How to Turn Around a $700K Portfolio

[@TheFifthPersonChannel]

📈 Looking for more stocks that can 3-5X your investment? Discover how to identify high-quality, fast-growing stocks that are set to dominate their industry over the next decade with Alpha Quadrant. Enrollment closes on Sunday, 30 June 2024, at 11:59PM. Find out more at: alphaquadrant.com

[@huiminchua3822]

can we use skillsfuture credit for the course? i m very interested.😊

[@TheFifthPersonChannel]

@@huiminchua3822 Thank you for your interest! Alpha Quadrant is not under the SkillsFuture scheme 😊

[@lewislee-oe7gl]

Will there be a yearly subscription and online support like in discord so that we can communicate effectively and always stay up to date in the market? The course fee of $500++ is very affordable, but most importantly is having the market/stock update/discussion after that.

[@xiaocai7]

This is a fantastic and informative video. Looking at real portfolio and how we clean and improve. Looking forward to move such sessions !!!

[@TheFifthPersonChannel]

Thank you! Glad you found it so informative!

[@Liong-sq6xc]

These types of case studies and practical videos are truly beneficial. Thanks to the team for their hard work on this, and I'm eager to see more.

[@TheFifthPersonChannel]

Our pleasure! More to come!

[@RaymondYeoh]

I’m 70 years old and a pensioner. Generally I invest in REITs and Business Trust and companies that gives dividends on a regular basis. I have 24 companies and I am trying to par it down to below 20 so that I can monitor it better. Overall dividend is about 5.5 to 6 % dividend

[@TheFifthPersonChannel]

Pretty decent yield there!

[@RaymondYeoh]

Reserving some cash and wait for Fed pivot and see what happens. Maybe opportunity to buy if price is right

[@simcn73]

Very sure there is huge paper losses

[@andrewtan2894]

@@simcn73 Haha,. If the company doesnt go under then its only a matter of holding power.. depends on what is your investment objective and timeframe

[@csy7373]

This initiative of Portfolio Review is very refreshing. Very informative from your review too. Thank you!

[@TheFifthPersonChannel]

Glad it was helpful!

[@sassy19a]

wow, this is a v good video. love that there is a real portfolio to hear ur analysis

[@TheFifthPersonChannel]

Glad you liked it!

[@jasminetang2531]

Great session, guys! Lots of learning, even about stuff like DCA, timing vs time in market, US vs HK vs SG market. Wow wow wow! Looking forward to other reviews on portfolios. 😊

[@TheFifthPersonChannel]

Thanks Jasmine! More to come...

[@schuachua1639]

The dude is from the construction industry, which explains the number of construction/developer companies in his portfolio. He is in the industry and understands the vibe, easy for him to understand. Did you guys consider this when you trim his portfolio and say he does not have time to monitor 25 stocks?

[@TheFifthPersonChannel]

His stated goal is to build a dividend portfolio. If a property developer does not pay a stable dividend, then it does not match his investment goal.

[@andrewtan2894]

Yes. Likely the reason why he bought into the construction stocks. He's probably more familiar with the industry better.

[@fcfong3229]

I have been following much of your videos. This is one of those very informative ones. Would love to see more of such videos. I have a question on the switching process. For the bad stocks identified, should the person sell away the bad stock immediately disregarding the price OR wait for a certain trigger? From what I hear at 30:40 and 31:08, timing is all important for SG and HK stocks and even more so for dividend stocks. Does it then mean that the person should wait and time the entry instead of quickly switch out to the good stocks as identified in 26:42-28:09? Could you help to clarify the switching approach or guideline.

[@TheFifthPersonChannel]

Thanks for watching our videos! You can switch immediately to a higher quality stock if the price is right. If not, you also have the option to liquidate and park the money in risk-free SSBs -- which pay 3.3% right now -- while waiting for the right opportunity.

[@robertdagge200]

Easy to see why red - as an average SGX investor I have Wilmar down 30%+; Thai Beverages down 20%; Comfortdelgro down 20%......etc. And they are the 'good' SGX shares!!!!

[@aaronchia3952]

In SG, only good ones are from the Mapletree, CapitaLand, Fraser’s and Banks. Can forget about the rest.

[@renseggink9166]

@@aaronchia3952do you have any write ups or written down analyses of these companies?

[@ZhuKoLiang]

Welcome to sg

[@ZelenoJabko]

Is he vaccinated against international stocks? This huge of a home country bias is awful

[@mlim4830]

Is it a good time to invest in comfort delgro

[@simsfamily6238]

Is it necessary to have 20 to 30 stocks to diversify a portfolio for dividend investment?

[@jtgoinvest2687]

Suggest buy the top 3 SG banks. For US market, suggest buy S&P 500 etf and Technology etf (using Dollar Cost Averaging Approach) considering that he may not have much finance background. This should be prudent considering his background and if he is taking a longer term horizon. For his consideration and take care.

[@MsCorydorus]

I like this session. thanks

[@TheFifthPersonChannel]

Glad you enjoyed it!

[@temasekb]

Out of his 25 picks, no banks at all? Banks are the backbone of all SGX div stocks imo. Im curious how did he choose the 25 stocks to invest in...

[@david888a]

If I will to guess, he is in construction therefore has lots of REITS n land development companies. I agree,no Sg banks is a surprise to me too. Good to sell the losers ,hope it’s not a substantial sums n reinvest the capital in banks. Keep the reits ,it will recover eventually.

[@Bulruninvests]

He probably entered the market recently. Since now i/r is going to cut. Entering into ir sensitives like reits is a better play. Banks are cyclical and are opposite to reits. Both are interest rate sensitive plays.

[@jtgoinvest2687]

I feel sympathy to this investor for the large losses and he must have worked very hard (construction industry) to accumulate his savings. I would recommend him to consider buying the 3 big SG bank stocks which has good dividend price appreciation over time. If he wish to invest in US, he may consider S&P 500 etf and Technology etf (rather than individual stocks) using dollar cost averaging approach if he doesn't have the finance background. Suggest don't divest all his current losing stocks at the same time. Good to monitor for some upside and divest over a period of time. Wish him all the best! Take care!

[@chooyanlong123]

thanks FifthPerson team - very informative, and I am learning a lot. May I email in my sgx-listed portfolio as well to have it reviewed by your team? Happy to have you post a video on it as well.

[@TheFifthPersonChannel]

Thanks! Yes, you can and we'll consider it for review.

[@PineHosting]

People dont understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 10%. The increments dont match our income, yet certain investors still earn over $365,000 in stocks and assets. Wish I could accomplish that.

[@jojos8888]

A good review. Thanks so much!

[@TheFifthPersonChannel]

Thanks Jojo!

[@shaopengtoh9153]

very good information .thank you for sharing.

[@TheFifthPersonChannel]

Glad it was helpful!

[@blimkl]

Well done guys! this is a very good video!! ... thanks to R for sharing his portfolio! ... as an exercise, i also pretend to be managing this portfolio & make the call what to keep/sell - and re-assuring to know that the calls i make tally with you guys 95% of the time! Haha!

[@TheFifthPersonChannel]

Thanks! Haha. We share the same views and investment philosophy then!

[@IanChan-o2d]

surprised to note there are no bank counters in this portfolios which pay predictable dividends

[@goheechoo]

Follow AK, this guy is brilliant.

[@simcn73]

Both AK .. Adam Khoo and AK71SG

[@CyChong-vm2uf]

Good video good concept of reviewing portfolio. Too bad all are SGX stocks. Would be good to have similar portfolio review for US China portfolio review

[@RexNut]

Another great one guys and free re-balance and rotation service offered!! 🤩🤩

[@TheFifthPersonChannel]

Thanks for watching!

[@TheBtwloh]

thanks so much for the wonderful analysis! wanted to ask why do you look at allocation from a cost basis rather than from the current market value basis? and should I be rebalancing my portfolio / planning my asset allocation from a cost basis instead of from a market value basis?

[@TheFifthPersonChannel]

Thanks! We show both allocations using both cost and market value. We list the former to show how the investor initially allocated his funds to gain some insight into his decision making. You use market value when rebalancing your portfolio.

[@abc982598]

Why was the HSTech ETF not sold given that there is no dividend payout?

[@guilinggaoyeh4691]

I have some sg share, HK and also US. Good that I just stick to blue, except HK, my US share profit is fantastic, Sg share no win no lose.

[@shanchinooi1768]

YZJ Financial at the current price is giving ~6% dividend yield though (Its in the red now due to the price he entered) Switching to SG banks at this price/time, might mean more capital losses esp if the Fed decides to cut rates or the economy crashes if Fed hold the rates up too long other than that, a really good video! good job

[@kinboon3138]

Great work out here. I wouldn't add more on the data centre. I feel that there are too many data centre coming up. Moreover, the current data centre might be not be the latest generation.

[@TheFifthPersonChannel]

Thanks Kin Boon!

[@ufuksenol2005]

Start early with diversified investments in stocks, bonds, and real estate. Maximize contributions to tax-advantaged accounts like 401(k)s and IRAs. Regularly review and adjust your strategy to ensure security.

[@nickdoggett6443]

Banks, SGX, Keppel are the safest and most dependable dividend stocks. Especially if you don't have too much time to monitor.

[@trbjp3]

Realistically, I would sell all and go into Eth. Hold it til 2025. Settle

[@david888a]

The portfolio is not too bad , quite diversified,just needs to add banks,oil and gold . He still has lots of time for the Reits to recover once interest rates r cut. It will be in green territory eventually. looks like this guy is a buy n forget about it investors,no worry on daily fluctuations, in a way it’s good. Good luck, construction worker.

[@simonlew80]

If I buy a good company at a poor price, will doing DCA over time helps with the portfolio?

[@david888a]

I bought a infrastructure/engineering stock at $55 per share a long while ago n it was trading decently but the company’s executives were found guilty of briberies n the stock crashed to $33. It’s a good company n held it n now it recovered to $57,I didn’t DCA for I used the fund to buy a logistic company for $28,now it’s $220 per share. So, ya.lDCA if it’s a good company that wouldn’t go bankrupt 😂😂😂

[@LearnPiano-o4h]

No. Because you don’t understand why you bought it

[@jirin6768]

nice i learn alot from your insight 😀

[@TheFifthPersonChannel]

Glad you learned a lot!

[@gio4925]

Why remove hong leong finance?

[@meldavies9909]

An interesting review. I feel like it's an incomplete perspective as you can't see the dividend income. A lot of good insights from you in terms of cutting losing positions where the fundamentals are not good.

[@TheFifthPersonChannel]

Thanks! Yes, his returns would be better when you include dividends.

[@nicholaskoh9182]

Good video! Thanks. ❤

[@TheFifthPersonChannel]

Thanks Nicholas!

[@edwintjoa6099]

Interesting review. Kudos to Fifth Person!!.

[@TheFifthPersonChannel]

Thanks Edwin!

[@asisatan3731]

please share all excel thanks

[@bennylim9302]

I only all in one stock dbs ..

[@valuabletips560]

One of my stock also reduced dividends to pay off their debt this year even though they are still cash making, i think thats just a good decision because it improves cashflow yoy

[@jk35260]

He can start by buying PEPSI. It is down quite a fair bit while the correction is excessive. Pepsi is a boring stock with good fundamentals and gives dividend. He can even try getting the shares by selling cash secured puts, but this is only possible if he has the relevant knowledge to trade options.

[@JRTLloyd]

Excellent.

[@TheFifthPersonChannel]

Thanks!

[@conniechan4576]

⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐希望可以看到更多这样的视频，实际操作教学法是最有效的。

[@TheFifthPersonChannel]

谢谢!

[@superconnie5003]

Dividend cannot make up Capital depreciation of stock,BTW I am getting 34k per annum for 12000 DBS shares.

[@TheFifthPersonChannel]

Nice dividend there 👍

[@xfall86]

All u need is yzj shipbuilding

[@one688easy]

thks. i was about to buy HL Finance. Now i will ignore it. Thks.

[@hsrivas]

Would’ve better off investing in the index

[@Sherry-fl3md]

He should have just invest in S&P500 etf… simpler for busy individuals like him and better return

[@sinkalen]

Turnaround ?? Sell all Singapore stocks and buy into S&P500 ETF.

[@ralphou]

the guy who give a “D” is so "cruel"!!!!!!!!!!!! Lol!! but i uds cos i made the same mistake too

[@XkeysmasherX]

What is downstream and upstream?

[@TheFifthPersonChannel]

We're referring to vertical integration -- a business strategy in which a company takes ownership of two or more key stages of its supply chain.

[@Koekie5616]

Very rich guy tbh

[@angieN2288]

Isn’t anyone talking about how he amassed >700K in stock portfolio before 40 years old? 😮

[@temasekb]

Have you seen those gen z who yolo gme at early 20s and then making 6 figs..

[@andrewtan2894]

yes.. Pretty impressive that hes able to achieve this amount at this age..

[@hooiling-je8ec]

700K portfolio come and look for free advise?! Cheap or what?

[@superconnie5003]

Stay away from reits.Crowded corridors but empty shops.

[@kaimengloke1794]

700k is a lot...very rich but no direction.he should start off with 1k to learn the basics

[@theloyalistspeaks]

I dont even have that much money at his age

[@superconnie5003]

'Growth stocks" in SGX???. Don't have leh maybe banks and SCI.Don;t touch the rest.

[@user-567-ut]

Many thanks for the video. Everybody needs financial freedom. Let this be a thread for some more simple, reproducible approach from anyone who have build wealth. I have saved up $190k to get started.

[@ignatiusee3564]

Quite surprised someone who doesn’t want to monitor regularly can buy 25 stocks. Sell most and buy HK REITs and China banks.

[@benn.4596]

dun invest in SG market as the commission itself will kill you

[@geo-publishing]

Too many sg stocks… sg cmi 😂

[@Longtermalwayswins]

The reason why this guy is in such a deep shit is because he bought sg stockzs

[@tedchandran]

Jai Hind. Do not twitch your itchy fingers. Multi-baggers like Nvidia will not be listing here. Most investors are using dividends to offset losses.

[@bennylim9302]

Tomorrow sell all buy dbs bank Next years become winer

[@IvyKong-t3r]

DBS is too expensive now. It's a good stock but u must see the timing. When Fed cut interest rate,bank stock will go down.

[@bennylim9302]

@user-qh3nq3zq5n My view interest down don't effect much on their profit because borrow more were offset Now expensive.later more expensive Because of inflation

[@LearnPiano-o4h]

Do nothing.