HOW TO BUY YOUR FIRST CAR BEFORE 18 *what they WON'T tell you*

[@amanirichards6943]

Thanks girl for explaining everything to me because I honestly did not know most of the stuff that you were talking about

[@shanicemillions]

No problem! 🤍🫶🏽

[@ashleyy33]

I love yourrrr hairrrrr 💗💗!

[@shanicemillions]

Thank youuuu 🫶🏽🥹

[@ashleyy33]

Gurl I’m definitely saving this video 💯🥰!

[@MyaShaderoom]

Learning , rewatching and taking notes because it’s almost time for me to get my car !!

[@shanicemillions]

Girl it’s already yours! Congrats in advance love 💕

[@zaya_mcfadden]

Millionaires 💚

[@shanicemillions]

🫶🏽🤍

[@zaya_mcfadden]

I love how you just go for it and you don’t care what people think you have inspired me to do so many things 🥰

[@shanicemillions]

You just made my day 🥹🤍

[@zaya_mcfadden]

@@shanicemillions 🥰

[@keyandraroberson8428]

Hey girl! New subbie here. If you don't mind sharing what do you use to edit?

[@shanicemillions]

Hey love! I use i movie for editing and Phonto for all the text in the video 💕

[@keyandraroberson8428]

@@shanicemillions thanks girl!

[@ressienelson-bailey1670]

Hey love just a Question I’m confused about: when you say don’t let them run your credit…don’t they have to do that in order for you to get the car? That part I’m alittle confused about. & who do we let run out credit if we don’t let the dealership run it? is it the insurance company? But thanks for all the helpful tips I plan to buy my first car this Friday lol

[@shanicemillions]

Hey babe! Sorry I wasn’t clear enough let me clarify; the dealership has to run your credit for you to purchase the car and let you know if you need a co signer, what your monthly payment is, and how much your interest will be. I was trying to say don’t let them run your credit too early or too many times, especially when they don’t have to. A lot of the time they will run your credit 4 or 5 times to see what company will give you the loan and some times they won’t even tell you they ran your credit if you’ve already given them your information. The more they run your credit, the more hard inquiries will be on your credit report, and with more hard inquiries your scare will decrease like crazy. So you don’t want them to run your credit until they HAVE to, and you should tell them don’t run it more than 2-3 times without your permission or how ever many times you’re comfortable with. Hope this helps!

[@user-tx8qg6tt7k]

God most definitely sent me here to hear this

[@shanicemillions]

Happy I could help 🫶🏽💕

[@AleanahCarrasquillo]

If this isn't too personal, may I ask how much money you saved before you went to the dealership to buy the car?

[@shanicemillions]

$5000, but I didn’t use that much for my down payment

[@VivianUwakwe]

You broke this down so perfectly 🥹