Thank you so so much, this information was helpful.
@sebolelotheestateagent59086 ай бұрын
I'm so glad you appreciate it. Keep watching for more.
@Licious1ification6 ай бұрын
May I add that ... every year when you get a salary increase, take like R200 and add it to your bond repayments..... then over time you will see a diff... and if we learnt this a few yrs ago we would be done
@sebolelotheestateagent59086 ай бұрын
100%
@mihlotim4 ай бұрын
Thank you for this valuable information. Much appreciated. I wish i knew this 12 years ago when i bought my house.
@sebolelotheestateagent59084 ай бұрын
I feel you... That's why I'm here! :-)
@Ndlela-Yami8 ай бұрын
I used to avoid looking at my statement because paying the bare minimum meant most of that money was going towards the interest. That’s why hat motivated me to start paying extra, now I can actually see outstanding balance go down
@sebolelotheestateagent59088 ай бұрын
I'm so proud of you. We can't keep wasting our money on charges and unnecessary interest. Let's fight the system. Lol.
@nthabisengtsotetsi30856 ай бұрын
Thank you for answering Premium question and am going to call the bank to increase my monthly instalment. Was going to transfer the extra amount. Thank you❤🎉
@sebolelotheestateagent59086 ай бұрын
Debit order os definitely best.
@lsg4lyf6 ай бұрын
Thank you. very insightful… Now I know why my bind keeps going down…
@sebolelotheestateagent59086 ай бұрын
All the best.
@yisehm4 ай бұрын
Hi, i have fnb bond, i used to have access money from my deposits but now it doesn’t reflect at all
@Drew-2.0zw7 ай бұрын
Thanks for the informative video.if my bond account has an access amount, can i instruct the bank to capitalize it so that i can't withdraw it?
@sebolelotheestateagent59087 ай бұрын
There is nothing you can do to limit access. 😞As long as you are paying extra, you can access it.
@nthabisengtsotetsi30856 ай бұрын
@@sebolelotheestateagent5908 Yes he can with FNB. I am using FNB.
@nthabisengtsotetsi30856 ай бұрын
You can if you using FNB. I do not know about other banks.
@mabongimsomi83725 ай бұрын
If you don't have access bond but you pay extra 500 to your bond does that also help reducing years of paying your bond
@sebolelotheestateagent59084 ай бұрын
100%
@laurensmith33757 ай бұрын
I pay extra, but my monthly repayment is not coming down😢
@sebolelotheestateagent59087 ай бұрын
It may just take some time for the compounding effect to show. Don't give up.
@joykiejoyo4 ай бұрын
I used to pay R2k extra and I didn’t see any difference then stopped paying 😢😢😢😢😢😢