IMPROVE CREDIT SCORE *FAST* IN 2024

  Рет қаралды 4,960

LifeWithMC

LifeWithMC

Күн бұрын

Пікірлер: 51
@toya8888
@toya8888 2 ай бұрын
I was cracking up when you mentioned finesse your way into good credit because I thought about it lol but I chose the slow and steady route to learn and do it myself. Thank you for these informative videos! Great content!
@LifeWithMC
@LifeWithMC 2 ай бұрын
LMAO! Look we have all been there! Trust me!
@erikacain5707
@erikacain5707 5 ай бұрын
I instantly hit play on this video! You always drop gems. I’m going to upgrade my Kikoff today for that higher limit. Thank you so much
@LifeWithMC
@LifeWithMC 5 ай бұрын
Thank you!!! Yesss let me know how it improves your profile when you can!! ♥️
@chelechele2145
@chelechele2145 5 ай бұрын
Darn...missed you. Hey sis. Great video as always. I'm following all of your recommendations.
@LifeWithMC
@LifeWithMC 5 ай бұрын
Thank you!! Here if you need me! ❤️
@sierranickole9242
@sierranickole9242 5 ай бұрын
Mercedes!! Can we get a video that details factual disputing collection accounts, please!? Specifically old apartments! Also, I have a repossession from 5 years ago that I realized has been accruing interest. After reviewing my credit there has been $3,000 in interest added to it! In counting. The balance is changing every month 😩
@ImpudentDemiGOD
@ImpudentDemiGOD 5 ай бұрын
Between you, MC and Shonda Martin… I was able to delete a bankruptcy and go from a FICO 414 to a FICO 785 in just over 2 years. YOU MAKE A DIFFERENCE IN PEOPLES LIVES! I LOVE YOU. ♥️💯🙋🏽‍♂️🙏🏽
@LifeWithMC
@LifeWithMC 5 ай бұрын
🥹🥹🥹🥹🥰🥰🥰🥰🥰🥰 now this just made my day!!!!
@reginasiler9815
@reginasiler9815 5 ай бұрын
This is what I need done
@keepgod1stloveyourself367
@keepgod1stloveyourself367 5 ай бұрын
@@LifeWithMCyou did I'm so happy I found your channel I'm about to pay off my charge off on my credit report
@danahudson2495
@danahudson2495 5 ай бұрын
I turn down opening credit cards accounts 2 difficult using them to prevent the cards from being closed. What ever I charge I pay in full never carry a balance over to the next month. Also thumbs up on video.😀
@mrmentorcreditjamz9305
@mrmentorcreditjamz9305 5 ай бұрын
Another Great video…. You’re a BOSSLADY 👍💯💪
@1awsomeface
@1awsomeface 6 күн бұрын
A higher available to use then you owe is better in raising your credit score up and up
@KingMel1111
@KingMel1111 5 ай бұрын
Great video!!!
@LifeWithMC
@LifeWithMC 5 ай бұрын
Thank you!! ❤️❤️
@Queenc926
@Queenc926 5 ай бұрын
Is there a way to schedule a consultation please?
@LifeWithMC
@LifeWithMC 5 ай бұрын
Yes, all information is below! Working on adding Zoom consults as we speak! ♥️ Repair Your Credit With Me: 📌 www.achievingcreditexcellence.com/ 📧 Dispute Letters: www.achievingcreditexcellence.com/shop 🖥️ Schedule Consultation With Me: www.achievingcreditexcellence.com/book-online
@JayBae314
@JayBae314 5 ай бұрын
I definitely need to do some goodwill letters I let myself become late on a few accounts and it hurt me.
@LifeWithMC
@LifeWithMC 5 ай бұрын
You got this! Stay on it weekly. Do 1-2 late payments at a time.
@JayBae314
@JayBae314 5 ай бұрын
@@LifeWithMC definitely will thank you.
@jayTerry9
@jayTerry9 5 ай бұрын
Thank you for your genuine videos I appreciate them❤
@LifeWithMC
@LifeWithMC 5 ай бұрын
You are so welcome!🤗
@Queenc926
@Queenc926 5 ай бұрын
Hello. I purchased your ACE kit. I was able to get 3 collection accounts removed and 1 late payment removed. My score went from 614 to 643. This morning it dropped to 600! I have no new negative items! What should I do please?
@Queenc926
@Queenc926 5 ай бұрын
Is there a way to contact you?
@LifeWithMC
@LifeWithMC 5 ай бұрын
Hello!! First things first congratulations. Did your credit utilization increase?
@shaneiaiumurphy4902
@shaneiaiumurphy4902 5 ай бұрын
Good morning, Samet thing happened to me. As soon as I cleared somethings up, my credit score dropped 43 points.
@1awsomeface
@1awsomeface 6 күн бұрын
There in it for making money and happy when you have big balances and you can't pay them off to make you pay interest to keep them rich
@1awsomeface
@1awsomeface 6 күн бұрын
Watch out for creditor's
@1awsomeface
@1awsomeface 6 күн бұрын
Don't use what you can't pay off in full so it doesn't become a problem
@getputup1001
@getputup1001 3 ай бұрын
Hey about capital one when you settled did they agree to pays for delete or after you settled you sent a good will letter?
@LifeWithMC
@LifeWithMC 3 ай бұрын
Well for my 2 accounts they were charged off and I sent a goodwill letter requesting removal of the account. I explained my financial hardship and they removed the account after a few emails. If you do send a pay for deletion Capital One is pretty good about honoring them.
@getputup1001
@getputup1001 3 ай бұрын
@@LifeWithMC ok thank you i appreciate it
@1awsomeface
@1awsomeface 6 күн бұрын
Make more than the minimum payment each month and don't use them until you pay them off
@litiviafore4253
@litiviafore4253 5 ай бұрын
Hello ! 👋🏽 How do I get paid charge offs removed instead of the bureaus updating stuff ? We finally paid off Capital One & Synchrony this month but everything they still reporting is jacked up like the balance, payment history, monthly payment etc .
@LifeWithMC
@LifeWithMC 5 ай бұрын
Hey! I just talked about that here: kzbin.info/www/bejne/in7ZYot6ms2Sm6s If you still have questions let me know! ♥️
@LifeWithMC
@LifeWithMC 5 ай бұрын
Although it sounds like you should've done a pay for deletion initially it may not be too late to try sending the creditors Goodwill letters. I share my experience in the video above but that may be what you need to do.
@litiviafore4253
@litiviafore4253 5 ай бұрын
@@LifeWithMC I've tried the pay for deletion and negotiate a settlement both creditors were like NOPE ! So we just paid them to get this done & over with
@Aubreyn777
@Aubreyn777 3 ай бұрын
Hey so i recently got a secured credit card with TD bank back in February im new to credit and mine was at 689 i missed a payment in April my my score dropped over a 100 any advice on how to fix that ?
@LifeWithMC
@LifeWithMC 3 ай бұрын
Hey! hate that happened .. I would try calling the creditor and explaining what may have happened to see if they would be willing to make a goodwill adjustment since this is your first time missing a payment.
@taysiajackson8724
@taysiajackson8724 4 ай бұрын
Should you pay off closed accounts that have balance quickly or because it’s closed, just pay the minimum
@LifeWithMC
@LifeWithMC 4 ай бұрын
I would do a pay for deletion. Are there a lot of missed payments the account?
@dfiant5846
@dfiant5846 5 ай бұрын
How about paid charge offs
@LifeWithMC
@LifeWithMC 5 ай бұрын
Goodwill letters! I just discussed that here and have a letter for you to use: kzbin.info/www/bejne/in7ZYot6ms2Sm6s
@1awsomeface
@1awsomeface 6 күн бұрын
Do with less things and be happy 😂
@sharonflanagan7683
@sharonflanagan7683 4 ай бұрын
Can you help with 15 hard inquiries please
@LifeWithMC
@LifeWithMC 3 ай бұрын
Are the inquiries attached to an open account?
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