I Found the BEST Way to Pay Income Tax in 2023

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No more Grabpay AXS, but hope is not lost
HSBC EGA GIRO
- 0 Interest 12 months instalment
- Very good to earn interest on your cash while paying off slowly
- 1% GIRO Cashback to billing organisations
- Download manual GIRO form from IRAS website, fill in the info and mail it back with envelope
- Very manual I know, but it is what it is. My experience is around 2 weeks to be effective
3rd Party payment processors: CardUp or iPayMy
- Charge around 2% admin fee, depending on promo codes (Currently 1.75% for income tax for Cardup)
- Get rewards from credit cards e.g. Maybank Platinum VISA 3.33%, UOB PRVI Miles 1.4 mpd
- Essentially, buying miles at 1.75/1.4 = 1.25 CPM, same as my mile valuation
Citi Payall
- 2.2% Fee, Earn 2.2 miles
- Essentially buying miles from Citi at a rate of 2.2/2.2 = 1.0 CPM, below my 1.25 valuation
- Min spend $8,000 to qualify for bonus miles/points and rewards are capped at $120,000 spend
- Additionally, Citi PayAll transactions do qualify for the minimum spend requirements for Citi Cards’ Welcome Offers and benefits like Citi Prestige’s free limousine rides
- Eligible New to Citi PayAll customers (zero Citi PayAll transaction last 24 months) can also get S$50 GrabGifts vouchers with a minimum eligible PayAll spend of S$8,000 on one Eligible Card during the promotion period.
- Not suitable for cashback. Have a travel plan using miles for award flights
#Sponsor #moomooSG

[@dianakhoo5095]

is the iras giro letter mailout need buy stamp?

[@Ex14]

I guess the pay wall begins

[@Official_Malaysian_Car_Driving]

French Revolution 💀

[@kitsura]

Best way is to don't have income...then don't have tax like me....rofl