Investment Analyst Reacts to MORE Investing TikToks

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The Plain Bagel

The Plain Bagel

2 жыл бұрын

We're back at it! Here's my review of more investing TikToks.
My name's Richard Coffin, I'm an investment analyst with my Chartered Financial Analyst and Certified Financial Planner designations, registered with the Ontario Securities Commission as a portfolio manager.
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Video edited by: Carol Boeira & Richard Coffin
DISCLAIMER:
This channel is for education purposes only and is not affiliated with any financial institution, although Richard does work as an employee for an investment manager. Richard Coffin does not provide recommendations on The Plain Bagel - those looking for investment advice should seek out a registered professional. Richard is not responsible for investment actions taken by viewers.

Пікірлер: 834
@ThePlainBagel
@ThePlainBagel 2 жыл бұрын
What was your favourite TikTok? And is there anything you think is worth adding to the reviews?
@roaringfork
@roaringfork 2 жыл бұрын
Don't get financial advise from people born in 2005.
@connor8018
@connor8018 2 жыл бұрын
I'll add that the matched amount of money on the 401(k) basically doubles your return on the percentages. So even if the mutual fund you're invested in only gets 3 percent you're still getting essentially a 6% return on your original investment from the stock market. It's relatively minor compared to the 100% return you pointed out from the company matching though, which is the main benefit. Also it probably doesn't fit in this video but more information about a 401(k) would be helpful. At least just on the tax advantages and disadvantages even if it's relatively simple. Or just a video on different types of retirement accounts in general and how they work and what to look for in deciding to use one. I really appreciate your videos. A lot of other channels feel like the creator is telling you what to do.
@gigitrix
@gigitrix 2 жыл бұрын
-54% guy has to win, the juxtaposition of the confidence with the outcome and the way you presented it (including the twist at the end) just... brutal
@BlueSky-kh8ue
@BlueSky-kh8ue 2 жыл бұрын
Easily 401k guy... It was amazing how bad that advice was.
@TheJonathonM
@TheJonathonM 2 жыл бұрын
Stock splits do not increase FCF
@TheBasicStuff
@TheBasicStuff 2 жыл бұрын
Richard, you don't have to do this to yourself. Self-harm is not the way to go for views.
@tomlxyz
@tomlxyz 2 жыл бұрын
This isn't self harm. It's bringing rationality into this type of content
@johnnyphan5416
@johnnyphan5416 2 жыл бұрын
LOL legit watching those tik tok was cancer.
@lrdxgm
@lrdxgm 2 жыл бұрын
You must be new on the internet.
@aniyahisrael2003
@aniyahisrael2003 2 жыл бұрын
Someone brain 🧠 is smelling
@calabiyau9269
@calabiyau9269 2 жыл бұрын
ahahahaha bro wake UP richard is missing out on the investing advice of a lifetime
@feynstein1004
@feynstein1004 2 жыл бұрын
Rule #1 of finance skepticism: If the method they're selling you worked, they would just use it and become billionaires, and thus not need to sell it to you in the first place.
@svnhddbst8968
@svnhddbst8968 2 жыл бұрын
something i've been thinking on, there's (from barclays) proof that betting on people being impulsive idiots is a sound strategy. so maybe some legitimate groups are selling things that encourage stupidity, so bigger firms can bet around it for profit.
@feynstein1004
@feynstein1004 2 жыл бұрын
@@svnhddbst8968 That's an interesting idea. If there's one thing you can count on, it's human stupidity 😅
@divagaciones1628
@divagaciones1628 2 жыл бұрын
That's true, besides, sharing the method defeats its whole purpose, because once enough people start using the same method, it'll simply no longer work. Actual successful investors and brokers are constantly mixing up their strategies because markets are constantly changing, and knowing which strategies work at a given moment takes a lot of knowledge.
@Mincecroft
@Mincecroft 2 жыл бұрын
Exactly, if your get rich quick scheme was taking advantage of "hidden" knowledge, then there would be zero incentive for them to show it to anyone else
@feynstein1004
@feynstein1004 2 жыл бұрын
@@Mincecroft Couldn't have said it better myself
@JeredMastersAustralia
@JeredMastersAustralia 2 жыл бұрын
"it's not often you have somebody so aggressively... wrong" 😂👌
@cryptobanter6677
@cryptobanter6677 2 жыл бұрын
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@3rkid
@3rkid 2 жыл бұрын
That return calculation of stock picks was my favorite part of the video.
@cryptobanter6677
@cryptobanter6677 2 жыл бұрын
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@Adam-yu5zj
@Adam-yu5zj 2 жыл бұрын
😂🤣 Idiots
@thehoodedteddy1335
@thehoodedteddy1335 2 жыл бұрын
Yeah, that was amazing
@MacAndSwiss
@MacAndSwiss 2 жыл бұрын
Everyone loves growth stocks in a bull market.
@PsyrenXY
@PsyrenXY 2 жыл бұрын
I'd like to report a murder!
@winstonsmith2079
@winstonsmith2079 2 жыл бұрын
It's phrases like "its part of the human brain to look for cognitive short cuts", that raise this channel up to next level. Thank you, that's how I look on technical analysis
@jdarling5315
@jdarling5315 2 жыл бұрын
I'm not a TA guy at all but I do think it's not totally ridiculous to think there are some patterns in human behavior as it responds to price movements as well as certain market dynamics that can be gleaned from analyzing charts. Like he says, potentially useful as part of a more balanced approach
@josh7297
@josh7297 2 жыл бұрын
Hedge fund manager here. I never start my stock research by analyzing the charts. But, you cannot be naive and say that stocks always stick to their fundamental values. Just like any other market, the stock market is driven by fear, emotion and patterns. I use TA as a tool to help me enter/exit a position and determine a trend in a market price direction. Make no mistake, when stocks go up, on average, more people are willing to buy it. When stocks go down, on average, more people are willing to sell it.
@GunnShotVisuals
@GunnShotVisuals 2 жыл бұрын
"Technicals in this kind of fashion really are the astrology of finance" 🤣
@GunnShotVisuals
@GunnShotVisuals 2 жыл бұрын
@@josh7297 Lets be honest - those charts are useless just nice to visualize the price patterns 🤣i never managed a hedge fund so I'll concede if you say otherwise - these are cool patterns but markets movement is completely arbitrary and sitational
@GunnShotVisuals
@GunnShotVisuals 2 жыл бұрын
@@jdarling5315 I agree with him "Technicals in this kind of fashion really are the astrology of finance" 🤣
@electricerger
@electricerger Жыл бұрын
I remember my father testing to become a CFA, it took 5 years and that was after his master's in finance/economics. I have the upmost respect for people like you showing us what a real professional is like.
@NiftyKnot
@NiftyKnot 2 жыл бұрын
How to become a quadrillion dollar company 1) IPO 2) stock split 3) stock price goes up 4) split again 5) price goes up 6) repeat as required
@samsonsoturian6013
@samsonsoturian6013 2 жыл бұрын
0:40 The idea a trillion dollar tech stock could double in value in a couple months... 7:10 That guy is why predatory lending exists. The "pile of nothing" he complains about is a 34.7% risk-free gain even when employer contributions are NOT included.
@alexs_toy_barn
@alexs_toy_barn 2 ай бұрын
And it'll be way way more than net 1% growth yearly, it still be more like 3-6% yearly after inflation without contributions
@CainXVII
@CainXVII Жыл бұрын
When I was like 8 my friend and I played around with pretending to buy stocks in the newspaper, following them and competing on who made the best pick. I found out years later my dad actually bought some for me. Turns out I made a good pick and he knew that because he worked in finance...
@TheFakeyCakeMaker
@TheFakeyCakeMaker Жыл бұрын
And you probably gained some of his skills via osmosis. Parents don't always realise what a profound effect they have on their children, you played stocks because that's what daddy did. What a wonderful man your dad sounds like. Being a parent is an incredible honour and I hope my kids can say good things about me like you have here some day. I hope you are continuing to do well on the stock market and that your wealth increases.
@Antenox
@Antenox 2 жыл бұрын
This series just keeps confirming to me how much I hate ultra-short form content. TikTok, Twitter, even Snapchat to a degree.
@JackDuffley
@JackDuffley 2 жыл бұрын
I'm in my 3rd year at the University of FinTok, and I now exclusively use technical analysis on real estate NFTs on my laptop in my Lamborghini.
@Kodaira023
@Kodaira023 2 жыл бұрын
😂
@webentwicklungmitrobinspan6935
@webentwicklungmitrobinspan6935 2 жыл бұрын
nice i would like to buy a course from you i hope its expensive enough to feel like i made a important investment in my education
@davidwebb2318
@davidwebb2318 2 жыл бұрын
You forget to tell everyone how you were a multi-billionaire by the age of 12. I guess you are just modest about this kind of thing....
@JackDuffley
@JackDuffley 2 жыл бұрын
@@davidwebb2318 I'll learn how to do that next semester. Sorry!
@davidwebb2318
@davidwebb2318 2 жыл бұрын
@@JackDuffley Ha ha, yes. Remember to ask your college principal if you can have a parking space for the Lamborghini !!
@FreckleFinance
@FreckleFinance Жыл бұрын
I was planning on having my kids invest fairly young, but just as part of their money management education. No stock pickings just something like a simple ETF with a bit of money so they can kinda see the flucuations and how markets work with their own money, but not as an actual money making thing,
@jesussalomon3598
@jesussalomon3598 2 жыл бұрын
The fact Ricard can make fun of yet intellectually analyze each tiktok simultaneously is mind blowing.
@cryptobanter6677
@cryptobanter6677 2 жыл бұрын
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@jackpace6845
@jackpace6845 Жыл бұрын
Its pretty simple when the tiktokers are absolute morons.
@werbnaright5012
@werbnaright5012 2 жыл бұрын
I love the humour in the editing of the individual stock lookups. The music, the facial expressions, the groans.Magnifique!
@Misterfairweather
@Misterfairweather 2 жыл бұрын
The Wii music was fantastic and I love hearing someone else say that technical analysis is the astrology of investing. I also appreciate anything that calls out the "influencer" starter kit of talking up your wealth and selling courses. This scam pre-dates the internet it just seems to have become even more popular in the last few years.
@davidwebb2318
@davidwebb2318 2 жыл бұрын
The internet has just given all these scam artists free access to millions of gullible people who fall for get rich quick scams.
@LASLOEGRI
@LASLOEGRI 2 жыл бұрын
“Technicals - the astrology of investing…” absolutely, been saying that for years! As always… nice work.
@chump6901
@chump6901 Жыл бұрын
How can it be astrology, how can you call BS, when there are millions of people funneling billions of dollars into different equities or currencies based on patterns and support an resistance levels. If 50,000 people see something bouncing at support, and they all buy because buy at support sell at resistance, then it is going to rise. It’s a positive feedback loop. It’s real. Nobody cares about your recycled EBITDA multiples and they don’t affect anything anymore.
@Supatrader
@Supatrader Жыл бұрын
😂😂😂😂😂😂
@vanyac6448
@vanyac6448 2 жыл бұрын
8:55 - That employer matching is key. That alone is enough to compensate for, like, 40 years worth of inflation (assuming an annualized 2% rate).
@jeffwells641
@jeffwells641 2 жыл бұрын
At worst it's a 50%-100% return on your investment, even if the stock averages 0% with inflation. Considering these mutual funds tend to average more like 5% even with bad inflation, it's just a no brainer. Honestly, the only reason I can think of not to max out your 401k is if you have a specific plan for that money. You're going to start a business or buy property or something like that. Otherwise a 401k is one of the best investments you can possibly make.
@exantiuse497
@exantiuse497 2 жыл бұрын
@Jeff Wells It isn't as simple as you make it out to be. I'm not American so I don't fully understand how the 401k system works, what are the returns of the funds etc, but I know the effective growth rate of a fund (after the fees etc) is extremely important. Here's the math: If we invest 10,000 a year through 401k on funds that have an average return of 5% a year after fees (as you suggested), and the employer matches it making it effectively 20k a year, we have 1,48 million after 30 years. If we instead invest it in a low-fee index fund that has an effective growth rate of 10% a year (the historical growth rate of the US stock market) we have 1,7 million after the same time period, a difference of almost 20%. If we adjust for inflation, assuming inflation averages at 2% annually making the actual growth of the funds 3% and 8% respectively, the 401k has us at 1.02 million and the index fund at 1.32 million (today's dollar equivalent), a difference of 30% I'm not saying the 401k is bad, as I don't know the actual rates of growth of the funds, this was just a hypothetical example of how investing on your 401k can be worse than just investing in an index depending on the rate of return for the two. You have to know the specifics to make the decision Of course 401k also has the advantage that the "carrot" of the employer matching your investment will make people that would normally be less likely to invest start investing
@TrapZeroEX
@TrapZeroEX 2 жыл бұрын
@@exantiuse497 That's why people should max out their IRAs and HSAs first. They can add cheap index funds to them. First step would be to contribute to the match on the 401k, next max out the IRA/HSA, and then continue contributing to the 401k.
@jeffwells641
@jeffwells641 2 жыл бұрын
@@exantiuse497 What matters here isn't the growth rate of the fund (that's important, but it's not the most important thing here). What matters is the employer matching. Most 401k's have employer fund matching, typically up to 6%, because employers get a tax break for doing this (and it stops at 6%, which is why they stop there). A really good matching scheme is 1 for 1, that is, if I make $50k a year, and I put in 6% of my paycheck (pre-tax), or $3k, into my 401k, my employer also puts $3k into my 401k. That's an instant 100% return of my money. That's worth almost 10 years of returns at 10%, and you get it instantly. Even if the fund is garbage (they aren't, they are typically well established mutual funds that return 5-10% depending on how aggressive you choose to go with your fund options). More typically employers do a 2 to 1 match instead of a 1 to 1 match. That is if I put in 6% of my paycheck into a 401k, my employer will put in 3%. So to get the full employer match I need to put in 12% ($6k) to get the full 6%($3k). Still, that gets you an instant 50% return on your investment no matter how good or bad the fund is (and again, they're typically pretty decent). Again, that's 5 years worth of market returns instantly. That's freaking huge. And these funds aren't garbage. They are safe, well established long term investments that are perfect for long-term retirement investing.
@ekay4495
@ekay4495 Жыл бұрын
2%Inflation lmao that's cute
@SeeEhyDeeSee
@SeeEhyDeeSee Жыл бұрын
I still rewatch this from time to time just to watch his reaction to the 5:10 clip
@ivanjermakov
@ivanjermakov 2 жыл бұрын
"Technicals (as a primary tool) are the astrology of finance" Also, so silly to watch how those "traders" prove their patterns on the historical data.
@maurods3151
@maurods3151 2 жыл бұрын
But how is it possible than that some traders who rely only on technical analysis manage to be profitable
@hardwarefromthegarbage3446
@hardwarefromthegarbage3446 2 жыл бұрын
@@maurods3151 Do they? I suppose their money comes from selling courses on their "methods" or not relying on technical analysis only
@jam-hu
@jam-hu 2 жыл бұрын
@@hardwarefromthegarbage3446 because it is statistically unlikely that they would all fail. Just like the people who win the jackpot twice in the lottery it is simply luck. It is likely, that out of the thousands of active traders that some will get lucky and beat the market. The problem is that there is no way of knowing beforehand which ones will get lucky.
@davidwebb2318
@davidwebb2318 2 жыл бұрын
@@maurods3151 The short answer is that 99% of them don't manage to be profitable. Even a random stock selection process will make money sometimes. As they reinvest everything in what is essentially a random process eventually they will have everything in investments that drops like a stone. They might be successful for 5, 10 or 15 years by pure luck. The problem comes when you decide to follow what they do on the last day of year 15 and year 16 is when their luck runs out, and you lose your life savings following their astrology charts.
@TheWholeGrainBread_Real
@TheWholeGrainBread_Real 2 жыл бұрын
@@maurods3151 key word, some. 99% wont.
@earlyreefer
@earlyreefer 2 жыл бұрын
more level headed, sensible content from The Plain Bagel. Always great stuff!
@hermdude
@hermdude 2 жыл бұрын
I would want to point out that unlike astrology and coin-flipping, because a lot of people believe in technical analysis, it results in a self-fulfilling prophecy such that if a lot of people are making a decision that the price is going up, they'll bid up the price, eventually increasing the price itself. Of course, the catch is that different people would see different patterns within the same chart, so it becomes a tug of war between those who thinks that the price would go up versus the price going down. And then there's the market makers who would profit either way from market participation. As an old adage says, don't go and dig for gold yourself, go sell shovels instead.
@electricant55
@electricant55 Жыл бұрын
Another problem is that algorithmic traders probably already beat you to the punch and the analysis is now priced in
@finsimple4396
@finsimple4396 Жыл бұрын
If this were the case the research would back that point, but it doesn't. The truth is there are too many market participants with many different strategies, AUM sizes, and opinions which create little market inefficiencies or random behaviour in stock prices. Even algorithmic traders don't, they mostly exploit small market inefficiencies faster than others such as HFT's, mean reversion, scalping, market making, arbitrage, etc. It would be self-fulfilling if the few who did it held enough weight to move markets, but then they wouldn't have the liquidity to trade it comfortably, which is a paradox.
@itsgonnabeanaurfromme
@itsgonnabeanaurfromme 4 ай бұрын
That's how it works. Applies to chinese astrology as well because a lot of people who believe in it (wealthy old chinese) impact the global economy.
@GetIrked
@GetIrked Жыл бұрын
My absolute favorite part was watching his reaction to the “don’t match your 401K” insanity. I still can’t stop laughing! Thanks for this amazing video (from a fellow Canadian 🇨🇦)! 😀
@rodrigorodriguez509
@rodrigorodriguez509 Жыл бұрын
Well, in 2020 I didn't contribute anything to retirement and put every dollar instead into about 270% returns. That was obviously a non-recurrent and extraordinary condition
@brianwalsh9265
@brianwalsh9265 Жыл бұрын
@@rodrigorodriguez509 orrrrrrrrrrrrrrr.................Just repeat this one simple trick over and over again and you'll be rich!
@adriennethiery5432
@adriennethiery5432 Жыл бұрын
The other crazy thing I see now is reasons not to invest into a Roth IRA. I don’t understand how it’s not illegal to spread misinformation about this
@blueflameSM
@blueflameSM Жыл бұрын
"Don't invest into a 401k or a Roth IRA......Instead, BUY my course and I'll make you millions." - Every one of those videos against 401ks lmfao
@pretzelstick320
@pretzelstick320 10 ай бұрын
I’d probably want to invest in my 401k as much as the company will match, but not anymore than that.
@weggro
@weggro 2 жыл бұрын
You're one of my top channels and I appreciate the information that you give. Keep calling out the fakes!
@ExplicitPublishing
@ExplicitPublishing 11 ай бұрын
I'm a big fan of your informed common sense approach AND you are my favorite KZbin personality. I know you won't let that go to your head.
@schmingusss
@schmingusss 2 жыл бұрын
I love how Richard has perfected the nervous laugh. It cracks me up every time.
@tuanoful
@tuanoful Жыл бұрын
I'm so glad I discovered your channel. You are great, keep it up!
@tom4156
@tom4156 2 жыл бұрын
Great job as always, Richard. From one accountant to another, keep up the fight
@melkiway
@melkiway Жыл бұрын
Your react videos ARE SO ENTERTAINING and INFORMATIVE. Keep them coming! Thank you :) :)
@smugshrug
@smugshrug 2 жыл бұрын
The only way all these "gurus" on social media make money is by selling people their awful advice.
@samsonsoturian6013
@samsonsoturian6013 2 жыл бұрын
With the Raging Bull that was some of the key evidence in the FBI's fraud allegations...
@davidwebb2318
@davidwebb2318 2 жыл бұрын
The name Greg Secker comes to mind....
@David.Marquez
@David.Marquez 2 жыл бұрын
Here comes Richard making my Friday even better with some TikTok reactions LET'S GO
@nrpbrown
@nrpbrown 2 жыл бұрын
I love the background! It's silly but i will never get bored of bad finance tik tok reviews
@GMoney_1973
@GMoney_1973 2 жыл бұрын
Great video! Thank you for producing. I really enjoyed the theme music from the Wii Shop! Takes me back.
@cryptobanter6677
@cryptobanter6677 2 жыл бұрын
👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝
@mikesantillana
@mikesantillana 2 жыл бұрын
This is my favorite financial channel!
@netherworldpost
@netherworldpost Жыл бұрын
Really enjoy "not to gate keep, just to set expectations." I'm going to borrow that, thank you.
@arga400
@arga400 2 жыл бұрын
A 100% 401k match is so powerful that you could immediately withdraw your money and the match, pay the penalty and taxes and still be ahead lol
@aatheus
@aatheus 2 жыл бұрын
I will never cease to be amazed at how many bad and/or tone-deaf investment videos there are on Tiktok. Very entertaining.
@rodrigorodriguez509
@rodrigorodriguez509 Жыл бұрын
I don't know what you mean, clearly this high schooler has discovered a vulnerability in the financial markets as they exist today
@RemotHuman
@RemotHuman 2 жыл бұрын
You can withdraw from 401k early for 10% fee + tax, meaning if you don't want to wait till retirement you still get an immediate 80% return from 401k matching
@MrSupernova111
@MrSupernova111 2 жыл бұрын
Its a rip off. The guy in the video had a point. Outside of the employer match there is little point in investing further into a 401k other than the pre-tax investment benefit. Today's billionaires didn't earn their wealth through a 401k. This is the part that most academics like our friend the plain bagle conveniently ignore. In all reality, 401ks are designed for financially illiterate people.
@RemotHuman
@RemotHuman 2 жыл бұрын
@@MrSupernova111 billionaires worked very hard took on a lot of risk, had a lot of skill and got very lucky for their wealth, 401k is very easy, its not for people who want to become billionaires its for people who want to retire when they're old. Maybe Roth IRA is better though who knows. Its not financially illiterate not to want to be an entrepreneur
@MrSupernova111
@MrSupernova111 2 жыл бұрын
@@RemotHuman . You're 100% correct that being a business owner is riskier than saving pennies every month for decades on end. That said, we choose how we want to live and many don't want to wait until they-re 65-70 years old to enjoy financial independence. On one hand we have the billionaires of the world and the countless millionaires who took a chance and then we have the masses who will spend their lifetime in the office doing meaningless work hoping to be financially independent at 65-70 years old. As I said, the guy in the video isn't entirely wrong.
@jonathans7089
@jonathans7089 2 жыл бұрын
@@MrSupernova111 Yikes
@jakefarmer3122
@jakefarmer3122 2 жыл бұрын
I would absolutely LOVE if you went through one of these courses from tik tok. I think it would be amazing if you could "learn" from these "finance experts"
@deepserket4390
@deepserket4390 2 жыл бұрын
this channel sometimes does something similar, but is more memeish and less serious than "the plain bagel", here's an example: kzbin.info/www/bejne/n3eloIJ9gs-rf5I
@TheFakeyCakeMaker
@TheFakeyCakeMaker Жыл бұрын
Yep. I'd be up for that
@AfroKarlman
@AfroKarlman 2 жыл бұрын
You are great dude! Thanks for your videos. Liked, Subscribed and all the good stuff!
@alexcarter3608
@alexcarter3608 2 жыл бұрын
This channel is so amazing. Amusing and educational
@loganwow
@loganwow 2 жыл бұрын
Congrats on the new background thing I love it!!!
@tuanoful
@tuanoful Жыл бұрын
That comparison from TA to Astrology was hilarious, and so true. In my ignorance, a few months back, I did think there was something to it. And quickly after I realized it was just BS. The only way that TA was real is if EVERYONE follows and acts on those patterns. And that is simply not true. The market doesn't behave based on a few guys doing TA
@Verskillroy
@Verskillroy 2 жыл бұрын
Your calm and realistic approach contrasted with those absolutely insane, horrible advice is really entertaining for me.
@mmmeeelllmmmeeelll
@mmmeeelllmmmeeelll Жыл бұрын
You have got to do more of these!
@ayeminoo2067
@ayeminoo2067 2 жыл бұрын
The only channel worth listerning to. Thank bro.
@josephgordon1269
@josephgordon1269 2 жыл бұрын
Your content is so thought provoking! 👍
@applefav101
@applefav101 2 жыл бұрын
Always love your videos man! Fellow Canadian!!!
@barbarosozturk
@barbarosozturk 2 жыл бұрын
Loved the editing on this one, haha!
@turtlepoolservices
@turtlepoolservices 2 жыл бұрын
You're a breath of fresh air on this platform.
@HarmonixsLoL
@HarmonixsLoL 2 жыл бұрын
I didn't really learning anything new in terms of investing, but I got a good laugh from the TikTok clips.
@Potatoes85858
@Potatoes85858 2 жыл бұрын
I need more of this in my life!
@paddaydaddy
@paddaydaddy 2 жыл бұрын
Love this videos, Richard!
@shanephillips7704
@shanephillips7704 2 жыл бұрын
First time viewer! Love your content! Keep it coming.
@Littletime839
@Littletime839 2 жыл бұрын
That first guy was so convincing because of his wild hand gestures
@brandony8691
@brandony8691 Жыл бұрын
Great video as always! 2:33 There have been some studies on stock splits that have shown there to be some degree of excess returns associated them (Ikenberry, Rakine, and Stice in the mid-90's I think were some of the first to look into this phenomenon). Some explanations offered by authors of these papers suggest its based on a signaling (i.e., management expects strong fundamental performance and completing a stock split signals this to the market). I would intuit that it's related to the momentum factor (i.e., a stock that now has a high per-share price got that way through strong recent performance). Either way, there is at least some evidence that buying recent stock splits might have some plausibility, but whether those excess returns survive transaction costs is another story. 5:30 This video came out too early $TSLA
@poisonpotato1
@poisonpotato1 2 жыл бұрын
"There's more pizza now that I cut this 4 slice pizza into 8 slices" First guy probably
@Michael_Raymond
@Michael_Raymond Жыл бұрын
I loved the advice (even if it was a little under-sold) for young people looking to get into investing. If you want to get good investing results... just get a higher education. You're making an investment in every future choice you make, and the earlier you commit to that the more help it will be. Also, your education won't disappear if the economy crashes.
@HusseinAmeen
@HusseinAmeen 2 жыл бұрын
These videos are hilarious 😂, please make more🙏🏽
@thedustkid
@thedustkid Жыл бұрын
I love these videos, do more like this please
@prodigy1605
@prodigy1605 2 жыл бұрын
4:10 completely agree. It is a good use case for trying to time into a stock better for a long term investment (maybe wait a bit more for a price retreat) but not for actively trading
@zdenek3010
@zdenek3010 2 жыл бұрын
What you described is active management. Thinking that your intensity of active management is good but anything more is bad is irrational
@warrenbuckley3267
@warrenbuckley3267 2 жыл бұрын
It would be nice to see a video on how you would research a company before deciding to invest? What are some of the things that you look for?
@midimusicforever
@midimusicforever 2 жыл бұрын
"stocks that are going to make me rich" The guy forgot to say "by shorting them".
@pinnipes
@pinnipes Жыл бұрын
i loved this video and i love your patient explanations for why these people are wrong, and your jokes are really on point. that said, the shot of the guy putting on the guy fawkes mask was funnier than anything you could have said
@gustavrydstedt5890
@gustavrydstedt5890 2 жыл бұрын
Background looks great!
@skeletonz00387
@skeletonz00387 3 ай бұрын
"the astrology of finance" that's the best thing I've ever heard
@mbeeck
@mbeeck 2 жыл бұрын
Great new setup!
@young1736
@young1736 2 жыл бұрын
First watching since 2020 when you have 20-30k subscribers. Glad that you are doing good with 500k subscriber. I took your plain advice and made very diversified portfolio. I’m in peace in this bear market. Thanks.
@Gabsmaqui
@Gabsmaqui 2 жыл бұрын
This might be your funniest content ever! Good stuff!!!
@cryptobanter6677
@cryptobanter6677 2 жыл бұрын
👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝
@AJBusta97
@AJBusta97 2 жыл бұрын
MORE OF THESE PLEASE!!!
@cryptobanter6677
@cryptobanter6677 2 жыл бұрын
👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝....
@francissalois-long3371
@francissalois-long3371 2 жыл бұрын
Love your vids Bagel men
@betruetoyourself7162
@betruetoyourself7162 2 жыл бұрын
I didn’t see your poll. I would have clicked yes!
@mfb704
@mfb704 2 жыл бұрын
Hi Mr Bagel I have a question Do you ever use modern portfolio theory in your day to day activities as a portfolio manager? Things like Treynor Black procedure, Markowitz, risk aversion coefficient, optimal weights, etc.? Or do you use other things? I've been learning this stuff for school but it all seems too theoretical for me. Thanks!
@augustus331
@augustus331 2 жыл бұрын
Keep loving these videos man. Please keep it up Kind regards
@CE2BE
@CE2BE Жыл бұрын
LOVE THIS
@Jos_Louis
@Jos_Louis 2 жыл бұрын
It was more than just a lackluster "sure" from me. I just liked the video before even watching the full video through. I just look forward to these segments so much LOL.
@narcissistwhisperer
@narcissistwhisperer 2 жыл бұрын
I very much appreciate your sober, rational, & knowledgeable approach to the hype & bullshit that seems to be the norm. Thank you for your efforts.
@GunnShotVisuals
@GunnShotVisuals 2 жыл бұрын
As someone who got my series 7 I can confirm all the info in this video is accurate, wellll explained and useful
@cryptobanter6677
@cryptobanter6677 2 жыл бұрын
👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝
@docvevs2820
@docvevs2820 Жыл бұрын
Thanks for the financial guidance, Richard. Go get those Tiktokers!
@SkarrGaming
@SkarrGaming Жыл бұрын
Imagine going to Tiktok for finance advice. Or any advice on anything for that matter.
@isaacchavez7121
@isaacchavez7121 2 жыл бұрын
Time for part 4!
@klobiforpresident2254
@klobiforpresident2254 2 жыл бұрын
"If you need help you can reach out to a professional." That is exactly what I want to tell you, Richard. You don't have to hurt yourself by watching these for our entertainment.
@cryptobanter6677
@cryptobanter6677 2 жыл бұрын
👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝...
@jaksongraham9516
@jaksongraham9516 Жыл бұрын
Love to see more
@VladBatrinu
@VladBatrinu 2 жыл бұрын
this series is the best
@cryptobanter6677
@cryptobanter6677 2 жыл бұрын
👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝
@capeecle
@capeecle Жыл бұрын
"Aggresively wrong" nice, I learnt a new phrase
@CaedenV
@CaedenV 2 жыл бұрын
I've seen that hyper aggressive anti 401k dude before... And I think his idea is that if you take your full paycheck and use it immediately for your own education, or starting your own business then you can "easially" outperform the market. As someone who has started and stopped 3 personal small businesses... Yeah... There is also a super good chance to loose your entire business or if you are lucky break even. It's a bit of a gamble. Compare that to a 401k that gives an instant 100% growth with an employer match, and lowering your income tax bracket, and no taxes on growth... Yeah... Even at 1% growth that starts to look pretty OK lol. And that you are more likely to net 7% growth after inflation makes your 401k look pretty awesome. More important is that for most people it isn't an either/or situation. You can hold down a day job and take advantage of a 401k match, and start something productive on the side. And that side thing can be a business, or developing IP for royalties, or any number of other things.
@chukuemekaoje1015
@chukuemekaoje1015 Жыл бұрын
@@lukemorgan6166 how are they scams?
@electricant55
@electricant55 Жыл бұрын
This. Best education today is free
@MGMarkov
@MGMarkov 2 жыл бұрын
I like those reviewes :). They are funny.
@cryptobanter6677
@cryptobanter6677 2 жыл бұрын
👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝...
@ahmadnaufaldai
@ahmadnaufaldai 2 жыл бұрын
Thanks for this. I know some of them go full Loco but I can't refute them in a more systematic way.
@apresthus87
@apresthus87 Жыл бұрын
Fantastic content!
@jackmannschreck726
@jackmannschreck726 Жыл бұрын
The one of the stocks that will make me rich had me rolling on the floor, I knew I was in for a treat when roku was his first pick😂😂
@ErichuEdits
@ErichuEdits Жыл бұрын
Do more tiktok reactions, I love this
@mrantao1
@mrantao1 10 ай бұрын
Mr Bagel would make a good lecturer He systematically knows how to break down complex theories into simple ones without coming off as someone who knows more than u Those relatable qualities r what separate good lecturers from the bad ones n I can promise u that the bad out weigh the good most of the time
@sergdingle4616
@sergdingle4616 Жыл бұрын
Not from this video buy my favourite sentence is "options are technically like a starting point" love it.
@MarceloAbans
@MarceloAbans 2 жыл бұрын
@4:33 Great movie called Pi, where a man supposedly figures out the pattern and then a decent into madness.
@steviestone3968
@steviestone3968 2 жыл бұрын
TA is the astrology of finance, perfect description.
@davidbrooks8809
@davidbrooks8809 Жыл бұрын
Great Information..better Channel
@nicolashofmann2956
@nicolashofmann2956 2 жыл бұрын
Fractional shares are not a thing everywhere. Her in Germany you can get those only via a savings plan, indiviual buys work only for full shares of a stock.
@DiscipleSteven
@DiscipleSteven 6 ай бұрын
I used to live in the US and had a 401k. I think it does depend on the employer but I had some great index and mutual funds available to me, include an S&P 500 index fund. I didnt have a lot there and eventually pulled it out to add to emergency fund here in Canada but it was pretty good for me.
@mixedbagclips2511
@mixedbagclips2511 4 ай бұрын
Hey that guy that made those calls at the TOP is a good counter signal. 😂
@GunnShotVisuals
@GunnShotVisuals 2 жыл бұрын
"Technicals in this kind of fashion really are the astrology of finance" 🤣🤣🤣 as someone who has my series 7 stock brokers license this is so accurate and hilarious - Never truly understood how these made any sense to trust 🤣
@cryptobanter6677
@cryptobanter6677 2 жыл бұрын
👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝👆Thanks for your feedback, I have something I'd love to introduce you to Leave a msg to the contact above☝️⤴️🔝
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