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Overpaying your mortgage is as good as it has ever been, but should you do it?
With inflation at a high, the Bank of England have been raising the bank rate throughout the year. This has resulted in mortgage rates rocketing, up to an average value of 6% per year, meaning that overpaying your mortgage is as attractive as it has ever been.
In this video, I explore the benefits of overpaying your mortgage, and compare it to investing in the stock market. Choosing between investing and mortgage overpayments is an extremely difficult decision, but I found a solution.