Investment Taxes in Europe-Do THIS & Pay Less

[@thetomcrosshill]

Here's the index investing tax workshop I mentioned in the video - it includes tax briefings for 34 European countries (full list on the site): www.indexmasterclass.com/tax-workshop

[@DaveCulbertson645]

I Hit $32,590 today. Thank you for all the knowledge and nuggets you had thrown my way over the last week. i started with 5k in last week 2025.... now i just hit $32,590

[@Timothygraham4]

How did you manage to achieve that level of growth? I've been trying everything I can to improve my investments, l want to retire in a few years and I need a better diversification

[@DaveCulbertson645]

It's Kimberly Ann Doran doing, she's changed my life.

[@TaraMacLeanLean]

The first time we had tried, we invested €14,000 and after a week we received €50,230. That really helped us a lot to pay our bills.

[@Fullertonscotttt]

I'm new at this, please how can I reach her?

[@Rosejoy-r4e]

I'm celebrating £32K stock portfolio today... Started this journey with £3K.... I've invested no time and also with the right terms, now I have time for my family and life ahead of me.

[@magdalenasalmanowicz]

Very helpful, thanks so much!

[@madisonm69]

Thanks Tom,

[@JulsVanity]

👍Excellente vidéo... La chose la plus importante à laquelle tout le monde devrait penser en ce moment est de savoir comment tirer profit des différentes sources de revenus en raison de l'effondrement économique. Merci à Felix Michael... Trading pour les signaux quotidiens qui ont été un guide pour moi dans mes investissements !!!

[@JulsVanity]

Il est sur Telegram 🚀🚀

[@JulsVanity]

@Felixmtrades💬

[@JulsVanity]

@Felixmtrades✊🤙✍ ⭐

[@kyliebrud]

Eh bien, ce n'est pas la première fois que je vois son nom sur une plateforme sociale. Je pense qu'il est extrêmement brillant et lucratif à la fois.❤

[@chacra26]

J'ai été présenté à ses services par mon patron, Felix est désormais plus qu'un coach pour moi…..… C'est un mentor !

[@ichtyos8]

Having funds in France and a trading accound Degiro) and tax residence out of Europe, which etf and exchange shall I invest in Europe?

[@aquarian111]

This is my concern as well. If i bought ETFs from IBKR, how this taxes work? Btw im living in Germany

[@wedixegu4552]

Nice work bro Can you give us anything on investment in Luxembourg

[@madisonm69]

Tom, Have you heard about Non Habitual Resident in Portugal? PWC web page can give us info about it?

[@kosrom3546]

Thanks Tom!

[@Chinedu311]

Thanks Tom, what about in the case that the investment broker removes taxes before pay-out. How do we go about that

[@thetomcrosshill]

In some countries such as Germany, Austria and Denmark local brokers take care of all taxes for local tax residents. In most countries, you still have to declare and pay your own taxes. Brokerages also usually take so-called "withholding taxes" - for example, if I invest in US stocks and get dividends, the broker will withhold tax on behalf of the US - but I still have to pay tax locally!

[@Chinedu311]

@thetomcrosshill thank you. That clarifies it

[@Chinedu311]

@thetomcrosshill i really like your content, and I see a lot of content about starting early but I can only spare around 100 euros per month to investing(meaning I can't afford to pay for your course right now). What can I do if I want to start small

[@thetomcrosshill]

@@Chinedu311 No worries - I would read "The Little Book of Common Sense Investing" by John C. Bogle, then use a low cost brokerage and start making some first investments. If you comb through all my ETF and tax and brokerage videos, that should give you a good start!

[@Chinedu311]

@@thetomcrosshill thank you so much

[@ChrisPalamidis]

For someone living in Germany like the example of your video, dividends on ETFs which don't distribute them but re-invest them instead, of course aren't declared and subsequently aren't taxed, correct? As one wouldn't actually have any tangible income from that form of dividend

[@thetomcrosshill]

I can't give tax advice, only comment generally. In Germany accumulating funds are taxed when sold. But there is also the vorabpauschale prepayment tax which is payable on accumulating funds which is not tied to the actual amount of reinvested dividends but to a theoretical yield from the fund. German brokerages calculate this automatically in most cases.

[@ChrisPalamidis]

@thetomcrosshill I see, thank you for the reply

[@danielprevalramirez778]

@@thetomcrosshill I think the law changed in 2024, you will pay taxes on unrealised capital gains, I think at a lower rate but still. Meaning that even if you don't sell your accumulating ETF you will be taxed annually. It is called "Vorabpauschale" and is just a prepayment, later when you sell the ETF, already paid Vorabpauschale is deducted. I recommend using brokers that take care of that burden for you automatically in Germany like Trade Republic.

[@ChrisLee-ot7mv]

@tom crosshill thanks for the video. Is it possible for u to do vidéos regarding usa etf's that people who live in Europe can buy? Thanks

[@thetomcrosshill]

Putting it on the list!

[@ChrisLee-ot7mv]

@thetomcrosshill yes that will be great for ur followers in Europe. Eg the équivalent of voo etf to buy in Europe. Équivalent of the best usa etf to buy in Europe etc....