How to Choose International Health Insurance (Expats, Digital Nomads and Travelers)

Are you a digital nomad, an expat, or a student living abroad? Perhaps you’re a missionary or a retiree seeking adventure beyond borders. No matter your life stage or wanderlust, understanding International Health Insurance is crucial. We are Warren and Julie, intrepid Travel Expat Nomads, today we take you on an enlightening journey through the world of global medical coverage.
What’s Covered?
• Cigna Global: Imagine having access to a network of 1.5 million hospitals and healthcare professionals across 200 markets and territories. Cigna’s international health insurance plans offer 24/7 multilingual service centers, ensuring you’re never alone in your healthcare journey.
• IMG (International Medical Group): From seasoned expats to new overseas assignees, IMG’s plans cater to global professionals. Their comprehensive coverage includes inpatient and outpatient care, emergency assistance, and the freedom to choose your healthcare provider.
• GeoBlue: For the adventurous souls exploring distant lands, GeoBlue provides worldwide coverage, including your home country. Their plans offer emergency evacuation, repatriation, and 24-hour helpline support.
• SafetyWing: Designed with digital nomads in mind, SafetyWing’s travel insurance includes medical coverage components. It’s like having a safety net that follows you wherever you roam.
• Genki: Genki’s international health plans ensure that students studying abroad receive the care they need during their exciting adventures.
Why Watch? Warren, an early retiree and a licensed Health & Life Insurance Agent in the US, brings his expertise to the forefront. With two dogs as their trusty companions, Warren and Julie slow travel through Europe, sharing insights and practical tips. Whether you’re contemplating a move abroad or planning an overseas adventure, this video is your compass to navigate the complex world of international health coverage. In this video, we dive into what to consider when choosing a policy that fits your needs and budget. Hear real medical stories from our years abroad and get expert advice from a licensed agent. Don't miss out on essential tips to ensure you're covered wherever you go!
Join us as we rerelease our much-requested International Health Insurance video! After a lackluster initial release on KZbin, we've decided to give this important topic another shot. As a retired individual with a Health & Life Insurance license, I have insights to share that are valuable to everyone, regardless of nationality. Stay tuned for in-depth information on international health insurance options that could benefit you and your loved ones. Don't miss out on this second chance to learn about securing your health coverage globally!
Stay tuned for the rerelease of our International Health Insurance video!
Remember, health knows no borders. Join us, Warren & Julie on our quest to empower fellow travelers with knowledge, ensuring that no one embarks on a global journey unprepared. Safe travels!
Are you an expat, digital nomad, or frequent traveler looking for the best international health insurance? If so, contact Warren at the links below.
#slowtravel #expatlife #livingabroad #expats #InternationalHealth #GlobalHealthcare #RetiredLife #DigitalNomads #Travelers #travelinsurance #earlyretirement #nomadlife #nomadinsurance #insuranceabroad #insuranceoverseas
🔔Subscribe to unlock the secrets to affordable expat living! Join for tips on retiring early, navigating limits, and more. Perfect for nomads, retirees, and anyone dreaming of financial freedom: www.youtube.com/@WarrenJulieTravel/?sub_confirmation=1
✅Chapters:
00:00 Introduction
05:00 Insurance Carriers
07:00 Travel Insurance
09:00 Medical Insurance
10:00 ER- South America & Europe
13:45 US HealthCare
16:00 Near Tragic Medical Story
17:30 Dental & Vision
19:00 Indemnity Plans
23:00 Language Barriers
23:30 Senior Coverage
24:30 Pharmacy
🔗 Stay Connected with Us.
👉Facebook (Warren & Julie Travel): groups/warrenandjulie
👉Facebook (WJT Schengen House Swap): groups/wjtschengenhouseswap
👉Instagram: warrenjulietravel
👉Website: www.warrenjulietravel.com/
✅ For Business Inquiries: [e-mail]
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🔗 Medical Coverage Links:
✨International Health Coverage www.warrenjulietravel.com/internationalhealthcoverage
✨IM Global Health Insurance
bit.ly/3w9hW4w
✨SafetyWing Insurance
bit.ly/3Ug3uQ0
✨Cigna Global Insurance
bit.ly/3wi6Jym
✨GeoBlue Insurance
bit.ly/3UFyLMm
✨ Genki World Insurance
www.genki.world/with/warren
=============================
🔗 Affiliate Links:
✨Chase Sapphire
www.referyourchasecard.com/19m/1W0OCJAXXL
✨Surfshark VPN
surfshark.com/deals?coupon
✅ Videos Mentioned:
👉Turkish HealthCare, I Got Sick and Injured
kzbin.info/www/bejne/o5mnoWOZbKmJmpY

[@lesliemorrison9242]

Good information. Thank you Warren & Julie!

[@WarrenJulieTravel]

Our pleasure! Thank you for watching:)

[@realestate5032]

Thank you for this vitally important information. I was living Mexico with my husband and four children. My late husband contract H1N1 and I am so thankful that her got major medical insurance prior to becoming ill. Even though my husband passed away the 3 months of care he received was top notch. But due to an insurance error I had to pay out of pocket in the initial onset for life saving medications. You can never have enough insurance when traveling and living abroad.

[@WarrenJulieTravel]

I am so very sorry to hear about the loss of your husband. We really appreciate you watching the video and sharing your story. Best of luck to you. 🙏

[@jerrygarcia4390]

Thank you. This is very helpful for my upcoming travel plans.

[@WarrenJulieTravel]

You are very welcome, please let us know if we can help you further.

[@56phil020244]

You reveled a few providers to me that I didn't know. Thanks.

[@WarrenJulieTravel]

You are very welcome:)

[@rickhewitt2885]

Good information! Thank you.

[@WarrenJulieTravel]

Thanks 😊

[@enjoystraveling]

Well, that bridge collapsing looks like it could’ve been an animal trap, I know it wasn’t but somehow falling into the ditch did. Glad he’s OK.

[@WarrenJulieTravel]

We are very glad he was not injured. It could have been a terrible fall.

[@johnway9853]

It was good the first time out, strange how the algo messes with things. Ran it through again, hope this one gets boosted better. Wonder if it's because you rep companies and are also giving advice, who knows. Maybe a google advertiser complained you are giving good unbiased info, lol.

[@WarrenJulieTravel]

Yeah, it’s a mystery. They will give 100k views to a channel that knows nada about insurance, yet suppress experience and expertise. 🤷🏼‍♂️

[@Leonardo-cq4zd]

Excellent information, thank you! Is is typical (or not) for global medical insurance policies to cover doctor's office visits? As in - for an annual physical exam, or periodic checkups with your cardiologist or dermatologist or OBGYN etc.? By cover, I mean cover cost after meeting annual deductible as I'm assuming these policies probably don't offer coverage for just a co-pay/co-insurance that we might experience in the US with medical insurance.

[@micheleisme]

What do you think of Berkshire Hathaway? We have the Luxury Care plan. We claimed the travel costs as $0 because we were just looking at the health coverage. They will cover trips up to 364 days. Because we are traveling back to the US for a few months, we got a 7 months plan for less than a $1,000 for two of us and we are both over 54. The maximum covered is $100,00, there is emergency evacuation, and no deductible. Sounds too good to be true.

[@WarrenJulieTravel]

Sounds like a good Travel Insurance, probably not to different than the IMG Patriot.

[@dougb.2627]

Do any of your carriers accommodate preexisting conditions?

[@WarrenJulieTravel]

Yes to different degrees. Please send me an email at [e-mail] and I can try and help you out.

[@dougb.2627]

@@WarrenJulieTravel I still work in the US and am a few years from being nomadic, but I definitely will once we fly the coop. But currently planning and trying to figure out the specifics.

[@gnvdude]

I would like to see you interview more people using and on the local national social healthcare of their country, not the catastrophic insurance you always discuss. I get your advertising your services. But similar to the USA (medicare) each country has its own national insurance coverage. The reason European countries are different then the USA is they offer it's citizens insurance for pre-existing and other health conditions as long as they are in that country. You mostly focus on expat life via a visa, but what about expat life with an EU country's citizenship? Can you start to shed some light on insurance for each country, and more interviews with local expats of each country.

[@WarrenJulieTravel]

We take the Expats that are volunteering to give us their story. We don’t have a stable of expats that we are turning down. If somebody volunteers to give us a story and they fit the description you’re looking for that’s great, but we are not trying to avoid giving you that information. If you have somebody that wants to volunteer to share information like you’re looking for please send them our direction.

[@cravetheplanet]

whats your thought on rescue insurance?

[@WarrenJulieTravel]

I actually went to Google to make sure you weren’t speaking of Evacuation coverage which are components of many expat programs and/or travel insurance. Rescue insurance is to cover the cost of search and rescue, helicopter rescue, high altitude, military extraction hiring special ops, etc. I ran a quote at global rescue, and honestly it seemed pricey and I doubt I’d ever have a need for it. If going to somewhere sketchy or if you have extreme hobbies it could be important. For us and most I think regular medical evacuation and potential political evacuation both often included in less expensive programs would probably suffice.

[@WarrenJulieTravel]

On another note I went to peek at your channel and website. If you are in the Pirmasans, Zweibrucken area in August we will be there for a week. We plan to do some hiking, I was once stationed in Zweibrucken in my Air Force days. You are welcome to join us if you wish to.

[@LisaMoo54]

@@WarrenJulieTravel World Nomads has a policy that covers extreme sports and it's pretty affordable.

[@popovdes5576]

I am not us citizen, can I still get the insurance from your agent？

[@WarrenJulieTravel]

@@popovdes5576 yes, email [e-mail] I will be delayed about four days responding. I’m traveling through multiple countries over the next few days.

[@razkrat8803]

First🎉v😊

[@WarrenJulieTravel]

Thanks 😊