I was cracking up when you mentioned finesse your way into good credit because I thought about it lol but I chose the slow and steady route to learn and do it myself. Thank you for these informative videos! Great content!
@LifeWithMC2 ай бұрын
LMAO! Look we have all been there! Trust me!
@erikacain57075 ай бұрын
I instantly hit play on this video! You always drop gems. I’m going to upgrade my Kikoff today for that higher limit. Thank you so much
@LifeWithMC5 ай бұрын
Thank you!!! Yesss let me know how it improves your profile when you can!! ♥️
@chelechele21455 ай бұрын
Darn...missed you. Hey sis. Great video as always. I'm following all of your recommendations.
@LifeWithMC5 ай бұрын
Thank you!! Here if you need me! ❤️
@sierranickole92425 ай бұрын
Mercedes!! Can we get a video that details factual disputing collection accounts, please!? Specifically old apartments! Also, I have a repossession from 5 years ago that I realized has been accruing interest. After reviewing my credit there has been $3,000 in interest added to it! In counting. The balance is changing every month 😩
@ImpudentDemiGOD5 ай бұрын
Between you, MC and Shonda Martin… I was able to delete a bankruptcy and go from a FICO 414 to a FICO 785 in just over 2 years. YOU MAKE A DIFFERENCE IN PEOPLES LIVES! I LOVE YOU. ♥️💯🙋🏽♂️🙏🏽
@LifeWithMC5 ай бұрын
🥹🥹🥹🥹🥰🥰🥰🥰🥰🥰 now this just made my day!!!!
@reginasiler98155 ай бұрын
This is what I need done
@keepgod1stloveyourself3675 ай бұрын
@@LifeWithMCyou did I'm so happy I found your channel I'm about to pay off my charge off on my credit report
@danahudson24955 ай бұрын
I turn down opening credit cards accounts 2 difficult using them to prevent the cards from being closed. What ever I charge I pay in full never carry a balance over to the next month. Also thumbs up on video.😀
@mrmentorcreditjamz93055 ай бұрын
Another Great video…. You’re a BOSSLADY 👍💯💪
@1awsomeface6 күн бұрын
A higher available to use then you owe is better in raising your credit score up and up
@KingMel11115 ай бұрын
Great video!!!
@LifeWithMC5 ай бұрын
Thank you!! ❤️❤️
@Queenc9265 ай бұрын
Is there a way to schedule a consultation please?
@LifeWithMC5 ай бұрын
Yes, all information is below! Working on adding Zoom consults as we speak! ♥️ Repair Your Credit With Me: 📌 www.achievingcreditexcellence.com/ 📧 Dispute Letters: www.achievingcreditexcellence.com/shop 🖥️ Schedule Consultation With Me: www.achievingcreditexcellence.com/book-online
@JayBae3145 ай бұрын
I definitely need to do some goodwill letters I let myself become late on a few accounts and it hurt me.
@LifeWithMC5 ай бұрын
You got this! Stay on it weekly. Do 1-2 late payments at a time.
@JayBae3145 ай бұрын
@@LifeWithMC definitely will thank you.
@jayTerry95 ай бұрын
Thank you for your genuine videos I appreciate them❤
@LifeWithMC5 ай бұрын
You are so welcome!🤗
@Queenc9265 ай бұрын
Hello. I purchased your ACE kit. I was able to get 3 collection accounts removed and 1 late payment removed. My score went from 614 to 643. This morning it dropped to 600! I have no new negative items! What should I do please?
@Queenc9265 ай бұрын
Is there a way to contact you?
@LifeWithMC5 ай бұрын
Hello!! First things first congratulations. Did your credit utilization increase?
@shaneiaiumurphy49025 ай бұрын
Good morning, Samet thing happened to me. As soon as I cleared somethings up, my credit score dropped 43 points.
@1awsomeface6 күн бұрын
There in it for making money and happy when you have big balances and you can't pay them off to make you pay interest to keep them rich
@1awsomeface6 күн бұрын
Watch out for creditor's
@1awsomeface6 күн бұрын
Don't use what you can't pay off in full so it doesn't become a problem
@getputup10013 ай бұрын
Hey about capital one when you settled did they agree to pays for delete or after you settled you sent a good will letter?
@LifeWithMC3 ай бұрын
Well for my 2 accounts they were charged off and I sent a goodwill letter requesting removal of the account. I explained my financial hardship and they removed the account after a few emails. If you do send a pay for deletion Capital One is pretty good about honoring them.
@getputup10013 ай бұрын
@@LifeWithMC ok thank you i appreciate it
@1awsomeface6 күн бұрын
Make more than the minimum payment each month and don't use them until you pay them off
@litiviafore42535 ай бұрын
Hello ! 👋🏽 How do I get paid charge offs removed instead of the bureaus updating stuff ? We finally paid off Capital One & Synchrony this month but everything they still reporting is jacked up like the balance, payment history, monthly payment etc .
@LifeWithMC5 ай бұрын
Hey! I just talked about that here: kzbin.info/www/bejne/in7ZYot6ms2Sm6s If you still have questions let me know! ♥️
@LifeWithMC5 ай бұрын
Although it sounds like you should've done a pay for deletion initially it may not be too late to try sending the creditors Goodwill letters. I share my experience in the video above but that may be what you need to do.
@litiviafore42535 ай бұрын
@@LifeWithMC I've tried the pay for deletion and negotiate a settlement both creditors were like NOPE ! So we just paid them to get this done & over with
@Aubreyn7773 ай бұрын
Hey so i recently got a secured credit card with TD bank back in February im new to credit and mine was at 689 i missed a payment in April my my score dropped over a 100 any advice on how to fix that ?
@LifeWithMC3 ай бұрын
Hey! hate that happened .. I would try calling the creditor and explaining what may have happened to see if they would be willing to make a goodwill adjustment since this is your first time missing a payment.
@taysiajackson87244 ай бұрын
Should you pay off closed accounts that have balance quickly or because it’s closed, just pay the minimum
@LifeWithMC4 ай бұрын
I would do a pay for deletion. Are there a lot of missed payments the account?
@dfiant58465 ай бұрын
How about paid charge offs
@LifeWithMC5 ай бұрын
Goodwill letters! I just discussed that here and have a letter for you to use: kzbin.info/www/bejne/in7ZYot6ms2Sm6s