How To Find Private Money Lenders (Get TAX-FREE Money From Stocks, Bonds & Your Business)

In this podcast, we will discuss how you can find private money lenders that provide security-backed lines of credit and get tax-free money from stocks, mutual funds, bonds, business, and even the art on your walls!
We are here to bring you another installment of the Anderson podcast. We also have two amazing guest speakers, Geal Talbert and Dan Ollman on this episode. We're delighted to get their input on how to access assets without having to sell your own assets.
Learn more about Geal Talbert 👇
advisor.morganstanley.com/gea...
zaubee.com/biz/geal-talbert-c...
/ gealtalbert
Contact Dan Ollman 👇
Executive Manager-Anderson Funding Community
[phone] x 270
Questions: [e-mail]
1 on 1 Consultation: calendly.com/anderson-funding...
Between our two guests, they will be showing you some mind-blowing ways to access capital using various strategies that you've probably never even heard of without reporting your personal credit. In addition, the money is 100% tax-free!
Claim Your FREE 45-minute Investment Strategy Session to receive business planning tips and a clear investment strategy.
👉 aba.link/036531
Disclaimer: The Rates Mentioned on This Podcast Change Regularly
If you have questions, then chances are we will be able to provide you with answers. In this half-hour-long video, we will have an in-depth discussion on these topics, so be sure to join us till the end.
Thank you for joining us once again for the Anderson podcast.
Hopefully, you enjoyed the content and found it useful for your lending approach. Those who genuinely enjoyed the content should consider subscribing to the channel. You could also take it a step further by liking this video to show your support for this type of content.
If we failed to answer your questions in our video, then please head over to the comments section, and we will try our best to respond to you.
Once again, thank you, and we look forward to supporting our audience with more regular videos in the future.
0:00 - Intro
4:37 - Borrowing against your securities
13:36 - How long do I have to pay it back?
23:07 - Business lines of credit
30:53 - Other types of assets to offer for loans
36:38 - Summary
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ABOUT TOBY MATHIS
Toby Mathis, Esq. is the best-selling author of Infinity Investing: How the Rich Get Richer And How You Can Do The Same. Toby is a tax attorney and founded Anderson Business Advisors, one of the most successful law, tax, and estate planning companies in the United States.
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The information provided in this video should not be construed or relied on as legal advice for any specific fact or circumstance. Its content was prepared by Anderson Business Advisors with its main office at 3225 McLeod Drive Suite 100 Las Vegas, Nevada 89121. This video is designed for entertainment and information purposes only. Viewing this video does not create an attorney-client relationship with Anderson Business Advisors or any of its lawyers. You should not act or rely on any of the information contained herein without seeking professional legal advice.
#privatelenders #lending #taxfree

[@TobyMathis]

Have questions about this video? Sign up for a free consultation to get your questions answered by professionals. aba.link/036531

[@speakingscripts]

Excellent resource! Definitely pushing this out to all of my clients! Thank you for bringing together so many experts for this video (echoing your own words at time stamp 40:07 in the video, their wisdom share really hit home for me). All of your videos are flawless! Keep 'em coming!!!

[@TobyMathis]

Thank you, thank you! Your words are precious to us and we are grateful our work helps you!

[@seanchesal5676]

Such great information here. Wish I would have learned all this years ago

[@MrSeraphcorp]

Wow! I thought that some of the other videos that I've seen before where the best I've ever seen BUT THIS NOW has taking the crown for the best video you put out. (QUESTION) In the changing global economy into fedcoin and other changes coming in the world regarding ESG How would The Lending landscape change? What would it look like?) I'm definitely going to keep you in mind and use you in the very very near future thank you again sir blessings to you and your family.

[@lourdesmilian470]

Extremely informative thank you so much

[@gandalfmithrandir9835]

Incredible video! This was jam-packed with revelations. I'm definitely saving this vid.

[@TobyMathis]

Please do! We hope that you consider sharing it too! Thank you for taking the time to watch our content.

[@xslayerizedx]

Very interesting video , it had my gears turning on what my next moves will be

[@raymondhooks855]

This is the best infinity investment video that I have seen this far

[@SimonSozzi7258]

Mind thoroughly BLOWN!!!

[@fR_eN]

Very nice resources in this video! Would Dan's business funding option work with an LLC?

[@alonsogarcia6666]

Hi Toby, outstanding information !!!This change my life and my financials plan :)Thank you so much .

[@marlonevans2128]

I I/o

[@Caad3ll]

I’ve been trying to show this to my people.

[@moriendus]

You could also just use a properly structured, dividend-paying whole life insurance policy from a mutual life insurance company whose cash values are guaranteed to grow over time. You would just borrow against the cash value through a policy loan from the insurance company. There are no required monthly payments (you pay it back when you want or not at all, although you really should) and no margin calls because your cash value is guaranteed to grow every single month and will likely earn dividends every single year. You would then use those dividends to purchase more life insurance within the policy so that you would earn even more dividends the next year. This leads to an exponential compound growth curve which gives you more cash value against which you can borrow. There is no credit check to take out a policy loan and the insurance company cannot deny you for the loan as it is a contractual right of the policyholder to take out a policy loan.

[@marcsegien3544]

Yes, I do this right now with my whole life policy. It’s called a IBLOC. Very effective.

[@kylespeaks7401]

2% a year gain, plus high fees, make these not as effective. At least the policies I have read through.

[@kbunky69]

Yes much better way to finance it over the loan against securities

[@moriendus]

@@marcsegien3544 I've never heard of an "IBLOC". I'm just talking about policy loans from an IBC policy. No one calls it an "infinite banking line of credit" because that isn't a thing.

[@moriendus]

@@kylespeaks7401 I'm not sure what fees you're talking about. You have less cash value growth in the first year to pay the agent's commissions. After that, your cash value grows much faster, and continues to accelerate over time. There are no real "fees". Maybe you're thinking of universal life policies or something? Also, 2% a year gain is not at all accurate. Usually it's at least a 4% gain if not more, but the growth compounds without interruption because you can access the cash value through a policy loan instead of by taking the money out directly. If you understand how compound interest works, this is desirable. Also, since you're able to access the cash value through a policy loan, then the percentage of gain doesn't really matter because you can still invest in whatever else you want to. You're not choosing either a whole life policy OR to buy real estate, for example. You buy the whole life policy first, then borrow against it to buy the real estate. IBC is just a way to store capital in a place where it's guaranteed to grow tax-free and where it can be accessed tax-free at any time.

[@plv702]

Toby, what about the saying sell high buy low? I'm specifically talking about real estate. I sold 3 properties in Las Vegas to buy more during the down market or possible recession.

[@TobyMathis]

Learn more about Geal Talbert 👇 advisors.ubs.com/geal.talbert/ advisors.ubs.com/successiongroup/ Contact Dan Ollman 👇 Executive Manager-Anderson Funding Community [phone] x 270 Questions: [e-mail] 1 on 1 Consultation: calendly.com/anderson-funding-community/

[@kbunky69]

That those links to do not work . Maybe she moved on or something did not copy correctly when you posted it . Just a heads up Toby

[@aurelius7435]

Great video, Toby - learned a lot. I wonder how the dramatic rise in interest rates has affected the availability of the credit options you discuss with these expert guests or the feasablity of these strategies?

[@estimatingonediscoveringthree]

This is exactly what I’m dealing with now, up here in upstate ny, trying to get equity loan on my apartment bldg for improvements

[@valeriemckay7064]

Thanks so much all of you!

[@TobyMathis]

Thank you too!

[@thomascrown]

Is there any lending option using physical gold as collateral?

[@mattlambert5079]

Great info, but as someone with a very REIT heavy portfolio, I wish she would have elaborated on why it can’t be REITS… FRT for example is a dividend King and a REIT, that’s pretty safe to me… why can’t you borrow against it? You could make a separate video on just the qualifications, such as what stocks in your portfolio are acceptable.

[@timecrook1003]

Thats a good question. REIT's are private sector Trust, not all but most. FRT is public so i dont see why not. Most Trust are not public traded entity's such as FRT or Equity's (that IPO'd). Any private contracts or agreements cant be borrowed against as of yet. I do see in the near future, ppl being able to do so via "tokenization" (which will be an option for all structures soon, public & private). My guess is due to the private sector matter involved w/ most REIT's is why its not possible (SBLOC)

[@shaolin31]

Can you borrow if your portfolio holdings are on margin?

[@TobyMathis]

You should check with your financial institution to confirm, but generally no, you would not be able to borrow from your portfolio holdings if they are on margin. Margin accounts are typically accounts where your broker-dealer, or financial institution, use your account as collateral to purchase those securities. Because of this arrangement, you generally would not be able to borrow.

[@futurewolffilms607]

Awesome. Thank you.

[@TobyMathis]

Glad you liked it! Thank you for watching!

[@SleepyMagii]

Im new to OPM and Arbitrage, aand this is extremely helpful to me TYSM! 👾💙👾 These are called security backed loans yes? (Or equity backed??), and because its backed by my own equity its a low interest rate (i believe she said 1.something %)... and so as long as the money i borrow(opm) is growing at %s greater than interest, this is arbitrage, right? Ive heard profit from debt isnt taxed because its not income... is this true? (Also thank you, because im that guy rn with a 10k account and would most definitely take that 7.5 ahahaha, good question toby)

[@dr.oraelshaddaiprayerchann4201]

I have trying to obtain a line of credit Thank-you

[@888allate]

Does a HELOC provide any additional benefit such as tax benefits?

[@TobyMathis]

It depends on what you mean in regards to tax benefits. A HELOC is a great way to both access the equity that you may have in a property as well as implement an asset protection strategy known as "equity stripping" that makes that asset less appealing for a lawsuit. For tax purposes, the money they you have access to through a HELOC is a line of credit and is not taxable when you borrow as it is debt. There may be ways to use the HELOC as a deduction, but we would encourage you to discuss that with your tax professional as it will be case specific as to your situation and what you are using the money for.

[@vincentanguoni8938]

I bought and created paper while in the Real estate business.. Mostly borrowed from banks. I now live in Peru and the banks are useless. 20 percent.. I'm hoping to Learn something new here. Thanx

[@binzhao1564]

Thanks for this video! Is that service available for people in New Zealand?

[@TobyMathis]

Thank you but we are not versed in the laws of New Zealand.

[@doreenruffalo3609]

Question: Is there any way to use my IRA for SBLOC? I'm about to approach 59.5 years old.

[@leelowe8482]

Can you use this to buy a property and title as land trust?

[@TobyMathis]

Absolutely, though whether you would want to do so will depend on a lot of specific factors. We recommend having a discussion with one of our senior advisors to discuss your particular details.

[@organizer14]

What if a person do not have securities or stock? Thanks!

[@mavilopez1953gxp]

Awesome useful

[@lookingahead1]

Do they use crypto for Collateral like BTC?

[@birdlaw4719]

Hi Toby, Toby You mention that you would post both their contact information. Where do we find it?

[@TobyMathis]

We have our guests information in the description.

[@organizer14]

How to quality private Noteholders who may be source of loans?

[@xslayerizedx]

What happens if I borrowed 100k from one of these lenders to pay myself at the beginning of the year through my llc and then used my llc to make the payments each month for the year . It's expected that I would pay it off within 11 months full amount. What scenario positive or negative would that be if I am a general contractor? Is there a better way ? Also if this is a private loan , there's no potential to earn credit score increases right ?

[@TobyMathis]

Hi JJ, thank you for leaving your comment. You can request a free 45-minute consultation to discuss our proven asset protection and tax strategies and how they apply to your unique situation. You can get set up here ----------> aba.link/tobyss

[@gavnonadoroge3092]

thank you

[@TobyMathis]

Thank you for watching!

[@alliesteamc3546]

Who can open an account with you? Can they be a resident of District of Columbia?

[@TobyMathis]

We do serve the DC area so if you are interested, let us know 😁

[@collectiblecardsgamescusto9827]

Hi. What about Gold bars. Can people barrow money off of there physical Gold to buy property?

[@TobyMathis]

Great question! That will depend more on the individual lender, but theoretically yes so long as the lender is able to see and secure the physical gold to their satisfaction, that could be used as capital for a secured loan.

[@alliesteamc3546]

What is typical process to set up what you describe?

[@TobyMathis]

Anderson has services assisting in setting up certain business entities designed to aid among other things also with the lender qualifications. We also do offer services facilitating the funding community that can assist in obtaining certain loans and lines of credit for your business.

[@petermaxx3971]

hey. The link for Geal Talbert doesn't work. Please advise.

[@TobyMathis]

Thank you for bringing this to our attention, we will be sure to update these links soon.

[@velvetpaws999]

Here is a really stupid question: at zero percent interest loan, how does the lender earn anything on the money they loaned? Nobody would lend money when they can't make any money off of it, or am I wrong?

[@TobyMathis]

No stupid questions! In this instance, yes you are right - a zero percent loan doesn't benefit a lender financially as they give a lump sum and receive that same amount back. Often these types of loans are used between entities controlled by the same individual or entity.

[@alliesteamc3546]

Can you leave their contact info in the comments? Thanks!

[@TobyMathis]

sure thing

[@astorytotell1237]

Can you leave their contact information please, Thank you

[@kylespeaks7401]

Great video! Bump for algo

[@TobyMathis]

Thanks! 👍

[@ceceliagonzales5528]

Do you work with the just starting out investor. I love in Oregon. I bought a house about 5 mos in KCMO ( I plan on moving back). I have 24, 000 in savings. I'm receiving another 25,000 from an insurance my ex husband had for me. I'd like to buy another home. I'm thinking of paying off my credit cards and car. My credit score is in the 700's.

[@TobyMathis]

We sure do, are you interested in applying for our services?

[@victoriamcdonald6810]

What are their informations?

[@TobyMathis]

Sorry, but can you rephrase the question?

[@victoriamcdonald6810]

@@TobyMathis Questions: What are their informations and how they will be hold of them in regards to “HOW TO FIND PRIVATE MONEY LENDERS”?

[@deeh2817]

🤯

[@JJ-ik2te]

Portoflio line of credit or "margin loan" = M1 or Frec. Cant invest in securities. Securities backed line of credit = cannot invest in securities.

[@Caad3ll]

115 today 🥵☀️

[@HappyFlowerBouquet-tu9on]

I am CEO of New Frontiers company ltd and registered company in Ghana, i am applying for funding for $ 1,000000.00 for real estate business in Ghana

[@tomt4971]

can you post the contact info for Geal Talbert

[@TobyMathis]

We have several links in the description that can be used

[@topmanninc]

I was informed she no longer works for UBS? Can you update contact info for Geal?