How we BOUGHT 2 houses in 5 years IN CANADA | Marina Esiri

[@junonzephyr3713]

This is one of the best videos that I watched lately coming from an immigrant couple working together for the betterment of their family members. You see the love and respect for each other. One can understand that they both worked towards a common goal. That doesn't mean there's no challenges but one can see they're able to overcome them and make them work. I enjoyed your video so much. I don't know how it happened. That's my first time watching you. I appreciate your honesty and the mutual respect for one other. I learned so much from you that I can pass on to my relatives living in Canada and elsewhere. You're very knowledgeable and welcoming. It seems like I've met you before. That's how comfortable you make me feel. For all teaching and sharing, you gained a new subscriber today. Stay blessed. Peace and love. Watching you from the States.

[@anthonettea8995]

Congratulations on acquiring two houses. It's a big deal. I just want to add ur well explained topic. Qualifying for a house with legal Basement suite can be costly for families. You can still develop a Basement suite in $320k house. What should be your buying criteria is house with separate entrance. That way, you can develop later. Speaking from experience, we bought a house without a legal Basement suite and we developed within a year. It cost us $55k in Alberta. Renting $1,150 per month. We did the same in our 2nd house. We have never bought a house with a complete legal Basement suite. The flow of cash is more. When you develop ur Basement suite with a reliable contractor. Both mortgages are less than $2k monthly. So we are basically spending less than $1k each month in our two houses. More insight for people out there. Thank you 😊

[@MARINAESIRI]

In Saskatchewan, a legal suite always has a separate entrance. We developed the basement but it could not be rented out as a dwelling unit because it didn't have its own entrance.

[@tracey-anngrey5417]

Mr. Eteng is such a great addition to your channel....always...calm, knowledgeable and insightful.

[@MARINAESIRI]

lol, the ying to my yang

[@tracey-anngrey5417]

@@MARINAESIRI lol

[@Toyetoye2206]

Pls. Bring a specialist to talk more about the mortgage process. Thanks a lot Marina. You always deliver on content. Much love from Alberta! ❤️

[@oge3335]

Seconded by me. ❤❤❤

[@MARINAESIRI]

Coming soon!

[@laurettaabiola5000]

Congrats to the family. The power of unity is limitless. This is an encouragement for those of us planning to land soon. Thank you so much. ❤❤❤

[@MARINAESIRI]

You are welcome anytime

[@moniquehackett6958]

Marina you husband speaks eloquently like to hear him speak. Thank you for sharing your story its very encouraging.

[@MARINAESIRI]

Thank you very much

[@sammyboi5685]

He dey enter their eyes...hope they appreciate their own too at home.

[@TariaJane]

With every update there's something to learn. This shows how being intentional and deligent pays off. Congratulations once again to you and your Zaddie 🎉

[@MARINAESIRI]

Thank you very much

[@Flakkyworld]

Wow. I started watching your Channel while in Nigeria, now I’m in Canada as a student and also sharing bits of my journey. All I can say is you are a blessing, not holding back knowledge. You are an inspiration, thanks for showing immigrants what is possible and achievable. Honestly, you inspire me and I look forward to meeting you in person someday. More ground breaking success to you and yours.

[@MARINAESIRI]

Thank you very much for the kind words

[@preciousseedrobert3388]

The power of financial unity should be the title of this video. Thank you so much for sharing, with grace.

[@stellzluchii]

This was absolutely beautiful to watch. Accountability and transparency in marriage is an asset all couples should have. Welldone Marina ❤

[@MARINAESIRI]

Thank you so much!

[@bolt-fireblaze]

Your Circle determines your Cycle rate. Thankfully you had friends that showed you the initial entry point. Best wishes to you marina and Fred.

[@MARINAESIRI]

Many thanks

[@preciousrapheal5038]

There is really no limit to what a couple can achieve if they agree concerning a particular goal and work sincerely towards achieving that goal. I am happy i came across this video. You just got another subscriber!

[@MARINAESIRI]

Thank you and welcome

[@violetgregory2786]

Hey beautiful Couple! I recently started following your content and came across this video of you and your husband sharing your amazing journey of building two houses in 5 years! I'm so impressed by your achievements and loved the way you respectfully and lovingly interacted with your husband during the explanation.Your positivity and teamwork are truly inspiring! Keep sharing your wonderful content.Remain blessed 🙏🏾🫂😘👏🏽

[@christieogben1127]

Congrats to the family. Mr Eteng is a great addition to your content. I am all for bringing a specialist. We need practical tips on down-payments and what are the advantages or disadvantages of different percentages to pay as down-payment

[@MARINAESIRI]

Will do!

[@TemiTeeO]

Congratulations to you, Marina and family ☺️☺️. I could listen to Mr Eteng all day. Phonetics to the ‘t’👌🏾

[@aderonkeagbo219]

Congrats on the houses. Love the way you are open about the process. You've said it all when two come together there's no limit to what they can achieve.❤❤❤❤

[@MARINAESIRI]

Yes! Thank you!

[@onye_zadok]

I love how you both talk. Our Zaddy is more technical with his narration while you tend to break things down a bit further. I think it’s a reflection of your individual career (IT and HR) LOL. I Love and enjoyed the video. Looking forward to seeking advice from our Zaddy one day❤️.

[@MARINAESIRI]

That is a nice way to explain it. I have not even thought about it that way. thanks a lot

[@damo6876]

Thank you Marina, you are doing an amazing job. Thanks to your husband too for sharing his experience with us.

[@MARINAESIRI]

Thank you too!

[@NathalieNoumen]

This is such a powerful video to show what can happen when couples work together. When there is no transparency and intentionally working together as a TEAM, there are so many missed opportunities. It's so sad when one partner sees the potential of working together but the other partner doesn't see it (yet). Thank you for sharing your experience.

[@MARINAESIRI]

I agree, there has to be alignment between the two people. Sadly, one party can only do so much

[@sammyboi5685]

Yes you can see the woman managing her hair cut and looking nice....she is not spending her saving on Brazilian hairs, human hairs....how will they not buy two houses....many of those women opening mouth say congratulations ask them do they listen to their husband at home ? are they not using their money to buy branded shoes every week etc Nike trainers, addidas, gucci bags, to compete bu .

[@sammyboi5685]

Yes you can see the woman managing her hair cut and looking nice....she is not spending her saving on Brazilian hairs, human hairs....how will they not buy two houses....many of those women opening mouth say congratulations ask them do they listen to their husband at home ? are they not using their money to buy branded shoes every week etc Nike trainers, addidas, gucci bags, to compete bu .

[@sammyboi5685]

Yes you can see the woman managing her hair cut and looking nice....she is not spending her saving on Brazilian hairs, human hairs....how will they not buy two houses....many of those women opening mouth say congratulations ask them do they listen to their husband at home ? are they not using their money to buy branded shoes every week etc Nike trainers, addidas, gucci bags, to compete bu .

[@sammyboi5685]

Yes you can see the woman managing her hair cut and looking nice....she is not spending her saving on Brazilian hairs, human hairs....how will they not buy two houses....many of those women opening mouth say congratulations ask them do they listen to their husband at home ? are they not using their money to buy branded shoes every week etc Nike trainers, addidas, gucci bags, to compete bu .

[@agumadugrace5648]

This is mind blowing and encouraging. We look forward to the expert coming to throw more light on how to access mortgage

[@MARINAESIRI]

Many thanks

[@Blencoshub]

Gosh KZbin needs to stop these adverts when someone is watching something so interesting. Thank you for sharing. Lot's to learn here 🎉

[@gloryasworld...7144]

That's where they make their money from 😅

[@thehannahregina]

That's how they get paid....multiple income streams

[@MARINAESIRI]

Please watch the ads o, make we no pack go village

[@Blencoshub]

I have started watching it 💯 💯 ❤😊

[@peterluyima128]

Thank you guys, coming to us as a couple inspires quite a number of us and brightens the future for us Thank you, stay blessed

[@MARINAESIRI]

Our pleasure!

[@Danzizels]

This is good and I'm happy for the couple. I live in Canada and I know that if you earn a decent pay as a couple, owning 2 houses in 5 years is not a big deal TBH. You can plan well and buy your first house in 2 years and 2 years after, you can save to buy another or even borrow from your equity on the 1st house to buy a 2nd and the cycle continues....

[@MARINAESIRI]

You can earn a lot of money but without financial intelligence, you will live paycheck to paycheck. Being able to make plans, follow through and achieve them is the big deal. Thanks for stopping by!

[@Danzizels]

Planning is the key, and you would see in my comment i indicated the need to plan but thanks for putting out this information ​@MARINAESIRI

[@GrandPlato]

Sounds a lot more sensible and relatable than some other narratives out there. Without belabouring the points, as immigrants, we are already late to the party when it comes to having a decent shot at owning a property. So sometimes a bit of urgency is in order as long as one has a strategy similar to what you’ve shared. And totally agree you don’t want to overstretch yourself when you’re budgeting for a house, especially the first time. House buying can and should be a part of your wider financial strategy, in addition to investments, pensions, retirement planning balanced with actually enjoying life now. This is what I and my SO are doing. It works most of the time.

[@MARINAESIRI]

Thanks for the valuable contribution.

[@rachealserrano1552]

Please bring the Estate guru oh. We are learning❤❤. Congratulations 🎉once again

[@MARINAESIRI]

Coming soon!

[@saadatudaily]

Income, debts and credit history are used for pre approval and subsequently approval. Very helpful content Marina. ❤

[@MARINAESIRI]

Yes! Thank you!

[@elloco-q3h]

Tx so much for sharing your story guys. Very, very useful for landed immigrants trying to navigate the property market in Canada!

[@MARINAESIRI]

Many thanks 😊

[@Funfacts-q4t]

Definitely!!!! I am grateful for your transparency….

[@MARINAESIRI]

You are so welcome

[@WarChild260]

Well done on 2 houses in 5 years, it's not easy

[@chimdinmafrank4612]

Totally enjoyed this vlog. Very resourceful. Thanks for showing us the way.. a few things to take away.

[@MARINAESIRI]

Glad it was helpful!

[@franciscaepale]

Houses in Saskatchewan are very affordable compared to Ontario. Good story

[@nadavilla8905]

Absolutely. Ontario is a completely different monster

[@nadavilla8905]

Absolutely. Ontario is a completely different monster!!

[@Nofearnofavor]

I have learnt alot and u deserve my subscribe and i am landing soon, hope to see you soon this lovely couples, stay blessed ❤❤❤❤

[@jewellboland-taffe5594]

🎉🎉🎉Congratulations so so happy for you and your husband as always stay bless.

[@JaynetheESLteacher]

Somehow I stumbled on your channel this today and I honestly have been glued to it since morning. Be like say na here i go dey spend my lunch breaks henceforth...who food epp?😅

[@MARINAESIRI]

Abeg chop ooo🤣🤣 thank you very much and welcome aboard

[@JaynetheESLteacher]

@@MARINAESIRI 😁tnx sissy

[@Prizzygat]

Zaddy is Zaddying🤩 Marina is giving fresh fish in the marines🤩 Love the video

[@MARINAESIRI]

Thank you 😋

[@elizabethbello3746]

I'm happy that my fellow naija is doing. Cngrats Marina so happy for your family!

[@MARINAESIRI]

Many thanks

[@mojisolahosu4865]

Congratulations on your investment and acquisition. The power of unity, agreement, and transparency in marriage cannot be overemphasised. Thanks for demonstarating all these and being open to guide others. I celebrate your family. I also support that an expert be brought for more analysis. Thanks for the good work you are doing. My love to your family.

[@MARINAESIRI]

Yes! Thank you!

[@dawinner8040]

Keep the UNITY up. Love your story and thanks.

[@rachealserrano1552]

Mr Eteng! Nice one.....Zaddy😂😂😂😂. Thus is beautiful. More greater heights. I tape into this blessing. Soon, i will testify. Keep up the great work and thanks to Zaddy😂😂😂

[@obiomaudeokoro1043]

Amen. Will happen soon and very soon ❤

[@MARINAESIRI]

Amen! Rooting for you!

[@timi888able]

Marina and fread i need you both to know you are one of my most favourite people on social media . What you've done for me is talk with your spouse in making decisions and it goes a long way to make things work ,thank you so much for this video God bless you both .

[@MARINAESIRI]

Amen! Thank you

[@stephaniengassa6255]

Always so much knowledge to gain from you Marina. Thank you and mr. Eteng for this useful information

[@MARINAESIRI]

Many thanks

[@jessicaunachukwu3816]

I always look forward to watching your video,very educative and encouraging ..God bless you and Zaddie..

[@MARINAESIRI]

Thank you! You too!

[@tinaadewale4843]

I love how you respect each other. it's nice watching your videos. Thanks for sharing..... however, I would love for an expert to come and elaborate more on how the all process works. Thanks once again❤

[@MARINAESIRI]

Noted! Thank you very much

[@folktalesofbeninlegends]

This is gold, Marina thank you and Zaddy for sharing. Please we’re did you buy land from and do you pay ground taxes on the land or ?

[@MARINAESIRI]

We pay property taxes in Canada. But we only buy land from developers. The government doesn't sell land to individuals. So you cant buy land and leave it as an investment like we do in Nigeria

[@Aadjoa_Pee]

Yeeeeeeyyyyy Zaddy ....keep gracing mummy channel 😊..... if funny how I was discussing issue with someone, learnt a lot thanks Marina sooo much always educative and insightful😊

[@MARINAESIRI]

Many thanks

[@vivianmolokwu7207]

Happiness ! Money speaking!🎉🎉🎉

[@Interracialfamilypage]

You're very correct, it's nice to be open with friends

[@bazeArttutorials]

For someone hoping to be there in September, i can't wait to see this.

[@Tomiwa_Adedire]

What province are you, please

[@bazeArttutorials]

@@Tomiwa_Adedire province? I am still in Nigeria, but will be resuming school at novascotia

[@cynthiaepini1738]

This was inspiring and beautiful to watch....💜

[@MARINAESIRI]

Glad you enjoyed it!

[@Nobile6601]

Very Inspiring Marina....Thank you to you & husband.

[@Clairebonita777]

Thank you for sharing. When 2 agree it makes everything easier

[@MARINAESIRI]

Absolutely!

[@path1400]

I am very happy for you both. I am a retired senior so I am just hoping to add two extra rooms to my house with God's help using my home's equity. I would love to have office/studio to finsh my book and to illustrate children's books that I write. I work in my bedroom now and it is too distracting. Also, I like an extra bedroom for guests which can come later. Because the cost for one 14 X16 room is $150K to $200K.

[@MARINAESIRI]

Thank you Patricia

[@NousPoetikos]

Very well done. You guys are doing great!

[@nkechirichmond-ekwonwa5527]

Please what accounts did you leverage for your savings

[@MARINAESIRI]

Mainly TFSA because it was short term savings

[@jamesbenjamin7973]

Have you looked into multifamily properties? Unfortunately, in sask, your best bet is multifamily instead of single family properties for cash flow and appreciation.

[@MARINAESIRI]

That's the next line we will look at. Thank you for the advice.

[@UK-sm4co]

Thank you Marina, this was a very helpful video... a not so expensive province also helps I must add, thanks again

[@MARINAESIRI]

You're very welcome!

[@AdejoKenny]

Transparency and Accountability .......👌🏿👍🏿

[@MARINAESIRI]

Absolutely!

[@famoriyopatricia487]

Quality content as usual. Thank you for sharing this vital information.

[@MARINAESIRI]

Glad it was helpful!

[@donatusedi]

Amazing to watch you both share helpful tips....Thanks a lot!

[@silasbuowe1886]

Kudos to you guys! Congratulations! My question is a couple migrating in their 50s can achieve this? I think many wants to know. God bless you.

[@MARINAESIRI]

With a high paying job and financial planning, it is possible.

[@MaryKeles]

Congratulations 🎉🎉

[@tracey-anngrey5417]

This video was more than just information on purchasing the properties...teamwork, chemistry, laughter and laughter...enjoyed this!❤

[@MARINAESIRI]

Glad you enjoyed it!

[@oluwagbengaolanrewaju2506]

God bless you marina You are a blessing to your family..💕💕💕

[@chiamakaifeyinwanjoku7351]

Thank you for the info as always. Congratulations!!! Greater heights...Amen

[@evelynkyeremateng3244]

Marina you look really beautiful with your new hair dye and cut! Even your husband isn't looking bad either!

[@MARINAESIRI]

Thank you so much

[@Naks_BR_Uandara]

New subbie here immigrant from Namibia .and Congratulations 🎉🎉on your achievement 🎉🎉

[@MARINAESIRI]

Many thanks

[@James09291]

What was the 2k car? I am looking for a cheap car.

[@MARINAESIRI]

I am almost sure you won't find a 2k car today. This was 8 years ago.

[@sashaforce6976]

Great video! Thanks for sharing. Lots of insights.

[@MARINAESIRI]

Thanks for watching

[@oge3335]

This video is well appreciated Marina. Kudos to you and your husband. Transparency and teamwork in marriage cannot be overemphasized. Thanks for sharing your experience with us.

[@MARINAESIRI]

Thank you so much!

[@shilarakesh]

Good video. You mentioned that you both work for the same company with one in HR. Most companies do not allow a family member in HR. At least in Ontario.

[@MARINAESIRI]

I got employed first into the HR team before he joined the IT team. There are no issues in SK with hiring family members. It becomes a concern when they work closely with each other or report to each other. Organizations have policies that govern workplace relationships. In our case,we were fine without any concerns.

[@iamDejaray1]

I love you guys so much! This is how couples should think.

[@MARINAESIRI]

Many thanks

[@Adaezeadina]

Really loving this couple, many congratulations

[@MARINAESIRI]

Thank you so much!

[@thehannahregina]

We purchased our second home in NB...we live in Ontario with this house almost paid off...we hope to purchase in the Dominican Republic one day

[@MARINAESIRI]

Awesome! All the best!

[@olusolabanjo5474]

Thank you. It has been insightful. Some questions I have. Did you have to rent part of the new house out to boost income? Did you have to pay off the old house or did you rent it out? While on a mortgage loan, does this mean, one can't take another?

[@MARINAESIRI]

There s rental income coming from both the old house and the basement of the new house. You can take out more than one mortgage like we did if you have good credit and you are prequalified.

[@TheBBChannel]

Congratulations to you and the family! 🎉

[@MARINAESIRI]

Thank you!!

[@memayikemi8429]

Congratulations on your new home. 🎉

[@MARINAESIRI]

Thank you!! 😊

[@RonkiezzzUnscripted]

Way to go 🎉🎉🎉 Cheers to many more 🍻 Thank you for sharing

[@MARINAESIRI]

Thanks so much

[@oyeolasunkanmi]

I learnt that there's power in agreement and transparency. And the aggressive savings ehn GOD epp me 🥴🙈

[@MARINAESIRI]

Oh yes! His grace is sufficient

[@juanitaagbata3596]

Congratulations to both of you. 🎉 Thank you for sharing your story

[@MARINAESIRI]

Our pleasure!

[@oladunmomiayo5193]

Thank you for the information, this is an eye opening

[@larryozegbe5749]

Thank you ma, this is amazing, i wish to be your mentee especially on HR training as i look forward to switching career from business administration to HR, I just gain admission with university of Manitoba extended education, one year certificate program in applied human resource management.

[@happinessville]

Congratulations, ma, and thanks for sharing, so encouraging, and it was reinforcing

[@MARINAESIRI]

Thank you so much!

[@chinwea5145]

Congratulations guys!!!🎉

[@MARINAESIRI]

Many thanks

[@kiabuineric3095]

This is really an encouraging video, What was the name of the reliable car you guys had and the year it was made,

[@MARINAESIRI]

It was a Ford Freestar and it was 2004 model. Thanks a lot

[@ElynBrobbey]

I enjoyed this video. Awesome couple

[@omotolaniolowojaiye4403]

Wow👋👋👋 Thank you so much. I learnt so much from this video

[@MARINAESIRI]

You are so welcome!

[@njerikaimuru1011]

Awesome video.Kindly bring in the mortgage expert for some of us who are new comers

[@MARINAESIRI]

Coming soon!

[@calista3912]

Hi Marina, i think you will do well as a marriage adviser. 😀 God bless you both.

[@MARINAESIRI]

Thank you very much for the feedback.

[@royaldiadem1802]

How long does it take to pay up the mortgage?

[@MARINAESIRI]

Depends on the term you choose. Can range from 15 to 30 years

[@emekaocp]

great content. i'd like to see your mortgage adviser on the next episode.

[@MARINAESIRI]

Coming soon!

[@henryumunnakwe4779]

I enjoyed your video and was quite informative and inspiring. But please, can get the expert to come explain like from the scratch on how to get a mortgage to buy a house. I live in Ontario but I’m always scared on hearing the duration of paying back the loans.

[@MARINAESIRI]

Noted!

[@Trishybeautyhairs]

Congratulations on your journey so far and thank you for this. For your first house, are you renting or using it as an Airbnb, which do you consider more lucrative ?

[@MARINAESIRI]

We have tried airbnb and are now looking to make it more long term rentals. Airbnb has peak seasons so the income is a bit unstable. The stress of running a home that big can be a lot with airbnb. I guess we will soon have something to compare with.

[@tracey-anngrey5417]

I absolutely like that top, nice style, my favourite colour❤

[@MARINAESIRI]

Thank you! 😊

[@faithe5251]

Your video has given me more hope in life. Congratulations ❤❤🎉🎉

[@MARINAESIRI]

Wow, thank you. Rooting for you!

[@preshi4Jesus]

Same here

[@chikadim1477]

Congratulations Guys

[@mims-uzoanya7704]

Hi Marina congratulations. My question deviates a bit from mortgage and stuff but with transparency with income and stuff. So how did you go about your financial plan especially in the face of a big project. Do you still have your own personal purse to do your thing? Or do you all just pull from one source? I want to get your perspective regarding finance as a family. Is there mine, yours and ours account while being financially transparent? Thanks

[@MARINAESIRI]

For us, we do a combination of all. Mine, yours and common purse. For major projects, we both feed the common purse and still retain some of our own expenses. So I guess the best way is what works best for your family and the specific goals you have.

[@debolly5957]

Weldone and Congrats!

[@MARINAESIRI]

Thank you!

[@chinwenducharles4334]

Congratulations, wishing you the best.

[@MARINAESIRI]

Thank you so much!

[@Iamatyourplacenow]

Hello Marina, nice to hear from you. Are you in Calgary?

[@MARINAESIRI]

I am in saskatoon at the moment!

[@alicesolomon3690]

Huge congratulations to you guys.

[@MARINAESIRI]

Many thanks