Don't Take Term Insurance Without Knowing These 5 Common Mistakes |Term Insurance in Telugu |Kowshik

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Timestamp
0:01 - Introduction
0:41 - First Mistake
3:42 - Monthly Income Payout
6:17 - Second Mistake
7:49 - Third Mistake
9:38 - Fourth Mistake
11:09 - Fifth Mistake
17:00 - Conclusion
Don't Take Term Insurance Without Knowing These 5 Common Mistakes |Term Insurance in Telugu |Kowshik
📢 Don't miss this crucial guide! Discover the top 5 mistakes to avoid when buying term insurance. Watch now to protect your future smartly! 📈💡 Join Kowshik Maridi for this insightful video in Telugu. 🎥🗣️
#terminsurance #terminsuranceintelugu #terminsurancemistakes #kowshik #insurancetips #insuranceadvice #financialplanning #insuranceawareness #terminsurancetips #insuranceguide #smartinsurance #financialsecurity #lifeinsurance #insuranceplanning #teluguvideos #telugufinance #insuranceeducation #protectionplanning #insurancebenefits #commonmistakes #insuranceknowledge #teluguyoutube #securefuture #rightinsurance #insurancemyths #insurancefacts #insuranceexpert #learninsurance #insurancepolicy #kowshikmaridi
DISCLAIMER
We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions.

[@ffreedomapptelugu]

Buy Term Plan & Get Online Discount Upto 10%:👇 tinyurl.com/ydu7sjba

[@singireddysatyavathi4238]

0:00

[@singireddysatyavathi4238]

0:00 did you receive 📲 from you and your temple paw patrol Telugu full movie in

[@rakeshkumarummadi5777]

5 lakhs above unte 1cr isthunar ledha ivvatledhu

[@rakeshkumarummadi5777]

Best term Policy cheppandi boss max life or hdfc

[@srivenkatasivadigitalvs4584]

Bro pradhanamantri awasayojana padakaniki emi ఏమీ arhatalu undali metlu kinda bathurm unte daniki eligibility kada please reply bro

[@rellisatyam5917]

ఏంటో ఈ మహా పండితులు ఒకరు బెనిఫిట్ అంటారు ఇంకొకరు వద్దంటారు...ఇంకా కామెడీ ఏంటంటే వీళ్ళే ఒక వీడియో లో good అంటారు,మళ్ళీ next video లో waste అంటారు....ప్రజలను confuse చేయకండిరా బాబు

[@isak283213]

1st video mottam chusi comment pettandi brother

[@bajjuribikshapathimdrtusac8905]

ఉద్యోగులకు ఇన్కమ్ టాక్స్ ఫైలింగ్ ఉన్నా వారికి మాత్రమే టర్మ్ ప్లాన్ ఇస్తారు

[@interestingofthaday9397]

No

[@ksankar980]

*Important points* 1. Monthly income pay out plan 2. Married women property act 3. Top up our coverage (increase every year 6%) 4. Provide proper information while filling term insurance policy 5. Do not delay purchasing term insurance policy 6.Add important raiders |. Critical illness raider ||. Waiver of premium raider.

[@tinu3437]

Thank u for sharing.. save time 🕰️

[@mohankrishna648]

3 and 6th lo 2nd vi undavu

[@kvmadhusudhanreddy]

ఎందుకురా...జనాలను భయపెడతారు...జనాల్లో ఇప్పుడిప్పుడే అవేర్నెస్ వస్తోంది....దాదాపు అన్ని కంపెనీలు 99% claim rate ఉన్నాయి...మీ వ్యూస్ కోసం చెత్త వీడియోలు చెయ్యకండి

[@thulasiram2606]

Selected Mwp act, but divorced, exwife will take all the money, the person dependent wont get single rupee. Plz don't fall on this app promotion videos

[@ragavendrareddybijivemula2462]

Thanks

[@naveenalugu]

మీరు పాలసీ బజార్‌ని ప్రచారం చేస్తున్నారని మేము అర్థం చేసుకున్నాము

[@Rkishor2301]

RBL credit card bill EMI convert చేసా అపుడు gst processing fee conversion fee అన్నీ అన్నీ తీసుకున్నారు..ఇప్పుడు మళ్ళీ monthly GST వేస్తున్నారు.. అలా వేస్తారా ఆర్బీఐ ఏమైనా complite చేయవచ్చా

[@onlyanji4u]

Same with IDFC BANK Credit card also

[@shashidharthumati3015]

No

[@guptapn686]

కౌశిక్ గారు ఒక ముఖ్యమైన విషయాన్ని మీరు మారచారు... లోన్స్ పై టాప్ అప్ అంటే ఒకవేళ ఇన్సూరెన్స్ చేసిన వ్యక్తి ఏమైనా అయితే లోన్స్ కట్టాల్సిన అవసరం లేకుండా ఉండే టాప్ అప్.... దానిని మీరు మరచారు...

[@santoshnarthu8205]

Army vallu term insurance తీసుకోవచ్చా bro

[@Truth6151-speak]

ఈయన దగ్గర కంటెంట్ ఉంటది గాని. వీడు చేసే ఓవరాక్షన్ కి, వీడి ఛానల్ చూడాలని అనిపించదు.

[@kameshpenumarthi3424]

సార్.... పాలసీ బజార్ లో పాలసీ తీసుకుంటే క్లెయిమ్ టైం లో ఏదైనా ఇష్యూస్ ఉంటే చేతులు ఎత్తేస్తున్నారు అని విన్నా, కస్టమర్ సపోర్ట్ బాలేదు అని చాలా యూసర్ రివ్యూస్ బాలేవు అని విన్నా

[@soldierSAI8882]

మనం నెల నెల ఆన్లైన్ లో సింపుల్ గా కడతము, క్లెయిమ్ చేసుకునేటప్పుడు వాల ఇంట్లో money ఇస్తున్నట్లు చేస్తారు అంట గా

[@sriramvijay5143]

Yes sir

[@EswarReddy-j6m]

Practical ga chupisu brother please monthly income payout and Top up coverage

[@ravikalpanagopu]

ఇన్సూరెన్స లో నీకు ఓనమాలు రావు.

[@vijayakumarpatibanda7617]

మీరు, మనము, పోతే, ఈ మాటలు మాట్లాడ కూడదు. ఒక 'X' , అతని wife అని వాడవచ్చు.

[@kameshpenumarthi3424]

పాలసీ తీస్కునే టైం కి హెల్త్ ఇష్యూస్ లేకపోవచ్చు బట్ తర్వాత వస్తాయి కదా... మరి అపుడు ఈ కారణం చూపించి క్లెయిమ్ రిజెక్ట్ చేస్తారా

[@surich1625]

4years kattina tharahatha a reject cheyyadaniki chance ledhu bro

[@kameshpenumarthi3424]

@@surich1625 మరి ఈ 4 ఇయర్స్ లోపే షుగర్ లాంటివి వస్తే

[@vinodrockyreddy]

@@surich1625 it should be 3 years only

[@chacosravan]

Policy bazar ని పూర్తిగా నమ్మకూడదు

[@soldierSAI8882]

Endhuku

[@chacosravan]

@@soldierSAI8882 appudappudu response sariga ivvaru

[@MohammedAsifAli004]

Bro if was take 1 years terms package pay complete amount We didn't get any accident and illness we didn't claim the insurance policy The amount we pay will we get back or not After terms insurance policy was over

[@ronaldo-jc7ys]

No nothing will get

[@narsingkasula9496]

Koushik Bro can tell them we Went through whatever surgery previously or not, can you clarify this

[@sagarkrishna2166]

Bro Chala baga chepparu nice My name is Sagar Bro term polacy Kattina two years after any decses vasthay Example 10years after death aithay amount ivvara

[@chanti4497]

Policy tisukunetapudu em health issues ledu... But after taking policy middle lo health issue vaste policy holder mistake kadu kada😏😏🙄

[@hkb7772]

Same doubt

[@ABPvlogs794]

తీసుకున్నా తరువాత bp,sugar వస్తే ఏం చేయాలి

[@MonojiRao]

You must take a health clear certificate from Dr

[@perumallakoteswararao6693]

Bajaj finance వాళ్ళ ఫోన్ కాల్స్ మెయిల్స్ మెసేజ్ ఈ తలనొప్పి బరించలేకపోతునం దీని గురించి ఒక వీడియో చేయండి బ్రదర్

[@kondangivamsi5792]

Anna sovereign gold bonds Meeda Biggeners ki video chayandi Ala invest chayalo chappandi 🙏

[@kalerinagabhushanam4791]

కరెక్ట్ చెప్పినారు... 👍👌

[@tejasiri1074]

Hi bro nenu policy bazar nundi bajaj allianj lo thisukunnanu edi ok na

[@parushuram4914]

Dear sir Ninu LIC lo Jeevan Umang policy 3year back thisukunanu , Sum assured - 1000000/- policy term -69 , PPT-15 , Yearly premium -82078/- 3year premium completed pay chesanu ,epudu policy continue cheyala vada, epudu drop iye cash value thisukoni policy closed cheyala, leka policy ni alane vadhilevala please suggest me sir .

[@kranthikumarkuppili2208]

మీరు చెప్పిన ట్రిక్స్ insurance company లకు ఉపయోగంగా ఉన్నాయి కౌశిక్ గారు....

[@sivarapeti3588]

Anna I Have small doubt Term Policy tisukovali ante Job confirm ga undala? enduku adiganu ante last 6 months nundi job ledhu ippudu tisukovali ani undhi option undha ledha? ala ani business kuda ledhu Groups prepare avutunna

[@harshurockstar]

No avasaram ledu.1 ce term insurance kavali ante 3years itr kavali.below 50 lacks itr not needed

[@Srinu_editing24]

ఏపీ టిడిపి ప్రభుత్వం పింఛని కొత్తవాళ్లు అప్లోడ్ చేసుకోవాలంటే ఏం చేయాలి సార్

[@thulasiram2606]

App promotion chese vallani adigithe emi chesthaaru

[@kumariganesha]

Term insurence only risk coverage ke na ? Risk em jaragakapothe emina income untundha ? and hopitalization aithe term insurence civerage vastundha?

[@EswarReddy-j6m]

Term insurance buy chesethappudu sugar ledu chenipoyyaka sugar unte insurance rada aayethe yala apply cheyyali

[@kumarettaboina2250]

Gopala Gopala. Andarudongale😅😅😅😅😅

[@sivanarayana9300]

Sir.. Nenu bhandhan life lo term insurance plan tiskunna.. Nenu self employed..so without income proof 50 lakhs ichharu...nenu tiskunnappudu.. Options levuu.. Ippudu chala companies vachhai below 50 lakhs..bhandhan life.. Paravaledaa leda cancle cheskuni veredi tiskovala.. Cheppandi

[@jogijanardhanarao7818]

టర్మ్ ఇన్సూరెన్స్ తీసుకుంటే మంచిది అని ఇది వరకు ఒక వీడియో లో చెప్పారు బ్రదర్ ఇప్పుడు వద్దు అంటున్నారు.......

[@Blows_Bats]

Appude kadaa meeru video chesedi....

[@RR-POLITICS]

మొన్నటి వరకు ముచువల్ ఫండ్స్ లో ఇన్వెష్ట్ చేయమన్నాడు ఇప్పుడు వద్దు అంటుందు

[@Azzu923]

Anduke vedio chusi comment pettamani cheppedi😅

[@santhoshzany1451]

Vaddu ani cheppadamle, instructions esthunnadu. Must follow these points

[@venkat737]

వద్దు అని చెప్పలేదు. ఎలా. వచ్చే డబ్బులతో జాగ్రత్తగా వుండాలి అని చెప్తున్నాడు.

[@chandanareddy8449]

Term insurance teesukunna 10years ki diabetes vachindi anukondi insurance claim ivvara.idemi rule annama tinedi Inka emainana future lo emi vachefi evariki telusu.intadidaniki insurance enduku,naaluku ggekkodonika?.

[@saiborra7089]

Every year manam updates cheyistu undali policy lo Naku telisi. Like diseases lantivi.

[@Kai-xn1vr]

Already tisukunnaka ..malli add on's addcheyocha after paying few month's premium ??

[@Snehith_Vlogs05]

ఈ వీడియో చూసిన తరువాత కూడా..టర్మ్ ఇన్సూరెన్స్ చేయలేకపోతే.. inkaa waste

[@KarunakarNeelapala]

Hi sir policy kattichukune mosam chesti appudu ami cheyyali bond ranapudu ami cheyyali

[@KarunakarNeelapala]

Sir me number ok sari shere chestara plz

[@santhi_homemaker]

Na channel Inka monitization avvaledu but nenu pettina short okate "This video was removed from KZbin" Ane vachinde warning ane mention chesaru yemaina problem vuntundaa

[@syamalaraokancharapu5797]

Policy బజార్ లో Term plan teesukont clim ఏ వరు ఇస్తారు. Clim వచేటప్పు కంపెనీ ఈవ్వదు bro.

[@kanakadurgavaraprasadisett7522]

NICE CHALLA BAAGUNDI CLASS

[@Mammu2003-g4b]

I have been Working in Sriram life Insurance as Employee And we have best Benifits Comparing With Other Companies For Life Insurance if you have intrest Then Massage me I will explain in detail

[@sandysasha]

Term Insurance theesukunnaka sugar vasthe??

[@chakrimca7593]

Munde sugar undi chepaledu ani reject Chestaru

[@akhil6441]

Bro I have a doubt a nakada 10L vundi aa money tho car konala Leda Loan tisukoni House konanala kani house vashesi 60Lakhs kani nakada only 10 lakhs marthame vunai naa salary vachesi 6lpa

[@srijadande1923]

Inkomcham money adjust chesi Edina chinna land thisukondi..bro

[@akhil6441]

@@srijadande1923 land 100 yards 40lakhs inka 30 lakhs arrange cheyadam kastam kada

[@pamtuluarun6358]

​@@akhil6441land percase loan loan kuda estharu bro in private bank

[@karunkumar7662]

Hi Sir I'm a student I love investment in mutual funds and Stock market but how to invest mutual fund but I know minimum basic knowledge. Because I'm investing my future career and life can you help me,how to invest in mutual fund. But I invest monthly such an amount like 500₹ - 2k amount in 5-15 years. So many members u can try to invest sip funds but I don't know how to invest in sip. Can you please help me sir I'm already using demat account in Groww app only. Please sir❤

[@lokeshr1546]

I will help you

[@srivenkateshwarabajanatvar3321]

అద్భుతంగా చెప్పారు కౌశిక్

[@007susrinu]

China Pani chesukunevallu 1cr Term plan Ela thiskovali....without income proof

[@harshurockstar]

For 1cr itr compolsary

[@uday-vv8ky]

Anna my queen ini chala madhi money invest chasunaru Anna kochamu oka video chaye anna

[@g.gnaiducreations5818]

Normal death ina amount istara

[@thulasiram2606]

If we want take 10cr, 35k earning person will take simply, becoz this youtube infuencer will pay the premium for him....😂

[@RamaDevi-i7s]

L.i.c kattakandi

[@GondwanaVision]

Peerless General Finance & Investment Company Limited Social Welfare Scheme Bands ఉన్నాయి ఇవి ఎలా

[@Raviteja-zs2it]

100 years term insurance enduku ledu

[@korakoppularameshgoud8359]

Age 49 years Nenu a policy thisukovali lic or other details please

[@SuhailShaik-m8r]

Eariii papoaaaa 6 months below nea ni habits & preexisting diagnostic bayata paduthai for example Smoking & drink 🍸 blood test 90 days to 120 days only ok even diabetic also it's came 6 months report only ok For your kind information IRDI rules and regulations prakaram 3 years crass aiana prathiiii policy ki claim evaaaaaliiiii ok don't blame the peoples eariiiii puvaaaaaa nuvu ni sodhiiiiiiiii

[@ssss-iv5le]

One person enni policys tisukovachu..

[@rajareapakula9618]

ANNI EXPLAIN CHESE AGENTS KI POLICY CHEYARU , MAYA MATALU CHEPPE VAADIKI ISTARU ....

[@swarooparani5751]

Hi brother Un married vallu nominies names evarini pettali sir please clear cheyandi

[@chaituedpuganti901]

Parents ni nominee pettali sister

[@krishnagollori7734]

Sir neenu TATA AIA LIFE INSURANCE LO 2 YEAR PAY CHESANU KANI MDYALO MANESANU M CHEYYALI SIR

[@balakrishnaparimi84]

Anna nenu IDFC bank lo loan teesukunna ... At the same time adey bank lo PMAY ki apply chesaaa ... PMAY eligible ayindi and 1.70 lakhs account lo credit aiyyayi... But PMAY scheme 2.67 lakhs ani undi... Aa migilina one lakh malli account lo padey avakasam unda !!!!! Please explain anna ... Please rply anna.

[@venkatjumbo2096]

Hi Sir, My age is 50 which policy you are going to suggest ? plz advice

[@Anurag-gx4et]

Pnb century plan

[@maheshnamburi3050]

అందరికి ఉపయోగపడే అద్భుతమైన విషయాలు అందించినందుకు చాలా ధన్యవాదాలు సర్

[@thulasiram2606]

App Promotion thappa kothaga emi undhi bro

[@yashbujuti2791]

eppudu nenu student after marriage wife act kinda form fill cheyaccha so that direct 2cr wife ki vastundhi ela option under

[@adithyaadi6096]

Hdfc life insurance thisukunna , but naku alanti documents na postal office ki send cheyaledhu , so na dheggara proof em ledhu, so em cheyali nenu sir

[@Smile19997]

Hi Anna Policy thisukona tharuthava vethe appdhu smoking and drinking vachese claim

[@nikhillucky2424]

Policy time lo mention cheyali smoking and drinking options , issue time health checkup kuda chestaru

[@manojchowdary91]

Incase insurance policy tisukunnaka After sometime smoking or drinking habits vasthe then apudu insurance claim avutundaa

[@karthikkr7777]

Nominee ni change cheskovacha?

[@revanthkasturi2546]

Anna nenu intercaste marriage chesukunna Muslim ammayi to, Mari ne naperu marchukoledu policy teeskovalanundi Muslim paddatilone matam marchukunna pillalaku Muslim perle pettalani undi salaha cheppandi please

[@myrichnessislife]

Antey term insurance lo person emaina avutheney money vasthaya term plan tensure varaku person bhaganey unte aah time tarwata money raava

[@YsowmyaSowmya16]

Idi investment plan kaadu kadaa...top up plan enduku... Okavela choose. Chesukunna coverage entha vundi ante estaru ekuva coverage evvaru kadha. Kowshik garu

[@KhajaShaik-vk6dq]

Sir one small doubt term insurance thiskunnaka company vallu death ayyaka inni months ani period pedtharu avi enni rojulu sir And inko question suppose policy holder suicide cheskunnadu adi enni days period vuntundi pls ee questions ki answer ivvamdi pls

[@MeeralaPraveen]

Anna Tata insurance lo thisukunte safe a anna reply please

[@Mammu2003-g4b]

I have been Working in Sriram life Insurance as Employee And we have best Benifits Comparing With Other Companies For Life Insurance if you have intrest Then Massage me I will explain in detail

[@panakantiravi]

Good explanation ❤

[@emaniharibabu5401]

హాయ్

[@sampathkumardokka8708]

Term insurance thisukuna policy bazaar lo but medical test ki date online pettikomani kani Naku oka doubt medical tests ki manam hospital ki velli check vhepinchukovala lekapote valle home ki vachi checkup chestara ardham kaavatam ledu 😂😂

[@YTSHORTS-sc1ws]

Monthly income payout lo interest vastundaa....

[@prakashrohan6279]

Sir term insurance theskoka mundhu naku elanti issues levu ,and na doubt enti ante. After term.isurance teeskunna tarvatha edina health issue vasthe ..?

[@AcharyaDental-p8z]

Good explanation. Can u enlight me on disadvantage of HDFC ULIP life insurence

[@raghuramtanguturi7194]

Naga చెప్పారు కానీ ఎక్కువ సాగదేస్తున్నారు

[@akshayboggarapu5783]

Term insurance plan apply cheysakha, business ki, Industries ki, agriculture ki, Transport ki loss vosthey insurance companies money pay cheystadha insurance holders ki. But Trading lo mathram up and downs avvuthai ga appudu re-pay cheysthada.

[@srujithgonamanda2295]

I think 1st point needs some correction, we actually shouldn't choose monthly payout plan, motham amount theeskoni kaneesam FD lo veskunnna kuda 5-6% intrest osthadi, ala cheyyakunda monthly payout choose cheskunte, asalu amount lo koncham every month manaki send chesthadu, migintha amount intrest ki evariko ichesi, aa interest ni insurance company vaade thinesthadu. So its better to take the total amount and invest somewhere or atleast in FD because FD is basic knowledge these days.

[@Dhurvah]

Hi Kaushik garu, thank you for the information.. Term insurance theesuko vaddhu ani highlight authundhi.. kaani meeru cheppindhi 5 mistakes thelusukoni full information tho term insurance theesukondi anedhi summary kadha !! One more thing, I like the whiteboard or touch screen you are using. How to get it and how much it costs ? Can you give some details on that ?

[@Hasini.A-t9e]

Sir debt card number Acount number ani thisukuntraa onlion lo term insurance apply chyesamu sir val ki Acount details ups ani evala s

[@thipparthidamodhar3979]

Palacy bazar frad

[@ranjithkumar2874]

Bro occasionally smoke cheste. Smoking habibit yes ane pettala? I smoke hardly 4 cigarette in a month?😊

[@venup-oj8lk]

Term insurance select chesukoni payment cheyagane medical tests chestanru , future lo epudo kaadhu😂

[@isak283213]

When I was applying for term insurance I dnt have diabetes. In future if am getting diabetics then what will happen ? We have to inform them or how ?

[@Ranjithkandem]

If we get DIABETIC after purchase of Term insurance ,then hiw to mention

[@rosstaylor8863]

Sir me company lo term insurance kosam assalu join avvadda sir😅

[@seshuchowdary7507]

61age ade best

[@KoruproluVenkatalakshmi]

Sri phone pay lo gold teesukovadam better na please reply sir

[@rajeshk8914]

No

[@Riyanshika.]

Manam poyake itlo vallaku emi telidhu kada Ela claim cheyalo

[@gudimetla007]

Danilo drinking ani ledu select cheyadaniki ,only tobacco anivundhi , ekkada select cheyali drinking vunadani cheppandi

[@madavijagan7920]

Sir manaki edhanna jabbu present insurance policy thisukunetappudu ledhu manam ledhu cheptham but future lo edhanna jabbu vasthe ela sir

[@venkateshkandukuri1378]

The company that offers a term or plan will be accountable for disability, even if it's not caused by an accident, such as paralysis, and if any surgery is disabling, such as brain surgery.

[@MohanKumar-e2i]

Alcohol alavatu undi ante problem vundada

[@indiacreativetv7210]

ఆన్న వైఫ్ కాకుండా frnd కి తీస్కో లేమా??...

[@indiacreativetv7210]

Reply ఇస్తాను అన్నారు....డౌట్ అడిగినా కూడా reply ledu....yes or no ???

[@AnandKumarNalli]

Only blood relation

[@venkateshsvarpb2098]

Anna IRCTC new update chepandana nen ma friends tho trip book cheskovali ante ela

[@chakrimca7593]

Term insurance claims cheskunna vallu evaryna unte valla reviews evandi

[@smilegoon...6481]

Sir,medical tests firsty chyesthunaru ga vallu.

[@creativethoughta1express]

Okaru tisuko antaru, inkokaru vaddu antadu😂😂😂😂😂