Out of all the amortization videos ...yours was the EASIEST and the FASTEST !!! TY and its no wonder youre a smart woman
@VanessaGraulich2 жыл бұрын
thanks so much :). Math is just that beautiful :)
@gvagirlsavaayla50434 жыл бұрын
I learned more in your 4 minutes video than my entire 3 months of finance class.
@VanessaGraulich4 жыл бұрын
thanks so much for that :) You are the best
@HopeElayne3 жыл бұрын
So true. Took me 3 hours to decipher my instructors excel instructions and I understood this in 5 minutes 🙄
@jc6800 Жыл бұрын
2023 can confirm. 🎉😢
@jc6800 Жыл бұрын
Frfr I've been trying for 3 hours. 😀
@mj-wf2bw10 ай бұрын
My thoughts exactly!
@najmaharife98662 жыл бұрын
This is a lifesaver, forever owe my life to this video
@VanessaGraulich2 жыл бұрын
glad it helped you :)
@janamuniz31639 жыл бұрын
This was great. I mean, really great. Halfway through my eyes crossed, but that's the magic of youtube, I can keep watching and pausing until I've got it. Thank you very much for posting this!
@Veraplays5 жыл бұрын
thanks so much :)
@GoChaca6 жыл бұрын
You just turned an hour of frustration into a few minutes of peace. thank you
@VanessaGraulich3 жыл бұрын
happy it helped you :)
@glorycarla459212 күн бұрын
Same here
@marklama64356 жыл бұрын
This year I need to teach this, and your video helped me get a grasp on it more than all the formulas. Once I understood the recursion relation, I could reverse engineer the math to derive the standard formula for monthly payment. I don't think I'll make my high schoolers do that, but I might assign them the task of building this spreadsheet! Thank you for a great video!
@spreadsheets4life135 жыл бұрын
kzbin.info/www/bejne/poK3e5V7m5t9kJI
@elainefrazier9686 Жыл бұрын
Thank you sooooo much! and you made it soooooo easy; now I can use this format on any loan.
@shamsaqlain61307 жыл бұрын
You make over life so simple. I did it right now for my house mortgage and I am feeling so confident that I am able to do complicated stuff in easy way Thanks to you!
@svmplycozy52388 ай бұрын
So simple. I spent close to an hour trying to figure this out until I found your video. In literally 5 minutes you have helped me figure it out!
@Veraplays8 ай бұрын
happy to hear that :) VG
@lifeasitis5150Ай бұрын
Thank you, you made it EXACTLY how I like videos, straight to the point and easy to follow. You are AMAZING!
@TheElkster4 жыл бұрын
I've watched a few videos that tried to explain how to calculate monthly interest payments over a certain period and this is BY FAR the most efficient and fun video I've seen!!! Thank you! :)
@sagarthakkar9007 жыл бұрын
Definitely helped me with my CPA studies too. Nothing is a better visual representation than the quantitative format of everything simplified into excel
@mattseifert75383 жыл бұрын
This was extremely helpful. The fact that you could lay this out in less then five minutes made the whole experience that much greater. Outstanding job!! Thank you.
@VanessaGraulich3 жыл бұрын
thanks so much
@VanessaGraulich3 жыл бұрын
YOu made my day VG
@aliciaaleyo1178 Жыл бұрын
You have literally saved me from getting a 0% in my assignment. I have been doing this question the whole day and I was unable to figure it out until I watched this video. I have never been so grateful. Thank you so much.
@sharai20115 жыл бұрын
I have been struggling with this for over a week. Watched your video once, and now I finally understand it! Thank you so much!
@ramonapikeur6 жыл бұрын
Thank you very much. I finally GOT IT! After starring for hours at my screen not knowing what I previously did wrong in my calculations. AWESOME!!!
@hannahcollins77393 жыл бұрын
You're an absolute lifesaver! Teacher didn't give us proper instructions and left us floundering. Thank You!!
@VanessaGraulich2 жыл бұрын
I am happy you were able to enjoy it :)
@lalkhanbuzdar42033 жыл бұрын
Thanks, Mam, I solved a task by helping with your video.
@VanessaGraulich3 жыл бұрын
nice :)
@jeanmichel52522 жыл бұрын
Hi Vanessa, many thanks from an old timer. I'm nearly 75 and managed so well to work out my pension, Great job!!!
@VanessaGraulich2 жыл бұрын
you got this I am an too.
@dancingkate010 жыл бұрын
Thank you!!! Not only helpful for class, but your voice and accent are fun to listen to - not the normal boring voice that puts me to sleep!
@VanessaGraulich4 жыл бұрын
Thanks so much :)
@slicecuts21 Жыл бұрын
I had a project using this method and I really wish I found this early on and not the last hour of the due time. Thank you so much for this tutorial! I learned a bit of excel basics from this and helped me get the project done on time.
@VanessaGraulich Жыл бұрын
Very happy to hear that :). You got this . VG
@paulaleaym82152 жыл бұрын
This is perfect! I had a request for an amortization schedule and did not know how to create in Excel. Thank you!
@VanessaGraulich2 жыл бұрын
you are welcome :) , happy you enjoyed the video
@kadisyertovlog56892 жыл бұрын
Clear and easy..thank u for your video it helps me a lot.
@VanessaGraulich Жыл бұрын
Very happy to hear that :) . VG
@stoptellingmewhattowrite7 жыл бұрын
Thanks Salma Hayek! I didn't know you do Excel classes on your free time from movies!
@alelumelelu77662 жыл бұрын
You have earned my subscription! Thank you
@VanessaGraulich2 жыл бұрын
I have a new channel Thanks so much :)
@DVGNBVG5 жыл бұрын
Thank you, I keep coming back to this video and using it every time I have to make an amort table!!! So easy when you explain it!
@jakewaggoner41965 жыл бұрын
This is great! You can also find websites online that do this for you once you put in that initial information! I'm not sure if they allow you to download it however!
@Veraplays4 жыл бұрын
Thanks so much for your comment :) . Vanessa Graulich
@yanaalhebri81258 жыл бұрын
Lady, you are a gift from the heavens. Thank you for basically doing my math project. You are the one who deserves this A, not me.
@Veraplays5 жыл бұрын
You made my day :) . Vanessa Graulich
@lezaimsaiah45749 жыл бұрын
Hi Vanessa, I followed this step by step and it was perfect! Very simple instruction for first timers :) Love it!
@lilbrunetteshopgurl4372 жыл бұрын
Mine is not calculating the numbers, what am I missing?
@nikolajovanovski74812 жыл бұрын
Thank you very much, don't hate maths as a personality kings
@VanessaGraulich2 жыл бұрын
happy you like the video Vanessa Graulich
@Bestmariofanever2 жыл бұрын
Thank you so much for your help! This is helping me so much!!!
@kwell23075 жыл бұрын
You sound just like someone I work with but you made this super simple and actually learned something about Excel I didn’t know
@terrymm64886 ай бұрын
So quick and easy. You're a great teacher! Thank you! 🙏
@01798aleem Жыл бұрын
Best knowledge got from ur video Just awesome @excellent teaching method
@augustinachukwuemeka96173 жыл бұрын
Viola!!! I just finished my assignment by watching this Video. Thank you so much!!!!!!
@VanessaGraulich3 жыл бұрын
very happy for that :)
@melissacampbell77233 жыл бұрын
This is amazing! Super easy instruction and literally saved me hours of frustration! Thank you SO MUCH!
@VanessaGraulich3 жыл бұрын
Happy Melissa :) you were able to finish sooner your assigment
@pbrown43 жыл бұрын
grazie mille! i've been banging my head about this all day trying to figure out how the calculation actually works (not just a formula) in reality! finally with your table it all makes sense now!
@VanessaGraulich3 жыл бұрын
thanks so much :)
@Jakeeiband Жыл бұрын
Excellent video...very well explained. Thank you!
@damilareolutola6755 Жыл бұрын
Thank you - this is quite helpful and efficient
@VanessaGraulich Жыл бұрын
happy it helped you :) (VG)
@mllrshea114 жыл бұрын
I don't usually comment but this saved me a lot of time and was easy to follow. Thank you
@Veraplays4 жыл бұрын
thanks for your comment :)
@DekalbNIU20139 жыл бұрын
That was the most coherent and easy to follow broken English I have ever heard!!! Nice job, very helpful.
@aby1thomas8 жыл бұрын
Excellent....I can't thank you enough....this has been best 5 mins I spent on the net so far. Very simple and superb explanation.
@katyaajao70215 жыл бұрын
THANK YOUUUUUUUU I was really about to do this manually omg. thank you!
@laurenceesposito33936 жыл бұрын
Still works for me without a hitch. Thanks so much for this. Easy, easy, easy.
@dancostantino61023 жыл бұрын
THANK YOU for getting straight to the point and making this super simple! Still relevant 7 years ago!
@Veraplays2 жыл бұрын
Thanks so much for your kind words . VG
@ryanbloom6910 ай бұрын
You are a life saver! Super fast, super simple, thank you for the guide! 🙂
@samuelwoods71103 жыл бұрын
Great tutorial, especially liked the =PMT formula! I can't believe I've been using the massively complicated annuity formula like a chump all this time. Thanks for the time saving!
@VanessaGraulich3 жыл бұрын
happy you like it :)
@manoj.baishya3 жыл бұрын
@@VanessaGraulich Instant subscriber. the net interest payment made me really cry (and my decision: not to buy a house)
@renellesquivel91223 жыл бұрын
I spend 3 hours doing this, then I suddenly browse and found your video 😭. Thank you very much ✨
@VanessaGraulich3 жыл бұрын
very happy to hear that VG
@silverjameshechanova52855 жыл бұрын
This video solved my problem in manually computing the amortization schedule.. Thank you very much
@juanvargas48754 жыл бұрын
Thank you for the video!
@johnmwaura8921Ай бұрын
Very educative. Thank you
@rainesilk97916 ай бұрын
Excellent explanation. Thank you so much!
@Zparjsn2 жыл бұрын
That is the most beautiful explanation........not dumbed down enough and concise.. thank you Mam only 4:33 was a little dooDO but OK
@VanessaGraulich2 жыл бұрын
Thanks so much for your feedback
@nayomiegh3 жыл бұрын
Hi guys! Welcome to I Hate Math Group! you are a gem
@VanessaGraulich3 жыл бұрын
Naomi VG this is now my new channel
@ethanlynskey15744 жыл бұрын
This just saved my butt for an exam. Thank you!
@sadiehodge93088 жыл бұрын
Thank you so much! I used mine to calculate bi-weekly payments, but your instructions were so clear that I did it correctly on the first try!
@diannereyes368010 ай бұрын
Casi me muero cuando veo los intereses 😂 wow! Súper agradecida ❤ thank you!!!
@Veraplays9 ай бұрын
de nada :) . Vanessa Graulich
@masonhigham74027 жыл бұрын
THANK YOU THANK YOU THANK YOU!!!! You have helped me so very much and saved my uni grade!!!!!!!!!
@timothy23364 жыл бұрын
Wow! Best teaching on creating amortization schedules in Excel that I have seen. Thank you! Thank you!
@VanessaGraulich4 жыл бұрын
YOu made my day :)
@sheilahatim37833 жыл бұрын
Finally got this !!!! THANK YOU
@VanessaGraulich3 жыл бұрын
Thank you for your kind message VG
@GG-rs5sm2 жыл бұрын
Thank you so so much, this helped alot in making me understand my assignment.
@VanessaGraulich2 жыл бұрын
happy it helped you :)
@jenncharles6193 жыл бұрын
You have no idea how much this just helped me. Thank you!
@VanessaGraulich3 жыл бұрын
happy to hear that :)
@tiffanyng42555 жыл бұрын
thank u so much. Your cheery voice brightened up the depression I had facing Math:) And u made it so much easier !
@rebecasuarez19314 жыл бұрын
Thank you so much for making this short and sweet with a result!
@jrvismanos93095 жыл бұрын
In the middle of my online Real Estate class, and still trying to take it in how much money these lenders are making when the loan is paid off. Thank you for teaching us how to simplify this formula.
@laxur13129 ай бұрын
Thank you! My students will thank you as well.
@Veraplays9 ай бұрын
thanks :) so much for that. Vanessa Graulich
@ricardofogel6718 жыл бұрын
Thank you very much. This video helped me fix the errors I was having while trying to lock my calculations and continue them down to the 360th payment.
@Denise-zv4qm Жыл бұрын
Thank you, you make this so easy
@Kirpn10 Жыл бұрын
Girl you taught me everything in 5 min which my professor was not able to in a full month
@KaiDraner12036 ай бұрын
Really helpful 🙌🙌🙌
@poisiion Жыл бұрын
I was exactly looking for this video. You explained it so accurately. Straight to the point no wasting time. Thank you. Liked & Sub'd your channel
@Veraplays9 ай бұрын
thanks so much :) . VG
@juanosorno81535 жыл бұрын
Great Video. I have always wanted to be able to do this table in Excel and, with your video, I easily did it. Thank you!!!!!
@terrynash-ie9lz11 ай бұрын
OUTSTANDING show. great job
@StopForeclosureMortgage2 жыл бұрын
Ebrahime, yes, school is designed to take your money, it's a business. I took a class, paid a lot of money. they promised I would know how to build a website when the class was done. I didn't. You know what they told me? "you have to take the advanced class", that means more money for them and a waist of my time. I hired a college student for 10 bucks an hr. I learned more in the first three hrs with her than I did in the class. Three weeks later, I had all the basics and an understanding to build. I am an autodidact for the most part but we have teachers even so, just not in a classroom.
@wllymchng6 ай бұрын
very clear and simple, thank you
@cdmcoleman5 жыл бұрын
OH MY GOD! You just saved me so much time with my finance project. THANK YOU!!
@Veraplays4 жыл бұрын
:) happy for you
@cc68325 жыл бұрын
This is one of the best video explanations on KZbin!!! Thank you
@lydiagarza783911 ай бұрын
This is GREAT, so helpful. Quick question I need to create this amortization for a mortgage personal loan, how do create it by adding any annual property tax? Appreciate your help
@oluwafemiabiodun-n7f Жыл бұрын
Your work Is amazing
@danieldiaz466510 жыл бұрын
Very Nice and Quick explanation..Gonna create my own when I buy my new car!
@harrisonwines15626 жыл бұрын
OMG! Helped complete our Finance Assignment! Now an I Hate Math Group Subscriber.
@bobhyde5476 ай бұрын
Big help and very quick. Thanks
@ratracerescuepodcast Жыл бұрын
That was terriic !! Thank you. Super easy to follow along. You just saved me a hundred hours of work :)
@jasonmartin71373 жыл бұрын
Great explanation! Many thanks.
@VanessaGraulich3 жыл бұрын
You are welcome :)
@leckmanj3 жыл бұрын
this is the best example of how to build a mortgage calculator in Excel that I've seen 👍
@VanessaGraulich3 жыл бұрын
thanks :)
@adamharper19433 жыл бұрын
I can't "like" this video enough times! Thank you soooooo much!!
@VanessaGraulich3 жыл бұрын
You are welcome :)
@JayGarces8 жыл бұрын
Thanks so much for putting this together! Explained things so well and made it simple and easy to understand!
@VanessaGraulich2 жыл бұрын
thanks so much for your feedback
@1hvzqz3 ай бұрын
Excellent presentation thank you
@VanessaGraulich2 ай бұрын
thanks so much :)
@bubthork13 жыл бұрын
This helped me out. Thanks!
@VanessaGraulich3 жыл бұрын
thanks :)
@victormoreno8033 жыл бұрын
You are a genius !
@VanessaGraulich3 жыл бұрын
Maybe I am just an amortization lover. Thanks for watching :) VG
@amusaazeez44103 жыл бұрын
Thanks for the lecture I so much enjoy it than others , from Nigeria Can you create prepaid expenses amortization schedule table like did for loan 12 month
@VanessaGraulich3 жыл бұрын
ok, I now have a new channel and I will do it :)
@HAMID___4 жыл бұрын
You made it sound so much easier than my teacher. Thanks a lot
@amirawest98536 жыл бұрын
Thank you! I was struggling for an hour, you're very clear and direct. I am following you for sure, thanks again.
@Veraplays5 жыл бұрын
thanks so much
@StopForeclosureMortgage2 жыл бұрын
you are a great teacher!
@monicar23877 жыл бұрын
Fantastic! Easiest instructions ever. Thanks!
@stephenroberts25262 жыл бұрын
Great tutorial to show how amortization tables work. But that interest rate really hurts!
@VanessaGraulich2 жыл бұрын
lol, thanks for watching it :). Interest rates are now to the roof, hopefully never this high
@saadrahim95828 жыл бұрын
Dear Vanessa, A very good video for a beginner. Thank you very much. I really appreciate. Thanks once again!
@spooler246 жыл бұрын
This is GOLDD!! Thanks a bunch for sharing.. Not quite sure why anyone would dislike but umm... GREAT!!
@aaronbanks36733 жыл бұрын
Awesome video. Thank you for making it!
@VanessaGraulich3 жыл бұрын
Thanks so much for watching
@esan07152 жыл бұрын
Amazing video. Millón de gracias
@VanessaGraulich2 жыл бұрын
de nada :)
@lasha45852 жыл бұрын
Thank you so mcuh for this, it was very helpful and easy to follow! You have a new subscriber here! :-)))
@dekass79653 жыл бұрын
Not sure if you still do videos! but just know that you are the best and God's sent. amazing video and big fan! any video on quarterly amort table and let say changes in payments occur, like getting extra debt on top of the current facility. thanks a lot, been of great help
@VanessaGraulich3 жыл бұрын
thanks for your feedback. I have a new channel now :)