I paid off my Tesla!

On 12/28/2022, I made a decision to buy a Tesla Model Y...Little did I know, I was in for a rollercoaster of a ride....I was hit with 7.12% interest with a whopping $660.27 per month payment for 6 years.
Today on 6/6/2024 I paid the whole thing off. I always listened to Dave Ramsey, and having a car payment is one of the worst financial decisions you can make. So I became kind of a hypocrite, and held the loan for about a year and a half.
I said enough is enough, and I HAD IT!
We are getting real serious about financial independence.
NO car payment.
NO house payment.
Let's get it.
BTW:
I do not own the rights to this song:
Sunday Rain by Cheel
-- LINKS --
(When available, I use affiliate links and may earn a commission! Support the channel and the journey!)
Tesla Model Y Moon Roof sun shade cover
amzn.to/4bPDYJ8
Eye Mask (super comfortable!)
amzn.to/4aarpXi
Here is the exact bed that I used when car camping in my Tesla Model Y:
Folding Mattress, Tri Fold Twin:
amzn.to/4aV1iVt
Mattress Sheet cover:
amzn.to/3UEVcTm
Rainleaf Microfiber Towel:
amzn.to/3UHWQ6A
Car window covers Tesla Model Y:
amzn.to/3UHn21c
Hi, I’m Nico Murillo, and I recently got laid off from Tesla on 4/15/2024. I was a Production Supervisor, and was with the company for 5 years. I started in 2019, as an entry level Production Associate. After getting laid off, had to make the decision to sell the house. I decided to sell most of my belongings and move into my 2021 Tesla Model Y. When I worked at Tesla, I slept in my car on work days to avoid my 3 hour round trip commute time from Lathrop, Ca to Fremont, Ca. I created a platform in my trunk with the use of Michaels, Home Depot products, and a soft mattress, where I now call my home. Living in my car enables me to save money, and invest it. I am documenting my journey to financial independence by 2029. My hope is that by sharing my own personal highs and lows along this (sometimes) wild journey, you might be inspired to look into financial independence. Maybe one day i'll see you at GNC in Stoneridge Mall Pleasanton, Ca. I currently work there now as a supplements store manager. I am off Sundays and Wednesdays though.
Instagram: / travelwith.nico

[@johnmiller7971]

Congratulations!! Nice to have your car paid off. Living debt free is always a relief.

[@NicoMurillo]

It sure is!

[@papameticulous]

The best and longest-lasting dopamine hit you can achieve. And we are all experiencing your high with you. Congratulations, young man, thanks for sharing 👍🏾

[@paulh1745]

Your comment shows exactly how misguided you are.

[@NicoMurillo]

Well said! Thank you!!!

[@shell_heh]

Paying off your car loan is a big accomplishment and you deserve to do a happy dance.This is such an amazing milestone for you. You now own your car free and clear. 👏

[@NicoMurillo]

IM DEBT FREEEEEEE WOOOOHOOO

[@oldbloke204]

Great move dude. Just to reinforce how much of a financial mistake it is to borrow to buy a motor vehicle and not fall into the debt trap again work out how much you paid for the vehicle, how much you paid over time and what it's now worth. Trust me when I say that your tomorrow self will thank you for good financial decisions when you no longer want to, or can't, work, or financial issues hit. I had people telling me to spend more, experience more and whatever else for my whole working life but we followed the plan that we had decided on. Now I get up each day and do what I want with my time. It's priceless imo.

[@NicoMurillo]

Yes don’t let anyone tell u, u can’t or can do something

[@NicoMurillo]

You only know what you want to do not anyone else. They aren’t you 🙏

[@LegolasD]

Bro your energy. Nothing going to stop you. GL

[@NicoMurillo]

I believe everything is energy!

[@ska8er888]

Congratulations Nico. You are definitely on your way to FINANCIAL FREEDOM..Car payment's is what makes people poor!

[@NicoMurillo]

So true! Ur most powerful wealth building tool is ur income

[@Paulie44]

From your UK supporters; Well done mate, pleased to see you’re well on your way to achieving your financial dreams 💰

[@NicoMurillo]

Greeting from sunny California!! Thank you!

[@1969murillo]

Nicos parents here...thank you for those kind words...Nico is so fortunate to have the attention he is receiving overseas...best regards Sylvia & Manuel

[@fredfred2363]

Totally! 100%👍🏻🇬🇧

[@tonyn9522]

Congrats… So happy for you!!

[@NicoMurillo]

Thank you so much 😀

[@hdcsp3]

Congrats Nico. You've made probably one of, if not the biggest decision of your life. Debt free, today, is the only way to be truly free. Lets go baby. Keep it moving forward. #Respect

[@NicoMurillo]

Thank you!! Omg i knoow its like not normal!

[@lynn-deespencer4413]

Congrats on your way to FREEDOM. Excited for you.

[@NicoMurillo]

Freedom never felt so good

[@UTECHPIA]

Congrats!!! Let’s go!!!! 🔥🔥🔥🔥

[@NicoMurillo]

LFG!!!!!! Maaan what a time

[@UTECHPIA]

@@NicoMurillo i felt the same when I pay off things too!!! Best LFG ever!!!! 🔥🔥🔥

[@josephpayne6278]

Good job!! I love that feeling! I paid my car off in a year VW Jetta, now living in Irvine Ca. Keep up the hustle! Thanks for the updates

[@NicoMurillo]

Of course! Thanks for watching! And yes it is a great feeling

[@DanJQue7]

Such a cool journey. I feel like you’ll get big enough where local fans will be finding you and offering you their Airbnb or extra room here and there. Congrats on paying off the car!! I had two questions: 1) What kind of locations do you find are safe to park and sleep overnight? 2) Where do you cook your food!

[@NicoMurillo]

I dont want to disclose where i sleep to park for safety! Buuut I have a mini fridge at my work so i use that! Plus we have a sink there for my dishes

[@NicoMurillo]

And i hope i get big enough like that! That would be so awesome

[@DanJQue7]

@@NicoMurillo Another idea for the future - a garage-style setup with several garages for people in EVs doing exactly this. Living minimally in their car, but it’s a safe garage to park and charge.. Maybe with communal bathrooms, laundry and kitchen. Enjoying your journey man, if you’re ever in South Carolina reach out! Praying for your safety and success Nico!

[@angeemotts]

Congratulations! I’ll be finished paying off my model 3 in 7 years from now and I know when I’m there I’ll be happy as heck lol! 🎉

[@NicoMurillo]

You will get there! Takes time for sure! Highly suggest paying it off faster so interest doesn’t eat up your money! You can do all things 💯

[@angeemotts]

@@NicoMurillo do you have an email so I can ask you a outside financial question regarding my interest rate on my Tesla Model 3?

[@WanderingSoul76]

Congratulations! That is amazing! So happy for your happiness! 🎉🎉🎉

[@NicoMurillo]

Sending positive vibes ⚡️😌😄

[@henrycruz45cal]

Do it all before you settle down and raise a family. You won't be able to fit them in a car

[@TonyMiguel-ko7cz]

He can if he buys a van 😂

[@chowchillachuck]

Congrats Nico! Way to go!

[@NicoMurillo]

Thank you!! 🙏

[@kasandrabrown8611]

Congratulations!! 🎉 DEBT FREE 🎉🎉🎉 Breathe deep and sleep well!! So inspiring 😂

[@NicoMurillo]

I can definitely sleep better now haha

[@VGSoundFX]

Hi man I really appreciate your videos and sharing your journey. I lived in my car for a few months during the fallout from the '08 recession and even though it hit my self-esteem it was a good experience. Anything we can send your way man let us know :) appreciate your positivity

[@NicoMurillo]

Thank you!! DM me on Instagram if you’d like 😄 @travelwith.nico Sorry to hear u had to do that but good experience like u said 🙏

[@davidcajun]

Congratulations. You have done well and won’t regret it.

[@NicoMurillo]

Thank you! Im doing my best!

[@mollynavarro4101]

Nico, I’m so proud of you dude! Please don’t listen to the negative comments from viewers. Keep moving forward.

[@NicoMurillo]

Aw thanks! Yeah theres a few hate mail here

[@bracketengineer]

Hey bro. Good on you. Remember life is a marathon. Keep your eyes down road. I’m sure you already are doing this. Congrats!

[@NicoMurillo]

Yup! Eyes on the prize but remember to enjoy the climb and look around once in awhile

[@1bitcoin-van]

Nice to see you following your dreams bro. Good luck on the new journey.

[@NicoMurillo]

Thank you! Got to enjoy the journey!

[@RBZfun_yT]

I am happy for you! Just want to say hi and support what you do!

[@NicoMurillo]

Aww hi! Hope ur doing well

[@robert2780]

congrats. I hope everything goes well for you.

[@NicoMurillo]

I hope it does! Praying!

[@viniciusduarte3567]

Happy to see your day after day man! Big achievement today, paying the loan 💪

[@NicoMurillo]

Thank you! Yes it is a big mountain that i had to climb!

[@KGBPov]

CONGRATS!! WELCOME TO THE PAID OFF CLUB ;)

[@NicoMurillo]

Paid off!!! Wohooo

[@williamread8186]

Congratulations. I am trying to do the same on my apartment building $20k payment last month $10k this month. 2 and half years to go. Paying off debt is a grind. My interest on this loan is 8.75%. I cant believe that they ask you why you want to pay off the loan. It is non of their business.

[@NicoMurillo]

Haha creditors are nosy

[@NicoMurillo]

Congrats on paying off some of ur debt ur gonna accomplish paying it all off soon with that tenacity

[@Sauron110]

Way 2 Go, Bro😊 Proud of U😊

[@NicoMurillo]

Thank you!! 🙏

[@brazilianprincessmusic]

So proud of you. Congratulations 🎉🎉🎉

[@sacausa]

Congratulations ❤

[@NicoMurillo]

Thank you!! 😄🙏

[@rpdbu8250]

I got my auto loan back in January 2020 before the Pandemic, my interest rate is only 3% and my car payment is $200 monthly and I should have it paid off in January 2025. I’m thankful to have this car for almost 5 years. Ever since the Pandemic happened, I CANNOT imagine how any person can afford $500 to $1200 monthly car payments. OMG Nico - how did you do this for a couple years? $660 monthly car payment is terrifying 😰 - how? Congratulations on being car note debt free 🚘 💰 😇

[@NicoMurillo]

I was making $120k per year and it wasn’t too much at the time..so I thought it wasn’t lol!

[@kelato]

Congrats on paying that loan off! I'm curious if you had gotten any kind of employee discount?

[@NicoMurillo]

Naa i bought it from a dealer unfortunately

[@luckypennynumber7207]

Congrats 🎉

[@NicoMurillo]

Thank you!!

[@danielpriano9290]

Your such an amazing human with such beautiful attitude

[@captainmikbee]

Congrats bro!

[@NicoMurillo]

Thank you i appreciate it!

[@marthabradas8873]

👋👋👋👋👋👋👋😀😀😀😀Congratulations!!!! Done !!!!! Monthly payments will kill ya, freedom!!!!!

[@toddwelch7847]

YAY!!! Congrats Bro.

[@NicoMurillo]

Thank you fam!

[@dannu56]

Congratulations!! yep its nice not having any payments.

[@NicoMurillo]

Free and clear!

[@miriam626]

Congratulations! Wow that was a huge accomplishment! Your tenacity is inspiring. You have reached another milestone. For that you are DEBT FREE. I am so proud of you. Keep up the good work. Let’s go Team Nico!! 🎉🎈🎊🎉🎊🎈🎊🎉🎈

[@NicoMurillo]

Team nico is like that! Thank you!!

[@marthabradas8873]

Make sure they have your new proper address so you can receive the paid title with no lien recorded on it!

[@dorothy2063]

Congratulations 🙌🏼💪🏼 You did a Ramsey Debt Free scream ✨

[@NicoMurillo]

I had to! I was hearing them all the time when i was commuting

[@Lillylim1]

Wow, I bet you are feelings so great to pay it off. I know exactly how you feel. I am the same way. I hate owing anything, wanting to be debt free. I bet you feel lighter feelings. It is like freedom, feelings free and not heavy feelings. congratulations 🎉 ❤🎉😊

[@NicoMurillo]

yeah the borrower is slave to the lender and thats facts!

[@Janica0527]

“Send it” too much downtime 😂

[@NicoMurillo]

Haha “hurry up” “we gotta go!”

[@johnfritz2944]

Great job Nico! Now you literally have free housing!! Keep it up.

[@NicoMurillo]

Couldn’t have said it any better haha

[@Westcoastguy]

Congrats man! Having no car and credit card payments is so nice. Stress levels go down and you can start investing more.

[@NicoMurillo]

Yes!!!! Your most powerful wealth building tool is your income!

[@katisugarbaker7349]

It’s your home now, so it’s best to have it all yours! I hope it stays in good condition. God bless you. 🍀

[@NicoMurillo]

YES!! I hope it lasts long

[@davidglad]

Congratulations! On a similar idea: One of my local Toyota dealers has the Corolla hybrid for 23769. (Hybrid EVs have that internal climate control ability too.) If I had a reason to buy now, I too would pay cash rather than the current 5.75% rate offer over I think 48 months. Also means I can decide on a cheaper insurance option if I please. Although nowhere near as low as my 06 Camry :D

[@NicoMurillo]

Debt free gives options

[@QualityChildcare1]

Smart move 🎉Congrats

[@NicoMurillo]

Thank you!! IM DEBT FREEEEE WOOHOOO

[@miltonreyes9271]

Living a debt free life is something that only smart people realize the benefit of. This kid is gonna go far. No doubt in my mind

[@NicoMurillo]

Thank you brada 🤙🏼 only the few will understand

[@genshinlion]

Being debt free is the one thing i strive for!

[@Lillylim1]

I have $27,000 left on my mortgage with 3.5% interest rate fix. I am thinking of taking money out from my TSP (401k) to pay off. I am nearing retiring.

[@NicoMurillo]

Ur almost there!!

[@jml9550]

See this is a lesson for you young guys. At 7% interest he has only paid down the loan by $8k in 1.5 years. All the money is really going to bank. A almost $800 car payment and insurance is close to $1k a month. Heck even making $120k take home is around $6-7k a month. And on top of that he has a mortgage. So guys do your future self a favor, car is just a mean of transportation when you living paycheck to paycheck. Save up and pay cash for a decent $20k car, think about insurance cost too. Those are the hidden cost you don’t see, and those will get you.

[@NicoMurillo]

Hidden costs sheesh

[@Elisabeth-x4h]

Living debt free is the best. Way to go!

[@NicoMurillo]

Thank u yes it is!! Freedom!

[@gotDIBS]

Did you check out Boxble? Yet, it might be a cheap option for living, and kinda cool too to vlogg about. I wish you the best bro!

[@azshoppingprincess4298]

So excited for you😊

[@Fuwa_san]

I wanted to trade in and pay off on a tesla, too. However, I'm too afraid of the resale value after 100k miles and degrading of battery.

[@NicoMurillo]

Yeahh battery replacement is high cost

[@henrycruz45cal]

Congratulations Good thing you made good money with Tesla so you could save that money.

[@jeffs9850]

Kudos!

[@merlin6180]

Nico, you clearly have a strong determination and are likely to achieve your goals in the long run. However, there may be smarter ways to work toward financial independence without compromising your health through a car-nomadic lifestyle. 1. Sell your Tesla for its market value (around $30k) and use the funds to buy a more economical car and secure a place to live. 2. Opt for an affordable car (around $6k) to avoid car loans and reduce insurance costs. 3. Consider renting a room (approximately $1k/month) to save time and gain conveniences like a regular bathroom and laundry facilities, providing a stable home base. This strategy could allow the $30k from your Tesla sale to cover about two years of rent. During this time, you could focus on developing your skills beyond the daily challenges of living out of a car. By sacrificing the Tesla, you gain some normalcy without being tied down, maintaining a minimalist lifestyle similar to what you managed in your car. Just remain disciplined to avoid lifestyle inflation.

[@jml9550]

Good strategy. I doubt he will give up his Tesla.

[@NicoMurillo]

Appreciate the advice! Thank you 🙏 but i just paid off the tesla and i love the nomadic lifestyle already it is fun

[@entertainmentWeekly19]

This is his journey why the fuk are you giving him life advice who are you? Let the man take his own journey. You’re defeating the purpose of his own journey. He’s sharing his journey. He’s not asking for your input. It’s his story not yours go ride someone else’s wave.

[@cynthiaconners4474]

The BEST VIDEO EVER!!! One can only dream lol😅

[@NicoMurillo]

BEST DAY EVER 😄 🙏

[@SilverTurtle65]

Living debt free is true freedom. You just made 7% on your money. Congrats

[@NicoMurillo]

GUARANTEED!!! LETS GOOO

[@davidglad]

That is after-tax, actually. Presumably there aren't better alternatives, even if you commit to some long(er) time horizon

[@SilverTurtle65]

@@davidglad Yes there’s better options I’m sure. But since he’s decided to live in the car having the peace of mind that no matter how hard time’s get. He doesn’t have to worry about getting woken up in the middle or the night by a repo man.

[@robertz7294]

Myself, I never had car payments, being a mechanic, I can look after the car. I am happy that you are debt free. I will be paying my house off this month, no more mortgage, yippee... I could get another small mortgage, but I would rather pay it off than pay much higher interest rates. Cheers from Canada, Rob.

[@NicoMurillo]

Ayeee congrats to you! Time to celebrate! Greetings from sunny California! ☀️

[@robertz7294]

@@NicoMurillo Thanks, I am looking forward to it.

[@RandyLe-cb2eb]

Better days are comin

[@NicoMurillo]

Better days!!!!

[@LEBATO]

"Financial independence" by going all in the stock market?! By when, on what basis? I think you'll have to settle down your expectations a bit or you are in for a rude awakening. It doesn't seem you have enough cash to live off of the potential gains you'd make. What sort of returns are you expecting? If you are going super high risk, then you are gambling. It's concerning that you are readying GaryV, a certified crypto conner. Watch out bro, all these financial gurus you like are often speaking from a very position. Best of luck.

[@California2Cambodia]

Yo Nico, since u working in Stoneridge mall Pleasanton GMC go to this Safeway parking lot 24 hr it’s on 1701 Santa Rita RD it’s safe there.

[@NicoMurillo]

I will look into that!! Thank you! 🙏 seems like a legit spot

[@California2Cambodia]

@@NicoMurillo yes sir! That Safeway parking spot got a charging station it’s not Tesla super charger.

[@katisugarbaker7349]

Come to Florida. Warm in winter. No income tax. That saves us tens of thousands per year.

[@NicoMurillo]

Isnt it too warm there tho?

[@jml9550]

Hot and humid in Florida.

[@asnboy1084]

congrats! love the vlog style car camping. How much do you spend monthly charging the car now when you live in it?

[@NicoMurillo]

Im not gonna lie its a lot more now since it drains 10% each car camp night but thats $3.30 Its about $0.33 per 1% from my calculations

[@caydenthompson126]

A couple questions: 1) did you get some cash from selling your house? 2) where are they going to mail your title if you don't have a house?

[@marz9586]

1.) Yes. 2.) His parents place

[@Panterm1]

Looks like you will need a new TPMS sensor

[@NicoMurillo]

Yeahh they said it would cost $150 to fix

[@Panterm1]

@@NicoMurillo if you still have warranty easy. If you hit something out of pocket cost

[@v.smedia1494]

Elon says thanks for paying the car off 😂

[@NicoMurillo]

Haha mo money

[@henrycruz45cal]

288 mile range. You've lost some range How many miles do you have on the car?

[@NicoMurillo]

103,000 miles

[@lala-dee]

Worse case scenario if you decide to travel abroad more you can sell it to Carvana or private buyer

[@NicoMurillo]

Interesting never knew that!

[@NicoMurillo]

My car does have 100k+ miles on it now

[@sanmansfishingadventure]

Heck yea! Debt free!

[@NicoMurillo]

Free at last!

[@TateDoliente]

May be sell your Tesla and buy an older car, but spacious for less than $30,000

[@tonireed4308]

Congratulations Nico...We done Cutie 💋💋💋

[@NicoMurillo]

Thank you!

[@gloriagunning4088]

Congrats. Hope you have an address for when they send you your title to your vehicle

[@CerealDamage]

Congratulations! Now it’s time to sell your Tesla and get yourself a commercial van and start conversion. 😅

[@NicoMurillo]

Maybe one day! They seem fun, but they break down easily

[@williamread8186]

Congratulations.

[@NicoMurillo]

Thank you!🙏

[@ninacook9162]

👍 good job!

[@NicoMurillo]

Thank you!

[@sharonevans1257]

Good for you!!!!

[@GrillWasabi]

You could've rent out your house and have someone else pay your mortgage. Car value depreciate.

[@NicoMurillo]

Yeahh true but vacancy rates suck and waiting for tenants takes awhile

[@brandyn6644]

Holly interest rate…. I have a 24 y at 4.29% and only owe $31500 on it and it’s brand new??? WTH

[@NicoMurillo]

Sheeeshhhhh

[@Area51-is6vg]

If you don't mind sharing how much do you pay for your tesla car insurance? Every month? or every 3month or every 6month?

[@NicoMurillo]

$124/mo tesla insurance

[@H1mynameisLarry]

Super happy for you but I rather have 30k extra in my bank for let's say emergencies than pay off a depreciating asset... there's a reason why Elon has a 200b networth and still take out loans. Keeping more liquid cash in the bank is always the BEST option. Car payments are only bad if you have a 30k loan and you make minimum wage but if you have 200k in your bank with a car payment, that's NOT bad.

[@jml9550]

Why would you get a car loan with $200k in the bank? I bought my wife a $52k Lexus NX hybrid in cash and I have more than $200k in cash.

[@NicoMurillo]

Ahh i see!

[@H1mynameisLarry]

@@jml9550 the same reason why Elon got a loan for Twitter when he has billions lol. It’s much more valuable to have the extra 30k liquid cash in the bank than saving 50 bucks a month in interest.

[@manonamission2000]

@@jml9550liquidity, opportunity cost

[@jerryleyba2695]

Congratulations

[@robertoramirez1069]

So you paid off a depreciating asset instead of paying on a house ? Why ?

[@NicoMurillo]

😄 because car debt sucks lol

[@jml9550]

Pay off the car is a smarter move if you have 6-9 months of cash reserve. I would not buy another house give the current high price and interest rate.

[@jfountain2]

You should have kept the money and just tripled the payment. You could have used part of the 30k to invest. It will take you longer to save 30k than to pay out 2k a month.

[@NicoMurillo]

Sheesh

[@jfountain2]

@@NicoMurillo this is from my lives experiences going through what you are going through now. Todays cash is worth more than tomorrows!

[@Gamess0000]

sometimes debt is good you just dont want to be decapitalized just like that always try to keep an emergency fund

[@NicoMurillo]

Yup i have an emergency fund

[@GrillWasabi]

And in Modesto i found tritip $3.99/lb and i thought it was expensive 😅

[@NicoMurillo]

WHAAAT YOU GOTTA SHIP THAT HERE! Haha

[@Annngelooo]

Did you sell your house for a profit or loss?

[@GrillWasabi]

Of course for a profit

[@Annngelooo]

@GrillWasabi not necessarily

[@caydenthompson126]

Depends on the market and how long you've had the house and closing costs​@@GrillWasabi

[@GrillWasabi]

@@caydenthompson126 your comment tells me without telling me that you didn't watch his other videos of when he bought it.

[@caydenthompson126]

@@GrillWasabi tell me more

[@dannu56]

Quick question did you ever get an apartment? if not where do you cook your food?

[@NicoMurillo]

I go to gas stations to warm up my food and if they say no i use my jet boil stove

[@stargazerr3474]

you should go to nursing school! You will never get laid off even during a pandemic . You will get OT and bonuses and work 3 days a week for 12hr be off 4 days unless you want to work more for OT !

[@NicoMurillo]

Thats so much schooling, i already have a business degree from sjsu

[@donaldchoi3912]

i would have put that into stock market and keep the monthly payments… short term sighted- use it for roth IRA you can always borrow against that and pay yourself interest… let that money grow - borrow against that and not have car payments… that is what the wealthy does

[@ericsoho]

yeah I don't agree with paying off a low interest loan

[@NicoMurillo]

Debt free 😌

[@tho464]

Beware of capital gains if you used your profit from the house. You might be back in debt to the tax man.

[@NicoMurillo]

I didn’t use the money from the sale of the house

[@ReeLSpirit]

Also, if he’s lived in the house for 2 years. There should be not capital gains up to $250k

[@Panterm1]

When that battery get out of warranty. And you need a new one Another $14,000

[@fredfred2363]

He knows people who work in Tesla... having worked there himself. Makes sense to own one with all those contacts.

[@Panterm1]

Contacts don’t pay for your vehicle maintenance service

[@paulh1745]

The thing that is more sad than anything is that he’s homeless, but more importantly, he made his entire family homeless, and his priority is paying for a car. This is not a person you would want to use as a role model. Role models don’t live on the street. Role models don’t live in their car. That’s very poor judgment.

[@ska8er888]

​@aaa4181 if you watched his other videos, he has a lot of money in rsu stocks, 401k, and roth...do you???

[@caydenthompson126]

He's single...

[@paulh1745]

@@ska8er888 I have been retired for 24 years, I own my own home, I’m not homeless, I don’t live in a car, and I’m able to support myself after 24 years of retirement. His bad decisions put him living in a car and displacing his entire family. He should not be allotted for that.

[@Joe-be3pw]

@@paulh1745 lol ok this dude is young and trying to build his wealth by having no debt. His situation is not yours.

[@bread322]

@@paulh1745no one gives AF about your situation. If you don’t like it here, get out. You don’t gotta shit on someone to make yourself feel better. You’re old AF.

[@RoofedAsian89]

Why pay them off now ?

[@NicoMurillo]

Because i’ve had it!

[@RoofedAsian89]

@@NicoMurillo should have save it for a rainy day

[@katisugarbaker7349]

I must’ve missed that you got another full time job. Maybe use tales of that for content.

[@NicoMurillo]

Ooh thanks for the advice! Ima add it to the list!

[@YoshiV819]

Dave Ramsey would tell you to sell the Tesla and buy transportation for $5000. Find a place to live and increase your income. Who wants to live in their car??? That thing gets stolen and you're screwed, so dumb!

[@NicoMurillo]

Sheeeshh! Thats true

[@jml9550]

The issue is now is a bad time to sell his Tesla at rock bottom price. A newer 2-3 YO larger SUV is gonna cost him more to buy and fuel with eat him up in the Bay Area. I do agree that it is better to find a room for $1k a month instead of living in a car.

[@YoshiV819]

@@jml9550 doesn't NEED a 2-3 year old SUV, needs a 10 year old car that goes from point A to B. Plenty of those on Earth selling for less than $8K that'll probably run for several years putting next to nothing into them!

[@-COMMON-MAN]

💵❗️⭐️