How to Select Best Health Insurance Plan 2024 Claim Reject అవ్వకుండా Health Insurance ఎలా తీస్కోవాలి

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Money Purse { మనీ పర్స్ }

Money Purse { మనీ పర్స్ }

Күн бұрын

Пікірлер: 455
@MoneyPurse
@MoneyPurse Ай бұрын
Protect your Family now with a Health and Term Insurance now! Pick best Term Insurance here 👉tinyurl.com/4xtsdbbd Pick best Health Insurance here 👉 tinyurl.com/37za5jbz
@PakkiPrasanthi
@PakkiPrasanthi Ай бұрын
Online better than ofline
@mallannaparshaboinamallann3269
@mallannaparshaboinamallann3269 Ай бұрын
Share chesham
@harshavolgs579
@harshavolgs579 Ай бұрын
Hi Would it be possible to invest some money in mutual funds and to set up withdrawals to pay my parents' health insurance every month from SWP?
@galetivenu1988
@galetivenu1988 Ай бұрын
ప్రభుత్వ రంగ సంస్థల లను ప్రజల లే కాపాడుకోవలి.సర్విసులను బాగు చేయాలి మనం డిమాండ్ చేయవచ్చు.ప్రజల మాట కు విలువ ఉంటుంది.ప్రవేటు వ్యక్తి లకు మరియు కార్పొరేట్ సంస్థ(కంపెనీలు)లకు లాభపడడానికి కోంత మంది కృషి చేశారు.BSNL ని బలహీన పరిచరు.India post payment Bank లో కూడా term insurance ఉంది.and postal life insurance మరియు RPLI INDIA POST OFFICE కూడా ఉన్నాయి.ఆడపిల్లల కోసం 0-10 సంవత్సరాల వరకు A/Cs మరియు age 0- etc. boys కోసం PPF ACCOUNT S
@shakerseee
@shakerseee Ай бұрын
సార్... నా క్లైమ్ రిజెక్ట్ అయి ఆరు నెలలు అయింది నేను కంప్లైంట్ చేయాలంటే ఎప్పటిలోగా చేసుకోవచ్చు
@gganganna1295
@gganganna1295 Ай бұрын
ఏ భాష మాట్లాడే ప్రాంతాల్లో ఆయా భాషల్లో నియమ నిబంధనలు ముద్రించాలి , దీనివల్ల కొంత నష్టం తగ్గుతుంది, IRDA ఇది తప్పనిసరి చేయాలి
@praveenmyakalwardj5204
@praveenmyakalwardj5204 Ай бұрын
ఇ విషయం పై కోర్టుకు వెళ్ళండి.. న్యాయం చేసిన వల్లు ఔతారు... చెప్పడం సులువు చెయ్యడమే....
@User-y3d3x
@User-y3d3x Ай бұрын
Insurance policy మంజూరు చేసే ముందే, insuurance company వారే హెల్త్ చెక్ అప్ చేసి పాలసీ మంజూరు చేస్తే క్లెయిమ్ reject అవ్వదు కదా! IRDA ఈ నిబంధన తీసుకుని వస్తే పాలసీ దారులకు ఉపయోగకరంగా ఉంటుంది కదా సాయి గారూ.
@viswanathambotcha3724
@viswanathambotcha3724 Ай бұрын
చాలా మంది కి‌తెలియని చాలా మంచి విషయాలు ‌ తెలియచేసి అందరికీ చాలా help చేస్తున్నావ్ ‌నాన్నా. God bless you nanna.
@subhashkaralapati7368
@subhashkaralapati7368 Ай бұрын
IRDA should come up with various programs for awareness of policy holders. Most importantly the loopholes which Insurance companies were using to reject the claims and how to overcome etc..
@udayshankar8428
@udayshankar8428 Ай бұрын
పాలసీ బజార్ లో ఒక్కసారి ఫోన్ నెంబరు enter చేసారో ఇంకా గోవిందా గోవిందా...
@mlnprasad6763
@mlnprasad6763 Ай бұрын
I suggest you to approach insurance company directly or an insurance Broker instead of agent. You have to approach licensed insurance Broker directly to have first hand information.
@techinfocareerguidance
@techinfocareerguidance Ай бұрын
Nenu chesa naku calls vosthai kani yethanu 😅😅😅😅
@praveenmajnu
@praveenmajnu Ай бұрын
Policy Bazaar loki velli Account > Communication preferences > ikkada manam settings change cheskovachu.. I did that, Naku chaala calls ravadam thaggayii
@prabhakar.p7419
@prabhakar.p7419 Ай бұрын
Chala better ok
@NAVEENKUMAR-gl2vz
@NAVEENKUMAR-gl2vz Ай бұрын
Hi Anna, Meru only claim rejections matladutunaru. But insurance partial payment esthunaru. Recent ga ma dad jan 11 heart stroke vochindi stunt vesaru. Billed amount 3 lakhs but insurance paid 2.46 lakhs , maku policy separate room facility vuna nenu sharing room tisukuna still paid less. After checking with insurance amount package prakram pay chesamu annaru, hospital valani aduguthe dad ki thread use ekuva chesaru so daniki extra 44000 aindi annaru. Dad ki mala second stunt vesaru on jan 22 , apudu nenu clear ga hospital valaki chepanu meru bill package prakaram vesthe vunta ledu ante vere hospital pothanu ani chepa. So they billed 2 lakhs for second stunt and insurance got paid 1.97 lakh.😂 Edi first time kadu nenu ma mother ki elane aindi , ma wife dad kuda elane aindi. Hospital kavali ani over bill chesi pampistharu. Mana emergency ni hospital valu cash chesukutunaru. HOSPITAL NAME SUNSHINE (KIMS) HYD
@raghav.n
@raghav.n Ай бұрын
@@NAVEENKUMAR-gl2vz Avunu brother this is happening everywhere....entha insurance unna 10-20% manaki paduthundi.... Okasari alochonchu insurance lekapothe mana pani anthe
@mlnprasad6763
@mlnprasad6763 Ай бұрын
Health insurance..1) while filling up the proposal declare all the pre-existing diseases. So that pre-existing diseases are covered after 2/3/4 years of continuous renewal without break up of period 3) go for cash less facility so that you will not be fooled 4) never disclose the sum insured to hospital authorities 5) check the policy for co-pay, limits for particular diseases. 6) if claim is rejected approach ombudsman.
@subbunittala2012
@subbunittala2012 Ай бұрын
Thank you they do ask for sum insured....😮😮 I will tc not.to.tell
@Dheerudr
@Dheerudr Ай бұрын
Babu sum insurered chepthene better or else vaalu porapaatuna bill exceed ayithe bokka padedhi meeke
@mlnprasad6763
@mlnprasad6763 Ай бұрын
​@@Dheerudrledandi . Never reveal. Reveal chestene bokka. They will match bill to your sum insured. Do you think if your sum insured is less they will give discounts or charge less. Big no. Now a days hospitals became heartless.
@kolakalurivenkateswarlu5074
@kolakalurivenkateswarlu5074 12 күн бұрын
పాలసీ హోల్డర్ కార్డును బట్టి మ్యాచ్ చేసుకున్న డేటాలో లిమిట్ డీటెయిల్స్ ఉంటాయి కదా
@surendrasrikakulapu5347
@surendrasrikakulapu5347 Ай бұрын
చాలా బాగా చెప్పారు అన్న. ఇంకొక విషయం, పాలసీ తీసుకునేటప్పుడు అందరి ఆరోగ్య స్థితి ఖచ్చితంగా తెలుసుకోవాలి. నేను అపుడు హైదరాబాద్ లో జాబ్ చేస్తూ ఉండే వాడిని, మా అమ్మగారికి షుగర్, బీపీ ఉన్నాయి అని డాక్టర్ చెప్పి మందులు కంటిన్యూ గా వాడమని చెప్పారు అంత, మా అమ్మ నాకు ఎపుడు కూడా ఆ విషయం చెప్పలేదు. ఒకసారి గొంతులో ఇన్ఫెక్షన్ వచ్చి హాస్పిటల్ కి తీసుకుని వెళ్ళినపుడు నాకు తెలిసినది, అపుడు నేను కార్పొరేట్ హెల్త్ ఇన్సూరెన్స్ లో ఉన్నాను కనుక ఇబ్బంది లేకుండా నాకు money వచ్చేశాయి. అలాగే మా నాన్నగారికి పైల్స్ కూడా చెప్పలేదు, ఏవో మందులు వాడుతున్నారు. నేను ఇంటికి వెళ్ళినప్పుడు మెడిసిన్స్ చూసి అడిగితే అపుడు చెప్పారు. నేను ఇపుడు US షిఫ్ట్ అయ్యాక వాళ్ళకి హెల్త్ ఇన్సూరెన్స్ తీసుకునే ముందు పది సార్లు అడిగి అన్ని విషయాలు మేజర్ ఆపరేషన్ విషయాలు కూడా ఇన్సూరెన్స్ కి ఇవ్వడం జరిగింది.
@p.trilokreddy7754
@p.trilokreddy7754 Ай бұрын
My claim got rejected at pre-auth status in cashless claim. I called customer support but they said to apply for reclaim. I informed the same to the hospital billing team they said without the proper reason why the claim got rejected we can't reapply again because they will be rejected again. Again I called the service desk. They said the doctor didn't not provided proper info for hospitalization. I asked what info you need and they said the doctor will update that. Finally my cashless claim got rejected and the insurance company recommended to go for reimbursement. 😢
@chaitanya2622
@chaitanya2622 Ай бұрын
Can you mention insurance name as well please
@venkatasaisuri5297
@venkatasaisuri5297 Ай бұрын
Ditto is providing the info in very understandable english
@salapakamanikyalarao5690
@salapakamanikyalarao5690 Ай бұрын
Better to bring expert to your program and assign list of questions to help end users.
@shortsmadebysatyam
@shortsmadebysatyam Ай бұрын
That's perfect explanation. Few more points: (a) Proportionate amount calculation when the patient opts for higher/better room. (b) Ask for co-pay to know your share of amount to pay (c) Ask if Non-medical expeses will be covered or does it need a rider.
@gopikrishna1831
@gopikrishna1831 Ай бұрын
For eye surgery, current eye hospital asked to get few tests from Apollo Hospital because of my few conditions. Every test was done but it costed 50k and surgery costed 50k. But star health insurance didn't covered the lab tests.
@kamanarasimharao2970
@kamanarasimharao2970 Ай бұрын
Nenu na best friends 5 members ki share chesanu . Thanks for the good information
@khazashaik4739
@khazashaik4739 Ай бұрын
Thanks anedi chala chinna mata meru provide chestuna information ki. Thankyou very much Sai Anna and team.
@MoneyPurse
@MoneyPurse Ай бұрын
So nice of you
@venkyvenkatesh6319
@venkyvenkatesh6319 28 күн бұрын
Sai Anna me videos chala baguntai anna
@sairamvadlakonda9411
@sairamvadlakonda9411 27 күн бұрын
Hi anna, Meeru cheppina new IRDA REGULATIONS, term insurance policy kuda applicable ha , please tell me
@rajeshsomisetty1514
@rajeshsomisetty1514 Ай бұрын
Hi annaya, meru oka step Miss chesaru, irdai ki complaint chesina Grievances team ke veltadi, akkada response satisfactory ledu ante , we have another step called insurance ombudsman, here the responses are faster & this is purely for insurance cases, i approached them for one of my case & it got resolved & even insurance companies also accepted that. I think nen aa case gurinchi me previous video lo detailed ga petta message, insurance ombudsman gurinchi mana viewers ki awareness evvandi ani.
@SRI-hh4tp
@SRI-hh4tp Ай бұрын
Thank you for your insightful videos on health policy! They have been incredibly informative. I would appreciate it if you could provide a detailed analysis of the policy drawbacks for each company discussed in your videos. Understanding these cons would help us better evaluate the overall impact of these policies. Thanks again for your valuable content!
@yugandhargali1027
@yugandhargali1027 Ай бұрын
I already have a policy but recently was diagnosed with Diabetes. But I’m yet to update it for the insurance company . So what should I do?
@chaitanya2622
@chaitanya2622 Ай бұрын
You should inform them
@WonderfulGoldenRetriever-hw4bp
@WonderfulGoldenRetriever-hw4bp 16 сағат бұрын
Acko platinum plan was good 👍
@srinivasuluvulise2206
@srinivasuluvulise2206 Ай бұрын
Sir, Don't put a thumbnail like this. It says you are in health trouble. I pray for your long health. Instead you can put something like " Is your health policy rejected". Thank you for educating us financially.
@idharmareddy
@idharmareddy Ай бұрын
views kosam emaina chestaru
@SIVAKUMAR-fr2xr
@SIVAKUMAR-fr2xr Ай бұрын
Must watch video for health insurance policy holders.
@nashaik7765
@nashaik7765 Ай бұрын
Even, i faced similar kind of rejection with pre existing disease. I took a policy about a year ago in Care health. And I disclosed diabetes, BP and cholestrol kind of regular stuff which are common with age. Hospital people wrote that we are using Parkinson disease related tablet since 2 years. And insurance guys just rejected with this reason. And kept policy also in hold with Parkinson disclosure. Not sure what needs to be done. Will try to raise a grievience with them .
@Iamniyas17
@Iamniyas17 Ай бұрын
Please update your experience here sir.
@santhoshthadishetty
@santhoshthadishetty Ай бұрын
Insurance Samadhan is a right platform to fight with the insurer those who are trying to reambursement the claim
@prabhakar5937
@prabhakar5937 Ай бұрын
Sai garu super information chala mandiki mi knowledge use avuthundi. Thank so much 🙏🙏🙏🙏🙏 But naku oka chinna doubt andaru individual health insurance gurinchi cheputhunnaru kani GROUP HEALTH INSURANCE GURINCHI EVARU CHEPPADAM LEDU + PRIMIUM THAKKUVAA ANDARIKI USE AVUTHUNDI E TOPIC PAI OKA VIDEO CHEYANDI SAI GARU
@SivaKumar-wv1zm
@SivaKumar-wv1zm Ай бұрын
They don't get commission so they don't know
@RAMUKOTTAM
@RAMUKOTTAM Ай бұрын
I am holding Star Health Insurance. But recently a doctor posted that many of his patients with this health insurance faced lot of trouble while claiming. I am not going to renew my policy with star. definitely i will port to another provider. suggestions welcome
@ammucreations9208
@ammucreations9208 Ай бұрын
Yes sir,I am also the victim of star health insurance
@kiritigoud8108
@kiritigoud8108 Ай бұрын
Victim of Star health, paid for more than 3 years, later when needed they rejected the claim saying pre existing disease which we really dint know before. I didn’t opt for any other insurance policy then after as I lost hope. Now it’s very difficult to get a policy for my mother at 58 years.
@Akshay13134
@Akshay13134 Ай бұрын
Star health insurance chala problem aythadi chala conditions pedtaru recently hospital ki poynappudu cashless treatment kavali ani aduguthe reject chesaru reimbursement ista ani annaru kani reimbursement lo entha istaro doubt eh.
@raghav.n
@raghav.n Ай бұрын
Brother other options are HDFC Ergo premiums high , check out care and niva bupa too
@dhonimsd3867
@dhonimsd3867 27 күн бұрын
​@@Akshay13134hi bro ,I need some info regarding health insurance can u guide me
@srinivasa1620
@srinivasa1620 Ай бұрын
Sai garu, please do a video on migration of existing policy from one company to other company.
@kunaswathi41
@kunaswathi41 Ай бұрын
హయ్ సాయి గారు చాల మందికి తెలియని మంచి విషయాలు చాలా తెలియజేసారు ట్యాంక్ యు సోమచ్ నేను రెండు గ్రూప్స్ కి పంపించాను సార్
@nawazshareef9848
@nawazshareef9848 Ай бұрын
Sir...health insurance tesukunetapudu manaku diabetis undadu...for example ....aaa tarvata 3-4 yrs ki okavela vachindi anukondi ...daani tarvata 6-7 yrs ki manaki health insurance avasaram ayi use chesukovaali anukunapudu diabetis undani reject cheste ala.....???
@farhatbanu8056
@farhatbanu8056 3 күн бұрын
IRDA changes will apply only to the policy holders who took the policy after the changes, or even if we take the policy before the changes??
@crazyboyzzzzzhumlog5935
@crazyboyzzzzzhumlog5935 Ай бұрын
Hi Sai Garu, Thanks a lot for this informative video. Recently my mom had one surgery which was done in non-network hospital. I have raised for cash reimbursement. They asked for cancel cheque/pass book. I have already uploaded passbook. Still they are raising the same query. They have raised this query 4 times. Its been around 1week.still the status remains same. I have taken hdfc ergo health policy. Now I have sent an email for customer support about this. Waiting for their response. May i know what is maximum amount of days within which they need to settle the amount.
@suneelreddy6046
@suneelreddy6046 Ай бұрын
Timelines for addressing your concerns are mentioned in the policy document itself. You can go through them once you will get clarity.
@raghav.n
@raghav.n Ай бұрын
@@crazyboyzzzzzhumlog5935 Bro, just passbook/ cheque issue ayithe..... just upload the cancellation cheque ne problem 95% solve avudi.....adenti passbook kuda valid document kada upload chesa kada endhuku response ledu ante...na dagara answer ledu..but cancelled cheque update chesi problem solve chesko... mostly ayipodi..
@sreedhargosikonda8945
@sreedhargosikonda8945 Ай бұрын
Good information anna. And re embarsment , cashless claim step by step video cheyandi. Sai gaaru.
@venkateshkandukuri1378
@venkateshkandukuri1378 Күн бұрын
The company that offers a term or plan will be accountable for disability, even if it's not caused by an accident, such as paralysis, and if any surgery is disabling, such as brain surgery.
@chaitanya2622
@chaitanya2622 Ай бұрын
Thanks for the information. If the insurance company approves only part of the billed amount (e.g., 50% or 70%) with a 0% co-pay, what steps should be taken? Should I contact the hospital or the insurance company to address the unpaid portion?
@vijaygopal3
@vijaygopal3 Ай бұрын
Superb timing. I had a discussion with policybazar RM regarding health insurance policy on Thursday (pleasantly surprised to know that they do scheduled visits in major cities). He answered all of my questions. But I’m still worried that am I missing anything.. did I check every detail. This video is a life saver. Thanks @MoneyPurse team.
@laxman3383
@laxman3383 Ай бұрын
They will talk with you well till you buy the policy. Once you buy, they don't respond at all/take many days to resolve your queries
@KrishKrish-pu2fx
@KrishKrish-pu2fx Ай бұрын
No insurance company should reject our policy once they issued policy. If it continue to happen it lost insurance company credibility
@kallurilaxminarsaiah6255
@kallurilaxminarsaiah6255 Ай бұрын
Sai garu, Excellent explanation and information. Most of the agents or staff who are very casual and not having talent and simply bluff the customers. And insurer in most of the cases won't share pre existing health issues.
@saisohan384
@saisohan384 Ай бұрын
I took Niva Buppa aspire plan, i guess this the best policy
@Purnachandarr
@Purnachandarr Ай бұрын
Hi, Thank you for useful information. Holding Policy last 2 years. How can I find out what details is provided at the time of taking out a policy?
@ramakrishna2819
@ramakrishna2819 Ай бұрын
U can check ur policy bond Document All benefits and limitations and terms kindly Download the doc ur policy which company ur buy
@telugutubetalks
@telugutubetalks Ай бұрын
Hai సాయి అన్నా చాలా మంది మిడిల్ క్లాస్ కుటుంబాలకు ఇంత అవగాహన ఉండదు కాబట్టి అలాంటి మాలాంటి వారికి మీరు suggest చేసే ఒక పాలసీ కోసం చెప్పండి అన్నా...❤
@raghav.n
@raghav.n Ай бұрын
Ala evaru chepaleru bro....oka policy better Ani...its just like selecting a shirt.. Every individual needs different ga untay.. each person requirment batti tiskovali..
@Trader_hub96
@Trader_hub96 Ай бұрын
Before taking Health insurance is it good to have whole health check up to ensure what are the health issues we are having if we do not had any health issues prior? So that while taking health insurance we can disclose
@sivasateesh
@sivasateesh Ай бұрын
Thanks..plz suggest good health policy for my parents 60+ age
@RaghavkrishnaSreerama
@RaghavkrishnaSreerama Ай бұрын
Care health insurance sir
@sivasateesh
@sivasateesh Ай бұрын
@@RaghavkrishnaSreerama Thanks
@shanthankumar2870
@shanthankumar2870 Ай бұрын
Same thing happened with us . Niva Bupa , they rejected with silly reason.
@parikshitgoud7312
@parikshitgoud7312 28 күн бұрын
Whia is the reason bro
@abhiram62
@abhiram62 Ай бұрын
Very important information it is thanks for your efforts.
@pradeepmvv251
@pradeepmvv251 Ай бұрын
hi sir plz explain NHCX explain HDFC ERGO processes its first helth claim on NHCX
@jagadeeshrudrapati4276
@jagadeeshrudrapati4276 Ай бұрын
Everyone take health insurance as must, yesterday I have been charged 28k for one day admission due to viral fever, 22k is claimed by insurance, have seen so many patients suffering from high amount bills
@vegisaikumar3112
@vegisaikumar3112 Ай бұрын
Aditya Birla Health Insurance good service and good claims And TQ soo much for this video
@kattasai2387
@kattasai2387 14 күн бұрын
TATA AIG IS BEST.... నాకు బాగా హెల్ప్ అయ్యింది....
@lrsreddy1709
@lrsreddy1709 10 күн бұрын
better in claims and service?
@manimanikanta665
@manimanikanta665 Ай бұрын
Sir నేను మీ ఛానల్ ని మొదటి నుండి ఫాలో అవుతున్న చాలా బాగుంటుంది మీ వివరణ, కానీ మీరు ఈరోజు చెప్పిన పాయింట్ కి నేను agree అవలేకపోయ ఎందుకంటే మీరు పాలసీ బజార్ లో వున్న వాళ్ళ తో మాట్లాడి క్లియర్ చేస్కోవచ్చు అని చెప్పారు అంటే వాళ్ళు wrong selling cheyyaru ani mi నమ్మకమా లేక ఆఫ్లైన్ లో సెల్ చేస్తున్న వాళ్ళ మిద నమ్మకం లేదా . ఇది మీరు పాలసీ బజార్ నీ ప్రమోట్ చేస్తున్నట్టు గా అనిపిస్తుంది. పాలసీ బజార్ లో హెల్త్ ఇన్సూరెన్స్ తీస్కొని వాళ్ళ సర్వీస్ బాగోక ఇబ్బంది పడినా వాళ్ళు చాలా మంది వున్నారు. అలాగే ఆఫ్లైన్ లో పాలసీ తీస్కొని లబ్ధి పొందిన వాళ్ళు వున్నారు. మీ నుండి నేను ఇది ఊహించలేదు.
@Iamniyas17
@Iamniyas17 Ай бұрын
Offline lo teeskunte may be konnalla tarvata aa person insurance cheidam apeyochu. Policy bazar is a company andulo unna vallu help chestaru
@ajayavardanreddy8353
@ajayavardanreddy8353 Ай бұрын
Bro, Cam we ask policy Terms & conditions in local language?
@Minnu2024
@Minnu2024 Ай бұрын
Very informative video. Thank you for sharing. Okosari insurance claim full amount raaledu 70% maatrame approve aindi migithadi meru cash pay cheyali ani antaru.. daaniki kuda evevo reasons chebutaru. Alcohol and cigarette smoking alavatu undakudadu. Adi unnanduvalla full claim raaledu ani cheptaru. Alanti situations lo em cheyali? Koncham daani gurunchi kuda video cheyandi please. This is the common issue everyone faces i guess. Full claim raakapodam cashless lo.
@chaitanya2622
@chaitanya2622 Ай бұрын
Yes , nenu kuda same issue face chesina bro cashless admission and 80k total iendhi but insurance only 50k approval chesindhi remaining maname pay chesukovali ani chepthunaru elanti situation lo avarini approach avalo ardhm avatle
@parikshitgoud7312
@parikshitgoud7312 28 күн бұрын
Ari nijanga sigarate are alcohol alavatu ledaa bro
@sumankumar1523
@sumankumar1523 Ай бұрын
Sir, very valuable information. I'll share in my friends group. I have one question. Can we get the total test reports and filled application which were submitted during taking the health insurance policy.
@Narsimhulu950
@Narsimhulu950 Ай бұрын
చాలా మంచి విషయాలు చెప్పారు.tqs to mp team share cheshanu anna
@subbaarraoo
@subbaarraoo Ай бұрын
ikkada matter enti ante..... meeru insurance details lo complete details theesukoni ... agent tho discuss chesthe... andulo sagam points... agent ke theliyadu.... especially in new policy regarding health checks, porting chesetappudu unna clauses, alaaane Bank issued policies Vs conservative policies, etc... agent nammukoni mari policy theesukovaddu.... detailed ga compare chesukoni, features chooosukoni, theesukovali... even intha home work chesi theesukunna.... CLAIM chese varaku no one knows, if that company and policy is meeting your needs or not... simple ex. HDFC insurance pedda company ayyina... recent news lo vaaale fake doc's petti mari reject cheyyadaniki try chesaaru... so everyone's individual experience is matter..
@garalamunormal5316
@garalamunormal5316 Ай бұрын
ఏజంట్లు చేసే ఫ్రాడ్ కూడా చాలా ఉంటుంది... మన సంతకాలు కూడా వాళ్ళే పెట్టేస్తారు ప్రపోసల్ ఫారం లో. (ఇది ABSL పాలసీ లో నేనే గమనించాను . వాళ్ళు చేసే పీరియాడిక్ హెల్త్ చెకప్ at హోమ్ టైం లో ... నా సంతకాల బదులు ఎవడో గీకిన సంతకాలు పట్టుబడ్డాయి)
@ravidharoju1285
@ravidharoju1285 Ай бұрын
I'm corporate software employee and company providing health insurance still should I need to take health insurance
@pushpagiduthuri5051
@pushpagiduthuri5051 Ай бұрын
Yes
@venkateshkandukuri1378
@venkateshkandukuri1378 Күн бұрын
even health insurance also
@sastryugk2816
@sastryugk2816 Ай бұрын
You could have briefed a bit regarding the final escalation level of insurance ombudsman also which helped thousands during covid crisis when their claims were unjustly rejected by all ins companies. I know quite a few people who were benefited that way. On the whole an excellent analysis Keep it up bro.
@Yarasaninani
@Yarasaninani Ай бұрын
హలో sir, నేను నా బార్య నాకు ఇద్దరు 3 & 2 years పిల్లలు....ఇప్పుడు నేను ఫ్యామిలీ మొత్తానికి ఒకే ఇన్సూరెన్స్ తీసుకోవాలా లేదంటే నేను నా బార్య ఒకలా....పిల్లలకి వేరుగా తీసుకోమంటారా చెప్పగలరు....
@sammeshwarraok7152
@sammeshwarraok7152 Ай бұрын
Family మొత్తానికి ఒకటి
@Dr.VijayK
@Dr.VijayK Ай бұрын
You can take a family floater policy
@hunterkkd1036
@hunterkkd1036 Ай бұрын
Sir ,you forgot about ombudsman insurance . We have office in hyderabad chintal.they are very helpful
@lohithsunny4364
@lohithsunny4364 Ай бұрын
Tata Aig is the best, ma mother ki cashless accept iyindhi for 5.2 lakhs, for heart problem and multi organ failure. tanaki pre existing diabetes kuda undhi. Ma policy lo Astha, BP, Cholesterol, Diabetes diseases ki pre existing problem ledu
@Iamniyas17
@Iamniyas17 Ай бұрын
Name of policy ?
@rajashekharnamala7499
@rajashekharnamala7499 Ай бұрын
Manchi usefull important information iccharu annayya. 👌👌👌👌
@kiranDSquare20
@kiranDSquare20 Ай бұрын
Thanks it’s really informative
@kranthip8581
@kranthip8581 Ай бұрын
Ma father ki 4 years nundi star health kaduthunnam 3 rd year lo problem vachi op chuinchi test lu cheyincham but admit avvaledu, adi inform cheyakunda 4 th term pay chesam recent ga hospital lo join chesam vary problem tho but Pre disease ani reject chesaru rememberce try chesam previous vi send cheyandu chesam malli reject chesadu emi cheyalo ardam kavtly .. compliant raise chesthy ee lanti cases vachey chance unda please reply... Note: we are not submitted any pre disease documents while paying 4 th term...Ilanti cases Ela approach avvali
@shankargoud9870
@shankargoud9870 Ай бұрын
Anna nenu Aditya Birla తీసుకుని 4.0years pay chesa సర్వీస్ నచ్చక niva Bupa tisukuna Aditya Birla nundi manam ఏమయినా refund పొందవచ్చ అసలు దాని గురించి ఆలచించవచ్చా
@raghav.n
@raghav.n Ай бұрын
Health Insurance ki premium refund undadu bro... You can port to other company and continue paying premium there
@KunchaalaRamanaiah81
@KunchaalaRamanaiah81 Ай бұрын
ITS same as MY STORY , I SUFFERED IT , Universal sompo general insurance has cheated me and i had to pay 2.8lacs to evya hospital in 2021, diabetes (hypo glycemia)was the problem
@varma1511
@varma1511 Ай бұрын
Elders above 60 ki emanna health insurance unte detailed info kaavali.. if possible need a video
@Iamniyas17
@Iamniyas17 Ай бұрын
Care lo unnai sir chudandi
@krishnayadavece
@krishnayadavece Ай бұрын
Annaaaa.... Suuuper Anna.... Pls go on with videos like this Anna..
@sisindri6981
@sisindri6981 Ай бұрын
Very Informative video bro. Thanks much
@user-cd8ug6tl6c
@user-cd8ug6tl6c Ай бұрын
Sai Garu, Thanks for information...
@MoneyPurse
@MoneyPurse Ай бұрын
Most welcome
@SivayaGuraveNamaha
@SivayaGuraveNamaha Ай бұрын
Thankyou Sai gaaru
@naveenkumar6162
@naveenkumar6162 Ай бұрын
Nenu PB nunde maa Vaallaki mugguriki valla vallabage ni batti 27 years male person ki 10Lakhs si with 4 addons from icici elevate, 28 years female ki star health nundi women care 15 lakhs sum insured (considering maternity cover) 43 female ki ADITYA BIRLA ACTIV ONE NUNDI 10 LAKHS ki policies theesukunnam,, Idantha kuda policy bazaar valla meeda nammakam thone, any claims vsthey PB valla support baaguntundani aalochana tho @moneypurse Sai anna, please tell me if it is a good decision... Policy bazaar person inti ki vachharu
@vijaykumar-pc5uq
@vijaykumar-pc5uq Ай бұрын
I never faced insurance rejections till now....I saved around 7Lacs because of my Health insurance...yes I agree that we need to be carefull when it comes to choosing relevant insurance... By the way I am holding Health Shield 360 from ICICI Lombard....
@raghav.n
@raghav.n Ай бұрын
I think you took good care regarding conditions while taking health insurance also little luck is on your favor regarding claims.,👍
@VishnuVardhan-wv8qn
@VishnuVardhan-wv8qn Ай бұрын
Nenu Health Insurance and Term insurance tisukodaniki Ploicybazar lo chustey naku just 10 Lakhs health insurance ki monthly minimum 1350 to 1600 chuspistundi that too this is only for me im not married and my age is 25 also for my parents policy bazaar is showing more than 2k a month. so my family and me have to pay 3k+ and GST, only for health insurance of 10 Lakhs. yearly it costing 36k which is huge and term insurance also showing 1500 for 1.5cr s0 if i include that then it costs close to 50k yearly. that is insane and very huge for the middle class. more of I'm only 25 years old if it shows this much of a huge amount what about others ppl who crossed 30+?
@mamthaadicherla5858
@mamthaadicherla5858 Ай бұрын
Sai garu , Aug 1st nunchi any hospital lo ayina treatment tesukovacha Leda listed hospital l
@sskrs4539
@sskrs4539 Ай бұрын
Hi sir nenu online care policy thisukunnanu policy bazar lo Valu paper rupam lov etuvanti documents ni pampaledhu online lo chupiatundhi Compulsory paper document undala
@jaisreeram7791
@jaisreeram7791 Ай бұрын
Sir , What about if some diseases attacked after insurance payment . Do we need to inform or ?
@MoneyPurse
@MoneyPurse Ай бұрын
Advisable to keep the first diagnosed report along with the policy document
@justthevideos6083
@justthevideos6083 Ай бұрын
Anna, naku oka doubt. Nenu health insurance tisukoni 3years aindi. Now I am diagnosed with bp. Should i need to update my insurers about my current health conditions.
@ramakrishnakancharla2966
@ramakrishnakancharla2966 Ай бұрын
Terms and conditions local language lo undela insurance companies cheyalante manam yemi cheyali telugu peoples 6 crore unnaru
@karunkarna9397
@karunkarna9397 Ай бұрын
Same happened to me and we suffered a lot . Hospitals loot if they know that we are having insurance.
@suresh4760
@suresh4760 10 күн бұрын
Care health lo care supreme is the best
@venkataramunaiduchalumuru3508
@venkataramunaiduchalumuru3508 2 күн бұрын
Best policy company
@mahalakshmi1000
@mahalakshmi1000 Ай бұрын
Which policy is best. My 4 yr daughter is under treatment for leukemia since November 2023
@pjsraju5040
@pjsraju5040 Ай бұрын
Please make a video on guide to buy health insurance for parents with age 60+ .
@rockrakesh4965
@rockrakesh4965 Ай бұрын
Care
@pjsraju5040
@pjsraju5040 Ай бұрын
Thank you
@kolakalurivenkateswarlu5074
@kolakalurivenkateswarlu5074 12 күн бұрын
Tq bro❤
@dr.sureshtelugu3613
@dr.sureshtelugu3613 Ай бұрын
Hi Sai garu please make video about Sahaj solar IPO
@srirammurthy
@srirammurthy Ай бұрын
Just came from hospital by paying bill . Even i have insurance. Coincidentally i seen this
@avinashbobbili8530
@avinashbobbili8530 Ай бұрын
I just miss renewation by one day of my 4-year-old policy in Grace so is there any chance to renew my policy( star health)
@sagarsai6498
@sagarsai6498 Ай бұрын
All middle class are paying taxes. Tds is deducted. Why govt hospitals are avoided. Due to reservation quota doctors, un hygenic environment, irresponsible staff, other patients nuisance, mana India needs a good government hospitals. Then we can save the Insurance payment to pay fees of Kids or a trip.. we will still wait for Tata or Ambani for reduced premium... banisalam... ..
@varanasimaniteja5162
@varanasimaniteja5162 Ай бұрын
Money Purse , which Health Insurance policy you suggest for senior citizen above 50 and for adults 27-30 age people ?
@vakavijayabhaskarareddy7075
@vakavijayabhaskarareddy7075 Ай бұрын
Please post one video on term insurance claim reject and necessary steps
@crazynani1017
@crazynani1017 Ай бұрын
Government employees ki EHS vuntundhi kadha bro Vallu kuda health insurance policy thisukola ledha avasaram vundadha bro
@MoneyPurse
@MoneyPurse Ай бұрын
It depends on how much they are covered upto andi. If there are any limitations then it is advisable to have top up policy
@rampage7818
@rampage7818 Ай бұрын
EHS CARDS ACCEPT CHEYATLEDU. GOVT MONEY PAY CHEYATLEDANI
@raghav.n
@raghav.n Ай бұрын
If you can afford its advised to take insurance even you have EHS
@DrShravanKumarM
@DrShravanKumarM Ай бұрын
Will dental treatment cover in regular health insurance policies?
@kalyancivil1372
@kalyancivil1372 Ай бұрын
No
@jagan1137
@jagan1137 21 күн бұрын
Sir edina company ముందే హెల్త్ చెక్ చేసి పాలసీ ఇచ్చే కంపెనీ ఏదైనా ఉందా
@pnagarjuna5253
@pnagarjuna5253 Ай бұрын
Hii andi ma nanna garu sahara group lo 17000 20 years back invest chesaru epudu adi 250000 aiendi sir avi Ela apply chesukovali sir ,evarini consult avvali sir shubratarai died ,so money vastaya rava sir ardam avvatledu
@ManojKumar-nk7dv
@ManojKumar-nk7dv Ай бұрын
Same precautions also aplies for life insurance or term insurance.
@shivjhighanesh257
@shivjhighanesh257 Ай бұрын
Great sir meeru
@naveen1508
@naveen1508 Ай бұрын
Star health tisukuntunna anna love from wgl
@arunyadavchiluka213
@arunyadavchiluka213 Ай бұрын
Hi sir
@sriranganayakulu3304
@sriranganayakulu3304 Ай бұрын
Shared to 5groups
@nagulumeeravali4155
@nagulumeeravali4155 Ай бұрын
Vedio liked, and I am the subscriber from a long time. I never missed any videos by your group of channels. Your vedio content is so unique and helpful for the individuals who really care finance.
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