Income Tax rule on Fixed Deposit in 2023 | Fixed Deposit पर कितना Tax देना होता हैं । FD tax rules

[@GuluKumar-u2p]

perfectly explained in very simple way.. thank you sir.. lekin ek doubt tha ki agr 1 hi bank h aur usme 3 difrnt financial year me maturity hoti h.. for eg .. 23-24 me 3lakhs ki ,24-25 me 4lakhs ki nd 25-26 me 3 lakhs ki to tino diffent financial year me intrest easily 40k se kam ho rha to . kya tds kategi is case me ..???

[@akashshille71]

In case wnen we link our savings account with TDS account then amount will be deducted from saving account in this scenario the persentage of tds amount will be deducted from savings?

[@vindhyapriyagopal4567]

Alag alag banko ki fd interest 40,000 se kam hone pr bank to tds nhi kategi but AIS me sari interest merge krne pr limit 40,000 se cross kr jayegi fir apko khud hi tax (tds) bharna hi padega.

[@tanushtaneja987]

What is AIS ?

[@commercespot1763]

Annual income statement

[@IAMBHARTIY]

Lekin agar interest income 2.5lac se kam hai to bhi tax bharna padega kya?

[@dear858]

No

[@Sunilyaduwanshi.official]

Nhi

[@77nuni]

Very well explained, and 40% interest on fd waiver was the best part

[@abhishek_choudhary18]

Thank u sir.....bahut hi easy language me samjaya aapne ❤

[@VijayShankarRewa]

Mera Es Saal FD Ka Intrest 47000 Rs Bana aur Meri Age 48 Hai aur Active Adhar Linked Pan Bhi FD Se Link hai eske Sath hi Meri Annual Income bhi Dhai Lakhs Se Kam hai ,, Lekin Mai 15 G Form Bharna Bhool Gaya Kyunki FD Se hui Intrest income Pahli baar 40 thousands ke Upar Aai toh Esiliye Mujhe Yaad nahi Aaya ki Mai 15 G Form bhar du ,, Par koi baat nahi tds kat Gaya koi Pareshani nahi Par Pareshani Ye hai Ki 47 hajar ki intrest Pe Sadhe 4 hajar Rs tds Kaat liya Mera Jabki 47 hajar me Se 40 Hajar ke upar ki rakam 7 hajar Rs Par tds Kaatna Chahiye tha 👍🙏👍 ...

[@TruthSeekerNH]

April 01 to march 31 tak one years hota hain

[@VikashKumar-zi7cf]

Maan lijye mere pass sbi me 50 lakhs balance h ushka sbi me hi fd krawa le too tax kate ga ???

[@rohitjain8266]

Thank you for the very informative video! It was easy to understand and addressed all my questions. This is the best video on the topic available on KZbin.

[@nirban2001]

MIS calculated in 40000 Limit ????❓ 2:21

[@jatinchouhan2282]

Sir mene sbi me Saving ac me ff kariye h usme likha 10000 se jada intrest par aaykar duara katoti ki ayrhi

[@Saqyyedkha]

Mera sbi may 1 years ka fd hai. Income tax saver ke liye use kar sakte hai kiya

[@awadheshprasad9125]

Excellent thanks

[@kumarram8318]

V nice sir. SIR WHAT ABOUT POST OFFICE MIS SCHEME IS IT APPLICABLE IN PO.?

[@rockstar19909]

No it's tax free. Post office me only sr citizen pr tds katega usme v 15h jama krne se nhi katega. Baki sb scheme me tax free h post office me.

[@JorSeBoloShreeSiyaRamJiKiJay]

सर किसान के लिए भी tds कटेगा क्या

[@BiRaJKiBaAtEiN]

Yes

[@ghanshyamtiwari7821]

SBi amrit kalash scheme for NRI TDS katega ya nhi please confirm kijiye

[@tanushtaneja987]

Sir 2024 me kitni interest par tds cut hota h for example 2023 me 40k interest se above hone par tds cut hota h 2024 me kitni interest par cut hota h ?

[@Sunilyaduwanshi.official]

Same

[@tanayakarmakar5296]

Form 15G/H bank mein submit karne k koi last date hota hai ya phir hum 1 Apr se leke agle saal ki 31st March tak kabhi bhi de sakte hai?

[@aijazkhan9995]

Auto renewal fd interest par,tax kaise aur kab lagega, withdraw karne par ya jab interest credit hota hai tabhi

[@rohitkumargaur8153]

15g ka maximum annual amount kitna hona chahiye for non.. sr citizen

[@ashoksaroj2206]

Nice 👍🙂 Sir Ji 🙏 Ji

[@sahilyadav4279]

15G / 15 H kb lgana hai ?maine month pehla ki thi fd or june 2025 mai mature hogi

[@asianindia175]

Limit kitni he agar 300000 ka fe he to per year kitna tds katega

[@astoundtaxfin]

40000/50000, थ्रेसहोल्ड पर करने के बाद पूरे व्याज पर 10%/20% TDS कटता है ।

[@MdNizam-nq2lw]

Hello sir....Post office me 5yr td 5lakh hai ..aur 2bank alag alag . account me fd karsakte hai 5 5 lakh ki to kya tds ktega ........ya sare fd aur post office ki TD ka interest calculat kar ke tds katega............aur sirf 40k pe tds ktega ki pure mila kr

[@Mr.thakur.072]

Min. 10 lack ka tds nhi katata

[@vysakhpalakkadan4681]

what are the other taxes for fd income other than tds

[@Praveenyadu01]

अगर एफ डी पर ब्याज 70 हजार मिले तो tds पूरे 70 हजार पर कटेगा या 30 हजार पर लागू होगा ??? आपने कहा कि सिर्फ 30 हजार पर कटेगा लेकिन कुछ वीडियो में बताया जा रहा है की अगर ब्याज की रकम 41 हजार हुआ तो पूरे 41 हजार पर tds देना होगा,,, कृपया स्पष्ट करे 🙏

[@ashishrathore7697]

40000 k bad k amount pr lgega yani 30000 par

[@Praveenyadu01]

@@ashishrathore7697 ok 🙏

[@abdallahusain4533]

bhai yahi baat hame bhi confram nahi ho pa raha hai please reply.

[@kapilbhardwaj8993]

Over all income per he cut hoga pure 70000​@ashishrathore7697

[@Luckyrathore35882]

Sir ji maine bob world se fd krva rhki 5-5 lack ki do fd ab mera byaj 40000 hajar se uper he toh mera tds byaj se katega kya plz help

[@Capture_Life_With_Me14]

Ha tds 40000 ke baad jo interest amount hai uspe tds katega

[@arnavrath2997]

Sir agar yearly intrest ₹5931 milta h fd intrest se lekin total fd 19 hai to tax katega?

[@satyaprakashgautam6748]

TDs sirf interest pe katega agar total interest 40000 se adhik jayega chahe kitne bhi fd account khulwalo

[@YashKhade-ve8mq]

Good work ❤

[@chandrakalapai2479]

Tq

[@bohemiansoul584]

Jo fd interest tds katega....wo income tax me adjust kiya jaayega ya income tax bhi dena hoga plus tds bhi dena hoga ???

[@BiRaJKiBaAtEiN]

Adjust Kiya jayega

[@lovkumar781]

@@BiRaJKiBaAtEiN mujhe yeh smz nhi aa rha ki 40,000 se zyda p tds kyu cut ho rha h jbki koi income hi nhi intrest k ilawa..

[@RahulPrajapati-hl3gk]

Sir saving account me 1 saal me kitna jama kar sakte hai

[@afreenanees]

Kahan submit karna hai form 15g or 15 h?

[@r0hitsharma_0]

Same bank me

[@kumarsudesh00]

TDS amount deduction on PAN card nor FD on different banks

[@satyaprakashgautam6748]

Is trick se TDs sirf nhi katega lekin income tax to dena hi padega . Interest aap ki income me judega aur agar aap ki income taxable banti hai to tax dena padega. TDs is like advance tax

[@PankajSingh-qs6kw]

Sir yadi 1cr ka fd kar de to kitna charge katega Please reply me 🙏

[@technicalr1363]

पहले 1 करोड़ तो ला भाई

[@harshjaiswal3971]

😂😂😂

[@SanaA-b3z]

​@@technicalr1363 mere paas 180 cr hai

[@captain.america.xd123]

Sir doubt, agr 50 lac ka FD kra rhe hain, and 30% tax slab me hain to 10% TDS bhi lagega ? Mtlb 40% ta dena padega ?

[@Sunilyaduwanshi.official]

No

[@jaivir7970]

Saving account main kitne interest rs. Of money

[@abdallahusain4533]

sir maine ye video bahut pahale dekha tha ye baat samajh me thi ki 40000 se uper ki intrest jo intrest hoga to usape tds katega . jaisa aapane video me bataya hai , 100 se bhi jayade you tube pe video dekha usame yahi bataya gaya hai ki 1 fy me 70000 intrest aata hai to10% yani 7000 kat liya jata hai . please any my frinds reply , maine galat suna hai kya .

[@sunilfarkade1509]

FD maturity ke bad tax lagata kya?

[@SolarSolution-ut7iw]

Pan card lunk hotta hai har jagah......kitnay he bank may kee lo chaye

[@manish495gaming2]

Agar mera 2 lakh approx fd ho tab to kuch nhi krna h na ya phir form 15g bharna hoga

[@stutimayeesamantaray7109]

Nehi chahiye 15g form

[@saleemshaikh437]

Nice vedio sir😊

[@AjayKumar-pd9qr]

Very very nice video and information

[@abhipavansingh4418]

Helpful video 💯✌

[@S-S.official6383]

Sir, kya 40000 se niche interest me koi tax nhi hai?

[@BiRaJKiBaAtEiN]

No

[@gogomusicYt]

Best

[@kanojdas5010]

Much needed 👍

[@ravishankarsingh3174]

Sir aagar age 70 year ki ho too v TDS katega

[@RRRealtyRishi]

Sir mere serving account se cut gaya hai tds

[@Lucky.Prince1805]

Mujhe Jan. 2024 me PNB me FD karani hai Amount = 13.50 Lac (Property sell) Interest = 7.25% Time = 444 Days Age = 55 yr (Female) Mummy ke account me FD karani hai, Mummy ka Pen Card bana huaa hai, mummy house wife hai. Kya hame bhi 15G Form bharna hai, Or kya isko bharne ke baad bhi humara tax kata jayega, Plz tell me.

[@ShivaKumar-bo8wb]

Nhi

[@tanayakarmakar5296]

Haan apko form 15g fill karna hoga nhi toh FY khatam hote hi apka 6000 approx tds katega

[@infographicaditya7829]

@@tanayakarmakar5296hlo kisi clg student ko 50 k fd krna hai pnb one me without job or income source mger ghr s 20 k milta har month aur 50 k fd krne k baad b 40 k balance ho acc m aur alg s liquidity ho toh kya tax katega kya mtlb fd kr skte kya

[@rockstar19909]

Mujhe laga 10000 hi limit aaj pata chala 40000 h banks me.

[@commercespot1763]

10000 h limit wo savings bank k interest pr h

[@priyaminz4497]

nice video thank you

[@kishorchambhare3259]

Thank you sir ji 🙏

[@user-rocker]

Apki 2nd Trick ke case me PAN card toh 1 hee hoga na jo ki link hoga different Bank ke account se..toh Interest Amount 1 bank me agar 35000 ata hai 5 lac ki FD pe toh dusre bank me bhee 35000 ayea 5 Lac ki FD me or interest amount 70K hogya..Toh iss case me toh TDS pay karna hoga

[@gauravmalik5408]

Iska question ka answer mile toh mjhe btana

[@user-rocker]

@@gauravmalik5408 Kabhi reply nhe milta

[@harryabsy1694]

Sir agar meri mummy ka annual income 3 lakh se upar hai, toh koi tarika hai jisse unka fd interest pe tds na katey? Kya 15H form kaam aayega?

[@Krish-li5rc]

Tds refund back when you fill the ITR . There is no such issue in this case

[@VIJAYKUMAR-dr3cw]

SBI mein TDS kon si date ko kata jata hai please reply me ❤

[@Sunilyaduwanshi.official]

Every month

[@ameersohelsoudagar1524]

Mera 13 months fd ka interest 39717 hai but app me show kara hai ki TDS is applicable on your maturity amount iska matlab muje kitne ka tds katega plz reply if any one knws

[@shaikhafsha9348]

Sir mene 5 lakh ki fd karayi uss pr tax lagega kiyaa

[@archanadas2578]

TDS automatic deduct hota hai ya cash mai bhi pay karne ka option hai?

[@Sunilyaduwanshi.official]

Automatic

[@shubhramjangra1809]

Sir,four lac ki fd for one year n sbi ,interst was fifty four k ,tds cut kiya seven thousand a senior citizen and no income except pension ,how it is pse batayen

[@Vaani_vines]

Bhai 4 lac ko fd me 54k ka interest kese mil Raha h 1 saal k andar mujhe bhi bta tou

[@krishna8166]

1 Crore ki fd par kitna tax katega 1 Year ka

[@shubhamsharma-oc2qg]

Sir plz help me sir her saal post office me 1 lakh ko fd krata hu or interest meri saving account me aata hai meri photo office me total 4 fd hai kya mujhe income tax notice aye ga kyo KI MAI. INCOME TAX RETURN FILE NAHI KRTA

[@BiRaJKiBaAtEiN]

Just consult a CA aur tax return file kar dijiye...

[@shuntybhatia1891]

agar ghr ka sra purana gold sale krke 20 30 lakh ki fd krani ho to income tax notice aa skta hai ya nahi

[@BiRaJKiBaAtEiN]

Yes..agar FD cash mein karwaya ho to

[@shuntybhatia1891]

@@BiRaJKiBaAtEiN agar 5 lakh ki ghr ke teen bnde ke naam krade to 15 lakh total phir to koi dikkt nhi

[@Arsh-mt4sl]

Agar alag alag bank me fd kre phir tds nhi katega??

[@brijesh649]

15 G sbme bhr doge Toe nhi ktega

[@tarun9317]

Sir agr saving interest 5000 se jyada ho Jaye to itr bharna jaruri hai??

[@Sunilyaduwanshi.official]

No

[@tarun9317]

@@Sunilyaduwanshi.official Kitna balance rakh sakte hai saving account mein??

[@Sunilyaduwanshi.official]

@@tarun9317 as your wish bs source of income sahi hona chahiye

[@Sunilyaduwanshi.official]

@@tarun9317 As your wish with in the 7,75000 Tax limit

[@tarun9317]

@@Sunilyaduwanshi.official ok

[@AmarJeet-cn3pr]

Ager 50lakh ka Fd oe kitna TDS katega

[@shuntybhatia1891]

31000

[@bharatgadhavi7822]

❤❤❤❤goodvideosir❤❤❤❤

[@dipaverma5271]

5lack(03:55 me galt bol rahe) tak koi tax n dena h bhaiya sahi jankari do 😂😂😂😂 bas form 15G /15h laga do. Kyo ki india me 500k income tax free h

[@Dk-gp1mb]

Pagal

[@georgethomas4741]

I have a fd with sbi for which i get interest quarterly. In may i have submitted form H. But sbi deducted Rs. 1300 as tds stating that i have not submitted. I had only received Rs. 20000 as interest. I would like to know from you that what is the limit for deducting tds. According to me, Rs. 50000 for sr citizens as I am a sr citizen.

[@NOWINFORMATION]

Always submit form H in April 1-5

[@Dhanraj15-n2i]

Bahoot katta hai bhai 😎😎😎😎

[@captainh1989]

15H for senior citizen deposit kiya tha, firbhi 10% interest deduction ho gaya... Refund milega?

[@BiRaJKiBaAtEiN]

Yes

[@captainh1989]

@@BiRaJKiBaAtEiN Next year ITR file karna hoga tab ye pata hain, 26AS check karna hoga.. Abhi koi jugad hoga, Aisa pehle nahi hua, 1st time

[@rockstar19909]

​@@captainh1989har saal April me 15 h form nahi doge to katega. Ab koi upay nhi h jo paise govt k acct me tax k rup me Gaye usko wapas pane ka ek hi rasta h itr file.

[@captainh1989]

@@rockstar19909 thank you

[@aijazkhan9995]

जब बैंक अपने आप पैसे काटती है, तो रिफन्ड भी अपने आप ही क्यों नहीं देती, पूरी डिटेल होती है उनके पास, अनपढ गरीब ,ना ही ये प्रोसेस कर पायेंगे, और ना ही पैसा ले पायेंगे

[@shubhamgupta-nd8vq]

Thank you!

[@RAJESH-r8p8m]

Sir agar me 5 lakh ka fd ko 3 bar brek karo or 4 3 bar fer se dubar same hi bank me fd cret karo same finicial year me to muje notice ayaga kia . Kuki amount to 10 lak ka upar hua please reply

[@Upscs.kstudy]

TDS per RTI file karne per paisa wapas aati hai kaise kare

[@pappukawade2229]

Thanks

[@Sony-h7v]

Bhai. Intrest salary pe tax hoti hai

[@prajapatimedicalclinic6623]

Post office rules kaya h

[@RahulYadav-wu9dt]

FD account meature hona ka bad kis account me pasa aata hai??

[@amartyamishraa]

Saving account

[@shailendrapatel5633]

Khud se dal dete hai ya ja kr bolna padta hai​@@amartyamishraa

[@SantoshKumar-nm1hd]

Thank sir

[@OmPrakash-xr5uq]

58000 interest per kitna T DS senior citizen ka katega

[@BalkarSingh-og4xb]

Rs 800

[@nirajkumar-ek2gy]

5800 katega

[@jaykumarsharma8414]

800

[@divyamvlogger13]

1 LAKH PAR BHU TDS KATTA HAI KYA

[@avideep4266]

Mere mummy ka fd hai pnb me uska interest monthly aata hai lekin aachank se is month ka interest nhi aaya bank me bhi complain kiya can u help

[@raj_vicky_singh]

Kitne Rs ka FD hai?

[@XUE700AX7LBLACKBUTEY]

​@@raj_vicky_singh185lakhs

[@lovepreetkumar1489]

Pan card link ya update kro

[@ritikgujjar82]

​@@raj_vicky_singh dhar leva

[@rockstar19909]

Maturity ho gya hoga

[@souravjoshifanclub5216]

47000 yearly instesrt pr kitna tds katega

[@sachinshah5267]

1400

[@BiRaJKiBaAtEiN]

700

[@snehal9653]

Hlo sir meri 1lakh Ki fd hai lekin Uspe bhi Tds cut hua hai

[@snehal9653]

Plz help kijiye sir

[@shailendrapatel5633]

​@@snehal9653other income source hai?

[@DEEPAKPATEL-xr1qy]

कितना कटा है और किस बैंक मे FD है

[@rishabhayadav8179]

Sir, mere father ne per month ki FD 10 saal k liye ki..total 6lakh deposit huye. Now mujhe 10lakh rupees mil rhe hai.usme se 50000 ka TDS bank n kaat liya hai. To kya yeh refund ho skta hai.. total Income m interest income hi dikhani hai na. Only 4lakh rupees. Kyun ki mere father Farmer hai to koi extra source of income nhi hai. Pls reply. Kya mujhe only Interest income(4 Lakh) daal kr TDS refund lena hai..and koi form to nhi bharna hai jaise 15G pls reply.

[@JaiMahadev24]

Bank m ja kr manager se baat kro

[@somnathparamanik9713]

Mera Father panson monthly 26000 year me 3.12 lakh, sem bank senior citizen 10 lakh fixed kiya 3 month baad 20 hajar milega. Mera TDS kinta katega 15H from joma korunga TDS nehi katega

[@dpverma123]

अगर में एक बार 15G भर दिया हु 4 साल छोड़ दिया हु

[@ranishreya7309]

सैर! 15 G fd करवाते समय नही दिया तो बाद मे देने पर tds नही कटेगा |

[@BiRaJKiBaAtEiN]

Yes

[@bandhan2027]

Agar 2 lakh ka 5 karu to?

[@JsMuthada]

👍🏻

[@gameking4433]

Bekar hai FD karna 😢

[@SharmaSharma-mi2rk]

Fd alg alg bank me khulwane se tax nahi bachega ..pan card sabh kuch bta deta hai .soo alg alg bank me fd khulwane ka koi faida nai jab tax banega to cut ho jayga

[@BiRaJKiBaAtEiN]

TDS katne se bachegi

[@Aatifarmaan123]

Bhai mane fd karaye thi

[@PremSingh-fk8ow]

Bank deduct 7000 eno of f y itax depptt refund. 3000

[@semraaj1951]

Sbi fank 1 saal nahi huaa arjant peso ki jarrurat he to kaya kate fd tod sakte he

[@prabhupatel4635]

Pahley thik se gayan le ligey fir batiey , jab pan Card link h toh kahi v fd karwao TDS KUt hoga

[@waqarazamkhan1130]

Pan card link nahi h to tds nahi katega

[@themountainclips2787]

​@@waqarazamkhan1130 to 20% TDS cut hoga

[@TechnicalUpdate999]

Sir mera Axis Savings A/c me regular weekly 2 lakh - 6 lakh green tea leaf ka bill credit hota hai. Uske baad main us paisa ko weekly 3-4 days ki under mera friend's ka account me transfer karta hai aur kabhi kabhi mera account se main cash withdraw bhi karta hai abhi tak mera total cash withdrawal mera account se lag bhag 20 lakh ho gaya sayed. Aur abhi tak 10 months ki under weekly credit total lag bhag 1.5 crore hogya Tho sir mera question yeh hai ki mera tax deduction ho jayega kya? Mera Income tax se notice aayega kya? Pls reply me sir 🙏🙏🙏 i hve no idea

[@BiRaJKiBaAtEiN]

Agar paise cash mein nahi AA rahe Hain to itni pareshaani nahi hai lekin agar cash transaction jyada ho Raha hai then in future IT notice AA sakti hai

[@jstar672]

​@@BiRaJKiBaAtEiN sir mene 5 lakh rupey 2 saal ke liye 7% interest se fd karayi hai to mere TDS katega ya nahi ? 1year ka interest 35000 hi ho raha hai

[@i_am_pluto1744]

I am a farmer. my age 30 years old. I want to make a time deposit of Rs 50 lakh in the post office. Can anyone deduct my income tax?

[@Sunilyaduwanshi.official]

Yes tds by post office

[@purangurung8969]

Me too want to know about p.o mis scheme(joint account)

[@BiRaJKiBaAtEiN]

Interest is taxable

[@subratbehera8806]

Intrest is taxable if you are exceeding more than 40 thousands intrest rupees In a financial year

[@rockstar19909]

Post office me Mis tax free hai. Ye log jinko nhi pata bakchodi kr rhe h.post office koi bank nhi balki small savings bank hai isliye isme har fd tax free h except senior citizen scheme.

[@Priti272]

क्या Form 15G या 15H हर साल अप्रैल में जमा कराने होते हैं 🤔

[@BiRaJKiBaAtEiN]

Yes

[@ashoksahoo310]

​@@BiRaJKiBaAtEiNBhaiya mera 400 days ka fd he bank me mujhe bhi 15g from dena padega

[@AAAK789]

​@@BiRaJKiBaAtEiNsir mera 5 lac ka fd karna hai 400 day 7.10 mera tds katega

[@kumar....4243]

​@@AAAK789. Nahi