How to find the best Medicare Prescription Part D Plan - 2023 Update

[@Itsme-jv4cd]

This is the best explanation of part D that I've heard ! Thanks for making it understandable.

[@SeniorAdvisorsMedicare]

Glad it was helpful! Thanks for sharing your feedback !

[@BrianEpstein-u8q]

Great, Great job! So many people use the cloak and dagger approach. You were very transparent, and not pushing one name brand company...

[@SeniorAdvisorsMedicare]

Thank you for watching and sharing your feedback!

[@benjaminsherman9525]

Thanks so much, that provided a lot of clarity.

[@SeniorAdvisorsMedicare]

Glad it was helpful!

[@ernestoalvarez4669]

Great Video..Thank you

[@SeniorAdvisorsMedicare]

Glad you liked it!

[@ogototgo]

I have several expensive meds, however usually a discount card makes the medications cheaper than the Drug Plan Copay, and if you do Not qualify for "Extra Help" , there is still usually the option of getting the medications directly from the manufacturer - for free. For many a spreadsheet is required, instead of just looking up the Part "D" plans in the Medicare, or letting an Agent direct you to a single solution.

[@SeniorAdvisorsMedicare]

Thank you watching the video and for the feedback. When we do the analysis tor our clients, we certainly check for discount coupons that can sometimes provide lower cost sharing than the Part D plans. Regarding manufacturer discounts, those generally are not available to people on Medicare.

[@LOLAJOHNSON-l4e]

This was very helpful information. I'm a new agent in coachable mode

[@SeniorAdvisorsMedicare]

Glad it was helpful! Best of luck!

[@NoelSearles-x1d]

Just looking at the comparisons, listing lowest cost first, why wouldn't a 77-year-old just take the lowest cost option especially if it has the same strs as the plan that cost five times as much. I listed six med I take. Am I missing something? Where should I be looking deeper?

[@SeniorAdvisorsMedicare]

Hello - we agree with your approach. As discussed in the video, we recommend the most cost effective Part D plan based upon your current medications. Every Part D plan has to cover at least two drugs in each therapeutic category ; so if you are prescribed something in the middle of the year, there is a high likelihood it would be covered on any Part D Plan.

[@LifeReviewerSinceBirth]

When comparing plans is there an easy way to see which drugs are covered under particular Plan's formulary or not? Right now it just shows bunch of numbers without actually letting user know if its covered or not.

[@SeniorAdvisorsMedicare]

Hi Alexander - yes, the Plan Details page shows which drugs are covered and what Tier they are for each plan. Scroll towards the bottom of the page and “View More Drug Coverage” details.

[@FloridaNative59]

I start Medicare in my birth month of December 2024 along with a supplement and a Part D Plan. Will my Plan D rate change the first of the year or is it locked in for one year until December 2025 ?

[@SeniorAdvisorsMedicare]

Hello - Part D premiums are based on calendar year. So your Dec 2024 premium could very well differ from your 2025 Part D premiums. We will be happy to help you get setup for Dec 1 when you are ready. 908-272-1970

[@FloridaNative59]

@@SeniorAdvisorsMedicare thanks

[@jackiequeenan4824]

I’m 67 years old and don’t tell any medications. What plan should I get for 2025?

[@SeniorAdvisorsMedicare]

Hi Jackie - it depends on your state; but in this case, we generally recommend the lowest premium Part D Plan. Every Part D Plan has to cover at least two drugs in every therapeutic category. So if you get prescribed a drug in the middle of the year, there is a high probability it is covered on any Part D Plan. We don't recommend "overpaying" in premium based on some unknown factor. If you have any additional questions or would like help with your plans, you can give us a call 908-272-1970.

[@abbyrock5684]

Just played with the medicare site and it doesn't even have my script. When I clicked, add, it said I had to add a prescription - no thanks, I'll stick to my local pharmacy.

[@SeniorAdvisorsMedicare]

Hello. Thanks for watching and sharing your comment. I’m not sure what you mean by “add a prescription”. To add a drug to your analysis, you just type in the drug name as explained in the video; you don’t need the prescription to run a model /analysis in the Medicare Plan Finder.

[@abbyrock5684]

@@SeniorAdvisorsMedicare When I entered the name of the medication, nothing came up. It requires the drug name which I typed in the first place but it does not acknoiwledge it. I scrolled through t"Browze Drugs" and it is not listed.

[@bobtreitler4719]

I'm really confused about the deductableI

[@SeniorAdvisorsMedicare]

Hello Bob - what specifically are you confused about? If you have low cost generics, it will have no real impacts on your costs. If you have a high cost/tier drug, you will need to pay the full cost of the drug until you reach the deductible. Then, you will have a copay/coinsurance for your drug. The video below may help as well. kzbin.info/www/bejne/rmq9hpmVn9yeqKcsi=6vOUmhBO9oNQKsjx

[@drs3055]

The WellCare policy shows $0 cost! How does WellCare make money?

[@SeniorAdvisorsMedicare]

Hello. The government pays the Part D plans for each member that enrolls in the plans.

[@Wog68]

They get grants, subsidies and credits but they still want more from you, more is less and their buddies have buddies in the corridors of every legislature, so they can. So, one way or other they will get us all.

[@abbyrock5684]

You have to jump through hoops if you're prescribed a med that is not on the list. Took my husband 2 months. He no longer uses Wellcare and I sure as heck won't if I need meds.

[@Wog68]

All these privatization bravado magicians get $12000 grants from there puppets in legislatures who all patronize US citizens as if they are toddlers. Then they will pretend to give a freebies only to collect more from you. Switch to Medicare supplement and demand national wide insurance pool as well as coverage.

[@michaelangelo9119]

Senior Advisors calls me 5 times a day and won't stop. Innappropriately harrasing and lack integrity. Should be illegal. No amount of asking them to stop calling has worked. I am not doing business with an unethical group who's relentlessly harrassing seniors.

[@SeniorAdvisorsMedicare]

Hi Michael, We do not do outbound calls, so it is NOT our company calling you. We have others who have said similar things, so we have a $100 reward for anyone that: Provides a recording of one of these calls, including: - the name of the person calling - The full name of the company - The location of the company - The location of the caller - the callback number for the company/caller If you provide us with a call recording with this information, we can try to follow up to see who is doing this and get it fixed. And we will send you a $100 reward. send recording to [e-mail]