Investigate rising insurance premiums, private hospital charges - MPs

[@mr.k2921]

Well done MP's. This is what the rakyat wants to see. Please don't kautim behind the scenes and suddenly NFA

[@csoffline7820]

Insurers can always reduce the amount covered if premium doesn't increase. They still drive lambos, RRs, Benteli, merc and etc....

[@jordanwoo67]

The root cause of the rising medical cost is from the private hospital. Government need to regulate the private hospital immediately. Well done MP. 👍

[@kfwind206]

Yes, thank you YB for bangkit the issue, we rakyat are suffering from the rising medical costs all this time.

[@bahazmedia]

Well done MP, the insurance premiums is too high, it's due to private hospital overpriced fees and unnecessary procedure. The price of private hospital is really rediculos. For simple hand stitch in private hospital, I was quote for cost of RM15.000. (xray. Hospitalised n etc) and for the same procedure in government hospital it took only 1 hour and cost less then RM 500.

[@sasm-s8i]

Thank you PKR MPs. Private Hospital prices ate ridiculous. Continue to highlight and demand Government look into this. I also cannot afford my AIA insurance premium.

[@manmin517]

Everything in mlysia are expensive,so sad

[@acid21697]

1) Disband LIAM and PIAM. They work like a cartel. Everyone just passed on the cost to consumers. 2) Health insurance needs to have ceiling pricing set by BNM. Not free range for insurance companies to price their plan. 3) Introduce NCD on health policies. 4) Investigate the rising cost of private hospitals. Healthcare and education is the best money making industry. Why BNM do not step in since insurance is under their purview?

[@fingerwaverz]

Private hospitals have been charging enormously…. Once my pain relieve pills were charged rm 70 instead of just 15 ringgit in pharmacy

[@csoffline7820]

cb, you so wealthy go private hostpital but still komplen

[@rich.e2700]

@@csoffline7820 are you stupid? Ppl go private hospitals because gomen hospital sometimes to adamant and slow towards ppl who are in pain but not enuf to threaten their lives immediately, this is like a max level dumb comment and shows how out of touch you are😂

[@bryansu]

press nurse bell also cost 250 to 400 one time....gila punya. Got KTV also not charge so expensive.

[@YokeMeiNg]

I am so happy that the govt is looking into medical cost and insurance premium. It is really very high. Hopefully something good is coming out of this.

[@jackiethian8102]

Thank you YB. Pls look into the many tests n procedures done on patients - for patients when asked to do it is for peace of mind but some tests / procedures are actually not necessary.

[@csoffline7820]

I have a friend, his 80+ father was driving MYvi and had an accident. No physical injury. Went to clinic, 'no problem'. Next few days, he experienced abdominal pain, sent to Serdang Hospital, just prescribed pain killers and told to go home. 1 week later, abdomen swell, admitted into ICU, only to find out that his pancreas swell (internal injury from the accident), he passed away 2 days after ICU admission. Sometimes, full or unnecessary scans (though exorbitant fees) at private hospitals can detect this kind of unfortunate incident and perhaps save lives. Doctors, like any other profession, got good, bad, incompetent and crooks.

[@adriansgt9465]

It is obvious private hospitals have been charging ridiculously excessive charges and unnecessary procedures to reap huge profits that contributed to this ever rising insurance premium that has to be borne by the consumers. Unfortunately nobody seems to have voiced this malpractice as if it's fully justified! Thanks for bringing out this long outstanding issue, Good job PKR!

[@SHHoo-yy6lh]

Its been many decades insurance and hospital macam work together to squeeze the hell out of citizens. See how many billion that make like America ...

[@hengleekai7788]

Ini ekosistem swasta dan swasta mesti melampau punya. Perlu RCI terhadap hospital dan medical supplier

[@megatron6393]

AIA last year profit after tax RM1.4 bil. Great Eastern RM1.2 bil. Prudential almost RM963 mil up 68% from 2022. Ramsay medical centre sold for > RM5 bil. Sunway Medical coming IPO should be no less than RM6 bil. Very easy to deduce BNM is very keen to make sure insurance companies make super profit.

[@csoffline7820]

yep, with that kind of profit, they can easily 'lobby' BNM and related Ministry to shut up.

[@williamtee6776]

bro, can share links for these numbers?

[@megatron6393]

@@williamtee6776 Just Google AIA Malaysia net profit for whatever year. The info is in their website.

[@zainalabidinkassim3487]

Well done Ybs. A good start indeed

[@KMee-k6y]

The government elected by the people is duty bound to check on blood sucking companies or firms like insurance and private hospitals which reap hugh profits at the expense the people.

[@rad3145]

Ni ikut usa dgn europe. Cekik darah. Hospital swasta dan syarikat insuran subahat. Untung billion² tiap² tahun.

[@Muhammad-uu3nu]

Probe into private hospital . Not a new issue of their questionable charges. Numerous reports have been there by patients

[@lstan4573]

Insurance companies should grant NCDs ( no claims discounts ) to the insured, just like is done for motor insurance!

[@mlyw7918]

These insurance company and private hospitals need to be audited by 3rd party

[@LoC28C]

Insurance companies are audited several times a year : 1. Internal Auditors 2. External Auditors 3. BNM Auditors 4. If foreign insurance companies will have their group auditors from their foreign HQ’s auditing them as well.

[@johnardygoh3095]

Now only you noticed,we know about before the pandemic,on 2018 did small procedures in privatehospital,cash RM10,000 but insurances the hospital changes RM15,000😂😂😂

[@kbt38]

Very true. The common folks are getting ripped off by the Private Hospitals and the Insurance Companies. The medical insurance premium is getting ridiculous! These inflated medical fees should be investigated!

[@LoC28C]

All insurance companies are experiencing loss for medical insurance portfolios but as a requirement of their licenses and it is also a door opener for agents to get new customers Insurance companies will continue to market this policy.

[@sushilakirby7003]

Check the private hospitals..their cost is too high when one is covered under health insurance as compared to self paying patients. They should be checked thoroughly.

[@cwhcwh1770]

BNM Insurance division and the Minister of Health are sleeping and not doing their work. Most medical insurance has reprised in 2022 but no MPs have spoken out until now.

[@sawboonchuan6314]

Sepatutnya pehak Kerajaan menjalankan siasatan keuntungan olih pekak Hospitak swasta.

[@csoffline7820]

sudah siasat, apa boeh buat? buka bisness pun mahu untung ma. kalau harga premium tak naik, insurers boleh kurangkan coverage, apa kerajaan boleh buat?

[@mystarnoxs]

This is what we want our representatives to do. We don't want our medical charges and insurance to get so bad like in the US.

[@safiankhairudin6906]

Terima kasih yb2 perikatan nasional kerana menyuarakan perkara ini dahulu, dan trima ksih yb2 yg lain kerana trut sma bersetuju mnyuarakan perkara yg sma

[@zizimai7568]

Stop all the hospital take overs by one international fund. We need independant individual private hospitals to compete amongst each other to keep cost down. When every private hospitals are scooped up under one group, they start dictating higher charges since there is now no competition.

[@graysond8881]

Insurance companies are working hand-in-hand with private hospitals to squeeze the consumers. Win-Win for both …. In the first place why medical fees charges for policies holders are higher by private hospitals, why insurance companies never bother to investigate if they are aware of this issue?

[@firedup692]

They are future Bryan Thomson's

[@WCL2228]

well done MPs.

[@caseyfoo2007]

If you care to look around the reserved parking lots for mgmt team, doctors and specialists in hospitals, you can see the rows of luxury cars 😊

[@fydaestrada8]

TQ for bringing up this issues.

[@SHHoo-yy6lh]

Pls dig deeper MPs

[@unboxingdoomdays5949]

Seems like insurance is scamming the own client.

[@Optimus19]

Agree with the MPs. Some doctors want to conduct unnecessary test. The hospital wants to make profit is ok but not gouge your customer.. And yes when you walk with insurance, they start marking it up. We need to focus as well on these doctors doing unnecessary test and operations!!!

[@samloh88]

Mereka dah komplot sama2.....

[@Hu3yN9]

Well done YB Sim and MPs 👍

[@denniswoo9334]

Specialist in private hospital made tremendous profit monthly.

[@khizaisma3610]

Betul, gaji specialist mengalahkan menteri2.

[@monster88]

The private hospital president said the hike is justified. Please resign doctor.

[@caseyfoo2007]

Long overdue for relevant gov agencies to scrutinize and regulate the life and medical insurance industry and also private medical hospitals!!!

[@optimusdan2655]

Well done. Please check and audit private hospital bills. I noted that there are many misc charges and the most ridiculous item is doctor visitation. In particular Assunta Hopsital, i vet thru the billings and saw doctors visitations were charged twice a day. When I asked the hospital they said its their SOP for doctors to do 2 visits per day regardless of how severe the patient is. This is daylight robbery because 1)its hard to ascertain whether the doctor actually visit the patient 2)it cost about 100 to 200+ per visit depending on weekends or PH. All they do during their visit is ask how is the patient doing!. MoH please do a thorough audit on all the private hospitals, especially Sunway!

[@cikmasmenulis]

Iyalah. Harga insuran naik, naik, naik. It's a great initiative to investigate them. Well done MPs!

[@norazaharis]

ya la redundant tu la selalunya dan mengejar keuntungan melampau jadi mangsa tetap rakyat yang 1- mempunyai satu punca pendapatan 2- tak punya pendapatan bulanan yang banyak 3- mempunyai banyak tanggungan expenses lain yang perlu ditanggung air naik elektrik naik indah water naik.. makanan naik, premium kereta nak bayar, ruamh nak bayar takkan nak duduk bawah kotak pulak untuk elak all utilities mentioned dengan

[@simudasidesimudaside6037]

Terbaik YB YB, begitu lah kerja kerja YB yang membantu rakyat dan membanggun, jangan seperti mentri pembakang berpikiran badut

[@Ziko1962]

kau komen pun mcm badut...mana ada mentri pembangkang

[@Manlaut87]

I salute Mp bayan baru..thats why we multi racial leader,nampak tak knp..lain semua pemalas mkn gaji atas kpl terbang

[@anandjeyamohan666]

I have been taking BP tablet from Private Clinic using insurance and they charge RM200 for it, but if I buy from Pharmacy, it only costs RM80... Where is the additional RM120 going to?? Already making so much money, now they want to hike the insurance premium some more. Hope the Govt clamps down hard on the unscrupulous businesses practiced by private hospital sectors.

[@jocelynteoh1471]

Thank you. The cost of private hospital are crazily high. But the waiting time at Government hospital is too long. Need 2 years just for a CT scan and to wait another 9 months for a procedure. I gave up😢

[@shairulamirosman9637]

People sick and another people gain profit. This is the world......

[@skchew2213]

It's a good suggestion let the task force find out what eventually is the best premium to be paid.

[@rahmanramli7818]

This is to show how greedy the Insurance companies are...super greedy that show lacks of concern, emphaty and consideration to the public who seek for a good medical benefits. Of course you need to make profit but be reasonable and not to victimize the insurance holder.

[@LoC28C]

All Insurance companies in Malaysia are making a loss for their medical insurance portfolio meaning the medical insurance products are making a loss for them. However they make a profit from other products like savings plans, Life insurance and so on. I know insurance companies will pay out whatever is contracted in the insurance policy as that is what I have witnessed, however sometimes for some additional claims that is not mentioned in the policy these insurance companies will not date to pay out. The reason is because the claims officer who approve such claims will have to be answerable to : 1. Internal auditors 2. External Auditors 3. BNM auditors 4. Their bosses 5. Police 6. Court As to why they pay out this amount of claims that is not covered under the insurance policy. Then the claims officer who approve it will then have to go to jail for CBT or some other reason like misuse of public funds. Put yourself in the shoes of the claims officer, would you dare to approve such a claim or not ?

[@rahmanramli7818]

@LoC28C Eastern, AIA and Prudential making 1 billion after tax profit...just think about this, from sweat, blood and tears of insurance holders money. How they struggle to pay and you are just concerned about not making enough profit from the medical division or whatever you call it. Is your billion after tax profit too little to cover that lost???

[@firedup692]

Pehak pengurusan dan pemilik syarikat insurans dan hospital swasta harus ambil perhatian kepada kes Bryan Thomson, CEO United Healthcare di Amerika Syarikat. Bak kata pepatah, berani buat, berani tanggung.

[@hkfoo3333]

Dont be like America where health care is atromical for normal standards of care.

[@jonharis1749]

That's why they encourage you to take insrce. Private hospitals are all about bisnes and working hand in hand with insrce Companies. This issue have been highlighted by M'thir in late 80s. But no effect.....

[@pym75]

Ha! inilah perjuangan untuk rakyat.

[@mikeyee70]

Indeed, syndicate behind it...?

[@chandranchan4632]

Doktor di GH rekomen pesakit pergi ke KPJ bila tahu mereka ada medical card

[@philfoster6228]

Kapitalis sungguh..well done MP!

[@jamiesoon]

It's business... its not charity. Healthcare is a business. The reason why they go into this business is to make money. They are not responsible for providing affordable services.

[@syahruldanial]

Second that sis.

[@kokleongkan8154]

Medical association must come out to explain to the public, not sucking the blood of the suffering and dying ones.

[@unboxingdoomdays5949]

Their profit is higher vs human life

[@vinwoon9913]

Well done!!! Private hospital always charge over price and if they no do that how they expand so fast!!!

[@NaganoharaYoimiya-bs7hb]

The people who research and make medicine want profit. The people who run hospitals want profit. The doctors and staffs also want a raise. The insurance company also want their multi millions profit. So those the investors of those company. All will be push down to the end consumer which is you but when your life is on the line everyone will be force to pay or die.

[@mushfahim]

akhirnya, ada juga yang highlight

[@Leonyl02]

Both private hospitals and medical insurance providers are motivated by one word: greed. Medical insurers will haggle down the price with the hospital, hence hospital charges extra high price for insured patients to be able to earn a profit. And round and round the merry go round we go . Prices keep increasing, their profit keeps going up .. but we're paying more and more .

[@jaijai-py2md]

Nothing much will change...only is the insured will have to give up and go to gomen hospitals..😢

[@BengGuan-hq8sb]

The bottom line for private healthcare institutions and insurance providers is profit, profit and more profit. The government must delve into this. Oh, by the way, any of our ministers have big shares in those two providers?

[@meganuke9091]

Orang x minta harga murah atau mahu harga mahal. Tapi harga yg berpatutan dan adil bagi semua pihak.

[@HaridasKrishnanambiar]

Abolish alllicnc3 of private 😮hospital to more government hospitals

[@yenniefong4287]

Once check in to private hospital, they already ask u pay by insurance or own self. 😂

[@khizaisma3610]

True

[@AVIATOR-by4kk]

Shareholders and specialists digging gold from patients. They pray to god Money.

[@8bitchiptune420]

They said they don't want to control the private hospital's charges because they believe it's up to the people to decide where to be treated. They didn't consider how this decision might impact insurance premiums.

[@nadzirahfarhah3423]

Yb. Healthcare mahal Sgt. Tolong

[@currycardamom688]

There is 1 private hospital able to build more than 10 storey high new wing after charging ridiculous fees.

[@Manlaut87]

I had enough with this PKR gov.. inflation in health care ..3 years im done Parti Keadilan Rakyat😂

[@pym75]

"Cataract Surgery Bill 100% Higher For Insured Patient Than Self-Pay Patient: MPs" - Baca. Beli Insuran perubatan = bill perubatan lebih tinggi. Nak bill perubatan murah, jangan beli/guna insuran perubatan.

[@pym75]

Masalah bukannya pihak perubatan. Masalah lebih kepada pihak insuran.

[@LoC28C]

my personal experience in a private hospital 2 years ago to do a biopsy for nose cancer 2 years ago was RM 700++ this year a friend of mine did the same in a private hospital was charged RM 1,900++

[@bryanlee7295]

Hospital swasta beli air garam 1 beg RM1.50, kita masuk hospital swasta kena caj RM150 SATU BEG! LOLOLOLOL

[@aufelixify]

High time

[@TheUrbanRebel]

I think in the long run, Gov should have a public insurance system, probably enhance the program under PERKESO, where all gov hospital now are not free, but claim from PERKESO. In other words, gov hospital operates like semi-private entity with reasonable profit. This way, gov hospital can improve their gaji, staff retention and cost management, thus be the benchmark for setting private hospital service prices. All warganegara have to subscribe to the insurance, those who cannot afford, government can subsidize through madani programs. The premiums can be charged according to income, just like PERKESO does now.

[@jocelynteoh1471]

Specialist pay range could from at least rm70k to rm500k per month. That will.also reflect in your medical bill😢

[@annateon2973]

Private hospital charges are exorbitant n making huge profit. Have one e er charged for nurse bathing or sponging a patients, I have! It was said not included in the nursing charge

[@HaridasKrishnanambiar]

Why are private hospitals established in tg

[@cyravi]

This is good... MP wakil rakyat macam ini la bagus ..berotak dan bertindak megikut kehendak rakyat ... Bukan macam sesetengah wakil rakyat yang bahalol yang cuba menipu rakyat pasal Chin Peng, PM yang sibuk dengan Palestine dan wakil rakyat yang kecoh pasal bahasa kat papan tanda, pakaian seragam jururawat terlalu ketat la ..MP bahalol ...

[@danielcheong9124]

Monies go to agent's commission, recruitment bonus, incentive trips, marketing and advertising. Most agents are not honest also promote insurance as savings

[@Manlaut87]

Health minister sibuk saman perokok,benda yg bwh dia tak nampak buta..😂

[@yeecheeyong118]

Allianz are raising my medicard premium from 280 to 575/month . WTF !!

[@nelsonmikelsamy-895]

Pak cik sya discharged dan di minta byr cash rm6,000 ribu utk cost vitamin's yang dikatakan medical x cover...so what's the point having medical card when its not covering everything...

[@bryansu]

one small paper cup to put the medicine, charge RM8. One time press bell to ask the nurse to come in also need RM250 and some is RM400. WTF!!!!!

[@7Siniestro7Pistolero7]

Do not stop at this. Look into rising housing cost as well. Developers who play a dirty game in sucking off every penny from people who buy houses is disgusting. This is something the previous and the current government has failed to look into. Don’t just ignore by saying rising material cost and inflation. The government can look into this if they wanted to or if they had guts.

[@MrLouispills]

My gf just admitted to KPJ hospital for appendicitis, straight up asking 25k when mention we have insurance

[@al-paciyes5722]

Hello ....this is under the jurisdiction of minister of finance....your boss...call him lah

[@yky77]

Saya block age 3 vessel, 90%/80%/70% premium kena bayar lagi , macam mana tidak untung, saya akan cari YB Miri

[@SaifulIntelLegion]

can someone share what is the email to send the report again?

[@HaridasKrishnanambiar]

Are these hospital established to ease the burden of the government hospital or vce versa

[@WCL2228]

another reason is entry of many private equity investors in healthcare sector , know to have high teens internal target rate return and therefore charging exorbitantly. IHH group, Sunway, Columbia etc

[@KSPJ1985]

Don't let Private Hospital becomes Public Robbers...

[@skchew2213]

Insurance company mula pujuk kemudian memeras.

[@yanwillie7451]

Trust me... investigate after few months, suddenly all the mp goes silent. Then insurance price continue to soar like nobody's business. And even manage to stop them from increase price, will the insurance company lower their insured amount or reduce anything from their agreement. Will authorities actually regulate them ? One thing Najib isn't wrong. We're still living in the era of Cash is King. Just the difference is now Companies are the King . Especially the wealthy ones holding all these immense wealth company.

[@wolfgang4494]

When i go to private hospitals im always unsure weather there is something wrong with me or they are just trying to get my insurance money..last time i went because of stomach peoblem, touch here a bit touch there, blam 500.. just and they want me to come again for 3x.

[@reubensher8144]

Prices went up because of the dumb Private Healthcare Services Act that was passed in 2006 by the BN govt. Repeal the act, esok prices will come down cos then everyone can buka hospital.

[@wah7788]

United healthcare scene pls