How to Use YNAB Templates | Easy Planning For Projects & Life Events

Рет қаралды 9,870

Күн бұрын

Пікірлер: 53

@astropgn Ай бұрын

The most intuitive next step, which seems so obvious that I believe they are already working on it, is to be able to create and share our own templates.

@classicrockonly Ай бұрын

@susanparker8399 Ай бұрын

These are really great. My suggestion is for one that most folks don't want to talk about - death. We are dealing with our mom's death last year and had she not pre-planned her own funeral and paid for it - we would have been underwater financially. Every adult should have a will, especially if they have Child(ren) and/or any assets. Categories that come to mind would be: funeral expenses (included but not limited to service, creamation/casket, flowers, music, cemetary plot or mausoleum, etc), legal fees for wills, trusts, etc. Gratuities, court costs. After dealing with mom's passing (and thanking her in my heart for pre-planning), I have set up my budget to include the costs for legal services (will, medical proxy, poa), pre-planning and pre-paying my final service, cost for burial, cemetary plot. Not a happy happy category, but I will be taking the pressure financially off my child and letting him have the time to grieve without worrying about costs.

@angelareneef Ай бұрын

Such good insight… although, yes, not a happy subject

@cokedust Ай бұрын

Yea this a good one. Not all situations needed for preparation are happy ones. I'd even say plan for a divorce as well since it's common that the relationship may not last.

@YNABofficial Ай бұрын

Susan-this is a phenomenal point and suggestion. We'd love to hear more from you about this idea!! Would you mind submitting this idea for a template to our team? We'd love to provide a template for people to navigate the dark and often whirlwind season of loss. If you're interested, you can submit your idea at this link! ynab.typeform.com/to/n8DH9rKM 🌻 Hannah

@YNABofficial Ай бұрын

Divorce-not at all fun to think about, but any amount of prep could make a very hard season just *that* much easier. We love this idea for a template! Would you be interested in sharing your thoughts and suggestions for this template at the link below? We'd love to get your insight on what this template should include! ynab.typeform.com/to/n8DH9rKM 🌻 Hannah

@pramwilson Ай бұрын

YNAB goals: positive mindset "Yes, it rained on our wedding, but it was fun because we got to wear no shoes!"

@YNABofficial Ай бұрын

What are ya gonna do 🙃 🌻 Hannah

@iyeshaluker23 Ай бұрын

I would love a template for saving challenges like 100 envelopes.

@av8r22 Ай бұрын

LOVE THAT IDEA!!! Come on yNAB bring it!

@cokedust Ай бұрын

🙌🏽

@YNABofficial Ай бұрын

Smart!! We'd love for you to submit this idea and what you'd hope it could look like! Would you mind sharing your idea at the link below? Our team would love to take a peek at it! Thanks!! ynab.typeform.com/to/n8DH9rKM 🌻 Hannah

@julieb6680 Ай бұрын

This is a great tool. importing buying a home for 2025 budget. ❤❤❤

@YNABofficial Ай бұрын

Best of luck!! What an exciting season!! 🌻 Hannah

@EquanSimmonds Ай бұрын

Thanks Hanna and the YNAB team. This is awesome. As a web developer, this is really creative and dope!

@jennivanhart3016 Ай бұрын

Hannah, I bought the first house I toured too - I forced myself to walk through a lot more but kept coming back to the first one. My household has grown from just me and a puppy, to a husband, two kids, a dog AND a cat and it's probably a bit snug but it does the trick, and we own a little bit more every month. These templates look fun and when life settles down (bahahahahahahaha) I'm gonna play.

@PeacefulSolutions Ай бұрын

Omg. So love you Hanna. Thanks so much!! And of course it's okay lol

@YNABofficial Ай бұрын

Thanks so much!! Hope you're blessed by the templates!! 🌻 Hannah

@mousegrey6747 Ай бұрын

Is there a way to set two goals for the same category? Like if there’s an introductory offer for something and then the price goes up after x amount of months, or if you need to make a down payment by a certain date and the balance remaining months later? Saves creating two categories or setting a reminder

@cronus1986 28 күн бұрын

We also bought the first house we saw. We saw a couple other ones but still bought the first one

@YNABofficial 25 күн бұрын

We didn't even tour any other ones 🤦🏻‍♀️ We walked in, thought, "this is cute and will protect us from the elements," and put in an offer that night 😂 🌻 Hannah

@libbysworld7649 Ай бұрын

I like it. Thank you!

@EddieAppell Ай бұрын

These look great and I'll probably use them, but why not integrate selecting one right into the UI, rather than making us go to a specific web page to select one?

@YNABofficial Ай бұрын

We hear ya!! Consider this our experimental stage! Gathering feedback, needs, wants from y'all via the web page-all of this helps us gather the information we need to further implement templates into the app eventually! 🌻 Hannah

@mikesushynski8175 Ай бұрын

Thanks for these! I've added a few to our budget to start the conversation. Some other non-monthly potentials to add: cell phone, aaa/roadside assistance. Cheers!

@YNABofficial 16 күн бұрын

Thanks for sharing Mike!! Sent that feedback back to the team!! Appreciate the ideas! 🌻 Hannah

@kristinatwilt7420 Ай бұрын

I had heard about the transcripts on the Budget Nerds podcast, but somehow it still felt overwhelming. The video eliminated that overwhelm - thank you folks! By the way, I missed the link to the templates page at first, I think because the https isn't included. Could you edit it to make the link clickable?

@YNABofficial Ай бұрын

YAY! I'm so glad!! I'm also someone who highly benefits from seeing things in action. Tell me and it goes in one ear and right out the other, but show me and suddenly I can do this!! The link to the Templates Gallery within the video isn't actually clickable (that's sorcery above my pay grade), but you can find the link in the description below the video!! 🌻 Hannah

@BookFanBudgets Ай бұрын

I needed this - thank you! Was interested in the templates (I’m going to look at the Yearly Expenses template to see if I’m missing anything - I needed the instructions on how to access/view/import them). I’ve been a YNAB use since YNAB 3!

@YNABofficial 16 күн бұрын

Wow! Amazing!! In that case, I bet you already have every expense you'd ever need thought of and already incorporated into your budget! You sound like a pro! 🌻 Hannah

@miapestano766 Ай бұрын

I would love to see a first apartment template!

@YNABofficial Ай бұрын

Great idea! If you're interested in sharing more from your own experience, feel free to submit your idea to our templates feedback page! We'd love to make a template for this eventually. ynab.typeform.com/to/n8DH9rKM 🌻 Hannah

@SticktotheBudget Ай бұрын

Here to ask the real pressing questions....where did you get your sweater Hannah?

@YNABofficial Ай бұрын

😂 Believe it or not, Kohls. It feels like no one shops there anymore, which is exactly why I started shopping there-give me the cute sweaters nobody else is wearing!! 🌻 Hannah

@utkarshpratapsingh1357 Ай бұрын

I got accounts in two different currencies with fluctuating exchange rates it's almost impossible to have accuracy in one of them, I can't make a separate budget as there's transfers going in and out within these banks. Any ideas?

@Gpchv25 Ай бұрын

I streamlined all my accounts to be roughly in the "main" currency I use and just update the balances whenever I am reconciling -- for example my account name is Bank USD // Bank EUR // Bank CH so I always know which is which but the amount on YNAB is expressed in my main currency. There are daily fluctuations but I find that updating/reconciling weekly or biweekly is enough for me.

@GigaChadBigW 24 күн бұрын

I love hanna

@YNABofficial 16 күн бұрын

🥰🥰 How's it going so far?!?! 🌻 Hannah

@GigaChadBigW 16 күн бұрын

@@YNABofficial so far so good this is my 4 day cait wait to see how Im doing 30 days from now

@CharleneCTX Ай бұрын

When we bought our first home I bought a copy of Homebuying for Dummies. No surprises.

@vermiliontyrant6366 Ай бұрын

Worth the buy?

@CharleneCTX Ай бұрын

@@vermiliontyrant6366 $20 to learn about the largest purchase you'll make in your life is definitely worth it. Your local library likely has it, but make sure it's a current edition.

@AngelStormee Ай бұрын

I need a template for inflation and financial devastion.

@Friendlyfish-p2g Ай бұрын

You can adjust your categories targets by the inflation % during your annual budget review (or quarterly or whatever your cadence is). It won't give you more money, but it will let you shift money around to plan for the true costs of things if you're finding that your budget doesn't cover current prices. And yes, being a month or more ahead and having an emergency fund are super helpful for giving you a financial safety net! Hang in there. You've got this!

@vermiliontyrant6366 Ай бұрын

@@Friendlyfish-p2g what's an annual buget review look like?

@Friendlyfish-p2g Ай бұрын

@vermiliontyrant6366 I think there are probably a few videos on this, heres one to start: kzbin.info/www/bejne/jWm6p4V3i8ehi8Usi=1Js9BwVoJaYSDS3p (You can jump to 29:00 to cut to the chase). For me, the yearly review is a way to go through and see if my budget is still fitting my life. I compare what I actually spent (from the "reflect" data) to my targets, and then either edit the target to match reality or else figure out how to edit my behavior to fit my plan :) I also go through and add or delete categories for whatever things have changed in my life.

@AngelStormee Ай бұрын

@@Friendlyfish-p2g thank you! I will try to utilize this. ❤️ I have been trying to get at least amonth ahead for ages. Something always happens to blow it. 🥲