How To Manage Your Money Like The Rich

[@DanLok]

What is your BIGGEST goal right now that you are struggling to accomplish? Comment below and let me know. I might feature the solution in a future video.

[@yaadbossvlogs]

I am currently doing network marketing and website creation my biggest obstacle would be getting leads and generating traffic.

[@witchvoxful]

Being a successful investor is my biggest goal. Im very interested but somehow im having trouble getting my feet in the water

[@brandonblackshear9154]

How old are you Lok?

[@purplebutterfly360]

So I'm not sure if I misunderstood you Dan, but are you saying that if you're over 50 years old you don't have the wherewithal to work more hours?

[@maggieghaly2188]

I need ideas to start my own business.

[@VRCM_Skywarn_XUSA]

1. Necessities - 30% 2. Emergency - 15% 3. Investment - 30% 4. Learning - 15% 5. Fun - 10%

[@jobmatano3096]

Spojop

[@jobmatano3096]

Yghxcxc

[@peterernest431]

It seems like you are wealthy already, how do you buy necessities with only 30%, what do you do for a living chief??

[@ahmedalshami589]

my necessities costing me 101% of my income 😭

[@DamageDann]

I mean, it really depends on the income you’re currently making. But if that’s how you’re doing yours, well, you’re already making a lot.

[@ZacharyLaid]

You can only work so hard while you are young, but the *Key* is to make your *money work for you* if you want to be rich forever.

[@juliusrendon5936]

yah you're right but there are some people that love their jobs to bring value or serve people, even they have enough to retire and live luxurious life until they die.

[@luxurydoll6007]

True 😇

[@spikwill3715]

I bought a house with the profits I made from my forex investment in just 12weeks. I couldn't even believe I could buy a house at 31

[@spikwill3715]

Wow! Last week was a blast, just received $34k. Magret is amazing

[@margaritacarmona-carriedo7503]

Youu guys are still young! Health is Wealth! Investments in Prevention will give you TONS! No back pain, No musle pain. Investmentes in Hwalth Coaching are the NEXT WEALTH :)

[@anniecortez4591]

That’s why my mentor told me that the difference between Rich and Poor was one decision,, to educate yourself how money works.. Thank you Dan 👍🏻

[@osse1n]

The most important lesson I've learned: *"Be broke until you are NOT"* Lavish life have to wait until you really can afford it.

[@NextRated]

live within your means and be grateful for what you have nuff said :)

[@andreasleonlandgren3092]

Yep

[@ohyeah2269]

So true been learning that and my dad's been saying it a lot and notice it

[@daddyl9iirsh583]

Damn straight

[@Grevlain]

I agree, but I believe the one exception is if you need to "look a part" as part of your money-making ventures. If you are selling a 30 million dollar house to a billionaire, you are gonna need to be dressed well etc.

[@98Blacklightning]

“I manage my money like the rich therefore I become rich” “No matter how little I make I will always have plenty for what I need” “Intelligently investing my money is multiplying my money”

[@akintolasherif5924]

Bluedude8 Awwww that nice.....I’ve been looking for any legitimate investment for a while and I’ll be very glad if you can help me out

[@jobmatano3096]

@@akintolasherif5924 Ccposzo

[@jobmatano3096]

@@akintolasherif5924 Ccposzo

[@isaacclementinc]

@@akintolasherif5924 pls invest in yourself 😊 learn a high income skill

[@amstronglenfon822]

"it is the habit that makes the difference"... This one got me, sir. Thanks for this.

[@faimeeangel691]

*“Success is the sum of small efforts, repeated day in and day out.” - Robert Collier*

[@diamondonvacation8035]

Goodwork

[@frankpearson4678]

The rich say rich by making productive moves like investing, my investment in Forex trading saved me from financial strain after losing my job. Forex trading is very profitable.

[@jongoodman4253]

@@frankpearson4678 People these days seek for wealth at the wrong places, the crypto and Forex world is the key to success today

[@leewu7745]

Forex and cryptoTrading is very profitable, if you've a professional Forex Trader that's good at what he does, your profits can increase by more than 100% .... My investment in Forex Trading bought me the house of my dreams

[@spikwill3715]

A great success can be achieved through investments. I am a great example. It's true that 2 months is a lot when you invest with the right trader

[@ohyeah2269]

I love how confident but himble and genuine Dan Lok seems.

[@Gibla2077]

Oh yeah himble 😂

[@Astral-Cosmonaut]

stig16 himble homble

[@peterbill7319]

😅

[@yanovickpanameno8883]

The most himble guy

[@salehelukindo194]

I am already rich and always was and forever will be. This comes after starting following your videos Dan

[@keith2754]

This is the best damn video I’ve ever seen on managing finances. I had to watch it 5x. Thanks Dan

[@thorntonwhite3813]

Keith D true story

[@hydromobiledetailing]

Who else got motivated when watching this video 🙋🏻‍♂️. Ready to save that 💰💰💰

[@paulbunyun-xi9by]

Rich Dad Poor Dad says saving money is a waste

[@AFRICATODAYNEWS-ATN]

Saving money is not the problem but the problem is where you save your money because of high inflation

[@SJ-jf5qf]

I have had to watch this video twice and take down notes to always read and remind myself of the wrong things I do with money. Thank you Dan,you always inspire me and I believe many others.

[@samuelliam_sa]

would the bankers look at you weird? "oh yes they would, it doesn't matter they're broke " 😂😂😂

[@daddyl9iirsh583]

Best part

[@acyhan2429]

🤣😂🤣

[@obiifedilichukwu9730]

Yes of course the bankers are broke too😂😂

[@emprie2513]

Lol I know right!!

[@TheBabyface716]

Samuel Chetty 😂😂😂😂😂

[@moskitojesus7895]

For me it's 30% Necessity 10% Emergency 40% Investment 10% learning 10% fun

[@bdd2752]

You shouldn't be learning less you need as as necessity... Food is irrelevant

[@worldorder1504]

*Money has 4 Jobs* *$ Spend* *$ Save* *$ Invest* *$ Donate* 03:41

[@bruh-jo9lw]

No you can lose it

[@99NothingFeind]

T&L Games 🤦🏻‍♂️

[@subscribefornoreason7390]

@@bruh-jo9lw I understand what you mean. Spending is also possible with money.

[@irenec1565]

@@bruh-jo9lw Better spend 1k at TV/smoking/phone than planinning to get 2K forom that 1K right? Sounds logical to me.

[@bruh-jo9lw]

It was a joke of course you should Invest your money into Something Like Stocks or real estate

[@thelightwecarry]

I love these topics. Nothing like self improvement. It's all the world needs right now

[@nelliemzizi2892]

If I had learned this in my early years I wouldn't be where I am in how to manage money.Thanx Mr Lok

[@vanya7105]

Its always a pleasure to watch you Sifu DAN. The richest man in Babilon - half profit for charity. Balzac wrote 30% dave and forget about it.Some recommend to have a special account for taxes in advance and 50% profit to the owner.Bob Proctor never said to have emergency fund.LOA. But here is a good advice. Regards

[@phineasmabetoa8808]

Whatever video I watch by Dan Low I always end up enriched finacially, spiritually and emotionally. Thanks Dan.

[@ghettogardeners5106]

You wake me up from the death bed I've been through all these years. Making and earning money then all gone in 3 days. Inherited such diseases from my parents. Now it's time for me to learn myself managing my money well. Thank you!

[@businesswyze981]

This was such a good clip to watch. I have been getting it wrong all my life. Thank you, Dan, you have put my finances into perspective. It's such an easy solution, yet nobody does it.

[@shahidaraaz3161]

You can only work so hard while you are young but the key is to make your money work for you if you want to be rich forever..and I like your confidence

[@shreyassrinivasan8550]

Wow that's the best video about money management I have ever seen...!!!! Thank you so much Sifu Dan Lok

[@karankk7]

I am using the same bucket management as a college student Love from India.

[@bigdeal2750]

2:29 That's what I keep convincing people, "I will make more money" and I am always telling things don't work that way. I'm astonished, Dan and I share similar thoughts!

[@sf5823]

3:08 Most people think money has one job which is to spend. Money has 4 functions Spend, Save, Invest, Donate - Into from the book Richest man in Babylon 4:51 There are 5 buckets for storing or utilising money 7:27 5 buckets : 1) Necessity 60% food, travel expenses, housing, bills and basics such as clothes etc 2) Emergency 10% such as health recovery, funeral expenses etc. Never ever dip into this unless it is absolutely necessary and no other means. It's all about mindset, you have money at all times, rich mindset not a poor mindset. 3) Investment 10% future, retirement. 4) Learning bucket 10% upgrade skills = increase in salary or job opportunities. 5) Fun 10%

[@sf5823]

8:11

[@sf5823]

11:56

[@Decimation1030]

6:14 It didn't hit me until he said " When you have cash, it attracts more cash." that I noticed the exact same thing. For months I've had a blank envelope sitting on my desk loaded with a few hundred dollars worth of $5 bills. I have no idea why I started doing it, but whenever it is on my desk the pile grows. When I put it in my desk drawer it stayed there for a few weeks and I didn't add anything to it because I forgot about it. Now that it is on my desk again I keep finding myself adding to it. Cash does accumulate more cash.

[@lillians.4384]

Very true

[@cleomentespowell200]

Thanks Mr Dan Lok. Due respect all the way from Ghana. The one thing I am struggling with right now is find the best way to learn to build a system and manage my cashflow. Thanks very much for the priceless content.

[@QueensCuisine]

How can I stop learning from you. Thank God for social media 💚

[@bhushanamrajendraprasad9821]

I ❤ Dan lok how simplicity, till now don't know about dan lok, Dev gadhi told that my mentor is Dan lok then i searched about him, he is really awesome n deserved for richness.... Soon future I meet him..... Imagine n visualizes to meet him.

[@studyme-selftaughtlife4958]

*DONT* spend money you *DONT* have.

[@oliverschulte427]

Wrong, check Robert Kyiosaki

[@rrgz7717]

I agree, but only if it’s your personal finance. Business is the opposite.

[@boenkie1918]

Tell that to Donald trump

[@chrissymarsha2282]

Goes for credit too

[@norm1815]

Dan....I'm 51...I get up at 8 am and spend 3-4 hours in the heat of Fl sun 6 days a week and then work inside cleaning and listing and boxing up my products til 1 am and I am on my feet nearly 16 hours a day......We old farts can still out work many a millenial Thank you very much!! ;^)

[@jeffreyllanos1377]

Norm work smart not hard

[@norm1815]

@@jeffreyllanos1377 I have to do both now cause I was irresponsible in my youth. 😜

[@lg369AO]

I really enjoyed this perspective on the percentage breakdown of money management. The learning bucket is one aspect I personally had completely overlooked but will be sure to include in future budgeting plans. The tiered percentages based on income level was also a great insight. It not only helps keep on track for investments but also keeps expenses down to earth as percentages shift. I also had a question for you, what would be the recommended donation percentage?

[@rinzlerarmoured740]

You are a person with both charisma and commitment that's what inspires me every time I watch you. It's on of my dream to meet you Shifu. Your also my mentor, and GOD!

[@Themoment888]

I love how you share books you've read. I instantly add them to my reading list!

[@fitalewadane5412]

"It's the habit that make the difference " well said dear!!

[@alentertainment2147]

That’s how I educate my clients everyday... good content Dan!

[@rubymurungi4796]

Am new to the Chanel ,and am just wondering where I have been all this while. I feel I am where I needed to be. I'm the right class, with the tight teacher at the right time! Thanks Dan

[@PatrickCogen]

It's important to manage your money the right way. Thanks for sharing that Dan! Keep up the great work! :)

[@andrewsclassroom3027]

If I would be successful someday, I would personally thank this guy Dan Lok :)

[@luxurydoll6007]

Spend ,save ,invest ,donations, I answer before Dan thank you I love this type of video very helpful 🥰

[@punhanakevin2167]

You r very clear minded and sincere man I have ever met on KZbin.No matter I live in Turkey 🇹🇷 ,I always do my best for implementing your clues

[@gialake9048]

POOR MINDSET IMMEDIATELY SEES A SURPLUS AS AN OPPORTUNITY FOR CONSUMPTION. RICH MINDSET SEEKS TO SPEND THEIR TIME, RESOURCES, AND ENERGY ON WORK THAT CONTINUES TO PAY OFF LONG AFTER THE EFFORT HAS BEEN INVESTED.

[@roelrudd6118]

yes, these are assets mostly traded and can make you rich,, but can also make you very poor and beg for money to eat.,especially gold

[@heeinashe8422]

It's not recommendable to go into trading or investment when you Don't know how it's done.

[@jonnyvape308]

@@heeinashe8422 true ma'am, but

[@jonnyvape308]

As a Forex trader,It's almost inevitable that you're going to experience some ups and downs along the way.Alertness and decisiveness are both fundamental ingredients in the recipe for a sucessful Forex trader

[@lizanimnjezi3038]

Some guys tell us putting money in the bank is a bad decision, but you are talking putting money away,which is a phenomenal idea,because all what you have said is very important,however banks use our money to make money, thank you Dan

[@yaadbossvlogs]

Thanks Dan you have been one of my biggest inspirations i'm you have got my attention all the way in Jamaica.

[@ewilwine3605]

I have never known that I already had 3 buckets until just now after I watch this vdo and I’ve never imagined there’s people out there always spend ALL of their money they have, should really thank to my parents, teaching me how to save and now I’m gonna learn from you how to use my investment money on.

[@asmayousuf5203]

What amazing management money after dividing these five groups its mind blowing thanks sifu danlok you are mentor of wealthy

[@christopherishayadagwakcid5367]

Thank you sir, this is my major problem, that's why I am still single and poor at 43, but it's never let hearing this now. I really appreciate your videos.

[@kimjin6450]

I actually ended up having 10 accounts after watching this grateful video 10 months ago. Now look back, I'm glad what I did. Thanks Dan. "Still remembering that day the banker was questioning me why I was creating so many accounts?😂😂😂" Literally there were still 5 buckets, after all, extra 5 accounts were just working around bank policies for maximizing the interest. In fact, there is no charge for having accounts with my bank. So I think it's win-win

[@AffirmationQueen]

Love your videos my husband and I are implementing this into our lives. We do however add 10% tithes to ours as well. I changed the name from emergency fund to blessing fund, not claiming any emergencies.

[@bandabright5979]

Affirmation Queen am coping from you

[@AffirmationQueen]

@@bandabright5979 thanks! Words have power!

[@robertwanjiru3656]

my biggest challenge has been managing my finances but i am challenging that by practising what I learn from you Mr Dan guess what I am hating TV and liking motivational youtubes vedios and books

[@adamjake992]

This video alone is worth MONNY💰💰💰

[@afzaltar2750]

Agreed

[@dionmcneeley7859]

Once I hit 100% savings/Investing rate (rental income pays all living expenses, so all W2 income is invested) my biggest challenge is sharing what I learned about money. It seems like no one can hear a word about financial literacy until they are ready. A lot of people will never be ready.

[@BrianArons]

Biggest mistake people make is NOT paying themselves first. Pay yourself first, collect, invest, and repeat!

[@listondaniels9841]

Omg I did this set up multiple accounts after reading a book about it and yes when I went into the bank they did look at me weird and smerked . Good to hear I am doing the right thing .

[@KeynaRodela]

Hello Dan, my husband and I have recently been watching your videos. Thank you for this, we were both mind blown specifically with what you said about the importance of investing your money. I have a question about investment, my husband and I both have life insurances (with investment/mutual funds as a "rider") - does that count as an investment? Another question, do you have any suggestions on how we can or where we can invest more? You're talking about stocks and bonds, but we're not in USA, and I'm not even sure how that looks like here in the Philippines. Thanks and more power to you!

[@sharfuddeens6839]

I do 30+20+40+7.5+2.5 formula. The last one is for helping the needy

[@bosska_channel5038]

One of the best money management i hve ever watch, thank u keep going.

[@abhishekedu]

I love you Dan..I m from India and you are probably the best trainer for business coaching. THough we always save money and buy properties and gold. But this is above that. Lots of love

[@dimitarkurtev3194]

Yep My next investment is buying buckets 😂

[@abdulrazaknajim2340]

Lolzz

[@jonaquino664]

👍👍👍

[@paulbunyun-xi9by]

i'm gonna kick the bucket

[@chucksmmadu6370]

😂

[@liquidbrillianceproduction4840]

Seifu, Thank you for your videos, advice, and inspiration. I have digged myself out of debt by renting out my real estate and teaming up with my production friends to pursue passive income. I am a musician of 15 years with a production background, but I scarified my finances for a relationship that ended up failing. I am now pursuing my dreams and paying myself first through the 60/20/10/10 budgeting model, and the difference is amazing. Pursuit happiness and the law of attraction. It's amazing how the missing pieces fill themselves in. This advice is golden. I studied economics during my college years, and Dan's videos are very clear if you follow the series. Very valuable lessons that are avalaible for everyone when they need it. This is a real business education. Thank you Dan!

[@goosecouple]

Rich people don't think the same way as poor people do.

[@schoolofsuccess666]

your confidence iz your major secret of success, ur ma real model to this way.

[@NickPeitsch]

A job / business might make you rich for a lifetime... But assets will make your family rich for GENERATIONS

[@jboydaprovenciano]

Im a filipino young man. im 23 yrs old .my country is poor. So i want to be mentored by someone to be rich . My goal is to vanish the poor mentallity of my people. We are feed with the thought of working for money, money is root of evil, rich are corrupt people. So most people in my country is poor and easily manipulated by politician. Thank you . Sifu dan lok.

[@rofelcayanan3173]

One of the BEST Money Management Advice!! Grateful for the quality and applicable content as always, SIFU!

[@aydaemir3754]

Actually when you says about credit card Mr. Dan Lok,i have bad experience on doing it.still,it teach me about discipline in using money non stop no matter what because card credit is only for people who are very well managed.Way to go Mr. Dan Lok.

[@WitchLuw]

Go to your credit card and take out $20 or $50 max Amd use that for 2weeks

[@YM-ix8uw]

I just came back from gym 💪💪 and greated to a new video , ❤️ the 🎥

[@christophertat3887]

Dan lok I must confess you are a gift to our generation. What is the difference between money management and wealth management

[@TheArtofKAS]

Great vid Dan. Glad to see that I am personally on the right track with managing money and cash flow. This help clarify some questions I had in the past.

[@Lxcypher]

I love Dan Lok, this man is my idol! I would love to have him as my mentor!

[@RWAfuture]

Today it's not about return ON capital. Today it is about return OF capital.

[@dharmann2208]

Let’s talk more===... X+1 :8:0 :2/ 2/ 6/ 5/ 1/ 2 :2 :6 W/h/~a: s / a : p ~p🚀:::: :::::::::.........

[@juliusdelosreyes2787]

Hi Dan, I'm Julio from Philippines and I just bumped in with one of your best mentees, Emmanuel Cabrera. I'm in the best Real Estate Industry here in my country and I do experience a lot of what you are sharing about failure stuffs. It's really like a roller coaster ride and sometimes it feels sad and depressing. I met Emmanuel in our showroom (Alveo-Ayalaland) last week. It all went great and the talk just got more deeper when he showed me things that he's one of your mentees. I just cried out of nowhere in front of him because I'm following you for years and I couldn't imagine that I can meet a guy like him. I knew that day will be special for me and yes it did when he drop by in our showroom. Watching your videos are really great because we can apply it in ourselves but hearing it in a one on one conversation is really different and more exciting. I just wish that I can digest all the things that I've watched through your videos and the learnings that I've got from Emmanuel. I'm really serious on what am I doing and failure will not be an excuse for me to quit no matter how much "No" will I receive to have an "Yes".

[@chadelliottfahlman-htcgrad7866]

What an awesome experience! Glad you connected.

[@juliusdelosreyes2787]

Chad Elliott Fahlman - HTC Graduate Yes Mr. Chad, thank you. 🙂

[@thomasthorne4010]

The richest man in Babylon was definitely my roadmap to Financial Freedom

[@Free_Ross_William_Ulbricht]

Dan for president! He is the best ever!!!

[@Christianonwuka205]

Cool video but my finances are in total mess, a lot of debts that I need to pay. I feel so bad that this year is ending without me making anything out of it and I don’t want my parents to suffer when I’m supposed to be taking care of them. I have saved a couple of thousands and I want to invest it to create extra means of income but the problem now is I don’t know where to put in the money. Please someone should save my ass, I need some advices. And if possible best investment to create passive income with. Thank you

[@JuliusFritzz]

There is alot of lnvestment options (cry-pto,stocks,real estate) but my advice for you is to get a good IA .I've made alot working with mine

[@Christianonwuka205]

@@JuliusFritzz please who can properly guide me.... please recommend me to someone?

[@JuliusFritzz]

@@Christianonwuka205 I would recommend you to my IA who has help me alot...Claire Anne steinglass.....she's the best one could ask for ......

[@JuliusFritzz]

You can browse about her and her services using her name .....thank me later☺️

[@CodingToInspire]

Read the richest man in Babylon and most importantly than reading the book, imolent what you read in the book. I don't care if you are a million dollars in debt, it works

[@yamipastorrealestate]

My biggest goal right now is to create more income and have enough money saved to follow my dreams of owning my own investments ❤

[@AndreInvests]

Great talk about how to manage money Dan! This was insightful and actionable! Always releasing solid content!

[@caitlyngoss177]

I think this was my favorite video so far. The atmosphere was nice and intimate and conversational and the advice was clear and direct.

[@chadelliottfahlman-htcgrad7866]

It's nice when Desmond makes an appearance!

[@ffstyle]

This is very useful and insightful, thank you Sifu Dan and Sarge Desmond! So valuable!

[@ssalisharif7665]

wow am going to get rich because of you man love you Danlok

[@averysantos]

Phenomenal video Sifu great fundamental training. Ideally would you say that down the line your cash flow should pay for your fun bucket? Thanks!

[@jamsaddis9313]

You now have a fan from Ethiopia, west Africa. Many thanks for sharing your time and wisdom.

[@Toomsa-art]

I really enjoyed this episode. The information was easy to digest and straightforward. Thanks Dan!

[@KevinGallagher01]

One of the things that I teach my kids is to create a Spend, Save, and Give. However, I think as you grow to add in the invest is genius! Great stuff as usual Dan!

[@billaldilliwala6279]

Sir i am always very glad to see your best closing clips and investment tips !

[@divineblueprintacademydbat2762]

Dan Lok I really love your teaching. You keep it real with the facts. You're confirming all I have read in books. Thank you Mr Dan Lok.

[@conniemontenegro2851]

Thanks Sifu for your financial management tips. i have been able to make budget off my monthly income and also opened a savings account. i hired a portfolio manager who have been helping me invest 50% off my monthly salary into real estate and forex market and i must say the returns are very encouraging..... thanks again. keep up with the good works

[@najeebammarharb853]

Good for you Connie... l have tried several trading app recommended to me by friends and colleagues. eToro, Bloomberg and IQ Option but all my lnvestments on the apps were total waist. l always end up loosing all my money and that has really discourage my interest in this forex trading business

[@Josep61]

Simon, only féw are véry successfuI tradîng the forex markét. you can be profitabIe if you havé fuIIy mastéred the markét trénd or you work with good signaIs

[@conniemontenegro2851]

​@@najeebammarharb853 førex is a good way to make excellent ROl, but it can aIso take rîsks with it if you tràde wîthout experîence. As always, finding a good portfoIio managêr is very lmportant.

[@alanbalinski5655]

I know a lot of people who earn thousands of doIIars tradìng as a per time job and have decided trading full time because of the steady income they are making on a regular

[@najeebammarharb853]

Thanks for thie tip Coinne but how can i get a portfolio manger to invest in?

[@ravikumarnadar987]

A very nice topic which sifu taught which no one learned in school and many of them teach this in paid seminar. Sifu teach you for free. so much valuable content.Thank you sifu for helping with this video.

[@vinny6049]

Watching this video makes me cut my recreation fund , open my tfsa and invest in mutual funds

[@silaswalgenbach465]

I don't know why, but I love rich dudes/guys they are so beautyful !!💖💖💖💖💖💖💖💖

[@fenerinho.1907]

I love this guy pure information ℹ️

[@davefiasconaro9736]

Mr. Lol, you sir are my new idol for financial support. Thank you.!

[@youngbull9729]

Are these buckets separate bank accounts under the same bank?

[@gilchenyi]

Better a different bank for some of the buckets. You could ask your bank to lock the account with just entry.

[@sumitbaruah8930]

I have learning lot's from you Dan, you have help to set my career goal. You are my idol.

[@vintagegopherwooddesigns1603]

People who has EASY habits, have a hard life and people who do the HARD habits, have an easy life. 🌾🌾🌾

[@mohamedbenmbarek295]

DAN you are the DNA of wealth..

[@BerniceTaylorFitness]

I'm not rich but I've always tried to live within my means and have some going to savings and investments. I don't think we spend 10% on fun though LOL.

[@lazarmiladinovic3041]

I am just happy and grateful for having you on you tube. You'r videos help so much in my everyday life.Thank you.