How to make $50,000 in dividends with $1,000,000

[@DividendGrowthInvesting]

Thanks for watching! ▸ Try Seeking Alpha Premium: seekingalpha.me/dividendgrowthinvesting ▸ Try M1 Finance: dgitofi.com/TryM1 ▸ My favorite business cash back credit cards: dgitofi.com/CashBack ▸ My favorite rewards credit cards: dgitofi.com/RewardsCreditCards ▸ Book 1:1 time with me to talk about your portfolio: dgitofi.com/TalkWithJake

[@pdcdesign9632]

You could be making a higher return with that kind of cash. Go for higher risk investments if you're that young.

[@DividendGrowthInvesting]

@@pdcdesign9632 Yup! I mentioned towards the beginning of the video that my goal with this is for income. If you have a long-term time horizon, focusing on total returns and growth is going to likely be better. I talk more about this as well in this video about how to invest based on your time horizon: kzbin.info/www/bejne/joC9YXeIqq-mg6c

[@solomon3845]

How can I contact you...interested in starting a Dividen portfolio...

[@tjbland1144]

It’s really cool how you just “real life” your talks Sir. Much appreciated

[@DividendGrowthInvesting]

Thanks for watching!!!

[@cwvowel]

Bro the Viva la dirt meme was hilarious. Just that alone makes you my new favorite person on the Internet 😂

[@DividendGrowthInvesting]

Lolol literally the best channel on KZbin!!! 🙌🙌🙌🙌

[@user-bh9pk3do9p]

Cheese

[@legendary4110]

My largest holding is Schd along with Vti and 8 individual stocks. I've been thinking about adding either Dgro or Vym. I'm at the stage where i dont want to have to manage a whole bunch stocks. Investing more into etfs.

[@DividendGrowthInvesting]

having those ETFs will make it a lot easier on you!

[@miklemon2357]

You ARE the reason i got into dividend investing. Thank you for being consistent

[@DividendGrowthInvesting]

Really appreciate you saying that!! One day at a time!

[@miklemon2357]

@@DividendGrowthInvesting how do i submit a “Rate my portfolio” i want some advice. I know my portfolio isn’t as traditional as what you recommend or others but maybe you can give me some thoughts

[@DividendGrowthInvesting]

@@miklemon2357send me an email to [e-mail] and add some of your goals so I can make it relevant for you and those watching.

[@awesomekj5812]

@@DividendGrowthInvesting Does it work with all in 1 funds too or do we have actually buy stocks seperately and rebalance them....seems too much work.

[@djfunkyjoe8215]

Came across this video and I just love how this guy explains and presents his channel.

[@DividendGrowthInvesting]

Thank you!!

[@ChuckConnNYC]

Hey Jake! Another ask - can we look at FDVV? Maybe vs a DGRO or DGRW long term outlook? I hold as a satellite, but am wondering if I should roll all into DGRW

[@DividendGrowthInvesting]

hey!! I talked about FDVV a few weeks ago in this video: kzbin.info/www/bejne/jYerm6ednNR3rsk

[@ChuckConnNYC]

@@DividendGrowthInvesting oh killer, must have missed it! Thanks as always dude

[@gtamantube]

I have bought just crap tons of voo since I am not ready to retire soon; all new money goes there, i got tired of picking stocks because only one has to be bad to underperform voo; the only satellites i have are brkb and nvda and msft

[@DividendGrowthInvesting]

Some pretty strong satellites!

[@DeniseSPSP]

If youre not concerned about getting income through dividends, would it make any sense to hold something like SCHD vs growth stocks? I just figure on my end with a much smaller portfolio, the commission fees from trading are just eating away at your yields and that money would better be left untouched if you're not pulling it out regardless.

[@DividendGrowthInvesting]

Ideally you don't want to pay any commission fees. If you are in a country where there are high commission fees, then yes I think it makes sense to consider all options. In the US there are dozens of options for commission free trading.

[@jasonhoffman9607]

Have you ever looked at any Candian ETF's and stocks? Lots of steady eddies with great yields.

[@DividendGrowthInvesting]

I've only looked at a few financial stocks. What are your favorite dividend growth ETFs?

[@ListerBliss]

Thanks for the informative video! Are all of your portfolios discussed here in taxable brokerage accounts? I was under impression that JEPQ and O (most REITS) should be in retirement accounts and not so much in brokerage accounts. Curious how you handle getting dividends out of retirement accounts so young (unless these are all in brokerage accounts)

[@jeddesselle2611]

Good stuff Jake. Appreciate the portfolio reviews. Always look forward to those. 👍💰💰💰💰💰💰💰

[@DividendGrowthInvesting]

Glad you like them! Thanks for stopping by!

[@emilj726]

You should do an update on your Dividend Portfolio more often. Keep up the good work.

[@DividendGrowthInvesting]

Thank you! Sounds good!

[@vasunseeker]

Agreed!

[@richardm.441]

Hi Jake. If I book a 6pm cst appointment with you for investment review, would there be any flexibility to move the appointment to 7pm CST?

[@DividendGrowthInvesting]

Yeah we can do that. I generally have it earlier so I can say good night to our son before he goes to bed. You can book it and just write in the notes that you would like to meet at 7pm CST and I will send a calendar invite for 7pm.

[@richardm.441]

@@DividendGrowthInvesting Thanks I booked for this Wednesday the 13th, and I put in the notes 7pm cst. Thank you.

[@DividendGrowthInvesting]

@@richardm.441sounds good! I will go in and approve it now.

[@calebyee2883]

​@@richardm.441@DividendGrowthInvesting I hope it was a good call!

[@krimstix]

What would you recommend on a custodial account?

[@DividendGrowthInvesting]

I personally like focusing on total returns via ETFs. I like total market index funds like VTI and growth ETFs like VGT, SPYG, VUG for example. I made a video years ago and talked about how I look at this for my son. You can watch it here (I have since sold out of DIS and only have 3 ETFs in his account now): kzbin.info/www/bejne/oHO4cpSFpNaYa6M

[@krimstix]

@@DividendGrowthInvesting Thank you so much! I'll watch that video

[@rssharma9]

Great video, Jake. Thank you for sharing your holdings. I enjoyed it.

[@DividendGrowthInvesting]

Glad you enjoyed it!

[@rssharma9]

@@DividendGrowthInvesting I have one question for you. Please don't get offended by it. I see that, in the first account you show, with about $200 to start with, net cash flow of $686,101 and dividends of $91,126, you end up with $803,746, meaning you had capital appreciation of only about $26,319. This means there is very little capital appreciation of your portfolio. Doesn't this bother you? Sorry, this question is not meant to offend you; please feel free to ignore me or delete the question if you don't like it.

[@DividendGrowthInvesting]

@@rssharma9No worries at all! I haven't reinvested the dividends for over a year so they are not included in this. If I never took out the dividends, the portfolio would be just under $900K.

[@rssharma9]

@@DividendGrowthInvesting OK, thank you for your clarification!

[@TrackingArete]

This is the video I need now! Designing my allocations and feel so confused with following so many strategies most don't apply because everyone is at their own time horizons. Got 70% in SCHD 10% VOO/VGT 10% JEPQ 5% JEPI 5% Stocks. Will DRIP all into JEPQ/JEPI/Div Stocks from now moving forward due to needed income. Awesome video breakdown, learning a lot thru your channel. Thanks!

[@DividendGrowthInvesting]

Glad you enjoyed the video!!!

[@klub3586]

I heard JEPQ and JEPI are death for taxes

[@ivanvarykino8202]

Thank you so much. I am new subscriber and had I found your channel sooner I may have had the confidence to go it alone. I recently hired an advisor after being hugely disappointed and getting no benefit from the vanguard VAS service. My new advisor is dedicating a portion of my portfolio - my brokerage holdings of around 500k to a fairly substantial number of individual dividend income stocks. And the strategy is to grow this portion and reinvest until I am living on it. I have similar overall portfolio value at about 2.5m, but a paid off 500k+ home and cars. Zero debt. Love your channel and your humble, down to earth style.

[@DividendGrowthInvesting]

hey and welcome!! Really glad you found the channel and it sounds like you are in a really good spot financially! Kudos to you!!

[@AC313_]

Why would you prefer schd and the others over jepq if you were invested for the future Vs dividends now?

[@DividendGrowthInvesting]

JEPQ is a covered call and the upside is capped. Also the dividends are taxed as nonqualified and generally you would expect the dividend growth to be lower than SCHD/DGRO over a long period of time.

[@Siddhartha-le8vz]

Wondefully said Jake, really enjoyed both these past two weeks videos, again thanks for everything!

[@DividendGrowthInvesting]

Glad you enjoyed it!

[@Dividendflywheel]

Jake !!!! You are speaking from WISDOM & HONESTY @31:29 This is what Warren Buffett meant by telling average investors to buy an index fund. Thank you for your sincerity I am long CGDV SCHD SCHG DGRO VYM VNQ VXF.

[@DividendGrowthInvesting]

Sounds like we are thinking in the same direction!

[@theowenssailingdiary5239]

I think Buffet's opinion on dividend stocks is completely at odds with yours. He advocated buying the Spy, if I recall.

[@dawndylyon]

I am also on M1 is there a tool for expected dividend income ? How do you plan ?

[@DividendGrowthInvesting]

There are a few out there. I personally don't see the value in paying for a service to track my dividend income. See if you can find one for free. Paying is not worth it in my opinion.

[@dawndylyon]

@@DividendGrowthInvesting excell is free I can do income per share, number of shares and sum it up. I was just lazy as shwab displays it for you :) Thank you for all you do. Do you expect mpw to bounce back when interests rates are cut?

[@michaelswami]

I appreciate your thoughts. Thank you Jake.

[@DividendGrowthInvesting]

Hey Michael! Thanks for stopping by!

[@marcpayz8747]

Im 21 looking to start soon with about 25+ years time horizon. On your wife’s portfolio it had DGRW etf for the monthly dividend, so for my case, I can choose either DGRO for quarterly or DGRW if I want monthly?

[@DividendGrowthInvesting]

You could take both! I own DGRO in my portfolio and my wife owns DGRW.

[@marcpayz8747]

@@DividendGrowthInvesting u right I can do that lol, thanks for the response

[@johnm7488]

Can you explain covered call ETFs? What do you mean? I’m new at this

[@DividendGrowthInvesting]

Check out this video where I talk about what a cc etf is: kzbin.info/www/bejne/ZpDcl6SFatFogrs I invest in JEPI and JEPQ

[@richardm.441]

You shared losing money in MPW, and I remember losing money decades ago in meditrust reit. I guess lots of medical REITs don't do well.

[@DividendGrowthInvesting]

Yeah... It seems like its a boom or bust industry.

[@delbomb3131]

Just help a friend fight his way out of a skilled nursing facility, it's wild how expensive they are and how shit the experience is. They've squeezed the industry out of every blood sucking drop possible and they're still struggling as an industry. Some things just aren't meant to be profit driven. These are the type of business where every cent coming in should be put into the patients and their care team. This is something i never thought about until helping him and then digging into the relentless stream of horror stories.

[@beastfromthe__east5478]

No yeildmax?

[@joegeezly9613]

If youre not concerned about getting income through dividends, would it make any sense to hold something like SCHD vs growth stocks? I just figure on my end with a much smaller portfolio, the commission fees from trading are just eating away at your yields and that money would better be left untouched if you're not pulling it out regardless. Does that make sense? What do you think?

[@DividendGrowthInvesting]

You really shouldn't be paying commissions for trading stocks. Fees eat away at your portfolio. The lower you can keep your fees, usually the higher your fees will be able to compound over time. You could take a balanced approach of both.

[@joegeezly9613]

@@DividendGrowthInvesting Yes unfortunately im a candian investor and if you want to trade in the US market you either use a brokerage that charges a commission however lets you hold and exchange foreign currency for free, or you trade with a brokerage that has no commission but charges you to swap currency. Kind of a lose-lose. Not really aware of a solution around this as of right now.

[@res323]

Great video Jake. I do not live in the US and are not eligible for a retirement account. Any dividends I obtain will be subject to a 30% withholding. Does it make sense for me to invest in SCHD?

[@DividendGrowthInvesting]

I guess you need to weigh what alternatives you have. I personally think dividend investing is the best form of passive income. It may make sense to delay investing into dividends until you reach retirement if the tax is that high.

[@res323]

Thank you Jake. You are right. I really enjoy your dividend investing oriented videos but unfortunately have to stick to a foundational ETFs like VOO and growth ETFs like QQQM for the time being.

[@johnb2251]

No more than 5% in each holding, does that include your top holdings schd, dgro etc?

[@DividendGrowthInvesting]

No just individual stocks and it applies to your overall holdings (e.g. combined with all of your investment accounts).

[@petkuscinta9797]

What do you think of BBUS and BEAR ETFs as tools for ???

[@DividendGrowthInvesting]

really low expense ratio. I think as a satellite position it couldnt hurt.

[@quellcristfalconer9457]

I definitely appreciate the transparency! Dividend investing looks different for each person depending on their history, goals, and current circumstances; so telling your story genuinely helps me understand your portfolio a lot better 👌🏾 Great video!

[@NetGhost420]

Good video Jake, thank you. My income portfolio is JEPI/JEPQ 60/40, and I couldn't be happier. Left the states 11 years ago and have loved retirement.🌊 🏖

[@DividendGrowthInvesting]

That’s amazing!!! Where did you end up relocating to?

[@NetGhost420]

@@DividendGrowthInvesting se asia, the money stretches a bit further

[@Happ1971]

​@@NetGhost420 I'm leaving Florida next year... around this time... I'm headed to Thailand... super stoked. Painting the house as we speak to sell. I'm in the process of selling off everything and selling crap, my business... equipment... cars... trucks.. ect. It's a huge under taking for sure. Plan on living off my dividends...

[@NetGhost420]

@@Happ1971 congrats, you'll love it

[@UltraPatate]

so awesome to see big portfolio from USA, i hope to have 1M too in not too much time

[@DividendGrowthInvesting]

One day at a time!!

[@JG3outANDabout]

How do you feel about QQQI?

[@DividendGrowthInvesting]

Expense ratio is pretty high. I much prefer JEPQ.

[@JG3outANDabout]

@@DividendGrowthInvesting Thanks!

[@DtlaDaisy]

Hi! I currently use betterment and vanguard. Do you recommend i move those portfolios to M1?

[@DividendGrowthInvesting]

I have all my taxable accounts in M1 and my Roth IRA in Vanguard. It depends on your goals. M1 is great if you want to automate your investing. M1 is not for trading.

[@DtlaDaisy]

Thank you! I appreciate your time and the videos you share! 6:56 i had to listen to your statement here a few times because I'm still learning and didn't quite understand so thanks for clarifying a bit after you said it!!

[@DividendGrowthInvesting]

@@DtlaDaisySo glad you understood it. That was a really big deal for me because I always wanted to focus on growing our W-2 income and side hustling from real estate and then invest that money INTO our portfolio vs picking stocks and buying and selling and growing the portfolio from WITHIN the portfolio.

[@Julia-365]

Hi Jake, I'm currently 5 years out until retirement. Why wouldn't I want to have my CC & high income ETFs in my tax advantage accounts (Roth IRA, Roth 401k, tIRA, HSA)? Even if I were 10 yrs from retirement, aren't those the accounts to build up without the tax hit? I can see growth stocks & ETFs in taxable accounts. Ich bedanke mich for the awesome channel!

[@DividendGrowthInvesting]

Hi Julia! The reason has to do mostly with total returns. You will get a higher total return over a 5+ year period in most cases. The market goes up 70-80% of the time. You don’t want to cap your growth potential in bull markets. You could then rebalance or start adding cc ETFs once you get closer to retirement. CC ETFs are for income. You want growth if you have 5+ years. Regardless of the account type (yes it’s better in a tax advantaged account like a Roth IRA but still total returns are more important). Ich wünsche dir ein schönes Wochenende!

[@chrisnelson3046]

Moab and the surrounding area is my favorite place on the USA... Canyon lands and arches are magical

[@DividendGrowthInvesting]

Really great places!

[@haoweizhang968]

Jake, if you start with vtsax or even schd and dca into it, I bet you have a lot more than what you had now.

[@DividendGrowthInvesting]

Probably. Can’t change the past.

[@fvid88]

35:51 yes Sir, I learned that the hard way too

[@DividendGrowthInvesting]

Yeah its a tough lesson to learn to go all in on one single stock and get burned. If you limit your risk and exposure to individual stocks to

[@richardthorne2804]

Excellent overview and portfolios.

[@DividendGrowthInvesting]

Thank you for watching and taking the time to comment this!

[@jatchetto-_-3741]

Hello i see your very active in the market i just turned 21 and i have about 30k in the market i really want to make a large portfolio i currently have alot of schd , vug, and fidelity sandp . What else would you recommend? as i think that my investment rate will go down when i move out and ultimately rent. I contribute roughly 3800 a month while living at home.

[@theowenssailingdiary5239]

If anybody looks back they will find that growth investing is better than dividend investing. This holds true even in retirement, although I do understand the psychology, and will probably do the same thing. Its just so hard to ignore the allure of dividends even if you know its not optimal. In Australia, out market is riddled with High dividend stocks and a lot of the dividends are 'fully franked' which means we get refund on the tax the company already paid before distributions (30%).

[@MrSquirrelsquasher]

Do growth stocks typically pay a dividend once they’re out of their rapid growth phase?

[@DividendGrowthInvesting]

Every company in existence goes through the same cycle or stages as they mature. Once a company is not longer in pure growth mode, they begin to buy back shares or issue a distribution/dividend to shareholders to return capital to shareholders.

[@polster2]

Most do but some don't.. Facebook (META) is an example where they just started paying a dividend recently but Google still doesn't pay a dividend while both are now mature tech companies.

[@teval10]

Why would you try to time the market when bitcoins chart looks like it does?

[@JP-iq7pu]

On income-oriented ETFs, I would not be TOO concerned with having more than 6%; as for individual stocks, I don't disagree, though I think 6%-7% for some of the dividend aristocrats and kings like Realty (O) would be okay. If you do that, I would say no more than 3 or 4 stocks.

[@DividendGrowthInvesting]

Yeah its finding a balance where you balance risk and keep the "sleep well at night" effect of investing like this to fully replace your active income.

[@JP-iq7pu]

@@DividendGrowthInvesting@DividendGrowthInvesting True, though what is nice with some of the Income-oriented ETFs is that some own shares in addition to playing options. It's kind of a two-for-one in that sense. Now, how well that plays out long term, only time will tell.

[@emmanuelmitchell8649]

Thoughts on Joint Brokerages for spouses?

[@DividendGrowthInvesting]

I personally don’t think it matters. Same as with a joint checking account. Depends on the couple.

[@calebyee2883]

More crossovers with Viva La Dirt League please! The crossover we never knew we needed

[@DividendGrowthInvesting]

lol yeah they are the best!!

[@alcw625]

No O or EPD?

[@DividendGrowthInvesting]

I own O in my reit portfolio.

[@alcw625]

@@DividendGrowthInvesting and MLPs?

[@drescherjm]

I don't make $50K yet but expect to cross the $40K mark in a few months. I have about a 5% yield in my non-retirement portfolio of a mix of 30 to 40 different stocks and exchange traded funds including a few bond funds.

[@DividendGrowthInvesting]

$40K is great! Depending on what you are invested in, that will snowball very fast if you are still reinvesting your dividends and adding more to the portfolio.

[@drescherjm]

@@DividendGrowthInvesting Thanks, I reinvesting and adding.

[@DesignROI]

Do you have any interest in adding Bitcoin now that the SEC has approved several ETFs? I read that Bitcoin is the best performing asset (in recent years).

[@DividendGrowthInvesting]

No plans at this time.

[@PeterRanieriII]

your pretty good at the real estate rental thing if your able to jump your net worth that much, why not push harder into that with this capital?

[@DividendGrowthInvesting]

Maybe down the road. It’s not very passive

[@jayfrey5527]

Where do you get your healthcare coverage from?

[@DividendGrowthInvesting]

Aca

[@GunGrave0]

Thanks Jake for sharing. I agree I need to convert to investing in ETFs more than individual stocks

[@DividendGrowthInvesting]

I wish I would have started out that way!

[@Dividendflywheel]

This wisdom often comes about a decade after we get serious with investing. I came to the same realization late. . The immediate diversification and automatic reinvestment of dividend definitely helps. Then there are the errors of picking the wrong stocks like WPC.

[@DividendGrowthInvesting]

@@Dividendflywheel so true!

[@tosm-AA-]

thoughts on adding VICI to your reit portfolio? pretty high quality

[@DividendGrowthInvesting]

I like vici but concerned a little about the unknown of recessions impacting Las Vegas more than other parts of the economy. Great in a bull market.

[@tosm-AA-]

@@DividendGrowthInvesting fair point. great video. hoping to get to financial freedom someday as well!

[@DividendGrowthInvesting]

@@tosm-AA- one day at a time! Track your progress and enjoy the process. It’s the journey that makes it great, not always just the destination

[@TheRothschild770]

Investing in individual stocks can be a lucrative strategy, but it requires careful consideration and research. Different stocks offer various growth potentials and risks. Some may provide steady dividends, while others focus on capital appreciation. It's essential to diversify your stock portfolio to mitigate risk. Consulting a financial advisor can help tailor a strategy based on your risk tolerance, investment goals, and market conditions.

[@mollyr.8224]

How are your taxes?

[@DividendGrowthInvesting]

Not bad because we have qualified dividends and are in a fairly low tax bracket.

[@zacharykeller9725]

I’m just happy you’re from Utah.

[@DividendGrowthInvesting]

🙌🙌🙌🙌

[@Jayvazquez15]

Great video!!! Really like the transparency!

[@DividendGrowthInvesting]

Thanks so much!

[@TheOriginalTucriah]

I can't wait to see how jepi and jepq do when the market starts going sideways.

[@DividendGrowthInvesting]

Should outperform on a total return basis

[@FreelancerGamer]

Thanks!

[@DividendGrowthInvesting]

Thanks for watching!

[@DarthDividend]

You should sell MPW and replace it with EPRT

[@DividendGrowthInvesting]

Hey Darth! I’ll check it out. Thanks for the recommendation!

[@DarthDividend]

@@DividendGrowthInvesting no Problem! I’m 53 shares deep!

[@DividendGrowthInvesting]

@@DarthDividend nice!! I know you’re in the medical field so I’ll take your word for it.

[@MichaelRWright]

My wife is also from Germany. Are you LDS?

[@DividendGrowthInvesting]

Small world! Yes.

[@MichaelRWright]

@@DividendGrowthInvesting Awesome!

[@V.stones]

But my question is what stocks can be the next APPL in terms of growth for the next decade? I've set asides 500k to invest and my goal is to retire comfortably rich.

[@DividendGrowthInvesting]

The golden question.

[@JonathanAlvarez-ty1px]

Amazing freaking video so much knowledge with your videos. Newcomer out here lol

[@DividendGrowthInvesting]

Thanks and welcome!

[@tedmurr4925]

Love the content. Certainly encouraging and provides motivation. I’m a couple years younger than you and am looking to barista FIRE within the next 5-7 years. I’ve been building positions more aggressively into JEPI/JEPQ recently. In your Opinion, are these Funds sustainable long term? Certainly not to outperform the broader market but capable of retaining (if not slightly growing) these funds NAV over time? Paired with a perhaps minimum yield of 6-7% and a high volatility environment yield of around 8-9%? Sorry if I over complicated the question. Keep up the continuous educational Content 👍🏻

[@DividendGrowthInvesting]

Hey there! Thank you for saying that. I really like JEPI/JEPQ because they write OUT OF THE MONEY call options. Not all covered call ETFs write OTM so they are not all created equal. I think these ETFs will continue to do well and will go up and down with the market and market volatility. If you pair them with other dividend growth ETFs/stocks, then you can increase your dividend growth rate over time. I would never go 100% into cc ETFs.

[@tedmurr4925]

@@DividendGrowthInvesting thanks for your reply. I agree completely agree as I also hold core positions in SCHD/DGRO/NOBL. It is however empowering to add some additional Cash Flow into the portfolio though through funds like JEPI/JEPQ. Financial freedom looks realistic now with my house paid off, taxable account almost 250k and a 401A with around 50k in it. Definitely want to keep feeding though for another 5 years. Thanks again for everything 🙏🏻

[@DividendGrowthInvesting]

@@tedmurr4925that is amazing!! With your house paid off, you can hopefully take lower your expenses and thereby lower your income needed to reach Barista FIRE. This will help a ton if you need to get subsidies for ACA (or get healthcare from your part time employer).

[@WW-34]

How’s her portfolio doing? Have you done an update lately?

[@JIMDOG4442002]

How do i get to that chart screen that you're in?

[@DividendGrowthInvesting]

Hey there! This is simply just an excel sheet of my dividends that I manually enter in.

[@JIMDOG4442002]

​@@DividendGrowthInvesting OH wow, you're very talented. Thanks for the response!

[@vasunseeker]

This is so awesome! Please, please make a video for 60+ boomers. I’m still working and plan to for a few more years. (No social security for me until I can bump up my divvy income). I’m very fortunate that I can invest about 2k/mo of my net income after maxing out my HSA, Roth, and 401k. But where do I put this money, in dividend or growth stocks??? My goal is to have about 4-5k p/mo in dividend income when I retire. But for now should I just invest in growth to minimize the tax consequences?? I currently have 300k total invested between taxable and tax-advantaged accounts. Thank you!

[@LifeInvestor999]

I was on the fence with covered call ETFs. I'm a believer now. Thanks Jake!

[@DividendGrowthInvesting]

Not all cc are created equal. Make sure they write out of the money and track an index.

[@Dividendflywheel]

My hesitation is that Covered call ETF focus on generating immediate income. And sacrifice overall growth (appreciation) However over a decade or two it is likely to underperform a total stock market index. Consequently total return is sacrificed for “immediate income”. Best wishes.

[@jayc4715]

Any and every money Market or brokerage will pay that..with no risk and all liquid

[@DividendGrowthInvesting]

Every money market or brokerage increases it's payout by 6% each year even if rates go down? Where do I sign up.

[@theman6910]

How can I submit my pie for review? I can't find your email.

[@DividendGrowthInvesting]

here: [e-mail]

[@felipetejeda7545]

If early retirement is your goal, then this seems like a perfect strategy. Right now I’m investing in growth stocks, because I’m looking at retiring at the regular age of 65. But living off of dividends seems a lot more enjoyable, being able to retire at an early age with a decent income, and actually enjoy life seems like a much better alternative.

[@DividendGrowthInvesting]

Yeah there are pros and cons for sure. Check out this video I made on why I chose dividend investing. I think it might interest you: kzbin.info/www/bejne/kH2cpniHd82Wl9E

[@jacejunk]

From other videos, it looks like you have 1 million invested, and 2 million net worth. One video shows a primary house at 650K. Where is the other 350K allocated (another house)?

[@DividendGrowthInvesting]

Have it in an options account selling cash secured puts and covered calls for income.

[@jacejunk]

@@DividendGrowthInvesting Thanks for being so open, it helps as a comparable data point for personal finances, which is often obscure. Also, I appreciate the rationale you shared about getting a significant other invested in the investing process.

[@rx42711]

i like your video, very entertaining with these simp gold meme girl & very good finance real case education. I Subscribe

[@DividendGrowthInvesting]

Thanks for subscribing! lol yeah memes are my favorite part about living in this new digital world :)

[@timido7]

Hello, Can you also explain how snow ball effect works?

[@DividendGrowthInvesting]

Don't over complicate it. Think of an actual snowball that you role down a hill. At first it starts small, but as it picks up speed it gets bigger and bigger. The same applies to investing and compounding. At first you start out slow, but over time, with compounding, it gets bigger and bigger.

[@timido7]

I’m trying to explain it to my friend. Which he does not get it. But hopefully you’ll make video about it 😅. It hard for me to explain in person

[@DividendGrowthInvesting]

@@timido7got it. ok well just keep it simple and use examples in real life that the person can understand and it should make it easier.

[@josephj6521]

@@timido7create a spreadsheet. A simple one which adds interest monthly to your balance while you add small amounts monthly or quarterly or yearly. You’ll see how your balance snowballs and grows rapidly when your balance hits $200k+.

[@TheSoilandGreen]

I’m always buying at the crash, I should just go short buys

[@TBasianeyes]

I wish I would have held only SPY for the last 15 years. Got there anyways, ready to retire with just SCHD and SPY in my portfolio. Debating about adding JEPI but I don't need the money now so I'll just leave what I don't need in SPY. Set my girlfriend up with a one fund portfolio as well, she'll beat most of investors over time.

[@Sam-bp8gk]

Buy sgov 5.2%, no state taxes.

[@HaNguyen-dy6xq]

Thank you

[@DividendGrowthInvesting]

Thanks for watching!

[@Dividendflywheel]

Old clothes and cars 😊😊😊. Takes one to know one. Ronald Read did the same thing

[@DividendGrowthInvesting]

The millionaire next door that wears 15 year old shirts lol

[@Mazlem]

Funny that your wife's holding in Sony is currently 'dying' too 😄

[@DividendGrowthInvesting]

:D

[@GunGrave0]

Thanks for the RPG skit 😂

[@DividendGrowthInvesting]

lol :D

[@xTheLoyalDutchx]

So this is both your portfolio and your wife's? Shared portfolio? Sometimes you say my, and some time you say ours and we. So im abit confused.

[@sarac2543]

M1 financing, I tried to use this but it was little confusing to use for me, maybe I needed help using this Website 😢

[@DividendGrowthInvesting]

It takes a couple of days to get used to. After you've used it for a few weeks, it feels very normal. It's not for trading so don't plan on trading in and out of stocks actively.

[@sarac2543]

@@DividendGrowthInvesting thanks for the reply. Maybe you can help me set it up??

[@killersentra]

This is the point I would love to be at right now.

[@DividendGrowthInvesting]

One day at a time! It took years of dedication and sacrifice to get here.

[@HondaRally300]

Why wouldn’t you just buy a CD @ 5% ? I’m not being sarcastic, just asking. Thanks

[@DividendGrowthInvesting]

Because I have a long term time horizon. What % will those 5% cds grow in the future? With stocks you get the dividend growth and share price appreciation.

[@HondaRally300]

Thank you

[@jc.5842]

Dude. You’re 37. God willing you’ll be here another 60-70 years. Might want to think about setting a part of your portfolio into Growth stuff. If nothing else to keep up with inflation and/or leave more for your kids. (Not to mention nursing homes are expensive!). You’ve got plenty of time left and have accumulated enough investing wisdom to make a slight change now that might prove invaluable down the road. (Speaking as someone that got started investing at 52. )

[@633ohioc]

How is your investing going since the start at 52?

[@jc.5842]

@@633ohioc wish I had started sooner. 😂🤣

[@basti1993x]

Historically dividend paying stocks outperform non payers over the long run overall.

[@seandelaney1700]

I was thinking the same thing. Good for you for starting to invest. It can never be early enough but the key is to start.

[@jc.5842]

@@seandelaney1700 Thank you. It is amazing how it’s taking off though. 👍

[@YoDeeJay]

Hi Jake as someone with a 20+ year timeline in a Roth IRA do you do you recommend schd and dgro at 50/50 or the schd , dgro, dgrw at 40/40/20 split?

[@DividendGrowthInvesting]

Depends. If you plan to buy and hold and NEVER sell, then SCHD/DGRO are great! If you plan to buy and sell in the future, you could consider a different approach like a mixed approach of SCHD/DGRO and growth ETFs that you buy now, hold, and rebalance later into higher dividend stocks when you retire. In this video, I talk about how I invest in my Roth IRA which is all about investing for growth and I will the rebalance later: kzbin.info/www/bejne/a2PHkJqXo55ki6c

[@YoDeeJay]

No I plan to hold forever and just live off dividends. In that video I noticed you’re using vanguard and not schd tho

[@gruponemesis]

sorry bro..ill beat your 5% on a bad year. this strategy is cool if youre 90 and need to preserve wealth

[@DividendGrowthInvesting]

I said at the beginning this is for income. The goal of this portfolio is to produce a growing income, not 10x. I would hope if you have a long-term time horizon, that you don't invest like this.

[@Atrus999]

Do you ever worry about companies not distributing dividends?

[@DividendGrowthInvesting]

Ya sometimes but if they do, I just cut them from the portfolio and add it to SCHD or JEPQ for example

[@passionzhere]

Im all in etfs,life is much easier with etfs

[@kookiebush]

Very awesome. Beastmode portfolio.

[@DividendGrowthInvesting]

Hey there!! Thank you!

[@kookiebush]

P.s. my opinion is Agree realty $ADC is a powerhouse. Swap mpw for it.

[@kookiebush]

and pays monthly

[@DividendGrowthInvesting]

@@kookiebushI have actually considered ADC. I'm looking into the overlap with O and how it could round out my portfolio.

[@doctorshawn3461]

I think the gains you have on your covered call etfs include the dividend income. I don't think JEPQ's share price has gone up by 50%, pretty much at any selected times

[@DividendGrowthInvesting]

Yes this is the weighted return with dividends and capital appreciation.

[@JD-ir2sb]

I do 55k

[@dinueduardmadalin2321]

5% net dv yield with 3% inflation? No, tks!

[@DividendGrowthInvesting]

Fair enough

[@sandysamith7218]

I know AMT sold its Indian business to Brookfield 🤔

[@DividendGrowthInvesting]

Good to know!

[@delbomb3131]

To be fair to your beginnings, would you have put so much effort into the channel if you started with vym schd? Having a diverse portfolio gave you content to cut your teeth into 🤷‍♀️

[@DividendGrowthInvesting]

Ive never thought about it that way, but yeah it probably would have changed a lot of my earlier content. Its all about the process and the journey, not just about the destination I guess.

[@633ohioc]

Hey Jake 👋 🫡

[@DividendGrowthInvesting]

Hey there 🙌

[@SemenRetentionKing-k8i]

🌈🌈🌈4 stocks I own are down in price today. 7 stocks I own are up in price today.🌈🌈🌈