I Have $2,000,000 In Cash and Afraid to Invest!

[@MarkJoe-e7f]

I'm in a similar situation right now. I sold my house in Brooklyn for about 1.3m and I want to diversify half of the money to include stocks and perhaps digital currencies. How can I allocate properly and make the best choice for maximum ROI?

[@BarryWhite-h9m]

Well it's not that hard to make lots of profit if you optimally allocate funds, but it requires some technical analysis. I'll highly recommend you work with a financial advisor.

[@JoelCharisma-q5u]

I agree. I started investing with a CFP who has a good understanding of the marekt. This third quarter I've already made more than 150k in net profit.

[@NormanGhali]

This is incredible profit. Could you recommend who you work with so I could check them out?

[@JoelCharisma-q5u]

I work with *Marissa Lynn Babula.* She's not hard to find. Just check her out on her website and you can contact her.

[@MarkJoe-e7f]

Oh I definitely will check her out and I hope I'm able to connect with her.

[@Dominic-y6e]

How can I make good profit as a beginner starting with $60,000 ~it6

[@GabrielleSmith-l4k]

As a beginner, it's essential for you to have a guardian to keep you accountable. I'm guided by Amanda Katherine Nakitare

[@Elijah-d2l]

Don't rush in rather seek expertise like Amanda Katherine. Growing a port-folio is complex

[@Eleanor-d8h]

I racked up so much losses trying it on my own. Amanda really saved me from myself

[@FelixThompson-h4d]

Finding someone truly skillful is hard. I'm happy to see that a lot of people found Amanda

[@Fiona-v9p]

Same here. Amanda managing myportfolio was my best decision. Gotten more than half a million since

[@BeverleeR.Ziegler]

Net worth truly snowballs after $100k! Keep investing regularly and you'll be blown away how much it can change in a few short years. Here's to $1 million and to FIRE!

[@JimmyA.Alvarez]

Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert

[@DeannaMurray-zv]

Smart, If i wanted to do the same with my retirement funds too, how do i get started trading?

[@facelesspinay]

😂😂😂 dang scammers

[@jacklaker1939]

⁠@Brennanoliver775shut the hell up Brennan

[@tomf9292]

Dow was at $30,000 at the time of this video…fast forward to now June 2024. Dow is now $38,800. Don’t listen to the BS…invest in the US people. Nuff said

[@lewistillett206]

What a good problem to have.

[@minervagalvez4748]

Don't be jealous...tsk, tsk.

[@yesicanu]

Only the 2mil part.

[@Bertuzz84]

Yeah some people just have to accept that they are good at earning money and saving it. Investing isn't for everyone and with how much they make, they can do pretty good without it.

[@CooterELee]

This caller is me with an extra 0. I’m now 40 with a net worth of 800k. How much money have I left on the table by only saving and never investing except personal real estate? It makes me sick that the fear has held me back.

[@billyjefferson3594]

@@CooterELee literally millions.

[@MasonJacobo2w]

Investments are the roots of financial security; the deeper they grow, the stronger your future will be."

[@AidenLiamf7q]

The deeper your investment roots, the stronger your financial security will be in the future.

[@IsabellaAriau2m]

Exactly! With my adviser, I’ve cultivated deep investment roots, strengthening my financial security for the future.

[@NatalieHannahq3g]

I would love an introduction to an adviser who can help me strengthen my financial roots.

[@IsabellaAriau2m]

Nicole Anastasia Plumlee can't divulge much. Most likely, the internet should have her basic info, you can research if you like.

[@NatalieHannahq3g]

Thank you for this amazing tip. I just looked the name up and wrote her.

[@DavidLucas-so8rr]

I’ve been diligently working, saving and contributing towards financial freedom and early retirement, but the economy so far since the pandemic has eaten away most of my portfolio, what I want to know is this: Do I keep contributing to my portfolio in these unstable markets or do I look into alternative sectors.

[@Bako-b8j]

Invest in S&P 500 ETF, for as long as possible. Do it as often as you can. Try not to withdraw this money and let compounding do its work. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

[@Bridget-l7p]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@RobertBrown..]

impressive gains! how can I get your advisor please, if you dont mind me asking? I could really use a help as of now

[@Bridget-l7p]

"Laurelyn Gross Pohlmeier," a well-known authority in this field. I would recommend looking into her credentials more because she has a great deal of expertise and is a great resource for anybody looking for advice on how to navigate the financial market.

[@trazzpalmer3199]

She appears to be well-educated and well-read. I ran an onlline search on her name and came across her webslte; thank you for sharing. I sccheduled a caII.

[@CycleCruza]

People get too caught up with dollar figures, just live well below your means, get debt free and stay debt free and enjoy life. You will never have enough money no matter how much money you make if you chase dollars.

[@wes7195]

I bought the book Millionaire next door and it is exactly like you say CC, live below your means. That simple!

[@aaronvisco13]

Hi CycleCruza, just watched you vid about sport bike riders selling and buying baggers lol. Keep up the awesome vids

[@kelvinpang438]

@@joel0990 Thats not true,thats the ultra rich with billions not the rich.They do that to avoid paying taxes from selling their stocks.The only debt thats good to leverage on for the average joe would be a mortgage,you do that by getting a 30 instead of 15 but other than that you should not play with fire on ANY OTHER DEBTS.

[@Emophilosophy]

Facts

[@jaredbenjamin3102]

@@kelvinpang438W

[@jphickory522]

Ironic how many people in comments shaming these people for their financial illiteracy..... yet they are in a better financial position than most people ever will be.

[@justinhenryrebel]

Exactly!!! There is always opportunities when you have cash. That cash is trash is completely not true. They can spring board leaps and bounds with the cash they have.

[@MrKevin1144]

Ironic

[@DocOrtmeyer]

don't look at me - i'm on a better financial place than most callers.

[@a-a-ronbrowser1486]

AND its a financial channel. I like to hear people succeeding, not just stories to make me feel like I'm in a better position

[@TonyCox1351]

@@justinhenryrebelthe whole point is that they didn’t take those opportunities when they presented bemself. Buying into the stock market is one example of a great opportunity to use your cash, but instead they sat on the sidelines for twenty years. They are still in a great spot but in hindsight that 2 million could have been ten.

[@lorenzow]

I get why she says they missed the boat, because they literally missed out on MILLIONS of dollars.

[@MacronageChain]

more than one boat :P

[@Damon-qt3fw]

@@MacronageChain Barge.

[@pneron2032]

Ship

[@Emophilosophy]

🤣

[@TonyCox1351]

Assuming that two million dollars they accumulated over 20 years evenly, so $100,000 a year, if they’d just put it into the s&p500 they’d be over ten millions dollars right now

[@Lamarche1959]

51% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead of retirement by 2025

[@phyllisburtonhearsawho]

Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire

[@E.GCreates]

True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q4 2024.

[@Dailypalamides]

I’ve been down a ton, I’m only holding on so I can recoup, I really need help, who is this investment adviser that guides you

[@E.GCreates]

Dianne Sarah Olson is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@Dailypalamides]

I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip

[@caseybills5517]

If I had $360k I would invest $100k in tech & $260k into dividend stock with a proven track record to grow with capital appreciation & dividend increase year over year

[@JamesLongman-v5r]

Adding JEPI and JEPQ are smart additions in my opinion. As for staying committed to higher-risk investments, it's all about balancing your risk tolerance with your long-term goals.

[@TylerJamestown]

The market is not necessarily a rollercoaster if you know your way around the market, there are various opportunities in the present market to accrue good profit, If you are not too savvy with the market, just buy and hold on strong companies with good earnings, or consult with advisors on ETFs and actively managed funds. that’s what works for my spouse and I. We've made over 30% capital growth minus dividends.

[@LiaStrings]

I've been looking to get one, but have been kind of relaxed about it. Could you recommend your advisor? I'll be happy to use some help.

[@TylerJamestown]

Finding financial advisors like Rebecca Nassar Dunne who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.

[@grego6278]

Thank you so much! This is exactly what I needed right now. I wrote her an email and am waiting for her reply. Hopefully, she responds soon.

[@princeholgate9325]

One can invest in many types of endeavors such as using money to start a business or in assets such as real estate in hopes of generating rental income and reselling it later at a higher price.

[@theresaquiera7412]

Investing also differs from speculation, as evidenced by the investor's timeframe.

[@EricBrittonSilvado]

Speculators are typically looking to gain from short-term price fluctuations that occur in weeks, days, or even minutes.

[@durhammiller8817]

According to Timothy Eric Meek an expert, Investors usually consider that a greater period of time, like months or years, is needed to generate acceptable returns.

[@rosannaconstil571]

How can i reach him as soon as possible please

[@viniciusantonio8213]

Try a casual online search of name, it would be helpful.

[@Omikoshi78]

If she invested in 2019, 2M would have been 4M if she kept it in a index fund! What she needs to hear is “dollar cost average”. Read about it if you’re scared to invest.

[@nikitapestov1711]

rethink that now

[@IWillSendMyHunters]

@@nikitapestov1711I mean stock market is way up since 2019 and still has recovery

[@TonyCox1351]

@@nikitapestov1711checking in from the future, 2M invested in 2020 would be worth about 3.5M today. And realistically they’d be invested in a diversified portfolio including bonds, the chances of them losing out compared to holding cash over the long term is almost zero

[@leonietaylor7054]

I am going to Google index funds.i hope its something low income persons can try

[@tmjones212]

@@TonyCox1351 I can't believe there are still people out there trying to victory lap minor market downturns as they keep all their money under their mattress... how much evidence do they need?

[@lowmax4431]

Imagine having $2 million and being sad about it.

[@arthurbekkerman]

It is sad because by letting that money sit in a checking account, she is losing around 200k on average every single year that should be compounding. I'd be sad if I lost 200k a year for no reason.

[@progamming242]

@@arthurbekkerman inflation isn’t 10%, unless you’re talking about opportunity cost

[@d.koehler4187]

Why is she in trouble? She should be applauded for saving money. Many people have great fear and so do many LARGE companies like Apple who are holding onto billions.

[@MrNoBSgiven]

There a difference between sad and afraid. Being afraid is not completely irrational if you don't educate yourself on a subject. What is irrstional is refusing to learn. Calling Dave was the first step, and she with her husband are young and wealthy enough that they can correct their mistake of the past.

[@clementhart760]

Tamara diane hagan has the best signal for stocks investment.

[@robbanks4356]

I have the same problem... everything seems completely over valued, from stocks to real estate. nothing seems like a safe bet.

[@wolf-yw9wk]

when they print 35% of the money ever in existence in one year everything is bound to go up. that money doesn't stay in cash it moves into assets as the value of cash goes down. dilute the money supply and you end up with stocks at all time highs.

[@jawdrop6038]

The small cap techs, EV stocks, and Cryptocurrency have dropped. Looked to position into these and HODL those moon bags.

[@Stargazernomadcamper]

@@jawdrop6038 true. Evs are great buys right now.

[@juju10683]

@@Stargazernomadcamper EV stocks are not great value right now.

[@johnorange1970]

You sound like my friend.... I had 1.2 million from an inheritance and I invested most of it in real estate in Hungary/Spain/Egypt. The rents themselves bring me over 60k a year. I also invested 10 grand in an online store and that's working well. Sitting on your money is never a good idea. A lot of people like the comfort zone and don't go out of it. A significant amount of money can be turned into a lot of money very fast.

[@gianfrancoilliano]

What this lady needs to understand is it’s better to have a $2M asset (I.E. rental properties) than $2M sitting in the bank where the value of it can only go down.

[@youtubecensoringcomments7427]

That is why she is calling

[@JohnPaul-ol5zl]

I wouldn't push for investment of the full $2M. Investing say $500,000 is ok, just in case the investment flips upside down. What Dave and others minimize is the reality of who is left holding the bag when investment go bad.....the investor. It's a reality nonetheless. Everyone is in a unique situation and has obligations to think of like kids, wife, parents etc. If I'm comfortable with investing $1,000 in this stock and you are ok with investing $10,000 in the same stock, then so be it. We know the risk and accept the consequences....positive and negative. I would advise this caller to put some of her 2 million in say CDs or Treasury Bills. Other options is land. It sells well if you hold it for time. A 2 acre property in a rural are I know of was worth $10K 5 years ago. It's sold for $49K a few weeks ago. I wish I would have purchased it 5 years ago. Imagine larger pieces of land. Nothing is perfect, we just have to do our research and proceed accordingly.

[@Steph1]

Properties have costs as well, so they could give her trouble. She might be afraid of that

[@JeffreyJohnson-ip4fy]

Why take on the stress of managing real estate at her age? She probably has no experience.

[@gianfrancoilliano]

@@JeffreyJohnson-ip4fy that’s why you hire a realtor or property management company

[@lennoxmutterick6434]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[@lennoxmutterick6434]

@PilouBen However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitments

[@lennoxmutterick6434]

@PilouBen Clementina Abate Russo is her name

[@lennoxmutterick6434]

Lookup with her name on the webpage.

[@lennoxmutterick6434]

@PilouBen You are welcome .

[@TheBabeBeats]

Damn, I know its a scam but thought it was real for a moment. lol

[@Wingwrench44]

They should have invested in some education about investing

[@blackworldtraveler3711]

You’re talking about a married couple that saved two million cash and paid off home in less than 30 years. They have options before retirement not issues. I bet they get maximum social security as well.

[@RomilCPatel]

@@blackworldtraveler3711 Could’ve got 10x that amount though if they’d invested properly

[@blackworldtraveler3711]

@@RomilCPatel Don’t matter. Ask anyone debt free with two million and paid off home getting maximum social security payout. I doubt they want to fly a private jet to the grocery store or anything.

[@dewayneabner260]

The more knowledge you have, the less risk you're putting in and the more confidence you will have.

[@Dr_Salt]

@@RomilCPatel 10x? Lol do you understand math?

[@RicardoHernandez-zr1pw]

She didn’t miss out on anything. In that case we all missed out by not investing earlier than we should have. I should have invested at 16!

[@kristilisakleiner9384]

Preaching to the choir my friend

[@DarkoFitCoach]

I should have started my sp500 index at 18 yes

[@mattcrouch9348]

She missed out on a lot of money, but also missed out on a lot of stress and worry as people saw their net worth temporarily cut in half, etc.

[@violaalbert9174]

••••• Direct• •Reply••••• •W•h•a•t•s•A•p•p• c•o•n•t•a•c•t• •+•1•{3}•{3}•{7}•{3}•{4}•{6}•{3}•{4}•{5}•{5} 📥 •

[@sorctime2398]

they lost money being invested in the USD. The USD has lost a lot of value recently.

[@christopherhan783]

How much would they have had?

[@jimhandler1129]

Just have to ride the waves.

[@mikeraz594]

But getting "cut in half" will happen again at some point. The only difference is the next time things get cut in half, the half will be much bigger.

[@morningmona]

There’s a difference between 2 million and having grown it to 3 or 4 million. Huge difference. I have 2 million and everything online says I’m only middle class and it’s not a lot of money.

[@paulinajordan9047]

I dont know who needs to hear this, you've got to stop saving money.invest some part of it if you really want financial freedom.

[@beckansmith5224]

You are absolutely right👍

[@andrewpeter6783]

"some people are so poor all they have is money"

[@jamesmorgan7066]

Assets and investment is that tiny line that separates the rich from the poor

[@hunterlandon6280]

@@jamesmorgan7066

[@harperauston3716]

@@hunterlandon6280

[@Unreal8321]

Dave is right. Low fee, high quality MF or ETFs are the way to go. Especially if you’re doing a VOO, vong, vstax, or vonv. Not a lot a thinking involved. I believe it’s called, diversification.

[@victormarquez2976]

𝙒•𝙃•𝘼•𝙏•𝙎•𝘼•𝙋•𝙋••𝙈•𝙀•• +•1•4•2•3•7•4•2•7•6•1•8 𝙁•𝙊•𝙍••𝙈•𝙊•𝙍•𝙀••𝙂•𝙐•𝙄•𝘿•𝙄•𝘼•𝙉•𝘾•𝙀•

[@hbahena24]

Diversification in paper stocks isn’t really being diversified

[@Higuannn]

Sir this is an eye opener video and I would be retiring in 5 years and I'm curious to know best how people split their pay, how much of it goes into savings, spendings or investments, I earn around $90,000 per annum but nothing to show for it yet

[@Angelavaldess]

Research dividend aristocrats and choose six to ten companies with over 25 years of dividend payments. Consider working with a financial advisor to build a strong portfolio.

[@DanielPanuzi]

@@Angelavaldess Speaking from personal experience, I would say engage professional guidance. Not sure where you get an experienced one, but if your knowledge of the market is limited, it seems like a good bet.

[@Jaymilnere]

45% of Americans do not invest in the market because they lack guidance. Every year you don't invest, you are falling behind.…. Seeing my portfolio at $600k is surreal all thanks to my advisor.

[@Higuannn]

@@DanielPanuzi I’ve been looking to switch methods for a while now. Any help pointing me to who your advisor is?

[@DanielPanuzi]

@@Higuannn I’m a Travel-Nurse, and my job doesn’t permit me the time to properly analyze my holdings/evaluate stocks myself, so I’ve had a fiduciary " Alicia Estela Cabouli'' " actively restructuring my portfolio for the past 4 years.

[@judynewsom1902]

I want to hold on to Cash for an entry point based on an indicator /RSI, But for a salaried person with savings of about 150k, I think an SIP may be more beneficial as holding cash for long period. But will parking cash like this provide stable returns?

[@RickWatson-xu6gw]

Here you can do is to create some short time SIP's Or can do RD's so that you can invest some amount of cash punctually then use these saving to buy dips. Also you could contact an investment advisor for informed decision

[@A_francis]

Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future

[@HarrisRyan-oy8eo]

Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I consulted with a coach when I needed to invest my $120K savings, and my p0rtfolio surged by nearly 85% in 6 months.

[@Armstrong741]

Could you share how I can reach out to them? I've recently sold my condo in Alabama and I'm interested in investing in stocks, I'm just seeking proper guidance.

[@HarrisRyan-oy8eo]

*Sharon Lynne Hart* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment. she's really good.

[@jovenciosales808]

That is what you call “humble bragging” Love it!

[@victormarquez2976]

𝙒•𝙃•𝘼•𝙏•𝙎•𝘼•𝙋•𝙋••𝙈•𝙀•• +•1•4•2•3•7•4•2•7•6•1•8 𝙁•𝙊•𝙍••𝙈•𝙊•𝙍•𝙀••𝙂•𝙐•𝙄•𝘿•𝙄•𝘼•𝙉•𝘾•𝙀

[@SG-qu1re]

So many haters. I'm surprised to hear this. Dave and his philosophy is all about self empowerment. Kudos to this family for being diligent. The total dollar value doesnt matter... and we should be happy for them and their success.

[@TheFruitney]

You are right, total dollar value doesn't matter BUT they left money on the table which was relatively low risk. Her reason for doing so was silly. They listen to other people and got scared and didn't do their own research. No matter how you slice it, there is a difference between having $2 million at 50 years old and having $5 million. BUT as Ramsey said, they can still change that over the next 10 years, that $2 million can turn into $4.5 easy.

[@Dr_Salt]

All these poor people and fake financial experts hating on this old lady 🤣

[@SG-qu1re]

@@TheFruitney BUT they also still have 2Mil. Always easy to say what you should have done after. I dont disagree with what you are saying. We tend to be way to cash heavy and could be farther ahead from a net worth perspective... but we also sleep really well at night not having any debt and having a good cash cushion.

[@SG-qu1re]

@@Dr_Salt nailed it

[@emarshall2629]

There is no best time to get in. Get a pro help or learn to diversify. Most people pay more attention to the shiniest positions on the graph at the cost of proper diversification. But just get a advisor, that's your best chance. I use a regulated FA and it's been an awesome experience.

[@vinjmc9320]

Hey bud, I find myself in a fix right now. I have a lump sum of around $300k an inheritance sitting in a savings account doing absolutely nothing at all. I wanna get something started with it but I need guidance on where and how. You seem to be doing excellent for yourself.

[@emarshall2629]

@@vinjmc9320 Algorithmic trading...I copy trades from investment advisor Monica Sullivan Javorcic, a US regulated broker. it's been a huge relief for me. Highly diversified portfolio, mind blowing earnings and little to no engagement at all on my part. My portfolio returned over $180k in the first quarter

[@vinjmc9320]

@@emarshall2629 Do you copy the trades manually or you just give her your money? And what does Monica Javorcic charge for her services?

[@emarshall2629]

@@vinjmc9320 I don't give my money to anybody. My account only mirrors her trades in real time. That's the ideal for Algo trading. The lady I just recommended is a renowned broker and knows what the heck she's doing. Check her out and get in touch if you'd need help.

[@vinjmc9320]

@@emarshall2629 Just found her official website so I'll drop a mail right away. Thank you

[@DR.Detroit11]

I just really find Daves wisdom priceless...because we all have so much stuff rattling around in our head and need someone to slow it all down.

[@victormarquez2976]

𝙒•𝙃•𝘼•𝙏•𝙎•𝘼•𝙋•𝙋••𝙈•𝙀•• +•1•4•2•3•7•4•2•7•6•1•8 𝙁•𝙊•𝙍••𝙈•𝙊•𝙍•𝙀••𝙂•𝙐•𝙄•𝘿•𝙄•𝘼•𝙉•𝘾•𝙀•

[@financewithian2052]

If it’s not in a high interest savings account, you’re losing around 60k a year to inflation. That’s crazy to think about!

[@mhmhm5337]

Even high-interest rate savings account will lose money... with these types of interest rates... It's pointless to not invest money if you are saving over an extensive period of time...

[@AxcelGamer97]

I can't imagine a high interest savings account actually applying the full high interest on such a large amount of money either.

[@blackworldtraveler3711]

It’s crazy in a country full of people with little, negative , or zero net worth? Home paid off. Zero debt. Nothing to worry about. Still doing better than over 90% of the population and will be fine.

[@PandemicGameplay]

There's no such thing as a "high interest savings" account anymore. You are guaranteed to lose at least 2-3% MINIMUM a year, that's $60k a year gone for no reason.

[@DiaJasin]

@PoopCoin Patrick yeah be a good boy and let the rest of us be richer than you

[@waynemiller6070]

I like Dave's advice and analogies on this one. What can you learn from the past? And start where you are.

[@jasonhutchens4420]

She will panic sell at the bottom any time she buys mutual funds and ETFs.

[@bushmonster1702]

Yeah she should stay away because she might not have the mentality for it.

[@jasonhutchens4420]

Hodl assets, and buy any dips!

[@0neofthem]

Many people do not have the temperament to manage capital themselves.

[@logansales7000]

@@jasonhutchens4420 Nice meme stock advice buying every single dip

[@uknasa007]

Yeah man, I remember when I was younger. I thought I was hot stuff, got into stocks, and absolutely failed. Learned my lesson. Moved on to safer investments, such as playing at the casino.

[@violaalbert9174]

••••• Direct• •Reply••••• •W•h•a•t•s•A•p•p• c•o•n•t•a•c•t• •+•1•{3}•{3}•{7}•{3}•{4}•{6}•{3}•{4}•{5}•{5} 📥 •

[@brigitte8389]

W wee

[@brigitte8389]

Weekend CF

[@jgoodygoods512]

Worth it for them free drinks!

[@MelissaLona]

I feel like they know how to save but they don’t know much about investing. They’re afraid of losing what they saved so they don’t know how or when to invest. I can understand that.

[@marvinosei6097]

thats so me...

[@ryanrok3064]

Gotta grow a pair, if the world ends the world ends and the revolution would ensue

[@violaalbert9174]

••••• Direct• •Reply••••• •W•h•a•t•s•A•p•p• c•o•n•t•a•c•t• •+•1•{3}•{3}•{7}•{3}•{4}•{6}•{3}•{4}•{5}•{5} 📥 •

[@chills2447]

@@violaalbert9174 phoney

[@tinka1015]

@@ryanrok3064 well the world would be ENDED so there will be no one for a revolution

[@XBoysAtWorkX]

I totally understand her. If you have saved $2M, you have to look at every single dollar and make a decision not to spend. Think about deciding to buy off brand peanut butter to save $1, then thinking about putting all of 25 years of saving and the chance that it could be gone. Even if not likely.

[@mell7183]

Diversify is the best option when having that kind of money instead of putting it all in one category! So if one fails well at least you got other investments that hopefully will make up for that failing one.

[@nextari]

I disagree. If I'd saved all my life successfully, I'd be terrified to throw it into equities at 40x earnings with the fear of a massive global crash due to all the QE, and overvaluation of every single asset. I'd be much more tempted to sit in cash and wait for the crash.

[@venuswealth6]

If I was in her place: 2M I would divide into - 1 condo of 300k to live - 2-3 houses to rent out - Remaining money in CD or Mutual Funds that yield monthly dividends

[@icanmanifest]

All anyone needs to do is look at a 30 year hypo on an good S&p 500 fund and realize that even with the bad years over 30 it compounds many times over. Lack of education is the real issue. When you study it the only real risk is NOT investing.

[@The-Capitalist]

I couldn’t agree more with you

[@geraldt331]

Overall, 51% of traders think this year would favor stocks, mutual funds, and other equity-based investments, despite Treasury yields and other safer cash-like investments paying big. I’m looking for opportunities in the market that could fetch me $1m ahead of retirement by 2025

[@JamesScott433]

Look for stocks that have paid steady, increasing dividends for years (or decades), and have not cut their dividends even during recessions. Alternatively speaking to a certified market strategist can help with pointers on equities to acquire

[@yeslahykcim]

You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an analyst.

[@codeblue11]

Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.

[@yeslahykcim]

Lucinda Margaret Crist is the licensed coach I use. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.

[@BrettaANordsiek]

Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.

[@davidfoley3510]

I bet the woman still shops at walmart, and has a 10 year old automobile. I'm guessing she is bordering on the miserly side of money.

[@Airbender24B]

15+ year automobile.

[@davidfoley3510]

@@Airbender24B Yes.

[@Threedog1963]

Warren Buffet is the same way, lives in a modest home, drives an older car. Doubt he shops at walmart though.

[@davidfoley3510]

@@Threedog1963 True, if he spent 20 Dollors, he'd mourn for a week.

[@davidp2981]

Or maybe she had a great income and budgets very well. Now she can invest and live a life of luxury with passive income if she wanted.

[@CaseyBurnsInvesting]

You’re afraid to invest but you’re not afraid to lose 2-4% a year on your money every year.

[@jacobriverson3807]

Exactly inflation is never taught properly and most people never see the effect until it’s too late.

[@StasTalksStocks]

Could you imagine if they just invested that in 2001.

[@hadleycontractor496]

You are literally everywhere I hope you saw jaspreet had your comment read and answered by mr wonderful.

[@jacobriverson3807]

@@StasTalksStocks hurts to think about what they missed out on they could have had more to spend day to day over the past decade and came out with much more money in the end.

[@28goldenboy]

Right on.

[@wcknecht]

Worried about the US Dollar but stayed invested in just USD? Still, large amount saved up to be pleased with.

[@Luffa187]

They missed out on SOOOOOOOOO much free money. I feel really bad for them, but there is no reason to beat themselves up about the past.

[@telegramatblain_2479]

Exactly

[@telegramatblain_2479]

*W•H•A•T•S•A•P•P* *+•1•3•0•5•3•4•0•4•9•7•7* *I•n•v•e•s•t•in•C•r•y•p••t•o* *B•T•C•A•N•D•E•T•H•.*

[@jphickory522]

They are in better financial shape than 98% of the population. No need to feel bad for them.

[@ClearOutSamskaras]

It isn't "free money".

[@Luffa187]

@@ClearOutSamskaras You lean back and wait doing no work at all. I don't know about you, but I call that free.

[@MsLucky443]

Great question! Yes, this happens.

[@trent797]

Everyone talks a good game about "Buy low, sell high", but few people actually have the guts to invest when a crash is happening. Note sure what magical circumstance is going to occur that makes people comfortable "buying low".

[@ephapax1]

Accurate

[@ambinelson]

You work for a 40yrs to have $1m in your retirement, meanwhile some people are putting just $10k in a bitcion coin for just fe months and now they are multimillionaires thanks to Charlotte Grace Miller

[@shandegabrielrojas9350]

She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states

[@ValentinAntonio-wo3vb]

I'm new at this, please how can I reach her?

[@ambinelson]

she's mostly on Instagrams, using the user name

[@ambinelson]

FXMILLER18 💯.. that's it

[@ValentinAntonio-wo3vb]

Thank you..

[@342boss]

I think many people (my wife) forget that the day you retire your money keeps working for you. You do not cash it all in the moment you walk out of the workforce.

[@karimelmoutawakil7295]

How can you save $2,000,000 in just 25 years in he USA without investing. Respect to this couple. $2 millions decided by 25 years is 80k a year or $6,666 saved a month after taxes and paying bills. I wish if he asked her if she inherited or bought and sold real estate that made her money. Or how much she was making.

[@DreamweaverShade-h9p]

Currently I'm just being smart and frugal with my money, I'm in the green 47% over the last 15 months and l've accumulated over $700K in pure profits from DCA’ing into stocks, ETFs, dividends and futures. However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait.

[@Tsunaniis-j5l]

@Margaret22- I agree, that's the more reason I prefer my day to day invt decisions being guided by a fin-advisor, seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using a fin-advisor for over 2years+ and I've netted over 2.8million.

[@MakeamericaGreatagain-h7j]

@@Tsunaniis-j5l I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?

[@Tsunaniis-j5l]

@@MakeamericaGreatagain-h7j Have you heard of "NICOLE DESIREE SIMON? She gets featured regularly on CNBC. Everyone in my office works with her including myself. I personally use tax-deferred accounts to hold my investments. That way I avoid capital gains taxes. There are other options your advisor could brief you about.

[@MakeamericaGreatagain-h7j]

@@Tsunaniis-j5l Thank you. I just checked her out now on the web and I've sent an email. I hope she gets back to me soon. I've been thinking of doing this for a long time now, and I've procrastinated enough already.

[@scottcampbell96]

It’s amazing that the two of you keep recommending the same advisor to each other, over and over and over. When will Ramsey block these spammers?

[@andrewroof8042]

Cracks me up 3 years later that she said we missed the financial boat...yet are sitting on $2 million in cash....like bruh...

[@rzslo9084]

Best thing to do if you are afraid of investing is to just start with a very small amount, like something you can forget about. And eventually when you see it grow over time your fears will be gone really fast. Just dont get carried away when you get excited and put on too much risk.

[@xboxman5ify]

this is why learning about investing when you're young is so important these people could have upwards of 10 million if they had been investing all this time instead of letting the money sit there.

[@lukehawkinson9100]

And the companies they would’ve parked their money in would’ve done a little better

[@mspaic10]

Easily 10 mil

[@alexs3187]

How much do you have? It’s so easy to sit on the sidelines and say what you would have done in someone else’s hindsight.

[@alexs3187]

@j j just asking the critic to see if their strategy worked out better. Was yours, or are you going to deflect yet again? Do you have a net worth of more than $2MM (whether it be cash, real estate, stocks, businesses, or commodities?)

[@cheynebest7028]

All I know it is not smart to hold cash long term... its a melting ice cream! Make your money make you money

[@tomw485]

I think they’re overestimating the returns. Sure the S&P is up about 4x since 2000. But it’s not like this lady had 2m in liquid assets 20 years ago. She’s been slowly accumulating that wealth over time. She’d probably have more like 4m had she been dollar cost averaging that money into an S&P 500 index fund as she was making it. Not to mention she could get upwards of 4-5% now in CD’s and high yield savings accounts right now.

[@Raymondcraw1967RaymondCrawley]

I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.

[@AndersonFair-cy2bb]

Dividends are dope. Personally, I sometimes use my dividends to buy other dividend and growth stocks for diversification instead of reinvesting in the same stock. To each their own methods though. The good thing is that you’re investing in the first place and that’s what’s important. Salute for the content!

[@raymellon9572]

If they managed to save $2m, maybe they are used to a lifestyle that would be to expensive for that savings.

[@cookingsingle4887]

Fear is a powerful thing.

[@mikaylawoolley140]

Downturns are the BEST time to invest 😭😭😭

[@RandomRabbit007]

Unless it keeps going lower for 5-6 years

[@windingpath]

Exactly, when there is nothing but bad news, that's the time to invest.

[@dackerman123]

@@RandomRabbit007 What? Putting your money into the market when its crashing is the best value.

[@shannonzittlow8462]

Technically they lost money in savings accounts Due to inflation factored in

[@Bertuzz84]

Yep, and they are trying to leave the Fud phase, because the Fomo is getting too strong.

[@JF-bc2lw]

She could live on 80k a year for the next 25 years

[@HPX584]

she can live off 40k for 50 years. spending 40k a year is a lot

[@wealthelife]

I very much doubt they can live on 80k a year if they're used to having income levels that let them accumulate $2m in cash over 25 years, and pay for the kids college educations... If they expect to continue to live on $200K a year, having $2m in cash might only support a little over a decade of retirement. The short answer to her question is "yes, you missed the boat, but that was you're choice. And it's probably not a good idea to dive in and try to get on the boat now, when you have a history of sea-sickness and hydrophobia".

[@patrickschneider8417]

Inflation buddy

[@mikeraz594]

@@wealthelife yeah they must be making 400k to save 2million in cash and pay for college. Unless their kids went to community college.

[@AbbaJoy1]

But what about nursing homes and similar expenses, like home health care. That's my concern.

[@travelnurseadventures3225]

Financial literacy is real a real problem in this country especially 20 + years ago, today there is no excuse with the use of the internet, Roth 1997, online Brokers, KZbin etc...there is no excuse for Millennial generation to make money 💰. She needs to have compassion for herself and understand the current investment strategies today and be grateful they worked hard and saved be grateful for what they have and get and a financial fiduciary.

[@Bravo1VE]

Dollar Cost Average but if I was all cash right now, I wouldn't put all of it in now because we are in the everything bubble. They are in more of a pickle just because they weren't investing in things slowly over time. It's alot easier to swallow a loss when you bought the S&P at 1100 20 years ago but still managed to have a great return even with a 30% loss now.... if it happened.

[@tasneemahmed5821]

They're getting in possibly the worst time ever. Everything is hyperinflated.

[@CJ-re7bx]

😆 do you know what hyper inflation is? You sound like those people that Dave says are scaring everyone.

[@MrTmenzo]

Fear mongering bologna.

[@tasneemahmed5821]

@@MrTmenzo k cool. Have a good day

[@scottjohnson921]

Totally agree! People are in for a big shock soon.

[@jardenkt2763]

Knowledge and experience curbs uncertainty and fear!

[@annajones9701]

Poor guy..my condolences..let the bank manage it....and it's gone...

[@buddykerr1]

I'm sorry sir but this line is for bank members only!

[@actuallyterry]

Aaaaaaand it's gone!

[@Last_one_before_I_go]

$2M is enough to put into a good income fund and just live on.

[@StarPathAcademy]

that is how we lost our savings during the 90's in Romania during hyperinflation. check out the video I shared.

[@Austin6403]

@@StarPathAcademy this is the USD, reserve currency of the world. Not romania

[@StarPathAcademy]

@@Austin6403 it will make things much worse, once that status is lost. Not only you will have to deal with printed money but also the incoming wave of extra cash that other countries no longer want to hold. Like russia in soviet union once satelite states didn't want to hold Rubles anymore.

[@StarPathAcademy]

@@Austin6403 USA is still in a good position right now, but things could change fast.

[@Austin6403]

@@StarPathAcademy Agreed

[@TheRandomeez]

I'm 27 and if I had that $2m I could retire easily with my way of living in my home country even after calculating inflation for the next 50 years. I wouldn't even worry about investing coz that's all the money I need for my lifetime.

[@myrccomedy3368]

But she doesn’t owe uncle SAM a single penny.

[@rssand6840]

She mentioned 2001...but what about 2008-2019? March 2020 was the latest big opportunity she could have 2x-3x her money.

[@victormarquez2976]

𝙒•𝙃•𝘼•𝙏•𝙎•𝘼•𝙋•𝙋••𝙈•𝙀•• +•1•4•2•3•7•4•2•76•1•8 𝙁•𝙊•𝙍••𝙈•𝙊•𝙍•𝙀••𝙂•𝙐•𝙄•𝘿•𝙄•𝘼•𝙉•𝘾•𝙀

[@selekedimafate5935]

2x if she sells at the top bro

[@davesaint86]

I'm in the same boat. We have 2.6 M most made by saving, not investing. Invest maybe 1/2 in AOR or 1/3 in SPY then every 10% drop add allocate 10% more.

[@wds3222]

why only 1/3 into S&P 500? You can legit put 50% in it and you will be fine.

[@chrisschmitt6763]

Album Oriented Rock made you money

[@theresemeggitt8455]

It’s never enough...

[@tomdrummy4984]

Excuses will always be there........opportunity comes and goes. With $2 million, stop listening to things external from yourself(news media).......it doesn’t apply to you. It’s not reality......look inward.

[@damnablewilt2682]

Great advice here, actually! Comparison really is a joy-killer, even amongst millionaires.

[@ouaoua11]

Fear in investment is terrible. You are afraid then you do nothing and miss out !

[@BruceNunnally]

Good overview, but perhaps lots of further discussion needed on where they should invest to match their risk tolerance

[@iczemi]

One cannot lose what one does not have. She made (saved) a lot of money. She's done great. She should look into the future and make no mistakes.

[@donaldsentman9324]

Yeah first invest in education. But there’s a very simple exercise you can do to overcome the fear of losing your money, so what ever dollar amount you’re comfortable losing start there. Once you can execute your trading plan or your investing plan flawlessly without making mistakes you’re ready to move up to a higher dollar amount, you could almost think of it like exercising your mind. gradually work your way up a little bit at a time.

[@telegramatblain_2479]

*W•H•A•T•S•A•P•P* *+•1•3•0•5•3•4•0•4•9•7•7* *I•n•v•e•s•t•in•C•r•y•p••t•o* *B•T•C•A•N•D•E•T•H•*

[@Yourbody_MYCHOICE]

I felt the same way when I first started saving money. I’m glad my parents taught me about stocks. Now almost 75% of my money is stocks lol

[@jcw5007]

Needed to hear this. Please keep posting these snippets.

[@jasonjosephlee]

Buy some apartment units that are value add and then leverage the debt to buy more and build more units in those properties you buy.

[@StasTalksStocks]

Hand it over here I can work with it 😂

[@bballer032]

Sup stas

[@AliceAnderson-in1et]

As a newbie about to invest, you must have these four things in mind 1. Have a long term mindset. 2. Be willing to take risk. 3. Be careful on money usage, if you're not spending to earn back, then stop spending. 4. Never claim to know - Ask questions and it's best you work with a financial advise like Alex Gomez..

[@dulcehahn12]

How can one start,most times people don't know where to start when it comes to crypto. But it would be great if you can provide proper guidance on steps to follow please

[@AliceAnderson-in1et]

As a beginner investor, it’s essential for you to have a mentor to keep you accountable. Myself, I’m guided by Alex Gomez. A widely known crypto consultant

[@dulcehahn12]

Please how can I get in touch with this Alex Gomez ? I really need to give him a try

[@AliceAnderson-in1et]

This is he’s telegrams user name

[@AliceAnderson-in1et]

@AlexRcoin THAT IS THE USER NAME THAT IS HIS USER NAME

[@Kysen10]

Lost out on 20 years of tech stocks OUCH, that 2mil could have been way more.

[@666dynomax]

10-15 easy

[@dandotvid]

$2 million invested in Amazon in January 2001 would be over $330 million today. Granted they didn't have that entire $2 million in 2001, but just an example.

[@natecostachess]

1:52 They change the title haha

[@bobbyb7672]

2001, 2008, and 2020 were the best times to buy in. You missed out on millions.

[@bushmonster1702]

Yeah they were the times to invest more than ever. That’s how fortunes are made.

[@mspaic10]

Even if you are not a fortune teller, you could of dollar cost averaged throughout and had as much.

[@ladybug7967]

Tens of millions

[@Dflonn]

Recessions are made for the prepared.

[@kofioduro6659]

👍🏿

[@denikamichael844]

My feeling is that if the stock would have dropped to zero. We would all have more pressing problems than are 401k’s.

[@Nadoka-mg5st]

I wish I could figure out how to purchase a new car. Dealers refuse to sell to people who want to pay cash. Love to see a show on this.

[@GrayTheDon]

She has easily missed 10+ million dollar returns...

[@PandemicGameplay]

Right, I think he was being generous with his estimates

[@weeellsan]

Probably had some good sleep too.

[@lightofmylife1616]

Ok mr warren buffet tell me more, you must be worth billions

[@millville444]

@@lightofmylife1616 this mindset is why you probably live paycheck to paycheck. you know what to do, rice and beans - beans and rice. good luck with your future.

[@lightofmylife1616]

@@millville444 Nah I don't eat canned junk food. My health is at the top of my priority list and should be for everyone's,

[@02danhaz]

The 2 times she didnt invest would have been the best times to invest 🤦🏼‍♂️

[@bellman1094]

If they had invested monthly from the start they would have like 20 mil+ that’s crazy..

[@georgeschneider8778]

True🤦‍♂️🤷‍♂️👀

[@agathachris9722]

They missed out on Google and Apple.

[@LG123ABC]

If "ifs" and "buts" were candy and nuts, we'd all have a Merry Christmas!

[@maljones1398]

@@LG123ABC but they aren’t

[@PAYDAYHEDGE]

@@agathachris9722 do they have $2m during Google and apple infancy?

[@munster1404]

Last thing I'm going to do with 2 million is to continue working or invest. I'm going to somewhere with a lower cost of living and enjoy my new found wealth. 2 million can go a long way in SE Asia. Quality of life is pretty comparable to more advanced countries and bound to improve even more. Spend every single cent before I kick the bucket.

[@attattatt]

Too scared to invest a single penny. Too scared to be in cash. I'm guessing she will be too scared to take any advice she receives.

[@daves.9479]

I agree.

[@joshuajohn8257]

Around the 4:30 mark... Dave, why don’t you leverage the bank at a low interest rate for your real estate purchases?? You could have 4x’s the return plus interest write offs on that which would be helpful for all that increase in cash flow you have.

[@1MinuteFlipDoc]

Dave made his money in show business. the actual particulars of his financial advice is misleading. he should be telling everyone to get into show business!

[@meredithelbert6608]

Most investors have made more success investing with guidance. Their experience, expertise and mentorship cannot be underestimated though.

[@katelynrenesse4798]

i agree

[@meredithelbert6608]

@Hill Landry "There is nothing wrong with a 'know nothing' investor who realizes it. The problem is when you are a 'know nothing' investor but you think you know something"...I know a few people in my circle who are millionaires like me in secret because they invested diversely and re-invested profits . Basically, I work with a well known Advisor with so much experience. I've grown to a 7 figure portfolio ..

[@meredithelbert6608]

@Hill Landry sure, just google her yourself, her full name is " Nancy Jane Gluck " she's quite known, you can connect with her on her webpage...

[@austinluepkes5484]

@@meredithelbert6608 I like when you click on the “portfolio” tab it’s just pictures of this woman that you’re using lol

[@Dgthejuggernautbackuppage]

I’m 37 and My mother just recently passed suddenly in a tragic car accident with a tractor trailer that was found at fault. They agreed to a 2million dollar settlement. Plus my mother’s life insurance gives me another million. All of this happened so fast and it’s so hard to process. I’m trying to learn financial literacy while being in shock as to what happened to my mother. I’m just in total shock. I have to make this money work for my son and myself because I know that’s what she would want

[@botticelli728]

Maybe they should invest half, a bit of a time, over the next couple years and see how it goes.

[@NatureTab]

More money more worries. I got in the market in December 2021. The market crash? I rode it out however it made me long term sick. Put in your calculations. Market anxiety and depression.

[@THEENERGYINHALER]

Celsius Network is giving a straight 10% interest as we speak for USDTether (which is is basically USD) no investment in anything... just for having it in an acct

[@stuartschultz8823]

Celsius is bankrupt

[@Hordraric]

with that amount of cash if one doesnt want to invest theres always savings account 3% if paid monthly is 5k of interest for those 2M

[@Blasphemykat]

I want to see a video of Dave Ramsey reacting to KZbin comments.

[@BackroadMoney]

Yesssss!

[@darrenruben4108]

That would be better than I deserve

[@danbrown7224]

💪👏

[@mikeb2344]

I keep it simple I pretty much own the S&P 500 and short term treasuries to help with volatility a little bit. Problem is everyone is trying to outperform the S&P 500 but in reality most will not and will kick themselves years later wishing they had just kept it simple and not chased the sexy tech stock or crypto or whatever. Can you get lucky? Sure but you can also go broke. Keep it simple stress free and let your money grow slow and steady and when you wake up in 2-,30.40 years you will be happy and probably avoided many mistakes along the way.