Great video, should we consider 1/3 of our Gross income or Neto ? Also for anyone that can help us, what are the best areas in Zurich Canton that are more quiet, less congested, and have somewhat good connection with Zurich downtown? We can take a longer commute if necessary. Tnx to all that are willing to help out 🙏
@OurSwissAdventure3 жыл бұрын
Hiya! Thanks! To be honest, I'm not 100% sure on that. We did it based on the net income, just to be safe, so I'd recommend you do that as well. I've pinned your comment, in case someone will see it and can give you some recommendations. I know of someone, who searched in the area of Uerikon and Züriberg. Maybe you can look there? Also, I recommend you find a Zurich facebook group and ask for some recommendations there. Good luck with your search!😊
@Cross09873 жыл бұрын
@@OurSwissAdventure thank you so much, you have helped a lot already! We're moving late August and now we're gathering as much info on pretty much anything related to CH :) Blessings 🙏
@OurSwissAdventure3 жыл бұрын
@@Cross0987 You are doing the right thing, prep is super important! Good luck with the move!
@7izaak Жыл бұрын
@@Cross0987hi, just out of curiosity, are you still in Switzerland? How are you finding life there? Are you haply with your decision?
@ryanmussett52682 жыл бұрын
To @our, swiss adventure, This video is nothing less than gold. It is very helpful stepping stones, You managed to cover everything on the list. I love how you thought of mentioning the extra costs, deposits, removal vans , prosecutions(criminal conduct) and everything else you mentioned. It also shows the genuine time and effort it took to make the video. This information is very valuable to anyone with an interest of visiting Switzerland, wether to live a year or permanent. This genuinely ticked as many boxes as it could, Brilliant video and I'm sure everyone who watched it has the same to say. Also, I recommend creating more videos, of these necessary things everyone does in life, such as property rental, food shopping (+costs), applying for permits (timeline of process and progress), applying for a job (required info) .. or anything else which is similar to staying a long period of time. Thank you very much for this video.
@ryanmussett52682 жыл бұрын
I just clicked your channel and saw I have a lot of catching up to do 😆😆
@OurSwissAdventure2 жыл бұрын
Hi Ryan! Thank you so much for saying this, it means a lot. 😀 I really try to put all the information that one might need into these videos, so I'm glad that you noticed and appreciated that. And yes, some of these videos are already on the channel, some are yet to be made. Thank you for suggestions! Are you moving to Switzerland yourself?
@bellachatelaine Жыл бұрын
I can't thank you enough for all the detailed videos on all things Switzerland you have made. You are honestly making this move from London so much less stressful for me (and I'm sure for many others). Thank you so much!
@OurSwissAdventure Жыл бұрын
I am really glad that the videos (and how detailed they are😅) have been helpful to you. Good luck with your relocation! When are you moving?😊
@bellachatelaine Жыл бұрын
honestly, taken a lot of stress off from me watching the videos, especially since I'm Latvian and live in the UK right now.. so scenario is super helpful 😀😀 I'm moving at the end of May, exciting times!
@OurSwissAdventure Жыл бұрын
Hey, very similar situation then.👍😀 There aren't that many Latvians over here.😅 Where about are you moving to?
@bellachatelaine Жыл бұрын
@@OurSwissAdventure I'll be in Zürich :)
@radhakrishnagullipilli5032 Жыл бұрын
One of the excellent video. I must appreciate your effort in making this. Its point to point and you demonstrated very well. You gave all the required information for the ones who are moving to Switzerland. I will go through your remaining videos too to get more insights... Thanks for this and keep going...
@OurSwissAdventure Жыл бұрын
Thanks a lot for your kind words and I'm glad that you enjoyed the video. 👍😊 I have put together a playlist with the various 'How to' videos, check it out: kzbin.info/aero/PLr-dkBlyCtwdPjEcHvwNOq0Kb1Agq2JrI
@SlovenianGirlAbroad4 жыл бұрын
This is such an amazing informative video! I wish it would exist 10 years ago when my husband & I moved to Switzerland. 😀 I would only add, it is wise to document all the damage/usage of things in apartment you’re moving in. When you move out, they can give you hard time because of it.
@OurSwissAdventure4 жыл бұрын
Thank you! :) That's a great tip! In our case everything was happening in French, so didn't have much clue of what was going on haha! We just pointed to some defects we saw straight away and the lady that was responsible for the flat inspection just said it was all in the paperwork.
@SlovenianGirlAbroad4 жыл бұрын
Our Swiss Adventure It probably is in paperwork, but sometimes they miss something. If I remember correctly from our move last year, you have 2 weeks after your move to note all the defects & inform the agency about them. But when you move out, you’re only responsible to cover damage that was discovered & noted during the take-over. At leas that was our experience in Lucerne last year.
@OurSwissAdventure4 жыл бұрын
Okay, I see, thank you! That's good to know for the future :)
@shayladavies38487 ай бұрын
Your video was so detailed and incredibly helpful! I'll be moving near Le Bouveret to attend culinary school this October.
@OurSwissAdventure7 ай бұрын
Glad you enjoyed it.😊 Good luck with your move!
@LisaCulton4 жыл бұрын
I've been living in a fully furnished Airbnb for 4 years!
@OurSwissAdventure4 жыл бұрын
4 years?! Wow! We couldn't wait to move out of ours haha! Why have you not moved to a rented place?
@kikesa62113 жыл бұрын
@@OurSwissAdventure i think..maybe she is the owner of the BnB ..other wise it must be a guinese record 🤣😂
@OurSwissAdventure3 жыл бұрын
@@kikesa6211 Haha, she's not actually! I think in a video she once said that it was very cheap, so there's no reason to leave.
@kikesa62113 жыл бұрын
@@OurSwissAdventure ah i see..i didn't see the video..maybe it's the reason then 😂
@miguelgrabielcalero52512 жыл бұрын
Best Video, experience-based I have found. Thank you for that! All I can conclude is that I better start with a flatshare to start ;-)
@OurSwissAdventure2 жыл бұрын
Thank you! 😊 If you are alone, then I would agree that flatshare is the easiest way to start.
@andrejgorskolepov3 жыл бұрын
Thank you for the info, I am moving to Zurich in 3 week's and this was really helpful!
@OurSwissAdventure3 жыл бұрын
You're welcome and good look with the move! :)
@pippopapero53734 жыл бұрын
Half normaly is the kitchen separated from sitting room, great explain, by the way your RC help also outside if you dammage something...it s like the car insurance...but on you😁😁
@OurSwissAdventure3 жыл бұрын
Thanks for the explanation!😉
@jarodmeijer68133 жыл бұрын
This video was incredibly helpful! Thank you! 😁
@OurSwissAdventure3 жыл бұрын
You're welcome!😉
@ldumitrescu2 жыл бұрын
Again a great video, the information is so structured (like in the others). There is something I didn't get, when you got your apartment did you have the "permit" or only "the letter of application"?
@OurSwissAdventure2 жыл бұрын
Thank you, glad you liked the video!😊 We signed for the flat without Mike having his permit yet, but he had the permit application letter. As for me, I haven't even applied for a permit at that point yet.
@marioarranzr Жыл бұрын
Super helpful, thank you!!
@OurSwissAdventure Жыл бұрын
Glad it was helpful!😊👍
@АлександраПитковская Жыл бұрын
Thank you! This is very helpful 😊
@OurSwissAdventure Жыл бұрын
You're welcome!😊
@spaceman35183 жыл бұрын
That was brilliant! Thank you
@OurSwissAdventure3 жыл бұрын
Thanks!😊
@noemier.49043 жыл бұрын
This video is very useful. Thank you very much
@OurSwissAdventure3 жыл бұрын
You're welcome ☺️
@cutie76593 жыл бұрын
You look beautiful!! Thank you for being such a great person ♥️🥺
@OurSwissAdventure3 жыл бұрын
Thank you :)
@MattWagner2 жыл бұрын
Thank you, very helpful.
@OurSwissAdventure2 жыл бұрын
Glad it was helpful!
@MattWagner2 жыл бұрын
@@OurSwissAdventure Seems to be a bit problematic if you intend to move from overseas (US for instance) and are unable to secure an apartment ahead of time. It seems you could potentially be restricted to a hotel for quite a while.
@OurSwissAdventure2 жыл бұрын
True, many people will end up living in a temporary accommodation for the first 1-2 months. But most of the time people choose Airbnbs or short-term rentals instead of hotels that would be waay too expensive. If you get a job in Switzerland, sometimes your company can help you with arranging accommodation (at least I have heard of some cases where they helped with temporary flats).
@MattWagner2 жыл бұрын
@@OurSwissAdventure Thak you!
@escalona424 күн бұрын
Hi Erika! How can I get a room for two people? We are a couple. I don´t know how to investigate that. Thanks you.
@bellachatelaine Жыл бұрын
Thanks
@OurSwissAdventure Жыл бұрын
Oh wow, thank you for your generous donation!😊 It means a lot!❤
@kikesa62113 жыл бұрын
i dont know the current rules..but i heard that if one doesn't have a B permit..one can not rent a house by its own ...i mean can rent a room in sharing but not a whole house.. idk...anyway very great and detailed content BTW .i am from italy and i have a G permit and i live in italy ..but i am planning to move to swizerland.. Have a great stay in swizerland 😊
@OurSwissAdventure3 жыл бұрын
I've honestly never heard about that. I know that landlords here can be very picky, so they might prefer someone with a longer permit (like B), instead of L, for example. Or pick a couple were both work, instead of a couple, where only one person is employed. However, I've never heard of anyone be rejected specifically because of their permit. If you ever see any more information about this, please share it! 😊 Because I might be wrong.. Thank you, glad you enjoyed the video! Good luck with your move to Switzerland!
@kikesa62113 жыл бұрын
@@OurSwissAdventureok i have updates..now its possibile to rent a house with G premit ...but some time ago it was not possibile..one must had a B permit in order to rent a house in swizerland. have a good Weekend 😊
@OurSwissAdventure3 жыл бұрын
@@kikesa6211 thanks for the update! 😊That's some info that I didn't know before. I wonder if L permit was under this 'no renting' ban too
@hankangtee733 жыл бұрын
Thank you, what a great video! You provided all the informations exactly what I have been searching for. Very detailed and informative, this would certainly be a guideline for me to look for my rental property in Geneva later
@OurSwissAdventure3 жыл бұрын
I'm glad you found this video useful 🙂 Good luck in your search!
@nekuliloneliwa5829 Жыл бұрын
will one get their deposit back at the end of the lease contract (at the time of moving ou)?
@OurSwissAdventure11 ай бұрын
If you have no remarks on your moving out inspection, then you get all the money back. But it is possible that they will charge you for damage or not fully cleaning things. In that case an amount will be deducted from you deposit and the rest given back to you.
@evgeniborisov70129 ай бұрын
Thank you very much for the video. I have a question. If I rent an apartment in Switzerland for myself only and later decide to invite my mother or father to stay at this apartment for 1 or 2 months, would I expect this to be allowed by the landlord? Perhaps, this should be negotiated during the application stage.
@OurSwissAdventure8 ай бұрын
I am not sure about that sorry. I feel like as long as you don't abuse the system, it should be fine for your relatives to come stay over for a short time. But of course, if they start actually living in your flat in Switzerland, then they should be added to the contract. I also just checked our contract and there isn't anything about people staying over.
@evgeniborisov70127 ай бұрын
@@OurSwissAdventure Thanks a lot. It sounds reasonable.
@lailavisotska37063 жыл бұрын
Thank you! very informative! Is it necessary to budget in buying something like dishwasher, electric gadgets?
@OurSwissAdventure3 жыл бұрын
Thanks! I'm glad it was useful for you. :) I believe all flats will have fridges and ovens. Some will have a dishwasher and an in-built microwave, if the place is new and fancy (ours doesn't). All buildings will have laundry facilities in the basement, but some flats can have their own washer and drier. But in general the only things you definitely won't get are the small appliances like kettle, toaster (and most likely a microwave).
@lailavisotska37063 жыл бұрын
@@OurSwissAdventure thank you! So basically small appliances are there, but there is 0 furniture in most cases?
@OurSwissAdventure3 жыл бұрын
@@lailavisotska3706 The main appliances yes, and no furniture usually. But if the previous tenant still lives there, he or she will probably be showing you the flat. Then you can try to arrange to buy some of the furniture from this person, to make it easier for you. The person that lived in our flat before, left some stuff behind just because it was easier to do that rather then move it to his new place, and we essentially got some furniture for free! 😀
@varshasutar73336 ай бұрын
Hey need your help wanna come to Swiss how to rent a hoise
@matiascoitino63283 жыл бұрын
Hi again! thanks for the info really useful. Would you be able to tell us what bank are you using for the deposit account and your own personal account please? :)
@OurSwissAdventure3 жыл бұрын
Glad it was useful! For our own account we have it with PostFinance. And for the rental deposit we used the cantonal bank here in Neuchatel. I know that many other banks also offer those deposit accounts, they just have longer account opening times.
@athanasiostsiafakis88242 жыл бұрын
Hi! Great video. It helps so so much! I landed a job in Zurich and company pays for 1 month rent. I am afraid that it might not be enough time to find a flat. Do you know how do the contracts for rooms look like in terms of notice period? For example, can I have it for 6 months and resign in 2 months if I find a permanent flat? I have airbnb solution as a back up plan.
@OurSwissAdventure2 жыл бұрын
Hi! Congratulations for getting the job! I am not sure about the rooms, sorry. You would have to look at the conditions of each room advertised. Maybe you can find something on UMS, since they are meant to be for short-term. From what I hear about Zurich rentals, you should be able to find something in 2 months, 1 if you are lucky.
@leventedex2 жыл бұрын
Hello, I'm interested about the a specific detail when do you get the application details, the forms you mentioned and where to send them? Is this shared during the visit?
@OurSwissAdventure2 жыл бұрын
Hi! Yes, when you visit the flat you are normally told by the agent what you need to do next. If you are shown the flat by the current tenant, then you'll just need to ask the agency. Typically they accept the form and all the other documents being sent by email, as this is easier and faster. The form is written by agencies themselves (with their logos etc), so can differ from a place to place. But what they ask for is more or less the same, which is what I talk about in the video. When you get the contract, it will be by post and you will need to sign it and send it back by post as well. Hope this answers your questions.🙂
@fxspartans944710 ай бұрын
Im moving to Zurich from UK. Did you not find the languages barrier a problem?
@OurSwissAdventure10 ай бұрын
We moved to Neuchâtel, which is in the french-speaking part and we both knew some french already. Yes, it's not easy, and often we needed to rely on Google translate and often were also in awkward situations because of not understanding people. But we both did some language courses, as well as volunteering and then working in french, so eventually we got much better at it. Zurich is quite international, so many people speak English. So that will definitely help. But I would also recommend you to find some language courses as soon as you get here. :)
@fxspartans944710 ай бұрын
@@OurSwissAdventure I appreciate your response thank you
@huodijin3 ай бұрын
If i have no working contract because i am still searching for jobs, can my bank statement act as something like income?
@OurSwissAdventure3 ай бұрын
I don't know if they'll accept it. I think it depends on the agency. However, you can definitely try using it to show that you have enough money in your account to pay for the flat in the next few months. You can also explain your situation in the motivational letter.
@MrQuitoso3 жыл бұрын
Thanks for all the research!
@OurSwissAdventure3 жыл бұрын
You're welcome! :)
@shana110 Жыл бұрын
May I ask how many calender days are required for bank to process?
@OurSwissAdventure Жыл бұрын
Sorry, for a bank to process what exactly?
@SK-mw2sd2 жыл бұрын
Hello! I am doing research on the details of rent control policy in Switzerland. I am having trouble finding an explaination of all the rent controls that are a part of thr Swiss market. Any help would be appreciated. I am doing research that would helpful to implement in regards to rent control policy in Ontario, Canada.
@OurSwissAdventure2 жыл бұрын
Hey! Sorry, I don't know much about this topic. But I found a couple of articles that could be useful: www.homegate.ch/c/en/advisor/renting/tenancy-law/monthly-rent www.swissinfo.ch/eng/missed-opportunity_few-tenants-take-advantage-of-rent-controls/43229726 www.iut.nu/wp-content/uploads/2017/03/the-private-rental-sector-in-Switzerland.pdf I read that they have tenants and landlord associations here, so it might be useful to contact one of these for your research. www.bwo.admin.ch/bwo/fr/home.html - this is Swiss government's website where you can find some more info, it's only in the Swiss official languages, but you can use Google translate. Other places you could maybe find some useful info are: comparis.ch , ch.ch and www.expatica.com/ch/
@Benjinswitzerland2 жыл бұрын
Hello what are the minimum contract lengths for apartments
@OurSwissAdventure2 жыл бұрын
Hi! From what I've seen the general standard is 1 year. There might be some exceptions to this, but I am not sure. However I know that UMS that I mention in the video specialise in short-term rentals, so you can check their website too, if you are interested in shorter contracts. www.ums.ch/welcome/
@josefreeda9689 Жыл бұрын
The organisation that I working for will be booking a serviced apartment at Geneva. The rental agreement will be on my name. Can my husband and child visit me for 3 weeks ? Should the landlord be informed of the temporary visit ?
@OurSwissAdventure Жыл бұрын
Hi! I am not sure about this. You would need to look at the contract of this apartment and the terms & conditions of it. I feel that since they are your family and they are only there for a short amount of time, it shouldn't be a problem. But you should still check, because maybe you need to inform the landlord about this stay.
@josefreeda9689 Жыл бұрын
@@OurSwissAdventure thank you for the information
@Marriedwithagreatman2 жыл бұрын
Thanks much. Are the feneral fees included in the rent? And fenerally how are Rhe Swiss people of the french side?
@OurSwissAdventure2 жыл бұрын
Looks like you already found the video where I talk about the bills ( kzbin.info/www/bejne/mYTcn2SbpLyjjNE ). But just in case anyone else has the same question - the rent normally includes some of the bills like heating and water, but it varies a bit depending on your contract. The Swiss people in the French-speaking side are known to be more progressive and more open, whereas on the German-speaking side they tend to be more conservative.
@waqardetho24262 жыл бұрын
did you get furniture from the previous tenant?
@OurSwissAdventure2 жыл бұрын
Only a couple of things, the rest we bought second hand. I made a video about this, if you want to check it out: kzbin.info/www/bejne/n4uul5amqr10rbc
@thetypsieman1053 Жыл бұрын
Hey I am planning to move from Germany to Switzerland at the end of march 2023. It is possible to explain how can we rent a shared room WG? Even if it the rent was for a short time? Do we have to pay the 3 months Caution? And I am planning to move out after 6 Months, when do I get back my Caution?
@OurSwissAdventure Жыл бұрын
Hi! What do you mean by 'WG'?
@joaoguimaraes313 жыл бұрын
Does Switzerland apartments have restrictions regarding small dogs?
@OurSwissAdventure3 жыл бұрын
It depends on the place, you would need to look for a flat where the landlord allows dogs. But I don't think this should be a big problem.
@joaoguimaraes313 жыл бұрын
@@OurSwissAdventure When I filter my search in homegate with "pets allowed" the number of apartments drop significantly, I belive there are more apartments that accepts pets.
@joaoguimaraes313 жыл бұрын
@@OurSwissAdventure BTW, I love your videos, top quality content!!
@OurSwissAdventure3 жыл бұрын
@@joaoguimaraes31 Hi! I'm really sorry, I just read a bit more about the topic and it seems that yes, many landlords say they don't allow pets. But some people suggest to still try applying and explaining that your dog is a small one, maybe use a recommendation letter from your previous landlord that says there were no issues due to your dog. Some also say that it might be easier to have a pet-friendly apartment a little bit further from the centre of wherever you are planning to live. www.englishforum.ch/housing-general/245669-renting-flat-dog.html We see many many people here with dogs (small and big), our friends have cats in a rented flat and another friend is getting a puppy in a rented flat. So it's not impossible🙂
@OurSwissAdventure3 жыл бұрын
@@joaoguimaraes31 Thanks a lot!😊
@user-noah545374 ай бұрын
How much house cost to rent there
@OurSwissAdventure4 ай бұрын
Prices can vary a lot depending on the area. To get an idea you can check one of the rental offer websites, for example, comparis - www.comparis.ch/immobilien/default
@user-noah545374 ай бұрын
@@OurSwissAdventure pour la famille, combien ça coûte ?
@Ripster112 жыл бұрын
hi thanks for the guide! but how can you send the residence permit to rent an house, if you need the rental contract to get the residence permit?? 😂 sounds like a dog that bites its own tail
@OurSwissAdventure2 жыл бұрын
This is what we call 'welcome to Switzerland!'.😂😂 And it is exactly how you describe it! But in all seriousness, somewhere at some point in this vicious circle they will need to deal with the fact that you don't yet have something they want you to have document wise. It's annoying to have to explain it, but this situation happens to pretty much every person who arrives here. And you can also provide alternatives. For permit it would be permit application or saying that you are in the process of applying, for address it would be some temporary address.
@qweadf97602 жыл бұрын
Too much water...gosh...
@pippopapero53734 жыл бұрын
👍👍👍👋👋👋
@emanuelacomerio5334 Жыл бұрын
Oh che cara. Se veramente intendi affittare un flat in Svizzera, penso che tu debba totalmente cambiare atteggiamento. Ti mando filmato della situazione di principio a Geneve, cantone di lingua francese.
@OurSwissAdventure4 жыл бұрын
What's your rental story in Switzerland? Feel free to share it in the comments. 🙂 Time stamps: Intro: (0:00) Finding a rental property: (1:40) Tips/things to know about Swiss rentals: (5:10) Viewings: (11:49) Applications & documents: (12:14) Payments before moving in: (18:49) Move in: (21:12) Our rental story: (21:35) Outro: (23:48)
@Naoregista Жыл бұрын
you have to have a job to rent a house but you only can get a job if you are already there… How do you do it?
@OurSwissAdventure Жыл бұрын
You can try to get a job in Switzerland whilst still living elsewhere. Or you come here and stay in temporary accommodation. You might also be able to rent a place if you can demonstrate that you have sufficient savings to pay for it. Another option is to rent a room from someone without being officially on the contract. And then there is a whole other category of people like students, who come to study here (either doing a degree or a full time language course), and they manage to find a place to live even though they don't have a job contract. So yeah, there are options.
@spoorthisriram2 жыл бұрын
Is it possible to get a apartment before moving to Switzerland
@OurSwissAdventure2 жыл бұрын
I know of someone who came over to Switzerland for a short visit just to do the viewings and so afterwards they were able to move into their apartment when moving to Switzerland straight away. I am not sure about getting an apartment without physically ever going to see it. It might be possible. I would recommend you look for the apartments and then speak to the agencies that advertise those apartments to see what's possible.🙂
@Itz.Curlyg3 жыл бұрын
very informative thanks !!!!!
@OurSwissAdventure3 жыл бұрын
You're welcome!
@JanPBtest3 жыл бұрын
Excellent information, thanks! When you were moving, did you manage to carry all your stuff with you or sent it beforehand somehow (like poste restante)?
@OurSwissAdventure3 жыл бұрын
You're welcome!😊 I actually made a video about it here - kzbin.info/www/bejne/fZmufYVrgM1ge8U We hired a van and drove everything from the UK to Neuchatel, where we kept it in our Airbnb. And then, when we moved again into the flat you see in the thumbnail, we hired another van to move everything again and to pick up the furniture we bought. It was a master operation, not the easiest, but it worked for us hehe!😅
@vitor33863 жыл бұрын
@@OurSwissAdventure Thanks for all the information. I’m also in the UK and thinking of moving to CH. Did you rent the van in the UK? If so, did you have to return it to the UK as well? Thanks 😊
@OurSwissAdventure3 жыл бұрын
@@vitor3386 Hi! Yes, we did rent it in the UK and it had to be returned back to the same place where we took it. Luckily for us, Mike's dad helped us with the move, so he drove the van back. Good luck with the move, if you do go ahead with it! 😊
@vitor33863 жыл бұрын
@@OurSwissAdventure sounds reasonable 😬. Thanks, I will most likely do the move, hopefully this year. All your videos have been very helpful.
@OurSwissAdventure3 жыл бұрын
@@vitor3386 👍
@djohnson-ku4cl2 жыл бұрын
Well done video.
@OurSwissAdventure2 жыл бұрын
Thanks!
@OurSwissAdventure2 жыл бұрын
Sorry, for some reason KZbin deleted your second comment. But to answer your question: the process of applying and signing for a flat shouldn't take very long, but I think it depends a lot on the agency/landlord. Sometimes the owner of the flat wants to personally pick their favourite tenant, so the agency has to deal with that additional step. Or the agency itself might be slow. For us with the flat that we got we applied the same day as we viewed it. And then already after 4 days we got a contract to sign by post. We moved in a month after that.
@SumanthSHChannel2 жыл бұрын
How much amount for house
@OurSwissAdventure2 жыл бұрын
It depends where the house is and how big it is. You can check by putting your desired location here - en.comparis.ch/immobilien/default