I Invested $1,000/Month for My Retirement - Here's How Much I Made

[@azieltobias]

More and more people might face a tough time in retirement. Low-paying jobs, inflation, and high rents make it hard to save. Now, middle-class Americans find it tough to own a home too, leaving them without a place to retire.

[@Buffet-walton22]

The increasing prices have impacted my plan to retire at 62, work part-time, and save for the future. I'm concerned about whether those who navigated the 2008 financial crisis had an easier time than I am currently experiencing. The combination of stock market volatility and a decrease in income is causing anxiety about whether I'll have sufficient funds for retirement.

[@mellon-wrigley3]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

[@lilyhershey1]

@@mellon-wrigley3 That does make a lot of sense, unlike us, you seem to have the Market figured out. Who is this consultant?

[@mellon-wrigley3]

"Izella Annette Anderson" is the licensed advisor I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment

[@louie-rose7]

Insightful... I was curious about her, so I looked her up online. I discovered her website, and I must say that she seems knowledgeable. I sent her an email outlining my goals. I appreciate you sharing.

[@debbygradley25]

I feel investors should be focusing on under-the-radar stocks, and considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastation.

[@Angelinacortez495]

I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.

[@danieltaylor--65]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@EthanBrown_23]

This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation

[@danieltaylor--65]

'Laurelyn Gross Pohlmeier' a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@JenniferDavis7630]

Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.

[@TheJackCain-84]

I believe the retirement crisis will get even worse. Many struggle to save due to low wages, rising prices, and exorbitant rents. With homeownership becoming unattainable for middle-class Americans, they may not have a home to rely on for retirement either.

[@kevinmarten]

Got it! Buying stocks during a recession when prices are down could be a good move. You might get them at a lower price and sell later when they go up. Just do your homework and be aware of the risks before diving in!

[@Jamessmith-12]

That's awesome! Investing in stocks with a reliable trading system can lead to great outcomes. It's fantastic that you've been working with a financial advisor for a year now. Starting with less than $200K and being just $19,000 away from making half a million in profit is impressive! Keep up the good work!

[@JacquelinePerrira]

Mind if I ask you to recommend this particular coach you using their service?

[@Jamessmith-12]

Carol Vivian Constable is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@JacquelinePerrira]

She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.

[@Hannahbenowitz]

Recently retired and unsure if my 401(k) and IRA will provide a stable future. i need an approach that will align with my risk tolerance and financial goals, i set aside $1m to achieve this. Do you suggest i get into stocks or buy a rental property?

[@PennyBergeron-os4ch]

Look up dividend aristocrats. Pick six to ten from that list. Those companies have a track record of 25+ years of paying dividends. Also, its advisable you work with a financial advisor to help set up a well-structured portfolio.

[@FinnBraylon]

I agree. Based on personal experience working with a financial manager, I currently have ($2million) in a well-diversified portfolio that has experienced exponential growth from when i started. It's not only about having money to invest in stocks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.

[@HildaBennet]

Your manager must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.

[@FinnBraylon]

I work with Sonya Lee Mitchell as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.

[@HildaBennet]

Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.

[@micheal_mills]

I'm a 52yrs Director in a Tech company and I consider myself a high income earner at $350,000 per annum, I have a retirement account account but i still want to explore opportunities for short term gains before i start working less in few years.

[@donna_martins]

In my opinion, IRA is a valuable strategy for retirement planning, providing growth and tax advantages. While the market is promising, expert guidance is essential for portfolio management.

[@Walter_hill_]

I learnt this when I got disabled from an accident, I had to reach out to a financial planner who devised a plan for me to live off dividends from my investments. Other than Disability Cheque, I earn enough from home and live comfortably with her help.

[@Trevor_Morrow_LTD]

Mind if I ask you to recommend this particular advisor you using their service?

[@Walter_hill_]

Vivian Jean Wilhelm a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.

[@Trevor_Morrow_LTD]

Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance

[@WestonScally7614]

I have two pensions. I would much rather have had a Roth 401k throughout my working lifetime. $500/month invested from 25 - 65 at 9% is $2.3mil. I have $100k that i like to invest in a non-retirement account, Where would you invest this as of now?

[@FelineAirstrip]

I would avoid the index funds, mutual funds, or specific stocks for the time being. 5% fixed incomes are the safest bet for now. Save your cash for when the market actually shows signs of recovery.

[@SaintYvess]

45% of Americans do not invest in the stock market because of lack of guidance. Every year you don't invest, you are falling behind. I’m hitting numbers in the stock market I used to dream of… Going from $50k to $600k in my portfolio is surreal all thanks to insights from my financial advisor.

[@Redwood4040]

my partner’s been considering going the same route, could you share more info please on the advisor that guides you.

[@SaintYvess]

*Jennifer Leigh Hickman* is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.

[@JordanReam8186]

I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.

[@michaelwiebeck3]

Successful investing is hard work because it means disciplining your mind to do the opposite of human nature. Buying during a panic, selling during euphoria, and holding on when you are bored and just craving a little action. Investing is 5% intellect and 95% temperament.

[@Derekhoffman312]

Government policy has thrown the future under the bus for decades. The day of judgment is near. I predict an 80% drop in the stock market. Investors will abandon stocks in favor of real estate. There will be no money in banks... You must devise a strategy for survival.

[@Dantursi1]

It's often true that people underestimate the importance of financial advisors until they feel the negative effects of emotional decision-making. I remember a few summers ago, after a tough divorce, when I needed a boost for my struggling business. I researched and found a licensed advisor who diligently helped grow my reserves despite inflation. Consequently, my reserves increased from $275k to around $750k.

[@CindyValenti]

@@Dantursi1 Recently, I've been considering the possibility of speaking with consultants. I need guidance because I'm an adult, but I'm not sure if their services would be all that helpful.

[@Dantursi1]

I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Amber Dawn Brummit turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.

[@CindyValenti]

Thank you! I entered her full name into my browser, and her website came out on top. I filled her form and i hope she gets back to me soon.

[@lennoxmutterick6434]

Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got to talking about investment and money. I started investing with $150k and in the first 2 months, my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and get more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family.

[@Lourd-Bab]

Hi. I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second child. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks

[@lennoxmutterick6434]

@@Lourd-Bab However, if you do not have access to a professional like Clementina Abate Russo, quitting your job to focus on trading may not be the best approach. It is important to consider all options and seek guidance from reliable sources before making any major decisions. Consulting with an AI or using automated trading systems can also be helpful in managing investments while balancing other commitment.

[@Lourd-Bab]

@@lennoxmutterick6434 Oh please I’d love that. Thanks!

[@lennoxmutterick6434]

@@Lourd-Bab Clementina Abate Russo is her name

[@lennoxmutterick6434]

Lookup with her name on the webpage.

[@cloudyblaze7916]

It's great you prioritise your retirement. The concept of mini-retirement changed my life. I'm no longer waiting for some retirement paradise when I'm 65. It helps to know how to fund the lifestyle. You know, making money while you sip that piña colada by the beach does help. I wouldn't have been able to do it otherwise.

[@mohican-jx6fx]

Yeah, people miss that part. You don't jet out to Puerto Rico with your life savings. Proper investing and a good business acumen are big pluses. Invest in the stock market, real estate, build businesses. That's just it.

[@albacus2400BC]

Safe to say not everybody has the skill to pursue investing. But it's always easy to follow the advice of someone who knows how to i.e a financial advisor. You could anywhere between 10--40k with the right ones. Online businesses are a good bet too if you are savvy.

[@ericmendels]

I think I want to try out a financial advisor, but the amount of information on the internet is overwhelming. Could recommend any good one(s)?

[@albacus2400BC]

Yes, it feels overwhelming when you are starting out, but with time you'll find your foot. I suggest sticking with one who understands your short and long term goals. I'll personally recommend *Sharon Louise Count* because I work with her, but I'm sure there are other good ones, too.

[@cyrilmilton]

If you are planning for retirement Here are some key pointers. Firstly, kick-start your savings early to benefit from compounding. The longer your money has to grow, the better. Secondly, make the most of retirement accounts like 401(k)s and IRAs, especially if your employer offers a matching contribution - it's essentially free money. Thirdly, diversify your investments across different assets to mitigate risk. Think stocks, bonds, and real estate.

[@suziehovic]

Great advice for retirement planning! Starting early and taking advantage of employer-sponsored plans can make a huge difference in the long run. And diversifying investments is crucial for managing risk. Thanks for sharing these valuable tips!

[@GrahamCan]

Spot on! Planning for retirement is crucial, and these pointers are gold. Diversifying investments is a key strategy plus, having an investment expert by your side can really help navigate the complexities and optimize your financial plan.

[@mykreid]

Absolutely! Diversifying investments is crucial for long-term success. Having a fiduciary has been transformative. She navigates market fluctuations, identifies opportunities, and keeps me on track for retirement. Her tailored advice boosts confidence and informed decisions. Trusting her skills brings peace of mind, ensuring my future is secure.

[@NICASCOTT]

That's truly remarkable. I hope you don't mind pointing me towards her direction.

[@mykreid]

I don't mind, she's Sophia Elaine. One of the finest portfolio managers in the field.

[@viktorpavel9881]

I'm 48, sad to say I made terrible money decisions growing up which I'm presently paying for, been dedicating every waking hours towards my retirement and I'd really love to retire to Portugal with atleast $3million by, the market up and down is not helping at all.

[@oliverlogan6023]

Totally, an investment adviser is the best way to go about the market right now, especially for near retirees, I've been in touch with a coach for awhile now mostly cause I lack the depth knowledge and mental fortitude to deal with these recurring market conditions, my portfolio used to be up and down, but for the past couple years I've been having consistent profit growth scaling from $500k to $1.8million

[@bengonzalez7777]

Wow, that's impressive, it has always crossed my mind to work with an FA but didn't know how to go about it, could you throw more light on your coach.

[@oliverlogan6023]

My advisor is actually quite known, so it was much easier for me to reach out, I'm in touch with Lisa Ann Moberly she has a web presence, so you can simply just search her.

[@viktorpavel9881]

I usually don't do well with online recommendations, but this Lisa advisor seem to know her stuff, just went through her website and I booked an appointment.

[@Rayzeo]

The market is booming!

[@ClementRusso2]

Youngsters starting in investing need to learn the ropes, know how much risk they can handle and spread their investments around. Some folks get help from money experts or do their homework before making investment moves. It's all about being smart with your money.

[@dgyson]

I've been getting assisted by a Financial Advisor for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.

[@antonnohr]

Any help pointing me to who your advisor is?

[@dgyson]

@@antonnohr Can't divulge much, Stacey Lee Decker is the advisor that oversees my portfolio. She's an extremely intelligent person, very thoughtful, cautious, and has an outstanding credentials, it's easy to find her on the web.

[@Clearvaluie]

Thanks, I just googled Stacey Lee Decker and I'm really impressed with her credentials. I reached out to her since I need all the assistance I can get.

[@jollama]

It’s all about index funds and ETFs

[@roddywoods8130]

I’m compiling and picking stocks that I’d love to hold on to for a few years before retirement, do you think these stocks would do better over the years? I’d love to retire with at least $2million savings. Now you gotta rely on a pretty good diversification if you must stay green. Currently up 21% and being cautious. Still better deal than letting it sit in savings or checking earning near 0-1% interest.

[@selenajack2036]

Well up at 21% in this present market is impressive. I was wondering if investing in a cumulative ETF during this next decade is a sound investment. Or is it better to invest in a distributing ETF (even considering taxes)?

[@kaylawood9053]

ETFs are cool. My portfolio is very much diversified so it's not like i have a particular fund i invest in. You should probably copy a licensed person more so one with experience of the past bear markets. I copy a chartered financial analyst Mrs Marisol Cordova Been quite consistent. My portfolio returned $250k in Q4

[@abulkalma0077]

With only 350k what do expect people to do ? 10 shares of one of those stocks will not get u anywhere. 3 shares of Vanguard ETF give me a break . Forget the past of 10x stocks ! Those free money days are over ! With 350k just buy a ETF like DIVO with a 5% monthly dividend and add what u can each month

[@adenmall7596]

i am envious i've been in the red for too long even before the dip but would like to ask are you giving her your money or the money stays in your account?

[@brandywhite9317]

excellent share KAYLA, just confirmed her page online after inputting her full name on my browser, she seems valid. very much appreciate it.

[@maiadazz]

Retirees who struggle to meet their basic needs are the ones who could not accumulate enough money during their active years to meet their needs. Retirement choices determine a lot of things. My parents both spent same number of years in the civil service, but my mom was investing through a wealth manager, and my dad through the 401k.

[@richardhudson1243]

This is true. I'm in my mid 50's now. My wife and I were following this same trajectory. Last two years, I pulled out my money and invested with her wealth manager. Not catching up with her profits over the years, but at least I earn more. I'm making money even before retiring, and my retirement fund has grown way more than it would have with just the 401(k). Haha.

[@darnellcapriccioso]

Its unfortunate most people don't have such information. I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $21k passively by just investing through an advisor, and I don't have to do much work. Doesn't matter if the economy is misbehaving; great wealth managers will always make returns.

[@tatianastarcic]

@@darnellcapriccioso I think this is something I should do, but I've been stalling for a long time now. I don't really know which firm to work with; I feel they are all the same.

[@darnellcapriccioso]

@@tatianastarcic Firms can be unscrupulous as they prioritize their own commission over your profitability. On the other hand, I prefer working with individual investors like LAUREL DELL SROUFE, who only take a share from your profits, not your initial capital. I must say, my experience with her has been exceptional thus far.

[@jeromesand]

@@darnellcapriccioso curiously inputted her full name on my browser and spotted her site without sweat, very much appreciate it.. over 18 years of undisputed experience is quite remarkable.

[@JannyLuits]

I’ve been diligently working, saving and contributing towards financial freedom and retirement, but since '20 pandemic, the economy so far has caused my portfolio to underperform. My question is this; do I look into alternative sectors, or keep contributing to my 401k?

[@carssimplified2195]

diversification is the key, that way your investment is balanced and you don’t get to make so much risks or losses

[@shannonsally455]

Truth is, not everyone can be a successful trader/investor, my job doesn’t permit me the time to properly analyze my holdings or evaluate stocks myself, so I've had a trusted advisor actively restructuring my portfolio over the past 5 years now, summing up nearly $1m in return on investments ... maybe you should do the same.

[@shannonsally455]

My Financial adviser is ‘’JULIE ANNE HOOVER’’ she’s highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

[@anniezeng4587]

I am 45 years old with very little set aside for retirement at this point. I have always been curious about the stock market and have witnessed some people who played the game right and retired early because they used the stock market. When I ask them, most said that they invested very little to start with, but their portfolio grew. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent returns

[@evitasmith6218]

I recommend to pick up and read a few books. Peter Lynch is where I was recommended to start. Learn different strategies so that you might develop your own

[@africanboi4542]

Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again

[@cloudyblaze7916]

@@africanboi4542 Please, could you pass along your analyst contact info?

[@africanboi4542]

@@cloudyblaze7916 My advisor is Mrs Marisol Cordova I found her in a business magazine where she was featured and reached out to her afterwards. You can look her up online if you care supervision, just search her name

[@stevensmiddlemass2072]

I’m closing in on my retirement and I’d like to move from Minnesota to a warmer climate, but with the prices on homes are stupidly ridiculous and Mortgage prices. Do I just invest my spare cash of $980k into stock and wait or should I go ahead to buy a home anyways.

[@Curbalnk]

Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

[@lovelife7343]

I say buy some scratch off tickets and start scratching. You might have better luck with scratch offs vs scamming others through your ridiculously hilarious messages on these financial sights.

[@jordanfinfrock6828]

If you invest it and the market goes down you never loose money unless you pull out before it goes back up….

[@bossballheaddawg2588]

Put in market and move to Texas

[@JuanCarlos_J]

I just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains with months, I'm really just confused at this point.

[@MiquelMorterero]

@_LauraRowley how can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?

[@Styl33583]

You guys don’t need to waste money on a financial advisor. If you want long term growth then just invest in low fee index tracker funds. Anyone who tells you they can beat the market with their strategy (reliably) is a fraud.

[@sommasculpture]

Buy Bitcoin

[@Patriciabanks5]

The idea of investing a significant sum of money may be both thrilling and intimidating. There seems to be potential for considerable wealth increase with the correct strategy. How can one take advantage of the present market to grow one's retirement savings over time?

[@Johnlarry12]

A solid strategy can be a key component of an investor’s portfolio. Well, the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals.

[@emiliabucks33]

Yes true, I learnt that in 2020, when I lost almost everything. But I switched to using a financial advisor and I've been returning at least $90k every one quarter of the year so I’m sticking to investing via an Adviser.

[@monicawill5]

Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

[@emiliabucks33]

My advisor is “Natalie Lynn Fisk” highly qualified and experienced in the financial market. She has extensive knowledge of portfolio diversity and is considered an expert in the field. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..

[@monicawill5]

Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.

[@ryanwilliams989]

Many folks struggling to cover basic expenses often face this challenge because they didn't save enough during their working years. The choices made in preparing for retirement have significant impacts, as seen in my own family. Different investment strategies led to different outcomes. With guidance from a financial advisor, I'm now enjoying my retirement.

[@BiancaSherly-qt6sb]

Yes, I'm in my mid-50s, and a few years back, I moved my investments to my wife's wealth manager. While I haven't caught up to her long-term gains, my current earnings and the growth of my retirement fund, compared to just relying on the 401(k), are pretty satisfying.

[@maryHenokNft]

It's a shame that many don't have this information, leading to anxiety. For me, I've made over $35k effortlessly with an advisor, consistently getting returns despite economic changes - the best part is, it doesn't demand much effort.

[@TheresaAnderson-kf5xw]

I've proactively looked into Camille Alicia Garcia online, checked her credentials, and am impressed with her expertise. I've contacted her to discuss my detailed financial market goals.

[@BlessedLlc-p8e]

@@TheresaAnderson-kf5xwis this an ad?😂

[@SeanDay22]

@@BlessedLlc-p8e The amount of times I see comments recommending someone on the KZbin channels is astounding 😂

[@AddilynTuffin]

I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement. I'm seeking to invest $200K across markets but don't know where to start.

[@albacus2400BC]

With the help of an investing advisor, I diversified my $400K portfolio across markets, and I was able to earn over $900k in net profit from high dividend yielding equities, ETFs, and bonds.

[@AgueroBankz]

Please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?

[@albacus2400BC]

My consultant is *Sharon Louise Count* She has since provide entry and exit points on the securities I focus on. You can look her up online if you care for supervision.

[@AgueroBankz]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@RickWatson-xu6gw]

Thank you for this tip .

[@shellylofgren]

what can I do? I have been disabled since 2009 and I am 58 years old at the verge of retirement. My portfoliio of $750k is down to $492k, How can I profit from the present market" , I mean I've heard of people making upto $250k in couple weeks during this crash and I'd like to know how.

[@berkrix4312]

The market is volatile at this time, hence i will suggest you get yourself a financial-advisor that can provide you with entry and exit points on the shares/ETF you focus on.

[@jeffery_Automotive]

Very true , I diversified my $400K portfolio across multiple market with the aid of an investment advisor, I have been able to generate over $900k in net profit across high dividend yield stocks, ETF and bonds in few months.

[@philipr1759]

@@jeffery_Automotive wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio.

[@jeffery_Automotive]

My advisor is Julie Anne Hoover , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market

[@philipr1759]

@@jeffery_Automotive I just looked up. Julie Anne Hoover" online and researched her accreditation. She seem very proficient, I wrote her detailing my Fin-market goals and scheduled a call.

[@bernardbarbour]

I'm not a millennial, I'm an old man now (63) and I can tell you I'm very proud of you for having the foresight, the discipline and the education to do this. Especially with the Index funds with very low cost and great returns. I started doing this early in my working years about the same as you. Bought some rentals, invested in some businesses, and kept up with the stock market. I lived below my means but very comfortably. Life has been good. Congratulations to you and keep up the great work.

[@markhirstwood4190]

15:35 - No, retirement does not need 'really active funds'. That's the point of index investing. As Warren Buffett says, buy the index through thick and thin and if it's down, try to buy more, and don't try to dance in and out of it (don't try market timing). He also says an index fund, for retirement, makes the most sense practically all the time. So with Vanguard or your discount broker, your bank, wherever, you can buy an S&P 500 index fund or ETF at very low cost and that's it. Expect about 8% a year indefinitely and to double your money about every 10 or 12 years. Not personal advice, but you can Google what I said about Buffett and verify it. There's VOO or if you like US smaller caps, IWM (Russell 2000 index ETF). Japan is probably a good idea to look at as well for consideration, large caps or small caps (ETFs or funds).

[@MattDouglas-hj9wh]

I feel investors should focus on under-the-radar stocks, especially given the present rollercoaster nature of the stock market, because 35% of my $270k portfolio consists of plunging stocks that were once respected, and I'm at a loss for what to do now.

[@tampabayrodeo2474]

I am seriously devoted to creating a stable financial future and am thrilled to participate.

[@tampabayrodeo2474]

I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

[@RK831]

You made the foolish decision of buying individual stocks. Build core holdings with diversified positions, and you buy individual stocks with at most 1% of your portfolio value.

[@AgueroBankz]

What is the best way to profit from the current market while I'm still figuring out how to diversify my $400k worth of stock portfolio?

[@Redwood4040]

Remember that investing in the stock market carries risks, and it’s important to do your own research and consult with a financial advisor before making any investment decisions.

[@judynewsom1902]

Pls who is this coach that guides you? I’m in dire need of one

[@judynewsom1902]

I Found her online page by searching her full name, I wrote her an email and scheduled a call, hopefully she responds soon. Thanks

[@JKC112]

@MichaelBrenner-sj7nzdo you think it’s better to invest in index funds like S&P 500 because of the 8-10% return or dividends stocks because of its snowball effect if reinvested?

[@RusuSilva]

Lately, I've been contemplating retirement, uncertain whether my 401(k) and IRA will ensure a secure future. I've also invested $800K in the stock market, experiencing fluctuations without substantial gains.

[@DanielPanuzi]

With potential savings growth and tax benefits, using an IRA or 401(k) is a wise retirement planning strategy. The stock market is encouraging, but managing a portfOlio well requires professional advice.

[@RichardMoore-jg5tl]

Opting for an invest-ment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfOlio has surged by 45% since Q2.

[@NicoleBarker-he2vp]

Who is the coach that provides guidance for you? I urgently require assistance; my stock port-folio is stagnating, and I need invest-ment advice for retirement.

[@NicoleBarker-he2vp]

I appreciate it. After searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get. A call has been scheduled.

[@pushkarpethe4374]

​@@NicoleBarker-he2vp this may be temporary if your portfolio mostly has stocks. Some stocks are back to theor 2021 levels. If S&P500 index Funds, it should have grown by 20%+ in last 1 year. If your portfolio comprises of high quality stocks and still experiencing low or no growth, it's an indication of time correction. As economy improves, interest rates drop, their margins and thus future outlooks will improve.

[@timelston4260]

Good for you, way to go! The only caution I would give is about the target date retirement fund. That is too conservative. You are young enough that you should be 100% in equities. VTSAX or VTWAX would give you the growth you need. Then you could dial down into bonds five or so years out from your retirement. Target date funds start you out with 10% bonds you don't need and then add more bonds way too soon and even all the way up to 60% well into your retirement. That is not good. Even the traditional 60/40 retirement portfolio has much less than that. The only good thing about target date retirement funds is that 401(k) plans default to them, causing people to be invested in something when they otherwise might not even know they need to invest in anything. But they are ill-advised for people like you who are interested in your retirement accounts. Either way, though, congratulations, and best wishes for successful investing!

[@ChloeMacy-je1nu]

This is quite educational. It's crucial for newcomers to keep in mind that the financial markets are highly irrational in the short run. You should constantly be ready for the unexpected. That is how chance operates. Because of the inherent risks in the market, I always favor long-term investments.

[@HilaryPhan]

These uncertainties will always be there. Thing is, every once in a while, the market does something so stupid it takes your breath away. If youre not ready for it, you shouldnt be in the market business. or get you a skilled practitioner.

[@KateEngdahl]

True, initially I wasn't quite impressed with my gains, opposed to my previous performances, I was doing so badly, figured I needed to diverssify into better assets, I touched base with a portfolio-advisor and that same year, I pulled a net gain of 550k...that's like 7times more than I average on my own.

[@GabrielZi-xr6zc]

This aligns perfectly with my desire to organize my finances prior to retirement. Could you provide me with access to your advisor?

[@KateEngdahl]

Marisa Michelle Litwinsky is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..

[@GabrielZi-xr6zc]

She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.

[@summerjoy247]

I just started a new job and immediately picked the Vanguard index funds for my 401k!

[@BenjaminMcLeod815]

I'm in my 50s and I'm more interested in investments that could set me up for retirement , I mean I've heard of people that netted hundreds of thousands during these crash, I listened to someone on a podcast who earned over $650K in less than a year, what's the strategy behind such returns?

[@Blitcliffe]

Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.

[@Too-old-Forthischet]

A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.

[@viewfromthehighchairr]

How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.

[@Too-old-Forthischet]

She goes by ‘Nicole Desiree Simon” I suggest you look her up. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.

[@viewfromthehighchairr]

Unbelievable, Really there is no better feeling than coming across a similar name who has helped change ones family life financially, Yes i know her and honestly i can testify her strategy is amazing and truly worth giving the shot.

[@Lucia-gk8zt]

As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $670K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?

[@AmeliaJohnson-ow6ew]

Well the bigger the risk, the bigger the reward and such impeccable decisions are better guided by professionals

[@RaffaellaRanaudo]

Absolutely, making informed and thoughtful decisions when it comes to finances is crucial. Whether it's budgeting, investing, or managing debt, having a plan and taking the right steps can lead to financial security and success.

[@KristynPapik]

Yes true, I have been in touch with a financial advisor. With an initial starting reserve of $80k, my advisor chooses the entry and exit commands for my portfolio, which has grown to approximately $550k.

[@VerleneSchwanebeck]

I've been considering hiring an advisor for a long. Could you please direct me to your advisor?

[@VerleneSchwanebeck]

Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.

[@sofiadavis-]

In times of crisis, I've seen people make up to $800,000, and they can do it even in a sluggish economy. Every breakdown or collapse offers an equal market opportunity if you are ready and informed beforehand. Regardless of the state of the economy, someone will undoubtedly become extremely wealthy.

[@RyanJohnson105]

@JasonHenderson. That makes sense; unlike us, you appear to be cognizant of the Market. Who exactly is this consultant?

[@zoeytank2921]

I agree anyone who bought in the past 3 years may get wiped out.

[@jadewalker1355]

Thank you for this video! I made the purchases of these three mutual funds this morning. I look forward to seeing how they preform.

[@DebtFreeMillennials]

Glad it was helpful!

[@StickFiguresMaster]

@@DebtFreeMillennialsthe way I see it, is the people always say after working till your 65 or over and you’ve made retirement worthy amounts of money, when they banked loads of money before retiring, they’ve aimed at something like a quarter or half of a million dollars which to many people though sounds like, no-ones a millionaire lol, when they act carefully though as people who don’t choose to have kids, paying for dollar food, materials, seeing friends to avoid using house hold appliances to waste money on electric bills, money saving has definitely shown them they can keep a good firm grasp on they money by doing some of these things. When they say their going to retire with 1,000- your interesting 😂 not in a laughable, odd, any sort of level judgement wise sort of way, but the people around the world think of it like, if your a kid who’s house is their parents house and you’ve learned how to manage your money growing up, they feel like saying at times, if you keep holding on to your money, one day, you’ll have loads rot spend, thus more fun times to have and spend with family. Ie: hopping from 1 country to the other is no small amounts of money for airline tickets charge, you can think to be cautious with money and use a car only or even use a bike instead, but the bike is where humor has found it’s role in life, cause people say, what if it gets to cold, to hot, do you have enough food to bring with you, what will you do if there’s a no bike riding to certain areas law some where, so your only interesting to me in the way where I’m like, well, with all gently implied without words of wisdom, faith is given to the many, I will gift you the same amount as well without trying to make you feel bad, it’s just out there can be unfairly a bit judge mental, but so warm and heart warming faith for you, first video of yours I watched, wishing you and everyone luck

[@anthonyrussell5718]

I think though this was well put out, but it isn't for me. Considering a mid income, short minded person with constant need for cash, are these still recommended? I have over $142k in my portfolio, I'll appreciate a short term profitable investment that could say turn $142k to $300k.

[@amywarnock2325]

Exactly not all of us have a $1000 to spend every month nor businesses

[@porsche9302]

These indexes are the pretty basic ones and have safe return history. If you have time for slow growth then they are good. If you want 80% or 300% returns you need to invest in individual stocks. They can be more risky. That's why what she is doing is a retirement plan and not make money so I can buy a vacation house next year plan.

[@bossballheaddawg2588]

Good luck

[@getinthespace7715]

This year my wife graduated with her M.S. RN and we are moving for her new job. Never thought we would have to worry about exceeding the income limit for my Roth IRA but this is the last year we can contribute to it. Great problem to have. Have to see if my wife has a Roth option with her new job. 🤔

[@ForeverYoung-fc3eo]

Awesome! My wife is also graduating as a PA next month, great to have that problem 😂.

[@HB-yq8gy]

Happy Easter! My wife is a hospice nurse. finally our children saw the job security light now they’re becoming nurses.

[@LindaDulcinea]

Thank you so much for sharing these concrete details! It's so helpful to actually see what the interface looks like. I have a workplace Fidelity account and I find it difficult to see simple details like contributions vs earnings, expense ratio, etc. The info is there, but not super accessible, in my opinion.

[@RobYus-w7w]

Can I ask why you would invest in a Target Date Fund, S&P, and Total Stock Market? Asking because it seems like you have significant overlap. The Target Date Fund includes all the companies in the S&P and includes the Total Stock Market, along with bonds and international stocks. The S&P companies are included in both your Target Date and Total Stock Market funds. It seems like you could just invest in your Target Date Fund, or opt for a combination of Total International and S&P or Total Stock Market funds

[@alrocky]

There is no strong rationale for anyone to hold both S&P 500 and Total US Stock Market within the same account. S&P 500 represents ~80% of Total US Stock Market so both almost identical and essentially interchangeable as an investment. TRF 2055 is 54% of Total US Stock Market. Lots of unnecessary overlap likely by someone who mistakenly thinks they're diversified. 12:36 More accurate to say "expense ratio" is the cost of *_running_* or operating expense of maintaining the fund.

[@neophytestacker9471]

That's wild!!! Timing is everything. Amazing to think your prior deposits were the foundation of massive gains in your portfolio leading up to 2021. Now think about the people who started in Jan 2020 experiencing a crash 3 months in (March) scaring every beginning investors, then hitting FOMO with a spike in 2021's bull market, to then be hit leading into a -19% performing S&P 500 in 2022. lol That 6k you dumped in the market in March '20 was EXCELLENT! Awesome! Great video.

[@mariasofia1138]

I'm struggling in this market. Stocks that I have held for months and made profits from are not behaving the way I'm used to so I’m quite indecisive on how to tackle this market, any advice would be grateful.

[@ondramarek2715]

I’m both a dividend and growth investor and there are Great dividend stocks out there! The trick is to diversify and put in enough to where you actually get good dividend payments monthly. I made my first million from repositioning and rebalancing my stocks using a full-service broker so I invested and reinvested my profits.

[@mariasofia1138]

That's impressive! I could really use the expertise of your coach, my portfolio has been down bad....who’s the person guiding you?

[@mariasofia1138]

Very much appreciated, curiously looked up Lisa and found her site ranked top, and skimmed through her credentials no-sweat.. she actually shows a great deal of expertise

[@bklynbass]

Unless you have full time W2 employees, as a self employed person you’d be better off rolling your SEP and your Roth IRA into an Individual 401K and a Roth Individual 401k. There are no income limits on Roth contributions with these accounts and you can contribute up to 22,500 in Roth PLUS the same 25% of your income that you can to a SEP into the traditional side as the employer. It is, in effect, a SEP plus a Roth with higher contribution limits. You can do up to $66k per year for both you AND your spouse (!) Your CPA should’ve told you about it, but most of them (including mine) seem to not know about them… Also the vanguard growth fund (VWUSX) is a much better performing fund than any of the ones you own, even adjusting for fees. Look it up… I bought it in April and it’s already up 15%. Essentially a much better allocated version of the s/p.

[@waynehartman4090]

You are doing a great job! Although, you have two large cap funds. Both of the funds are invested in exactly the same stocks. You would be better off combining the two large caps blends and buy a small or Mid cap fund. Also, if just invested in mutual funds verses the target fund you would do much, much better. Thanks for reading.

[@Wraith983]

Turning 40 next mo in July, contributing 22,500 for this calendar here. Currently at 480k in 401k. Federal employee TSP.

[@nickthekid6516]

Loved this video!! Btw I moved recently into Vanguard vtsax myself and have loved the new performance!!! Much better returns now than my previous strategy!!

[@pablocortes6950]

I'm 58yrs old and find this is so addictive. I'm totally impressed by how young and very knowledgeable you are. You are on fire, keep it up! Thank You!

[@jl9159]

Can you please explain more on how target date funds work? For example, we buy the target date fund base on our age and when we’re retiring, but what happen when it comes to is finally retiring? Do we sell those stocks at that time to live off of? Or is it like dividends that we live off of? I never understand that part. Thank you so much for what you do.

[@summerjoy247]

No they are mutual funds, so they don’t pay dividends. The target date just determines the investment strategy for the mutual fund which tends to be less aggressive as you get closer to your target retirement date.

[@jl9159]

@@summerjoy247 Thank you so much for explaining it. I really appreciate it.

[@ChicagoBudgets]

@@jl9159 Some of your retirement money gets sold in order for you to obtain the money. It is called RDM. A required minimum distribution (RMD) is the amount of money that must be withdrawn from an employer-sponsored retirement plan, traditional IRA/Roth IRA

[@jl9159]

@@ChicagoBudgets Oh, I see. Thank you so much for explaining it. That makes sense. I’ve heard the RMD term before but never thought much about it. Now I understand it more. Thank you!

[@edwardkay288]

Every suite of target date funds has a specific "glide path" and a terminal "income/maturity" fund (basically, when Target Date 2020 "expired" a few years ago, it merged into the existing "income" fund within the suite or it started mirroring the suite's terminal fund). For retirees, there is a 4% rule where if they withdrawal 4% from their account annually, the earnings should outpace the withdrawals so you will preserve the principal over time (that "rule" is mostly theory, and working with a financial adviser when nearing retirement is strongly encouraged)

[@AudraZapoticky55]

investing requires good experience and knowledge to carry out a good and successful trade, I have lost a lot trying to trade all by myself May I ask which investments are good??>>>>>>>

[@AlitaBandasak]

Considering that I am only three years away from retirement, it becomes challenging for me to solely concentrate on the long-term perspective. Despite having invested in reputable companies and having a significant amount of funds allocated, my profits have been stagnant. This situation raises the question: Does the current recession and unstable market offer any calculated risk opportunities for generating profits?

[@Annis-co7vu]

I understand your concerns, my friend. I recommend exploring passive index fund investing and expanding your knowledge in this area. Personally, I experienced both successes and challenges when initially seeking a reliable passive income......,

[@Madlyn55]

how do I get in touch with this consultant that assist??>>>>>

[@Annis-co7vu]

STEPHANIE KOPP MEEKS, that's whom i work with look her

[@Madlyn55]

Thanks for these recommendations.....,,,

[@dancurran8977]

I love Vanguard! My employer contributed 10% of my salary to TIAA accounts for the last 28 years. Now that I am retired, I am going to move the money to Vanguard which is much cheaper.

[@tonyk6154]

Fantasic job, great to see such a smart young lady succeed , Congrats from ontario canada

[@1982kuba01]

Amazing job! Congrats on your earnings. I started at exactly the same time and its amazing to see the compounding growth

[@misseyespy1]

How much does she get paid lol

[@Fonzo.2358]

This is a really dope video. I’m new to investing and this really helps. Thank you!

[@emilyhowe3359]

I have challenged myself to put away 50% of my monthly income into stock options which is quite easy since I live frugal without debt. I work as an account executive, and make over $20000. $10000 goes into dividends, and the other $10000 covers my my food plus living expenses. I am seeing improvements in my portfolio, dividends look certain, but I have to attribute this to only to guidance of a licensed fund manager James Fletcher Brennan who allocates funds to a plethora of assets. I have to stay disciplined, and remember that I’m in it for the long term. Good luck to everyone and thanks for the great video.

[@donaldlocher2537]

Consistently investing in quality dividend paying companies over the long term is a relatively easy strategy to create generational wealth.

[@robertthurmond8161]

out of curiosity I did read about James Fletcher Brennan on the web.,he has a great resume

[@meredithelbert6608]

i'm happy there are lots of people doing so well. Love this channel for the transparency

[@walter.dlawson2580]

@@donaldlocher2537 Found his webpage by looking up his name online. He seems very proficient, I'll be writing a mail to him shortly

[@Riggsnic_co]

I think the retirement crisis will get even worse. A lot of people can’t save because of low paying jobs, inflation, and insane rental rates. And now that home ownership is out of reach for middle class Americans, they won’t have a house to retire with either.

[@audeywolsh]

Rising prices have affected my intention of retiring at 62, working part-time, and building my savings. I'm worried about whether individuals who weathered the 2008 financial crisis found it less challenging than my current situation. The stock market's volatility, coupled with a reduced income, is making me anxious about having enough for retirement.

[@maga_zineng7810]

This is precisely why I like having a portfolio coach guide my day-to-day market decisions: with their extensive knowledge of going long and short at the same time, using risk for its asymmetrical upside and laying it off as a hedge against the inevitable downward turns, their skillset makes it nearly impossible for them to underperform. I've been utilizing a portfolio coach for more than two years, and I've made over $800,000.

[@kevinmarten]

Mind if I ask you to recommend this particular coach you using their service?

[@kevinmarten]

I copied her whole name and pasted it into my browser; her website appeared immediately, and her qualifications are excellent; thank you for sharing.

[@ladybughugsandbutterflykisses]

Been loving these videos! Helping my 19 y/o who just graduated HS

[@cortantonie9457]

I came here to learn how to invest after listening to a guy on radio talk about the importance of investing and how he made $989,000 in 2 months from $100k, somehow this video has helped shed light on some things, but I'm still confused, I'm a newbie and I'm open to ideas.

[@carleddiewesley4960]

Investing in stocks is a good idea, a good trading system would put you through many days of success.

[@antondaan1836]

It is possible to produce superior performance provided you do something different from the majority. However, most of us tend to pay more attention to the shiniest position in the market to the cost of proper diversification.

[@aaltcornelius5942]

Having monitored my portfolio performance which has made a jaw dropping $470k from just the past two quarters alone, I have learned why experienced traders make enormous returns from the seemingly unknown market.

[@dickadriaan1898]

He's active on Telegrams.

[@jamesmicheal3159]

Interesting. I have a lump sum doing absolutely nothing at all in my bank account, I wanna get something started with it. You seem to be doing excellent for yourself, how do you achieve this?

[@mastertrader3491]

Good day, the average annual returns is this the dividend yields and paid out say monthly etc. thanks

[@chillndill]

Just invested in one of your recommendations before watching the video! Glad to have the reassurance.

[@vh2712]

To main key is for all to educate yourself in finance, so you won't need a financial advisor to collect any % of your money. Great analysis and content.

[@VogueISHable]

Wonderful video, I didn’t know where to start. I’m recently unemployed and educating myself on how to invest my current retirement funds

[@sugumargovinda]

Great video. liked and subscribed. I am using VG since 2018. I have your second and third funds too but not the first. I will look in to it. Thanks bunch

[@FIREownyourtime]

Vtsax and vfiax has very high crossover. You should pick VOO (s&p), small cap index (AVUV), VXUS (international fund), maybe throw in some sector funds like SMH, XLV.

[@Another_Bad_Creation]

You have so much overlapping of investment. You should drop the VOO and add VGT. Targeted dated fund I have some issue with but not now. Just invest in VGT and VIG and you will beat the S&P 500.

[@DummyAccount-z7s]

Love the transparency!

[@JoeC5050]

nice update.. but you have overlap of funds in your PF. Why VOO and VTI in your portfolio?. Having same funds (though diff names but tracks the same)?. Also why using mutual funds version of it?. Use ETF version to reduce ER further.

[@SirHargreeves]

You need to ban these bots. My goodness that are everywhere.

[@quickrick31]

I'm unclear about which of these accounts is which. You have a Roth, SEP & Traditional, but I see you showing possibly a sum total chart at first, then the Roth, then the SEP? Is it the Traditional that has $120k? Also, is it one index fund that you show at the end per account?

[@alfonsochakarji1494]

Awesome! Thanks for sharing.

[@imhoteptruekingofegypt4307]

how much is vangard paying you

[@Boris-sm9up]

Second and third fund have very similar performance, so I would change one of them with a value or high dividend fund to have a better diversification.

[@CollinsisaJewel]

Love the energy! 🎉 that was a great day!

[@CafeLu]

Good stuff, thanks for sharing!

[@jacoblewis4280]

As an advisor I often find most people having most if not all their retirement funds over leveraged in these tax deferred retirement accounts. It is important to think about what tax in retirement and market down years will affect your retirement plans. It is important to have a healthy balance of market based assets and non-market based assets.

[@AlanaBertozzi]

new subscriber from Connecticut. I like when you said, "thats where I parked it".. hehe. Glad to hear you got into index funds and out of having an advisor charging crazyyyyyyyy fees !

[@AnilPatel-ch2sf]

HI, would you recommended putting cash in Mutual funds instead of CDs, ?.

[@dannyrand1733]

So are you suggesting that I change my Traditional IRA to a Roth IRA?

[@Colourfulbudgetsuk]

Great video and how to prioritise your retirement.

[@nikkineal6431]

If I am investing in vanguard VTI should I also invest in VTSAX? Are they covering basically the same thing?

[@alrocky]

Q1 No Q2 Yes They 're simply different share classes (VTI = ETF VTSAX = Index Fund) of the same identical US Total Stock Market investment. You don't need both in the same account.

[@judithbuchanan9566]

I really enjoyed this video Justine! Thanks for sharing ✌🏽.

[@focusedfreebird]

You can DIY your investing. Index funds are a great way to go.

[@neophytestacker9471]

What's your thoughts on SPY etf? I'm torn between that and BRK.B

[@probablynice.5957]

Love The Video. Great Content . Keep It Up

[@cecilialamas9182]

Great video and the way u explain facts. Thanks

[@TheMatadore]

Backdoor ROTHs are available for anyone. There is in actuality no income limit.

[@mdomnis]

Good job getting away from the financial advisor that was putting you into front loaded funds costing 5% up front and often another 1.5% per year. I feel like there is a whole generation of people (my parents included) that have been steadily screwed by these people. 1.5% might not sound like much, but if you average a 6-7% rate of return over the years, that is close to 25% of your money you're putting in your advisor's pockets vs. your own. I'm not saying every financial advisor is bad, but there is literally no need to do things like putting people into front loaded funds, putting them in variable annuities inside of IRA accounts, churning them from one group of front load funds to another so they can collect another commission, etc.

[@dorothyanderson-i2f]

Super helpful video! I have an unrelated question: I have the SafePal Browser Extension Wallet with USDT, and I have the seed phrase. (job priority warm lab border boil monkey manage palace fiber weird ask). What's the process to transfer them to Binance?

[@HereIAmThereIWas]

You can do a backdoor roth to over come the limit. Fyi!

[@1ael346]

I like VOO. Follows s&p 500 at .03 expense ratio.

[@pizzaguy7998]

I follow and love your videos. Unfortunately, it's been a while since i visited it has been a very rough year... i am experiencing one of the most challenging phases of my life... Lost a fortune investing in emerging companies... Hopeful, for a turnaround.

[@sakhalittle9206]

It's the market. If you can't be on it on the bad days, you shouldn't be in it at all. BTW, as a novice why didn't you work with an expert or at least made proper research about the companies before investing? Maybe you were too casual and hasty with your decisions because as a complete beginner investor myself, in all honesty, I have made over 45K profit from my positions in a few months of trading with Gary Joe Wilde. I wish I started earlier.

[@GMFREEDOM34]

Great video! Enjoy your content especially B&B! I started a Vanguard for a house down payment because it won't be for at least 3 years. What were your investments in your account? I believe you mainly focused in bonds right because it's less volatile? Do you have a video to link or could you make one ?

[@mastertrader3491]

Good day, that expense ratio of 0.04% - this is annually right

[@intrepid_rain]

Yeah with your comment about Dave Ramsey…he DOES tells his audience that the market goes up and down. He is aware that you don’t get 12% every single year. Come on now. Don’t act like he clueless. He’s actually pretty smart and well versed when it comes to investing.

[@ServingSass]

*Changed custodianship, not changed ownership. Moving your Roth IRA from an advisor to a brokerage company is a change of custodianship, not of ownership. You own your account no matter where it is at. The advisor or Vanguard are custodians, not owners.

[@wephoto1]

Thank you so much for sharing!😊

[@KimberlyWillowWood]

If you wanna be successful, you most take responsibility for your emotions, not place the blame on others. In addition to make you feel more guilty about your faults, pointing the finger at others will only serve to increase your sense of personal accountability. There's always a risk in every investment, yet people still invest and succeed. You must look outward if you wanna be successful in life.

[@shaneomack5018]

We are heavily invested in arbor realty, ares cap, realty income, jepi and jepq. Dividends dividends dividends yall

[@RobT192]

Thank you for sharing, I use Vanguard ETF'S for the low fees. To see what you built up gives me courage to stay the course.

[@Interestingenough4]

What are your thoughts in international index funds like VXUS?

[@davenii5313]

Good teaching. I subscribed.

[@victorp.davidenko4654]

Hey Justine, quick tip: Back Door Roth IRA. Contribute to an IRA, then convert to a Roth. You're welcome ;)

[@Smack2002]

Wow! Amazing content just in time before I invest.