If you have a credit card and a kid. Add your kid as an authorized user and pay the bill on time. By the time that kid hits 18. Boom 800+ credit score for them to succeed in this world. Schools arent teaching this its up to us.
@novariseinvest2 жыл бұрын
Excellent! Thanks for sharing! Here’s a video talking about other tips to implement kzbin.info/www/bejne/goCmiYB-aJV3Z7s 🤗
@yvonneoy31242 жыл бұрын
So the kid signs the document at the register? This sounds real iffy to me.
@barbaracisternas63532 жыл бұрын
awesome thank you.
@JoeRogaine692 жыл бұрын
@@yvonneoy3124 if you don’t tell your kid, Than that’s not even an option. It’s like a secret 18th birthday gift.
@jackies352 жыл бұрын
@@yvonneoy3124 Can the kid travel alone? NO! So, therefore, the kids won't know about the credit.
@JamesJames-pj8fl2 жыл бұрын
Naw this was the most CREATIVE way on how to buy real estate with a credit card THANK YOU 🙌🏽
@novariseinvest2 жыл бұрын
Glad it was helpful!
@normagarcia35702 жыл бұрын
Thank you for being very informative and to the point .
@novariseinvest2 жыл бұрын
I’m glad you liked it 🤗
@princesskabliav2 жыл бұрын
Thanks for the useful option that no one talks about! 💵💵💵
@novariseinvest2 жыл бұрын
Thanks for your support 🤗🤗
@darnelllewis598410 ай бұрын
Great video, but what about the lenders of the mortgage? Will they have any issues with it?
@mrswilma11722 жыл бұрын
You show good ideas and info that gives us hope and confidence! Thanks for sharing Lucy! I appreciate it! Do you give private consultation or advice? I really need it. Thanks again!
@novariseinvest2 жыл бұрын
Glad you’re finding value in our content! We don’t do private consultations, however, we do have a free webinar if you’d like to join 👉 www.novariseinvest.com/webinar/
@PineappleGrenade842 жыл бұрын
Aloha Friday 🤙🏾
@novariseinvest2 жыл бұрын
Aloha 🤙🏼🤗
@wallstreetbeef2489 Жыл бұрын
Great video thanks
@novariseinvest Жыл бұрын
Glad you enjoyed it!
@clemtutt79672 жыл бұрын
Great information
@novariseinvest2 жыл бұрын
Glad you liked it Clem!
@johngomes42787 ай бұрын
Great segment ! What a lovely dress you are wearing 🎉
@johngomes42787 ай бұрын
Your beauty is exquisite 🤩
@novariseinvest7 ай бұрын
Thank you! 😊
@johngomes42787 ай бұрын
@@novariseinvest your channel is amazing!
@NellysDIYcreations Жыл бұрын
I guess I'm late to the party. I heard plastiq is doing away with most credit cards
@manolitoevangelista45682 жыл бұрын
Great info Lucy thanks
@novariseinvest2 жыл бұрын
Thanks Manolito! 🤗
@maritestaylor84582 жыл бұрын
I loved this video.
@novariseinvest2 жыл бұрын
I’m glad you liked it 🤗
@EdgarBirdsong2 жыл бұрын
This video was super Dope.
@novariseinvest2 жыл бұрын
Thanks Edgar!
@peraltag232 жыл бұрын
I like the option of still being able to leverage Chase business for balance transfers. Brilliant! 🤗
@novariseinvest2 жыл бұрын
I’m glad you like it! 🤗🤗🤗 best of luck 🍀
@luisfonseca27902 жыл бұрын
Can't wait to try it.😀
@timothystafford53902 жыл бұрын
@@novariseinvest I spoke with Chase and Plastiq today and they said using my Chase Buss Ink card to buy real estate would be fine and I would still get the 0% apr. Were you referring to personal cards from Chase?
@dirtdeeds9 ай бұрын
@@novariseinvest Which Chase card do you use for balance transfer?
@Chezzo632 жыл бұрын
Haven’t seen you in awhile ✌🏾
@novariseinvest2 жыл бұрын
Hey Victor! Welcome back 🤗
@josianunes48 ай бұрын
How to show proof of funding when you use a credit card method?
@chelsbolin3 ай бұрын
No doc loans maybe
@ericquinones17542 жыл бұрын
Wouldn't the loan officer still ask where the down payment came from?
@novariseinvest2 жыл бұрын
Hi Eric. That will depend on the type of loan you’re getting.
@ericquinones17542 жыл бұрын
@@novariseinvest Conventional loan.
@jetbluee44572 жыл бұрын
@@novariseinvest what type of loans will this work on , besides ofc cash buy
@p.i.e5079 Жыл бұрын
Creative financing or sale by owner
@ericquinones1754 Жыл бұрын
@@p.i.e5079 creative financing???
@iamiqbal2 жыл бұрын
It’s good to know and thanks for this insights. Buying through credit card can only delay payment to about 30 days. Like say my credit card limit is 15k and i use that. I need to pay the bill for credit card in 30 days. How can we get time on this?
@raiden30132 жыл бұрын
im guessing she is using 0 apr intro bonus cards. gives you anywhere from 12-18 months to pay the cards back. and only having to do minimums every month
@lorenzoedarko6362 Жыл бұрын
@@raiden3013 u can also do a balance transfer after your intro APR is over to a card with thew same 0 apr intro bonus
@normagarcia35702 жыл бұрын
💳 thank you
@novariseinvest2 жыл бұрын
Thanks for reading everything! You’re the best! 🤗
@noworldstress2 жыл бұрын
Incredible info
@novariseinvest2 жыл бұрын
Thanks! 🤗
@josephraczka76182 жыл бұрын
Hey, what if you have to use multiple credit cards? Let’s say the house costs $30,000 and you have none card with a $15,000 limit and another with a $20,000 limit???? Has anyone ever done this?
@missdesireindependance5194 Жыл бұрын
If you have a discover card you can transfer it to your checking account or write a check to yourself. You can’t use this method with business cards only personal cards.
@westmerchantus2 жыл бұрын
Then after a month we have to pay the mortgage in full you mean ?
@novariseinvest2 жыл бұрын
Hello! Thanks for your comment! I invite you to watch this video to learn more about it kzbin.info/www/bejne/l6O1gaN9od9kqtE Best of luck 🤗
@TropicalStormDebi Жыл бұрын
Doesn't the loan company ask for verification of funds for your down payment? Since it's a credit card, how do you show that you have funds available? Thanks!
@juanzapata77017 ай бұрын
It looks like you can transfer to your own account.
@onlinedealhacker20699 ай бұрын
So, you only paid your earnest money (you said down payment) for escrow? Have you ever wired the entire purchase amount? Is there a certain limit?
@Millzlane Жыл бұрын
What about using multiple cards? 🤔
@mr.larose6466 Жыл бұрын
Whats the limit on tht credit card?
@novariseinvest Жыл бұрын
That depends of the bank and your credit score 😉 Thanks for viewing our content
@missdesireindependance5194 Жыл бұрын
You can’t just mail yourself a blank check and give it to the loan officer without doing a wire transfer?
@novariseinvest Жыл бұрын
I guess you can do that, but you will have to physically mail the check, then wait until receiving it and then, give it to the loan officer. Wire transfer is easy and fast, besides you can do it from the comfort of your home.
@missdesireindependance5194 Жыл бұрын
@@novariseinvest Do real estate agents accept this for down payments or only closing cost?
@No1Seed2 жыл бұрын
Thanks. Learned sth new. Can you explain the zero interest rate? I assume you mean that you have a new credit card that perhaps give you 0% for 12 months or so. By using that card you can spread your down payment over that period without paying interest. Is that what you mean?
@novariseinvest2 жыл бұрын
You got that right 😉
@Danilo07172 жыл бұрын
So I just got a house and Jan 17th is the closing date. Should I go ahead a apply for a new Card or 3 or 4 at the same time?
@jackies352 жыл бұрын
@@Danilo0717 You better not! They usually run your credit right before you start. If you apply for credit now to later, the loan officer will know and it will damage your credit.
@jackies352 жыл бұрын
@@Danilo0717 I think this is for potential investment properties. I am not sure if you want to have a high credit card balance and a mortgage at the same time?!
@Danilo07172 жыл бұрын
@@jackies35 Thanks dear
@moneymagnet2545 Жыл бұрын
In Canada they have a rule that the person paying the downpayment should have the full amount in the debit card account for atleast 3 months. Do you think I can transfer my money from my credit cards to my debit card 6 months prior?
@bri3325 Жыл бұрын
the restrictions for visa and chase are only for personal cards correct? not business credit cards? Also, if i plan to wire the down payment using this method to purchase commercial real estate (wire with credit card), is it okay to let the loan officer know that? or should i be discreet.
@kopbop7959 Жыл бұрын
Hi.i just looked on the plastiq I don't see downpayment I see mortgages is it under that
@bankx718 Жыл бұрын
So I can basically liquidate my business cards in business accounts?
@MikeThird150311 ай бұрын
nice,, so you can still use a Chase card ?
@user-ek8ds5jv6f4 ай бұрын
@novariseinvest does this still work in 2024 or is there another way of doing this?
@shawnpinkston30312 жыл бұрын
Can you use multiple credit cards FOR a downpayment for real estate?
@novariseinvest2 жыл бұрын
Hi Shawn - per my experience, I was able to use multiple credit cards for a down payment 😉
@tawashacrowder3983 Жыл бұрын
Do you set your Plastiq account under your business or your personal information?
@kevintruong95062 жыл бұрын
What if I'm using bank financing to purchase a house and use Plastiq to wire the down payment. The lender will ask for bank statement showing where the down payment came from. Any recommendations on how to use Plastiq when purchasing with bank financing?
@novariseinvest2 жыл бұрын
Hi Kevin, in my case, I use business credit cards. So the debt in my cards don't appear in my personal credit profile. Hope this helps =)
@keviny.95962 жыл бұрын
@@novariseinvest Won't the IRS audit you because the business credit cards are to used to buy for real estate.
@hildab17952 жыл бұрын
If buying a house don’t one has to go through the bank first to receive a loan
@novariseinvest2 жыл бұрын
Hello! This video that can help you! Here's the link 👉 kzbin.info/www/bejne/rJu5koZraZl2fNk
@raheemtheinvestor2 жыл бұрын
I have chase 🙄 maybe it’s better with Bank of America ?
@gautamraj2440 Жыл бұрын
Lending companies didn't allow me paying down payments with credit cards. they wanted only liquid cash for both Primary and investment properties. they will verify from which account I am gonna make Downpayment. May I know how did you bypass this?
@missdesireindependance5194 Жыл бұрын
She was only using this for closing cost.
@OceanWillowEstates Жыл бұрын
What did you submit for invoice? Also how many days is typical for a wire to title company using plastiq?
@novariseinvest Жыл бұрын
Hello, Stephanie! We have a video that could help you! Here's the link 👉 kzbin.info/www/bejne/i5vLY62mpbCoZ7s
@awelltew Жыл бұрын
Hi Lucelia, I see this video is from a year ago. Is it still valid?
@novariseinvest Жыл бұрын
Sure!
@hildab17952 жыл бұрын
Hello can one still use credit card to buy a house
@storeroom15033 ай бұрын
I have no idea what’s going on 😂 can someone pls explain to me. This sounds interesting
@novariseinvest3 ай бұрын
Hello! Sure, we do have a video that can help you! Here's the link 👉 kzbin.info/www/bejne/i5vLY62mpbCoZ7s
@LocdInChrist2 жыл бұрын
💳 Thanks for information.
@novariseinvest2 жыл бұрын
You're welcome! 😀
@becca31272 жыл бұрын
Hi, the the $40 wire fee per credit card? Or can you combine all 3 chase credits in one transaction?
@novariseinvest2 жыл бұрын
Hi there. From my experience, the fee is per transaction.
@becca31272 жыл бұрын
Can you combine more than one credit card in one transaction?
@becca31272 жыл бұрын
Ok thank you. Sounds like I should consolidate my credit card and have one with the highest limit
@chennailocal2 жыл бұрын
Does plastiq work with business credit cards ?
@novariseinvest2 жыл бұрын
Yes, it does! 😃
@luisfonseca27902 жыл бұрын
💳 Thanks!
@novariseinvest2 жыл бұрын
Thanks to you! 🤗 I’m glad you liked it 🤗
@josianunes49 ай бұрын
How many transitions can you do if you only have a certain amount on one credit card can you do multiple credit cards?
@novariseinvest9 ай бұрын
Hi @josianunes4, you should be able to use multiple credit cards.
@Armchair-Investor11 ай бұрын
💳
@Danilo07172 жыл бұрын
Awesome videos. Lucy, what do you recommend, I just got a house and Jan 17th is the closing date. Should I apply for a CC? It is a conventional loan, bank! I also have a business and a BUSINESS CC. What should I do?
@novariseinvest2 жыл бұрын
Hi Danilo, congratulations on the scheduled closing! Since you are so close to the closing date, I will hold off on applying to any new credit cards. Here is a video that will provide you more insights as to why you should hold off until after you close on your house: kzbin.info/www/bejne/mHq3aGp_rq-Merc. Once again, congratulations on the purchase!!!
@Danilo07172 жыл бұрын
@@novariseinvest Lucy thank you for sharing your knowledge. I watched the video you sent.
@novariseinvest2 жыл бұрын
@@Danilo0717 you're welcome! Happy New Year!
@Danilo07172 жыл бұрын
@@novariseinvest Happy New Year
@jmp00352 жыл бұрын
Will the wire transfer count as a cash advance or a regular purchase?
@novariseinvest2 жыл бұрын
Hi Gamer Fam. That will depend on the type of credit card, most credit cards will not count as a cash advance.
@chennailocal2 жыл бұрын
Basically do the same approach but using a business credit card ? Does it work in plastiq ?
@novariseinvest2 жыл бұрын
Yes, it definitely works! 😉
@familia92072 жыл бұрын
How to do you get a business Credit Card? I assume you have to have a business, correct? I want to open my LLC but not sure how to go about it
@fghhgfswetyh2 жыл бұрын
This means the card will have enough money to pay the entire cost of the house. Is that correct?
@novariseinvest2 жыл бұрын
That is one way to look at it. You can also use multiple cards to pay for the house ☺️
@fghhgfswetyh2 жыл бұрын
@@novariseinvest thank you for the reply.
@IsaacEssentials2 жыл бұрын
Nice!! So you can send multiple wires from different cards to add up to the total hour price?
@crownchrist2 жыл бұрын
@@IsaacEssentials that’s one of my question 🙋🏽♂️ ?
@crownchrist2 жыл бұрын
So, if I enter agreement with a private seller “cash for keys” , can I use plastic to wire funds to their bank account ? Also, can I use Plastic to pay for property taxes ?
@novariseinvest2 жыл бұрын
Hi @crownchrist, to answer your first question, yes, you should be able to use plastic to wire the funds for your cash your keys purchase. Regarding your second question on property taxes, you should be able to pay property taxes directly on the state's website as most states now accept credit cards for property tax payment.
@peterkung14732 жыл бұрын
Thanks for this great video. I have one question. Can I use 0% apr CC to reduce the mortgage principal balance through Plastiq or balance ?
@novariseinvest2 жыл бұрын
Hello Peter! We do have a video that can help you! Here's the link 👉 kzbin.info/www/bejne/l6O1gaN9od9kqtE
@Danilo07172 жыл бұрын
Hi Lucy, a question for you, dear. I need 5K into my checking ACC to pay something. I am thinking of applying for a new credit card and leveraging the benefits. How can I transfer the money from the credit card to my bank, ACC? I've heard about plastic. Please help me. Thanks, Lucy
@novariseinvest2 жыл бұрын
Hello Danilo! Thanks for watching! This video could help you 👉 How To Get The Funding For Real Estate kzbin.info/www/bejne/i5vLY62mpbCoZ7s
@yvonneoy31242 жыл бұрын
Does the card pay the entire house payment
@novariseinvest2 жыл бұрын
Hi Yvonne! You’ll leverage multiple cards 😉
@TravelstrategistАй бұрын
I love this video! It's hard to find other people who use this same method! My channel is fairly new and I'd love to have your support in following me back! By the way, the Chase Ink Preffered gets 3x with most title companies who fall under office supplies, lol
@zulfakaraspar23112 жыл бұрын
It is a dangerous method. You can only succeed if you have a very high self discipline in expenditure. Those people also succeed in Malaysia. But the method to accumulate the cash is different.
@HoopsKing25 Жыл бұрын
now plastiq filed for bankruptcy
@novariseinvest Жыл бұрын
Yes it's a shame, but it is in the process of being acquired by another Fintech as soon as they receive bankruptcy court approval. We will keep an eye on what happens. Anyway, thanks for watching our content. 😉
@HoopsKing25 Жыл бұрын
@@novariseinvest no problem, I went to the website after watching one of your videos. But I also did research to see if it was a legit company and that's what I found so which is why I posted it.