How to Ensure You Never Have to Work Again After Retiring EARLY!

[@RandomJane104]

I won't miss the late Sunday afternoon dread.

[@joet.7831]

That's funny that you brought up the comment about your age. I kind of felt the same way when I first started watching you and James. But I watched and have learned a lot. Thank you for what you do. I'm 10 years out from my retirement.

[@melissajones7655]

I retired last year and I remember the first trip I planned post-retirement. I found an air fare I liked and my first thought was-do I need to review with my co-workers? Get leave approved? Nope. I don’t need to do any of that. I think it’s the greatest thing about being retired.

[@karenmcgovern3452]

Love these guys because to me, integrity is everything. They will do what’s best for YOU and do it very well.

[@alanm7186]

Planning on retiring at 60 the end of this year and looking forward to doing what I want, when I want and traveling! Great info in the video!

[@earlyretirementari]

Wonderful!

[@michellem8284]

You are the ONLY financial guy on KZbin I've heard say, "4% of $1M is $40K. Is that $40K after taxes? Or, is it really $50K or $55K?" THIS is what I always ask myself when they are talking about the 4% rule math. Thanks!

[@earlyretirementari]

You’re welcome :)

[@christiandavis5014]

I have recently found you and James. Thanks to both of you for what you share. Exploring retirement before 60. The concept of filling tax buckets with Roth conversions to reduce tax impact of RMDs has been eye opening. I also appreciate your prior video on impact on SS if you stop working before 35 years of solid earnings based on the inflection points.

[@CT-ou4pk]

Thanks Ari! Great information and I have always appreciated the extra effort to carefully explain and educate as part of the deal. A very happy client.

[@earlyretirementari]

Thank you.

[@andyyoo2948]

Great response to mean comment. Respect.

[@earlyretirementari]

Thank you. Appreciate it.

[@andywang4495]

Love how you stay classy with the negative comments. Great strategies to think through!

[@earlyretirementari]

I appreciate that!

[@markb8515]

Thanks for another great video Ari! I'm retiring in less than a year and am looking forward to traveling as much as possible.

[@neverclevernorwitty7821]

I plan on retiring in about 14 months, sequence of return risk feels very present to me now since it seems like we are getting to the end of this bull run and long bear market is ahead of with challenges over national debt, social security, and interest rates.

[@johngill2853]

You should plan for a bad sequence of return. You always plan for it and hope it doesn't happen

[@MIA_DaDe]

I've retired 'early'... (late 50s) after year of planning along the lines of 'F.I.R.E.' . I appreciate your videos and am pretty happy with a lot of prep work over the past years (i.e., setting up Roth IRA, Reg IRAs, brokerage account, etc.). Your videos typically make me think/re-think of some of the many variables contributing to my success such as today's reminder about withdrawal strategy. Thanks for all the thought provoking thoughts.

[@earlyretirementari]

I’m so glad!

[@larriveeman]

age has no bearing on intellegence

[@earlyretirementari]

Thank you very much.

[@etihwdivadnai]

Finding out that you have forgotten which day of the week it is is always amusing. (Downside is that you have been caught out by the disbenefits of trying to do something during the weekend "hoards".)

[@kwaichangcaine8234]

I liked the video a lot, I almost passed it up because you looked so young. I'll be 65 September 2025 and I'm thinking to at least semi retire then . Self employed carpenter here, it's harder to do the work now.

[@heidikamrath1951]

Retirement means: no alarm clock!

[@Coast_to_Coast]

@Ari are you still taking on new clients personally? Thanks for the great info!

[@BossTweed-mj7jp]

Does paying taxes out of a traditional IRA make a significant difference on the longevity of a portfolio? It seems to be convenient at a relatively small cost.

[@johngill2853]

Details matter but most people will pay less taxes in retirement making traditional the better choice That being said look at Roth conversions and see if that makes sense

[@WanderingTuckers]

Thanks for the video, what's the link to the asset allocation video you reference near the end of your video? Not seeing it or recognizing it in your video list. Thx!

[@earlyretirementari]

Thank you. Here you go: kzbin.info/www/bejne/iajcZIyQqteSeNksi=k9ehr36ZIi_EQ7iJ

[@johngill2853]

4% plus inflation is what historically you can safely withdrawal in worse case scenario It includes everything. Like taxes,fees, vacations and food.

[@tomm.3994]

I’ve been looking for someone to look over or discuss my retirement plan. Do you have clients that you consult with? As opposed to AUM?

[@Bill-vk7fh]

Just curious - how do you know you've helped 1 million people ? How do you quantify this statement ?

[@Bigboss-xe6lm]

Yeah, I too reacted to that comment

[@etihwdivadnai]

Never having to be woken up by an alarm is a great benefit.

[@TheFtm22]

If you look 14 now, you'll be looking awesome for decades!😊

[@earlyretirementari]

I hope so!

[@TylerFischer11]

Ari, I'm a newer listener, I'm worried I am investing too large of a ratio to my tax advantaged accounts vs my brokerage. I'm planning to be able to retire very early (~40). I tried looking through your videos for guidance, but am not finding anything I'm looking for. I'm afraid I'll be 'Retirement Rich' but 'liquidity poor' due to the restrictions on 401ks and IRAs. Do you have a resource you can link me?

[@pengmagno7395]

If it’s such a huge concern, why not stop contributing to your 401k or just up to the match then build up the taxable brokerage account.

[@wildfoodietours]

For early retirement you can always use the 72t rule to withdraw from your 401k or traditional ira penalty free.

[@johngill2853]

Don't worry Figure out what makes sense. All this information is easy to figure out or easy to pay someone to figure it out for you

[@TylerFischer11]

@@wildfoodietours Yeah, doing a SEPP always worries me as I feel like it's the point of no return. Much harder to re-enter the work force if our retirement plans fail. But, as we get closer, the picture should get more clear.

[@janethunt4037]

Wow, Ari! Just wow! It's so funny how some of the best people in their fields do look incredibly young. If you're in Root Financial, you should be taken seriously.

[@earlyretirementari]

Thanks for your kind comment!

[@billphister]

Not to be mean, but Jeff's comment makes no sense. It's like thinking that a mechanic can't fix a car, if that person doesn't own a care themselves. That's a non-sequitur, to put it kindly.

[@DannyJacobsen-g8f]

Hello everyone, Unsolicited here....Ari is the real deal. I have traveled the world and worked with many CEO's of both Fortune 100 and 500 companies. I have never met Ari, but I can share that though my work, I know people who are authentic, smart and driven. I am not captivated by most. I am captivated by Ari.

[@earlyretirementari]

Thank you, Danny. One of the nicest comments received - of all time!

[@lisasummers191]

Wish you were canadian......also...I would love to just wake up and smell the roses....never seems much time for that.....

[@Pje3ski]

Smile Arie

[@earlyretirementari]

:)