How to Compute Your Twejikum / Severance Pay

All About Twejikum (퇴직금) (Computation, Claiming, Etc.)
The Twejikum (퇴직금) is one of the benefits that a migrant worker in Korea can avail after the sojourn in South Korea. It is also called “severance pay”, a lump sum of money paid by the employer for the number of years that a particular worker has served the company. Those who were able to work in one company for a minimum of one year or more are qualified to receive the severance pay.
COMPUTATION
About one month before your departure, your company(or you) will contact the insurance company for the computation of your Departure Guarantee Insurance. The insurance company will then provide the receipt where it shows the computation of your Twejikum. This is how it is being computed:
1. 1. Add your last 3 months salary
Example:
January : 2,000, 000 Won
February: 1,900,000 Won
March: 2,300,000 Won
Last 3 months salary = 2M won + 1.9M won + 2.3M won = 6.2M won
2. 2. Get the average pay per day by dividing the sum of your Last 3 months' salary by the total number of days of the last 3 months.
Example:
January : 31 days
February: 28 days
March: 31 days
Total Number of Days of Last 3 Months= 31+28+31 = 90 days
Average Pay Per Day = 6.2M won ÷ 90 days = 68,888.88 Won/Day
3. 3. Compute the Average salary in one month by multiplying the result of the number 2 to 30 days.
Average Pay Per Month = 68,888.88 x 30 = 2,066,666.4Won
4. 4. Compute your Twejikum by Multiplying the result to the number of years of service.
To compute the exact number of years, this is the formula:
Number of years = Total Number of years + [Total Number of Months / (1 year/12 months)]
(For example, worker has finished 4 years and 10 months of work):
Number of years = 4 years + [10 months /(1 year/12 months)]
Number of years = 4 years + 0.83
Number of years = 4.83
Twejikum = 2,066,666.4Won x 4.83
Twejikum = 9,981,998.712 KRW
CLAIMING
Now that you know how much your twejikum is, the big question now is how to claim it!
Your boss should pay you that amount the moment you leave the company. Basically, they have been paying for your severance pay already via the Departure Guarantee Insurance. However, as they are only paying 8.3 percent of your monthly salary, your boss should pay you upfront for the remaining amount.
Say, for example, your boss was able to deposit a total of 6,000,000 won in your departure guarantee insurance, he should pay you a total of 9,981,998.712 KRW - 6,000,000 KRW which is 3,981,998.712. This amount should be deposited in your payroll account along with your last salary or whatever account you want to nominate.
How about the 6,000,000 won? Where should you claim it?
You should claim it at the airport. Your boss will let you sign up a form where you can nominate a bank to which you want to claim the remaining amount of your departure guarantee insurance. Once you signed up the form, all you need to do is wait for your date of departure and claim it at the airport.
#LoiDVlog #severancepay #twejikum #Computation #Money #claimingtwejikum
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[@pinayinsklee]

ty sa share kapatid God bless u always ,,,

[@julzlopez9020]

Salamat po madam sa info

[@aui9428]

Thankyou po sa info maam!

[@JAEKTV-TROPANGSOI]

maraming salamat po mam

[@orlacstudio3833]

got it po, thank you po mam for your video,,

[@Loidvlogforeps]

Thank you din po

[@yhoukyztv8495]

Salamat po madam followers mo po ako

[@Loidvlogforeps]

Thank you din po~~

[@hellkonio7417]

Mam kim un eps.go.kr. tejicum din po ba tawag dun ? Sa contribution amen sa eps.go.kr hindi po ba yan yun tejicum

[@jmofficial1132]

Hi idol

[@tonixt83]

Maam yong about po sa last 3 months salary yon po ba yong total lahat lahat na kasama mga overtime or yong may deduction na? Thanks

[@kittoxofficial]

Makukuha ko pa din po ba yung benefits sa airport kung 2 weeks before endo ko naasikaso yung kukmin pati twejikum? Or sa pinas ko na makukuha kasi late na naasikaso? Salamat

[@marlonbeltran1135]

Ma'am, sa case po namin last day namin ng April 15 pero ang cut off ng sahod ay every 30th. Paano po bibilang yung last 3 months? Sa last 3 months ba na buo ang sahod? Kasi kami bale may 15 days na extra ng April

[@kablagvlogs5795]

Ang kukwentahin poh ba ung gross o ung may kaltas napo i mean ung malinis na

[@rheyarstv8423]

Yung departure insurance maam iba din ba iyon? May nakita ako sa tiktok na nagpost sya na aside sa twejikum at kukmin, kasama din daw ying departure insurance na matatanggap ng eps worker bfore umuwi.

[@julzlopez9020]

Madam pano po kung yung pinasok namin ng month of May ay may absent kami na 5 days dikami pinapasok dahil sa covid noon mahina i le less po ba yung 5 days na yun dun sa 90 days ?

[@markgil400]

Ano po yung departure guarantee insurance? Twejicom po ba yun? Yun kasi nakita ko sa eps na app.. tapos sa nps na app which is kookmin, base o sa vlog nyo.

[@kablagvlogs5795]

Mam pano sincere po aq at dati kulang ung bnigay sakin na twejikom ngayon poh tapos q na 3 years kaya pa po ba mahabol ung dati

[@edzgarciano6395]

Net pay po ba mam or gross pay ang base sa last 3 months?

[@milky0825]

Mam para lng po ba sa mga eps ang tejikom??dpo ba pwd yan sa asawa ng mga koreano n ngwork dn sa company??

[@rodelalvarez2610]

Buong sahod po b or ung my tax bohum at kukin n po n kaltas ang pagbabasehan ng computation mam?

[@jaredrosos419]

Maam halimbawa magtatapos ako March 30,yung sahod na pumasok sa january hanggang March ba ang i cocompute?kasi pag ganon,,,yung sahod na natanggap Ko ng January silbi sahod ko namn yan na pana trabahohan ko ng december ..nalilito lng po ako..🤗

[@jesusdisciple1508]

May pinakita po sakin sa previous company ko na 3,600,000 lang twejikum ko 2 years and 8 months po ako doon dahil d nila extend. Tama po ba yon?

[@christiangruta754]

Hello Po last 3 months Po ba na Gross pay Yung I a add? TIA

[@andeled3063]

Madam, paano po ang process ng kookmin at twejikum. Hindi po kase nakuha nung umuwi ng pinas dahil sa lock down .. 2 years na po ako dto sa pinas. Sana po mapansin nyo po .

[@janjana8491]

San ba inaasikaso twegikum sa labor po ba

[@josephmontesclaros3757]

Maam paano po kung release pero naka 2 years po sa dating kcompany po?

[@anthonyherrera7411]

Mam may app po b n pwede i download pra m check yung twejikom. Slamat po.

[@rodelalvarez2610]

Mam pano ung sa last month 28 days lang pinasok 31days po sya

[@reynaldoverano427]

Paano po f yung tapos ng work s company ay may 15...kasama b yan sa last 3 months

[@Calix-Briguel]

Salamat mam sa malinaw na pagpapaliwanag , ask lang po yung computation sa net pay po ba o sa gross pay ang pag compute?

[@Loidvlogforeps]

Gross pay po

[@Calix-Briguel]

Thank you po mam

[@Loidvlogforeps]

@@Calix-Briguel Welcome po

[@aldrinm6913]

ang twejikum po b ay ngbabase lng s unang taon n twejikum? or yearly po ang computation? at pno po mlalaman ung last 3mnth? 3mnths po b ng end of the year or 3mnths after po mka1year?

[@Loidvlogforeps]

Eto ang explanation sa question nyo. kzbin.info/www/bejne/eKDUc6l6htV6mdU

[@banxnery]

guys magkano po pinapadala nnyu sa inyong magulang monthly? yung average. salamat

[@sevenjune3130]

Maam kelan po dapat ppunta sa labor para maasikaso ang samsung twijikum before b ma endo or after. Thanks

[@Loidvlogforeps]

Basta my ticket na keu

[@josephcaballero6283]

paano po pag nag stop ako sa work gawa ng accident work site at mula june hanggang matapos contract sa april katapusan at basic sahod lang kada buwan 1.800 yun parin ba last 3months computations pareho rin.thanks sa tanong

[@Loidvlogforeps]

Yes po

[@handsam5]

Good day po..mam.paano po kapag sa pilipinas ko gusto i claim lahat ng benifits..wala na po ba akong makukuha sa airport?

[@Loidvlogforeps]

Wala na po

[@markjoshuademesa4899]

mam ung susundin ba dito sa twejikum ung last 3 months tlga ng sahod mam? pano kung lets say yung august sahod ko 2.8m tapos sept 2.4m oct 2.2m nov 2.1m, bali yung issma lang tlga jan yung sept to nov di mabibilang yung previous sahod ko nung august? kasi mas malalaki ung sinahod ko nung mga nakaraang buwan nagkataon na mahina ang company ngayon so prang magiging mababa kapag gnyan po?

[@Loidvlogforeps]

last 3months po

[@babytheoden9286]

Maam one question ano ba ung i cocompute, ung gross pay na sahod ung dpa na kakaltasan or ung sahod na nakaltasan na ung malinis na?

[@Loidvlogforeps]

grosspay po

[@warrenmejia4356]

tanong lang po. yang twejikum n snsbi nyo same po ba yan sa departure guarantee insurance?

[@Loidvlogforeps]

yes po

[@johnpikez1097]

Sa airport mam

[@marvinmacapagal5717]

Panu po pgrealese makukuha ren po ba agad ung twejikum or kung uuwe lng tlga sya makukuha..

[@Loidvlogforeps]

If my twejikom chaek keu makukuha sa company

[@marvinvasquez1660]

Madam san po kau pwede makontak

[@kangdaniel3833]

Ma'am paano po kung hndi ibigay ng amo yung kakulangan na twejikum? San po pwde lumapit? Thank you po.

[@Loidvlogforeps]

nagpa compute kana po ng twejikom? kzbin.info/www/bejne/nHW1Zmaea7Olnrc

[@kamisepraacousticcover5498]

mam ask lang po.. anu2 po ba ang makukuha namin pag tapos ng contract namn dito sa korea.. kukmin,twejikum, samsung.. yan lang po ba?? or meron pang iba?? sabi kasi dalawa daw ung twejikum..??

[@Loidvlogforeps]

kzbin.info/www/bejne/nHW1Zmaea7Olnrc

[@Loidvlogforeps]

Para po maintindihan ninyo ang tungkol sa twejikom

[@hyorilee7672]

Hello madam, paano ang pag compute ng severance pay pag nag change ang rate. Halimbawa sa first 3 years na nagtrabaho sa company ang monthly salary ko ay 1million. And and my salary on the 4th year was increased to 1.5 million. Paano ang computation ng twejikum , madam? Thank you.

[@Loidvlogforeps]

naka depende po yan sa last 3 months salary nyo~` hnd sa rate nyo

[@dobolb6335]

hello po mam tanong ko lang po yung sa nag extend ng 1 year maliban pa po sa 3 yrs at 1 yr and 10 mos na extension plus pa po yung 1 year extension due to pandemic..bali ang kwenta po ba maging total ng 3mos salary multiply po ba sa 5.83 o hindi po?kasi 5 years na po sa company mahigit.salamat po sa tugon..godbless po.

[@kiiraytv186]

Same

[@jarevisuals8092]

Helo mam ung pag computer po ba is ung total net ung wla pang deductions or ung meron napong deductions mam? And then ung araw po na sinasabi mo na total days of work ba un in a month is ung magbebase kami sa calendar ei ung araw lang na mayroon kaming pasok po? Ty sa makapansin

[@Loidvlogforeps]

Wala pang kaltas. Base sa calendar po

[@jarevisuals8092]

@@Loidvlogforeps ty po 😘

[@samwell8943]

Good day. release aq ng eksakto 1 yr then lumipat aq ng iba company at natapos ko ang 3yrs at 8months... Un 2 months ay tengga aq... So paano icompute un tejikum? 🤔

[@Loidvlogforeps]

last 3months from your present company (3years and 8 months)

[@gabrielaguila3597]

Paano po malalaman kung tama ang dineposit ng employer sa departure guarantee insurance?

[@Loidvlogforeps]

check po sa EPS accnt. or pwede keu tumawag sa samsung insurance 02-2261-8400 (press 5 for tagalog)

[@myofwstory8511]

Hi po mam..ung pgcocompute po b ng twejikum ngbabase po sa gross imcome or dun po sa net income?slamat po

[@Loidvlogforeps]

gross pay

[@myofwstory8511]

@@Loidvlogforepsok thank u po

[@allsportstv89]

Good day po.ask ko lang po maam kung sino po ang magcocompute ng twejikum.kami lang ho ba ni sajang or may government agency na sadyang magcocompute po...ty

[@Loidvlogforeps]

kung mag exit na po keu pwede po keu pumunta sa HRD para mag process ang inyong mga benefits

[@allsportstv89]

@@Loidvlogforeps ty po

[@riei194]

pano po pag pumasok ka pa ng april 10 ...jan feb march pa din po ba?

[@Loidvlogforeps]

JANUARY, February, March po (please be noted na 2way po ang pag cocompute ng twejikom. Basic lng pp yan para my idea keu)

[@erwinlacuata105]

mam net po ba o gross yung ipag plus salamat po!

[@Loidvlogforeps]

gross pay po

[@rodolfodeguzman4851]

Mam tanong ko lng po hlimbawa mtatapos ako ng feb.19 ang cut off ng sahod po nmin katapusan hindi po b kulang ung buwan ng feb kc 19 days lng cya.

[@Loidvlogforeps]

kwentahin po 92days from the day na nag resign keu

[@rodolfodeguzman4851]

Ok po salamat s pagreply.

[@lestergallardo6793]

Pano po pag 9months palang nagparelease na,may makukuha po b twejikum sa company

[@Loidvlogforeps]

wala pong twejikom

[@brixguintod.i.ychannel3139]

Mam paano po kung natapos na ung 4 yrs &10months then na extend ng 50 days nd ba maapektuhan ung tejikum?tnx po

[@Loidvlogforeps]

4years and 10 months dahil ang 50 days na extension ay hnd PD mag work.

[@motojemcasanova7495]

Bkit po mam ndi pde magwork kpg nxtend ng 50 days

[@Loidvlogforeps]

Kasi po ang extension na 50 days ay dahil sa covid.

[@littlemarizvlog.2053]

maam.. tanong ko lng about sa tjikom ko expired visa sa nov. 5 pero oct. 16 stop sa work ko ok la g ba un nd ba maaapektohan ung komputation ng tejikom ko salamat....

[@Loidvlogforeps]

Ung kulang n a 14 days kukunin un sa month of july

[@littlemarizvlog.2053]

@@Loidvlogforeps ung kukunin sa july na 14 days basic nlng poh per day

[@Loidvlogforeps]

Yes po

[@user-eg1my7vz3q]

Maam pano pag claim ng tejikum ang isang tnt,na dating e9 visa holder

[@Loidvlogforeps]

sa samsung Insurance po?

[@user-eg1my7vz3q]

@@Loidvlogforeps salamat po

[@jarevisuals8092]

Yong tejikom dn po ba mam is pde sya makuha mo ng buo kung magpaparelease ka ? Or ano po ba batas nyan mga ilang percent makukuha namin after one yr kung di pa naihuhulog ng sajang namin po

[@Loidvlogforeps]

Ang severance pay po ay makukuha lang kpag nag exit kn po.

[@jarevisuals8092]

@@Loidvlogforeps may iba daw na binibigay kapag naka one yr mam tapos nagparelease sa company

[@Loidvlogforeps]

@@jarevisuals8092 hindi po lahat ay my ibinibigay depende po yan sa commputation ng severance pay nyo. If ang company nyo po ay hnd na kumpleto ang pagbabayad sa severance pay nyo ung kakulangan iyon po ang ibibigay sa inyo. kaya importante po na ipa compute muna ang inyong severance pay sa HRD para mas sure. Dahil ang severance pay ay depende po sa dami ng OT at night shift ninyo. and make sure na kapag nag pa compute keu ng severance pay ay meron keung PAYSLIP (3MONTHS). para mas accurate xa. HRD contact number 1577-0071 (4* for tagalog)

[@jarevisuals8092]

@@Loidvlogforeps slamat po mam ng marami

[@Loidvlogforeps]

@@jarevisuals8092 welcome po~~

[@marcelotamayo450]

Sa pagclaim po b ng benifits ,need po ba woori bank account... sabi kasi ng iba need sabi po ng iba nd na....IBK lng kasi meron po aq ...salamat po

[@Loidvlogforeps]

Hindi na po

[@marcelotamayo450]

@@Loidvlogforeps salamt po

[@Loidvlogforeps]

Welcome po

[@yvessimonbalad8755]

ma’am anong benefits po pede ko makuha kung 3 yrs lang po

[@Loidvlogforeps]

Kookmin, Samsung Insurance (twejikom) at ung 400, 000won na departure guarantee insurance

[@rvydvd6168]

madam san ko po kau pwd mkontak? my tanong po kc ako.. ung hwesa ko hnd ngbgay ng tejokom ng huling sahod ko.. sabi ireport ko dw muna sa labor ata un.. pwd b ung gnun? wla man lng ako mttnggap sa knila kht kaunti? 3.5 years ako sa knila

[@Loidvlogforeps]

Contact kapo sa Facebook page ko

[@rvydvd6168]

@@Loidvlogforeps ok npo madam.. ako po yung tumawag sa inyo kanina.. gamsalamat sa napakabilis nyo pong pagsagot at sa tulong.. 🧡

[@Loidvlogforeps]

@@rvydvd6168 maraming salamat din po~~

[@angelynganayo7570]

Hello po pano po pag 3 yrs and 10 months lo.?

[@Loidvlogforeps]

need po ng last 90 days (3 months ) payslip

[@wellie7173]

Maam anung sahud poh ang i commute nmin sa last 3mnths? Yung gross pay oh yung net pay poh namin? Salamat poh

[@Loidvlogforeps]

gross pay po

[@wellie7173]

Loi D Vlog ok maam salamat poh..

[@Loidvlogforeps]

@@wellie7173 welcome po~~

[@mikesenillo2913]

@@Loidvlogforeps mam mag open ako nang bank account sa worri bank para makuha ang bene

[@chaguevarraalarcon19]

Mam bale yung departured guaranteed issuance yun po ba yung partial ng tejikum namin?

[@Loidvlogforeps]

Yes

[@chaguevarraalarcon19]

@@Loidvlogforeps thankyou po sa info mam

[@yummytito1374]

what if 1 year and 11 months lang po mabibilang po ba yung 11 months?

[@Loidvlogforeps]

Hnd po. It should be 12 months. Kapag po hnd umabot 1 year hnd po xa kasama

[@josephcaballero6283]

my website po ba sa twejikum para malaman kung magkano inihulog ng amo ko po.

[@Loidvlogforeps]

Pwede po keu tumawag sa Samsung whaje

[@ojearranguez5975]

ma’am pano po nagpa release taz previous company 3yers 8mos taz last company 1yer

[@Loidvlogforeps]

Ung last company ang kkwentahin dahil ung previous company MO ay nasa Samsung n ang twejikom mo

[@marvinvasquez1660]

Pano madam malalaman ng yung tejikeum ay nsa samsung n s previous company

[@Loidvlogforeps]

Kol kapo sa Samsung Insurance ask nyo po

[@gudvibest.vfelayo8448]

Magkano po kaya makuha pag 2years and 7months ka lng

[@Loidvlogforeps]

kzbin.info/www/bejne/eKDUc6l6htV6mdU

[@marvinvasquez1660]

Bali hindi po ako lumipat ng company..pero ngpalit po sila pangalan..tpos pinapirma ako bgong contrata..yung dting kontrata ksma b yun s computation..slamat po

[@Loidvlogforeps]

hnd na po xa, kasama kasi ibang company na po yan.

[@marvinvasquez1660]

@@Loidvlogforeps e pano po mkukuha yung twejikeum s dati kong kontrata s kanila..s twejikeum chaek n po b mpupunts yun..o ty nlng saken😔😔😔 g twejikeum

[@Loidvlogforeps]

Dapat nag pa compute po keu ng twejikom and nag ask keu sa kanila. Kasi release keu nun eh

[@philipjohnnavarette6432]

Idol magkanu ba ang average na makukuha sa tejikum pag walang ot in last 3 months

[@philipjohnnavarette6432]

4 years and 10 months..

[@Loidvlogforeps]

Depende po yan sa last 3 months salary nyo~~

[@jonathanbasilio7981]

Hello po mam. Pano po pag 3yrs and 5months lang sa company? Bale x3.83 parin puba nun? Slamat po

[@jonathanbasilio7981]

Ahh devide by 12 po pala hehe

[@Loidvlogforeps]

😉😉😉

[@anthonynavarro4771]

Maam paano po pag tnt?pano po compute ng tejikum?

[@Loidvlogforeps]

same lang din po

[@johnpikez1097]

Makukuha mo po ba yung benifits mo kahit Saturday or Sunday bukas parin ba

[@Loidvlogforeps]

Weekdays lang po. Maliban na lang kung sa pinas nyo xa i claim pd po keu umuwi ng sabado

[@johnpikez1097]

Loi D Vlog kunin ko po sa Incheon airport thx po mam

[@Loidvlogforeps]

Welcome po~~

[@gudvibest.vfelayo8448]

Cno po ang mga pwedeng makakuha ng tejikum

[@Loidvlogforeps]

kzbin.info/www/bejne/nHW1Zmaea7Olnrc

[@Loidvlogforeps]

kzbin.info/www/bejne/nHW1Zmaea7Olnrc

[@UnadsChannel]

mam gud day po.request po sna ako pra samin mga uuwe n ng pinas.guidelines po sna pgkuha ng police ..ty po God Bless

[@Loidvlogforeps]

malapit ko na po gawin~~

[@UnadsChannel]

@@Loidvlogforeps wow thank you mam.aabangan ko po.

[@paturoktv205]

Panu mam kung iba computation ng company..sa nacompute mo😞

[@Loidvlogforeps]

paanong iba?

[@paturoktv205]

@@Loidvlogforeps kc po mam..compute ko sa tjikjm ko..11m,,tpos tnnong ko po cla..kung magkano tejikum ko..8m lng daw po...d ko alam panu compute ang gnwa nila mam..

[@Loidvlogforeps]

Hingi ka ng Computation sa kanila

[@paturoktv205]

@@Loidvlogforeps mgbbgay po kaya cla nun mam...sa nps po b?nrecord din po b un?

[@romulosantos3111]

Legit po ba to?

[@levytanglao2728]

Napaka gulo mag compute neto.dapat dinemonstrate mo sa papel

[@Loidvlogforeps]

Actually nasa description po ung demonstation😊😊😊 PD nyo po icheck

[@jcaptv9208]

Madam,ayan napo ba ang company twejecom?

[@Loidvlogforeps]

Kapag kulang ang bayad sa Samsung iyon ang twejikom na nakukuha sa company