Interview: Why banking after Mechanical Engineering

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[@AnilAggarwalbankinterview]

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[@AnilAggarwalbankinterview]

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[@shailusapavath9692]

Sir am attempte62 St from telanga any chance sir plz tell me

[@shailusapavath9692]

Full tension sir.. Is there any adding of marks sir 8dec 3rd shift sir

[@priyankapathak7939]

Sir mai bsc maths se ki hu 2011-14 Mere subjects maths physics and military science the Ab to pura syllabus change ho gya hai Sir mujhe samjh nhi aa rha hai kaise bsc ka sv revise kru

[@blik2918]

@@shailusapavath9692 yes

[@abinashnayak9948]

Sir I am a bsc Chemistry student.please help me in questions related to interview

[@nivethavarthan]

Great insight on how to provide a justification for our qualification/experience being suitable for banking. Thank You Sir for preparing a reply for us and for your initiative in preparing your responses for different qualifications/native places......It will of immense help to everyone:):)

[@aakashranjan1901]

Thank you sir..being a mechanical engineer this ans will really help

[@arunagirinagarajan9694]

You are a blessing to my preparation, thank u sir for sharing your knowledge

[@pragatisharma5754]

sir MSME means Micro Small and Medium Enterprises. According to the MSME act 2006, it defines the annual turnover as A Micro enterprise define as a unit where annual turnover does not exceed rs5 crore. A small enterprise drfine as a unit where annual turnover is more than rs 5 crore but does not exceed rs 75crore. A medium enterprise define as a unit where annual turnover is more than rs 75 crore but not exceed rs 250crore. MUDRA stand for Micro Unit Development and Refinancing Agency. It is a financial institution for development and refinancing micro units enterprises. It covers the loan as follows- for Shishu covering loan upto rs50,000 Kishore covering loan above rs 50,000 and upto rs 5 lakh. Tarun covering loans above rs 5 lakh to rs 10 lakh.

[@RahulRaj-xi9fc]

Thanku you sir... Keep up the good spirit

[@anjaligodara15]

Sir, The Micro Small & Medium Enterprises (MSMEs) are defined in India under the MSMED Act 2006 on the basis of capital investment made in plant and machinery, excluding investments in land and building. In MSME Micro enterprises upto 25lakh Small 25 lakh to 5 cr Medium 5 Cr to 10 Cr Mudra means micro unit development and refinance agency. 3 loans are covered Shishu upto 50k Kishor upto 50k-5lakh Tarun upto 5-10 lakh

[@dvrj542]

Mudra loan: It is a loan provided at low interest rates to micro finance institution and non-banking financial institutions when then provide credit to the MSMEs.(It provides loans upto Rs.10 lakhs)

[@sudipbanerjee2692]

Owo sir ❤ thanks for guiding us ❤

[@kautukmishra1249]

Wow sir, being a mechanical engineer , impressed by your answer 😊😊

[@vimaldwivedi5674]

😊😊

[@bankerwala]

I'm also😃

[@rahulmaheshwari4092]

I am Mechanical engineer too.. Cleared mains of ibps po, Now preparing for an interview. 👀

[@047bmohammedyusuf7]

@@rahulmaheshwari4092 can Mechanical student apply for SO post??

[@rahulmaheshwari4092]

@@047bmohammedyusuf7 if having experience of required years.

[@avnishroy8396]

Mam/Sir, As an Electronics and Communication engineer, I have the basic technical skill set related to computers. This will be an added advantage for the bank when I will be disposing my duties as an officer. Besides this, Engineering is a platform where we are able to develop our analytical skills and this virtue of mine will further be useful for the business dealings of the bank.

[@avnishroy8396]

Sir, Does this answer requires any tweaking? Please advise me sir.

[@glowingstar18049796]

Sir from Tamil nadu..bsc Mudra is an institution set up by the government of india to provide funds for the organisation like non corporate agencies and micro finance instituitions like msme sectors ..and their credits need to be below 10 lakhs Msme stands for micro small medium enterprise they are the backbone of our indian economy

[@sk7386]

1) Sir MUDRA scheme was started in 8April 2015.. MUDRA scheme gives loans to small &micro enterprises under 3 heads Sishu: small business loans upto 50,000 rupees Kishore: under kishore loan from 50,000 to 5lakhs can be availed Tarun: 5 to 10lakh rupees can be availed under Tarun.. Sir you know more women entrepreneurs have been benefiting from mudra loans *Sir Interest rates varies from 12-20% *Sir There will be no subsidy. Customer have to repay the entire loan * Documents needed to avail loan are mudra application form, photo id , ownership proof / rental agreement, business vintage proof, 12 months bank statement Even if some people dont have some proofs depending on banks they can avail loan if business is genuine sir. These loans are benefiting small business starting from vegetable vendors, fruitsellers, flower vendors, milk booths, kirana stores etc..

[@billionviews4141]

Thankyou very much sir 🙏🏼🙏🏼

[@chaithanya_reguntla]

MUDRA loans are given for the development of micro units simply micro industries, these loans are classified into 3 categories namely shishu, kishore and tarun. MSME is the acronym for Micro small and medium industries, as India is a developing country with dense population we depend more on MSME's for employement and production for our daily requiremnets, considering these aspects GOI focussing more on development of MSME's by providing specific loans with nominal interest rate.

[@rahulyadav4904]

Best explanation sir ji..

[@nikita7452]

Thanks a lot sir!

[@sowrabhkurdukar8576]

Sir Mudra Loans--- These types are loans are given for development of micro enterprises sector depending on the category they fall into. there are three categories- 1.Loans upto 50,000 are categorized as SISHU 2.Loans from 50,000 to 5L are categorised as KISHORE 3.Loans from 5L to Rs.10L are categorised as TARUN MSME-Micro small medium enterprise- these loans are given for development, infrastructure and financing for enterprises depending on total turnover of enterprise. For micro enterprises- turnover less 5cr Small enterprise- turnover more than 5cr to less than 75cr Medium enterprise turnover- more than 75cr to less than 250cr.

[@amitbisht1393]

Sir, The Micro Small and Medium Enterprises (MSMEs) are defined under the MSMED act 2006 on the basis of investment in plant, machinery and equipments. Recently Government decided the turnover as the criteria for the classification of the same which is as follows *An entity clocking 25 crore turnover is known as Micro. An entity clocking turnover more than 25 crore but less than 75 crore is termed as small An entity clocking more than 75 crore and less than 250 crore, is termed as medium enterprises. Mudra:- Micro Units Development and refinance Agency was launched by Prime Minister in 2015 for providing loans upto 10 lakhs to non corporates non farm small and Micro enterprises. It comprises of three categories Sishu - covering loans upto 50,000 Kishore- covering loans above 50,000 but less than 5,00,000. Tarun - covering loans more than 500000 but less than 1000000.

[@pranavb9639]

Sir this is just amazing answer i have ever heard for banking after mech. Engg. If anyone gives this answer the panel will surely be happy...this kind of answers only a experienced person like you can suggest. When I heard this answer a smile just came on my face and now I am very confident of my interview and to answer if this kind of question is asked...thanks a lot sir for being with us and constantly guiding us with your precious experience 💖

[@sumeshsankar2579]

Thank you Sir . brilliant vedio

[@travellingbanda3052]

Very helpful sir...

[@swetanegi7351]

Thank you sir . being a mechanical engineer , it was very useful for me.

[@sanketmishramishra4176]

Hello are you from mechanical

[@sk7386]

2) Sir MSME means Micro small and medium Enterprises * These are considered as backbone of nation's economy *They constitute substantial part of the industrial production in a country. * Sir these are part of countriy's GDP and exports made by country * One of the big reasons for promoting MSMEs are they provide Employment opportunity.Above 6 cr people have been employed by more than 2.6 crore enterprises * In 2006 MSME Development Act has been enacted. MSMEs are 2 clases 1) Manufacturing enterprises: they invest in goods 2) service enterprises: invest in equipment Manufacturing enterprises Micro- investment upto 25laks Small-25 laks to 5crore Medium-> 5crore to 10crore If exceeds 10crore it does not called as msme In service enterprises Micro- upto 10laks Small- 10laks to 2 crore Medium- 2cr to 5cr If investment limit exceed 5cr it will become liable for deregistration

[@ashishsrivastava5856]

Thank you for the witty answer for the never-ending question of why mechanical engineer in banking? I as a mechanical engineer always used to wonder this. Regarding your question - MUDRA - Micro Units Development and Refinance Agency, a wholly owned subsidiary of SIDBI. Under PMMY, beneficiaries can avail loans upto 50k in Shishu, 50k-5 lakh in Kishore and over 5 lakh till 10 lakh in Tarun. MSME - Medium, Small & Micro Enterprises. They are classified according to their investment & turnover. Micro - Inv - less equal 1 crore and tur - less equal 5 crore. Small - Inv - less equal 10 crore and tur - less equal 50 crore. Medium - Inv - less equal 50 crore and tur - less equal 250 crore. Thank you...

[@TiRaider]

Sir thank you very very much for making feel proud in my qualifications

[@sirshid5560]

Sir I have done my bachelor's in mathematics , I'm very useful in banking my degree will play a huge role in calculation. And as we know that in banking we need to calculate a bit I can use my skills there. Second thing during my graduation I developed good communication skills and I'm a very good listener. I can listen to people with patience and solve their problems politely . Also I'm a cool temperament person

[@vishalbagla7416]

I have completed btech in civil engg n I belong to etawah and currently staying at kanpur

[@sairaghavendrachitturi6456]

EXCELLENT SIR

[@nikhilbhise594]

Thank u so much sir...

[@shantanushrivastava6882]

Sir, what will be better reply for electronics and communication engineer applying for banking sector

[@bipas3801]

Really useful sir.......

[@pradiptosur2204]

Sir being a commerce graduate what questions can I expect from my graduation..Also do I have to thoroughly study graduation subjects apart from Banking awareness. Please comment Thanks in advance 🙌

[@jineshchauhan6227]

Very tactfull . 👍

[@navneetarya3790]

Sir your answer has helped me to tackle my biggest fear

[@niharranjandas1170]

I have completed my Mtech. in Computer Science and Engg. Branch after Btech.

[@shubhamguleria1228]

Thnx sir...

[@piyalidas9393]

GOI launched a scheme for funding micro and small enterprises without taking any security.it is named as mudra loan.mudra statnds for micro unit development and refinance agency.mudra loan is given under three categories.first is sishu loan which covers upto 50,000 rupees.second one is Kishore loan which covers 50,000 to 5 lakhs and last is Tarun loan which covers 5 lakhs to 10 lakhs Micro enterprise is the one whose annual turnover is upto 25 lakhs Small enterprise is the one whose annual turnover is between 25 lakhs and 5 crore Medium enterprise is the one whose annual turnover is between 5 crore and 10 crore

[@lonewarrior25]

Sir, I am electronic and telecommunications engineer. As bank is now moving towards digitalization (netbanking, mobile banking and many more) so being an electronic engineer and Po I can help customer to understand how to use this faculty and if they face any technical issues I can help them on real time bases. At the same time being an telecom engineer I can help bank when they provide loan to telecom industry in checking technical ascept. Our government is also focusing on telecom sector, and In last 5 years various telecom company have setup there industrial unit in india. (I have worked with tata communication and Indian telephone industry)

[@yogeshjharia5879]

Electronics branch ka isse aacha answer nhi mila mujhe khi pr🔥🔥🙏🙏🙏

[@born_ambitious]

Hii...fir apne engineering wala job kyu chod diya??...mai ye puch rhi hu kyuki mai bhi telecom engineer hu & bank ki preparation krrhihu

[@sk7386]

Sir ji electrical and electronics please give suggestions Sir..Thankyou

[@safarkhor]

Good afternoon sir. I am born and brought up in delhi and have done my post graduation in management (finance and supply chain management)

[@heenagupta555]

MSME- Sir, msme means micro small and medium enterprises. These are categorised on the basis of their investment in plant and machinery and equipments. Micro- upto 25 lakh for manufacturing and 10 lakh for services Small- above 25 lakh and upto 5cr for manufacturing and above 10 lakh and upto 3 Cr for services sector Medium- above 5cr to 10 cr for manufacturing and 3 Cr to 5 Cr for services. Mudra loans - these loans are basically given to micro institution and nbfc's. These are categorised as follows Shishu- loan upto 50000 Kishore - loan above 50000 but less than 5 lakh Tarun- loan from 5 lakh to 10 lakh

[@chinmaygupta9316]

Sir, I'm b.tech( electronics) PLZ make a video on acceptable answers!!

[@shansaravanan5599]

Sir pradan mantri mudra loan is available for nonfarming sectors at low cost of interests...for example trading, manufacturing,processing etc..,there are 3 type section in mudra loan: shishu- is less than 50000 Kishore- is 50000 to 5lakh Tarun- is 5 lakh to 10 lakh Msme loan is an credit to micro small medium enterprises..at low cost of rates under various schemes...example govt launch an website to provide a loan under 59 minutes..msme loan is a unsecured loan...

[@amitmishra8337]

sir, please let me know how i can frame my introduction as i had done B.tech2015 in ECE post that i work as a support executive for 6 months after that i got the job in cognizant (IT company) in 2016, still i am working with it. For first 6 months i worked in banking project of US in student loan dept. your playlist is really helpful.Thanks for it Sir, is experience certificate required as a document? it will be difficult for me to get experience certificate, please tell a solution

[@Vkkumar9116]

sir.. i m a Btech IT graduate.. but i dont have any experience in my stream which is in software.. i was working as an insurance representative for 4 yrs.. when im asked how u ll be useful in banking ,, cud i brief abt my insurance experience instead of my graduation stream??

[@prashant8331]

Sir please told about bsc student as i have earlier mentioned 🙏

[@sahithikonduri9079]

for students with computer science engineering what could be the justifying answer sir.

[@manjukp5498]

Sir, iam Msc chemistry graduate. So, for questions like why you didn't pursue your filed, can i answer like this? It requires a phD/ net or B.Ed to become eligible to write PSC exam for getting a job in school or college, which would cost me another 2-3 years. As my family needs an economic support before my father retires, i searched where i can use my capabilities and found that iam very useful in banks.

[@plakshasondawale3841]

Sir , do industry officers are only mechical field related or can an electrical engg also can add this point in their answer ?

[@supratimsaha485]

Sir how to justify civil engineering degree in banking interviews?

[@SonuSuman]

As a Civil Engineer What should be answer of this question ..?

[@the_banker_girl]

B.Com(Accounts honours) from West Bengal

[@sandipbhattacharya680]

Hello sir I have recently completed my Btech this year and want to secure a career in banking .. I am a Mechanical Engineer and I'm a bit confused that during this COVID how should I prepare for banking exams .. I will be thankful to you sir if u please help me out from this state 🙏

[@blik2918]

Dear Sir.. Plz Provide Guidance.. How english graduate is useful for banking... Plz cover in ur video

[@biswajitkamila28]

thanks sir

[@srijitgautam5691]

Sir please make video for Computer Science Engineers 🙏🙏

[@karansharma-cz1ep]

Gud afternoon sir, if we do not have any engg. Work Exp so can interviewers raise question how u cn hlp in loan proposal if u do not have any industrial or work exposure. Plss sir reply for this Thnk u

[@bhimavarapukalyanrao5853]

Mudra is a subsidiary of SIDBI. Mudra established April 8 2015. It launched under Pradan Mantri Mudra Yojana (PMMY).Mudra lends the loan for small businesses upto 10lakh. Sishu Kishore Tarun are three segments where mudra distribute loan. Sishu upto 50000 Kishore 50000 to 5lakh Tarun 5lakh to 10lakh. MSME MICRO SMALL MEDIUM ENTREPRISE. According to MSME act 2006. An annual turn over should be for micro entreprise should not exceed 5crore. For small entreprise 5 crore to 75crore. For medium entreprise 75 crore to 250 crore

[@kubermehra2348]

Sir i have done bsc but I passed with grace marks in one subject in the final semester. Will this affect my interview...??

[@anjaligodara15]

Sir plz cover why banking after bsc and MSc & b.ed. bcz it's connected to teaching field plz cover it sir And sir I'm alrdy working in state government on LDC post I have not mention it in application form so I have to show them or not plz let me know sir

[@tusharparate9143]

Sir i am from Nagpur....I will be greatful if you share some views about Nagpur location..

[@priyankasharma-fj5be]

Sir Masters in chemistry hw It is helpful in banking??

[@SoumenDas007]

Sir please make a video for English Graduates.

[@ayushisharma6531]

Sir I have done graduation in btech computer science engineering. I passed out in 2016 and since then I have been preparing for govt exams. I first chose ssc cgl and have cleared many levels also but due to slow procedure in ssc, I shifted my focus to banking sector. Last year only i started preparing for bank po exam. Now please suggest me should I include ssc in my answer or not.

[@AnilAggarwalbankinterview]

Yes

[@sabinaysubba7782]

Sir I have completed my graduation in Metallurgical engineering. What questions I can expect ?

[@Xyz_success607]

Sir Please make video for civil engineer also

[@Kanta-xl9ih]

Good afternoon sir, 🙏🙏 what should my response for banking after M.A. Hindi.

[@kankanapatir2324]

Sir I'm a B.tech(IT) from Assam.Sir please do cover this.

[@manishmeena5511]

Computer science and engineering give about C's sir

[@SivaKumar-pf6un]

Sir I'm a B.tech ( ECE) from Andhrapradesh. Sir please do cover this

[@prajjwaldhiman9886]

Sir mene kuch months ak CA k under kaam kiya tha.. or bhi kai alag alag jagha kaam kiya tha.. to usay may apni usefulness may add kr sakta hu kya??

[@sirshid5560]

👏👏👏👏👏

[@vikeshgodara5115]

Sir, I am B.A graduate with(geography, eng. literature, Economics) 2013. sir academic performance achha nhi rha.but economics padana or present economy scenario ko samjhna interesting lagta h. plz sie bataye mujhe kese smartly ans kese krna chahiye

[@anamikaa3993]

Sir please one video for electronics engineer...

[@kajalkajal312]

Can I say tat we were forced to study engineering by parents ?

[@abinashnayak9948]

Sir as I am a Chemistry graduate and belong to odisha .Sir if they will question me that tell how a chemistry graduate student can help to banking sector ?Then what will be my best answer to them please sir make a video..

[@gauravdogra7336]

Sir , I have done my qualification in bio technology . How this can be useful for the banks and how would I tackle this question ? please help sir .

[@varunchauhan8436]

Pls share what question can they ask related to civil engineering...

[@ImAsh06]

Sir I am commerce graduate..

[@rajeshbal1721]

Sir please provide an answer for agriculture graduates like me..

[@jyotirawat7782]

Sir can they ask questions related to mechanical engineering syllabus

[@bhuvaneswarihari2]

How to answer i am comp science engineer useful for banking? ?

[@chemtech1555]

I did my bachelor's in Chemical engineering, Can you help me how should I ans in front the board ?

[@angelmishu3989]

I am a graduate from B. Com.

[@adityabandaru3729]

Btech(electrical and electronics engineering) from visakhapatnam please explain sir

[@megha2240]

Sir for Electrical engineering ?

[@BankerShivamRaj]

Kaun se technical aspects aap check karenge? please answer Anyone

[@priyankachouhan1659]

Sir where is playlist of po interview?

[@jeevarajuravuri1929]

There's another point sir, "we have a subject industrial technology which deals with how an industry works".

[@AnilAggarwalbankinterview]

You can add

[@raghavsharma7084]

thank you very very much sir i am chemical engineer i can't understand what to tell

[@princepanjiyar9274]

Sir i am a graduate of physics how am i useful to the bank and why i came in banking iska answer kya du ??

[@amareshsarkar-thelocalpoet6311]

Sir, I am a graduate of geography honours. How am I useful to the banking industry?

[@kritikashaw2064]

Kritika Shaw from West Bengal.....Graduate b.com

[@revathya9794]

Sir, I am Revathy a Bsc.maths graduate, HOW I AM USEFUL TO BANKING ? and I have completed my graduation 3 yrs ago what is best approach to face this question sir ?

[@grewal3222]

Sir I have completed my graduation last year in biology please sir help me how to tackle question on this in ibps po interview 🙏🙏

[@vaishaliprasad3299]

Electrical engineering , from Dehradun. Mudra Yojana is gov scheme in which loans are given in three different categories , starting from as small as 50,000 upto 10lakh . MSME , are micro small and medium enterprises.

[@snehatirkey4107]

Sir I have done btech in computer science

[@meetnaik3800]

Sir please tell me is it a PROPER ANSWER ~~ I am 2 TIMES CHESS CHAMPION 🏆 GOLD MEDALIST of my COLLEGE. ....CHESS is a MIND GAME like PUZZLES & it requires fast & TRICKY CALCULATION........SO I AM GOOD in SOLVING PUZZLES & CALCULATIONS ....+ MY GRAMMAR was also good in SCHOOL ......I always got more than 90% marks in GRAMMAR & MATHS in SCHOOL.......SO I DECIDED TO CHOOSE BANKING SECTOR after MECHANICAL ENGINEERING