How to Pay Off your 20 year Home Loan / Mortgage in 5-8 years?

[@willblanza-realtytv]

Guys For Inquiries: Mobile/Viber/ WhatsApp: [phone] Email: [e-mail] Facebook Msgr: Will Blanza Facebook Page: facebook.com/wbrealtyphilippines/

[@felipesantiago1194]

i know Im randomly asking but does anyone know a method to log back into an instagram account..? I somehow forgot my login password. I appreciate any assistance you can give me.

[@pasenyasaporteza4199]

In mi

[@angellabituin]

Hi Sir! Pwede po ba kayong maging mentor

[@Janice-q3b]

Hi Sir! I’m a new subscriber, ask ko po sna if may sample kayo ng leasing/rental contract ng condo for Makati property. Thansk po! Very helpful po ung mga videos nyo.

[@danilosalagan4505]

😊

[@MultiMArky14]

As a condo unit owner the reality is not all the time the unit is tenanted and not all the time the rent rate is more than your bank mortgage, thus the cons is if someone has no emergency fund in case that the unit has no tenant, and owner becomes jobless, the unit becomes foreclosed and credit score brings bad reputation and this is the Big risk for a growing nation amidst crisis

[@watchmeflyasafreeman]

Nicely broken down Sir. For buyers, also include in your computations the monthly bills such as Association dues, shared services, insurances, property tax, your units electricity water and gas internet bills. For high end condos and units, some of these bills might be very challenging. Hope this helps!

[@francoabidin6366]

Sir, please create a content about Pretermination fees. The Pros and Cons, different Banks interest on pretermination fees, and how to take advantage of this. Mukhang konti lng ang may content na ganito. Thank you and more powers!

[@betweenbituinUS]

Ito yung legit hindi puro papogi. Speaking from his experience.. thumbs up sir will!!

[@carlojaymanalo7374]

Thank God I read Rich Dad Poor Dad while I'm still 19 years old. From there, nahanap ko yung mga youtube channel na related sa real estate investment through rentals! And Thank God i saw your youtube channel before 2020 ends! A very good start for 2021!

[@willblanza-realtytv]

Good luck 🙂😊

[@justjenneli6367]

Ang galing ninyo po talaga magexplain. Kudos, more properties and more power!

[@willblanza-realtytv]

Thank you ❤️

[@jajaluz]

It takes discipline to be debt free. The mindset na wag galawin ang extra income ipunin para ipayoff. Thank you for making this video. Sana ma-eye opening sa mga naginvest - a 20yrs loan will turn to be a nightmare kasi may point lang na madulas ka financially you will lost your investment- foreclosed balik sa developer unit yeah you can sell but timing is needed.. So payoff your loan immediately. That takes great discipline and when you are debt free you can breathe.

[@NikkiBVlogs]

love it! thank you for doing this. Mas nagkaron ng structure ung plan ko for the next years to come. Although town house yung kinuha ko but the same principles can be applied. More power to your channel!

[@willblanza-realtytv]

Congrats on your townhouse investment 🙂.. so happy to inspire you.

[@booyahvlogs5024]

Ang galing mo mag paliwanag ang dami ko natutunanI tamang tama for me since Im a new investor I give you 5 star 👍

[@rammeltolentino5114]

That’s a very informative video! However, I feel like pre selling condos now are way more expensive. 5-7mill and Rentals won’t fetch that high of a value anymore due to COVID 19. Any tips Po sir?

[@marcgonzales4641]

Very good and clear presentation mo Mr. Will para sa investment sa rental property like condo, kikita ka na sa rental at tuloy tuloy pa price appreciation!

[@willblanza-realtytv]

Thank you 🙂

[@0403julietguevara]

Pinapanood na kita lagi dahil malapit na ma-turn over ang Air Residences condo unit ko at meron din ako sa The Ellis na studio unit. Thank you for your vlogs...nakakatulong talaga. Keep vlogging...Stay safe and God bless you.

[@adrian3747_]

lucky. im just starting

[@real7973]

Salamat sa content .. super helpful. Nakakataas ng confidence and motivate.. bibili din ako condo.. pero ill make sure sayo ako bibili

[@raechel5069]

Don't buy condo as an investment. Maraming hidden charges. Condo dues, if nka home loan ay ung insurance, tas ang pataas ng patass na interest rates. Ang agents at developers lang yumayaman. That's based on experience talaga

[@maydaybloom6847]

There is another option. You pay extra payment applied to principal. It will shorten the loan period and decreases the interest. Just ask your bank first regarding their policy sa extra payment applied to principal.

[@rochellesonza6505]

Sabi sken ng isang agent hindi daw gnun sa bank. Sa pagibig lang daw yun. Sa bank kpag naghulog ka ng malaki, mababayaran lang daw yung succeding months. Hindi iikli yung payment terms. Hindi rin liliit ang principal. Gnun pa din.

[@hilarionjovenbasanezjr]

😊

[@andrinrebaldo2600]

paulit ulit ko na to pinanuod ganda ng explanation mo sir kaya idol na idol kita 😁😁 manifesting my own unit soon 😁😁

[@jumongski5115]

Good day, nakakaenjoy yung videos nyo sir and very informative. May I add lang sir kasi puro yung good side kasi yung videos nyo,I think its time to show the downsides of property investments.

[@tweety1917]

Thank you sa vlog post na to Sir. Sobrang helpful at direct to the point. Mabuhay po kyo. Looking forward for more posts about shore 2 and air :)

[@mgakachinggu7318]

very informative sir..dmi kong natututunan sa video's nyo po.. watching from south korea...meron n den po akong unit sa bloom..salamat sa tips po. God bless sir

[@willblanza-realtytv]

Thank you 🙂😊

[@dindourdaneta]

great info! thanks marami ako natutuhan!

[@0403julietguevara]

Very informeative...maraming salamat po.

[@RoshieBacanto]

Very informative. Pero wala po akong condos sa MOA 😅 , 5 years yong kinuha ko just to make sure na mababayran ko habang may trabaho pa and tapusin ko within 2years in Godswill.

[@eulzendana1127]

Thank you so much to your vlog sir ang dami ko po natutuyunan as a new investor of smdc....God Bless you po🤗

[@willblanza-realtytv]

Thank you for watching 🙂

[@oppayongvlogs1285]

Galing ng explanation ng ating Sales Manager. Nakarelate ako dito lodi.

[@Kasonichume]

Watching your blogs gave me so much knowledge about real estate investing. Keep it up and more power.

[@willblanza-realtytv]

Thank you 🙂 pls subscribe

[@adrock1812]

i regret na hindi ako kumuha ng condo in bay area sa moa last 2015. thanks for the advised regarding long term. more power sayo bro. thanks for helping..

[@PeterParker-hf8ok]

me too

[@glenjoytv8607]

Gandang pakingan sir pero ang struggle dyan napakahirap makakuha ng magrerent

[@raechel5069]

Totoo

[@angellim5503]

Maganda po bang ihold yung gold residences? Especially more than x2 ang price nya as compared to Air/Shore/Bloom. Thanks!

[@seijiandiris]

Hi po, ask lang if anu po ung opinion niu sa Sierra Valley Gardens ng RLC? I know SMDC ung mostly na nirereview niu and part po kau nun, pero I just want to ask if pwede po kau magreview ng other condos.

[@drivetv9819]

salamat sir, marami po akong natututnan good job sir...

[@boyd8871]

its easy to say and compute but on actual there's a lot of vacant unit out there and you need to hustle and negotiate the rental.

[@willblanza-realtytv]

That is why you need a good agent that can help you all the way 🙂

[@markyesbieto7272]

Thanks for sharing.Im about to do this. Thanks!

[@acesy187]

Pano naman po kung di naman mag stay yung renter for 5-8 years? Gawa po sana kayo video how to pay off home loan/morgage in 2 years lng.

[@BlackCatBelzebub]

7 M na ngayon ang 1BR unit ng AiR. Swerte nmn nka bili ng 4M, kahit 5M.

[@ronpags8180]

Do DMCI gives a single car park provision as part of unit purchased or you have to buy it separately......? Thanks

[@willblanza-realtytv]

You have to buy it separately.

[@0403julietguevara]

Very informative and eye-opening....Thank you so much, Will...kaya na-convince mo ko na kumuha sa Light 2 Residences kahit meron na ko sa Air Residednces...lol! More vlogs, please....God bless!

[@willblanza-realtytv]

Thank you Ms Jidy. Congrats on your new investment at Light 2 🙂. And thank you for trusting me to be your Agent.

[@carlojohnbautista1610]

Hi sir! great vids been watching a lot of your videos lately. Just recently reserved a studio unit in Mint Residences. What option is better renting it as a bare unit or a fully furnished unit? and do you think how much would be the rental price for both options? Thank you!

[@johnkennethasis3636]

Hi Sir Will. Question lang po, usually sino po ba mga target market for 50K monthly rental? Gusto ko po sana malaman paano sya nagwowork. Naisip ko po kasi, kung may ganun sila kalaking budget bat di nalang sila bumili ng sariling unit. Thanks po

[@darylmargaja2212]

maybe chinese?

[@reymoneytalks974]

maraming chinese tali sa negosyo pera

[@maydaybloom6847]

Same thought. in Manila you can lease a decent condo for 20k below

[@joyatibagos2752]

What is the status of POGO@ MOA area now and how much is the current rental?

[@OwnPropertyPH]

Those who are renting houses before are transferring to condominium units since rental prices went down. Current rental is P 25,000 with balcony and P 23,500 without balcony 😊

[@donaldalfredo7185]

Great info. Thanks for sharing

[@willblanza-realtytv]

Thank you 🙏

[@PinoyRNPNW]

This was true two years ago. Ngayon pababaan na ang renta tapos ang taas na ng presyo, kaya nga-nga ang mga makakabili ngayon. :D

[@christopherdy5699]

@rophert10 Sir you mean to say eh its not worth it na kumuha ng condo?

[@PinoyRNPNW]

@@christopherdy5699 kong bibili ka po sir wag po sa mga pre selling, better po mga pasalo na unit. Though mas malaki ang cash out mo pero better padin siya in the long run vs buying pre selling condos po ngayon.

[@joshuafrias6465]

Thankyou sir will for your videos!

[@aravaldez-fallon3142]

Very informative.. THANK YOU 😊

[@willblanza-realtytv]

🙂😊

[@lolitasayson5768]

Hi love your very informative blog really helpful, appreciate your efforts God bless you

[@willblanza-realtytv]

Thank you 🙂

[@eduardodominic9791]

I want to buy one bedroom unit. How Walk me to the process

[@willblanza-realtytv]

Pls send me msg in my FB, its Will Blanza

[@ningggg6974]

Galingg!

[@luisamy5]

Ang galing!

[@willblanza-realtytv]

🙂😊

[@charonespiritu1957]

How are you going to pay off po your loan in 5-8yrs only if you apply for 20yrs loan? Magrerecompute ba ang bank if ever your settling you loan early than the agreed loan terms? Please advice sir

[@ronpags8180]

Will, Roni here from Canada. How about us who are planning as new investors and have another 11 years to work till retirement . Will it still be feasible for us knowing the high price of RFO or Pre selling price? ......Thanks

[@willblanza-realtytv]

Hi Sir Roni, yes you can still start your investing. 11 years still a lot of time. Better to start now. Pls message me in my Facebook, will send you details of pre selling projects

[@willblanza-realtytv]

Pls msg me on FB

[@jbverzosa]

Thanks for your vlogs. I subscribed recently, and started watching most of your vlogs, which I believe are very helpful for prospective condo buyers. I am now almost at my concluding stage of buying a condo. All the best!

[@willblanza-realtytv]

Pls msg us on our Facebook Page, we can send you details.

[@PhepsArt]

thanks sa info sir

[@haydeephotos]

Lodi! Nanood Lang ako madalas now requesting my first loan for my first condo unit investment 😊 Thanks sa mga Vlogs mo sir Will!! Greetings from Qatar.

[@jeromesmith6306]

Sir curious lang ako ang condo b fully purnish or ikaw bibili ng mga gamit? Sana masagot

[@animeepicbattle4006]

Ano po tingin nyo sa urban loft plainview condominium sa mandaluyong good investment ba sya?

[@roselofirmena2107]

Sir ask ko po nag apply po ako komuha NG condo SA isang realstate company. Nag pay na po ako NG DP NA po ako ngayon hinde na approban Ang application ko gawa NG below Ang saralary ko po need NG company NG mag provide ako NG coborrower. Wala po akong may nakoha ano po Ang mangyari SA DP KO PO SALAMAT SIR

[@maryednacovarrubias8017]

Illinois po is silent s. Illinois lng po

[@Dondon-wp1ys]

Galing talaga ni sir will blanza, another very informative video nanaman salamat dito, btw sir I've sent you a messege on your whatssup, nakapag decide na kasi kami ni esmi ko hope you can reply very soon. God bless.

[@michaelocampo2213]

As of 2024 ang rental rate sa moa area.25k lang

[@de57462]

Thank you Sir! Ask ko lang which bank offers 20 years loan tenure? coz most bank i checked they only give 10-15 yrs for condo and ofw. Thank you

[@willblanza-realtytv]

Depende sa Age..

[@charles-kim.travels]

sinong empleyado po ba ang magbabayad ng 70k for a 1bedroom in a month kahit nasa makati pa yan? unless rich entrepreneur guest mo wherein i doubt magrerent kalang kung ganun ka kayaman. this is really a question out of curiousity po sir wil. pls enlighten po thanks

[@jhustapnoy]

What is your opinion of Bloom residences? Do you think Bloom residences will bring such passive income like the ones you've just explained?

[@willblanza-realtytv]

Yes Bloom Residences for sure will bring also passive income.. Lets wait for more infrastracture and offices near the area. Also their is propose new Caniso in the South area. Lets wait for all this development.

[@willblanza-realtytv]

Casino

[@fabudinfabudin7361]

I’ve read your responses sa comments section and it’s a good thing na wlang pre termination fee ang bdo and bpi nung ngsettle kayo ng balance. Ganon pa dn ba ngaon ang rules ng banks sa housing loan? Or did they change something regarding pretermination?

[@willblanza-realtytv]

Thank you for the comnent. I think its still the same padin.

[@julieocampo4137]

Sir Will, wala kang info how much rental sa S Residences? Meron n bang turn over doon sa Building 1? Stay safe always..Ate Julie here from Beach Park Illinois. God bless.

[@willblanza-realtytv]

Hi Ate Julie, thank you for watching 🙂 For S Residendes, rental rate will be the same as Shore 1 and Shore 2, around 50K per month. S will start the turnover next year. Congrats on your S condo.. 🙂

[@NALYNSJOURNEY]

Educational and informative.

[@jericksoncaguite923]

Hi Sir, question lang. Anu kaya yung main reason kung bakit may umuupa na umaabot sa 40k-50k instead na bumili sila ng sarili nilang property?

[@sewamazing3954]

Maganda po ba location sa Parañaque malapit sa sm bf? Ma taas po ba renta dyan?

[@luckyjaypena6773]

May current pre-selling condo projects ba ginagawa ang SMDC sa Cebu? Willing to invest here.

[@willblanza-realtytv]

Soon SMDC will be launching SMDC Cebu

[@luckyjaypena6773]

@@willblanza-realtytv Saan ko po pwidi malaman? Anong website po sa SMDC para malaman ko latest updates para pag nag advertise na ng pre-selling makakauna ako sa pila..salamat po

[@jocunningham]

great one again! very informative! From what i was told, loan terms may also depend on the age of the investor /borrower. Loan should be paid at or before 65 yrs of age. Is that true with BDO? thanks!

[@glaizabernaldez]

Yes age is a factor. Applicant must be no older than 65 years old upon loan maturity .

[@snapcast16]

I find MOA units are the most superior in terms of ROI. I'm one of the lucky unit owner of Shore 2. But I'm a little bit worried on my Unit in Fame as I'm forseeing it either low income or even break even. Also, it's really hard to find a new proj now to expand my income, since most of new project are ranging 7m+ even in pre-selling.

[@willblanza-realtytv]

Congrats on your Shore 2.. for Fame it will be breakeven for the first 2 years, but on the 3rd year for sure rental rate will increase.. You will see the cash flow by then 🙂

[@PeterParker-hf8ok]

try mo mga CBD areas ate, sayang nga di ko nakakuha sa shore dati.

[@Ramilqatar]

Sir base sa eplaination hinahanap ko po yung interest rate ng banko in 20 years to pay , wala po kayong binangit sa example nyo or dahil ba estimate amount lang kayo bumase.if meron po kayong video regarding prinsipal amount plus interest in 15 to 20 years to pay baka pwede pakicomment nman...salamat

[@willblanza-realtytv]

Yes meron ako video for that, BANK FINANCING video

[@yrnajaniram5695]

Hindi pa recommended bumili sa probinxa ..mababa pa ang buying power ng customers..baka mag negative cash flow pa .

[@adrian3747_]

But is it guaranteed u have the cash flow or merong magrerent sa unit mo monthly?

[@chillinsongs7159]

very nice presentation pero what I saw here is it really happening laging me umuupa?meron ba kayo agents or team in smdc handling this rentals incase ofw may ari.

[@willblanza-realtytv]

Yes, if maganda location ng condo.. Almost no vacancy.

[@haydeephotos]

Lodi!

[@dmcionlinecondos]

Thank you sir na inspired po ako .. sana ako din hehehehe

[@apolinarioveloria969]

SSS,, myron ko loan SSS hindi bayad

[@cbantilo8379]

you just got a new subscriber

[@willblanza-realtytv]

🙏

[@ellbesh6801]

Sir what abour the new project GEM residences. How promising is it?

[@willblanza-realtytv]

Yes, its a great project.

[@markxavierlhitocabahug5311]

It really help your video

[@davidlydia123]

From Chicago Illinois United States original from cebu Lapu Lapu city

[@lloyd0077]

How to be a sales associate or marketing partner

[@Charence357]

Hi po sir bumibili po ba ang team nyu ng pasalo sa field residences 1 bedroom bayad na down pyment itutuloy nyu sa bank. Salamat po

[@willblanza-realtytv]

Hi pls message us at our Facebook Page: facebook.com/wbrealtyphilippines?mibextid=2JQ9oc

[@mustaphaosop]

Paano kng hindi mo mahanapan ng rentee or mas mababa ang renta kesa monthly amortization mo?

[@johnbenedicttan8459]

Hi sir. May available pa ba sa S Residences? Magkano po ang studio unit?

[@willblanza-realtytv]

For S Res.. Yes meron pa.. nasa 6-7M ang studio.

[@seistyxgaming5365]

Great content sir, ask ko lang papayagan kaya ako ng bangko if magask ako babaan ung interest rate sobra ksi tinaas nila lalo ngayong pandemic mula 6.25%-9.50% salamat po sir

[@willblanza-realtytv]

Yes pwede po un, twag po kayo BDO customer service.

[@seistyxgaming5365]

Sir salamat sa advice Maybank po ksi ako nagloan ano kayang maipapayo nyo sa mga borrower na katulad ko para malessen ung interest rate since good credit naman ako sa pagbabayad ng loan sa kanila at never missed an opportunity to pay mejo alangan ksi kming mga ofw dito sa abroad cut pay ksi karamihan ng company dahil sa pandemya.

[@PeterParker-hf8ok]

@@seistyxgaming5365 my opinion lang ha, be friends with the bank manager siya mismo kausapin mo.

[@MaruRico]

Hi po Sir Will! Possible po ba talaga ang 6% interest for 20 years na loan sa banko sa pilipinas? Nag scout po ako ng ibang banks pero 12% po ang interest nila then for 10 years lang ang max loan term for condo. Please advise po kung anong banko masuggest niyo that offers lower interest rates and longer term loan. Thank you po! More power!

[@willblanza-realtytv]

Un 6% is applicable for 5 year fix only..

[@PeterParker-hf8ok]

grabeh yung 12%,, fix ba yan for 20 years?

[@PeterParker-hf8ok]

anu anu bangko na nagsabi sayo ng 10 years max loan? kelan ka nagapply? before or after covid?

[@carlocantero]

sana all may kaya bumili ng dalawa o tatlo o lima o sampung condo units hehe

[@almaabellar536]

Sir san my pre selling na maganda location? Magkano at ilan yrs bago ma turn over. Tnx po

[@willblanza-realtytv]

Gold and Mint Residences..

[@almaabellar536]

@@willblanza-realtytv salamat po

[@giselaabad613]

If you gonna loan for 20 years diba mas malaki ang interest nun? Almost 1M din tinaas?

[@rjnccrs4451]

Informative and inspirational! What do you think the rental rate for Fame Residence?

[@willblanza-realtytv]

Projected rate for Fame, around 30K - 35K 1bedroom.

[@rjnccrs4451]

Will Blanza - Realty TV Thank you sir!

[@ONEHOTDUDE]

Gusy tanong po.pag ba naka sangla sa bank ang house and lot automatic na ba yong na complete ang papers ni owner? Like building permit, sanitary permit, plumbing etc?kinukuha ba nag bank yong pag naka mortgage yong apartment?thanks

[@OwnPropertyPH]

Pag naka sangla ang house and lot sa bank po kailangan yung may-ari sa kanya nakapangalan ang TCT at Tax Dec po. Yung mga other permits na tinanong niyo po hindi na nila kinukuhanan kasi appraisal yung tinitignan po nila 😊

[@angsherwin7801]

Kelangan may pangabono ka na nakaready pangabono sa monthly mo hindi nakaasa lang sa upa

[@OwnPropertyPH]

Ideally, dapat may other sources of income ka po para may cash flow pa rin kasi kapag naka-mortgage sa bank yung property tapos rental income lang ang source kapag bakante yung property ng matagal, problema po iyan.

[@markdeimoy4378]

Pwede din ba magbayad direct sa principal kapag sa bank loan? Para lumiit yung 20 yrs to 10 or 5 years? Just like sa pagibig?

[@voyagerloftTV]

Sir will may studio type ako dito Sa vitocruz katabi nya LaSalle taft magkano ko Kaya pwede IPA rent nka set up na sya . Tigil Kasi ngayun Ang mga cruise ship Kung San ako nakuha mg pambayad Sa Sa banko monthly.thanks sir Sa mga advise mo.

[@willblanza-realtytv]

For that area, rental rate for studio is around 20k - 25K, depends on the size of your studio unit.

[@heyitmeart1522]

NICE explanation..... kaso kung wala uupa?

[@madambhel5187]

Nice videos dapat pala long terms payment para meron ka agad kitain

[@jajaluz]

belinda lopez Maximize the longest term of loan then plan to settle it ASAP. I think yun ung point ng video niya

[@jeffersonfernandez906]

may pre-termination fee ba ung bank in case i pay off mo earlier than the expected 20 years ? paano sya i pay off, unti unti mag over pay monthly on top sa monthly amortization, or ipunin tapos lump sum pay off pag kelan mo gusto, then pa recompute. un sana mga detalye na pwede sana isama

[@willblanza-realtytv]

No pre - termination fee.. better to pay off all after 5-8 years.

[@jeffersonfernandez906]

@@willblanza-realtytv thanks sir for quick reply

[@maribelllato4432]

Hello po 🙏

[@mariorodrigo-jr9wt]

Kami Po sir nandito Po kami sa lapu lapu city

[@willblanza-realtytv]

❤️

[@marvinaniciete6588]

Thank u boss nice vlog godbless

[@willblanza-realtytv]

🙂

[@willblanza-realtytv]

🙂