I cudnt get wat u mean..bank is not seeling da thing...definitely he purchased it from outside..on a Price..not cost...2ndly when...customer comes thing is not wd bank.even suppose he purchsed da thing 5% extra on da good..then again da good cost to customer 5% more than actual price.how can it be fair.why u forget da islamic way of Qarze wdout any profit.why dont u fear Allah?plz apologise me if m harsh.