Akhil kzbin.info/www/bejne/jX-qqqOMaNdljrc (he does bridging too)

[@samconstantinou5519]

Hi Ranjan, loved this presentation you did and thank you for all of the useful and valuable information. I just wanted to find out if an agreement to let and an FRI lease can be included in the same agreement or would they have to be done on a separate contract? I understand FRI lease's will make the tenant fully responsible for all damages and wear and tear etc so thought it would be more beneficial in the long run. Please let me know when you can! Sam. (I was in the audience)

[@rayannaleslie7438]

How do you source commercial units with no marketing budget?

[@shinalimbu2243]

Hi ra9njan, how do you find a Tennent to live in an empty commercial property? (I am bit confused)

[@ukdream5982]

Truly mentioned

[@robsweatherchannel]

Is this still available as the strategy of equity from the deal strategy one? Be great if so......Cause of bridging lenders have more strict especially for new investors and credit as well - this really affects me.

[@athleticscapture7335]

How long were those new leases signed for sir?

[@draganku]

This is the best scenarion, but in reality always have 2-3 buyers,. why the seller waiting for your finance to be sort and risk delays ?

[@brettsterlini1350]

I'm struggling to understand the pension part? I thought you had to be 55 to deduct and lump sum from your private pension?

[@ranjanbhattacharya-succeed7617]

You have to be 55 to draw your pension. Here, I wasn’t talking about drawing a pension. I was talking about your pension buying a commercial property from you at full market value. Therefore if you have added value to that property, you will be extracting money from your pension

[@BB-lf2tt]

Can I buy property with pension in SIPP?

[@samconstantinou5519]

Would you not need to put a deposit down for the bridge?

[@ranjanbhattacharya-succeed7617]

Hi. Just to clarify, you need very little money to agree an option with the vendor. Once you have obtained planning permission and/or agreement to let with a commercial tenant, you are then in a position to secure a bridging loan based on the uplifted value. In this case you do not need deposit equity, since you have just created equity in the deal. Hope this explanation makes sense.

[@jordanhtiffirg1990]

@@ranjanbhattacharya-succeed7617 my only question is why would you need bridging finance if you have already secured a tenant surely you could get a mortgage once tenated?

[@ukdream5982]

It’s really amazing how can I get it

[@ranjanbhattacharya-succeed7617]

Thank you. There are many more creative strategies, which all work much better in a slower recessionary market!

[@spencercooper-thorn2624]

Sign me up for the workshop when and where ? Sign me up , will put full sweat equity through my company covering full office and warehouse dilapidations as standard. Sign me up .

[@ranjanbhattacharya-succeed7617]

Hi. Checkout www.bakerstreetworkshop.com for details of next commercial property weekend workshop.

[@3rdtwirl494]

I’m a tenant. Anyone out there have a property ?

[@shaonmukherjee1389]

Could you explain: 23k a year on 6% yield gives a value of 800k?

[@ranjanbhattacharya-succeed7617]

its two shops. one shop rents for £23k and the other £25k ie £48k in total. Shuvo bijoya btw. Hope you had a great Bong weekend.

[@shaonmukherjee1389]

@@ranjanbhattacharya-succeed7617 ah now i get it, just heard 23k in the video. Thanks, hope you a good Bong one too

[@Patent247]

@@ranjanbhattacharya-succeed7617 Hello, regarding the valuation of 800K (nearly 17 times the annual rent), is this standard for commercial valuations in London? Thanks

[@ranjanbhattacharya-succeed7617]

@@Patent247 Its the yield which is important. ie 6%