How to Use Klarna (2022) - Klarna Tutorial - Online and In-Store

[@shobushogun2405]

Thanks for the guide man, followed it and was able to purchase my item with Klarna. You're the real mvp!

[@mks-mobile]

Glad I could help!

[@loewhite3515]

I’ve tried using it but every time I try to sign up it tells me something went wrong

[@melakal-sayad7083]

Same

[@idrisshelmani]

Same 😢

[@dillipmangar1792]

Click on right top of settings so you can add you’re bank enjoy 😊

[@franksanchez1716]

Yup exactly same

[@angelvasquez5066]

Same. I can’t even find my bank.

[@jenlou.c3030]

Thank you sir! I should've watched this before attempting to use Klarna with no prior knowledge. I'll post an update in a couple of days when I try to purchase something else

[@Firstfyre]

and? any update?

[@U1s9a9gi5]

Just to add a little detail of info. If the store you're making a purchase from takes more than 24 hours to process the payment, the one-time card will be declined as it's only available for 24 hours.

[@shobushogun2405]

Thanks for the info, very handy to know for some websites!

[@yvettenygaard]

What hoppens if you dont use it after 24 hours, will you still pay ?

[@janpieterman9328]

@@yvettenygaardno

[@tamaritapr]

@@yvettenygaard lo mismo quiero saber ya que hice mi compra en la tienda me lleve lo que compre y aún no salen los pagos en la página. Y dice que en 24 horas pero y qué pasa si no 😏 si ya me traje mi compra 🙁

[@nallurivenkat7425]

Really helped and made comfortable using the app.

[@mks-mobile]

Thank you for your feedback :)

[@jamesedwards4827]

I’m grateful

[@Ashl3yReacts]

I was Macs and everything went smoothly until I went to use the one-time card and it kept asking for a pin?

[@coreyauberry2195]

Do you receive items right after the first payment?

[@Kcourt1996]

Yes

[@bighonchox6698]

Guys so I bought an item on Klarna and everything worked fine.. but I’m trying to add another payment and I don’t know how to do that

[@SensationalJ]

Go to settings > payment methods > choose what payment you want to use

[@1cight]

do they need age verification to pay in 4

[@rosgoldddd5508]

Can you use purchase power to pay for an order at Walmart? I have a decent amount of purchase power and was hoping to use it towards groceries. But it takes me to the payment method and shows my registered card on file. I don’t want to pay with my personal card if I’m able to use the purchase power credit. PLEASE HELP!

[@FRSHLYFEMENTALITY]

Ur purchase power is how much u can use to pay for purchases its like how much we trust you with to pay back. Because they are loaning u the money to pay for ur shit. Cause they buy it for you and you pay them back. Its not like. Rewards system. The better ur at paying them back the more they will trust u with

[@LoveAlways1002]

I am laughing because i thought the same thing .. like they're giving me money to spend 🤣🤣🤣 ABSOLUTELY NOT... it's basically saying you can buy something up to this amount and we will pay for it for you.

[@lovejoy6710]

Y’all what if i just downloaded the app ? Do i have to buy something in full first before i get purchase power

[@tynickleson5533]

@@lovejoy6710 no…. It’s divided n2 4 payments

[@tynickleson5533]

@@lovejoy6710 just make sure u hv the minimum amount on ur debit card

[@taiwo1409]

Pls help I’m trying to use it for the first time yesterday but it’s bringing out you have reach your spending limit, is there any problem with that

[@keiondralawrence-ingram6185]

Same did you figure out what to do?

[@lucabrasi8420]

So does this mean I can use klarna on websites outside of the app?

[@ricecorner]

you can create a one time card and just type the website/shop you wish to purchase

[@mks-mobile]

Yes you can. Some items such as alcohol are must not be purchased.

[@Fwixi]

thanks so much!

[@haleluya6020]

impressive.. i like this full Tutorial

[@mks-mobile]

Thank you! Cheers!

[@darlaandson6595]

anyone know how I can fix the please use a different payment method cause it won't let me pay with the same debit I've always been using

[@MyT5_]

Thank you so much, this worked for me.

[@truthpurpose]

Thank you.

[@vexclancy]

Can you use power pay at all?? Need to know for sure got like 400 on there and ion know how to use it

[@ivanoferrigno918]

Pls guys i need to know can i pay anywhere? Like any shop? Pls thanks

[@mks-mobile]

Most shops yes. Even though you can't find it in the app, you can shop. Some purchases such as alcohol and stuff are not allowed.

[@Ghost21666]

@@mks-mobile so if i want a pair of shoes i gotta go up to finishline and pay the first half?

[@tsunami6253]

I downloaded the app recently but cant seem to find the financing section. I've read online you can finance up to 36 months on big purchases, is this still true?

[@mks-mobile]

Depends on your region. We don't have this option in Australia. I have heard some other apps offer those types of options.

[@FRSHLYFEMENTALITY]

Not in the us. U either get the four payments split up into every two weeks or with interest split into six payments

[@Mannie067]

Do I have to pay the first payment for them to ship the item?

[@mks-mobile]

Yup. 25%

[@SensationalJ]

Yes

[@erick4231]

Can i use it with a debit card ?

[@altheajose9861]

What do i do if the in-store icon isnt on my homepage?

[@iltiz]

l'ho appena installata.. ma non mi accetta la mia carta di credito ..mi da errore.. quando su amazon posso comprare tranquillamente.. cosa puo essere?

[@atoniabiddle6650]

Mine doesn’t even show the instore button any help ?

[@thebeautiful1387]

what did i do wrong i did this but klarna and the place i purchased from charged me too

[@ruffinboijrp]

I don’t know what I’m doing wrong’ I can’t get the ghost card to pop up I don’t see the 4 payments Option

[@mks-mobile]

Mist be an issue with your payment method.

[@ruffinboijrp]

@@mks-mobile Thanks for responding, My Payment method was correct. The Item I was trying to get was a PS5 I guess it was too much 😂 but I was able to get my XBOX SERIES X Controllers with no problems the payments went through and I already paid the first payment of $100 I guess I’ve to shop with them more to get my power Points Up 😂🤣

[@mks-mobile]

yeah, PS5 costs a lot. The initial limit they offer is just a couple of hundred dollars. $300 in Australia.

[@angelvasquez5066]

Why does it ask for my bank and then I can’t find my bank?

[@Kiwi-mm7gu]

I'm trying to use my power purchase I have 900.00 dollars. It is asking for my bank card information to make the purchase so u can't use the power purchase to make payments.

[@Woahdrip]

Thank you 🙏🏽

[@jblbasstester1938]

Do I need a credit card?

[@Checkz_over_Stripez]

Is there a way to use in store at a place that doesnt come up but has an rfid card reader?

[@mks-mobile]

Yes, you can use Klarna in store. You'll need to activate the card and add it to your payment app.

[@ivanoferrigno918]

@@mks-mobile and after can i pay in any shop or they need to support klarna?

[@tjcashin]

@@ivanoferrigno918 any shoo

[@tjcashin]

any shop

[@mks-mobile]

Not really. As long as the items you are purchasing do not violate their terms.

[@gavin9873]

I can't pay using klarna I contacted customer service and they just said they having issues..but I'm starting to think that they won't approve me for this service and on my klarna app it don't say how much I have to spend like in the one in the video do anyone know why they might not be allowing me to pay using this klarna app..and everytime I try to check out it says that they do not accept cards from this issuer anyone know anything about this thanks

[@teaduric940]

Can you help how I can create it from Croatia ?

[@susanschmitke1562]

Can you do store pickup with this app or only shipping items?

[@The_Rude_French_Canadian]

Yes I got a ps5 the same day I paid the first instalment

[@nayt7357]

Hey I have a debit card and not a credit card. But klarna are refusing to let me use them (I guess because of the credit background check) But how would I improve credit on a debit card? Is that even possible?! Thanks for any info

[@cs77smith67]

Did u ever figure it out?

[@FRSHLYFEMENTALITY]

If its like a online bank or prepaid bank card it wont allow it. As a safety procedure for them. They only do a soft credit check so it wont affect ur credit. And sadly will not improve it.

[@raulsolis9563]

So did u pay the 150 or the first payment of 50?

[@kamalsharma-pk5xo]

Is klarna provide the multi marketplace API that I can connect in my service booking API and I can pay to my vendors directly in their Bank on basis of commission ?

[@mks-mobile]

I don't think Klarna has anything like that.

[@elqueso5301]

I dont get the ghost car wtf

[@sochi7676]

Wait so like let’s say you made your first payment and it says the item will be delivered in 5 days when you look at the item but when you pay your first payment does it still come to you in those 5 days or does it just make you pay all those payments then you get it??

[@mks-mobile]

You will get the item in 5 days. You pay the three rest payments at later dates.

[@sidaliderradji2681]

I made a purchase via the klarna app but when I came to pay I paid at the end with PayPal it said klarna is in the app itself.. Does that count?

[@thomashaylock8805]

If the purchase is a larger one like a tv do you need a pin to make the purchase?

[@robertotorres5516]

Wont let me use my prepaid card

[@zakariaqnioun5530]

How can you pay each montg

[@saadsalman2261]

The pay Klarna thing at the bottom doesn’t work for me when I’m tryna order from H&M anyone know why ?

[@mks-mobile]

You have added a card? Also, is your account verified?

[@saadsalman2261]

@@mks-mobile yes I’m verified but I’m not in the US, does it only work in the US?

[@mks-mobile]

Here are the countries where it is accepted www.klarna.com/international/ If you are verified, most likely it works in your country. Try clearing the app cache. If you can, try on a different network: like different Wi-Fi.

[@Lunchroombadits]

What if you don’t put the actual price of the item while paying with klarma

[@mks-mobile]

If you insert lower, the transaction will most likely decline. If you insert more than in the cart, the app will charge you more (first installment), but you're will get the rest back after paying for the items.

[@Idontwantmynametobepublic]

In my app the ghost card option just doesn't exist, the option to pay with klarna doesn't exist in any of the stores.

[@mks-mobile]

That's strange. Is the app fully available in your region? You might need to contact them.

[@Idontwantmynametobepublic]

@@mks-mobile yeah, when I first downloaded the app the option was there when I tested it then when I actually wanted to buy something it disappeared, I contacted them, they said they are gonna transfer my case to the team in my country then nothing happened.

[@mks-mobile]

Have you tried the app on a different device?

[@Idontwantmynametobepublic]

@@mks-mobile I tried the laptop version but it still didn't work, I even created a new account and still didn't work.

[@vinodp7508]

@@Idontwantmynametobepublic klarna don't support laptop/ PC based browser shopping... Web based login is just for checking history

[@DrYoza]

why my « Pay Klarna » button for me is not pink but he’s gray and inaccessible ? I can’t pay. I can’t use the app.

[@mks-mobile]

Have you added a repayment card. I have just published a guide on Klarna declining. You can see that checklist. Hopefully, you will find something. Please let me know if any of those work: www.mksguide.com/why-klarna-declined-reasons-and-solutions/

[@DrYoza]

@@mks-mobile When I asked to Klarna assistance they told me that this was because Amazon isn’t partnered with Klarna

[@mks-mobile]

They do support Amazon in the US and here in Australia. I'm not sure about the UK and the rest.

[@joehernandez6995]

I can't make the payment

[@simiesimivy1480]

Can I use a chase debit card ?

[@Jess4mab]

I get all the way to adding the preset klarna card to my Google wallet, accept all of the terms. Then I go to the klarna card and tap to pay, and it doesn't work. It makes a sound like it's accepted, but it takes me to my bank card in Google wallet. And the klarna payment doesn't go through. I spent 15 minutes before giving up at the register today and just paying full price. At least Klarna released the first payment hold right away when I canceled. I don't understand what I'm doing wrong. For reference, I have a Galaxy s20 plus phone.

[@tanyawilliams2994]

I had this same issue today.

[@cheenaglo5369]

So I just did an order and it took my money before I even confirmed the order and now nothings popping up that I even ordered something what do I do?

[@mks-mobile]

Go to Active Cards in the app settings. If the card is unused, you can use it again.

[@phatwhitz1333]

I see the Xbox series x it says 32$/month So that means it’s available for monthly payments right ?

[@vexclancy]

Yeah it’s available for monthly payments

[@FRSHLYFEMENTALITY]

Klarna does not do monthly payments like that u pay it every two weeks split into four payments or six payments with interest if u wanna do a hard credit check

[@aaron2789]

@@FRSHLYFEMENTALITY I pay once a month in 3 instalments.

[@DavidRDennison1982]

when you use pay in 4 when do you get the product

[@mks-mobile]

You get the product on the time. It's like you are buying a product as you normally do.

[@JuanaGarcia-ls7]

Every time I try to buy they ask for my bank account yeah I put my debit card but why to log in into it ?

[@mks-mobile]

That's strange. Klarna just asks for a credit or debit card here. I'm not sure why it's asking you to log in!

[@JuanaGarcia-ls7]

@@mks-mobile yeah it actually takes me to long in to my bank account

[@JuanaGarcia-ls7]

@@mks-mobile yeah it actually takes me to long in to my bank account also they wanna do a soft credit check

[@mks-mobile]

Yes, Klarna does a soft credit check. I think it's part of their process. They need your bank account details to do a soft check.

[@JuanaGarcia-ls7]

@@mks-mobile so you did log in into your bank account ?

[@luislosacco6293]

Do you need SSN TO use klarna ?

[@mks-mobile]

Tbh, I don't know. I'm not from the US. I think you don't.

[@2Chakra]

You do for monthly payments

[@ricecorner]

If i remember they did with affirm but with klarna i dont think they asked for that only phone numbers to verify if you qualify

[@eloyramos4971]

You do not! At least not in USA

[@simonek.w7769]

Do you know if klarna except chime or paypal as a payment method?because when I tried to place my 1st order on the app.it left error message that they don't except and working on adding more payment methods.

[@mks-mobile]

I honestly don't think they will be adding those methods anytime soon.

[@tomjohansson3520]

I think PayPal is a competitor, so I doubt it.

[@KPCC]

So do I get the items before I pay the whole bill

[@mks-mobile]

Yup, yup, yup, yup. Actually, it depends on the shipment time.

[@KPCC]

Not understanding

[@KPCC]

@@mks-mobile I’m not understanding

[@alessiodebartolo5548]

Mi dice puoi pagare solo nei negozi partner, acquista prima in un negozio partner, infatti non mi va con zalando

[@kanitthascrafts1350]

I just download the app today. I try to buy something to test it but doesn't work. I chat with them they tell try to use another payment like a one-time card but still does not work. Maybe I have to wait for 24 hours to approve?

[@mks-mobile]

I don't think there is an approval time, but have a go and please let me know :)

[@kanitthascrafts1350]

@@mks-mobile It' still does not work. I use my personal debit card and I never had a credit score before. Maybe that's a problem. They give a power purchase of $146 but cannot use it 😂 I add the item to the cart for $136 only or that's too much for the first payment. 🤔

[@mks-mobile]

Sorry to read that. Mine worked without any issues. I even placed my first order while recording for this video. I had generated cards before, but never used them.

[@SydeLeaderRay]

Does it require a Klarna One Time Card?

[@mks-mobile]

Yes

[@SydeLeaderRay]

@@mks-mobile that explains why. thank you

[@geezassprice1815]

I just had codes sent to my phone from klarna but, I’ve never used klarna before. Is someone using my information for fraud?

[@enzzo-6442]

Yes

[@jaycervantes8508]

You can’t use your regular credit cards at all

[@mks-mobile]

To pay them back. Yes, you can.

[@gailkilliebrew4252]

I made a purchase with klama and they took the payment but the transaction did not go through. What do I do I've not been able to reach anyone 😕 😪 😔

[@mks-mobile]

You'll get your money back within 24 hours.

[@kenyal_Kin-Yale]

Same thing happened to me but I didn’t put the card on the website I still had my bank card that’s why it didn’t go through once I changed the card to the Klarna one time card the payment went through

[@Ang417]

This happened to me item was out of stock by the time I purchased it Klarna gave me my money back within an hour

[@leannemitchell4601]

So I’m confused on how this would work with ticket Master? Do you still get your ticket?

[@mks-mobile]

I believe so. If Klarna supports Ticket Master, you should get the ticket.

[@dailyfactz4you238]

Hey did u get the ticket

[@dequaningram2213]

Yes you still get the tickets

[@ahmadbroadnax9078]

So i cant use my cash app card.

[@OwlCapone8630]

Did you ever tried?

[@akco7240]

My app is different

[@TC-we6rj]

I should’ve watched this sooner before I just hit pay smh

[@robertgrajcar214]

Can you buy ps5

[@OwlCapone8630]

Yes

[@MyChineseRestaurant]

they won’t accept my payment method

[@mks-mobile]

Credit card?

[@reissrichards5478]

I’m a new customer I don’t have the Klarna money

[@molovely8]

Pay now with klarna But did not receive the product and returned the money, clearly a scam.

[@mks-mobile]

No, I have used it multiple times. I evern made a new video a couple of months ago. It's not a scam.

[@dulcefernandezsanchez1704]

ES MENTIRA! No funciona !TE RETIENEN EL DINERO DESPUÉS DE DAR LA CONFORMIDAD TU BANCO Y A LA HORA DE EFECTUAR EL PRIMER PAGO NO LO HACEN ALEGANDO QUE ES MUY ELEVADO.

[@FRSHLYFEMENTALITY]

LMAOOO

[@Kat_X085]

@@FRSHLYFEMENTALITY what's so funny?

[@ppolo1715]

DAM THATS ALOT JUST TO USE IT

[@chrism2567]

Outdated

[@mks-mobile]

New video coming next year :)