If you think BUYING A FLAT IS A GOOD INVESTMENT, Big Mistake!

  Рет қаралды 68,049

Krishnaraj Rao (Urban Naxal)

Krishnaraj Rao (Urban Naxal)

Күн бұрын

Пікірлер: 338
@divanshk
@divanshk 2 жыл бұрын
100% agree, in gurgaon builder lobby has created a huge FOMO, flats are not getting resales at all
@nostro1940
@nostro1940 2 жыл бұрын
Indian call center scammers will buy them
@dhananjayrudrawar7144
@dhananjayrudrawar7144 Жыл бұрын
Very true. Same in Pune and Pimpri Chinchwad.
@rushikeshgodase4150
@rushikeshgodase4150 Жыл бұрын
@@dhananjayrudrawar7144 Buying a flat is good or plot???
@yuktasingh986
@yuktasingh986 Жыл бұрын
@vishal I am trying to find a flat in resale in gurgaon in few of the socities which are not new still I am.not able to buy with in my budget.
@divanshk
@divanshk Жыл бұрын
@@yuktasingh986 try in new Gurgaon.
@MrTanmoy1911
@MrTanmoy1911 2 жыл бұрын
You absolutely nailed it. one also must consider the property tax that needs to be paid + Mutation cost + percentage to be paid to broker who will bring tenants + minimum maintenance costs apart from society charges. One must not forget about the tax on the sell of property, if applicable. Afterwards calculation is easy - whether one will be in profit?
@Hello8090-y7y
@Hello8090-y7y Жыл бұрын
If you buy 1 crore flat in 2023 and you want to sell in after 15 years 2039 . Then reselling is very difficult nobody will purchase 15 years old property by paying 2 crore. Everyone will find new flat instead of buying old property
@yogeshsharmareal
@yogeshsharmareal 8 ай бұрын
True
@mansukhdeep
@mansukhdeep 6 ай бұрын
Even if you do find someone who is ready to buy, 2cr is a distress sale in 2039. Inflation will eat up the appreciation.
@anuragrajasingh
@anuragrajasingh 6 ай бұрын
Depends on the location and your society. For example, if you buy even a second hand flat anywhere from Cyber City to Golf Course road which is 10-15 years old already, and then sell it after using it for let's say 5 years, it will go for a very good amount and sell-out promptly. Similarly, let's talk about rent. If you bought a flat for let's say 60L in Bangalore, approx. 4-5 years ago. Today the property is easily worth 1.2-1.5 depending on size, society, location etc. The rent while much lower earlier would be easily in range of 45-55K per month again depending on various factor. Things are never black & white unlike this video. It is very very subjective, so better evaluate your conditions and factors before making any BIG financial decision instead of blindly following anyone, anyone on the internet.
@abhinandanrocks
@abhinandanrocks 6 ай бұрын
no. its just not about flat. that opd flat will be better located and it will have its own value to better location compared to new flat developed far away
@Tame-e9c
@Tame-e9c 4 ай бұрын
So where invest safe​@@mansukhdeep
@javaautomaddy6916
@javaautomaddy6916 2 жыл бұрын
Great video sir i am residents of palava.. U r each and every sentence is 100% true.. In palava 2 people r selling in 35 lac.. Which they have purchased in 50 lac
@roopa8683
@roopa8683 2 жыл бұрын
Palava is a bloody joke I too have purchased in Lakeshore greens and belive me nothing has been a bigger regret
@chahem
@chahem 2 жыл бұрын
What is the main issue of Palava?
@jytr123
@jytr123 2 жыл бұрын
Oh God seriously? 😮
@jytr123
@jytr123 2 жыл бұрын
@@roopa8683 baapre
@NSSPP
@NSSPP 2 жыл бұрын
Mostly NRI s have bought without knowing the ground reality
@isshiomi6364
@isshiomi6364 2 жыл бұрын
Sir, Aapko aur apke pariwar ko Bhagwan Srikrishna hamesha khush rakhe ye prarthana.....Aap bahut accha kam kar rahe ho...
@shaileshsingh1261
@shaileshsingh1261 2 жыл бұрын
First time I am watching a person who is very blunt and clear on thoughts.. thankyou sir
@sanketh768
@sanketh768 Жыл бұрын
so the thing is buy a flat only if you will stay in it and know that it will depreciate in future and it will be loss for you. just be satisfied that you enjoyed the flat by bearing some losses instead of renting it out where you didn't enjoy anything. Please correct me if my understanding is wrong
@saishekharjoshi
@saishekharjoshi 2 жыл бұрын
Great video sir.. please keep on making videos regarding investment in real estate so that we can be aware of the real life scenarios..
@jatindsaini
@jatindsaini Жыл бұрын
I think just like you. I bought a small plot by avoiding already inflated plots 4 years ago. And boy how true that was.
@mayankparekh8565
@mayankparekh8565 2 жыл бұрын
AMAZINGLY TRUE : BUYING FLAT IS = LOOSING YOUR MONEY = FORGET THAT TOTAL MONEY.
@hussainsayyed6528
@hussainsayyed6528 Жыл бұрын
Bro agree 👍👍
@rabindrapatra7151
@rabindrapatra7151 7 ай бұрын
Paying rent also loosing money
@two8915
@two8915 5 ай бұрын
thays why i living on top of tree
@arunv.6811
@arunv.6811 Ай бұрын
​@@two8915😂
@sp_jarvis
@sp_jarvis 5 ай бұрын
Where should one consider investing? I am asking because I have heard that purchasing a plot in a society with a reputable builder may not be a good idea as maintenance fees are required even if you do not live there. It is only beneficial if you plan to sell it later or reside in the property. Regarding commercial properties, if foot traffic is low in the area, it is unlikely that the shop will be rented out and may remain vacant for a few months. In light of this video's advice against purchasing under-construction properties, what other options are available for investment? Stocks, mutual funds, and gold are the only remaining options to consider. What do you suggest ?
@mandarp9472
@mandarp9472 Жыл бұрын
Only for own living people should buy a flat. Rental yield in India is 2 - 3%. Transaction cost in buying a flat is 8 - 10%. Better to invest in Bank FD, Post office or Mutual Funds for long term growth. Investment in flat, plot is illiquid assett. Selling a flat is difficult and can take even 6 months to 1 year.
@NA-vt6mz
@NA-vt6mz Жыл бұрын
100 percent
@akshayupadhyay3267
@akshayupadhyay3267 Жыл бұрын
Land appreciate much better than flat I got 2 properties in Pune hardly appreciated more than FD. in Tier 3 city like Bhopal Jabalpur my land properties appreciated 2-3x in last 10 yrs, flats hardly 20-30% but v hard to sell
@Vijay55234
@Vijay55234 3 ай бұрын
Pune mai toh kafi rare jada ho gaye
@anilmalhotra4775
@anilmalhotra4775 2 жыл бұрын
Buying a land is an investment...no maintenance cost no electricity expenses etc...or minimum electricity...one can make money provided the location is good..one has to wait for minimum 5/ 7 years
@vikassughand5652
@vikassughand5652 5 ай бұрын
Better your land not to be grabbed by local goons or politicians which is common in India
@sanjeevkushwaha4043
@sanjeevkushwaha4043 7 ай бұрын
This man is exact opposite of Amit Sangwan
@jitendrasinghshekhawat4646
@jitendrasinghshekhawat4646 5 ай бұрын
Amit sangwan real estate broker ha 🤣😂
@Son_OfKing
@Son_OfKing 5 ай бұрын
Sango life sutras ka business hai. Dalal hai wo. Wo toh bolega hi.
@Rahul.upadhyaay
@Rahul.upadhyaay 3 ай бұрын
Yes true, poles apart
@Rahul.upadhyaay
@Rahul.upadhyaay 3 ай бұрын
But sango bhi pura convince kr deta hai apni video me ...i believe there is no right and no wrong .the truth lies somewhere in between
@Son_OfKing
@Son_OfKing 3 ай бұрын
@@Rahul.upadhyaay sango broker hai, wo toh favor me hi bolega
@noelfernandes2263
@noelfernandes2263 2 жыл бұрын
An asset is something that puts money in one's pocket. Buying a house can be for multiple reasons but not investment - Commercial real estate and investment is a ball game that includes area, commercial potential and social fabric of that city. Most investors get 10 to 20 units / flats in one project for investment. Getting a single unit / flat / site for self use is not investment
@nostro1940
@nostro1940 2 жыл бұрын
Buying 1 flat can be considered a small investment.
@dhananjayrudrawar7144
@dhananjayrudrawar7144 Жыл бұрын
100% mere dil mein jo baat hai woh aaj aapne clear ki hai. Sir, you are Awesome.
@vh5827
@vh5827 12 күн бұрын
Good and informative video. Thanks for sharing your thoughts. We can comfortably watch at 1.5x speed and still not miss any info
@nikhilpande4288
@nikhilpande4288 2 жыл бұрын
Accurate information.you are doing great work by spreading awareness
@hrishi90
@hrishi90 2 жыл бұрын
Kya wonderful video hai.... Ye video every investor ko dikhana chaiye... what insights... priceless !!!!!!
@LK-sp3el
@LK-sp3el 2 жыл бұрын
For a middle class man he can afford flat only not independent house especially in big cities of india. Yes ready made flat can be chosen bcoz everyone cant efford independent home.
@Vijay55234
@Vijay55234 Жыл бұрын
And sad truth is that in resale market of flat.. nobody gives the price u pay of your hard earned money
@M2eddihari
@M2eddihari 2 жыл бұрын
In Hyderabad realtors are creating artificial hype and increased sft cost to 6000 and 8000 in far away areas. People are blindly purchasing paying crores for flats.
@isshiomi6364
@isshiomi6364 2 жыл бұрын
I agree with you....Instead of buying a new flat I am staying on rent....This gives me full freedom to shift to any other location without any worry...No bindings...Any time migrate to other city...if no good society, vacate & shift...At the most I will prefer to buy a resale flat, without broker at a very good price, where i have stayed on rent & its good from every aspect...
@Vijay55234
@Vijay55234 Жыл бұрын
​​@@Zebra663nd banks and loan giving agents and government by giving registration fees .
@rozeara
@rozeara 2 ай бұрын
Hey me too.. I have a transferrable job and I can't afford high EMIs.. living on rent and gonna focus on kids' education and travelling once a year
@santoshkanse1920
@santoshkanse1920 9 ай бұрын
True! Pune also same situation, without assurances of water supply in Wakad PCMC , Hinjewadi builder are selling flats in 1 Cr ++ and later flat buyer ended up spending lakhs of Rs on water tanker so paying 5k+ monthly maintenance!
@shailendra6888
@shailendra6888 2 жыл бұрын
Investing in a flat is a big mistake. You should buy a flat only if you want to stay there. Else it is simply draining your hard earned money!
@mrPrateekLyfts
@mrPrateekLyfts 2 жыл бұрын
Keep up the revolutionary enlightening work sir 👍🏼🙏🏼😇
@crismic1
@crismic1 2 жыл бұрын
Im middle class doing job from last 15 yrs and still now its difficult to buy a flat. Middle class is always crushed by paying high tax, and others.
@footballartisan8990
@footballartisan8990 Жыл бұрын
True.. its 10x more difficult now then it was in 80s-2000s
@footballartisan8990
@footballartisan8990 Жыл бұрын
Lucky are those people whose parents/family have bought properties in their time.
@sidtalgeri
@sidtalgeri 2 жыл бұрын
Again a great video ,explained in very clear and simple language. Superb!!!
@bulasom6437
@bulasom6437 2 жыл бұрын
I have always held Equity & Gold to some extent as an investment, but I find most of people regard real estate as the best possible investment.
@Enigma0071
@Enigma0071 2 жыл бұрын
Diversification is MUST...Stocks can one day give up all gains made in a decade so its not the gold standard of investment.
@sagarkapasi099
@sagarkapasi099 2 жыл бұрын
@@Enigma0071 clown
@Enigma0071
@Enigma0071 2 жыл бұрын
@@sagarkapasi099 stop growing Cotton Kapasi....grow some brain!
@xyz-vv5tg
@xyz-vv5tg Жыл бұрын
​@@Enigma0071 Not really. Everything follows equity
@Enigma0071
@Enigma0071 Жыл бұрын
@@xyz-vv5tg u have no idea what you are talking about! Equity and Gold always moves in opposite direction. Check the historical charts...
@sachinsingh-ok5it
@sachinsingh-ok5it 25 күн бұрын
my father bought a flat 1BHK in Pune Fatima Nagar for 7 lakh in 2007, today in 2024 the cost is 40 lakh for the same flat and people are still buying this. growth - The gain from the 1 BHK flat over the period from 2007 to 2025 is ₹33,00,000. The approximate annual growth rate (or interest) is 10.17%. ​​ the rent of flat from 2007 to 2025 have increased from 11000 to 16000 Over the period from 2007 to 2025, assuming an average annual rent increase of approximately 2.65%, the total amount spent on rent would be around ₹27,21,582
@chinmayeepatra2052
@chinmayeepatra2052 21 күн бұрын
Bhai ye channel wo logo ke ego ko satisfy karne ke liye hain jo property nahi le pate due to lack of purchasing power and they satisfy themselves by listening to Rao ji.
@BrownByTasteProudByChoice
@BrownByTasteProudByChoice 13 күн бұрын
Very good analysis...What is your outcome? I can see that paying 27L rent makes more financial sense, plus you get tax benefit on the rent paid. Your father entered the market at the right time because those who bought after 2010 are still stuck in the 'investment' ' and exiting at a loss. Those who are sitting on notional gains will know when they put it on the block for sale
@dragonmania2007
@dragonmania2007 2 жыл бұрын
Sir, MHADA is now a days launching many PPP model flats like Suraksha Smart City, what is your take on that?
@kshitijm9
@kshitijm9 2 жыл бұрын
Cant trust anyone.
@dhirajpatil4022
@dhirajpatil4022 2 жыл бұрын
Vasai na..? Dont invest.... No water.... Same mhada colony is in Virar... No water...Go read reviews on google...
@dragonmania2007
@dragonmania2007 2 жыл бұрын
@@dhirajpatil4022 yes
@dhirajpatil4022
@dhirajpatil4022 2 жыл бұрын
@@dragonmania2007 to be honest if you are not in hurry or not so important to buy flats .... In suburbs... Dont invest in Vasai virar region.... Totally disaster it is nowadays.... Tbh...vasai no Town planning like pune or navi Mumbai , no water no drainage .... List is huge...
@inpursuitofknowlegde-nlove
@inpursuitofknowlegde-nlove Жыл бұрын
I am still suffering from this mistake that I have done 4 years back when I was at a begging of my career
@Pranav_Youtube_Reddit
@Pranav_Youtube_Reddit 2 жыл бұрын
You are absolutely right Sir! Clarity of thought is zero
@ayushserviceprovider26
@ayushserviceprovider26 2 жыл бұрын
I sold palava flat in loss.inventory is huge.no buyer
@ripintandon
@ripintandon Жыл бұрын
Palava mein buildings took 10 lakhs for some crack and repair work. Plus, the maintenance is quite high. (3500 for 2 Bhk) So, people who brought 2 bhk, 10 years ago for 60 lakhs. Have paid interest on the loan they took. + they paid repair chargea + they paid 35 lakhs in maintenance (10 years) They are selling it for 52-54 lakhs, but still there are no buyers.
@ClashWithArthur
@ClashWithArthur Ай бұрын
35 lakhs Maintainance? I mean 3500*12*10 comes to 4,20,000. What's the catch i m missing?
@Bhim-l3s
@Bhim-l3s 2 жыл бұрын
very informative post... for all. sir can u advice for commercial property for best returns..!!
@adity313
@adity313 2 жыл бұрын
It depends mostly on the city where you buy the flat , prices appreciate at tier 1/2 cities more than the other . I got 2 flats now , i know i'm burning my salary for this but knowingly have created a rental income post retirement . To his , his own though . Knowledgeable video sir , keep going :)
@vasantshetty1981
@vasantshetty1981 Жыл бұрын
Wait until 15 to 20 years,It will give you great Return.people don't know.about this.
@logan4441
@logan4441 Жыл бұрын
What is your age sir???
@logan4441
@logan4441 Жыл бұрын
wow it's wonderful, can you please tell me what is your profession?? And each flat price I am almost 30 i have only one flat and some savings in fd
@adity313
@adity313 Жыл бұрын
@@logan4441 working in IT , one is joint with my wife it costed me 85 lakhs, the other 30 lakhs, Got some good deals on resale flats
@Newage-ed7er
@Newage-ed7er Жыл бұрын
Have you considered depreciation cost too ?
@siddharthamohan6382
@siddharthamohan6382 2 жыл бұрын
I saw your 3 different videos . where you said no to plot, no to villa, no to independent house and now no to flat. read caption only though for 2 of them. I don't know what to buy now...
@arbchowdary832
@arbchowdary832 Жыл бұрын
😂😂 use u r own gut feeling
@pravinwankhade1835
@pravinwankhade1835 Жыл бұрын
😅
@Vijay55234
@Vijay55234 Жыл бұрын
If u want to live with family for long period of time and u get flat at reasonable price buy fiat...but considering financial loss in mind...own home either flat or anything gives peace of mind... after all why we earn money?what to do with money.. besides food..
@erenyeager1096
@erenyeager1096 5 ай бұрын
Sir me student hu, Apke vids dekh ke bohot hei gyaan prapth hota hai just 1 request can you make a real estate course jisme purah scratch se samjaya jayeh apke dwaraa abt properties & investment etc for customers toh bohot hei helpfull rhega ye sab! apph pdf banake bhi sabkuch scratch se ekdam in detailed me explain bhi kr skthe hoh iseh jo beginners hai mere jese unko bhi bohot helpful rhega. Language English & Hindi mix.
@chinmayeepatra2052
@chinmayeepatra2052 21 күн бұрын
Sir Property registrations are at all time high in all major cities in December 2024. And since you made this video property market further shooted up in all cities. Bangalore, NCR, Mumbai, Pune every cities prices went up. What is your take on this?
@subodhbahuguna3226
@subodhbahuguna3226 2 жыл бұрын
Sir! In Delhi a pale antique DDA LIG raw flat is demanding whooping 70 lacs! Better to live on rent instead near the workplace
@ashishk81
@ashishk81 2 жыл бұрын
Where do you invest money sir , stock market , mutual fund , gold or land ?
@GolbalEduVentures
@GolbalEduVentures 2 жыл бұрын
Mutual funds... since u asked mean u don't know abc of investing..
@randomguy7175
@randomguy7175 Жыл бұрын
Land..
@NA-vt6mz
@NA-vt6mz 11 ай бұрын
Plz google price of gold past 20 years and see hike
@khudafarishta3101
@khudafarishta3101 2 жыл бұрын
Sir want ur help wanted to k ow what is best option to invest in
@CodeKumar
@CodeKumar 8 ай бұрын
Sir, i brought 2bhk resale flat in standalone building from owner directly, i got keys on same day, I can afford that only, now people saying this is bad flat 😔 but when I remember days when I was sleeping on railway station 😊 i proud myself and i saved alot of money 💰
@itsswatisaini
@itsswatisaini 4 ай бұрын
Good for you brother
@CodeKumar
@CodeKumar 4 ай бұрын
@@itsswatisaini Now Metro station is coming here within just 1 Km from my old flat, and now all other who said my flat is bad those people are Amazed 😅
@_Infocars
@_Infocars 17 күн бұрын
​@@CodeKumar At what location?
@CodeKumar
@CodeKumar 17 күн бұрын
@@_Infocars in pune
@saptarshi7587
@saptarshi7587 2 жыл бұрын
Depends; if you get a good deal definitely investment in flat / land is good investment
@xyz-vv5tg
@xyz-vv5tg Жыл бұрын
No flat. Land is a good idea
@Desi_DubaiDiary
@Desi_DubaiDiary 8 ай бұрын
Real estate is just like Second hand Car 🚘 both share same story and understanding.
@sarwarhusain2885
@sarwarhusain2885 9 ай бұрын
Sir absolutely right mere sath yahi howa from Kuwait investment kiya lko up me flat lene ke baad maintenance charge every month alg se de raha hoo😅
@santoshogilvy9359
@santoshogilvy9359 2 жыл бұрын
I agree with your point sir but How to get out of the home loan now I have purchased the XRBIA property & now I want to close the loan. but the builder is not giving possession and even he gives the possession were to sell this flat? buyer is not available
@preetivandana1312
@preetivandana1312 Жыл бұрын
Thanks for awakening our mind Sir
@Srilakshmi2516
@Srilakshmi2516 Жыл бұрын
Then where to invest money? What happens after 40 years age of flat in redevelopment?
@unresolved_dillemma
@unresolved_dillemma Жыл бұрын
In land or plot in small town
@prakashsunilwaval
@prakashsunilwaval 2 жыл бұрын
Each Family has their Financial Legacy, They can Manage to Invest in Property/Land without Loan/ Mental Trauma but those do not have Please stop following Others and Invest wisely for Next generation without getting Crushed under debt.
@simrantapanchaudhary3294
@simrantapanchaudhary3294 2 жыл бұрын
Sir, Is Godrej properties park retreat , Bangalore is a good option to buy as it's a under construction property.
@shubhamsinghrana6175
@shubhamsinghrana6175 Жыл бұрын
Buy shop instead of flats
@rozeara
@rozeara 2 ай бұрын
I'm a govt officer at WB (extremely low paying job) .. I have two kids .. I have decided to live in rented house as I can't pay huge EMI on flats.. as the daughters are exclusively dependent on me I want to focus on their education.. because after getting job or doing business they might settle outside WB .. then buying flat would totally be a wastage
@harishankartiwari6965
@harishankartiwari6965 2 жыл бұрын
If you will not live in flat then Don't buy flat.
@harshitkulkarni8062
@harshitkulkarni8062 Жыл бұрын
Sir you are doing a great job thank u sir for your eye opening session
@ferozbargir3404
@ferozbargir3404 2 жыл бұрын
Be careful before buying any residential or commercial property in Ulwe. When we visit Brokers / Builders office as a buyer, they are showing the positive side of investing in Ukwe to sell their products at higher price. When we visit them as a seller, they are showing the negative side of Ulwe to sell the property at lower price. Brokers are not satisfied with their 2% commission in Ulwe, they want their commission much much more than what Investors are gaining. They do not care for investors are gaining or losing. I am very much concerned about the investors / consumers who have purchased the property on loan. They are the victim and getting exploited in this real estate market.
@pammyarw
@pammyarw Жыл бұрын
If I go for buying house to stay for myself will that make sense?
@dylanpereira7543
@dylanpereira7543 11 ай бұрын
Very True Sir There are many things you have still not covered when selling they tell you positive points but when you sell they tell you all negative points. I AM SITTING IN COURT BANDRA EAST FOR PAST 17 YEARS NOW ALL LEAVE AND LICENCE CASE IS GOING ON BECAUSE OF SIMPLE THING POLICE HAVE NO POWER IN LEAVE AND LICENCE YOU HAVE TO GO TO COURT.
@poojantarkas
@poojantarkas 2 жыл бұрын
Agar ghar na le to Sir jo yearly tax saving bracket milta hai 2 lakhs ka..wo tax hum kaise save kre?
@ayushserviceprovider26
@ayushserviceprovider26 2 жыл бұрын
Invest in elss
@firstmover6904
@firstmover6904 2 жыл бұрын
Ppf mein daal do
@poojantarkas
@poojantarkas 2 жыл бұрын
Nai bhai ppf, elss me 80c k under 1.5 lakhs ka tax benefit milta hai.. But home loan interest pe additional 2 lakhs ka tax benefit milta under section 24b. Isilye jyada salary hone pe home loan lete h log..
@ankandey2799
@ankandey2799 2 жыл бұрын
Mummy papa ke naam me aage house h to uske account me rent transfer Karo. You can pay rent to your parents and save tax
@aryapatel7615
@aryapatel7615 2 жыл бұрын
@@poojantarkas 2 lac interest pe milta hai utne ke liye min 2 cr ka property lena padega
@rajendrapal7261
@rajendrapal7261 2 жыл бұрын
अंकल जी ने अपना पूरा अनुभव प्रस्तुत कर दिया है आपको बहुत बहुत धन्यवाद।
@User1976valid
@User1976valid Жыл бұрын
Flat/land investment always to areas where city is shifting. For example ULWE when sewri MHTL bridge work started. Risk with FD is bank do not support / insured more than 5 lac amount - No tax benefits- No indexation benefits- we might get 7% interest before tax today - not guaranteed after 3 years get same once you go for renewal.look at interest rate before 6 months. Real estate investment is must for diversification. Definitely need to make good study before buy. Doesn’t matter what sales person says - stick to your study and decision. Investor don’t make decisions based on others Marketing ideas.
@PravinChalke
@PravinChalke Жыл бұрын
It's depends on when, where at what price you purchase home Currently we stay in flat which is purchased in 2004 at 3.3 lakhs and current cost is more than 30 lakhs. I can say it's gave us more than 9x return. Even share market will not give that much return. This home is purchased with own money but even if purchased using bank loan might be had paid 7-8 lakh to bank including interest and still 22 lakhs profit. So again it's completely depends on when, where and what price you have purchased Location of Palava City is not good. If you are staying in Mumbai accessibility to railway station is important.
@SubhadeepGayen
@SubhadeepGayen Жыл бұрын
According to calculation you got 12% return nothing great to be honest, but considering realestate its good
@PravinChalke
@PravinChalke Жыл бұрын
@@SubhadeepGayen No it's not 12% It's 10 times in 18 years + we saved rent of lakhs. This factors don't get consider while calculating profit by major KZbinr but they add it in loss while not buy recommendations. 12% give max 3-4x and not 10x
@NA-vt6mz
@NA-vt6mz Жыл бұрын
Where is ur house
@user-pr6lv7nd6l
@user-pr6lv7nd6l Жыл бұрын
​​​​@@PravinChalke It is calculate yourself Only 12 % cagr I am not including rent saving though.
@vipulshah3933
@vipulshah3933 11 күн бұрын
Nice information
@maheshbhujbal339
@maheshbhujbal339 2 жыл бұрын
I disagree sir, 1- my first investment in 2006 , brought land of 150k + constructed 3 stoor building of total 2400 sq ft ( in Chinchwad, pune), today i m using ground floor for my personal use & getting 25K rent for above two floors 2 - I brought 3 bhk penthouse in Chinchwad, pune for 2500k in 2008, today i m getting rent of 23k from it, What we need to see is look for good opportunity, & grab best among them......
@braveindian2628
@braveindian2628 2 жыл бұрын
Property rates 80 -90's to 2005 tak almost stagnant tha.....uske baad boom aya.... People who bought property between 2003 to 08 made quick and good money. If today u buy property and rent it u will get less than 1% in rent per year.
@firstmover6904
@firstmover6904 2 жыл бұрын
Dada you are knowledgeable in the area. This video is for PPL who are not that into real estate. Plus real estate in Pune is not as messy as in Mumbai
@ankandey2799
@ankandey2799 2 жыл бұрын
@@braveindian2628 ekdom sehi baat If you have money and want to compound your money then invest in crypto and equity
@SS-sy4qw
@SS-sy4qw 2 жыл бұрын
First point is not valid here. Buying a land is the best investment always. Buying a flat may or may not be a good choice.
@gauravtaneja3786
@gauravtaneja3786 2 жыл бұрын
You have invested before 2010 which was indeed golden period for investing in real estate... The numbers do not fit in today...
@pramodborole5263
@pramodborole5263 10 ай бұрын
Investment depends upon location. Price hike depends upon location. The price hike of flat depends upon price hike of land because construction cost is constant. Resale flat is always second hand flat. Investment in flats depends upon demand of flats in future. Investment in single building near station is best option because builder is not in your compitation
@shirazmubarakai8460
@shirazmubarakai8460 2 жыл бұрын
Please advise for buying a N A plot with a cottage on it.
@dada33221
@dada33221 2 жыл бұрын
I'm not sure what you are saying..aise to kabhi koi kuch Kharid hi nahi sakta. Give a clear picture of where to invest if not real estate?
@Hello8090-y7y
@Hello8090-y7y Жыл бұрын
Kayi bi invest mat Karo, kamav khav , peeyo , enjoy Karo aur mar jaav ak din , bank loan aur emi chakkar pe mat pado
@vraj8298
@vraj8298 2 жыл бұрын
👍 good view points..Thank you.
@ghostrider8307
@ghostrider8307 Жыл бұрын
Absolutely correct. Thanks v much.
@anuragrajasingh
@anuragrajasingh 6 ай бұрын
Depends on the location and your society. For example, if you buy even a second hand flat anywhere from Cyber City to Golf Course road which is 10-15 years old already, and then sell it after using it for let's say 5 years, it will go for a very good amount and sell-out promptly. Similarly, let's talk about rent. If you bought a flat for let's say 60L in Bangalore, approx. 4-5 years ago. Today the property is easily worth 1.2-1.5 depending on size, society, location etc. The rent while much lower earlier would be easily in range of 45-55K per month again depending on various factor. Things are never black & white unlike this video. It is very very subjective, so better evaluate your conditions and factors before making any BIG financial decision instead of blindly following anyone, anyone on the internet.
@kkaushik8752
@kkaushik8752 Жыл бұрын
how is Godrej City in Panvel ?
@rashmisurve993
@rashmisurve993 Жыл бұрын
Sir, Maine Mera old property becha hai, toh mujhe ab property hi Lena chahiye kya? Ya, main aur dusri jagah invest kar sakti hu?
@mithunkoley8906
@mithunkoley8906 11 ай бұрын
Sir, Your thoughts is 100% correct... I am in this situation to invest within few day's. So many things clear
@avinashf
@avinashf Жыл бұрын
How To Find Actual Price?
@souryarana5487
@souryarana5487 2 жыл бұрын
Is it worth to buy old dlf flats in prime location like golf course road (20 yrs old)? Looking forward for your advice?
@musicpicc2009
@musicpicc2009 2 жыл бұрын
No don't purchase whether the location may be prime but flats will be outdated Their tiles , sanitary fittings , carpet area will not be good and luxurious as it is of 2002 Also windows will be also small as compared to newly constructed apartments , interior may not upto the mark Their will more chances of problems related to leakages , wall cracks So it's confirm you will have to pay a lot means renovation cost JUST LOOK FOR A NEWLY CONSTRUCTED PROPERTY
@footballartisan8990
@footballartisan8990 Жыл бұрын
Worth only if building is in good comdition and its going to be redeveloped
@arjuntyagi5860
@arjuntyagi5860 Жыл бұрын
Don't buy old infrastructure
@MurtuzaKhan-ji7rb
@MurtuzaKhan-ji7rb Жыл бұрын
Sir salute you save me in investing property good suggestion each and every point
@galabaga
@galabaga 9 ай бұрын
Is it possible to put English sub-titles please?
@sasssports9664
@sasssports9664 2 жыл бұрын
Agar aap "Opportunity Cost" ki baat karein to aapka point shayad theek ho bhi sakta hai! Par agar aap koi bhi Ten Year Period lenge to property kisi bhi area mein down nahi hoti hai! Agar aap 10saal rahoge bhi aur same price pe bhechoge jispe aapne khareeda hai tab bhi to maan ke chal sakte ho ki aap 10 saal rent free rahe. Shares are great investment if done wisely but you can't compare tangible and intangible properties as you have done in your video. Interesting take nevertheless!
@Democratic_values
@Democratic_values Жыл бұрын
Good point
@sanjeevmehta2079
@sanjeevmehta2079 2 жыл бұрын
There is a flat at greater Noida which i know someone bought a 4 bhk flat for 1.05 CR abt 3 yrs back is now selling for 1.55 cr and that too isnt available in resale ,as demand has risen, he earned a cool abt Rs.10 lacs in rentals over the period of 3 yrs also , I guess this isn't a bad deal 🤝🤝💯
@funexplore4428
@funexplore4428 6 ай бұрын
In kharghar many flat were 70 to 80 lakh for 2bhk ...now its costing 1.7 cr minimum in good Building..
@virenderkathpalia1887
@virenderkathpalia1887 Жыл бұрын
Hello..I am planning to buy a flat in Dwarka,Delhi where societies are free hold and around 20yrs old but most of them don't have occupancy certificate..Is it safe to buy a flat which is free hold but without an occupancy certificate (OC)..
@yogeshsharmareal
@yogeshsharmareal 8 ай бұрын
No
@VISHAL-rh7qx
@VISHAL-rh7qx 3 ай бұрын
I have purchaed flat in navi mumbai new developing locality in 2017 1 bhk around 50 lakh which was under loan and have sell that flat in 2024 in 47 lakh. Loss of 10 lakh.
@saidulmolik8227
@saidulmolik8227 5 ай бұрын
Right suggetion sir thank tou
@ArchanaKothari-lg1dd
@ArchanaKothari-lg1dd 7 ай бұрын
Thank you
@sallianz11
@sallianz11 2 жыл бұрын
Herd mentality is prevalent everywhere. Most ppl base their decision or rather just follow what others do. Rental yields for residential property are just pathetic.
@prasadsinha3143
@prasadsinha3143 Жыл бұрын
Flat lena kabhi kabhi majboori bhi hoti hai agar kisi himalyan region me jameen lena hai toh milega hi nhi sirf locals hi wahan ke buy kar sakte hain banglow me bhi wahi problem aur ooper se price 8-10 times magar flat me dono faida hai 15-20 saal tab aap us flat ko farm house ki tarah use kar sakte ho aur 20,25 saal baad agar bechne ka mann kiya toh bech bhi sakte hain magar jaisa inhone btaya ki usme loss hi hoga par phir bhi 25 saal wahan raga bhi toh khud toh agar 5 -10 % loss me bhi bik jaye toh bhi jyada problem nhi
@kullutravels6926
@kullutravels6926 13 күн бұрын
Ye baat gurgaon ke builder ko pta lag gyi . 😂😂😂😂 phir kulta tha rent hi 80000 ker diya ab na flat bechna padta h builders ko aur na buyer ki tension badhiya rent aa rha h
@shadiyasarguroh7184
@shadiyasarguroh7184 2 жыл бұрын
Sir I bought flat with out oc what problem I face please guide me
@spiritualbharat963
@spiritualbharat963 9 ай бұрын
Lovely
@HimanshuSharma-mq4ne
@HimanshuSharma-mq4ne 2 жыл бұрын
Your every word is 100 percent true..
@sagaronline265
@sagaronline265 2 жыл бұрын
krishnaraj rao ji aapka gyaan eye opening hai.bahot hi badiya video hai sabhi ke liye ,such minute details u r keeping infront of every viewer.
@ShreeStockMarket
@ShreeStockMarket Жыл бұрын
Hi sir, Me lodha mdhe room book kela hota 1 month aagodar token amount deun. Ani ata te bolat ahe tumhala tumhi jo unit book kela ahe toh nhi milnar. Tya badlyat tumhala dusrya building mdhe deto. Aamche ek discussion zaale lodha employees sobat te ashe bolat haet ki tumhala 2 options deto tumhi cancel kra ahi tumhala refund krto tumchi amount otherwise tumhi dusrikde ghya. Ani dusrikde as per my requirement units ch available nhi ahe. Sir ya vr mla ky suggestions dyal tumhi.
@iamwinner6543
@iamwinner6543 Жыл бұрын
Tumhara tyancha ashe vartan mile kalale na ki te bharosemand nahi she. Bhagwan ne tumhala chance dila ahe refund ghya Ani exit Kara.
@preetisheth2933
@preetisheth2933 2 жыл бұрын
Eye opener video, thanks sir
@khayalo_Ka_Safarnama
@khayalo_Ka_Safarnama Жыл бұрын
In most of the cases it’s a loss deal but in some of the cases it’s a very good deal. It totally depend where your flat is located. Also, this is not applicable to land.
@jenilchristo8775
@jenilchristo8775 9 ай бұрын
Yes especially if you have jobs in the vicinity say 5-10 kms
@amolpatankar4268
@amolpatankar4268 2 жыл бұрын
Absolutely right sir. Thank you so much 🙏
@kailastawde8466
@kailastawde8466 2 жыл бұрын
Bcoz my home is gone to the road project near the mithi river..... At mahim causeway....so how to gain my home
@Hello8090-y7y
@Hello8090-y7y Жыл бұрын
Tum bi us river me doobke mar jaav
@hussainsayyed6528
@hussainsayyed6528 2 жыл бұрын
Sirji great 👍👍👍👍 video
@jaksabhishek
@jaksabhishek 4 ай бұрын
This is an old video setup in Covid time.. things have changed in last 2 years
@kiranchoughule
@kiranchoughule 10 ай бұрын
Buy property only if you have full all inclusive amount, never ever take loans. Loans will bleach your earnings for rest of your life till retirement.
@aiquantum9
@aiquantum9 8 ай бұрын
according my calculations i would never buy flat . i would pay rent to live in or buy the home with land but still why so many people buy it ? ... reasons is the enviornment. people make home in out part of cities but they want to live in isolated places.
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