INSTANT Navy Federal Credit Union Personal Loan

Looking for a personal loan? Navy Federal Credit Union offers INSTANT loans with no documentation or processing fees. You could get your money as soon as the same day!
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DISCLAIMER:
This video is for entertainment purposes only. I am not a legal or financial expert or have any authority to give legal or financial advice. While all the information in this video is believed to be accurate at the time of its recording, realize this channel and its author make no express warranty as to the completeness or accuracy, nor can it accept responsibility for errors appearing in this video. This video and description contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for your support!

[@kashanawhidby1159]

Thanks for sharing!

[@annMarien]

Getting approved nowadays is almost impossible especially when you got bad credit history. Although I discovered the ad of a loan company “credit-synod" which gives personal & business loans to people at very low interest rates regardless. I got about 22 k from them and referred them to others in the family too!

[@SPOKENWORDZMANIFEST53]

It is hard for you because you have a negative attitude what do you think you're going to attract? Nothing but negative situations and negative outcomes

[@trapdieremain9417]

this is exactly the video I was looking for. I’m 18, on my journey to financial literacy. thank you for this my guy🤘🏽

[@billypeas9516]

Did you do the loan and was it worth it?

[@Devdidthat]

4-year navy vet here when we were active duty and I wasn't as financially literate as I am now (, but I always had good credit) I had buddies that would get personal loans instead of auto loans and buy private party and get slamming deals on cars and sell them after using them for more than they paid. Basically getting "free money" the loans never really exceeded more than like 25,000 but they would get approved no problem with literally no credit. Just history of transactions from being in the military into the account and savings😮 (Navy Federal is pretty awesome. It's pretty much the best bank to have because they are a relationship-based bank. So the more interaction you have with them the more willing they are to loan you out their money🎉

[@Devdidthat]

I literally got everyone I know and most of my family using Navy Federal and they thank me regularly for it❤

[@jayell8253]

0:12 Travolta🤣..Thanks for the info.

[@jonahsimpson2767]

Could you do a review on credit versio!

[@FinanceXFrance]

I personally used credit versio/smart credit to dispute on my reports and raised my score 70 points over the course of 6 months. It worked for me.

[@LifeofMsWatson]

Thank you for sharing, Happy New Year!

[@davidhenderson5676]

Please help me get this!!!

[@incogomomo]

Should I pay off my credit strong loan before doing a navy federal PL?

[@louisserrano8427]

When it comes to income do I only put my income or mines and my spouse?

[@adlkjdlkgjdklgNEWS2024]

they have internal credit score system, not just based on credit score

[@stephaniejean161]

Thanks so Much king of god❤️❤️❤️ I Need 2 know how 2 fix up my credit loan & house loan….

[@GalaxyNexus1]

On a $50,000 loan how much are the monthly payments?

[@sjt7005]

Got my $50k home improvement loan to finally get our pool built this past summer. 10 minutes and cash in my account!

[@NaamWynn]

Amazing!

[@lisarenee8518]

I just opened a navy federal account yesterday how long do I need to wait to apply for a loan

[@lisarenee8518]

@Chloe Sanchez where is the handle?

[@sjt7005]

@lisarenee8518 I would first setup direct deposit and even a pledge loan for $250.00 and then pay off 90% two days after opening. I waited at least for my pledge loan to hit my credit report showing 90% paid off before applying for any loans with Navy

[@ballavision1619]

@@sjt7005 congratulations. I just got a $25k pledge loan yesterday. But I don’t see where to access the funds. I put $25k into my account and only see that.

[@starquality6939]

Auto loan VS personal loan?

[@shojus]

You said they use the FICO 9 scoring model? Last I knew Navy Federal used FICO 8, so has this changed recently? Thanks

[@NaamWynn]

For underwriting, FICO 9 is what they use now.

[@shojus]

@@NaamWynn Gotcha, I appreciate that knowledge

[@jimmieburnett8543]

What is their personal loan rate% if you have a 800 + score ?

[@trigonometryross8845]

This did not work for me for a $5000 personal loan. FICO 9 of 760, DTI of 18%, income >$100k. I'm waiting to be notified why.

[@CJ-wm4ss]

Any luck? I have someone that should be able to assist you.

[@kristikrisfodge9129]

With a 500.00 a mts payment we have access.

[@belladams381]

Did you try doing the cash hack program, I did invest in the cash hack and I got paid $25,000 in few hours

[@thesolefulvibes2511]

What’s the cash hack program?

[@ballavision1619]

1. I opened my NFCU account 10/15/22 with a flagship checking account/ shared savings account and a flagship credit card all on same day. 2. On 2/20/23 I got a credit limit increase granted. 3. On 2/24/23 I got a $25,000 pledge loan. My fico is over 750 across all 3 agencies. I have only had 2 inquiries in the past 6 months and 1 of them being NFCU. Do you think I can apply today for a personal loan or should I wait longer?

[@mus434]

I hope you got that money, very easy for you‼️😂

[@ballavision1619]

@@mus434 I didn’t 😂 they denied me .

[@mus434]

@@ballavision1619 really, I'm surprised about that, if you don't mind why did they deny you?

[@ballavision1619]

@@mus434 length of account being open

[@mus434]

@@ballavision1619 oh ok, be patient keep working it, you'll get it, until then get them cards‼️

[@BoricuaBAST]

if i get a personal loan and use the money for a plage loan is that good for me?

[@Prosperous8532]

That is the optimal way and exactly what I would do. That's flipping the $ in the best way very quickly and safely. Plus, your report would be showing 2 installments, the PL paid off the 80-90% would look great alongside the personal loan that you're going to pay off over time. Win win to me.

[@benjaminwolf9801]

Just for giggles. What are the negative effects of taking out a personal loan through lets say Discover for $10K, then proceed to go to NFCU and take out a pledge loan for $10K and pay it off wirh the Discover personal loan? Like I said hypothetical situation. Just curious.

[@benjaminwolf9801]

@Chloe Sanchez well it was more to increase your internal score with NFCU. You would pay NFCU with the Discover loan then monthly pay the Discover loan, but both will be going towards your credit score to increase it.

[@meshakennedy5134]

@@chloesanchez459plz share with me how

[@jmemixx]

Nothing. It will actually look good that you paid off a loan. Credit score would go up. It would probably go down a little though because your credit age is newer though

[@sandrairizarry]

I have a navy federal credit card in good shape. Just apply for a loan didn’t got approved. I’m 724 on TransUnion and 700 on equifax. And I don’t get what happened?

[@email-thecreditguymike-gmaIL.]

Sandra can you pls refer this to my descriptive belwo

[@sfpaul2]

Your navy federal internal score might be low

[@ernestgibbs2298]

Your credit age low bro !! 😅

[@KareemWhiteside-ub4pi]

I recently just recieved an 70,000 auto loan from navy federal. Would that effect my chances of taking out a personal loan?

[@NaamWynn]

Mostly likey since it will affects your DTI.

[@lakeshiamcgee3385]

What was you credit score when you received that $70,000 loan ? Please let me know my credit is a 669 do you think I’ll be approved as well ?

[@GFORCECREDITCARE]

🌵🌸🌸🌸This moment in time locating a good loan expert with the present economy can be a lot stressful and the tussle involved is indeed demanding but you should D.M the channel above me and some friends got monetary issues solved by them🐼🐼..

[@DetroitLove313]

⁠@@lakeshiamcgee3385 man I got a 605 credit score and got I got approved for up to 65K for a auto loan.

[@mariamonshae2711]

@@DetroitLove313really?! What’s your income?

[@notyaavgphillychick3943]

I have a $20,000 credit card with Navy Federal.. it’s currently at it’s Max and i was wondering if i can use a personal loan to help pay it down

[@GFORCECREDITCARE]

🌵🌸🌸🌸This moment in time locating a good loan expert with the present economy can be a lot stressful and the tussle involved is indeed demanding but you should D.M the channel above me and some friends got monetary issues solved by them🐼🐼..

[@ima8533]

That’s pretty irresponsible You’re trying to pay off debt by getting in more debt Personal loans are 7.49% to 18.00% APR Credit card is 14.24-1800% Or 1.99% in the 1st 9months So depending on what your credit apr is you might be spending more by using the personal loan Youre better off just paying the credit card off by normal means

[@notyaavgphillychick3943]

@@ima8533 Ok i thought doing that would help my credit card utilization .. i was living off my credit card at the time due to job loss but i’m back working and my goal was just to pay it off on my own

[@notyaavgphillychick3943]

@Chloe Sanchez Thank You

[@earthangelashley]

@Chloe Sanchez can you send me his info?

[@giovannig7216]

Is it really this easy for people to get approved for 50k ❓❓

[@Beetatv]

@@chloesanchez459you not leaving the handle tho

[@demetriusnickens6803]

Ummmmm.