It was good to see future projections to explain the actual long term return based on the properties capital growth. However, how do you (if you do) factor in for long term depreciation of the buildings components eg wiring, kitchen, windows etc as over this time span these will most likely need an update even if done new as part of a refurb (20yrs is a long time) ?
@johnmerritt34373 жыл бұрын
It was good to see that sometimes a deal is a deal at the price set. No need to chase the price down. Once the number have been run of course. Also good choice of property my sister in law lived on that street a few years ago.
@jamesnspry3 жыл бұрын
good stuff, keen to hear more about why you avoid leaseholds?
@haziqshan32903 жыл бұрын
Mr Jamie York is legit and her method works like magic I keep on earning every single week with her new strategy
@harryjames97723 жыл бұрын
Hey.... You can get connected to Mr Jamie York with this number here 👆she is always online
@tricky19920003 жыл бұрын
also on rightmove keywords are your friend try these "in need of" "renovation" "cash only" "investors" "builders" "would benefit from" "vacant" "subject".
@JamieYork3 жыл бұрын
Great suggestions!
@solomoncarpenter65233 жыл бұрын
You just a helpful and honest person in KZbin video's channels I have see,Thank's a lots for your inspiration the you will to give us.
@JamieYork3 жыл бұрын
Thanks so much. I really appreciate that! Doing my best 😊
@foreverhappy683 жыл бұрын
Excellent explanation! The best property investment KZbin I have ever seen.
@JamieYork3 жыл бұрын
Wow, thank you!
@mahael-jack62622 жыл бұрын
this is incredibly eye opening - i dont know if you believe in a higher power but you are being rewarded massively for what you do for people, god bless
@seanwilliams94363 жыл бұрын
Once again Jamie your inspirational to me and the whole world who's taking an interest in property you have open up my mind and i'm learning a lot from you thanks again keep up the great videos
@JamieYork3 жыл бұрын
Thanks Sean!
@tricky19920003 жыл бұрын
The paisley grove property looks like it has potential to be a HMO, the rooms seem big enough, that would be an interesting one to run through the deal analyser with hmo figures. If it was suitable then it's undervalued.
@JamieYork3 жыл бұрын
Good point!
@4cooperdan3 жыл бұрын
Have lendlord for the portfolio but did not know that they had this! Great tool!
@JamieYork3 жыл бұрын
You know it!
@korey98baby952 жыл бұрын
Absolutely smashed it! Great video
@jaredparsons67192 жыл бұрын
Hi Jamie, recently discovered your channel and absolutely love it. I am in the early stages of finding my first buy to let. My question is how do you feel about leasehold vs freehold property as a buy to let? Thanks.
@osmanali4883 жыл бұрын
Always top quality thank you for the gems and honesty
@JamieYork3 жыл бұрын
My pleasure!
@sharonanwyll67723 жыл бұрын
This is great information Jamie. Learnt a few new things, especially about the LHA rates. Looking forward to the video on Social Housing. Thank you
@JamieYork3 жыл бұрын
Awesome, thank you!
@alexanderrhodesevans44542 жыл бұрын
Great video Jamie, really informative. Thank you
@JamieYork2 жыл бұрын
Thankyou!
@lorinmihalache37803 жыл бұрын
Very interesting resources, thank you. Keep it up!
@JamieYork3 жыл бұрын
Thanks!
@ferencmakra17643 жыл бұрын
Another great video and awesome content. Perfect example of true return and capital appreciation on property that is overlooked by most people.
@JamieYork3 жыл бұрын
Glad you enjoyed it
@AA-sz4bu2 жыл бұрын
Thank you for sharing your knowledge! Its great plus love the "Rough as ar$eholes" you had me cracking up!!
@JamieYork2 жыл бұрын
😂💪
@cancer23619642 жыл бұрын
The video is great. If you choose an area how do you get to know an area what practical things do you do
@JamieYork Жыл бұрын
Glad it was helpful! Thanks for watching!
@3xAudio3 жыл бұрын
Very informative. I live in Leeds so it’s nice to have potential real world examples on your videos.
@JamieYork3 жыл бұрын
Love it
@rachelholmes3 жыл бұрын
Jamie this was brilliant so much helpful info. Great channel and info, glad its going so well for you.
@JamieYork3 жыл бұрын
Thanks so much!
@yvettetam68713 жыл бұрын
Jamie can you do a video on how to buy property, refurbish and sell? How to get finance, review a deal and sale. Thanks, Cherry
@JamieYork3 жыл бұрын
Good suggestion!
@firdevsdagdas17737 ай бұрын
They are terracota colour bathroom tiles Jamie. quite trendy in 2024 lol
@JamieYork7 ай бұрын
Get out 😂
@shazav97763 жыл бұрын
Fantastic video ! Thank you for the detailed explanation on how to actually do the research !
@steveharman8907 Жыл бұрын
Amazing detail Jamie, thank you so..
@Avdarmaly3 жыл бұрын
Jamie, top man as always. Much appreciated. Can you make a video about how to find out why Not to buy a property when seeing it on zoopla, rightmove. I mean basic things. For example when you sort properties by "oldest" there can be millions reasons why they don't sell (including the reason you told about agents :))) ), but all other reasons are not obvious at all. Sometimes I see beautiful property, but it's been on the market for over a year. I can't find out why those properties do not sell and they worth my time seeing them. Clearly experts like you can see from a mile which property worth a phone call and which one isn't.
@JamieYork3 жыл бұрын
That’s a really interesting one! 100% I’ll add it to my list for you!
@celiahall61683 жыл бұрын
The 5% tip is spot on… I decide on paper that I’m going to buy it and the actual viewing is just a sense check!
@JamieYork3 жыл бұрын
💪 glad you liked it 😊
@ayo3070 Жыл бұрын
Would you recommend leasehold or freehold for buy to rent, and why? Thanks for the comprehensive video.
@JamieYork Жыл бұрын
Frreeeeeeeeehold baby
@baltiqvlog61263 жыл бұрын
can you do one for London please ? similar to this one ? Quite informative this is, thanks
@JamieYork3 жыл бұрын
You can apply everything I've done to other properties
@saras44723 жыл бұрын
Super interesting video, thanks for sharing!
@JamieYork3 жыл бұрын
You're welcome!
@thehine1003 жыл бұрын
Really enjoyed that, makes a lot of sense APG
@JamieYork3 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@pollywells36033 жыл бұрын
Great vid. Like you, we grow our portfolio in an area we know well. Local knowledge is key ! ….and very exciting to plug your properties into Lendlord and see what you are aiming to achieve in the coming years.👍😊
@JamieYork3 жыл бұрын
Absolutely!
@boxingfan1083 жыл бұрын
Great video Jamie ! Thank you so much
@Ibrahimbraimahwealth3 жыл бұрын
Great video mate. Very insightful
@JamieYork3 жыл бұрын
Glad you think so!
@EpicScotsman Жыл бұрын
Silly question Jamie, why would having a take away next to the property affect how many lenders will lend? This wasnt even on my radar! Pub intuitively makes a bit more sense. Is it something to do with the odds of a fire in their kitchen or something? Will note the point but good to understand the rationale!
@JamieYork Жыл бұрын
Yeah there's the higher risk of damages, fires, smells, inconveniences and so on!
@0007dazh2 жыл бұрын
Love your videos Jamie. I'm curious what percentage do you think property will rise over the next 5 years.
@daz78342 жыл бұрын
great vid and info - cheers
@JamieYork2 жыл бұрын
No worries Daz. Glad it’s added some value 😊
@sowaxlee7685 Жыл бұрын
Great video thanks
@JamieYork Жыл бұрын
Glad you enjoyed it, thanks for watching!
@mariaankritt58443 жыл бұрын
I am new to your channel, full if great info, just looking for my first BTL 👍.
@JamieYork3 жыл бұрын
Good luck!
@scott-ix4er3 жыл бұрын
Great video. APG
@JamieYork3 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@sedaekizoglu26962 жыл бұрын
Heya Jamie, It is Internal rate of return (IRR) - this is the second video:-)
@riccardon-g2j3 жыл бұрын
I did something very similar, run the numbers called the agent and put an offer on the phone the seller took it badly saying they won't consider offers without buyers seeing the property first...
@JamieYork3 жыл бұрын
Thats a rubbish estate agent!
@LJ-be8cl3 жыл бұрын
Thanks for all the advice. Looking to get into real estate to build a future cash flow for retirement. I would really like your opinion on REIT’s and if you think that would also be a good starting point. Especially when keeping them in a stocks and shares ISA to avoid the tax on dividends.
@JamieYork3 жыл бұрын
Just put the money into a property
@satmanku75713 жыл бұрын
Great video 👍🏼
@JamieYork3 жыл бұрын
Thanks 👍
@iamsherrydavis11 ай бұрын
Excellent!
@JamieYork11 ай бұрын
Glad you liked it!
@cippollino833 жыл бұрын
Great video Can you help me to understand please I have to remortgage my property in August 2022. Can I borrow against my equity to invest into buy to let property?
@sohaib55613 жыл бұрын
Great video. Thanks. I live in London and want to buy a BTL property in Scotland as that's the only place I can afford to buy. Is it risky leaving it to agents to manage and not having local knowledge? Thanks
@JamieYork3 жыл бұрын
No I buy all over the country!
@chiomaokpara5495 Жыл бұрын
Thanks, Jamie, I am really learning a lot fro m you. What do you think about investing in Hull?
@robertvarga4281 Жыл бұрын
how does the equity increase if its interest only? is it because your deposit value would increase as the house value increases?
@JamieYork Жыл бұрын
Only if you're refinancing :) as the value increases you don't need to put more money in on your originally finance
@Hannah-yj3zd Жыл бұрын
Need properties below market value. Thank you
@JamieYork Жыл бұрын
Hope you manage to find some!
@satyavvduddu71053 жыл бұрын
Jamie, we have some thing called home report in scotland which gives rough idea of the pitfalls and tentative repairs the property may need and also its potential market value. Even banks accept that value for lending. The sellars have it in hand before advertising . This gives us a good idea how much we can bid for without spending our on getting it valued independently . Is there any equallant of that in england?! Of do we need to waste our money for our own valuation before we bid for one without knowing if we get successful or not?!
@JamieYork3 жыл бұрын
Yes it’s different in Scotland (I wish they did that here)! But no, you have get a homebuyers which is the same… but the buyers pays for it. Not the individual
@basimmaan45492 жыл бұрын
Hi jemi I wish you can advise me I want refince my b to let property any iead how I can becuse I was away from the market long time
@WallOfWarriors3 жыл бұрын
Hey Jamie! Great video as always! I just started my first Ltd, and I'm actually looking into good locations for R2R (SA). Now I know you are not a big fan or R2R(SA), but eitherway do you have any suggestions or tips for good regions for this strategy? Cheers!
@JamieYork3 жыл бұрын
I'd be looking at places which have big developments coming, such as Amazon are always trying to build new premises, maybe look at those areas. City centres with a good reputation are always good, Manchester, Leeds, etc
@Raj-doot-online3 жыл бұрын
Great channel James 👏 👍 thanks
@JamieYork3 жыл бұрын
Thanksssss 😊 although, it’s JAMIE! 😛
@Raj-doot-online3 жыл бұрын
@@JamieYork loving your channel...keep the good work 👏 🙌 👍
@chiomaokpara5495 Жыл бұрын
How is investment in property in Hull look like? I am interested in investing in Hull of East Riding Yorkshire, I need ideals on what to do thanks
@andrewb763 жыл бұрын
haha 8:44 - it looks pretty rough to me!!
@JamieYork3 жыл бұрын
Hahaha no ;)
@Sevim-ju9py9 ай бұрын
What do you think for right to buy in london??
@DanielSwain253 жыл бұрын
Hi Jamie. Great videos. My parents have worked hard to build up our savings. We are wanting to get a better return on investment and I suggested buy to let as an investment. Where would you suggest we start doing research into by to let’s? Should I start reading up on mortgages first or would you suggest something else? Need to build foundation knowledge before diving into everything
@haydentrudgill3 жыл бұрын
Great video mate. Just stumbled upon your channel. I have a question: Where do you stand on interest-only mortgages and how would this affect the Lendlord analysis?
@JamieYork3 жыл бұрын
Search it out. I’ve done a video on this on here 😊 Pretty much all BTL mortgages are interest only and Lendlord analysis reflects this Welcome to the channel. Hope you get some value 😬
@haydentrudgill3 жыл бұрын
@@JamieYork Thanks for the reply man. I've had many chats to my mates in the pub about you so hopefully more subscribers are coming your way. Thanks again.
@fr3d243 жыл бұрын
This, or Dan's excel sheets from the dungeon?
@JamieYork3 жыл бұрын
Well, hard to beat my man Dan tbh. But close call!
@Whateveruthink2 жыл бұрын
25 year old- bought my first family home for 400k , yearly income of about 60-70k. What's the best way to buy a property to put on rent ? Second mortgage ?
@99tarung3 жыл бұрын
hey I'm looking to purchase my first property in Brighton and currently searching for a good deal, what are your thoughts on the 3 bed properties in this city?
@JamieYork3 жыл бұрын
Yeah they can be good and also SA properties are very good in Brighton
@andreibutnari65353 жыл бұрын
Thank you Jamie for such comprehensive material. However, I would like to ask for a piece of advice. I am thinking to invest in my first property. To be honest, I`ve already found one with massive potential. Though, there are some issues. Firstly, it is sold by an auction and secondly, the property has been let under a protected tenancy giving the current tenant security for life (protected life tenancy). And now the question, what you personally consider, is it worth it? Much appreciated.
@JamieYork3 жыл бұрын
Depends if it is a fixed rent or can you change it? All depends on your goals :)
@andreibutnari65353 жыл бұрын
@@JamieYork Yes, it is a fixed rent of £100 monthly. Personally, I think this is more likely a long term investment.
@seancrowe33533 жыл бұрын
The best thing about property is you get rent and capital appreciation. 1) you're not going to get much rent from that 2) selling with this kind of tenant in situ, or even remortgaging might be very hard. I'd stay clear
@alexsmith-xq3rz Жыл бұрын
APG thanks
@JamieYork Жыл бұрын
Thanks! Would be great to work together! Head over to www.aspirepropertygroup.co.uk/? and fill in your details, and a member of my team will be in touch! 😊
@juniordonay2118 Жыл бұрын
Why having a pub near by, is a issue to get the investment?
@JamieYork Жыл бұрын
Depends on your targets tenant types
@norbertcsibi77202 жыл бұрын
Could I ask why no flats? I`m just curious :D
@JamieYork2 жыл бұрын
I’m not a big fan of leasehold
@amanalki13 жыл бұрын
Love how your trying to defend the area then as soon as you say it "those who dont know the area might think it looks rough as assholes" cue people sunbathing on the footpath with sofa cushions at 8:45 🤣🤣
@talkinghat883 жыл бұрын
You mentioned Chinese takeaway would be a concern. Would an English Fish and Chip shop be ok? Or a Turkish Kebab shop for that matter?
@Smithb833 жыл бұрын
"So bear in mind if there's *anything* to do with takeaways, food, drinking establishments" etc then that could hinder your ability to get lending. Jamie gives so much value on this channel. Don't come down to the comments playing the racism/snowflake/woke cards please 👌
@JamieYork3 жыл бұрын
A Chinese takeaway is literally called a Chinese take away… but yes a chippy and kebab shop would cause issues also at times 😊
@talkinghat883 жыл бұрын
@@JamieYork Thanks. As as risk assessor myself I was more concerned about the risk profiling (from banks) than anything political. I am grateful for the info and am here to learn than anything else…….
@ourenglipinofamilylife5103 жыл бұрын
APG Thanks
@JamieYork3 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@aidankerr11253 жыл бұрын
Do properties in England and Wales have to have an independent Home Report like in Scotland?
@EpicScotsman Жыл бұрын
No they don't. The banks also value based on what was paid rather than home report (as there isn't one) in England which is much better than in Scotland where things have been going for up to 10% or more above home report but for LTV purposes the lender will use the home report value! That said HR is handy for identifying pitfalls!
@paul_sykes3 жыл бұрын
Hi Jamie, I wonder, do you offer consultancy services? I’m looking to begin my property portfolio and would rather make as few mistakes as possible.
@JamieYork3 жыл бұрын
Hey Paul, I do offer mentoring/training. if you're interested go to bit.ly/aspireeducation
@paul_sykes3 жыл бұрын
@@JamieYork registered. Thanks Jamie.
@MAADMO3 жыл бұрын
I’ve I’ll have 80k in the bank over the next couple of months and would love to get into property to secure my future
@kristen3743 жыл бұрын
I have made over $75000 trading cryptos,l even made a whopping profit of $40000 on my last trade with a capital of $5,725 due to the aid of expert Mr Jamie York
@kristen3743 жыл бұрын
Oh sure➕𝟏𝟕𝟏𝟓𝟔𝟗𝟐𝟕𝟏𝟐𝟎
@kristen3743 жыл бұрын
Here is him number 👆just get connected with him on Whats App and you will give your testimonies just like others
@jonathanobyrne55393 жыл бұрын
It’s Terracotta Jamie! It was the “Grey” of today at the millennium! C’mon!
@JamieYork3 жыл бұрын
My baddddddd
@willobrien28722 жыл бұрын
@@JamieYork Game Changer 👍 Can you point me at your special discount? Cheers
@mikej3972 жыл бұрын
Excuse my ignorance, but why don’t you like freehold properties? I thought that they are the type of property which you should be looking for?
@JamieYork2 жыл бұрын
Sorrryyyyyy. I meant lease hold!
@mikej3972 жыл бұрын
@@JamieYork Ahh right, that makes more sense haha
@brickers9113 жыл бұрын
Very informative, although a bit confused, house No2 just buy and let for a very good ROI, no BMV searcing/negotiation or refurb headaches one is expected to do as per house No1, how does that work?
@johnmerritt34373 жыл бұрын
Seems to me like house 1 was a very low key brrr. So depending on how you run the finance could pull a good chunk of your investment out early in the deal to reuse or minimise risk.
@JamieYork3 жыл бұрын
It didn't hit my criteria
@promocontent69822 жыл бұрын
5% annual property appreciation? Not sure if that's realistic...
@JamieYork2 жыл бұрын
Since it’s been measured, it’s been 7.9% as a long term average
@brickers9113 жыл бұрын
Ignore my repitition I thought the first attempt vanished:)
@JamieYork3 жыл бұрын
hahaha
@BobJJ99993 жыл бұрын
Bathroom is coral!
@JamieYork3 жыл бұрын
So THAT’S the colour 😉
@razorlight2013 жыл бұрын
Tell us how to finance these deals. Some of us refuse to be controlled by big brother credit ref agency's
@JamieYork3 жыл бұрын
Get an investor?... save?... second job?...
@snorttroll4379 Жыл бұрын
You do not like freehold?
@JamieYork Жыл бұрын
I’m an idiot… I love freehold… it’s leasehold I don’t like ( I miss-spoke)
@simonrbone3 жыл бұрын
Why don't you like freeholds?
@JamieYork3 жыл бұрын
I DO like freehold… it’s leaseholds I don’t like
@simonrbone3 жыл бұрын
@@JamieYork agreed (unless you're in London where you have no choice) but at 2:48 you say "I don't like freehold properties" :)
@steveharman8907 Жыл бұрын
APG please call
@JamieYork Жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@andycakebread76632 жыл бұрын
APG - be interested in a chat :)
@JamieYork2 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@ahmedraza2513 жыл бұрын
APG
@JamieYork3 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@moaadtaufik31523 жыл бұрын
IRR = INTERNAL RATE OF RETURN, NOT INITIAL
@JamieYork3 жыл бұрын
Ooops! Slip of the tongue there! :)
@maxglen61523 жыл бұрын
Apg
@JamieYork3 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@paulruffy83892 жыл бұрын
I dont like flats, I dont like freehold properties ?? And why don't you like flats? There's no buildings insurance to pay, lots of tenants, lots of choice, fixed maintenance... Ta
@JamieYork2 жыл бұрын
I meant to say leasehold properties… mainly because you don’t own the land it’s on and then the costa associated. Service charge maintenance etc… like owning the block
@paulruffy83892 жыл бұрын
@@JamieYork ah ha - thought so, great stuff
@Jon-hb6gx3 жыл бұрын
"I don't like flats. I don't like freehold properties." ........
@MAADMO3 жыл бұрын
I’m sure he meant leasehold
@zaminkesvani79663 жыл бұрын
APG
@JamieYork3 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@daividmorgan12493 жыл бұрын
apg
@JamieYork3 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@naveenpallapotu67463 жыл бұрын
APG
@JamieYork3 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@Nyravishawkarma3 жыл бұрын
Apg
@JamieYork3 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@Hegde1273 жыл бұрын
APG
@franklinwacfeu7543 жыл бұрын
APG
@JamieYork3 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@tomhayes75443 жыл бұрын
Apg
@JamieYork3 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@matthewknight78413 жыл бұрын
APG
@JamieYork3 жыл бұрын
Thanks Mathew! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@xexeia2 жыл бұрын
Apg
@JamieYork2 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@MayooranN3 жыл бұрын
APG
@JamieYork3 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@jolantablazyte59652 жыл бұрын
Apg
@JamieYork2 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@vsofat59853 жыл бұрын
APG
@JamieYork3 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@lojeffrey5322 жыл бұрын
Apg
@JamieYork2 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@sayedheather90263 жыл бұрын
APG
@JamieYork3 жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)
@zt8414 Жыл бұрын
Apg
@JamieYork Жыл бұрын
Thanks! Go to www.aspirepropertygroup.co.uk and fill in your details :)